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Schedule of ChargesJuly - December 2010

Serving you, the Right way

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CON TEN TS

N o .

1 . TRADE SERVICES 1

A. Imports 1

B. Inla nd Tra de 4

C. Exports 5

D. Le tters O f G ua ra ntee 6

2 . IN TERN ATIO N ALREMITTAN CES 7

3 . IN LAN D REMITTAN CES 8

4 . M ISCELLAN EO US 8

5 . ATMs/ DEBIT CARDS 1 0

6 . KIO SK/ IN TERN ET BAN KIN G 1 1

7 . CALLCEN TRE 1 1

8 . FIN AN CIN G 1 1

A. CO N SUMER FIN AN CIN G 1 1

(a ) Ca r Ija ra 1 2

(b) Housing Fina nce 1 2

(c) O ther Dura bles 1 2

B. CO RPO RATE/ SME FIN AN CIN G 1 2

(a ) Vehicles 1 2

(b) O ther Equipment 1 2

9 . SAFE DEPO SIT LO CKERS 1 3

1 0 . MISCELLAN EO US CHARG ES O N FIN AN CIN G 1 3

1 1 . PO STAG E & CO MMUN ICATIO N S 1 3

A. Courie r Cha rges (for a ll destina tions) 1 3

B. Registered Post 1 3

C. SW IFT Cha rges 1 3

D. Fa csimile Cha rges 1 3

E. Telephone 1 3

F. For BIPLSta ff 1 3

1 2 . N O TES 1 4

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1 . TRADE SERVICESA. IMPO RTSa ) Le tte r o f Cre d it O p en in g

(i) Minimum Charges Rs. 1 ,0 0 0 / (ii) All L/ C a mount excee ding Rs. 1 0 0 Million sha ll a ttract add itiona l service cha rges of

Rs. 1,5 0 0 / - (First Q ua rter) pe r Rs. 1M illion e a ch (or pa rt there of) a nd Rs. 1,0 0 0 / - (forSubseque nt Q ua rter)pe r Rs 1 M illion.

(iii) Rs. 1,00 0/ - (fla t) will be cha rged per a mendment a long with service charges a s above,if amendment involves increa se in a mount or extension in pe riod of validity of L/ C.

(iv) Charges rela ting to corpora te customers ma y differ as per the a rrangement betweenthe customer and the Bank.

(v) Sla bs for Letters of Credit service cha rges

LC Am o u n t 1 s t Q u a r te r Su b se q u e n t Q u a r te r s

o r Pa r t Th e re o f o r Pa r t Th e re o f

Fro m ToUpto 8 0 0 ,0 0 0 1 ,9 5 0 1 ,0 0 08 0 0 ,0 0 1 1 ,0 0 0 ,0 0 0 3 ,3 0 0 1 ,6 5 0

1 ,0 0 0 ,0 0 1 1 ,5 0 0 ,0 0 0 4 ,3 5 0 2 ,1 7 51 ,5 0 0 ,0 0 1 2 ,0 0 0 ,0 0 0 5 ,8 5 0 2 ,9 2 52 ,0 0 0 ,0 0 1 2 ,5 0 0 ,0 0 0 7 ,3 5 0 3 ,6 7 52 ,5 0 0 ,0 0 1 3 ,0 0 0 ,0 0 0 8 ,8 5 0 4 ,4 2 53 ,0 0 0 ,0 0 1 3 ,5 0 0 ,0 0 0 1 0 ,3 5 0 5 ,1 7 53 ,5 0 0 ,0 0 1 4 ,0 0 0 ,0 0 0 1 1 ,8 5 0 5 ,9 2 54 ,0 0 0 ,0 0 1 4 ,5 0 0 ,0 0 0 1 3 ,3 5 0 6 ,6 7 54 ,5 0 0 ,0 0 1 5 ,0 0 0 ,0 0 0 1 4 ,8 5 0 7 ,4 2 55 ,0 0 0 ,0 0 1 5 ,5 0 0 ,0 0 0 1 6 ,3 5 0 8 ,1 7 5

5 ,5 0 0 ,0 0 1 6 ,0 0 0 ,0 0 0 1 7 ,8 5 0 8 ,9 2 56 ,0 0 0 ,0 0 1 6 ,5 0 0 ,0 0 0 1 9 ,3 5 0 9 ,6 7 56 ,5 0 0 ,0 0 1 7 ,0 0 0 ,0 0 0 2 0 ,8 5 0 1 0 ,4 2 57 ,0 0 0 ,0 0 1 7 ,5 0 0 ,0 0 0 2 2 ,3 5 0 1 1 ,1 7 57 ,5 0 0 ,0 0 1 8 ,0 0 0 ,0 0 0 2 3 ,8 5 0 1 1 ,9 2 58 ,0 0 0 ,0 0 1 8 ,5 0 0 ,0 0 0 2 5 ,3 5 0 1 2 ,6 7 58 ,5 0 0 ,0 0 1 9 ,0 0 0 ,0 0 0 2 6 ,8 5 0 1 3 ,4 2 59 ,0 0 0 ,0 0 1 9 ,5 0 0 ,0 0 0 2 8 ,3 5 0 1 4 ,1 7 59 ,5 0 0 ,0 0 1 1 0 ,0 0 0 ,0 0 0 2 9 ,8 5 0 1 4 ,9 2 5

1 0 ,0 0 0 ,0 0 1 1 0 ,5 0 0 ,0 0 0 3 1 ,3 5 0 1 5 ,6 7 51 0 ,5 0 0 ,0 0 1 1 2 ,5 0 0 ,0 0 0 3 5 ,1 0 0 1 7 ,5 5 01 2 ,5 0 0 ,0 0 1 1 5 ,0 0 0 ,0 0 0 4 1 ,8 5 0 2 0 ,9 2 51 5 ,0 0 0 ,0 0 1 1 7 ,5 0 0 ,0 0 0 4 8 ,7 5 0 2 4 ,3 7 51 7 ,5 0 0 ,0 0 1 2 0 ,0 0 0 ,0 0 0 5 6 ,2 5 0 2 8 ,1 2 52 0 ,0 0 0 ,0 0 1 2 2 ,5 0 0 ,0 0 0 6 3 ,7 5 0 3 1 ,8 7 52 2 ,5 0 0 ,0 0 1 2 5 ,0 0 0 ,0 0 0 7 1 ,2 5 0 3 5 ,6 2 52 5 ,0 0 0 ,0 0 1 2 7 ,5 0 0 ,0 0 0 6 5 ,6 2 5 3 2 ,8 1 32 7 ,5 0 0 ,0 0 1 3 0 ,0 0 0 ,0 0 0 7 1 ,8 7 5 3 5 ,9 3 83 0 ,0 0 0 ,0 0 1 3 2 ,5 0 0 ,0 0 0 7 8 ,1 2 5 3 9 ,0 6 33 2 ,5 0 0 ,0 0 1 3 5 ,0 0 0 ,0 0 0 8 4 ,3 7 5 4 2 ,1 8 83 5 ,0 0 0 ,0 0 1 3 7 ,5 0 0 ,0 0 0 9 0 ,6 2 5 4 5 ,3 1 33 7 ,5 0 0 ,0 0 1 4 0 ,0 0 0 ,0 0 0 9 6 ,8 7 5 4 8 ,4 3 84 0 ,0 0 0 ,0 0 1 4 2 ,5 0 0 ,0 0 0 1 0 3 ,1 2 5 5 1 ,5 6 3

4 2 ,5 0 0 ,0 0 1 4 5 ,0 0 0 ,0 0 0 1 0 9 ,3 7 5 5 4 ,6 8 84 5 ,0 0 0 ,0 0 1 4 7 ,5 0 0 ,0 0 0 1 1 5 ,6 2 5 5 7 ,8 1 34 7 ,5 0 0 ,0 0 1 5 0 ,0 0 0 ,0 0 0 1 2 1 ,8 7 5 6 0 ,9 3 85 0 ,0 0 0 ,0 0 1 5 2 ,5 0 0 ,0 0 0 8 9 ,6 8 8 4 4 ,8 4 45 2 ,5 0 0 ,0 0 1 5 5 ,0 0 0 ,0 0 0 9 4 ,0 6 3 4 7 ,0 3 15 5 ,0 0 0 ,0 0 1 5 7 ,5 0 0 ,0 0 0 9 8 ,4 3 8 4 9 ,2 1 9

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LC Am o u n t 1 s t Q u a r te r Su b se q u e n t Q u a r te r so r Pa r t Th e re o f o r p a r t th e re o f

Fro m To5 7 ,5 0 0 ,0 0 1 6 0 ,0 0 0 ,0 0 0 1 0 2 ,8 1 3 5 1 ,4 0 66 0 ,0 0 0 ,0 0 1 6 2 ,5 0 0 ,0 0 0 1 0 7 ,1 8 8 5 3 ,5 9 46 2 ,5 0 0 ,0 0 1 6 5 ,0 0 0 ,0 0 0 1 1 1 ,5 6 3 5 5 ,7 8 16 5 ,0 0 0 ,0 0 1 6 7 ,5 0 0 ,0 0 0 1 1 5 ,9 3 8 5 7 ,9 6 96 7 ,5 0 0 ,0 0 1 7 0 ,0 0 0 ,0 0 0 1 2 0 ,3 1 3 6 0 ,1 5 67 0 ,0 0 0 ,0 0 1 7 2 ,5 0 0 ,0 0 0 1 2 4 ,6 8 8 6 2 ,3 4 47 2 ,5 0 0 ,0 0 1 7 5 ,0 0 0 ,0 0 0 1 2 9 ,0 6 3 6 4 ,5 3 17 5 ,0 0 0 ,0 0 1 7 7 ,5 0 0 ,0 0 0 1 3 3 ,4 3 8 6 6 ,7 1 97 7 ,5 0 0 ,0 0 1 8 0 ,0 0 0 ,0 0 0 1 3 7 ,8 1 3 6 8 ,9 0 68 0 ,0 0 0 ,0 0 1 8 2 ,5 0 0 ,0 0 0 1 4 2 ,1 8 8 7 1 ,0 9 48 2 ,5 0 0 ,0 0 1 8 5 ,0 0 0 ,0 0 0 1 4 6 ,5 6 3 7 3 ,2 8 1

8 5 ,0 0 0 ,0 0 1 8 7 ,5 0 0 ,0 0 0 1 5 0 ,9 3 8 7 5 ,4 6 98 7 ,5 0 0 ,0 0 1 9 0 ,0 0 0 ,0 0 0 1 5 5 ,3 1 3 7 7 ,6 5 69 0 ,0 0 0 ,0 0 1 9 2 ,5 0 0 ,0 0 0 1 5 9 ,6 8 8 7 9 ,8 4 49 2 ,5 0 0 ,0 0 1 9 5 ,0 0 0 ,0 0 0 1 6 4 ,0 6 3 8 2 ,0 3 19 5 ,0 0 0 ,0 0 1 9 7 ,5 0 0 ,0 0 0 1 6 8 ,4 3 8 8 4 ,2 1 99 7 ,5 0 0 ,0 0 1 1 0 0 ,0 0 0 ,0 0 0 1 7 2 ,8 1 3 8 6 ,4 0 6

b ) Acce p t a n ce o f Bills u n d e r Us a n ce LC

(i) Minimum Cha rges Rs. 5 0 0 / -(ii) All a cceptance a mount excee ding Rs. 10 0 Million sha ll a ttract add itiona l service

cha rge s of Rs. 75 0 / -(monthly) per Rs. 1 M illion e a ch (or pa rt there of).(iii) Charges rela ting to corpora te customers ma y differ a s per the a rrangement between

the customer and the Bank.(iv) Sla bs

Acce p ta n ce Am o u n t Ra n g e Pe r Mo n thor Pa r t The reo f

Fro m To5 0 0 ,0 0 1 8 0 0 ,0 0 0 6 5 08 0 0 ,0 0 1 1 ,0 0 0 ,0 0 0 9 0 0

1 ,0 0 0 ,0 0 1 1 ,5 0 0 ,0 0 0 1 ,2 5 01 ,5 0 0 ,0 0 1 2 ,0 0 0 ,0 0 0 1 ,7 5 02 ,0 0 0 ,0 0 1 2 ,5 0 0 ,0 0 0 2 ,2 5 02 ,5 0 0 ,0 0 1 3 ,0 0 0 ,0 0 0 2 ,7 5 03 ,0 0 0 ,0 0 1 3 ,5 0 0 ,0 0 0 3 ,2 5 0

3 ,5 0 0 ,0 0 1 4 ,0 0 0 ,0 0 0 3 ,7 5 04 ,0 0 0 ,0 0 1 4 ,5 0 0 ,0 0 0 4 ,2 5 04 ,5 0 0 ,0 0 1 5 ,0 0 0 ,0 0 0 4 ,7 5 05 ,0 0 0 ,0 0 1 5 ,5 0 0 ,0 0 0 5 ,2 5 05 ,5 0 0 ,0 0 1 6 ,0 0 0 ,0 0 0 5 ,7 5 06 ,0 0 0 ,0 0 1 6 ,5 0 0 ,0 0 0 6 ,2 5 06 ,5 0 0 ,0 0 1 7 ,0 0 0 ,0 0 0 6 ,7 5 07 ,0 0 0 ,0 0 1 7 ,5 0 0 ,0 0 0 7 ,2 5 07 ,5 0 0 ,0 0 1 8 ,0 0 0 ,0 0 0 7 ,7 5 08 ,0 0 0 ,0 0 1 8 ,5 0 0 ,0 0 0 8 ,2 5 08 ,5 0 0 ,0 0 1 9 ,0 0 0 ,0 0 0 8 ,7 5 09 ,0 0 0 ,0 0 1 9 ,5 0 0 ,0 0 0 9 ,2 5 0

9 ,5 0 0 ,0 0 1 1 0 ,0 0 0 ,0 0 0 9 ,7 5 01 0 ,0 0 0 ,0 0 1 1 0 ,5 0 0 ,0 0 0 1 0 ,2 5 01 0 ,5 0 0 ,0 0 1 1 2 ,5 0 0 ,0 0 0 1 1 ,5 0 01 2 ,5 0 0 ,0 0 1 1 5 ,0 0 0 ,0 0 0 1 3 ,7 5 0

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Acce p ta n ce Am o u n t Ra n g e Pe r Mo n thor Pa r t The reo f

Fro m To1 5 ,0 0 0 ,0 0 1 1 7 ,5 0 0 ,0 0 0 1 6 ,2 5 0

1 7 ,5 0 0 ,0 0 1 2 0 ,0 0 0 ,0 0 0 1 8 ,7 5 02 0 ,0 0 0 ,0 0 1 2 2 ,5 0 0 ,0 0 0 2 1 ,2 5 02 2 ,5 0 0 ,0 0 1 2 5 ,0 0 0 ,0 0 0 2 3 ,7 5 02 5 ,0 0 0 ,0 0 1 2 7 ,5 0 0 ,0 0 0 2 6 ,2 5 02 7 ,5 0 0 ,0 0 1 3 0 ,0 0 0 ,0 0 0 2 8 ,7 5 03 0 ,0 0 0 ,0 0 1 3 2 ,5 0 0 ,0 0 0 3 1 ,2 5 03 2 ,5 0 0 ,0 0 1 3 5 ,0 0 0 ,0 0 0 3 3 ,7 5 03 5 ,0 0 0 ,0 0 1 3 7 ,5 0 0 ,0 0 0 3 6 ,2 5 03 7 ,5 0 0 ,0 0 1 4 0 ,0 0 0 ,0 0 0 3 8 ,7 5 04 0 ,0 0 0 ,0 0 1 4 2 ,5 0 0 ,0 0 0 4 1 ,2 5 04 2 ,5 0 0 ,0 0 1 4 5 ,0 0 0 ,0 0 0 4 3 ,7 5 0

4 5 ,0 0 0 ,0 0 1 4 7 ,5 0 0 ,0 0 0 4 6 ,2 5 04 7 ,5 0 0 ,0 0 1 5 0 ,0 0 0 ,0 0 0 4 8 ,7 5 05 0 ,0 0 0 ,0 0 1 5 2 ,5 0 0 ,0 0 0 5 1 ,2 5 05 2 ,5 0 0 ,0 0 1 5 5 ,0 0 0 ,0 0 0 5 3 ,7 5 05 5 ,0 0 0 ,0 0 1 5 7 ,5 0 0 ,0 0 0 5 6 ,2 5 05 7 ,5 0 0 ,0 0 1 6 0 ,0 0 0 ,0 0 0 5 8 ,7 5 06 0 ,0 0 0 ,0 0 1 6 2 ,5 0 0 ,0 0 0 6 1 ,2 5 06 2 ,5 0 0 ,0 0 1 6 5 ,0 0 0 ,0 0 0 6 3 ,7 5 06 5 ,0 0 0 ,0 0 1 6 7 ,5 0 0 ,0 0 0 6 6 ,2 5 06 7 ,5 0 0 ,0 0 1 7 0 ,0 0 0 ,0 0 0 6 8 ,7 5 07 0 ,0 0 0 ,0 0 1 7 2 ,5 0 0 ,0 0 0 7 1 ,2 5 07 2 ,5 0 0 ,0 0 1 7 5 ,0 0 0 ,0 0 0 7 3 ,7 5 0

7 5 ,0 0 0 ,0 0 1 7 7 ,5 0 0 ,0 0 0 7 6 ,2 5 07 7 ,5 0 0 ,0 0 1 8 0 ,0 0 0 ,0 0 0 7 8 ,7 5 08 0 ,0 0 0 ,0 0 1 8 2 ,5 0 0 ,0 0 0 8 1 ,2 5 08 2 ,5 0 0 ,0 0 1 8 5 ,0 0 0 ,0 0 0 8 3 ,7 5 08 5 ,0 0 0 ,0 0 1 8 7 ,5 0 0 ,0 0 0 8 6 ,2 5 08 7 ,5 0 0 ,0 0 1 9 0 ,0 0 0 ,0 0 0 8 8 ,7 5 09 0 ,0 0 0 ,0 0 1 9 2 ,5 0 0 ,0 0 0 9 1 ,2 5 09 2 ,5 0 0 ,0 0 1 9 5 ,0 0 0 ,0 0 0 9 3 ,7 5 09 5 ,0 0 0 ,0 0 1 9 7 ,5 0 0 ,0 0 0 9 6 ,2 5 09 7 ,5 0 0 ,0 0 1 1 0 0 ,0 0 0 ,0 0 0 9 8 ,7 5 0

c) Le t t e r o f Cr e d i t Mis ce lla n e o u s (fo r e ig n + lo ca l)

(i) If maturity of the b ill fa lls within the va lidity of L/ C, then no a ccep ta nce will be cha rged.But if the bill fa lls due for pa yment be yond the va lidity of the L/ C, then the a bo ve se rvicecha rges will be cha rged from the da te of the expiry of the L/ C till da te of a ctua lretirement of the bill.

(ii) Airwa y bill endorsement / Rs. 1 ,0 0 0 / -Issua nce of Shipp ing G ua rantee.

(iii) Re gistra tio n o f co ntra ct for Im po rt 0 .1 5 % (fla t); M inimum Rs. 5 0 0 / -on consignment basis.

(iv) Amendme nt to Contra ct registra tion Rs. 1 ,0 00 / -(irrespective of any increase in amount)

(v) Accepta nce for Import on consignment ba sis 0.15 % (fla t); Minimum Rs. 50 0/ -(Usa nce LC a nd Imp orts on Co nsignment)

(vi) C le a ring o f g oo ds w itho ut a ny prio r 0 .2 5 % o f the C & F va lue of the im po rte da rra nge me nt under Import L/ C goods.Min. Rs. 7 50 .0 0 (fla t).(vii) Credit Informa tion report including At a ctua l

Cred it Rep ort on Fore ign Sup plie rs/ Buyers.(viii) Retirement of All Import Bills 0 .1 25 % minimum Rs. 1 ,0 00 .0 0.

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(to b e include d in theMuraba ha Price).

(ix) Import Bills re turn Unpa id. Rs. 2 5 0 plus courier cha rges from thebeneficiary.

(x) Co rre sp ond ents re imb urse me nt cha rg es At a ctua l(xi) Remittance aga inst import without opening PKR 1 ,000/ - (fla t)

of LC / Re gistra tion of Contra ct Plus SW IFT / FDD Cha rge s.(Advance Payment)

(xii) Letter of Cred it Ca nce lla tion Rs1 ,0 00 / (fla t)p lus swift cha rges.(xiii) Discrepa ncy fee USD 5 0 / - or equiva lent to be

collected from the beneficiary bankp e r d i s c r e p a n t d o c u m e n t . ( F l a t ) .

B. IN LAN D TRADEa ) Minimum Cha rges Rs. 1 ,0 0 0 / b) All LC a mounts exceeding Rs. 1 0 0 M illion sha ll a ttract add itiona l service cha rges of

Rs. 2,0 0 0 / - (First Q ua rter) pe r Rs. 1 M illion e a ch (or pa rt there of) a nd Rs. 1,0 0 0 / - (forSubseque nt Q ua rter).

c) Rs. 1,00 0/ - (fla t) will be charged pe r a mendment or service charges as above, ifa mendme nt involves increa se in a mount or extension in pe riod of va lidity of L/ C.

d) Charges rela ting to corpora te customers ma y differ as per the arra ngement betweenthe customer and the Bank.

e) Slabs for Inland Letters of Credit

Am o u n t Ra n g e Pe r Q u a r te r so r P a r t th e r e o f

Fro m Toupto 8 0 0 ,0 0 0 1 ,0 0 0

8 0 0 ,0 0 1 1 ,0 0 0 ,0 0 0 1 ,3 5 0

1 ,0 0 0 ,0 0 1 1 ,5 0 0 ,0 0 0 1 ,8 7 51 ,5 0 0 ,0 0 1 2 ,0 0 0 ,0 0 0 2 ,6 2 52 ,0 0 0 ,0 0 1 2 ,5 0 0 ,0 0 0 3 ,3 7 52 ,5 0 0 ,0 0 1 3 ,0 0 0 ,0 0 0 4 ,1 2 53 ,0 0 0 ,0 0 1 3 ,5 0 0 ,0 0 0 4 ,8 7 53 ,5 0 0 ,0 0 1 4 ,0 0 0 ,0 0 0 5 ,6 2 54 ,0 0 0 ,0 0 1 4 ,5 0 0 ,0 0 0 6 ,3 7 54 ,5 0 0 ,0 0 1 5 ,0 0 0 ,0 0 0 7 ,1 2 55 ,0 0 0 ,0 0 1 5 ,5 0 0 ,0 0 0 7 ,8 7 55 ,5 0 0 ,0 0 1 6 ,0 0 0 ,0 0 0 8 ,6 2 56 ,0 0 0 ,0 0 1 6 ,5 0 0 ,0 0 0 9 ,3 7 5

6 ,5 0 0 ,0 0 1 7 ,0 0 0 ,0 0 0 1 0 ,1 2 57 ,0 0 0 ,0 0 1 7 ,5 0 0 ,0 0 0 1 0 ,8 7 57 ,5 0 0 ,0 0 1 8 ,0 0 0 ,0 0 0 1 1 ,6 2 58 ,0 0 0 ,0 0 1 8 ,5 0 0 ,0 0 0 1 2 ,3 7 58 ,5 0 0 ,0 0 1 9 ,0 0 0 ,0 0 0 1 3 ,1 2 59 ,0 0 0 ,0 0 1 9 ,5 0 0 ,0 0 0 1 3 ,8 7 59 ,5 0 0 ,0 0 1 1 0 ,0 0 0 ,0 0 0 1 4 ,6 2 5

1 0 ,0 0 0 ,0 0 1 1 0 ,5 0 0 ,0 0 0 1 5 ,3 7 51 0 ,5 0 0 ,0 0 1 1 2 ,5 0 0 ,0 0 0 1 7 ,2 5 01 2 ,5 0 0 ,0 0 1 1 5 ,0 0 0 ,0 0 0 2 0 ,6 2 51 5 ,0 0 0 ,0 0 1 1 7 ,5 0 0 ,0 0 0 2 4 ,3 7 51 7 ,5 0 0 ,0 0 1 2 0 ,0 0 0 ,0 0 0 2 8 ,1 2 5

2 0 ,0 0 0 ,0 0 1 2 2 ,5 0 0 ,0 0 0 3 1 ,8 7 52 2 ,5 0 0 ,0 0 1 2 5 ,0 0 0 ,0 0 0 3 5 ,6 2 52 5 ,0 0 0 ,0 0 1 2 7 ,5 0 0 ,0 0 0 3 9 ,3 7 52 7 ,5 0 0 ,0 0 1 3 0 ,0 0 0 ,0 0 0 4 3 ,1 2 5

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Am o u n t Ra n g e Pe r Q u a r te r so r P a r t th e r e o f

Fro m To3 0 ,0 0 0 ,0 0 1 3 2 ,5 0 0 ,0 0 0 4 6 ,8 7 5

3 2 ,5 0 0 ,0 0 1 3 5 ,0 0 0 ,0 0 0 5 0 ,6 2 53 5 ,0 0 0 ,0 0 1 3 7 ,5 0 0 ,0 0 0 5 4 ,3 7 53 7 ,5 0 0 ,0 0 1 4 0 ,0 0 0 ,0 0 0 5 8 ,1 2 54 0 ,0 0 0 ,0 0 1 4 2 ,5 0 0 ,0 0 0 6 1 ,8 7 54 2 ,5 0 0 ,0 0 1 4 5 ,0 0 0 ,0 0 0 6 5 ,6 2 54 5 ,0 0 0 ,0 0 1 4 7 ,5 0 0 ,0 0 0 6 9 ,3 7 54 7 ,5 0 0 ,0 0 1 5 0 ,0 0 0 ,0 0 0 7 3 ,1 2 55 0 ,0 0 0 ,0 0 1 5 2 ,5 0 0 ,0 0 0 7 6 ,8 7 55 2 ,5 0 0 ,0 0 1 5 5 ,0 0 0 ,0 0 0 8 0 ,6 2 55 5 ,0 0 0 ,0 0 1 5 7 ,5 0 0 ,0 0 0 8 4 ,3 7 55 7 ,5 0 0 ,0 0 1 6 0 ,0 0 0 ,0 0 0 8 8 ,1 2 5

6 0 ,0 0 0 ,0 0 1 6 2 ,5 0 0 ,0 0 0 9 1 ,8 7 56 2 ,5 0 0 ,0 0 1 6 5 ,0 0 0 ,0 0 0 9 5 ,6 2 56 5 ,0 0 0 ,0 0 1 6 7 ,5 0 0 ,0 0 0 9 9 ,3 7 56 7 ,5 0 0 ,0 0 1 7 0 ,0 0 0 ,0 0 0 1 0 3 ,1 2 57 0 ,0 0 0 ,0 0 1 7 2 ,5 0 0 ,0 0 0 1 0 6 ,8 7 57 2 ,5 0 0 ,0 0 1 7 5 ,0 0 0 ,0 0 0 1 1 0 ,6 2 57 5 ,0 0 0 ,0 0 1 7 7 ,5 0 0 ,0 0 0 1 1 4 ,3 7 57 7 ,5 0 0 ,0 0 1 8 0 ,0 0 0 ,0 0 0 1 1 8 ,1 2 58 0 ,0 0 0 ,0 0 1 8 2 ,5 0 0 ,0 0 0 1 2 1 ,8 7 58 2 ,5 0 0 ,0 0 1 8 5 ,0 0 0 ,0 0 0 1 2 5 ,6 2 58 5 ,0 0 0 ,0 0 1 8 7 ,5 0 0 ,0 0 0 1 2 9 ,3 7 58 7 ,5 0 0 ,0 0 1 9 0 ,0 0 0 ,0 0 0 1 3 3 ,1 2 5

9 0 ,0 0 0 ,0 0 1 9 2 ,5 0 0 ,0 0 0 1 3 6 ,8 7 59 2 ,5 0 0 ,0 0 1 9 5 ,0 0 0 ,0 0 0 1 4 0 ,6 2 59 5 ,0 0 0 ,0 0 1 9 7 ,5 0 0 ,0 0 0 1 4 4 ,3 7 59 7 ,5 0 0 ,0 0 1 1 0 0 ,0 0 0 ,0 0 0 1 4 8 ,1 2 5f) Sla bs for a ccepta nce of Inla nd Bills Sa me a s 1 .A.b).iv

C. EXPO RTSa ) Le t t e r s o f Cre d it(i) Ad vising Rs. 1 ,0 0 0 / - (Fla t)

(ii) Ame nd me nt Ad vising Rs. 5 0 0 / - (Fla t)(iii) N e go tia tio n o f Rup ee Bills und er L/ C As p er Sha ria h a pp ro ve d mo de s(iv) Confirma tio n Rs. 1 ,0 0 0 / - (Fla t)(v) Tra nsfe r o f e xp ort L/ C Rs. 5 0 0 / - (Fla t)b ) If d o cume nts a re se nt to o th er lo ca l Ba n ks fo r Rs. 5 0 0 / - (Fla t)

neg otia tion unde r restricted Le tters of Cre dit.c) Ha nd ling o f d utyd ra w b a ck cla ims 0 .2 5 % of cla im minimum Rs. 2 50 .0 0d ) Colle ctions(i) Cle a n Rs. 1 0 0 / - (Fla t)

(ii) Do cume nta ry Lo ca l Rs. 3 0 0 / - (Fla t)e ) Se rvice cha rg es a g a inst e xp ort d ocume nts Pa isa 1 0 p e r Rs. 1 0 0 (o r Rs. 1 .0 0 p e r

sent on collection ba sis, where pa yment cover million), a s per SBP regula tion, or asis a lrea dy received in bank's foreign currency revised from time to t ime.account.

f) Ha nd ling of Fre ig ht Sub sid y ca se s Rs. 1 0 0/ - p e r ca se - sub je ct to re visio ns

mad e by the Export Promotion Burea ufrom time to timeg ) H a nd ling o f Exp o rt De ve lo p me nt S urc ha rg e Rs. 8 0 / - p e r c a se - sub je c t to re visio ns

(EDS) ca se s ma d e b y the Exp o rt Pro motion Bure a ufrom time to time

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h) Service Charges fo r issuance o f EPRC / PRCAga inst Ad va nce Pa yme nt Rs. 3 0 0 / - (Fla t)

i) FCF Proce ssing Fe e Rs. 5 0 0 / - (fla t) p e r ca sej) Isla m ic Exp o rt Re fin a nc e Sc he me (IERS ) All c osts to b e c ove re d in fa c ility struc ture

Processing Feek) ERF - N O C fo r Entitle me nt Rs. 1 ,0 0 0 / - (fla t) p e r ca sel) Exp o rt L/ C Pre -Ad vic e Rs. 2 5 0 / - (fla t) plus courier

(including L/ C Amend ments) cha rges if a ny.m) Tra nsfe r o f e xp ort b ills lod g e d und e r Rs. 1 ,0 0 0/ - (fla t) p e r ca se

collection to other banks.n) Ha nd ling of Expo rt Do cume nts a ga inst Rs. 3 0 0 / - (fla t) p er ca se plus

w hic h a d va n ce p a yme nt is re ce ive d . a ny p osta l cha rg es fo r sub missio n to SBP.o ) Docume nts re turne d un-p a id Rs. 5 0 0 / - (fla t) p e r d o cume nt.p ) Do cume nts se nt to o the r b a n ks fo r n eg o tia tio n Rs. 5 0 0 / - (fla t) p e r c a se

unde r re stricted L/ Cq ) H a nd ling o f Re se a rc h a n d De ve lo p me nt c a se s. Rs. 5 0 0 / - (fla t) p e r c a se

D. LETTERS OF GUARANTEEa) Min imum Charges fo r Is suance o f Le tte rs o f Guaran tee 1 ,00 0 / -b) All guarantees a mount exceeding Rs. 1 00 Million sha ll a ttra ct a dditional service charges

of Rs. 2,5 0 0 / - pe r Rs.1 Million e a ch (pe r qua rter o r pa rt thereo f).c) Rs. 1 ,0 00 / - (flat) will be cha rge p er amendment plus service charges as a bove, if a mendment

involves increase in amount or extension in period of validity of Guarantee.d) Charges for guarantees issued on behalf of ba nks [ correspondent / loca l / foreign] under

their counter guarantees may be negotiated on a case to case basis at the sole discretionof the b a nk.

e ) Cla im ha nd ling cha rg e s Rs. 2 ,0 0 0 / - (fla t)

f) Charges re la ting to corpora te customers ma y differ as per the a rra ngement between thecustomer a nd the Bank.

g ) Sla b s fo r Le tte rs of G u a ra n te e

Am o un t Ra n g e Fir s t Q ua r te r Su b se q u en t Q ua r te rsCh a r g e s o r Pa r t Th e re o f

Fro m Toupto 8 0 0 ,0 0 0 1 ,6 2 5 8 1 3

8 0 0 ,0 0 1 1 ,0 0 0 ,0 0 0 2 ,2 5 0 1 ,1 2 51 ,0 0 0 ,0 0 1 1 ,5 0 0 ,0 0 0 3 ,1 2 5 1 ,5 6 31 ,5 0 0 ,0 0 1 2 ,0 0 0 ,0 0 0 4 ,3 7 5 2 ,1 8 82 ,0 0 0 ,0 0 1 2 ,5 0 0 ,0 0 0 5 ,6 2 5 2 ,8 1 3

2 ,5 0 0 ,0 0 1 3 ,0 0 0 ,0 0 0 6 ,8 7 5 3 ,4 3 83 ,0 0 0 ,0 0 1 3 ,5 0 0 ,0 0 0 8 ,1 2 5 4 ,0 6 33 ,5 0 0 ,0 0 1 4 ,0 0 0 ,0 0 0 9 ,3 7 5 4 ,6 8 84 ,0 0 0 ,0 0 1 4 ,5 0 0 ,0 0 0 1 0 ,6 2 5 5 ,3 1 34 ,5 0 0 ,0 0 1 5 ,0 0 0 ,0 0 0 1 1 ,8 7 5 5 ,9 3 85 ,0 0 0 ,0 0 1 5 ,5 0 0 ,0 0 0 1 3 ,1 2 5 6 ,5 6 35 ,5 0 0 ,0 0 1 6 ,0 0 0 ,0 0 0 1 4 ,3 7 5 7 ,1 8 86 ,0 0 0 ,0 0 1 6 ,5 0 0 ,0 0 0 1 5 ,6 2 5 7 ,8 1 36 ,5 0 0 ,0 0 1 7 ,0 0 0 ,0 0 0 1 6 ,8 7 5 8 ,4 3 87 ,0 0 0 ,0 0 1 7 ,5 0 0 ,0 0 0 1 8 ,1 2 5 9 ,0 6 37 ,5 0 0 ,0 0 1 8 ,0 0 0 ,0 0 0 1 9 ,3 7 5 9 ,6 8 88 ,0 0 0 ,0 0 1 8 ,5 0 0 ,0 0 0 2 0 ,6 2 5 1 0 ,3 1 3

8 ,5 0 0 ,0 0 1 9 ,0 0 0 ,0 0 0 2 1 ,8 7 5 1 0 ,9 3 89 ,0 0 0 ,0 0 1 9 ,5 0 0 ,0 0 0 2 3 ,1 2 5 1 1 ,5 6 39 ,5 0 0 ,0 0 1 1 0 ,0 0 0 ,0 0 0 2 4 ,3 7 5 1 2 ,1 8 8

1 0 ,0 0 0 ,0 0 1 1 0 ,5 0 0 ,0 0 0 2 5 ,6 2 5 1 2 ,8 1 3

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Am ou n t Ra n g e Fir s t Q u a r te r Su b se q u e n t Q u a r te r s

Ch a r g e s o r Pa r t Th e re o f Fro m To

1 0 ,5 0 0 ,0 0 1 1 2 ,5 0 0 ,0 0 0 2 8 ,7 5 0 1 4 ,3 7 51 2 ,5 0 0 ,0 0 1 1 5 ,0 0 0 ,0 0 0 3 4 ,3 7 5 1 7 ,1 8 81 5 ,0 0 0 ,0 0 1 1 7 ,5 0 0 ,0 0 0 4 0 ,6 2 5 2 0 ,3 1 31 7 ,5 0 0 ,0 0 1 2 0 ,0 0 0 ,0 0 0 4 6 ,8 7 5 2 3 ,4 3 82 0 ,0 0 0 ,0 0 1 2 2 ,5 0 0 ,0 0 0 5 3 ,1 2 5 2 6 ,5 6 32 2 ,5 0 0 ,0 0 1 2 5 ,0 0 0 ,0 0 0 5 9 ,3 7 5 2 9 ,6 8 82 5 ,0 0 0 ,0 0 1 2 7 ,5 0 0 ,0 0 0 6 5 ,6 2 5 3 2 ,8 1 32 7 ,5 0 0 ,0 0 1 3 0 ,0 0 0 ,0 0 0 7 1 ,8 7 5 3 5 ,9 3 83 0 ,0 0 0 ,0 0 1 3 2 ,5 0 0 ,0 0 0 7 8 ,1 2 5 3 9 ,0 6 33 2 ,5 0 0 ,0 0 1 3 5 ,0 0 0 ,0 0 0 8 4 ,3 7 5 4 2 ,1 8 83 5 ,0 0 0 ,0 0 1 3 7 ,5 0 0 ,0 0 0 9 0 ,6 2 5 4 5 ,3 1 33 7 ,5 0 0 ,0 0 1 4 0 ,0 0 0 ,0 0 0 9 6 ,8 7 5 4 8 ,4 3 8

4 0 ,0 0 0 ,0 0 1 4 2 ,5 0 0 ,0 0 0 1 0 3 ,1 2 5 5 1 ,5 6 34 2 ,5 0 0 ,0 0 1 4 5 ,0 0 0 ,0 0 0 1 0 9 ,3 7 5 5 4 ,6 8 84 5 ,0 0 0 ,0 0 1 4 7 ,5 0 0 ,0 0 0 1 1 5 ,6 2 5 5 7 ,8 1 34 7 ,5 0 0 ,0 0 1 5 0 ,0 0 0 ,0 0 0 1 2 1 ,8 7 5 6 0 ,9 3 85 0 ,0 0 0 ,0 0 1 5 2 ,5 0 0 ,0 0 0 1 2 8 ,1 2 5 6 4 ,0 6 35 2 ,5 0 0 ,0 0 1 5 5 ,0 0 0 ,0 0 0 1 3 4 ,3 7 5 6 7 ,1 8 85 5 ,0 0 0 ,0 0 1 5 7 ,5 0 0 ,0 0 0 1 4 0 ,6 2 5 7 0 ,3 1 35 7 ,5 0 0 ,0 0 1 6 0 ,0 0 0 ,0 0 0 1 4 6 ,8 7 5 7 3 ,4 3 86 0 ,0 0 0 ,0 0 1 6 2 ,5 0 0 ,0 0 0 1 5 3 ,1 2 5 7 6 ,5 6 36 2 ,5 0 0 ,0 0 1 6 5 ,0 0 0 ,0 0 0 1 5 9 ,3 7 5 7 9 ,6 8 86 5 ,0 0 0 ,0 0 1 6 7 ,5 0 0 ,0 0 0 1 6 5 ,6 2 5 8 2 ,8 1 36 7 ,5 0 0 ,0 0 1 7 0 ,0 0 0 ,0 0 0 1 7 1 ,8 7 5 8 5 ,9 3 8

7 0 ,0 0 0 ,0 0 1 7 2 ,5 0 0 ,0 0 0 1 7 8 ,1 2 5 8 9 ,0 6 37 2 ,5 0 0 ,0 0 1 7 5 ,0 0 0 ,0 0 0 1 8 4 ,3 7 5 9 2 ,1 8 87 5 ,0 0 0 ,0 0 1 7 7 ,5 0 0 ,0 0 0 1 9 0 ,6 2 5 9 5 ,3 1 37 7 ,5 0 0 ,0 0 1 8 0 ,0 0 0 ,0 0 0 1 9 6 ,8 7 5 9 8 ,4 3 88 0 ,0 0 0 ,0 0 1 8 2 ,5 0 0 ,0 0 0 2 0 3 ,1 2 5 1 0 1 ,5 6 38 2 ,5 0 0 ,0 0 1 8 5 ,0 0 0 ,0 0 0 2 0 9 ,3 7 5 1 0 4 ,6 8 88 5 ,0 0 0 ,0 0 1 8 7 ,5 0 0 ,0 0 0 2 1 5 ,6 2 5 1 0 7 ,8 1 38 7 ,5 0 0 ,0 0 1 9 0 ,0 0 0 ,0 0 0 2 2 1 ,8 7 5 1 1 0 ,9 3 89 0 ,0 0 0 ,0 0 1 9 2 ,5 0 0 ,0 0 0 2 2 8 ,1 2 5 1 1 4 ,0 6 39 2 ,5 0 0 ,0 0 1 9 5 ,0 0 0 ,0 0 0 2 3 4 ,3 7 5 1 1 7 ,1 8 89 5 ,0 0 0 ,0 0 1 9 7 ,5 0 0 ,0 0 0 2 4 0 ,6 2 5 1 2 0 ,3 1 3

9 7 ,5 0 0 ,0 0 1 1 0 0 ,0 0 0 ,0 0 0 2 4 6 ,8 7 5 1 2 3 ,4 3 82 . IN TERN ATIO N AL REMITTANCES

A. O UTWARDa) FDD / FTT includ ing SWIFT charges USD 10/ - (Flat) o r equivalen t in o ther

currenciesb) Duplica te FDD / FTT USD 1 0 / - (Fla t) or equiva lent in other

currenciesc) FDD / FTT Ca nce lla tion USD 1 5 / - (Fla t) or equiva lent in other

currenciesd) Indirect FTT (through our correspondents) USD 15 / - (Fla t) or equivalent in other

currenciese ) Foreign Tra ve lle rs Cheques 1 % of the va lue of the Tra vellers'

Cheq ues issuedf) Purchase of FDDs / Tcs Ha ndling cha rges: Rs. 5 0 / -; O D Buying

rate to be a pp lied ; No n-rea lisation o fproceeds within 21 days: Paisas 36

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per Rs. 1,0 0 0/ - per da y in excess of2 1 da ys wa it pe riod (to be creditedto charity account)

B. IN WARDa ) G enera l FREE if the proceeds a re credited to

a n a cco unt with us; O therwise a fla tcha rge of PKR 2 5 0 / - plus FTT / FDDCharges.

b) Home Remitta nces FREE if proceeds a re credited to a na cco unt with Ba nkIsla mi; O therwise,Rs. 1 0 0 / - plus cost of Mo ney O rderor Teleg ra m cha rge s when T. T. isrequested.

3 . INLAND REMITTANCES

A. Issua nce of Pa y O rd er(a ) Isla mi Curre nt Acco unt Rs. 5 0 / -(b ) Isla mi Sa hula t Acco unt FREE (If a ve ra ge monthly b a la nce o f Rs.

2 5 ,0 0 0 / - is ma inta ined o therwisecustomer will be cha rged @ Rs. 50 / -)

(c) Isla mi Ba c ha t Acc ount(minimum monthly a verag e ba la nce)

(i) Up to Rs. 4 9 ,9 9 9 / - Rs. 5 0 / -(ii) Rs. 5 0 ,0 0 0 - 9 9 ,9 9 9 / - Rs. 3 8 / -

(iii) Rs. 1 0 0 ,0 0 0 - 4 9 9 ,9 9 9 / - Rs. 2 5 / -(iv) Rs. 5 0 0 ,0 0 0 a nd a b o ve Fre e

B. Issua nce of DD / TTU P TO Rs . 1 0 , 0 0 0 / -:

Rs. 3 0 (Flat)+Correspondent Charge s at a ctual;FRO M R s . 1 0 , 0 0 1 / - to

Rs . 1 0 0 , 0 0 0 / -: 0.20% Minimum Rs.50 / - + Correspondent Charges as pe ractual; OVER Rs . 10 0 ,00 0 / -: 0 .75%- minimum Rs. 20 0 / -

C. Dra fts, M Ts a nd TTs a g a inst ca sh Se rvice no t p ro vid e dD. DD / PO C a n ce lla tio n Rs. 1 0 0 / - (Fla t)E. Dup lica te De ma nd Dra ft Rs. 1 0 0 / - (Fla t)F. Dup lica te Pa y O rd e r Rs. 1 0 0 / - (Fla t)

4 . MISCELLAN EO U S

A. Corre sp o nd e nt Cha rg e s Actua l cha rg e s incurre d b y Ba nkIsla miwill be recovered from the customer

B. Loca l Bills fo r Co llec tion c lea n / cheques (LBC)- Rs . 20 0 / - (Fla t )inclusive of courier charges

C . C le a n ite m se nt o n co lle ctio n re turn unp a id . Rs. 2 0 0 / - (Fla t)D. Issua nce o f SBP / N BP Che q ue s Rs. 5 0 0 / - (Fla t)E. Cheque Return Administra tive Charges Inward Clea ring / Ca sh Cheque: Rs.

2 0 0 / - (Fla t); O utwa rd Clea ring : FREEF. Sp ecia l cle a ring cha rg es thro ug h N IFT Rs. 3 0 0 / - p er che que / instrume nt

(Inclusive of cheque returned charges if any).G Pro vid ing dup lica te De bit / C re dit a d vice s, Rs. 5 0 / - p er ite m

a dd itiona l copies of L/ Cs SW IFT messag es,Duplicate Statement of Account, etc.

H. Issua nce of Pe rfo rma nce Ce rtifica te or Rs. 2 0 0 / - p e r ite mverifica tio n o r sta teme nt othe r tha n EE & EF fo rm.

I. Issua nce o f lo ose che q ue s. (sub je ct to Rs. 5 0 0 / - p e r che q ue

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clearance by the Branch Manager)J. Ba la nce co nfirma tio n to Aud ito rs Rs. 3 0 0 / - (Fla t)

K. Se rvice cha rg es o n sub scrip tion o f Upto 0 .5 0% of the volume routed throughsuc ce ssful a p p lic a tio n (b a n ke rs to issue ) Ba n kIsla m i; M in imum Rs. 1 5 ,0 0 0 / -

L. Account Closing cha rg e s Rs. 2 0 0 / - (Fla t)M . Any typ e o f ce rtifica te issue d re ga rd ing Rs. 2 0 0 / - p er insta nt

business d ea ling with the b a nk.N . Ho ld ma il cha rg e s Rs. 1 ,0 0 0 / - p .a . - re co ve ra b le se mi-

annually or part thereofO . Re g istra tion / p e rmits o f stud e nt ca se s Rs. 2 ,0 00 / - p .a .P. Issua nce o f C he q ue Bo oks

(a ) Isla mi Current Acco unt Rs. 2/ - pe r Lea f plus a dd itiona l cha rges@ Rs. 30 / - Per cheque if monthly inwa rdclearing transactions exceed 5.

(b) Isla mi Sa hula t Account FREE (If a vera ge monthly ba la nce of Rs. 25 ,00 0 / - is mainta ined otherwise

customer will be cha rged Rs. 2/ - pe rlea f plus a dditiona l cha rges @ Rs. 30 / -pe r cheq ue if monthly inwa rd clea ringtransactions exceed 5)

(c) Isla mi Ba cha t Acco unt(Minimum Monthly Average Balance)

(i) Upto Rs. 4 9 ,9 9 9 / - Rs. 2 / - per lea f plus a dditiona l cha rges@ Rs. 30 / - pe r cheq ue if monthly inwa rdclea ring tra nsactions exce ed 5

(ii) Rs. 5 0 ,0 0 0 - 9 9 ,9 9 9 Rs. 2 / - per lea f plus a dditiona l cha rges@ Rs. 30 / - pe r cheq ue if monthly inwa rdclearing transactions exceed 10

(iii) Rs. 1 0 0 ,0 0 0 - 4 9 9 ,9 9 9 / - Rs. 2 / - per lea f; free unlimited

transactions(iv) Rs. 5 0 0 ,0 0 0 a nd a bove Upto Rs. 2 per lea f a nd free unlimited

transactionsQ . Ha nd ling cha rg e s fo r fo re ig n c urre nc ie s i) Up to 0 .5 % w ith no re te ntio n

ca sh rece ipts period (for current a ccounts) ii) Retentionperiod of 30 days from initial deposit(for saving accounts)

R. Loca l U. S. Dolla r Clea ring Rs. 20 0/ - processing cha rges; Rs. 2 00 / -return charge s (a s prescribe d by SBPfrom time to time)

S. Sta nd ing Instructions Fe e Rs. 5 0 / - p e r instruction. Sta nd ingInstructions fee will be reco vered in

addition to the usual charges onremittances, if any.T. Inte r city cle a ring via N IFT Rs. 1 0 0 / - p e r ite m (o r a ctua l cha rg e s,

whichever is higher)U. C re d it Re p ort C ha rg e s / C IB O n line cha rg e s Rs. 2 0 0 / - p e r c usto me r re p ortV. E-Sta te me nts FREE

W . Utility Bill Pa yme nt Rs. 8 / - p e r b ill o r a s a d vise d b y SBP / PBA from time to time

X. Stop Pa yme nt Cha rg e s Rs. 2 0 0 / - fo r lo ca l instrume nts; Actua lcorrespondent charges for FC instruments

Y. O ld re co rd info rma tio n cha rg es (sub je ct Rs. 3 0 0 / - p er insta nceto prior approval of the concerned BM)

z . SMS Alerts (subscribed through Rs. 3 0 0 / - per a nnumPhone Ba nking)

AA. Cha nge Address Rs. 1 0 0 / -AB. O n line Tra n sa c tio ns(a ) Isla mi Current Account Rs. 2 5 / - per tra nsa ction

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(b ) Isla mi Sa h ula t Ac co unt FREE (If average monthly balance of Rs.2 5 ,0 0 0 / - is ma inta ined o therwisecustomer will be cha rged @ Rs. 25 / -)

(c) Isla mi Ba c ha t Acc ount(minimum monthly a verag e ba la nce)

(i) Upto Rs. 4 9 ,9 9 9 / - Rs. 2 5 per tra nsa ction(ii) Rs. 5 0 ,0 0 0 - 9 9 ,9 9 9 / - Rs. 1 5 per tra nsa ction(iii) Rs. 1 0 0 ,0 0 0 - 4 9 ,9 9 9 / - Rs. 1 0 per tra nsa ction(iv) Rs. 5 0 0 ,0 0 0 a nd a bove Free

5 . ATMs / DEBIT / VISA DEBIT CARDSA. Account Ba la nce Inquiry Rs. 5 / - in Pa kista n; Rs. 3 0 0 / - For

InternationalB. M ini-sta te me nt Fre eC . C a sh w ithd ra w a l (O w n ATM ) Fre eD. Cash withdrawa l (Through PO S) Rs . 5 / - pe r transac tion

E. C a s h w ith d ra w a l (1 -Lin k / M N ET S witc h ATM ) Rs. 1 5 / - p e r tra n sa c tio nF. Annua l Cha rg e s

(a ) Cla ssic Up to Rs. 3 0 0 / -(b ) G old Up to Rs. 5 0 0 / -G Jo ining Cha rg e s Fre eH. Ca rd Re p la ce me nt Cha rg e s Rs. 1 5 0 / - p e r ca rd fo r b o th Cla ssic a nd

GoldI. Funds Tra nsfe rs (Intra -Ba nk) FREEJ. Inter Ba nk Funds Transfer Fa cility ( through 1 -Link)

a ) O ur custo me r on o ur ATM Rs. 5 0 / - p e r tra nsa ctio nb ) O ur custo me r o n o the r b a nks' ATM s Sta nd a rd Switch Cha rg es

(as a nd w hen the se rvice is introduce d)

K. Utility Bill Pa yme nts Visa De b it Ca rd : Rs. 1 0 / -L. Dup lica te Sta te me nt o f Acco unt 5 0% of Dup lica te sta te me nt Cha rg e s a s

per SO CM . PIN G e ne ra tio n / Re g e ne ra tion Rs. 1 0 0 / - p e r insta nceN . Inte rna tio na l ATM W ithd ra wa l Rs. 3 0 0/ - o r 3 % (which e ve r is hig he r)O . PO S Cha rg e s(a ) Lo ca l FREE(b ) Inte rna tio na l Rs. 2 0 0 / -

P. Fa lse Co m p la int Re trie va l o f Sna p s a n d Vid e o Rs. 3 0 0 / -Charges ( local )

Q . Arb itra tio n Ch a rg e s (Fa lse c ha r g e b a c k, lo c a l U SD 5 0 0 / - o r Eq uiva le n t in Pa k Ru p e e s

a nd interna tiona l)R. M o b ile Top -up throug h ATM Rs. 1 0 / -

6 . KIOSK / INTERNET BANKINGA. Account Inquiry FREEB. M ini-sta te me nt FREEC. Funds Tra nsfe rs (Intra -Ba nk) FREED. Inte r Ba n k Fund s Tra n sfe r Fa c ility (thro ug h Rs. 1 0 / - p e r tra n sa c tio n

1 -Link) a s a nd whe n the service is o ffere dE. Utility Bill Pa yme nt FREEF. Duplica te Sta te me nt o f Acco unt Inte rne t Ba nking : FREE; Kio sk: 5 0 % o f

norma l cha rgesG Che q ue Boo k Issua nce Re q ue st 5 0 % of no rma l cha rg e s

H. Stop Pa yme nt (o n-line ) FREEI. Re q ue st fo r Issua nce o f PO / DD PO : FREE; DD: N orma l cha rg e s

as pe r SO CJ. Re q ue st fo r Cha ng e o f Ad d re ss FREE

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K. Bo ok / Enca sh Time De po sits FREE

7 . CALL CENTRE / IVRA. Account Sta te me nt Re q ue st Ha lf (5 0 %) o f the norma l cha rge s a s pe r

SO CB. La st Five o r Te n Tra nsa ctio ns on IVR o r Fre e

through CC AgentC. Ba la nce / Re fe re nce Ce rtifica te Ha lf (5 0%) o f the norma l cha rge s a s pe r

SO CD. Ba la nce Inq uiry o n IVR o r thro ug h C C Ag e nt Fre eE. PO / DD Re q ue sts (to b e co lle c te d in pe rso n PO : FREE; DD: N o rma l c ha rg e s a s p e r

b y the custome r fro m re q ue ste d bra nch) SO CF. Funds Tra nsfe rs (Intra -Ba nk) Fre e

G . Pa yme nts to Fa c ility Acco unt(s) fro m De po sit Fre eAccount(s)

H. Che q ue Boo k Issua nce 5 0 % o f no rma l cha rg e sI. Utility Bill Pa yme nt Fre eJ. Stop Pa yme nt Re q ue st Fre e

K. Che q ue Sta tus Info rma tio n Fre eL. Cha ng e a d d re ss/ te le p ho ne numbe r Fre e

M . Bo ok / Enca sh Time De po sits Fre e

8 . FIN AN CIN GA. CO N SUMER FIN AN CIN Ga ) AUTO IJARAH(i) N e w Ve hicle (up to Rs. 1 m)

Documenta tion & Processing Up to Rs. 4 ,5 0 0 / - pe r ca r

Incidenta ls At a ctua lsVa lua tion N ot required(ii) N e w Ve hicle (e xce e ding 1 m)

Documenta tion & Processing Up to Rs. 4 ,5 0 0 / - pe r ca rVa lua tion N ot required

(iii) O ld (Local / Imported) VehicleDocumenta tion & Processing (up to 1 million) Up to Rs. 4 ,50 0 / - pe r ca rDocumenta tion & Processing Up to Rs. 4 ,5 0 0 / - pe r ca r(exceeding 1million)Va lua tion Rs. 1 ,5 0 0 / -

(iv) Repossession of Vehicle Rs. 3 0 ,0 0 0 / - ma ximum per ca se(v) Cheque Return Cha rges (Rs.1 00 / - to be Rs. 1 ,5 00 / -

cha rged to Administrative Cha rges a ndRs.1 4 0 0 / - to be given in cha rity)

(vi) De fa ult d ue to insufficie nt fund s in a c co unt Rs. 1 ,5 0 0 / -for Sta nding Instructions ca ses (to b e givenin cha rity)

(vii) Cha nge of vehicle a fte r a pprova l Rs. 2 ,5 00 / - (fla t)(viii) Additional Charges

Vehicle Stora ge Cha rges a s pe r a ctua lLega l a nd Administra tive Cha rges a s pe r a ctua l

b ) HO USIN G FIN AN CE (MUSKUN )(i) Applica tion Processing Cha rges Up to Rs. 5 ,0 00 / - out of which Rs.

2 ,00 0 / - shall be refunda ble if the

application is declinedAppraisalFla t Rs. 2 ,0 0 0 / - (fla t)Bunga low Rs. 2 ,5 0 0 / - (fla t)

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BO Q Rs. 1 ,0 0 0 / -La wye r,s Fee Actua lIncome Estima tion Rs. 5 ,0 0 0 / -Mushara kah (Documenta tion Chgs)Upto Rs. 1 m Rs. 2 ,1 0 0 / -Above Rs. 1 m Rs. 3 ,7 0 0 / -Above Rs. 1 0 m Rs. 1 1 ,2 0 0 / -

(ii) Incidenta ls At a ctua ls(iii) Che que Re turn Ad ministra tive Cha rg es Lo ca l C he que s: Rs. 1 0 0 / -;

O utsta tion Cheq ues: Rs. 5 0 0 / -(iv) De fa ult d ue to insufficie nt fund s in a c co unt Rs. 1 ,5 0 0 / -

for Standing Instructions cases (to begiven in charity)

c) O THER DURABLES

(i) Applica tion Processing Cha rges Rs. 1 ,5 0 0 / - (pe r ca se)(ii) Incidenta ls At a ctua ls(iii) Che que Re turn Ad ministra tive Cha rg es Lo ca l C he que s: Rs. 1 0 0 / -;

O utsta tion Cheq ues: Rs. 5 0 0 / -(iv) De fa ult d ue to insufficie nt fund s in a c co unt Rs. 1 ,5 0 0 / -

(for Sta nding Instructions ca ses) to begiven in charity

(v) Duplica te Schedule / copies of Lega l Rs. 5 0 0 / -Documents

B. CO RP O RATE / SM E FIN AN CIN G

a ) Ve h icle s(i) Processing Rs. 4 ,5 0 0 / -

(ii) Documenta tion a s per a ctua l(iii) Va lua tion a s per a ctua l

b ) O th e r Eq u ip m e n t(i) Processing Rs. 1 5 ,0 0 0 / -(ii) Documenta tion a s per a ctua l(iii) Va lua tion a s per a ctua l

9 . SAFE DEPOSIT LOCKERS

A. Key Deposit Rs. 3 ,0 0 0 / - (one-time a nd non

refundable)

B. Locker Renta l (Annual) - to be recovered in a dva nce

a ) Sma llIsla mi Current Account Rs. 1 ,0 0 0 / - p .a .Isla mi Sa hula t Account FREE ( If Minimum Monthly Avera ge

Ba la nce of Rs. 5 00 ,00 0 / - is ma inta inedfor 1 year otherwise customer willbe charged Rs. 1,00 0/ -)

Isla mi Ba cha t Account Upto Rs. 1 ,0 0 0 / -b) Medium

Isla mi Current Account Rs. 1 ,5 0 0 / - p .a .Isla mi Sa hula t Account FREE ( If Minimum Monthly Avera ge

Ba la nce of Rs. 5 00 ,00 0 / - is ma inta inedfor 1 year otherwise customer willbe charged Rs. 1,50 0/ -)

Isla mi Ba cha t Account Upto Rs. 1 ,5 0 0 / -c) La rge

Isla mi Current Account Rs. 2 ,0 0 0 / - p .a .

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Isla mi Sa hula t Account FREE ( If Minimum Monthly Avera geBa la nce of Rs. 5 00 ,00 0 / - is ma inta inedfor one year otherwise customer willbe charged Rs. 2,00 0/ -)

Isla mi Ba cha t Account Upto Rs. 2 ,0 0 0 / -C. Locker brea king cha rges Rs. 3 ,0 0 0 / - per locker

1 0 . MISCELLANEO US CHARGES ON FIN ANCIN G (to be recovered in additionto profit / return on investment)

A. Misce llan eous Charg es (i.e . charged fo r Actua l cost incurred b y Ban kIslamido cuments, do cuments security, eva lua tionof security and maintenance there of etc.).

B. Issua n ce o f d e live ry o rd e r a g a inst p le d ge Rs. 5 0 0 / - p e r d e live ry o rd e rC. Sea rch Report cha rges Actua l cost incurred by Ba nkIsla mi plus

Rs. 500 / -

D. Go d o wn Rent / Leased Asse ts Insp ectio n Actua l cost incurred b y Ban kIslamiCharges

E. G odown Sta ff Ke epe rs/ Chowkida r Actua l cost incurre d by Ba nkIsla miF. G odown Inspection Cha rges Actua l cost incurred by Ba nkIsla mi

G. Delivery Charges (If a G o d own Keep er is Actua l cost incurred b y Ban kIslaminot posted conveya nce cha rges will alsobe recovered).

H. Issua nce o f N O C in fa vo ur o f o the r b a nks Rs. 2 ,5 0 0 / - (fla t)

1 1 . PO STAGE & COMMUNICATION S

A. Co u rie r Ch a r g e s (Fo r a ll d e s tin a t io n s )a ) Interna tiona l Rs. 2 ,5 0 0 / - per 0 .5 kg.

b) Inla nd Rs. 1 0 0 / - per 0 .5 kg. or a ctua l(whichever is higher)c) Loca l (within sa me city) Rs. 6 0 / - per 0 .5 kg. or a ctua l

(whichever is higher)B. Re g is te re d Po s t

a ) Interna tiona l Rs. 4 0 0 / - per 0 .5 kg.b) Inla nd Rs. 4 0 / - per 0 .5 kg.c) Loca l (within sa me city) Free

C. SW IFT Ch a rg e sa) Letter of Credit _ Full Rs. 1 ,2 0 0 / -b) Letter of Credit _ Short Rs. 6 0 0 / -c) Letter of Credit _ Amendment Rs. 6 0 0 / -

d ) SWIFT Charges

_

Inte rna tio na l USD 1 0 / - (o r e quiva le nt in o the rcurrencies)e ) SW IFT C ha rg e s _ Domestic Rs. 5 0 0 / -

D. Fa cs im ile Ch a rg esa ) Interna tiona l Actua l ISD ca ll ra tes pe r minute ;

Minimum: Rs. 25 / -b) Inla nd Actua l N W D ca ll ra tes per minute;

Minimum Rs. 1 5 / -c) Loca l Free

E. Te le p h o n ea ) Interna tiona l Actua l ISD ca ll ra tes pe r minute ;

Minimum Rs. 5 0 / -b) Inla nd Actual NWD call rates per minute;

Minimum Rs. 2 5 / -c) Loca l Free

F. Fo r BIPL Sta ff

8/8/2019 July-Dec 2010

16/16

1 Issua nce of Pa y O rder Free2 Issua nce of DD Free3 Issua nce of FTT Free4 DD / PO Cance lla tio n Free5 Duplica te DD / PO Free6 Locke rs (Sma ll, Me dium, La rge ) 1 Locke r (a ny size ) FREE pe r sta ff in

a ny bra nch in the sa me city subject tomaximum 15 % occupa ncy by sta ffotherwise refer to nea rest bra nch

7 O utward Bill fo r Collection drawn outside 10 0% waiver to BIPLstaff o r h is/ herPa kista n (O BC) nea rest fa mily member. W a iver not

a pplica ble to 3 rd pa rty cheques8 O BC (dra wn within Pa kista n) 1 0 0 % wa iver to BIPLsta ff or his/ her

nearest family member. Waiver not

a pplica ble to 3 rd pa rty cheques9 Inwa rd Bill for Collections (IBC) 1 00 % wa iver to BIPL sta ff or his/ hernearest family member. Waiver nota pplica ble to 3 rd pa rty cheques

1 0 O utwa rd FDD 1 0 0 % wa iver to BIPLsta ff memberprovided the purpose of remittancesis in accordance with SBP's form 'M''pre-approved purposes.

1 1 FTT / FDD Ca ncella tion Free1 2 Ca sh Ha ndling Cha rges on deposit of Free

currency notes for credit to a ForeignCurrency Account

1 3 Stop Pa yment of cheques Free1 4 Stop pa yment on a ccount of Loss of a FreeCheque Book

1 5 Duplica te sta tement of a ccount Free1 6 Confirma tion of Ba la nce to Auditors Free1 7 Account Rea ctiva tion Cha rges Free18 Issuance of Cheque-books

(a ll currencies)- 2 5 lea ves only Free19 ATM / Visa Debit Card Issuance a nd Renewal Free2 0 IBFT Free2 1 Cha nge Address Free

1 2 . N OTESA. Sta mp Duty if a ny will be recovered a s per regula tions.

B. All charges are subject to government tax a s announced/ a mended by the governmentfrom time to time.

C. Discounts / wa ivers ma y be given to high-va lue customers of the Ba nk.D. Current Accounts are ba sed on 'Q a rd' therefore Ba nk will not give a ny extra be nefit or

wa iver on a ny fa cility to Current Acco unt holde rs.E. Any Cha rges, including out - of - pocket expenses, which are not covered under this

schedule shall be recovered separately on case-to-case basis (subject to prior approvalfrom Shari'ah Adviser).

14SHARIAH

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