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TARIFF GUIDE2018
BANK
FEES & COMMISSIONS
PRODUCT/SERVICE AMOUNT
DEPOSITSCash Deposits - Including school fees & 3rd party payments Free
WITHDRAWALS TRANSACTION AMOUNTS < 10,000 800
10,001 - 60,000 800
60,001 - 150,000 1,000
150,001 - 225,000 1,100
225,001 - 300,000 1,200
300,001 - 600,000 1,500
600,001 - 1,000,000 2,500
1,000,001 - 2,500,000 3,000
> 2,500,000 3,500
BILL PAYMENTS TRANSACTION AMOUNTS < 10,000 800
10,001 - 60,000 800
60,001 - 150,000 1,000
150,001 - 225,000 1,100
225,001 - 300,000 1,200
300,001 - 600,000 1,500
600,001 - 1,000,000 2,500
1,000,001 - 2,500,000 3,000
> 2,500,000 3,500
INQUIRIES TRANSACTIONBalance Inquiries 500
Mini Statement 1,000
PRODUCT/SERVICE AMOUNTApplication fees 50,000
Arrangement fees - % of the facility amount 2% minimum 100,000
Invoice discounting fees - % of funded amount 2% - Minimum UGX 120,000
Penalty Interest Effective rate + 5%
Penalty Interest( Short Term Accommodation) Effective rate + 10%
Penalty Interest( Drawing against uncleared effects) Effective rate + 10%
PRODUCT/SERVICE AMOUNT
IMPORT BILLS OF COLLECTIONHandling Fees 0.2% - Min UGX 100,000 Per TXN
Avalisation 0.5% - Min UGX 150,000 Per Quarter
Swift Charges 0.3% - Min UGX 50,000 Per swift sent
EXPORT BILLS OF COLLECTIONHandling Fees 0.4% - Min UGX 100,000 Per TXN
Courier Fees USD 50 Per TXN
Advanced endorsement of airway bill/BL USD 40 Per TXN
Swift Charges UGX 50,000 Per swift sent
LETTERS OF CREDITEstablishment Fee 0.5% - Min UGX 100,000 Per TXN
Quarterly Commission 0.75% Min UGX 180,000 Per swift sent
Swift Charges UGX 50,000 Per swift sent
IMPORT LETTERS OF CREDITAmendment Fee(Standard) UGX 100,000 Per TXN
Amendments in amount Same as amendment fee plus quarterly commission on increment
Discrepancy Fees USD 50 Per TXN
Re-imbursement Fees USD 100 Per TXN
Advanced endorsement of airway bill/BL USD 40 Per TXN
Stamp Duty UGX 10,000 Per TXN
EXPORT LETTERS OF CREDITHandling Fees 0.4% - Min UGX 100,000 Per TXN
Swift Charges UGX 50,000 Per swift sent
LC Advising Fees UGX 150,000 Per TXN
LC Confirmation 0.4% - Min USD 100
Courier Fees USD 50 Per TXN
GUARANTEESSECURED GUARANTEES
Arrangement Fees 1% of the amount - Minimum UGX 100,000
Establishment/Issuance Fee 0.75% - Min UGX 50,000 Per TXN
Quarterly Commission 0.5%- Min UGX 180,000 Per Quarter
CASH COVERED GUARANTEES
Arrangement Fees 1% of the amount - Minimum UGX 100,000
Establishment/Issuance Fee 0.5% - Min UGX 50,000 Per TXN
Quarterly Commission 0.5%- Min UGX 180,000 Per Quarter
UNSECURED BID BONDS
Arrangement Fees 1% of the amount - Minimum UGX 100,000
Establishment/Issuance Fee 0.5% - Min UGX 50,000 Per TXN
Quarterly Commission 0.5%- Min UGX 180,000 Per Quarter
OTHER FEESStamp Duty on Performance and Advance payment guarantees 1% of the amount
Stamp Duty on other Guarantee types 10,000
Amendment Fee(Standard) UGX 100,000 Per TXN
Amendments in amount & tenor Quarterly commission on increment
Issuance Fee(Non- subsidiaries) 0.75% - Min USD 120 Per Quarter
Issuance Fee(Subsidiaries) 0.4% - Min USD 60 Per Quarter
Letters of Comfort UGX 100,000 Per TXN
TRADE FINANCE
WITH KCB BANK LIFE IS EASIER!
LOAN RELATED CHARGES
AGENCY BANKING
You can now access all these services at any KCB Bank Uganda branch.
*Free URA PRN registration at all KCB Bank Uganda branches.
CONTACT US TODAYCALL: +256 200508220EMAIL: [email protected] KCB Bank Uganda
EFFECTIVE 09/MARCH/2018
PLEASE NOTE1. 10% excise duty will apply on the relevant charges.2. Charges are stated in UGX unless defined otherwise.3. Specific custodial services charges can be accessed by contacting the Custody Services Department.4. KCBU Products and Services and the terms under which they are offered may change. *Any change that may occur will be duly communicated.
Discharge of mortgages 20,000
Discharge of other security documents 5,000
Early repayment penalty(unsecured facilities) 5%
Early repayment penalty - SME 5%
Early repayment penalty - Corporate loans 3%
Annual Facility review fee Maximum 2%
Arrangement fees(% of import Tax loan) 6%
Credit Reference Bureau Search fees 15,000
Financial card fee - Individual 30,000
Financial card fee - Company 30,000
Drawings against uncleared effects 3% of advanced amount- Minimum UGX 50,000
Short term accommodation (Unsecured) 10% of advanced amount - Minimum UGX 50,000
Facility restructuring fees 2%
Facility utilisation or drawdown fees 1%
PRODUCT/SERVICE AMOUNT
CURRENT ACCOUNTSOpening balance - Business accounts 100,000
Opening balance - Personal accounts 50,000
Minimum balance Nil
Monthly fees - NGO account Nil
Monthly fees - Corporate account bundled 100,000
Monthly fees - Corporate account PAY AS Nil
Monthly fees - SME account bundled 50,000
Monthly fees - SME account - PAY AS Nil
Monthly fees - Investment club account Nil
Monthly fees - Schools account Nil
Monthly fees - Advantage account 40,000
Personal Current account 15,000
TRANSACTIONAL SAVINGS ACCOUNTSOpening balance 20,000
Opening balance - Salary account First salary drop
Minimum operating balance 20,000
Monthly fees - Salary account Nil
Monthly fees - Smart account 3,000
Monthly fees - Weezimbe account 5,000
Monthly fees - UG Bank account 5,000 for balances below 1M
Monthly fees - Students’ account Nil
SAVINGS ACCOUNTS (SIMBA & CUB ACCOUNTS)Opening balance 50,000
Minimum operating balance 20,000
CASH WITHDRAWALOver the counter - KCBU customer Amounts < 2m - 2,000
>/= 2m - 0.15% maximum 10,000Over the counter - All bundled current accounts Nil
Over the counter - Advantage customer Nil
Over the counter - Simba savings and CUB accounts 4 free withdrawals per year. Subsequent - 5,000 per transaction
PAYMENTSReal Time Gross Transfer(RTGS) outward 10,000
Real Time Gross Transfer(RTGS) inward 2,000
Electronic Funds Transfer(EFT) outward 3,000
Electronic Funds Transfer(EFT) inward 2,000
Telegraphic Transfer(TT) outward KCB charge 50,000
Telegraphic Transfer(TT) outward - corresponding bank charges 85,000 - 120,000
Telegraphic Transfer(TT) inward 25,000
Telegraphic Transfer(TT) amendment 255,000
Outward TT funds recalled 20,000
Outward TT - any other investigation or tracer 20,000
Outward TT by cash deposit 1% minimum $25
Cash received for inward TT 1% minimum Ugx 25,000
Inter Account Transfer(IAT) Nil
Intercompany transfer- KCB to KCB 30,000
Salary processing to KCBU account Nil
Salary processing to non- KCBU account 3,000
Salary received from non- KCBU account 2,000
Standard File Interchange - SFI Incoming 2,000
Quick pay transactions Nil
Bulk mobile money payments from KCBU account 1,000 per item
CHEQUESCheque book - per leaf 800
Counter cheque leaf 30,000
Cheque clearing - KCBU cheque Nil
Cheque clearing - non KCBU cheque 3,000
Foreign cheque clearance 10,000
Withdrawals against uncleared balances 4% of withdrawal amount minimum 30,000
Stop payments 15,000
Unpaid cheque - refer to drawer/Insufficient funds 150,000
Unpaid cheque - effects not cleared 50,000
Unpaid cheque - technical reasons 20,000
Unpaid cheque - by other banks 20,000
Post dated cheques 20,000
BANK DRAFTSDraft issuance 15,000
Draft cancellation/repurchase 5,000
STANDING ORDERS AND DIRECT DEBITSStanding order set up 5,000
Standing order execution - KCBU beneficiary 2,000
Standing order execution -non KCBU beneficiary 5,000
Standing order amendment/termination 5,000
Standing order unpaid 100,000
Intercompany standing orders; KCB to KCB 10,000
STATEMENTSMonthly statement Nil
Interim statement - per page 5,000
Previous month statement - per page 5,000
E-statement Nil
DEBIT CARDSCard issuance 15,000
Card replacement 15,000
Monthly card fees 2,000
CREDIT CARDSAnnual fee - Visa Classic 75,000
Annual fee - Visa Gold 100,000
Card issuance Nil
Card replacement 20,000
Bounced direct debit 30,000
Delayed payment 5% of outstanding amount
Cash withdrawal - ATM and over the counter 5% of withdrawal amount
Interest rate - Visa classic 3.2% per month
Interest rate - Visa gold 3.0% per month
ATM TRANSACTIONSCash deposit Nil
Cheque deposit Nil
Balance inquiry 300
Balance inquiry - VISA ATM International 1300
Mini statement 300
Debit card withdrawal - KCBU ATM 1,000
Debit card withdrawal - VISA ATM Local 3,000
Debit card withdrawal - VISA ATM International 5,000
MOBILE BANKINGApplication fee Nil
Monthly charges Nil
Balance inquiry 300
Mini statement 300
Airtime top up 200
KCB to KCB transfers Nil
Transfers to other banks 1,000
Bill payments Nil
SMS alerts - per transaction Nil
Account to mobile wallet transfer 2,000
Mobile wallet to account transfer Nil
INTERNET BANKINGApplication fees Nil
Monthly fees Nil
Transactional fees Standard fees apply
Internet banking token issuance 40,000
Internet banking token replacement 50,000
Online statement Nil
BILL PAYMENTSSchool fees 2,000
UMEME Nil
National water and sewerage corporation - NWSC Nil
National social security fund - NSSF Nil
Taxes - Uganda revenue authority URA payments 2,000
OTHER SERVICESCompany search fees - business accounts 60,000
Certificate of balance 30,000
Audit confirmation report 10,000
Letter of recommendation 5,000
Retrieval of voucher/cheque 10,000
Retrieval of CCTV footage 30,000
Account closure 20,000
Safe custody - wills, envelopes, deeds - per quarter 15,000
Safe custody - large boxes - per quarter 30,000
Business club - monthly contribution 50,000
CSD Account Opening 15,000
Submission of Bids 10,000 at each auction
Search Fees for Letters of Administration 60,000
Transaction at Advantage suite (Non Advantage customer) 20,000
FOREIGN CURRENCY ACCOUNT SERVICES Opening Balance (Business Accounts) KES 4000, USD, EUR, GBP 100
Opening Balance (Personal Accounts) KES 2000, USD, EUR, GBP 50
Minimum Operating Balance (All Saving Accounts) KES 1000, USD, EUR, GBP 20
Cash deposit 0.25% of deposit amount
Cash deposit - intercompany 1% of deposit amount
Cash deposit - intercompany (KES Accounts Only) 0.25% of deposit amount
Cash withdrawal (USD) <1000-0.25% >/=1000-0.5%
Cash withdrawal (Other Currencies) 0.25% of amount withdrawn
Cash withdrawal (Simba & Cub Savings Accounts) 4 free per year subsequent-0.25%
Cash withdrawal - intercompany 0.5% of withdrawal amount
Account maintenance fee (USD Accounts Only) 0.01% of daily balance above $50,000 charged at month end
KCB BANK UGANDA IS A FINANCIAL INSTITUTION REGULATED BY BANK OF UGANDA.
CREDIT CARDS LOAN RELATED CHARGESPRODUCT/SERVICE AMOUNT
