Jardine Lloyd Thompson

Tenants & Leaseholders

Home Contents Insurance

Adur District CouncilAdur District Council

Insurance For All

One rate available to all tenants & leaseholders, irrespective of:– Post Code– Security– Construction

Wide cover– New for old– No Excess

Insurance For All

Optional for tenants & leaseholders– No minimum time– No penalties

Application ProcessMailer & Flyer

Contact Adur District Council for an prospectus/application

Return application to JLT’s Administrators

Application Processed

Policy Documents Issued within 14 days

Helpline available for queries

If further info required we will obtain information direct

1. Dispatch Post Office Card2. Set up Direct Debit

3. Annual cheque/debit card

Policy Cover Checklist Full fire & perils

New for old

Nil excess

Personal liability - £2M

Replacement Locks - £250

Fatal injury - £2,000

Credit cards - £100

Metered water/oil - £500

Mechanical Wheelchairs

/Tenants Liability for damage to home

Freezer contents - £200

Theft of money - £200

Special occasions - 10%

Tenants Improvements/decorations

Moving Home extension

Accidental damage to TV/HiFi etc

Alternative Accommodation

Legal Helpline

Loss of documents

Premiums

Payment options:– fortnightly, cash at the Post Office – Monthly by Direct Debit– Annually by cheque/credit card

Example Premiums

FOR OVER 60’s

Sum insured Fortnightly Monthly Annually

Post Office* Direct Debit

£6,000 £1.71 £2.51 £30.16

£9,000 £1.85 £2.82 £33.80

£15,000 £2.56 £4.36 £52.26

* Fortnightly costs include transaction costs

Example Premiums

FOR UNDER 60’S

Sum insured Fortnightly Monthly Annually

Post Office* Direct Debit

£9,000 £2.19 £3.55 £42.59

£12,000 £2.73 £4.73 £56.78

£15,000 £3.28 £5.92 £70.98

* Fortnightly costs include transaction costs

Sums Insured

Minimum sums insured– £6,000 for over 60’s– £9,000 for all others

Maximum sum insured - £30,000

Premium Payment & Arrears

Fortnightly or monthly policy, no penalties to leave scheme

Separate from rent collections

JLT will manage arrears– 4 wks, contact to advise position– 6 wks cancel cover– No debt on either side– free to rejoin at later date

Claims - Key Facts

We use a specialist claims handling Company - 85% of UK Tenants Contents Schemes use them

Contact within 24hrs of notification

75%+ of claims will receive personal visit

95% of claims settled in 10 working days

Claims handlers can settle on site

Cheque issued within 5 working days of settlement

Marketing Material.

We provide marketing literature including:-

Fliers.

Posters.

Full Prospectus & rate cards

Application Forms.

JLT’s Commitment

JLT is committed to supporting the scheme for the duration of the contract– Financially– On going marketing activities– Fixed rating– Target policy numbers

» Yr 1 -10%» Yr 2 - 17%» Yr 3 - 25%

Jardine Lloyd Thompson

Flexible Solutions for Financial Exclusion

QUESTIONS & ANSWERSQUESTIONS & ANSWERS