� � {l 4 � cfifr ft� fa, s-1 I (€10�

. n � ... ·� ft 4 "1 cfi: � Cf) 31ftf, � 4 I

�'1 icfi : 04.06.2021

�- nl<ftlt!,�I �, (tij(t�csf14)

cfil4f�4, rj-:;fr

� �.flq � =tif'&IRI. �IHgos cf>'\ 1s <ft' �Ji1fflq; � q)f q;1<fga Minutes of the 75th Quarterly Meeting of SLBC. JHARKHAND

� � � �. $-l I (€1'1-s cf.r 75-;fj· �ii IR'Fti m cfiT 611-1.ilG-Jrl ITTtcf; 04.06.2021

cit � � � � cfi 1 -1.1 f<'1 -1.1, oo � Fcl ( fl 111:s 1 "ff� TT Fcl R -1.11 cfil .-%f+i ◄ 1 � mr �

1PTTI ffi cf.r 3-T'l'-1.fWTT � I ;cd) 4 � �' � &tm cfi I -1.!fo 4 � ii�. I SI GI .-&cf> sfr � � mT

# 1PTTI m� � ffi it � fl (cfil '(, � � fct'm'◄T � � � sfr ��T � firm,

"fl"ITT, °fN q-� � flQ41fta1 �. $-JIH:i:s fl<cfil< sfr oi�ci!�< F?nflcf;), �. �­

�-ITT fct'm'◄T, $-ll{@O€ fPAd( sfr �FR�. Pct��. �-�-ITT fct'm'◄T,

�l(@IJ:S fl{cfil{, �ifn:ftG-J,HIG-l, �1;cJ14 ��. U'tTT&lffl cf.14T<'14 � fl514cfi ii51S1cicfcf.

sfrm�T�Ricll{l, �#&tmcfil4T<'14 ��iiQISIG!r&cfisfr�. �- �. QflCJ,,1J'lffl,

$-l I {lg€ � ii QI SI ci ITT> sfr '3 � I Wt, � � 1-i:t I tr, ��Tcfi, � fct'm'◄T, � I ;c1:sj € fl ( cfi I ( s--.:ft.:Tfu R�TT 3lfUcf,

� BITT, �-�-ITT fct'm'◄T, �1(©0€ fl(cf>I{ � ittff �l{�IG-l, l!,fllJ,<'14'lffl, $-ll{lg€

� '311-ii QI SI ci ITT, sfr "111T�T irarr � 3-1 (� "i i:z,1 cf)(� fl cf,j- .ft{;m � � � Fcl R 41 cf,l .-%f+i ◄I � lTT'l1fll TT ffi it�� �I � ot fa Rtfi � 4 ,=t � 3lr.fl � � ii$. I SI ci cfcfi sfr � FR

9c.rll4cfi, � � � iiQISlcicTcfi' sfr ��T �. �1;cJ14 Re�� '39iiQISlci&cr. sfr ar,=n��

� � fl Q 14 cfi 1-! QI SI ci cfcf. sfr m�T � $-l I{© :S � �.w-fl 01 � � 3-T'l'-1.faf sfr � cft. m � � �m ifcff � � � SI RI f.-l fft c=rm "ff'm � � 3-f1JUft � �&cf. � � fl {cfi I { � ar,=tr � Pct'mll i?f, SI Rl f.-l rci Fc1 1141 cf,1 .-% ru ◄, � m'l1fll TT ffi it ¥ gt:!: �,

Qfl Q<'14'Jffl cfiT :Jlii lfficf, itocf. cfiT tj=q 1,1.-i sfr fct� � � mT fcFm-1PTTJ sfr � �

itocf. cit >l'TD--� ip=,cfi;r� Q.Y Q<'14'J ffl � 1-! QI SI ci ITT, sfr ,3 � I <'1 cfi � � 1-i:t I tr cit �&,, � �

311tjf¾afcFm-1PTT1

ii 'Q, SI ci &cf, l!. fl tzi-147 m � rn� ffi it Fc1 11-1.11 cfiT .-% f+i ◄, � lTT'l1fll it ¥ "ffm �

� mmRPl cfiT � fcFm-, 'iTT"lm "ffm cit � m � cf,Q I -Rf, t-;'i {I r1 I '1 QI :q I fl �

fctcfic 1ll--l'-1.f it �-cfl. mT � � ffl � fl �-' � ..f14 � I � ii 'q_ I '11 fl it � � � fctmiif �� 3fmcf,TU� cf,Jf=q1fl tj9fi�c:1 �c=rmcf.tcf;t� mg{�I sfr ��1-i:tltr ���m� "ff'm it � it cRl9 � � fl <cfi 1 < g_"ffi w �<r w:m � � R�TT-ITT1<l cfiT 1:fT<'1'=r m cfiT �u fcpn,

llPage

0 r~ 1 anit-~ -Rt, 1,.ti 1J, ,1 cfl m cf.r-~ m it ·~~. ~ ~ R'lTT<T ~~-.:rm ~ ~ Rm m fci. Q,l--1I~ <1 cFl rn t\" 3TTlTf1fr m it ~-.:;r,:ri:r A TR / Agenda -en:- i:rft;;r:;n cf.r-~ "Q,"ct ~

qTT; •I 01 l-l Ir'~ ~ "[T"CT ~u;:r (Dignitaries-Speech) fil:;-;:rr ~. ~ ~ ,t.(li @ch~ i:r ,:ri:pff;=pfi•'a°

~I~.~ fcr;:rr,:- ii- m ~ >ITT'A" it ,=rm~~~ ~u;:r (Dignitaries-Speech) ii" ,=rm~ \{1 ~s 4 ~ ~ ~ "Q,"ct ~ cf.r- "'11 r\ ifi I D \fTu i{hA ~ "Q,"ct <TT1:f'0T?f A TR / Agenda it m ~ ~ cf.r- mITT ti

0 r<01 ani\" ~ ff. ~ "ifiT mfr mm <:'llTTT!T"<: ~ git ;,i:i: ~ ~ 42 .43 % i:rt q §'e\ 'PTT ~I

sl'Ri cfii cfiTTlJlT it "Q,cl, l-l 6_ ,c1 9:01 cfiTTllT ~r3lfi cf.r-~ ~ it cf.r- .pft ft.:rrfbr cf.r-~ it i::rr-#, 21 ir

~~if""<!. 16,000/-~ cf.r- fin:Tc1c c;-;,f g{ ~I ~ ~ ~ n ~3lfi cf.r- ft.:rrfbT it "ifii ~

i:rN "lli', °"17" ~3lfi cf,r-ft.:rrfbr -en:- fi~t Tc"Br "ifiTm ~I '3r611 "ff'lTT ffl * ~ N,JTT -Rt, Q,AQ,<1dlm cf.T

"sRT ft.:rrfbT ~ ~ "sRT cFl \4 1 l-l I fvl ifi ffi ~ 3fTU9ll"ftm B ~ ~ "Q,"cf N,1TT 1'Tifi"lT cf.r- '3ft: ~ ~ ~I

~ (ACP) ~u ~ "q"R ir 'TT~~ m ff.~~ -en:-~ cf15T 2020-21 ir ~ cf.r­

~U !/TTf-m!/TTf n 'lTT 3ITTfcfi ~ t ~ 24 if n 20 ~ if ~ ~U <1"8-<f ~ ~ ch+1 ~ ~ I

~ 1'Tifi"lT, ~ 31Tcfi ~ efil" ~. ff'lTT PSU Banks cf.r-~ ~ <1"8-<f ~ ~ ch+1 ~ ti

'3 rtl 1 cf cf~- "ITTU ll, f1 11. <1 cFl m cf,l" ITT 1]"~ "sRT cf1 $1 I l-l I fu1 ifi a I tj'i -.:ici"u it cfi"t"T -Rt,' ~ it ~3lfi cf,r-

17 .46 % !/~~~~Operating KCC cf.l FB_f-fi c; I U 11 .40% ~. ~~it RRBs cf.r- 13.64 %

!/~~-en:- m Operating KCC cf.r- [%f-Ac;I u 30.14% ti '3"rt11 cfiB ff.~ 31Tcfi ffim ~ ~ a,;:,:r

~ ~ ct"ifi" ef.r ~u cJiN ITT i1 fia1qG1r1if, ~ ~1 ~~it ani)- m -Rt,~ "Q,"ct ~ ~ ~

"[T"CT ~ efil" ~ n ~ ~ ~ ~ crTT ~ m~ efil" ~ ~ ffl efil" l-l 6_ cq 9:of ~ "fl" 'f,"'TT',

~ cf;T" ~!/"J.RIT ~ I

0r~l1 l~f11~<1cflf-n ~ ¥, cf.r-1[2" ~ 48 "ifiT fmr. ~git~ ff.~ it SHG-NRLM ~

~ ~ ~ cf15T 2020-21 it ~3lfi "Q,"ct 3lrffi3lrffi3ITT' ~ ~ ~ -Rt,m m ~ ~ efil" <'1"8-<f

~ Rm 1fm ~I 0r611 Q,l-l Q,e1cflJl n ~u fil:;,:rr-Rt, s,, ·i:rr;r,,F3TT ~ ~ ~-ch~i ~ITT~ cITTr <1"8-<f efil"

TT'lTT Small Finance Bank "Q,"cf ~ ffl efil" m ~ !/ITTITarr -t=t-~~~~~I

~.fr~~~ 1z fl Cl, ,1 cFl m c/i't- m it 3lrffi3lrffi3lfi "Q,"ct ~ m cf"ifi" gT"CT cFmt "Q,"ct ~

~ cf.l "1 I r\ ef,I fl ~ ~ ~ ~ "ifiT fmr. "fcl::;m, s,, ffl "[T"CT a:rm ~ s1T fcttsn:r ef.1 G1 I r\ ifi I £1 Q, A Q, <1 cfl rn

efil" ~ ~ "ifiT ~ "ifiTTUf ~ ?

~ ~I $1 I '~""'1 M i'1 ~arr it~¾ t%" ~~~'if it~ ff. s,, ~arr cFr ifi I '-llH i'1

"efi"B cITTr R'A"lllT efil" -fcl-0-q 'f,"'TT', ~ cf;T" ~~(l:fef>i'l"T cT\1"l<TTI 1r'6_11 ~ -.:ici"u it~ ff, cf1 ll.l-l hA cfi ~ ~

21 ?

3TTflTTf ~ ;:r~R<1 ~ efiT ~ 80 .48 % ~ . ~ m;:rr T- 2~ ~ 80. 83 % t ~ cfl Q,l-1 Q,l-1 c.i ff

( ~ ffi.TT) ~ ~ ~ ~ vnfrJr ~ ~ ~-~,1 ~ 3TT'li ffim efiT ~ 58% ~ ,'i1"ll'@R ~

efiT ~ ~ ~:if if ?f[1JT ~ ~ RT:J; c!T&cf. ~ I ~ ,;;, ~:if cf.T cf, I <1 f H \1 ffi c!T<'I" R'lWTT ii' ~IT fct:TT No~~ ffl ~ m"T ~ fl # 1 I~ i9 cz,1 Ci~I ffi tjq-cr,itil- if m ~ €1 ,,hr f; BT"T ~

~ gll,' ~ ~ ;f.t- cp 1 ffi ~ 3TTcf"9o:fcfi ~ ~ cf,)- cf'Rf cf.'@I

ITTTcfi 26.03.2021 ;f.t- Financial Inclusion and Financial Literacy f-rq--:q- q,:-~ P-t0-rr

Cl, fl L( <1 cA B7 cf,)-~ efiT m ffl git 9,:ft-~ ;:r cf"\1TlTT N, ~ m if ~ ft:-i9cf '2fcf. ~ .:l q l wh:, '2fcf.

3TT'li ffem ~ Executive Director~ ~&cf. T- m •.:r-m"T "l.T-i<1' mcfi'R ~ ~-~-m P-l"'lTT'<T ~ Bm crm 'i9"m '2fcF, ~ ~ ~ ~ ~"Tcf ~I ID if ~"Tcf ar@T~ ~ ~ ~ ffl crm ~ ~

€1 ,,sJ ;f.t- Action Point f.:rf;fu fcr.T:i: -n:i: ~ 1 Q,i91~11Jlm iFl" ID cf.l-Tci" cf,l'h 1@ fti:ni Agenda Book if

~~fflcf.l-cf'Rfcf.'@1 .:J r€)~ Q,i9Q,,1ci1m <Fl"RW'1 Q,i9l(i1cflm f.Action Pointcf.l-~cf,j- 'fl'lftm~

1~ i9 1~,1 cfl m cf.l- Financia l Inclusion and Financial Literacy cf.l- tfc!'-cr,itil- cf.l- 'l-l"'TTTfcfi ID 3lPTT"ITT m efiT

~IT fctm crm ~ cf.l- "11.-J cf, I fl Q, i9 ll, <1 cfi m cf.l- ·3TTlTflTT ID if ii,fl ~I

,h{I ~ ~ 3TT'li ffim ir ~~~~if fflm ~ FLC-Counsellor cf.l-~ ffi cfi'T ~IT

fcf;m1 ~ n·m ;f.t- P::r'2' fctm fcr. m ~ ii rn Q, ~h cz c1 fl w. ~ t '3cf ~ if ·m ffl ;f.t- F LC­

counsellor cfi1' ~ w.;:ft- !1

311TcIT3TTi ~ ~&cf. ;:r Q,i9 Q, i1 cFl m i:f'rfu q,:- fti:nfvT ~ RT:J; Automated Data Flow System ~

BcrIT if~ fcr. ~ 37 ~-cfi~I if if 28 ffl i'iTCT Automated Data Flow System ~ ~ ffl m cfi<: fu<TT

'lT<1T t, 0-rr 9 ffl ii- ~IT fctm No ~ ffl >!"UR ~ if ~<1" pnfiTTr '6fi<:' <1""11'~~ Automated Data

Flow System ~ 'cfil:'I

,11 ~ 1 m if P-flTTf ~ $ -?r ft:,, ~ 3llJUTT ~~&cf,~ ~ q""{ ~ ~ RT:J; ~ ~ ~ ~&cf, ;f.t-~ f-rq--:q- cr,r <t'lfn:'a-T il" ~ cf.l- cf'Rf ~ m"T '@ ~ fcr. ~ ~ <TR ms ~ cf.l- Ri .. ?i -:: 1 fl ~ if 3TTfl'l"".f i rll" 3ITTcfr3TT{ ef.l" ~ ~ I ~:lTT{ i'iTCT sTT ~ '1""{ ~ f.:rif:q- @<1"T ~I

~ 74 'cfi-0 '(i9 Q, i1cfi4l ID~ ATR ~ zj",:;''lf if~ fcr. ~ cfil<.Jlrc.i.-J ~ RT:J; n·m ~ ~fh,sif ~

m 'lT<1T No~ BcrIT if W ~ ~TT efiT ~ fctm ;;'fT ~ ~I ~ ~ Fcri:r<.J- q,:- ffl if~ fcr. 3 r€1 ~ National Strategy of Financial Inclusion ~ 3TTflTTf Skill Development and Livelihood Generation~

~ ~ ~ ~ cf'TT ffl fctm 'lT<1T ! ?

Jr~I~ ~ fit, Q,i91J,,1cfim ~~~nm RSETls ~ RT:J; lJ,"cfi' if.r ~ ~ ~ ~. ~

nm RSETls cf.T Login Credentials fum;;rr,:rr ~1 ~ RSETls m '.ITTTl'ifUT ~~ ~cf.I "11.-Jcfd f)

~ q~1i!: ,1 q,:- 3l'1::r<1ls 'cfil:', ~~if~ '1l<TT <Fl" RSETls efiT <TT'l=f fi:t<'f ~I

3 I 0

t ~

t;'.

I f g"""'n'.f""~r~ "ii"

t i I H~f i

..II:: C

:

" 11 t~ _ lg ,-t ~

(1) 1 (:,: 0 !

,i;: i:: ' ,i;:

(0

~

f·lv

a~

<(

i I lf ! i T

t,.,,~t ~q0j

I C

:

i f.""i [ ~%

~ ~

: rt€-

t;'. -~

t tc {~ r~

V

0 t$

I i i 1 w ~ & i ~ ". ~

~

; ;

Is ' ~ ~ ! ! ~ t"" !II~

~'~

: J!~ i

4c' f"!'lc1t~h

~ ~ljlfi

oo

I~

.,,~--

corf€-

j]~

'~c:~.

....J O

~

~

(tl ~

;-J:+

t;'°,Je ~ofj (/)

rt€-Cl'.) f

I= .

"O f

. j:r;,,tw

~

0,-

~~"" "'i t

cs: 0

V

~ ,tr

tc; ct::

-

~ ! d i f. 1 ~ p

f ~

., °"

a) ~

-~

~~

( _

.,_

g 5"' Ji i"'"' "' 1 rt~ 1 h-h

it tf€-B

ct ~ rt£-I ,J

ii ~~f · P

t~-[

I & r ~ hi 4c

~ t-: t ~ 1 -U iL

~

~ ~ i ~; £ . (~~

l,;c & <

,c ,le

~ 1 t ~ i ~ lit(; ,

Jjcel '~!~;;,~

~ ~ I i ! :! shc r i ~

~ ~t;'.: ~

ftj~'

i ~ e\ ~ rt€-i

~ l B ~

!t I

1 ·r i &

~ i 2 j*

*

i ~ °O

! V

(tl

C

Cl)

i rt€-

(tl '

'-....J

' '

u

.! ~

i ~

0 N

0

03

Rm 1T<rT PF trm ~ ~ ~ ~ -.i11eT ~ m ~ ~ ~ Bctu it~ if>l'h 1~ ~ 20.04.2021 rfif>' 1:uf c'fi't1~ Bctu it 9;fli:rf& -ftm ~. ~

~ . ~-'1Q-fifn m'llPT, ~ m'if>TT' G:TU trm TI "'!Hif>lfl ?fl' .rf PF ~ fuerntc1Tr'a-d if>l 4':l,f?<i if> 1 f: ~ ~ 3'f<t-'fPT TI"~~ it +:P-l-1 R-,1 Ii 'if,B cf;,-~ 'q<'f ~ ~I ~ 3,'6,rp:f TI fi R=l-1 RI (1 cf,{ f<;pn 1T<rT t lJ,cf ~ ~ ~ 9 l&lM cFI' fiR=l-lR-i Ii ffl 'iffi Text-Book fi;fw-r ~ f.tfcts - l-lQll-11 fl ~ cfiTTllT

~ ~ Rif cPgcf ~ 1ID cf,{ f<;pn ~I

(Action-State Government)

PM~~~~ I ~20/05/2021 #~~~~39,512~1TTfu-q.:-~~~.

~ t tfm ffl # ~ 23,566 ~ ffl G:TU Fftcpr ~ ~ t 11:cf 10428 ~ ~ TI" ~

1TTfu TT Reject fcr.m 'lT'l:TT 1

~ Bcf'tf it 9-TT l-fcfrr-?T fi:r9,n (~ ~ . ~ ~ fct-'llPT, 'i::rTTcf ~) G:TU

ffl 'ff Reject fc\i1i: ~ 10,428 ~ ~ ~ ~ '9<:' 3flT-fl rllfl&J•A

~ #1 0 r 01~ ~fi~<1cf1m ~ •-PTT ffl -?r ~ P-r'Pl # .t'lTTTTTT TI"~~ l~f!l~<1ci"1m lJ,cf '{J-:J<l" ~TI"~ mft ~ it Reject~~~#

"l-f1-ITe-TT 'if>B TI" cfiW cfieTT ffl 'ff~ cf.TTllT ;,n..,-.,-r ~I ~ ~ ~3lli G:TU ~-ip:rr PF~~ Low CIBIL Score~ 'cf>T'l:'UT ~ Pfi<TT 1T<rT, ~

6-ll~i;rlc.f,<il G:TU ~~it arf.:r;;w ( Borrower Not Turn-up)~ Duplicate

Application, Account not ava ilable t 3TT'UT"{ TT ~ /ftc:.f ~ ~ ti ~ ".fr fi:r9.n m ~ 1T<rT PF Borrower not turn-up cf.) "'1 lrlif>I fl ULBs TI" ~ W1: ~ ~ R<1T ~ TI" 'AT~ ~I

3TTnft3lli 'if. ~ ~'tfif> ,.;ft m llr ~ fircrm G:TU ~ -ip:rr PF ~ ~ ~ 'if. 3@'lTTf 80% ~ # ~ PSBs ~ G:TU # .rf t, ~

5 J F 2

04

~ ~ ~ Small Finance Bank ~ ~ ~ cfi1" ~~ ~ ~ ti ~ "TT flr"-TT ';J- i(i:1~11cflfn it ~U fcfi<TT "rfi !IITTf tr~~ 1:!T -~l'AT ~ ~ ~ "f+fm ~ itcfi cfi1" ~ill~ ~I

(Action-All Banks,SLBC,State Government)

~ ~ ~ ~ fq)!fftt KCC Saturation Drive~~~~~~fq)!lrtl u,fuf¾[l "ft¥~ l!,rl'c.f¾i1 ~ ~ ~ cfi1" ....:+ . -A- """ .;:._ ____;:,._,...:: ' A-.-,. -R.--.-- ;::,._..,.::.. :+--.-A- ' ,. * >RR ~ ®; ~ 91 1. +i I KCC ~ '1 : 1 .sri cf. I <'I~. ~ '..'· :~ 0 ~ :I :11 1 +-i " : ' ·:s :.~R, s<-1 \ I s i:l <19 l-/2.

= .,.,...,.,. , f51 KCC ~ fq)!lrft R'lTTlT "1:1" ~ ~ ~ ffl cf.T ~ ;;rr ,:-?,I ffl ~ ~. 2021 '7 , .,.,, ,.,, , , \1141 a · Saturation Drive cfi1" ~ \791 hfr WT if 4 7 49 ~ fq:;~ if 1264 ~ ~ Sanction ~ <Pr i1

~. 3f'lTT 'lTT <'im ~cf;,-~~ ffl ~ mfr~ if ~ ~ Reject fcfi<:rr ~ ~ ~ p.tTp:f ti ~mm~~~ 2,257 ~

~ t n,:rif 1,183 ~ ~ ~ 'lTTf ~~ti~~~

~ m,:l "1 H cfd .fl <fl- 1T{ i ff. ~ ~ cf.1" ~ ~ ~ cfi"{ cf.TTlJT i , ;§rit _ 'IW ~ i::rrn ~ (unit not found), ~ CIBIL-Score, Incomplete

Applications, out of Service Area. ~ -.=rm cf.l" 'lTTtm ITTT fct:i .=rm~ ~ cf,T ~fur tJ f.-1 fd I 1 01 ~ ITT"[ ~I

~ ITT"ll 1:!T ~ ~ W!IR ~ ~ "TT ~ili,:-~ if cfiW "rfi ~ if JM F

~ ~ ~ "<1 q i:k R q I ;1;~- 2. ~ ~ 33,386 ~ ~ ft;i:i: ~, n,:rif it ffl

~m 14_so% ~~~~ . ~ 32.10% ~cf.l"f.1-m

cf.RUTT ii- Reject cf,"{ ITTT <PTT t ~ -Land Record, Insurance of Cattle 3ll"RI

~ ffl it ~u fcfi<:rr "rfi 1 .60 <'fm cfcF mm~~~ cf.l" c?li ~ ~ ir;:ft- ~ . ~ JMF ~ i'rcfttt ~ m i,n:r ir mu Dairy Farmers~~ if ~~;,rmt1

61

-r---

C: ;j:r

Q)

E

oo C

Q

) ...

Cl)

Q)

ct! 15

0

: ¥ I g ~

C

<(

~

g_ c..

I;; en

z

LC)

0

~

C

Q)

E

C

~ 0 (!)

.$ 2 C

l) I C

0

l

-00

06

07

\

SHG i:i;cr PMEGP ~I~, 2020 ~if SHG Finance -if~ffl~ :-I DBI, PNB ~ SBI if ~-if;nrNPA"#~ ~ ~ NPA 9F>ll!/T: 73.71%, 54.67% i:i;cr 19.84% t, ;,n- ff.~ Rd1 cfiT

~ t1 JSLP S ~ 3fTT'U ff.7TT 1PTT ff.~ ~ ~ cfiT ~ ~ 'if\ilT ~ ii' ~ 9T9"ID %:'\!~ITT~~ t, ffi ~ 'ii I •I <f:cf,a I ~ ~I

~ ~ 1:fl:: ·3j Q, 1--J ll, <1 cf1 I~ 1--J cfTT m{arr 9~ ;trm ~ ;;)" ~ ff, ill, ~ Q,1--J ll,'9 ;,fl ~"if~ -:t ~ t, "R'B" "if 3j Q,J.J 11,,1 'fi Q,1--J ~ R<TT ~ i:r{ ~

~ ii' ~ "'9<'r ~ ~13~€1~ m fcr. clif 2021-22 %:'\! mlftur ~,'lTTZcr fTTcf.R ~~ii" 1,26,000 Q,1--J Q,'9"11 @TcTT ii" 1400 cfiits <11rf

Disbursement cfiT "<1"?.<f frtmft-a- ff.7TT %1 ITT ~ clif 2021-22 ~

1,00,000 ;:i-i:i: Q,1--1 Q,'9;,A ~ ~ cfiT m "<1"a----i:r ~ ~ %:'\! Frtmtt-a- ff,7TT

1f7.!T % , ~ ~-~ 'illrlcfil/'i l~I--Jll,,147i:fl .q"q-~ "if rfj- ;,r-r ~ %1

Q,+l Q, <1 cfl i:fl ~ ir l;lq cf.P'rir ir ~ ~ cf.r 31 •:1,1-11 R a ff.7TT 1f7.!T 1

(Action-All Banks,JSLPS)

¢1" 'Jcfil"Z, PM E GP t, ~ it m cfof. 3lr.1'i ~, cfof. 3lr.1'i ~, +1. ~ ,1 cfof. 3lr.1'i

~, ~ itcfi", s-11;,:,sios ~ mlftur ircfi", PNB, SBI, UCO cfof. i:i;cr ~ cfof. 3lr.1'i ~ cfiT ~ m!/IB 25% iJ' 3ITTlcf. ~ Rd1 cfiT ~ t1 ~

Agencies cf.r ffl t. m:q-~ ~ %:'\! >Prrn cg.--JT ~I

(Action-All Banks,KVIC)

JLG (Joint Liability JLG (Joint Liability Group) t, ~'II it~ t, ~ m ff.~ it JLG

Group) cfiT'SlllTT!/R~ITT cf.r ~~%:'\!it;, ffl t, m:q-~ ff.7TT 1f7.!T t ~~~JLG

'TI1'f1JT t, ~ <:-. 4,000/ - cfiT lJic-R,:rr "lfffil ~ ~'II if~~ m 1f7.!T ff.~

clif 2021-22 %:'\! 3,000 JLG ~ cfiT ;:;re::,:r frtmftcr ff.<lT 1f7.!T % 'if"1T ~

91

08

09

~ r1~)1

~ m ~ '

~ ~ gfCT

SLBC cITT" ~ -.-i-@ ~ ~ ~a-if

SLBC tj'yfu ~

Standardized fm:c+r t ~~FLOW

~ ~ 1iir-Q,i:lil (1,Cf,ftl i:fi'TT Q,<i 6f1 (1,Cf,ftl ~ ~ m JLG Finance ~ ft;ri:i: q"TTf

iJ" T,ft g-1 0 r~I ~ I~ fl I~~ J'1 ft1 Rf( T.fT ~ ~ ~ ~P.<T R~ m cfiT

3fl"l.Po" fcl:iml (Action-All Banks, SLBC)

RBI gTTT ~ w ~ ~ 3lT{rn-3lT{rn-arr{ -£i'cfl "i.T{1 %11.i::igos it~~

~ (BC-Point) TT~ Cill.-itiltl '1{f ~~~<tr it SLBC cITT" ~

-wrr <PTT Ri ~ ~ cITT" ~ w -£i'cfl ~ 3lT{rn-3lT{rn-arr{ ~ ~ mi-3lt ~ TT"li~

~~I

(Action-Airtel Payment Bank,ICICI Bank)

RBI gTTT SLBC cf.l" reporting ~ mi,; Automated Data Flow system~ ~'II

if ~ ffl gfCT -.;-~ ~ ~ cITT" -.;-~ TT 'TTff ~ cf;,- q"TTf cfiW 1Tt ~I ~

~ ffl, 2021 -i'J-~ c'fTl! Rim ;,rr.-iT ~ ~ , ffl 2021 fifl:mft cf;,-

~ 28 ffl gTTT cf?l- infr ~ I R13l" 9 ffl gTTT 3f'm ~ Sam pie sTcl" '+ft

Q,fl 11.~ J'141 cITT" rn .,ffe fcfim <PTT ~I Axis Bank, Bank of Maharashtra,

DCCB, ICICI Bank, IPPB, JRGB, Kotak Mahindra Bank, Laxmi Vilas

Bank (DBS), Ujjivan Small Fin . Bank.

~ ~ T.fT 3lT{rn-3lT{rn-3ITT' ~ ~ ~ filU ~ Ci! I <1 cf, I £1 ~ if 3fTT"li~

~ 1Tt, RlT'n: 3lTTcTTani' ~I <1 I { I ,,j l A ~ ~ git 3lT{rn-3lT{rn-ani' -£i'cfl ~ ~ cITT" ~ cft 1T{ Ri ~ ~ cf?l-~ ~ q,9 '1:°I m it TJ ~ ~ m~ ~:>.TTf -ig-1 ~~it, Axis Bank~ mf.rn:'r °i,T{I Ci!Hcf>lfl cft 1T{ Ri Axis

Bank¥~~ 3t"cr ~ ~ ffl cITT" Tf cfiT m<n ~I JRGB Bank gTTT '>TT

~ ~ i:r, m w.i:i: m cf?l- q"TTf cfiW 1Tt ~~ ~ ~ ~ m cITT" TT cf,\ ~

cfiT aw;;m:,., -wrr <PTT 1 (Action-All Mentioned

Banks)

10 I

10

11

12

~:---.

~ -i

'

~ c!iT ~ ~~ fmTT. ~ c!iT ~ ntr'~ fmTT, m 31 lfrif, 2021 cfcfi" 100% ~ R<TT ~ m 31 lfrif, 2021 cfcfi" cfiT ~e-,,r RITTm :>.TTI ffl TT "\!TH ft:i:ni t ~ ~ 31.03.2021 cfil" 100% ~ R<TT <f,fR Individual accounts t ~ it 98% ~ Business mm it ~ it 78%

i~it ~~mt1

I~ 26.03.2021 cfil" ~ it Financial

Inclusion and Literacy <fi1"

~ cf?t" ~&TT ~ ntwr SLBClftivrm~

I CD ratio <fi1" ff+it&TT

~ ~ 1lT 'i:f'iTT it m-R ,ft ~~T p:f"9-,TT (~ ~. ~ ~ RmiT, 'A'"TTcf ~) ~ cfi"ITT fen 100% ~ ~ cfiT "fi1,t -zt~-i:r ~ ffm <S!TTl1ITTrn mu~ wt mn: enable~ t ~ ~ qi'k ~ s:iil•l~t,rll

~~1 ~3Wl"~fen 100% ~R<TT~itfui:;~~it ffm eligible ~-mm it -.:rr'rar ~ m Usase cfil" t)-~ fB-i:rr ;;:rr;n

~1~ '~l-l Q,"14'it11 cfil" ~ R~rr it mm cf?t" ~ cfr1 ,~ 1-1 Q,<14'lm ~

~1PTTfen~~'lf it~ 06.06.2021 cfil" NPCI t.m~"Q,cfi~cti SJhj 1Fcla

%1 (Action- SLBC,NPCI)

~ ~ 1lT Q,l-l Q,"141 ifl mu -.:rm R""ifl ~n <-s 4 ir w~ fcnm 1PTT fen ~ m cf?t- ffl¥ n:ci" ATR Q,fi Q,"141 ifl mu -.:rm cfil" ~ ;si-r ~ ~ n:ci" ff'lTT Rcfi ~

mu AT R cf?t" ftini er, fl , '. <141 ifl cfil" "L!,9'i ~ it m mit, cfit 1

(Action-ALL BANKS.STAKEHOLDERS)

~ it 18 ~it~ ;,rm ~ 40% -?r cfill" ~ %1 ~ it DCC/DLRC it

~ mil" ratio t Sub-Committee it~~ <fi1" ;;rr;fi ~I CD ratio if

~'Uri" ~ frli:mt c!iT Monitorable Action Plan ffm 18 ~ it LDM it

m,:r SLBC cfil"miTa" fclim1PTT~I ~#~ir~w+fi~, ~mil" mTm 40% ir cfill" % .~ LDM cfil" ~ cfiT Monitorable action plan SLBC ~ llw,

t 3frf cfcfi" mit, cfi\rIT t I 111

-N

,.....

13

· ~

: .• f

~-; ·' ~ ~ ~ . , ·

.,..

~ ~ ~ (ACP) ~~i:i-,::~~~ 1J,f11J,,14'im ~"ff'lTT<FI "11i-lcfilU ft~fcf;~cfif

2020-21 =it ~ lTT-=.f 20 2 0-21 '0 cfTfifcfi ~ ~ (AC P) ~ 3im ~, 2 021 ~ cP-F "¥1 ~

,2021 ~ cf'1fi ¥f ~ ~1:r H'i:TITT:d" "('!"1;-<r cfiT 111.64% ~ , ~ ~ ~ ~ m it 51.57% ~ ,

#~a-~ cf-if 2021 - ~ 1~1-1Q,t11~1-1 { it 117.42%, OPS 101.48% aleTT NPS it 176.10% ~ 1:r

22 m! ~ ~ ~ ~ 1 ~ "ffctq it ,rg a~<r m+A" 3lPTl" fcF ~ ~ ~ Brn1 ~ ~ cfi'r 3TT17JTT

(ACP) cfiT ~!Fr f.tattur R<TT ,;rq;:m ~ -"ifil'r "llT "('J"&-<f .,ffe ~ ~ cfiT':7lT T,fcfiT ACP ~u c/iTifr ~ ~I ~ 3ITTcTT&ITT ~ ~ lP-TT fct ~ it ~ ffi ffl ~ "fr.ft ~ ~ Brn1 ~ ~ cfi'r m !ITT&T3TT # mr ~ ~ it ACP ~ &-<r R7IT ::;n.-rr

~I sill ~<if it,~~, ~-"l'fo-ITT ~'lTT"lT 9.frl--1-m fl-rn" ~ "(ITTT

"11i-lifiln cft-~fct~ri 202 1-22=itfun;~~~ (ACP) ~ ~

"¥1 ~ ~ cfiT "('J"P.<r ~ 40,444.49 iii u ,s H'i:TITT:d" R,"llT lP-TT ~, ~ cf-if 20 2 0-

21 # "¥1 ~u ~41 , 704.68 ~ t sill "SfcfiT<, 1J.1-11J.1-11J.1-1 { it H'l:TITT:d" "('J"&-<r

~ 12,693.81 i.fi{l,s §", ~$ff ITTitcfl'T 2020-21 cf'r IJ,l-lll,fl Q, l-1{ if "¥1 ~ 1:T

~13,216.26 ~ ~I Jrul~ ~ R7IT fct Q,i-1 Q,'1 <1"1m cfi'r ~ cf-if 2021-22

t fun: H'i:TITT:d" ~ ~ ~ (ACP) q,:: 'j,'1 Pl-i:I I { ffl # 3f9:/-i::fcfic!T ~I

~ 3ITTcTT3ITT" gTTT 'lTT "ffl'r~ R,"llT lP-TT I Bft sfi1'f it 3TT17JIT ~ ,;rq;=Uifi, ~

IDUmlP-TTfil. 1~1-1 Q, <14'1«1 ~~~itci"'t1"'1"~ # 21 :/~ reporting

# ;;i-r ~ t ~ m i:rrn oi°Ui-1" ~ # Fft:fi 3 :/TT&T3TT # reporting t ~ 3lroft31Tt IDU Q,flil,i:14'1«1 iFl" m i:rrn ~u :/Tn9T-~ t 3TT'tl"R i:i-i:: ACP

target H~ ~ cfi'r cfiW lP-TTI

(Action-SLBC)

14 ~ ~ # "fflfim mm ~ # -.:rifim ~ mR Q,l-1 Q, ,1414) mT "1 I rt t, I fl cfl- 11""% fol:; ~ if "1Tft ¥ 13, o 1 , 17 5 ~ if if cfhrram- m-u 4, 05 ,482, ~ ~ lJTlfrur ~ m-u

3,79,026 ~~an-tm-u 1,48,324 mm"1Tft~-.m:~1 nfi"IR'lf if~ ~ ~ ~ ~ ~ ffl ~ !lpl"/;:p-]7Rf mm ~a 'TZ ~ ffl cfi1" m mm "1Tfr ~ tr ~a fcl:;,n-1 (Action-SLBC)

15 SHG / NRLM ffl.:rr # ~ if SHG/NRLM ~ # ~ # B+ftm ~ "if'r:R Q, l-lQ,,14141 mr "fflfim 'siWfilfl cfl-,rt fol:; JSLPS m-TI SHG Credit-Linkage tr~ 2020-21 ~ m,:i:

~-.n:i: ~ e:::;:r 88,420 R'TT <PTT \!ff , ~ ffN?.1 ~'tf 1,05,828 ® t1 SHG

Credit Linkage if ;;fhrr3llf m-u 16,460 ~~<r ~ ~ ~a 21,510 <SiTTlT

#~~ JRGB mT 22,330 ~~<!"~~~a 36,954 ~t1 nfi~if,

tJ;AQ,,14141 m-TI qcfpTT <PTT fol:; IDBI~ UCO~# ~~<f ~ fll-i'ref ai-q-e~

~cf,"l=j"~ t 1 (Action-SLBC)

16 cfl l!,l--1 {;,fl cfl ~ # PM E GP ~ # B+ften 'ij-i- WR , ~ A '-', <1 4141 m-u .:rm cfi1" 'si I r1 cfi I fl .fr ,rt fol:; mm ~ if 97, 1, l--1 {;,fl cf) ~ 'ij-i- m,:i: 9'l 2020-21 ~ f.h.ifftrr ~q-<f 1863 'ij-i-~

~a 1755 ~ ~ ~ ~ . ~ lffm -i:r;ft t m,:i: f.:tmftcr ~&-<r ~

55.89 cfiits 'ifj-~ ~'tf ~ 44.78 cfi"& ~ t1 ~~if l~fiQ,<1414) ill"U

'si 11 cfi I fl cfl- ,rt fch 97 L~ l--1 {;,fl cf) ~ 'ij-i-~ f<hfrr ~ 2021-22 tr ~&-<f 'tiT

R&RUT 3f'lft cfcfi ,r@ ~ 1TT'1'T t, ~ KVIC t mf.:rrn m-u oRrm <PTT fol:;

m "\l"'ITT<'t" ~ it m-TI PMEGP it ~ ~ 2021 -22 it m,:i: ~&-<r 'tiT

f.:tm,ur ;:itf fcl:;,rr ll'lT t1 ~ "IR'JZ if, 3TT-::cfhnt m-TI KVIC cfi1" ~ R'TT <PTT

fol:;~ 2021 -22 ~ ffl cfi1" ~&-<r ~ ~ ~ ~ qz zr.::t;-m # M if~

~ . flTT<1" ~ ~ ~ 3ITT"3ITTcTT cfi1" m ¥RT ~ ~ ~ ·m ~ if ~ ~~ it ~ ~~<f R'TT "1Tr!T ~I (lZ'f!ir.f-KVIC)

. . . .. . . ..... . .. .. . .. .

14 I

ifs I llfff!-rltr

..-~

(~ -·tf ~

g t ~

-~ & ~ ;Jt

~ ~ t: i I~

~w~j~

~:

elf: N

CD

! ~ $

N

& I ~ ~

$' I ~

t ~

t (

C; t [

/ '

9ic1 CD_ iJ:+

ijfl!f~

~ ..-

..-ft;=-

..-N

(o

i== II;

a _

J

W

t"f" N

1

' . . t

t ;

LL

C

f) 0

I ~

0 o

0 ·r {~ ( -'g -

'~ ;{ i'~i i== t

ct=: i ~ * ;.~ r l

~ ~ ~ i I - 1 !"~' t~-

,ct. ~

i ~

i ~~!I g!(i!~J

iJ:+&

& ~i

" i I ~ w

iff!j I Iii ~

~ ,f< &

~~~-tcK;

rltr '

~ i== ;Jt

-]w

"ft 1.

· w1r1 '·~

~ ~ ;,

i ! ;,~ ~ /

~ ~

~

·t;'. -~

-~

elf: (IT"

~

(.) _

J

LL

·r ~! r--.,--

;ir ~ ! ~ (~

~~ i (r: l

elf: l ·r ~ i1:+ f'·~-!ti -~ i rltr cK;

_g;

i ~ a5

1~ ~

LL

(

()

lifi 11~

~ '

I

t / 'tc i

t!i!

~ <(

z <(

(.)

cc z Q_

z <(

0 z a:i (/)

0 Ill I

C:

0

u ::5.

-LI)

..-<

18

19

20

,

Q, fl l!, <1.Jl 41 ~ fctRr;;r ~ fl~ f2Ji:i1· ;fr m

lfr'f, 2021 fif1:m{t %_g; Q,flQ, ,1.Jlm ;fr <fR ~-f1~fa111 w:err, 3TTcfIB fcttf ~

Deepening of Digital Payment ;fr m ~ ~ r:rri.fi t i m if ,r:err ~ 3TTcfIB

fcra-;frm 15.06.2021 m~~ ~~~31lim-u~~~ ~ fct'lll"<T it ~u fct;-;rr ll"<1T t i B"P'T ty, Deepening of Digital Payment

cfr m cf.Tm~ cfiR1JT ~ ii" m ~~~mm~ rai:i: .:rm ITT, $1 ""€ « it <mr cfr ;:;r-r "Gft %1 S(mr -rn-. ~ m ~ <fl- ~1

(Action-SB I, Q,'tt Q,<1 Jhfl)

Targeted Financial DFS ~ SI l<-1lf¾ a Targeted Financia l Inclusion Intervention Programme

Inclusion Intervention ~ ~ ~ ~ 19 3-TTcf>tm ~ (Aspirational Districts) (~. ~.

Programme in 19 ~. $"w1<ill •I, ~. w:r, ~ . ,1!$ • ~•11 , ~ffit,'>[+l", ~ffit,'>[+l", ~ .

Aspi rational Districts ~ . rrlgT, ~ . ~. ~ . fll ~cPi01, ~~~)if~. 2021 m fctf'~ 11fh:rr:ff (KP ls) if ~IB->ITir~IB ~c:--<r 'TTIB ;fr R ~TT if -=rm~ gTU ~ ':PlIB ffi ;fr a:fTcr~~ ~ I

~ zjcj-u if 11, B l!, s1 41 ifl gTTT .:r·•:rPliT 01 1-1 cti I D cft TT{ fcl; ~ ~ ii 11, '.h 1~ fl ~

f.tmfur ~c:--<TT cfr mm ~ B"m ~ ~ t 3flJUTT R""<1T ,lqrm "Q,ct R:cfi $1 ,,:g fT cf.T fct-0,sr rn m ;fr~~~ tfl Q,l-1 :?i :?i .Jl ,·.JI { i:i;-~ cf1 IJ, l-1 Q,fl .Jl il I~

ifc.fi"{~cfr~u31"ir~'PT'Ticfil'f%1

(Action-Q,<1 ti Q,l-1 , ~ ~)

~ cJlN ~ lTT1:fiT I ~ cJlN ~ i:rr:f;'r ~ cf,T zi;mt-i::r ~ 111s11 tj-;fl .~ if, m-u R'Wf. ~ 2o2o 29.12.2020 ~ fct;-;rr ;:;rT ~ %1 ~ ffi<TT ;fr ~ 011'1cfilf1

www.jkrmy.jharkhand .gov.in ~ ~ u %1 ~ zjcj-u ii" .:rm ffl (!"<TT

16 I a e

·t iico~i~ (

y?E~

ill:

~-f'"i, ~ ~ i ~

r---_1f~!" r!=r"

m,~

Nr

ct~

~ t

~ ~ ~

~ i ~

~ I t

f -:

, 1; ~

' &

0

0 ~tit -

,,t,ct t:~

~

-··w

~ ~

ct ~-

-I -: ,~ !£ 1"''~

%5't

n ti

,,o ti ~i

~ ~,.• if

~

. '

~~ -i;~

i£

~

(~

i:r-~-.n

c

rt;-0>

j! U

) ~ 1

~ ~ ~

~)

' ,, ~~ (

~

~f f!1?fh

"" i ~

"J t.; ~

'ij:r

( 'tic,r!T

rt t I -' r

h ~ ~ ti i

$ ~

if~i$f f i I [ f

-r--­,-

i