Khushi Ra.,,df;ldm

7/28/2019 Khushi Ra.,,df;ldm

1/14

CASH FLOW OF SBI;

Year Latest 2012 2011 2010 2009 2008 2007 2006 2005 2004

5 1 2 1 2 1 1 2 2 2

Cash Flow Summary

Cash and Cash Equivalents at Beginning ofthe year

68.36 46.49 20.43 9.19 2.68 4.61 2.37 3.1023.0

833.3

2

Cash Flow From Operating Activities

Net Profit before Tax & Extraordinary Items

-

65.04

-

88.45

226.8

9

276.6

2

238.1

9

242.0

2 92.60

72.6

7

78.6

3

44.6

5Adjustment For

Depreciation 40.91 31.45 31.71 34.73 25.89 21.97 20.9018.5

318.8

516.7

8

Interest (Net) 71.64 69.46 23.28 4.88 15.84 5.90 5.45 3.23-

3.30-

2.26

Dividend Received -3.35 -3.35 -3.26 -3.24 -3.38 0.00 0.00 0.00 0.00 0.00

P/L on Sales of Assets 0.52 0.21 -2.79 2.34 2.64 0.00 0.00 0.05 0.26 0.34

P/L on Sales of Invest 0.00 0.00 -0.43-

13.960.00

-28.00

0.00 0.00 0.00 0.00

Prov. & W/O (Net) 42.07 39.77 14.91 16.99 15.50 0.00 0.00 0.00 2.30-

1.42

P/L in Forex -0.16 -0.18 1.43 -1.90 -4.12 -2.33 -0.88 0.39 0.13 0.33

Fin. Lease & Rental Chrgs 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

Others 0.00 0.00 0.00 0.00 0.00 0.00 5.10 3.54-

5.28

-

7.85Total Adjustments (PBT & Extraordinary Items)

151.63

137.36

64.85 39.84 52.37 -2.46 30.5725.7

412.9

65.92

Op. Profit before Working Capital Changes 86.59 48.91291.7

4316.4

6290.5

6239.5

6123.1

798.4

191.5

950.5

7

Adjustment For

Trade & 0th receivables 45.11 42.21-

163.68

-34.65

-139.9

2

-169.2

0

-121.5

6

-75.3

8

-77.9

0

-13.8

2

Inventories 61.85 57.35-

142.57

-49.95

65.43-

85.41-

38.24

-58.3

1

-10.2

6

-0.40

Trade Payables 31.09 13.95 24.39215.8

3132.8

3208.2

2114.8

676.1

582.0

517.2

5

Loans & Advances 5.91 6.98 4.79 -8.99 -9.75 0.00 0.00 0.10-

1.214.93

Investments 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00Net Stock on Hire 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

Leased Assets Net of Sale 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

Trade Bill(s) Purchased 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

Change in Borrowing 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

Change in Deposits 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

Others123.1

0123.1

0-6.28

-274.4

6

-86.46

0.00 0.00 0.00 0.00 0.00

Total (OP before Working Capital Changes)267.0

6243.5

9

-283.3

5

-152.2

2

-37.87

-46.39

-44.94

-57.4

4

-7.32

7.96

Cash Generated from/(used in) Operations353.6

5292.5

08.39

164.24

252.69

193.17

78.2340.9

784.2

758.5

3

Interest Paid(Net) -2.50 0.00 0.00 0.00 0.00 -7.54 -9.52-

5.69

-

3.21

-

1.82Direct Taxes Paid

-31.68

-32.10

-83.36

-73.16

-63.14

-51.85

-8.59-

12.2-

7.03-

9.54


2/14

4

Advance Tax Paid 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

Others 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

Total-others-

34.18-

32.10-

83.36-

73.16-

63.14-

59.39-

18.11

-17.9

3

-10.2

4

-11.3

6

Cash Flow before Extraordinary Items319.4

7260.4

0-

74.9791.08

189.55

133.78

60.1223.0

474.0

347.1

7

Extraordinary Items

Excess Depreciation W/b 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

Premium on Lease of land 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

Payment Towards VRS 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

Prior Year 's Taxation 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

Gain on Forex Exch. Tran 0.00 0.00 0.00 0.00 0.85 0.00 0.00 0.00 0.00 0.00

Others 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

Cash Flow from Investing Activities

Investment in Assets :

Purchased of Fixed Assets-

63.39-

52.96-

53.87-

24.26-

86.75

-112.8

4

-30.52

-48.3

7

-33.8

8

-20.5

1

Sale of Fixed Assets 1.74 0.67 3.65 0.33 1.68 0.39 2.59 0.55 6.9812.0

4

capital WIP 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

Capital Subsidy Recd 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

Financial/Capital Investment :

Purchase of Investments-

210.00

-210.0

00.00 0.00 0.00 0.00 -0.12 0.00

-0.70

-1.25

Sale of Investments210.0

0210.0

00.45 9.24 0.19 35.70 0.00 0.00 1.09 0.00

Investment Income 0.02 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

Interest Received 3.11 0.30 1.14 3.29 0.75 0.92 1.02 0.51 3.63 2.42

Dividend Received 3.35 3.35 3.26 3.24 3.38 0.66 3.31 3.12 3.85 4.07

Invest.In Subsidiaires-

19.52-

19.52-

97.650.00 0.00 0.00 0.00 0.00 0.00 0.00

Loans to Subsidiaires 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

Investment in Group Cos 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

Issue of Sh. on Acqu. of Cos 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

Canc. of Invest. in Cos Acq. 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00Acquisition of Companies 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

Inter Corporate Deposits 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

Others 0.03 -0.28 -0.44 -2.82 -3.35 0.00 0.00 0.00 0.00 0.50

Cash Flow From Financing Activities

Proceeds:

Proceeds from Issue of shares (incl sharepremium)

4.16 0.00 0.00 0.00 0.00 0.00 0.00 1.64 0.00 0.00

Proceed from Issue of Debentures 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

Proceed from 0ther Long Term Borrowings 32.41 30.36 0.00 13.25 0.00 0.00 13.1838.5

923.9

31.29

Proceed from Bank Borrowings 2.43 0.00 0.00 0.00 0.00 0.00 0.00 2.43 0.00 0.00

Proceed from Short Tem Borrowings 6.55 0.00352.3

90.00 0.00 0.00 0.00 6.55 0.00 0.00

Proceed from Deposits 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

Share Application Money 1.36 0.00 0.00 0.00 0.00 0.00 0.00 1.36 0.00 0.00Cash/Capital Investment Subsidy 0.00 0.00 0.00 0.00 0.30 0.00 0.00 0.00 0.00 0.00

Loans from a Corporate Body 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

Payments:

Share Application Money Refund 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

On Redemption of Debenture 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

Of the Long Tem Borrowings -3.41 0.00 0.00 0.00 -9.26-

52.510.00

-3.41

0.00 0.00

Of the short term Borrowings-

93.99-

75.160.00 0.00 0.00 0.00 0.00

-3.83

-15.0

0

-35.0

0

Of financial Liabilities 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

Dividend Paid-

62.70-

62.70-

71.95-

62.96-

62.95-8.04

-47.34

-20.4

2

-18.2

4

-18.2

4

Shelter Assistance Reserve 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

Others-

10.27-

10.21-

11.95-

10.70-

10.700.00 0.00 0.00

-0.06

-0.06


3/14

Net Cash Used in Financing Activities-

195.59

-187.6

4

244.49

-68.86

-99.79

-60.55

-34.16

21.39

-10.0

5

-54.6

8

Net Inc/(Dec) in Cash and Cash Equivalent 49.22 4.32 26.06 11.24 6.51 -1.94 2.24 0.2444.9

5

-10.2

4

Cash and Cash Equivalents at End of the year117.5

850.81 46.49 20.43 9.19 2.67 4.61 3.34

BALANCE SHEET OF SBI;


4/14

ear Latest 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003

No. of companies 5 2 2 2 3 2 1 2 3 3 3

SOURCES OF FUNDS :

Share Capital 59.89 29.29 29.29 29.29 32.16 20.8617.9

918.9

742.3

942.3

952.7

1

Reserves Total 581.27 443.81 543.43 461.65 384.76 311.64194.

98165.

22227.

90191.

76162.

50

Equity Share Warrants 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

Equity Application Money 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

Total Shareholders Funds 641.16 473.10 572.72 490.94 416.92 332.50212.

97184.

19270.

29234.

15215.

21

Secured Loans 179.16 115.23 204.59 60.07 87.68 97.6639.0

556.3

456.4

820.6

28.73

Unsecured Loans 264.33 258.34 213.79 5.92 3.32 13.6350.0

050.3

79.89

20.54

53.32

Total Debt / Loan Funds 443.49 373.57 418.38 65.99 91.00 111.2989.0

5106.

7166.3

741.1

662.0

5

Other Liabilities 2.94 2.94 3.05 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

Total Liabilities1,087.

59849.61 994.15 556.93 507.92 443.79

302.02

290.90

336.66

275.31

277.26

APPLICATION OF FUNDS :Loans 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

Advances 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

Gross Block 571.75 414.88 374.36 352.18 403.26 338.59230.

81233.

61274.

79242.

75224.

27

Less: Accumulated Depreciation 279.84 209.07 181.28 154.52 164.83 148.27116.

73106.

95141.

06132.

62122.

30

Less:Impairment of Assets 0.00 0.00 0.00 0.00 0.01 0.00 0.00 0.00 0.00 0.00 0.00

Net Block 291.91 205.81 193.08 197.66 238.42 190.32114.

08126.

66133.

73110.

13101.

97

Lease Adjustments 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

Capital Work in Progress 42.05 31.53 25.34 2.60 32.71 26.30 2.4112.7

89.22 7.66 3.65

Investments 121.39 121.36 101.84 4.20 4.40 4.57 5.30 5.18 5.19 5.49 4.24

Current Assets, Loans & Advances

Inventories 507.90 437.15 494.51 279.48 253.20 341.75 208.59 187.52 173.24 153.04 149.72

Sundry Debtors 763.60 693.48 772.32 628.21 628.77 540.27350.

68246.

07246.

13195.

30179.

14

Cash and Bank Balance 124.59 50.83 46.49 20.43 16.81 6.97 4.61 3.3468.6

724.2

033.4

0

Balance at Bank and CallMoney

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

Loans and Advances 534.90 436.59 579.53 492.73 265.17 263.01169.

0693.6

0114.

2398.2

8108.

52

Total Current Assets1,930.

991,618.

051,892.

851,420.

851,163.

951,152.

00732.

94530.

53602.

27470.

82470.

78

Less: Current Liab. & Prov.

Current Liabilities1,293.

181,151.

071,160.

71953.82 824.26 681.19

449.61

347.80

356.97

269.58

256.95

Provisions 82.02 50.31 104.64 116.03 108.95 242.35

98.8

4

28.3

7

52.8

2

45.3

0

44.0

3

Total Current Liabilities1,375.

201,201.

381,265.

351,069.

85933.21 923.54

548.45

376.17

409.79

314.88

300.98

Net Current Assets 555.79 416.67 627.50 351.00 230.74 228.46184.

49154.

36192.

48155.

94169.

80

Miscellaneous Expenses notwrittten off

0.64 0.00 0.00 0.00 0.60 1.42 2.25 3.26 4.42 4.28 6.99

Deferred Tax Assets 28.27 18.59 9.91 10.49 14.69 0.15 0.00 0.00 3.08 4.01 2.00

Deferred Tax Liability 26.70 18.59 9.21 9.02 13.64 7.43 6.5111.3

411.4

612.2

011.3

9

Net Deferred Tax 1.57 0.00 0.70 1.47 1.05 -7.28 -6.51-

11.34

-8.38 -8.19 -9.39

Other Assets 74.24 74.24 45.69 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

Total Assets1,087.

59849.61 994.15 556.93 507.92 443.79

302.02

290.90

336.66

275.31

277.26

Contingent Liabilities 265.34 176.74 162.39 113.92 167.00 146.7792.4

857.6

979.1

264.8

1136.

98


5/14

CASH FLOW OF ICICI;

Year Latest 2012 2011 2010 2009 2008

23 14 16 17 16 14

Cash Flow Summary

Cash and Cash Equivalents at Beginning of theyear

39,723.00

34,976.83

40,096.97

31,748.82

39,732.44

38,054.68

Cash Flow From Operating ActivitiesNet Profit before Tax & Extraordinary Items

10,308.74

9,504.14 7,686.19 6,280.06 6,024.16 6,004.88

Adjustment For

Depreciation 1,222.31 788.14 835.51 897.89 1,004.88 894.95

Interest (Net) 194.46 192.32 123.58 151.01 1,153.21 469.46

Dividend Received -27.89 -27.89 -45.34 -58.42 -64.30 -15.83

P/L on Sales of Assets 7.24 4.89 -37.69 -128.35 -5.19 -64.42

P/L on Sales of Invest -32.09 -32.09 -17.42 -15.06 -149.08 -13.93

Prov. & W/O (Net) 2,906.79 1,200.93 2,117.22 5,030.97 5,088.11 3,916.31

P/L in Forex -2.45 -1.47 -9.24 -10.82 702.20 16.07

Fin. Lease & Rental Chrgs 2.26 2.26 0.89 -2.29 -2.25 -4.85

Others 1,768.42 1,767.99 2,086.19 -196.66 -262.14 -777.87

Total Adjustments (PBT & Extraordinary Items) 6,039.05 3,895.08 5,053.70 5,668.27 7,465.44 4,419.89

Op. Profit before Working Capital Changes16,347.7

913,399.2

212,739.8

911,948.3

313,489.6

010,424.7

7


6/14

Adjustment For

Trade & 0th receivables 152.89 139.47 99.15 -448.02 374.75 -739.50

Inventories 2.30 -0.05 -1.27 1.46 -2.95 5.06

Trade Payables-

2,572.27-

2,524.7120.80 655.56 422.66 693.36

Loans & Advances-

38,007.3

2

-37,416.2

3

-27,912.8

5

32,595.9

8

-895.49-

34,589.6

7

Investments-

13,062.91

-12,763.6

0

-5,623.22

-24,384.4

22,656.02

-2,501.59

Net Stock on Hire 0.00 0.00 0.00 0.00 0.00 0.00

Leased Assets Net of Sale 0.00 0.00 0.00 0.00 0.00 0.00

Trade Bill(s) Purchased 0.00 0.00 0.00 0.00 0.00 0.00

Change in Borrowing24,879.6

724,921.8

210,292.0

0-

1,722.093,278.55 4,312.23

Change in Deposits30,515.7

829,897.8

510,046.0

5

-16,525.3

5

-25,835.8

1

12,377.29

Others-

2,808.56-

2,196.20291.62 2,445.63

-7,827.44

-1,076.13

Total (OP before Working Capital Changes) -900.42 58.35-

12,787.72

-7,381.25

-27,829.7

1

-21,518.9

5

Cash Generated from/(used in) Operations15,447.3

713,457.5

7-47.83 4,567.08

-14,340.1

1

-11,094.1

8

Interest Paid(Net) 0.00 0.00 0.00 0.00 0.02 0.01

Direct Taxes Paid-

2,785.08-

2,501.84-

2,192.36-

2,018.13-

1,959.38-

2,241.87

Advance Tax Paid 0.00 0.00 0.00 0.00 0.00 0.00

Others -398.15 -398.15 -313.87 -141.88 -261.01 -228.63

Total-others-

3,183.23-

2,899.99-

2,506.23-

2,160.01-

2,220.37-

2,470.49

Cash Flow before Extraordinary Items

12,264.1

4

10,557.5

8

-

2,554.06 2,407.07

-

16,560.48

-

13,564.67

Extraordinary Items

Excess Depreciation W/b 0.00 0.00 0.00 0.00 0.00 0.00

Premium on Lease of land 0.00 0.00 0.00 0.00 0.00 0.00

Payment Towards VRS 0.00 0.00 0.00 0.00 0.00 0.00

Prior Year 's Taxation 0.00 0.00 0.00 0.00 0.00 0.00

Gain on Forex Exch. Tran 0.00 0.00 0.00 0.00 0.00 -89.00

Others 0.00 0.00 0.00 0.00 0.00 0.00

Cash Flow from Investing Activities

Investment in Assets :

Purchased of Fixed Assets-

1,748.75-557.78 -799.55 -716.92

-1,436.48

-1,195.83

Sale of Fixed Assets 41.13 14.26 86.37 328.24 86.98 130.16

capital WIP -2.83 -2.83 -2.96 0.00 -0.04 0.00

Capital Subsidy Recd 0.00 0.00 0.00 0.00 0.00 0.00

Financial/Capital Investment :

Purchase of Investments-

22,261.98

-21,496.1

4

-7,016.42

-4,604.32

-5,862.98

-17,305.7

8

Sale of Investments 7,725.51 7,709.12 4,643.6110,525.5

314,060.9

73,108.61

Investment Income 0.44 0.44 0.19 393.39 363.70 1,347.08

Interest Received 355.75 355.96 289.05 238.32 140.57 168.45

Dividend Received 27.93 27.93 45.36 58.43 64.32 15.66

Invest.In Subsidiaires -276.00 -56.07 -438.48 -397.74-

4,309.70-

6,453.38

Loans to Subsidiaires 0.00 0.00 0.00 0.00 0.00 -11.94

Investment in Group Cos 0.00 0.00 0.00 0.00 0.00 0.00

Issue of Sh. on Acqu. of Cos 0.00 0.00 0.00 0.00 0.00 0.00


7/14

Canc. of Invest. in Cos Acq. 0.00 0.00 85.43 0.00 0.00 0.00

Acquisition of Companies 0.00 0.00 0.00 0.00 -6.66 -6.66

Inter Corporate Deposits 0.00 0.00 -0.04 0.00 0.00 1.75

Others 3,216.61 2,399.50 1,549.43 -792.32 -506.48 180.12

Cash Flow From Financing Activities

Proceeds:

Proceeds from Issue of shares (incl sharepremium) 254.96 62.88 718.57 173.64 906.06 20,449.52

Proceed from Issue of Debentures 5,691.13 5,691.13 4,543.01 2,694.68 2,949.2511,794.1

2

Proceed from 0ther Long Term Borrowings12,491.8

52,426.48 331.46 605.94 5,668.25 4,179.97

Proceed from Bank Borrowings 0.01 0.00 0.00 0.00 0.00 1.00

Proceed from Short Tem Borrowings 36.50 36.50 0.00 0.00 23.04 1,111.69

Proceed from Deposits 0.00 0.00 -32.80 0.00 37.20 11.80

Share Application Money 0.16 0.16 0.32 102.38 0.00 0.00

Cash/Capital Investment Subsidy 0.00 0.00 0.00 0.00 0.00 0.00

Loans from a Corporate Body 0.00 0.00 0.00 0.00 0.00 0.00

Payments:

Share Application Money Refund 0.00 0.00 0.00 0.00 0.00 0.00

On Redemption of Debenture 0.00 0.00 0.00 -208.90 -154.50 -71.05

Of the Long Tem Borrowings-

11,035.40

-1,964.10

-4,304.99

-589.59 -79.74 -68.96

Of the short term Borrowings -299.34 -299.34 -1.78 -23.68 -168.71 0.00

Of financial Liabilities 0.00 0.00 0.00 0.00 0.00 0.00

Dividend Paid-

2,664.24-

2,233.08-

2,010.12-

1,878.58-

1,798.07-

1,448.48

Shelter Assistance Reserve 0.00 0.00 0.00 0.00 0.00 0.00

Others-

1,958.970.00 -33.68 221.31 -184.16 -31.57

Net Cash Used in Financing Activities 2,358.80 3,564.68 -987.79 925.31 6,042.2635,359.4

6

Net Inc/(Dec) in Cash and Cash Equivalent 1,700.75 2,516.65-

5,099.868,364.99

-

7,924.021,684.03

Cash and Cash Equivalents at End of the year41,423.7

537,493.4

834,997.1

140,113.8

131,808.4

239,738.7

1


8/14

BALANCE SHEET OF ICICI;

[Rs. In Crs.]

Year Latest 2012 2011 2010 2009 2008

No. of Companies 27 14 16 17 17 15

SOURCES OF FUNDS :

Share Capital 7,984.47 3,868.27 3,839.92 3,670.12 3,598.44 3,574.00

Reserves Total 70,175.20 62,222.72 57,340.50 53,920.50 51,243.10 47,206.68

Equity Share Warrants 0.00 0.00 0.00 0.00 0.00 0.00

Equity Application Money 347.33 347.33 340.52 101.93 14.24 14.22

Total Shareholders Funds 78,507.00 66,438.32 61,520.94 57,692.55 54,855.78 50,794.90

Secured Loans146,814.0

3146,614.9

0114,768.9

596,628.86 95,342.55 66,288.16

Unsecured Loans332,842.3

7265,330.0

0236,008.5

0217,069.8

4233,839.6

4255,843.82

Total Debt / Loan Funds479,656.4

0411,944.9

0350,777.4

5313,698.7

0329,182.1

9322,131.98

Other Liabilities 472.25 472.25 448.18 0.00 0.00 0.00

Total Liabilities558,635.6

5478,855.4

7412,746.5

7371,391.2

5384,037.9

7372,926.88

APPLICATION OF FUNDS :

Loans 55,348.57 6,093.80 7,486.64 11,146.88 11,114.48 6,747.98

Advances255,393.0

9253,727.6

6216,365.9

0181,205.6

0218,310.8

5225,616.08

Gross Block 19,275.05 12,031.91 11,039.41 8,724.55 9,066.36 8,230.77

Less: Accumulated Depreciation 7,901.23 5,918.11 5,345.86 4,724.38 4,357.00 3,497.05

Less:Impairment of Assets -0.76 -0.76 0.00 0.00 0.00 0.00Net Block 11,374.58 6,114.56 5,693.55 4,000.17 4,709.36 4,733.72

Lease Adjustments 0.00 0.00 0.00 0.00 0.00 0.00

Capital Work in Progress 235.96 12.42 27.97 22.93 93.72 94.62

Investments185,120.2

1169,456.7

8143,063.3

1129,195.6

0111,392.6

5118,126.33

Current Assets, Loans & Advances

Inventories 8,622.83 7,672.49 5,200.04 2,338.08 2,467.07 2,028.89

Sundry Debtors 1,640.37 1,022.30 1,164.93 1,640.41 1,283.57 698.78

Cash and Bank Balance 42,233.51 37,896.70 35,612.66 39,758.62 30,873.94 39,104.78

Balance at Bank and Call Money 16,287.44 15,768.02 13,183.11 11,359.40 12,430.23 8,663.60

Loans and Advances 30,851.22 22,540.22 19,181.44 22,742.94 26,103.97 21,927.24

Total Current Assets 83,347.93 69,131.71 61,159.07 66,480.05 60,728.55 63,759.69

Less: Current Liab. & Prov.

Current Liabilities 30,471.03 25,017.42 21,328.00 20,017.52 21,599.95 44,660.18

Provisions 5,439.08 3,999.16 3,180.77 2,945.27 2,665.26 2,933.37

Total Current Liabilities 35,910.11 29,016.58 24,508.77 22,962.79 24,265.21 47,593.55

Net Current Assets 47,437.82 40,115.13 36,650.30 43,517.26 36,463.34 16,166.14

Miscellaneous Expenses not writttenoff

389.79 0.00 0.00 1.03 0.18 0.26

Deferred Tax Assets 3,232.39 3,231.55 3,401.01 2,780.91 2,550.03 2,090.08

Deferred Tax Liability 431.66 431.33 448.56 479.13 596.64 648.33

Net Deferred Tax 2,800.73 2,800.22 2,952.45 2,301.78 1,953.39 1,441.75

Other Assets 534.90 534.90 506.45 0.00 0.00 0.00

Total Assets558,635.6

5478,855.4

7412,746.5

7371,391.2

5384,037.9

7372,926.88

Contingent Liabilities933,192.1

9

925,488.1

7

932,984.4

8

735,529.1

9

841,653.2

0

1,215,996.6

5


9/14

ICICI PROFIT &LOSS A/C

Industry :Banks - Private Sector

(Rs in Crs)

Year Mar 12(12) Mar 11(12) Mar 10(12)

INCOME :

Interest Earned 33,542.65 25,974.05 25,70

Other Income 7,502.76 6,647.90 7,47

Total 41,045.41 32,621.95 33,18

II. Expenditure

Interest expended 22,808.50 16,957.15 17,59

Payments to/Provisions for Employees 3,515.28 2,816.93 1,92

Operating Expenses & Administrative Expenses 1,925.30 1,815.42 1,77

Depreciation 524.53 562.44 6

Other Expenses, Provisions & Contingencies 3,474.47 3,712.30 5,93

Provision for Tax 2,187.42 2,138.11 1,59

Fringe Benefit tax 0 0

Deferred Tax 144.65 -531.78 -28

Total 34,580.15 27,470.57 29,15III. Profit & Loss

Reported Net Profit 6,465.26 5,151.38 4,02

Extraordinary Items -1.24 28.14 9

Adjusted Net Profit 6,466.50 5,123.24 3,93

Prior Year Adjustments 0 0

Profit brought forward 5,018.18 3,464.38 2,80

IV. Appropriations

Transfer to Statutory Reserve 1,617.00 1,288.00 1,00

Transfer to Other Reserves 689.39 492.55 86

Trans. to Government /Proposed Dividend 2,122.82 1,817.03 1,50

Balance carried forward to Balance Sheet 7,054.23 5,018.18 3,46

Equity Dividend % 165 140

Earnings Per Share-Unit Curr 54.17 42.97 3

Earnings Per Share(Adj)-Unit Curr

Book Value-Unit Curr 523.98 478.29 46


10/14

ICICI BANK FINANCE OVERVIEW;

CASH FLOW OF ICICI

(Rs in Crs)

Year 12-Mar 11-Mar 10-Mar 9-Mar 8-Mar

Sources of fundsCash Profit 6911.75 5613.16 4284.33 4473.11 4709.69

Increase in Equity 0.95 36.93 1.6 0.61 213.34

Other Increases in other Networth 750.14 0 0 178.65 19009.84

Increase in Deposits 29897.85 23585.51 0 0 13920.86

Increase in Borrowing 30610.63 15290.71 1108.12 27507.02 14392.4

Increase in other Liabilities and Provisions 1573.73 462.47 0 0 4634.47

Decrease in cash and bank balances 445.68 6607.33 0 11841.2 0

Decrease in money at call 0 0 1070.83 0 9750.84Decrease In advances 0 0 37105.25 7305.23 0

Decrease in investments 0 0 0 8396.03 0

Decrease in Fixed assets 0 0 329.58 0 0

Other assets 0 2890.16 5030.22 0 0

Total Inflow 70190.73 54486.27 48929.93 59701.85 66631.44

Application of fundsCash Loss 0 0 0 0 0

Decrease in networth 0 103.17 603.37 0 0

Decrease in deposits 0 0 16331.23 26083.22 0

Decrease in borrowings 0 0 0 0 0

Particular 2012/03 2011/03 2010/03 2009/03 2008/03

ity Paid Up 1152.77 1151.82 1114.89 1113.29 1112.68

worth 60405.24 55090.93 51618.37 49533.02 46470.21

ital Employed 474074.6 406678.08 363866.83 379849.6 400417.12

ss Block 9424.39 9107.47 7114.12 7443.7 7036

es 33542.65 25974.05 25706.93 31092.55 30788.34

DT 32130.36 24277.3 23554.39 28518.51 29115.69

DT 9321.86 7320.15 5961.82 5792.57 5631.45

T 31605.83 23714.86 22934.89 27839.91 28537.34

T 8797.33 6757.71 5342.32 5113.97 5053.1

T 6465.26 5151.38 4024.98 3758.13 4157.73

6989.79 5713.82 4644.48 4436.73 4736.08


11/14

Decrease in other liabilities and provisions 0 0 2845.01 24704.13 0

Increase in cash and bank balances 0 0 9977.97 0 10670.65

Increase in money at call 2584.91 1823.71 0 3766.63 0

Increase in advances 37361.76 35160.3 0 0 29750.48

Increase in investments 24874.08 13793.16 17834.49 0 20196.5

Increase in fixed assets 316.92 1993.35 0 407.7 737.44Increase in other assets 3151.02 0 0 3515.59 4052.41

Dividend 1902.04 1612.58 1337.86 1224.58 1223.96

Total Outflow 70190.73 54486.27 48929.93 59701.85 66631.44

BALANCE SHEET OF SBI;(Rs in Crs)

Year Mar 12 Mar 11 Mar 10 Mar 09 Mar 08

LIABILITIES

Capital 671.04 635 634.88 634.88 631.47

Reserves Total 83,280.16 64,351.04 65,314.32 57,312.82 48,401.19

Equity Share Warrants 0 0 0 0 0

Equity Application Money 0 0 0 0 0

Deposits 1,043,647.36 933,932.81 804,116.23 742,073.13 537,403.94

Borrowings 127,005.57 119,568.96 103,011.60 84,057.93 51,727.41

Other Liabilities & Provisions 82,805.30 106,206.00 80,879.58 80,964.20 83,961.07

Others 0 0 0 0 0

TOTAL LIABILITIES 1,337,409.43 1,224,693.81 1,053,956.61 965,042.96 722,125.08

ASSETS:

Cash & Balances with RBI 54,075.94 94,395.50 61,290.86 55,546.17 51,534.61

Balances with Banks & money at Call 43,087.22 28,478.64 24,897.85 48,857.63 15,931.72

Investments 312,197.61 295,600.57 295,785.20 275,953.96 189,501.27

Advances 867,578.89 756,719.45 631,914.15 542,503.20 416,768.20Fixed Assets 5,466.55 4,764.19 4,412.91 3,837.85 3,373.48

Other Assets 55,003.22 44,735.46 35,655.64 38,344.15 45,015.80

Miscellaneous Expenditure not written off 0 0 0 0 0

Others 0 0 0 0 0

TOTAL ASSETS 1,337,409.43 1,224,693.81 1,053,956.61 965,042.96 722,125.08

Contingent Liability 832,605.33 730,484.61 548,446.88 723,699.75 810,796.48

Bills for collection 66,959.85 59,904.98 47,922.33 43,870.57 18,946.80

Year 2012/03 2011/03 2010/03 2009/03 2008/03

Interest Earned 106521.45 81394.36 70993.92 63788.43 48950.31

Other Income 14351.45 15824.6 14968.15 12690.79 8694.93

Total Income 120872.9 97218.96 85962.07 76479.22 57645.24

Operating Expenses 89299.36 71883.39 67641.16 58563.99 44537.69Operating Profit Before Prov. & Cont. 31573.54 25335.57 18320.91 17915.23 13107.55


12/14

Provisions & Contingencies 13090.23 10381.34 4394.83 3734.57 2668.65

Depreciation 0 0 0 0 0

Provision for Taxes 6341.37 5712.89 4760.03 5059.42 3709.78

Deferred Tax 455.93 976.82 0 0 0

Net Profit 11707.29 8264.52 9166.05 9121.24 6729.12

Extra-ordinary Items 0 0 0 0 0Adjusted Profit After Extra-ordinary item 11707.29 8264.52 9166.05 9121.24 6729.12

LOAN SCHEMES OF SBI;


13/14

es Amount/time Rate of

interest

Linkage with Base Rate over thetenor of the loan

sonal loan Upto 3 yearsMore than 3 years and

below 6 years

14.20% p.a

14.20% p.a4.50% above Base Rate,

4.50% above Base Rate

me loan Up to.30 lacs

Above 30 lacs

9.95%p.a.

10.10%p.a.

0.25%above base rate

0.40above base rate

loan Up to.3 years

Above 3 years

15.70%

16.20%

6.00% above Base Rate6.50% above Base Rate

cation loan For loans upto Rs.4lacs

Above Rs.4 lacs andupto Rs.7.50 lacsAbove Rs.7.50 lacs

13.20%

13.45%

11.45%

3.50% above BaseRate

3.75% above BaseRate1.75% above BaseRate


14/14

LOAN SCHEMES OF ICICI:

Types Amount/time Rate of

interest

On the basis

Personal loan Upto Rs. 1500000

Home loan Up to.7500000 11.5-

12.5%p.a.

Equitable mortgage of the property

Car loan Up to.1500000 11-13% person having a income>1,00,000

Education loan

For loans uptoRs.7.50 lacs

10-12% Post graduation courses Professional courses

Other courses approved by UGC/Government/AICTE

Documents

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