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Presentation Details
Plan Term
/ PPT
Sum
Assured
Mode Maturity
Amount
Maturity
Year
Bonus *Premium Total
Prem's Paid
Plan Name
Jeevan Anand149 21/21 1000000 47 107356251122 20870002034Yly
Total: 1000000 107356251122
Note: The above Statements are based on certain assumptions, which are liable to change according to Government / Corporation's Policies.
* Rider Premiums are included in Premium.
* NI is number of installments.
Rider Details
PPT Rider Name Rider Sum Rider Term
Rider Premium
Total Prem's Paid
Plan Term
Double Accident Benefit 500000 21 0 0149 21 21
Total 0 0
LIC OF INDIA - MANISH SHAH
INSURANCE ADVISOR
402, Rajendra Vihar, 12th Khetwadi Cross lane, Grant Road, Mumbai -4
Mobile No. : 9820934872 , Web : www.licglobal.com, Email. : [email protected]
Name: Mr Emraan Hashmi Age: 30 Date: 11/02/2013
Return's Spreadsheet
Tax Slab: 20%
Normal
Lifecover
Accident
Lifecover
Year Age Annual
Premium
Tax
Saved
Net
Premium
Returns
from LIC
Net Returns Total Loan
Available
Surrender
Value
30 1047000 1547000 51122 10224 40898 0 -40898 002013
31 1094000 1594000 51122 10224 40898 0 -40898 002014
32 1141000 1641000 51122 10224 40898 0 -40898 38485427612015
33 1188000 1688000 51122 10224 40898 0 -40898 88264980722016
34 1235000 1735000 51122 10224 40898 0 -40898 1217791353102017
35 1282000 1782000 51122 10224 40898 0 -40898 1599161776842018
36 1329000 1829000 51122 10224 40898 0 -40898 2032282258092019
37 1376000 1876000 51122 10224 40898 0 -40898 2522822803142020
38 1423000 1923000 51122 10224 40898 0 -40898 3076843418712021
39 1470000 1970000 51122 10224 40898 0 -40898 3702434113822022
40 1517000 2017000 51122 10224 40898 0 -40898 4406134895702023
41 1564000 2064000 51122 10224 40898 0 -40898 5198455776062024
42 1611000 2111000 51122 10224 40898 0 -40898 6003026670032025
43 1658000 2158000 51122 10224 40898 0 -40898 6908717676342026
44 1725000 2225000 51122 10224 40898 0 -40898 7930718811902027
45 1777000 2277000 51122 10224 40898 0 -40898 90910110101132028
46 1829000 2329000 51122 10224 40898 0 -40898 104116711568522029
47 1881000 2381000 51122 10224 40898 0 -40898 120018813335422030
48 1943000 2443000 51122 10224 40898 0 -40898 137939715326632031
49 2010000 2510000 51122 10224 40898 0 -40898 158152217572472032
50 2087000 2587000 51122 10224 40898 0 -40898 180903020100342033
51 1000000 1500000 0 0 0 2087000 2087000 2238302487002034
52 1000000 1500000 0 0 0 0 0 2352602614002035
53 1000000 1500000 0 0 0 0 0 2451602724002036
54 1000000 1500000 0 0 0 0 0 2589302877002037
55 1000000 1500000 0 0 0 0 0 2712603014002038
56 1000000 1500000 0 0 0 0 0 2837703153002039
57 1000000 1500000 0 0 0 0 0 2965503295002040
58 1000000 1500000 0 0 0 0 0 3096003440002041
59 1000000 1500000 0 0 0 0 0 3228303587002042
60 1000000 1500000 0 0 0 0 0 3362403736002043
61 1000000 1500000 0 0 0 0 0 3499203888002044
62 1000000 1500000 0 0 0 0 0 3636004040002045
63 1000000 1500000 0 0 0 0 0 3774604194002046
64 1000000 1500000 0 0 0 0 0 3914104349002047
65 1000000 1500000 0 0 0 0 0 4052704503002048
66 1000000 1500000 0 0 0 0 0 4195804662002049
67 1000000 1500000 0 0 0 0 0 4336204818002050
68 1000000 1500000 0 0 0 0 0 4476604974002051
69 1000000 1500000 0 0 0 0 0 4617005130002052
70 1000000 1000000 0 0 0 0 0 4756505285002053
71 1000000 1000000 0 0 0 0 0 4895105439002054
72 1000000 1000000 0 0 0 0 0 5032805592002055
73 1000000 1000000 0 0 0 0 0 5168705743002056
74 1000000 1000000 0 0 0 0 0 5302805892002057
75 1000000 1000000 0 0 0 0 0 5434206038002058
You can't sip soup with a knife
This Presentation is Prepared for Private Circulation only.
LIC OF INDIA - MANISH SHAH
INSURANCE ADVISOR
402, Rajendra Vihar, 12th Khetwadi Cross lane, Grant Road, Mumbai -4
Mobile No. : 9820934872 , Web : www.licglobal.com, Email. : [email protected]
Name: Mr Emraan Hashmi Age: 30 Date: 11/02/2013
76 1000000 1000000 0 0 0 0 0 5563806182002059
77 1000000 1000000 0 0 0 0 0 5691606324002060
78 1000000 1000000 0 0 0 0 0 5815806462002061
79 1000000 1000000 0 0 0 0 0 5938206598002062
80 1000000 1000000 0 0 0 0 0 6057006730002063
81 1000000 1000000 0 0 0 0 0 6172206858002064
82 1000000 1000000 0 0 0 0 0 6284706983002065
83 1000000 1000000 0 0 0 0 0 6393607104002066
84 1000000 1000000 0 0 0 0 0 6498907221002067
85 1000000 1000000 0 0 0 0 0 6601507335002068
86 1000000 1000000 0 0 0 0 0 6699607444002069
87 1000000 1000000 0 0 0 0 0 6795007550002070
88 1000000 1000000 0 0 0 0 0 6886807652002071
89 1000000 1000000 0 0 0 0 0 6978607754002072
90 1000000 1000000 0 0 0 0 0 7066807852002073
91 1000000 1000000 0 0 0 0 0 7156807952002074
92 1000000 1000000 0 0 0 0 0 7245908051002075
93 1000000 1000000 0 0 0 0 0 7337708153002076
94 1000000 1000000 0 0 0 0 0 7454708283002077
95 1000000 1000000 0 0 0 0 0 7557308397002078
96 1000000 1000000 0 0 0 0 0 7751708613002079
97 1000000 1000000 0 0 0 0 0 7941608824002080
98 1000000 1000000 0 0 0 0 0 8379009310002081
99 1000000 1000000 0 0 0 0 0 8460009400002082
100 0 0 0 0 0 1000000 1000000 002083
Total: 1073562 214704 858858 3087000 2228142
Note: (1) The above Statements are based on certain assumptions, which are liable to change according to Government / Corporation's Policies.
Calculation includes Bonus and Final Additional Bonus as per present Rates.
(2) * Available Total Money.
(3) we are showing annual returns. in case of payment in arrears, half yearly installmant starts 6 months after maturity and yearly installment
starts 1 year after maturity. in case of payment in advance, yearly and half yearly installments starts immediately from maturity date.
(4) Please refer circular no: Actl / 2015 / 4 for details about settlement options.
(*) The above illustration gives an effective yield of 7.59% with tax benefit.
(*) The above illustration gives an effective yield of 5.92% without tax benefit.
(*) In Jeevan Anand (plan 149), The Normal Riskcover of Sum Assured will continue for life time.
The Accidental Riskcover of 2 times of Sum Assured will continue upto age 70.
When your work speaks for itself, don't interrupt
This Presentation is Prepared for Private Circulation only.
LIC OF INDIA - MANISH SHAH
INSURANCE ADVISOR
402, Rajendra Vihar, 12th Khetwadi Cross lane, Grant Road, Mumbai -4
Mobile No. : 9820934872 , Web : www.licglobal.com, Email. : [email protected]
Name: Mr Emraan Hashmi Age: 30 Date: 11/02/2013
Summary
Additional Gain by Loan Recycling
Compounded Value Of Returns
Returns (Maturity and Survival)
NetPremium
Total Tax Saved u/s 80C
Total Premium Paid
Maximum Risk Cover (Accidental)
Maximum Risk Cover (Normal)
Net Amount In Hand On 11/02/2083
2087000
2587000
1073562
214704
858858
3087000
3087000
0
3087000
7.59
5.92Yield WithOut Tax Benefit
Yield With Tax Benefit
Breakup of Returns
Sum Assured & Survival's 1000000
Bonus 987000
Final Additional Bonus 100000
1000000987000
100000
Those we hurt the most are often those we love the most
This Presentation is Prepared for Private Circulation only.