Judgment for the Plaintiff - Capital One Bank vs. Mitchell Lee Sorensen

7/27/2019 Judgment for the Plaintiff - Capital One Bank vs. Mitchell Lee Sorensen

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IN THE IOWA DISTRICT COURT FOR SAC COUNTYCapital One Bank (USA), N.A.,Plaintiff's Namec/o Pech, Hughes & McDonald, P.C.AddressPO Box 2165, Cedar Rapids, IA 52406(319) 362-3000

Vs.

MITCHELL L SORENSEN,Defendant’s Name535 W 2ND ST ODEBOLT IA 51458-1019AddressDefendant’s NameAddress

Defendant(s)

Original Notice and Petitionfor a Money Judgment

To Defendant(s):

1. You are notified that the plaintiff(s) demand(s) from the defendant the amount of $804.50 and costs. Total

amount requested $804.50., This demand is based on: the Defendant(s) became indebted to the Plaintiff through a

series of transactions; Plaintiff thereupon submitted to Defendant(s) monthly statements of result the final one

showing a balance in their favor of $804.50, which Defendant(s) accepted and in which Defendant(s) acquiesced;

Defendant(s) impliedly agreed to pay said sum by retaining said statement without objection and this assured that sasum would be paid; the statement represents a final adjustment of the respective demands of each upon the other as

the whole account and to all items thereon.

2. Judgment may be entered against you unless you file an Appearance and Answer within 20 days of the servic

of the Original Notice upon you. Judgment may include the amount requested plus interest and court costs.

3. You must electronically file the Appearance and Answer using the Iowa Judicial Branch Electronic Document

Management System (EDMS) at https://www.iowacourts.state.ia.us/EFile, unless you obtain from the court an

exemption from electronic filing requirements.

4. If your Appearance and Answer is filed within 20 days and you deny the claim, you will receive electronic

notification through EDMS of the place and time of the hearing on this matter.

5. If you electronically file, EDMS will serve a copy of the Appearance and Answer on Plaintiff(s) or on the

attorney(s) for Plaintiff(s). The Notice of Electronic Filing will indicate if Plaintiff(s) is (are) exempt from electron

filing, and if you must mail a copy of your Appearance and Answer to Plaintiff(s).

6. You must also notify the clerk's office of any address change.

/s/Christopher E. Pech

Christopher E. Pech

Pech, Hughes & McDonald, P.C.

P.O. Box 2165Cedar Rapids, IA 52406-2165

319/362-3000

[email protected]

OFN 581053*581053*

YFN ************2767 CFN 959792334

E-FILED 2013 AUG 13 4:46 AM SAC - CLERK OF DISTRICT COURT















Department of Defense Manpower Data CenterResults as of : Aug-09-2013 01:15:19

SCRA 3.0

Last Name: SORENSENFirst Name: MITCHEL

Middle Name:

Active Duty Status As Of: Aug-09-2013

On Active Duty On Active Duty Status Date

Active Duty Start Date Active Duty End Date Status Service Component

NA NA No NA

This response reflects the individuals' active duty status based on the Active Duty Status Date

Left Active Duty Within 367 Days of Active Duty Status Date

Active Duty Start Date Active Duty End Date Status Service Component

NA NA No NA

This response reflects where the individual left active duty status within 367 days preceding the Active Duty Status Date

The Member or His/Her Unit Was Notified of a Future Call-Up to Active Duty on Active Duty Status Date

Order Notification Start Date Order Notification End Date Status Service Component

NA NA No NA

This response reflects whether the individual or his/her unit has received early notification to r eport for active duty

Upon searching the data banks of the Department of Defense Manpower Data Center, based on the information that you provided, the above is the status of

the individual on the active duty status date as to all branches of the Uniformed Services (Army, Navy, Marine Corps, Air Force, NOAA, Public Health, and

Coast Guard). This status includes information on a Servicemember or his/her unit receiving notification of future orders to report for Active Duty.

HOWEVER, WITHOUT A SOCIAL SECURITY NUMBER, THE DEPARTMENT OF DEFENSE MANPOWER DATA CENTER CANNOT AUTHORITATIVELYASSERT THAT THIS IS THE SAME INDIVIDUAL THAT YOUR QUERY REFERS TO. NAME AND DATE OF BIRTH ALONE DO NOT UNIQUELY

IDENTIFY AN INDIVIDUAL.

Mary M. Snavely-Dixon, Director

Department of Defense - Manpower Data Center

4800 Mark Center Drive, Suite 04E25

Arlington, VA 22350




The Defense Manpower Data Center (DMDC) is an organization of the Department of Defense (DoD) that maintains the Defense Enrollment and Eligibility

Reporting System (DEERS) database which is the official source of data on eligibility for military medical care and other eligibility systems.

The DoD strongly supports the enforcement of the Servicemembers Civil Relief Act (50 USC App. § 501 et seq, as amended) (SCRA) (formerly known as

the Soldiers' and Sailors' Civil Relief Act of 1940). DMDC has issued hundreds of thousands of "does not possess any information indicating that the

individual is currently on active duty" responses, and has experienced only a small error rate. In the event the individual referenced above, or any family

member, friend, or representative asserts in any manner that the individual was on active duty for the active duty status date, or is otherwise entitled to the

protections of the SCRA, you are strongly encouraged to obtain further verification of the person's status by contacting that person's Service via the

"defenselink.mil" URL: http://www.defenselink.mil/faq/pis/PC09SLDR.html. If you have evidence the person was on active duty for the active duty status

date and you fail to obtain this additional Service verification, punitive provisions of the SCRA may be invoked against you. See 50 USC App. § 521(c).

This response reflects the following information: (1) The individual's Active Duty status on the Active Duty Status Date (2) Whether the individual left Active

Duty status within 367 days preceding the Active Duty Status Date (3) Whether the individual or his/her unit received early notification to report for active

duty on the Active Duty Status Date.

More information on "Active Duty Status"Active duty status as reported in this certificate is defined in accordance with 10 USC § 101(d) (1). Prior to 2010 only some of the active duty periods less

than 30 consecutive days in length were available. In the case of a member of the National Guard, this includes service under a call to active service

authorized by the President or the Secretary of Defense under 32 USC § 502(f) for purposes of responding to a national emergency declared by the

President and supported by Federal funds. All Active Guard Reserve (AGR) members must be assigned against an authorized mobilization position in the

unit they support. This includes Navy Training and Administration of the Reserves (TARs), Marine Corps Active Reserve (ARs) and Coast Guard Reserve

Program Administrator (RPAs). Active Duty status also applies to a Uniformed Service member who is an active duty commissioned officer of the U.S.

Public Health Service or the National Oceanic and Atmospheric Administration (NOAA Commissioned Corps).

Coverage Under the SCRA is Broader in Some CasesCoverage under the SCRA is broader in some cases and includes some categories of persons on active duty for purposes of the SCRA who would not be

reported as on Active Duty under this certificate. SCRA protections are for Title 10 and Title 14 active duty records for all the Uniformed Services periods.

Title 32 periods of Active Duty are not covered by SCRA, as defined in accordance with 10 USC § 101(d)(1).

Many times orders are amended to extend the period of active duty, which would extend SCRA protections. Persons seeking to rely on this website

certification should check to make sure the orders on which SCRA protections are based have not been amended to extend the inclusive dates of service.

Furthermore, some protections of the SCRA may extend to persons who have received orders to report for active duty or to be inducted, but who have not

actually begun active duty or actually reported for induction. The Last Date on Active Duty entry is important because a number of protections of the SCRA

extend beyond the last dates of active duty.

Those who could rely on this certificate are urged to seek qualified legal counsel to ensure that all rights guaranteed to Service members under the SCRA

are protected

WARNING: This certificate was provided based on a last name, SSN/date of birth, and active duty status date provided by the requester. Providing

erroneous information will cause an erroneous certificate to be provided.

Certificate ID: 4444H0B1L086KA0




You have new payment opportunities available.

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500781

c ~ · 7Page 1 of 2

Customer Service 1-800-258-9319

www.capitalone.com/solutions

P la ti num Ma s te rC a rd

N EW BAL ANC E

$804.50

7

P AY ME NT D UE

$804.50

Avai la b le C r ed it : 50 ,00

Prev iou s Ba lance P ay m en ts a nd C re di ts

( S O .O O )

F ee s a n d I nte re st C ha rg ed

+ ( S47.90 J +756.60

D UE D AT E

P AS T D UE

Ju t. 0 6 - A ug . 0 5,2 01 2 31 D ay s i n B il li ng C yc le

IM PO R TA N T A CC OU N T U PD A TE S

Y ou r f u ll b al an ce i s d ue . A n y p ay m en t y ou m a ke w il l r ed uc e y ou r b a la nc e a nd h el p p ay of f

y ou r d eb t f a ste r. T he a m ou nt y ou o w e m a y d if fe r i f y o u' ve e nte re d i nt o a s ep ar ate p ay m en t

agreement.

(TRANSACTIONS

P AY ME NT S, C RE DIT S & AD JU ST ME NT S F OR M ITC HE lll S OR EN SE N # 27 67

FEES

02 AUG PAST DUE FEE 535 ,00

535 ,00o ta l F ee s T hi s P er io d

I N TEREST CHARGED

INTEREST CHARGE:PURCHASES

T ot al I nt er es t T hi s P er io d

512,90

512,90

T OT AL S Y EA R T O D AT E

T ot al F ee s T his Y ea r

Iotal lnterest T hi s Y ea r

5265,89

577,97

T ran sactions N ew Balance

S O . O O S804.50

Help is Available.

Just pick up the phone.

Ca ll 1 · 80 0 · 25 8 · 9 319 a n d a special ly t ra ined a ge n t w il l

b e h ap py to h elp y ou c he ck y ou r b ala nc e a nd m a ke p ay m en ts .

I NTEREST CHARGE CALCULAT ION

Y ou r A nn ua l P erc en ta ge R ate ( AP R) i s t he a nn ua l i nt er es t r at e o n y ou r a cc ou nt.

Annual P ercentage B alance Subject toType of Balance Rate (APR ) Interest Rate Interest Charge

P u r c h a s e s

Cash Advances

19 ,80% P

24 ,90% P

5767.31

50 ,00

512,90

50 ,00

PLEASE RETURN PORTION BELOW WITH PAYMENT OR LOG ON TOWWW.CAPITALONE.COM/SOLUT IONS TO MAKE YOUR PAYMENT ONL INE.

P, L, D ,F V ariable R ate , See reve rs e o f p age 1 fo r de tails

Accou nt Number: 67

767 05 0804500044000804502

Due Date New Balance Am ount Enclosed

Past Due ) ( $8 0 4 .5 0 ) ( )

MI T CHE LL L SORENS EN

535 W 2ND STODEBOL T, I A 51458- 1 019

. 1 1 1 1 1 . 1 1 ' 1 ' 1 1 1 1 1 1 1 1 1 1 " 1 ' 1 1 1 " 1 1 1 1 1 1 ' 1 1 1 1 " ' 1 " 1 1 . 1 1 . 1 1 1 , , 1 1 1 " 1

Manage your

account online.

Visit www.capitalone.com/solutions t o m an ag e

y o u r a c c o un t o n lin e . H a v e in fo rm a t io n a t y o ur

f in g e r t ip s 2 4 /7 w it h ou t p ic k in g u p th e p ho ne . 400004

Capi t al One Bank ( USA) , N· A·

P· O· Box 60599Ci t y of I ndus t r y , CA 91716- 0599

1 1 1 1 1 1 ' 1 1 1 1 1 1 1 1 1 1 1 ' 1 1 1 1 , , 1 ' 1 1 1 1 1 1 1 1 1 1 1 1 " 1 1 1 , , 1 " 1 1 ' 1 1 ' 1 1 1 1 1 1 1 1 1 1

P le as e m ak e c he ck s p ay ab le to C ap ita l O ne B an k (U SA ), N .A . a nd m ail w ith th is c ou po n in th e e nc lo se d e nv elo pe .


http://www.capitalone.com/solutions






CYCLE # 05 CAPI TAL ONE CYCLE FACSI M LE REPORT 07/06/ 2012 - 08/05/ 2012 PAGE 6331

ACCT- I D: 481 CARD# 767 STMT- TYPE: ENGLI SH REWARDS: N TPC: MP HOLD: 000 SAC- PGM

PREV- BALANCE: $756. 60 PYMTS&CREDI TS $0. 00 I NTR CHRGS $47. 90 TRANSACTI ONS: $0. 00

NEWBALANCE : $804. 50 M NI MUM PYMT $366. 00 LATE FEE $35. 00 DUE- DATE 09/02/2012

CREDI T-LI M T: 500 CREDI T- AVAI L 0.00 CASH- LI M T 150 CASH- AVAI L 0.00

RPAY- TOTMTHS: 30 RPAY- TOTCOST $944. 09 36MA- MTHPAY: $29. 82 36MA- TOTCOST: $1, 073. 38

I NTEREST-CTD: $12. 90 I NTEREST- YTD $77. 97 FEE- AMT- CTD: $35. 00 FEE- AMT- YTD $265. 89

HI GH- LATEFEE: $35. 00 HI GH- PNLTY- APR: 29. 40% OVERALL- APR: 0. 000 CLOSE-DATE

OOB: N M SS-ADDR: N BK-HOLD: N BANKRUPTCY: N LEGAL: N CTC-CHG- I ND:

CHRGOFF- DATE:

NEW N EBPP: N ARCH: N REASON: 00 HARDCOPY: 04 ACTI VE

WATCH: WO CRED-RVK: PO CUR- PO: 07 CTC IND: I NS: 511 RETURN-MAI L: CLOSE: CHARGED- OFF: XFER: FRAUD: OL: 07OL- OPTI N- I ND:

I NTEREST CHRGS

MULTI - I ND: S PROV- I D: 000001 US PROF-CNTR: 0000000001 COB SERVI CE-OWNER: 000011 Mai ns t reet

M TCHELL L SORENSEN

535 W 2ND ST

ODEBOLT

I A 51458101935

USA

Purchases

Cash Advances

TBAL C/ I

0001 02

0002 02

BALANCE AMOUNT RATE CORR APR

767.31 00. 0542500 0019. 800000000

0.00 00. 0682200 0024. 900000000

12. 90

0.00

ACCOUNT BRAND DATA - ODS & SI MS

BRND VNR PLCY 10: 00000000000

BRND NAME

CPN CODE

ODS RWDS URL

GEN SERV URL

NSC205

CUST SERV CONT PLCY 10: 00000000000

BRND LOGO 10: 001

M NI CPN CODE: NSMC16

CPN CAL 10 0101 RWDS DI SPLAY I ND: Y

BRND DI SPLAY I ND: Y NH ALLWD I ND : Y

www capit al one.comsol ut i ons

REM T CPN CODE

ODS RWDS PHN

GEN SERV PHN

NSRC02

1- 800- 258- 9319

REWARDS COUPON CODES

M LES CPN CODE : NSC320 CASH CPN CODE: NSC340 PO NTS CPN CODE NSC330

NAME: M TCHELL L SORENSEN

TRANSACTI ON DATA SUMMARY

CUST TYPE: 0 PRINT AREA: 001 NUM OF CREDI TS: 00000

NUM OF PYMTS 00000

AMT OF CREDI TS:

AMT OF PYMTS

$0. 00

$0. 00

NO CREDI T TRANSACTIONS FOR THI S CYCLE


NO DEBI T TRANSACTIONS FOR THI S CYCLE


CUST TYPE: PRI NT AREA: 020 NUM OF DEBI TS 00000 AMT OF DEBI TS $0. 00

CUST TYPE: 0 PRI NT AREA: 070 NUM OF DEBI TS 00001 AMT OF DEBI TS $35. 00









EXEMPLARE-FILED 2013 AUG 13 4:46 AM SAC - CLERK OF DISTRICT COURT


















E-FILED 2013 SEP 23 2:09 PM SAC - CLERK OF DISTRICT COURT



Notice Id: 2JUDFL

IOWA DISTRICT COURT FOR SAC COUNTY

CAPITAL ONE BANK (USA) NA

Plaintiff(s),

vs. MITCHELL LEE SORENSEN

Defendant(s).

Case No: 02811 SCSC015326

Judgment by Default in an ActionFor Money Judgment

Iowa Code Section 631.5(6)

Proper notice of this action has been provided to the defendant(s). An appearance has notbeen filed and the Court is able to determine the appropriate relief from a review of the filings. Defaul

judgment should be entered pursuant to Iowa Code Section 631.5(6).

IT IS THEREFORE ORDERED that judgment is entered in favor of the plaintiff and against thedefendant in the amount of $804.50 with interest at the rate of 2.13% from August 13, 2013, and courtcosts.

Docket Code = JDEF

1 of 2

E-FILED 2013 OCT 09 8:11 AM SAC - CLERK OF DISTRICT COURT



State of Iowa Courts

Case Number Case TitleSCSC015326 CAPITAL ONE BANK (USA), NA VS MITCHELL L

SORENSEN

Type: JUDGMENT DEFAULT

So Ordered

Electronically signed on 2013-10-09 08:10:32

E-FILED 2013 OCT 09 8:11 AM SAC - CLERK OF DISTRICT COURT

Documents

Judgment for the Plaintiff - Capital One Bank vs. Mitchell Lee Sorensen