John Parsons 10 Victoria Drive, Rowlett, TX 75088 (469) 964-6622 john-nicole@att.net

I am an experienced mortgage executive with specific experience and expertise in construction lending.

I am looking for the opportunity to join an organization looking to build a construction lending platform

or enhance or expand an existing platform.

Employment History September 2013 – April 2016 PrimeLending - Dallas, TX Vice President, Construction Lending Created, established, and managed all aspects of the new construction lending programs from origination to construction completion and modification. May 2008 – August 2013 Bank of America - Plano, TX Senior Vice President, Portfolio Manager Developed, coordinated, and managed all loss mitigation activities related to lot and construction portfolios. February 1998 – May 2008 Countrywide Home Loans – Plano, TX Vice President, Construction Lending Co-created, established, and managed all aspects of the new construction lending programs from origination to construction completion and modification.

January 1995 – February 1998

Countrywide Home Loans – Plano, TX

Account Executive

Managed a group of loan originators dedicated to portfolio retention and HELOC originations.

January 1991 – December 1994

Countrywide Home Loans – Plano, TX

Senior Loan Officer

Originated conventional, FHA, and VA mortgages in Countrywide’s manufactured home division,

Countrywide Partnerships.

Education

1985 - 1989 Kansas Wesleyan University – Salina, KS

Major: Criminal Justice Minor: Kinesiology

1995 – 1998 Tarrant County College – Fort Worth, TX

Pre Law studies

References

As many as necessary available upon request

Career History

I began my career in the mortgage industry in 1991 as a loan originator who worked with manufactured

home builders providing pre-qualifications and take out loans. When Countrywide sold the

manufactured home division in 1994 they moved me very briefly to the customer service division where

I created a portfolio retention unit focused on refinancing and providing home equity lines to existing

customers. Our marketing efforts expanded to include solicitations to customers looking to build new

primary residences or second homes.

Because of my experience with builders, developers and their borrowers, I was asked to establish a new

construction lending product and process. Working with partners in secondary marketing, legal,

compliance, servicing, and technology we created the single close program at Countrywide in 1998.

Prior to the mortgage crisis of 2008 we were the largest originator of new construction transactions with

volume of $4.5B annually.

After the mortgage crash I was responsible for all loss mitigation efforts of the construction and lot

portfolios of the combined Bank of America and Countrywide portfolios. I remained in that position

until asked to build a new construction platform from the ground up at PrimeLending.