K & K Consulting Services Inc.

BETABasic Emergency Travel Assistance

www.betins.com

BETAwww.betins.com

The Premise Behind BETA

While our private domestic health insurance policies usually provide us with international* coverage, they do not provide an emergency support system for people traveling abroad.

BETA is that emergency support system.It can be called an international supplementto a domestic health insurance policy.

* Check with your insurance carrier.

BETAwww.betins.com

Foreign Travel Situation

If, while traveling in Mexico at 3 a.m., on a Sunday morning you wake up with severe stomach pain, where will you get help?

Will you be able to arrange for a physician or hospital?

What if your condition requires a medical evacuation?

BETAwww.betins.com

BETA – The Issue

Most people travel abroad without knowing

how to access qualified physicians or

medical facilities.

In the face of a major accident or illness,

they are unprepared financially or

psychologically to deal with the crisis.

BETAwww.betins.com

With BETA Coverage

Scenario 1: Traveling in Mexico, awakening with stomach pain….

We immediately verify coverage and arrange for an emergency physician visit.

If appropriate medical facilities are available, we make those arrangements, if not, we arrange an emergency medical evacuation.

If necessary, we contact your personal physician and obtain your medical records.

We contact close family members to update them on your situation.

BETAwww.betins.com

The Outcome….

By Monday morning at 9 a.m., you are

resting comfortably and deciding what

changes, if any, are needed in your travel

plans.

BETAwww.betins.com

Pre-travel Assistance

Advice on required and recommended immunization

Health information and precautions for medically remote or underserved areas

Information for handicapped or disabled travelers

Help in arranging special medical services for travel

Information on current political/environmental warnings

BETAwww.betins.com

Medical Emergency Services

Worldwide, 24-hour medical referral service for local physicians, hospitals and pharmacies

Medical case monitoring

Maintain contact between local and personal physicians

Provide medical records to local physicians

Maintain daily contact between patient, family and employer

Monitor quality and cost of hospital treatments

Medical transportation arrangements

Emergency message service for medical situations

BETAwww.betins.com

Legal Assistance

Arrange contact with a local English-speaking attorney

Worldwide, 24-hour contact for non-criminal legal emergencies

Legal referral to help you locate a consulate official or attorney

BETAwww.betins.com

Travel Assistance

Worldwide, 24-hour telephone contact for advice on handling losses and delays

Help with lost passports, tickets and documents

Advice on filing travel-related claims

Arrange shipments of forgotten, lost or stolen items

Relay emergency messages

BETAwww.betins.com

Emergency Evacuation Benefit$50,000 Public Plan $250,000 Scholastic Plan

Arrangements must be made and approved by

Assistance company for medically necessary

Evacuation to the nearest adequate medical facility.

Includes coverage for transportation, medical services, and medical supplies, if medically necessary.

BETAwww.betins.com

Repatriation of Remains Benefit $25,000 Public Plan$50,000 Scholastic Plan

In the event of death while traveling, this

benefit will return your remains to your

home country. Arrangements must be made

and approved by assistance company to

cover the reasonable expenses.

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Passport Replacement

The plan will reimburse expenses

incurred for the replacement of a

lost passport up to $250.

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Enhanced Benefits

Scholastic plan offers $5,000 Accidental Medical coverage with a $100 deductible and a $100 per day illness hospitalization benefit for 60 days.

Public plan offers $2,500 Accidental Medical coverage with a $100 deductible.

PLUS….

BETAwww.betins.com

Air Accidental Death & Dismemberment

Up to $5,000 coverage is provided, in the event of death, or loss of limb or eyesight, while an insured person is riding on a regularly scheduled airline and provided the loss occurs within 180 days of an accident.

BETAwww.betins.com

Non-air Accidental Death & Dismemberment

Up to $1,000 coverage is provided, in the event of death, or loss of limb or eyesight, provided the loss occurs within 180 days of an accident.

BETAwww.betins.com

Enrollment Services

Online enrollment for both group and individual

Online fulfillment – certificates of coverage available 24/7 and for a full 12 months after the expiration date – worldwide!

Online claim forms

Online cut-out-card with necessary emergency contact information for your wallet

BETAwww.betins.com

Prices per Plan

Scholastic Plan: $30.00 Annually$18.00 Semi-Annual

US CitizensBasic Public Plan: $53.00 AnnuallyEnhanced Public Plan: $72.75 Annually

Non US CitizensBasic Public Plan $46.00 AnnuallyEnhanced Public Plan $63.25 Annually

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Eligibility – Scholastic Plan

International Students, visiting Faculty, Scholars, or other who have a current passport or student visa, and who are temporarily residing / traveling outside their Home Country* or regular residence. The Insured must be engaged in full time educational or research activities outside their Home Country or regular domicile.

* Home Country shall mean the country who has issued your passport.

BETAwww.betins.com

Eligibility – Public Plan

Any person who is under age 65, who has a current passport, and who is temporarily residing / traveling outside their Home Country*.

* Home Country shall mean the country who has issued your passport.

BETAwww.betins.com

Enrollment Process

Go to the BETA website: www.betins.com On the home page click on “Enroll now” Select correct eligibility Answer 6 questions and complete credit card payment You are done!! Click on Customer Service and input your email address

to obtain all documentation

For Group enrollments – Contact us and we will set that up for you in a manner that most suits your needs

BETAwww.betins.com

Contact Information

K & K Consulting Services, Inc. P.O. Box 110998Tacoma, WA 98411-0998

Phone: (253) 238-6374 / Fax: (253) 238-6382Email: Info@betins.comWeb: www.betins.com

K & K Consulting Services Inc.

BETABasic Emergency Travel Assistance

www.betins.com