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ANNUAL PARISH MEETING
JANUARY 25, 2015
1. Nomination of Secretary
2. Review of Previous Annual Meeting Minutes (white)
3. Report of the Rector (blue)
4. Report of the Senior Warden (purple)
5. Report of the Junior Warden (yellow)
6. Report of the Treasurer (salmon)
7. Report of the Auditors (purple)
8. Report on Stewardship (white)
9. Proposed Financial Budget (green)
10. Parish Council Membership Nominations (blue)
11. Old Business
12. New Business
Christ the Savior Orthodox Church Minutes of the Annual Meeting
2-2-2014
The meeting was opened with a prayer led by Fr. John at 11:20a.m. IN ATTENDANCE:
Rector: Fr. John Parsells
Parish Council: Kathy Parrish (senior warden), Roberta Dobronz (junior warden), Michael McFarland (treasurer), Andrew Hageman, Cheryl Kokkinos, Bill Parrish, Daria Parsells, Darrell Wilson
Parish Members: Mat. Emily Parsells, Joanne Bushman, Katherine Cook, Michael Cook, Richard Evanusa, Barbara Kaloroumakis, Ellen Kaloroumakis, George Kaloroumakis, Fr. Christian Lesinsky, Dzmitry Lobach, Catherine Lupiwok, Camelia Milite, Connie Mitsopoulos, Constantine Mitsopoulos, Laurie Morsey, Joanne Patrick, Chad Stewart, Maria Stewart.
AGENDA:
1. Nomination of Secretary 2. Review of Previous Minutes 3. Rector’s Report 4. Senior Warden’s Report 5. Junior Warden’s Report 6. Treasurer’s Report 7. Auditors’ Report 8. 2014 Budget 9. 2014 Parish Council 10. Old Business 11. New Business 12. Adjournment
1. Nomination of Secretary
Mat. Emily Parsells was nominated and confirmed by consensus as the secretary for the annual meeting. Attendance sheet for meeting was circulated. Motion to nominate Mat. Emily Parsells as secretary for the 2014 Annual Meeting: Michael Cook Second: Katherine Cook Vote: All in favor 2. Review of Previous Annual Meeting Minutes
The parish reviewed the minutes of last year’s annual meeting held on January 20, 2013. Motion to accept the minutes: Darrell Wilson Second: Bill Parrish Vote: All in favor
3. Rector’s Report
Fr. John distributed hard copies of the rector’s report and all of the information was included in his written report. Motion to accept the rector’s report: Fr. Christian Lesinsky Second: Darrell Wilson Vote: All in favor 4. Senior Warden’s Report
Kathy Parrish distributed hard copies of the senior warden’s report and added a word of gratitude to Daria Parsells
for her work with the choir. Fr. John echoed this and likewise thanked Joanne Patrick, our substitute choir director. Motion to accept the senior warden’s report: Laurie Morsey Second: Joanne Patrick Vote: All in favor 5. Junior Warden’s Report
Roberta Dobronz distributed hard copies of the junior warden’s report and shared personal words of appreciation. Motion to accept the junior warden’s report: Darrell Wilson Second: George Kaloroumakis Vote: All in favor 6. Treasurer’s Report
Michael McFarland distributed hard copies of the treasurer’s report which included:
2013 Profit/Loss Sheet
Account Balance Sheet A word of thanks was offered to Mike for taking over the job from Bruce Eckerd midway through 2013. Likewise,
Bruce was commended for his good work at this post. An explanation was offered as to why the profit/loss totals differ from the account balance sheet totals. The first
reflects the QuickBooks data, which is inserted on the transaction date. The second reflects the bank statement data, which corresponds to the date on which the transactions cleared. The difference therefore is one of timing.
A question was raised as to where the money earmarked for the building fund is kept. It was explained that the savings account is used for this purpose.
Motion to accept the treasurer’s report: George Kaloroumakis Second: Laurie Morsey Vote: All in favor 7. Auditors’ Report
Audits for the years 2011 and 2013 were submitted by Darrell Wilson and Olga Klymuk, and Robert Barbarita and
Barbara Kaloroumakis, respectively. The 2011 audit was delayed due to a temporarily misplaced check register. Motion to accept the 2011 and 2013 audits: George Kaloroumakis Second: Andrew Hageman Vote: All in favor
8. 2014 Budget
Explanation was offered regarding:
the mission stipend from the diocese which will cease at the end of 2014;
the mission’s diocesan and national assessments which will resume on 7/1/2014.
Appreciation was expressed to the Archdiocese of Washington for the forgiveness of past due assessments. Discussion was held regarding:
the financial challenge which will face the mission in 2015 when the stipend from the diocese (approximately $7000) has ended and assessments are required for the full calendar year (approximately $5000);
the rising cost of health insurance; a 45% increase was budgeted in 2014 and an increase is expected in 2015.
the absence of a salary for the priest, which is slated to be addressed in 2015. Motion to approve 2014 budget: George Kaloroumakis Second: Darrell Wilson Vote: All in favor 9. 2014 Parish Council
The requirements for parish council membership were read from the by-laws. Three additional members for the
council are needed in order to have the desired ten members, which would provide for adequate numbers to count the weekly offering in a rotation.
Motion to request Met. Tikhon’s blessing to temporarily relax, for this year only, the requirement in our by-laws
which stipulates that a person must first be a member of the mission for one full previous year before being eligible to serve on the parish council: Mat. Emily Parsells
Second: Michael Cook Vote: All in favor After discussion, the following persons were nominated for the 2014 parish council: Andrew Hageman, Barbara
Kaloroumakis, Ellen Kaloroumakis, George Kaloroumakis, Cheryl Kokkinos, Michael McFarland, Bill Parrish, Daria Parsells, Darrell Wilson, and Deborah Wilson
Motion to request that the above list be submitted to Met. Tikhon for approval: Mat. Emily Parsells Second: Kathy Parrish Vote: All in favor 10. Old Business
1. Safety: Joanne Patrick expressed her appreciation that safety signs were posted in the parking lot and pool
areas, and that attention was appropriately given to this important subject.
2. Pay It Forward: Fr. Christian asked if a $1000 donation we received from another parish, as part of a “pay-it-forward” initiative had already been dispersed to another church which could benefit from these funds, now that we no longer need them. Motion to entrust the parish council with distributing this $1000: Fr. Christian Lesinsky Second: George Kaloroumakis Vote: All in favor
3. Scrip Program: Discussion was held on the establishment, current status, and future of this fundraising program.
Motion to request that the parish council expedite the liquidation of the account, prepare a report showing monetary and inventory holdings, and, if so desired, reestablish the account according to the specifications stipulated in the by-laws for all church financial accounts: Kathy Parrish
Second: Barbara Kaloroumakis Vote: All in favor
4. Greeters: Darrell Wilson, we oversees the greeters, gave a short update on this ministry, requesting that
volunteers please see him should they wish to serve in this capacity. 11. New Business
1. Projects/Wish List: George Kaloroumakis asked if a list could be made available of upcoming projects and capital
improvements in order to encourage donations and support for these endeavors.
2. Parish Library: Joanne Patrick asked if a library could be created. It was explained that a library is already in the works, however, the space which will house it – the “quiet room” – is currently being used as a work room until the walls and ceiling of the chapel are painted and the room is renovated to including the necessary furnishings.
3. Vestments: Fr. Christian emphasized the need to have altar server vestments on the “Project/Wish List”.
4. Spiritual Retreat: Ellen Kaloroumakis and others spoken in strong favor of moving ahead with the plans for a
spiritual retreat to be held at the mission.
5. Adult Education: Joanne Bushman and Fr. Christian Lesinsky inquired about the Bible Study and Orthodoxy 101 classes, respectively. Discussion ensued as to possible ways to dovetail these educational opportunities with our efforts to share the Gospel with those outside the Church.
12. Adjournment
Motion to adjourn the meeting: Bill Parrish Second: Darrell Wilson Vote: All in favor The meeting was adjourned with a prayer led by Fr. John at 1:01p.m. Respectfully submitted, Mat. Emily Parsells
Christ the Savior Orthodox Church
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January 25, 2015
Christ the Savior Orthodox Church
Parish Assembly
Thank God, 2014 got off to great start this past year by paying off our 30K
loan in January, one month ahead of time. This is an awesome example of how
our church family at Christ the Savior pulls together. Of course, just like our
families we live with, there are always obstacles to conquer. One of those
obstacles came next. It was the problem with our crawl space. But just like
most families, we took one step at a time and completed phase I of our crawl
space repairs and paid for it. It’s never easy and it always takes time, but we
succeeded. The one thing I’m sure of is that when the need arises at Christ the
Savior, our Church family steps up to the plate. Not just one person or a
handful of people, but all of us do. We all have different gifts to contribute,
which is a good thing, and we use those gifts to ensure that our Church
remains in a sound state and in good order. Just as Christ is the foundation of
our lives, so it is with his Church. We are his Church and we must strive to
keep it in good order.
A spiritual milestone for CTS was our spiritual retreat held in September
with Metropolitan Tikhon as our keynote speaker. It was a wonderful
weekend filled with wisdom, fellowship and beautiful music. Now we are
anticipating the 2nd Annual Spiritual Retreat for 2015.
At the end of the summer, we also started to have bimonthly CTS mom’s
day out. It started with a get together at Assateague beach with about ten
moms. Then, in November, there was a luncheon day out at the outlets in
Rehoboth. Next, on February 7th at noon, there is a luncheon in Millsboro at
Pizza Palace. Please feel free to join us if you can. It’s a great way to connect
as Orthodox Christian women and moms.
In November, I attended the Diocesan meeting in Bethesda, MD where
Metropolitan Tikhon officiated. It was very interesting to hear the discussion
about the OCA and the path it is taking. I was very interested in hearing how
in 2016 there will be a discussion among all Orthodox Churches and the
possibility of moving forward with the unification of the Orthodox Church.
Some feel that this may be a present day ecumenical council! So it’s exciting to
think we may be a part of history in the making. Or not!
Finally, I want to thank all of you for working independently and together
for our Church. I especially want to thank Fr. John for his awesome
leadership. I personally learn from his sermons every week. Seriously! I
know he picks up the broken pieces of many chores undone and more. I thank
Matushka Emily for her selflessness. I know she gives so much of herself and
her resources to make sure the Church and the Church family is cared for in
addition to her own family’s needs. I know that she also gives up her husband
at inopportune times and does it with grace. Thank you Matushka.
Thank you to Fr. Daniel and Matushka Dunia for your continued service to
our Church even in the years of your retirement. We are so blessed to have
you as the founders of this Church.
Thank you to Constantine Mitsopoulos for your generosity in making Christ
the Savior Orthodox Church a reality in this location. It’s a beautiful property
with so much room to grow. You are a visionary.
Thank you to the choir for the beautiful music we hear and sing every week.
A special thanks to Daria Parsells for your dedication as choir master this past
year.
Thank you to the Parish Council for taking care of the business of the
Church. We have a group of unique and blessed people who truly love God
and our Church.
Last but not least, thank you to all of you! Each and every one of you
contribute to this Church with gifts, service or prayers so that we can have
this awesome place to worship God. May we all continue to grow in His love
while serving His people.
Thankfully,
Cheryl Kokkinos
Senior Warden
Report of the Junior Warden To the Annual Meeting of Christ the Savior Orthodox Church
Sunday, January 25, 2015 Dear Brothers and Sisters, Thanks to your support, the faithful of Christ the Savior, 2014 was a most productive year for the office of Junior Warden. We established a seasonal clean-up day of the grounds and the church proper. Each quarter a cleaning day was scheduled. It was usually well supported by eight to ten families and ten to fourteen people. Much was accomplished and each effort resulted in our temple having a special glow, from the labor of your love. These projects provided an excellent opportunity for fellowship and stewardship. Our most recent effort was to clean the sanctuary area and fellowship hall after Liturgy one Sunday in mid-December before the Nativity of our Lord. Approximately twelve people assisted and the tasks were completed in about an hour. Thank you to those who stayed to help. We even had visitors stay to assist us during this effort. We also established a weekly clean-up schedule for the hall after fellowship. Families have faithfully signed up and have done a commendable job ensuring the hall is clean and ready for the next use. A huge thanks to everyone for supporting this. Our normal Sunday fellowship includes drinks and foods. We want to thank those who regularly bring a dish or some type of food to share. The coffee and paper products are being purchased in bulk to assure that we always have a working stock. The inventory is checked almost weekly to ensure we have the items we need. Please consider placing some change or other donation in the collection basket in the hall to help defray the cost of these supplies. We average about $50 to $75 per month for these general supplies. New for 2015 we have initiated a recycling program for plastic, cardboard, glass and clean paper. A recycling container has been placed in the hall. We thank all of you who bring food and prepare delicious dishes to share. A coordinated effort is being considered by the parish council to help keep the process going smoothly. It has truly been an honor to serve the community this year in this capacity. When everyone who can does a little, the result is huge. Thank you for your support and service. Glory be to God! In Christ, George Kaloroumakis
10:09 AM 02/07/15 Accrual Basis
Christ the Savior Orthodox Church Profit & Loss
January through December 2014Jan - Dec 14
Ordinary Income/Expense
Income
Bookstore 43.00
Candles 4,864.60
Charity
Christ the Savior Mem Support 15.00
Christmas Charity 331.00
Prison Ministry 231.00
Thanksgiving Food Drive 203.00
Total Charity 780.00
Coffee Hour 197.60
Designated Gifts
Feastday - Christmas 430.00
Total Designated Gifts 430.00
Diocese
Mission Stipend 7,389.97
Total Diocese 7,389.97
Stewardship
Cash 2,980.47
Members 52,049.99
Visitors 2,450.00
Total Stewardship 57,480.46
Total Income 71,185.63
Expense
Charity Expense
Christmas Charity 300.00
Prison Ministry 277.00
Thanksgiving Food Drive 203.00
Total Charity Expense 780.00
Communications
Phone 600.00
Web Site 300.00
Total Communications 900.00
Feastdays
Pentecost Flowers 66.71
St. Basil's Bread 37.00
Total Feastdays 103.71
Page 1 of 4
10:09 AM 02/07/15 Accrual Basis
Christ the Savior Orthodox Church Profit & Loss
January through December 2014Jan - Dec 14
Insurance
Umbrella Insurance 6,107.00
Total Insurance 6,107.00
Maintenance
Building 600.00
Lawn Care 111.55
Repairs 305.78
Septic 195.00
Snow Removal 38.13
Supplies 595.47
Trash Removal 2,456.95
Total Maintenance 4,302.88
Mortgage 20,004.00
OCA
Assessments 2,322.72
Background Checks 90.00
Diocesan Assembly 100.00
Seminary Support 711.85
Total OCA 3,224.57
Pool
Lifeguard 575.00
Maintenance 1,803.50
Total Pool 2,378.50
Priest
Insurance- Dental 1,949.78
Insurance - Health 14,594.68
Pension 1,521.72
Total Priest 18,066.18
Supplies
Altar 329.02
Calenders 144.45
Candles 1,701.00
Choir 200.13
Envelopes 136.62
Kitchen 224.95
Office 460.69
Wine 598.28
Total Supplies 3,795.14
Page 2 of 4
10:09 AM 02/07/15 Accrual Basis
Christ the Savior Orthodox Church Profit & Loss
January through December 2014Jan - Dec 14
Taxes 108.00
Utilities
Electric and Gas 12,194.02
Security System 516.00
Total Utilities 12,710.02
Total Expense 72,480.00
Net Ordinary Income -1,294.37
Other Income/Expense
Other Income
30k Loan 100.00
Church Article Income 1,250.00
Earmarked Donation
Church School 90.00
Crawlspace 7,029.00
Spiritual Retreat 2,100.00
Youth Choir 325.00
Total Earmarked Donation 9,544.00
Extra Mortgage Income 3,250.00
In Memory
Alice Dzwonczyk 50.00
Gregory Boris 650.00
Total In Memory 700.00
Support from other Churches
St. Mark - Bethesda, MD 640.00
Total Support from other Churches 640.00
Total Other Income 15,484.00
Other Expense
Baby Changing Station 169.90
Church Article Expense
Icon Cases 1,000.00
Icons 2,651.87
Total Church Article Expense 3,651.87
Crawlspace
Labor 4,687.50
Materials 2,279.57
Total Crawlspace 6,967.07
Page 3 of 4
10:09 AM 02/07/15 Accrual Basis
Christ the Savior Orthodox Church Profit & Loss
January through December 2014Jan - Dec 14
Extra Mortgage Payments 3,250.00
Pay-It-Forward Program 1,000.00
Security System Equipment 905.77
Spiritual Retreat
Lodging 466.37
Met Tikhon 750.00
Stipend for Assistants 400.00
Youth Choir 665.00
Spiritual Retreat - Other 703.18
Total Spiritual Retreat 2,984.55
Void Check 0.00
Total Other Expense 18,929.16
Net Other Income -3,445.16
Net Income -4,739.53
Page 4 of 4
Christ The Savior Orthodox Church
2014 End of Year Account Balances
PNC Bank Non-Profit Checking - Account xxxxxx4667 Opening Balance 1/1/14 12,817.35
Closing Balance 12/31/14 7,372.50
PNC Bank Savings - Account xxxxxx7067 Opening Balance 101.79
Closing Balance 101.80
PayPal
Beginning Account Value 1,332.38
Ending Account Value 1,893.70
-----------------------------------------------------------------------------------------------------------
Total Starting Balances 14,251.52
Total Ending Balances 9,368.00
Change in Account Balances -4,883.52
Prepared by Michael McFarland, Treasurer
January 25, 2015 Annual Meeting
TO: 2015 Annual Meeting of Christ the Savior
FROM: Ellen Kaloroumakis and John Kokkinos
DATE: 1/25/2015
SUBJECT: Audit of the 2014 Parish Financial Statements
******************************************************************************************
Dear Parish Members:
Please be advised that a review of the church's financial records was performed on the following accounts:
Christ the Savior Operating Account at PNC xxxxxx4667
Christ the Savior Savings Account at PNC xxxxxx7067
Christ the Savior PayPal Account
We found everything to be in good order and would like to make the following recommendations:
1. Although all reimbursements were fully documented with both receipts and the associated forms, it is our
recommendation that a notation for the reimbursements be provided on the check stubs as well.
2. While signed by both the Treasurer and Priest, some reimbursement checks were missing the third signature
from the Senior Warden.
3. Some collection sheets were missing signatures of those who counted and deposited the collection.
However, in these cases the deposited amount matched the collection sheet totals and no other problems were
found.
We would like to thank our Treasurer, Mike McFarland, for his hard work and service to Christ the Savior.
In His Name,
Ellen Kaloroumakis
John Kokkinos
Stewardship Report The following charts shows the total offerings to Christ the Savior during 2014. The data is shown by families.
Not shown in the charts is the $9,347 received as cash offerings for the collection, candles, bookstore, etc..
2015 Financial Outlook
1) Assets / Liabilities
Contributors: The mission has an official census of 35 members and 87 total contributors. Accounts: $6,738 (operating) + $101.80 (savings) + $1,893.70 (PayPal) = $8,733.50 (total) Real Estate: 5,400 sqft Parish Center (chapel, hall, and rectory) on 15.1 acres Mortgage: $346,740 at 0% interest for remaining 17.5 years.
2) Crawlspace Project
Phase 1: $7,871 income - $6,967 expense = $804 surplus. Phase 2: Estimates ranging from $12K - $16K.
3) 2015 Budget
Diocese: No more mission stipend from the diocese ($7K loss), full year of assessments ($5K total; $2.5K increase expense from 2014 assessments), All-American Council ($3K triennial expense) Priest: Salary to be added in 2015 and rise in healthcare costs. TOTAL: Shortfall in 2015 budget: $15K - $27K.
4) Stewardship Increase Models The following chart shows the needed increase to current weekly offerings for each family to meet budget and complete the crawlspace project in 2015. Variables include the total deficit amount, the number of weekly contributors, and the models of equal dollar amount vs. equal sacrifice (see below).
Equal Dollar (not recommended)
Equal Sacrifice (recommended)
Weekly Contributors 15 25 35 15 25 35
27K Deficit $35 $21 $15 $17 – $52 $10 – $31 $7 – $22
43K Deficit $55 $33 $24 $28 – $83 $17 – $50 $12 – $35
0.00
1,000.00
2,000.00
3,000.00
4,000.00
5,000.00
6,000.00
7,000.00
8,000.00
9,000.00
1 3 5 7 9 11 13 15 17 19 21 23 25 27 29 31 33 35 37 39 41 43 45 47 49 51 53 55 57 59 61 63 65 67 69 71 73 75 77 79 81 83 85
TOTAL OFFERINGS IN 2014
FROM MEMBERS AND VISITORS
$66,988 from 87 families.
The Challenge Beyond the Numbers
Unequal Sacrifice: Often in churches a small segment of the community carries the majority of the financial burden. This is not necessarily because this small segment has greater financial resources; it is often because this group of people designate a greater portion of their income or wealth to support the work of the Church.
The Problem: Various levels of sacrifice (extreme, moderate, minimal and none) may lead to overburdening, resentment, and even meltdown among those sacrificing much, while at the same time potentially fostering irresponsibility, negligence, and entitlement among others. Our community, and we as individuals, cannot develop properly unless this imbalance is remedied in a Christian manner.
False Alternatives
Equal Giving: 1) Each person gives the same dollar amount, dividing the sum needed by the number of people. 2) Each person offers the same percentage amount, such as the 10% tithe.
The Problem: Every person differs according to financial resources and spiritual maturity. Equal dollar amounts unfairly burden the poor, not even meeting the Old Testament standard, which used a 10% scale as small step toward equity. The tithe, equal percentage giving, is also unfit for Christians for a series of reasons. The tithe: 1) only considers income, not assets and liabilities as does, for instance, the secular US tax system, 2) doesn’t address how to properly manage the other 90% of one’s income, nor teach the proper use of existing wealth, 3) doesn’t develop the necessary discernment between needs and wants, allowing the Christian to properly see the connection between one’s treasure and one’s heart, and 4) is not taught by the Lord nor the Fathers, except being referenced as something below Christian stewardship.
A Christian Model
Equal Sacrifice: New Testament stewardship is the only model that is equitable, truthful and spiritually sound. Each person is equally free, yet equally accountable, for 100% of everything God has entrusted to his or her temporary care. According to Christian teaching, this means that the stronger will help the weaker, yet no one is exempt from practicing stewardship as each person is entrusted with time, talent and treasurer by God.
This model, given by the Lord, fosters a common struggle and shared responsibility among rich and poor alike, leading to a loving, self-sacrificial unity with God and our fellow man.
0
500
1000
1500
1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20 21 22 23 24 25 26 27 28 29 30
0
500
1000
1500
2000
2500
1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20 21 22 23 24 25 26 27 28 29 30
Christ the Savior 2015 Budget
2013 Bud. 2013 Act. 2014 Bud. 2014 Act. 2015 A 2015 B 2015 C
IncomeBookstore 500.00 178.00 200.00 43.00 50.00 50.00 50.00
Candles 3,500.00 3,705.00 3,500.00 4,864.60 5,000.00 5,000.00 5,000.00
Charity 2,575.00 3,721.81 2,500.00 780.00 500.00 500.00 500.00
Coffee Hour 100.00 - - 197.60 300.00 300.00 300.00
Designated Gifts 0.00 150.00 150.00 430.00 500.00 500.00 500.00
Mission Stipend 6,000.00 6,416.67 7,000.00 7,389.97 0.00 0.00 0.00 $389.97 from 2013
StewardshipMembers 45,759.00 49,862.05 51,000.00 52,049.99 55,000.00 55,000.00 55,000.00 moderate stewardship
Visitors 6,335.00 670.00 1,155.00 2,450.00 4,000.00 4,000.00 4,000.00 increase commeasurate
Cash 4,832.42 6,977.84 8,211.00 2,980.47 3,000.00 3,000.00 3,000.00 with growth in parish census
Total Stewardship 56,926.42 57,509.89 60,366.00 57,480.46 62,000.00 62,000.00 62,000.00
Total Income 69,601.42 71,681.37 73,716.00 71,185.63 68,350.00 68,350.00 68,350.00
ExpenseAdvertising
County/State Signs 300.00 - 300.00 0.00 0.00 0.00 0.00
WOLC.org directory 110.00 - 110.00 0.00 0.00 0.00 0.00
Total Advertising 410.00 - 410.00 0.00 0.00 0.00 0.00
Charity Expense 2,575.00 3,425.00 2,500.00 780.00 500.00 500.00 500.00
Choir - 192.36 300.00 0.00 0.00 0.00 0.00
CommunicationPhone 600.00 600.00 600.00 600.00 600.00 600.00 600.00
Website 300.00 300.00 300.00 300.00 300.00 300.00 300.00
Total Communication 900.00 900.00 900.00 900.00 900.00 900.00 900.00
Education 300.00 248.42 250.00 0.00 100.00 100.00 100.00
Feastdays 0.00 - - 103.71 250.00 250.00 250.00
Fellowship 400.00 - 200.00 0.00 200.00 200.00 200.00
Insurance 3,409.00 1,828.00 3,500.00 6,107.00 4,500.00 4,500.00 4,500.00 Timing: 1 payment in 2013
MaintenanceBuilding 500.00 2,839.18 3,000.00 600.00 2,000.00 2,000.00 2,000.00
Lawn Care 500.00 1,555.89 1,000.00 111.55 250.00 250.00 250.00 2013: $1,500 tractor (donated)
Garbage Collection 2,000.00 1,503.81 1,500.00 2,456.95 1,200.00 1,200.00 1,200.00 4yrd/weekly > 2x2yrd/biweekly
Security - - - 516.00 516.00 516.00 516.00 FrontPoint: 42.50/month
Septic - 445.00 750.00 195.00 200.00 200.00 200.00
Snow Removal 500.00 296.76 500.00 38.13 250.00 250.00 250.00
Supplies 500.00 571.56 1,000.00 595.47 1,000.00 1,000.00 1,000.00
Repairs 1,000.00 0.00 1,000.00 305.78 500.00 500.00 500.00
Total Maintenance 5,000.00 7,212.20 8,750.00 4,818.88 5,916.00 5,916.00 5,916.00
Mortgage 20,004.00 20,004.00 20,004.00 20,004.00 20,004.00 20,004.00 20,004.00 344K remaining
OCA - Assessments 0.00 0.00 2,353.00 2,322.72 5,045.40 5,045.40 5,045.40 July-December 2014
OCA - Background Checks - - - 90.00 90.00 90.00 90.00
OCA - Diocesan Assembly - 100.00 100.00 100.00 100.00 100.00 100.00 Category added
Christ the Savior 2015 Budget
2013 Bud. 2013 Act. 2014 Bud. 2014 Act. 2015 A 2015 B 2015 C
OCA - All American Council - - - - 3,000.00 3,000.00 3,000.00 $1500 per delegate
Pool 1,700.00 2,137.80 2,000.00 2,378.50 2,500.00 2,500.00 2,500.00
Postage and Delivery 150.00 - 150.00 0.00 150.00 150.00 150.00
PriestInsurance - Health 10,065.43 10,065.43 14,594.68 14,594.68 15,000.00 15,000.00 15,000.00 Healthcare plan shown below
Insurance - Dental 1,671.00 1,392.22 1,671.00 1,949.78 2,500.00 2,500.00 2,500.00 Healthcare proj. increase: 6-8%
Pension 1,141.32 1,141.32 1,521.76 1,521.72 1,761.72 2,001.72 2,481.72
Salary 0.00 0.00 0.00 0.00 3,000.00 6,000.00 12,000.00 To be added in 2015
Travel - - - - 0.00 0.00 0.00
IRA/401(k) - - - - 0.00 1,200.00 2,400.00
Total Priest 12,877.75 12,598.97 17,787.44 18,066.18 22,261.72 26,701.72 34,381.72
Seminary Support - - 727.16 711.85 683.50 683.50 683.50 1% of income
SuppliesAltar 300.00 190.17 300.00 329.02 400.00 400.00 400.00
Bookstore 200.00 321.00 200.00 0.00 0.00 0.00 0.00
Coffee Hour 100.00 - - - - - - Category switched to Kitchen
Calendars 250.00 257.00 - 144.45 150.00 150.00 150.00
Candles 900.00 1,107.45 1,500.00 1,701.00 1,800.00 1,800.00 1,800.00
Choir - - - 200.13 0.00 0.00 0.00
Kitchen - - - 224.95 300.00 300.00 300.00
Offering Envelopes 180.00 184.14 200.00 136.62 75.00 75.00 75.00 $61.82 for 40 sets
Office 400.00 438.22 400.00 460.69 500.00 500.00 500.00
Wine 500.00 550.80 500.00 598.28 700.00 700.00 700.00
Total Supplies 2,830.00 3,048.78 3,100.00 3,795.14 3,925.00 3,925.00 3,925.00
Supply ClergyAccomodations 350.00 0.00 350.00 0.00 350.00 350.00 350.00
Services 300.00 100.00 300.00 0.00 300.00 300.00 300.00
Travel 100.00 50.00 100.00 0.00 100.00 100.00 100.00
Total Supply Clergy 750.00 150.00 750.00 0.00 750.00 750.00 750.00
Taxes 0.00 850.00 108.00 108.00 108.00 108.00 108.00 Worcester County
Utilities 12,000.00 7,897.53 9,000.00 12,194.02 12,000.00 12,000.00 12,000.00
Total Expense 63,305.75 60,400.70 72,889.60 72,480.00 82,983.62 87,423.62 95,103.62
Net Income 6,295.67 11,280.67 826.40 -1,294.37 -14,633.62 -19,073.62 -26,753.62
BlueChoice Gold $1000 HMOPremium - 7,067.40 8,448.00 8,448.00 11,892.00 11,892.00 11,892.00
Yearly HSA - 2,998.56 6,146.68 6,146.68 n/a n/a n/a
Medical Expenses - - - - 2,702.68 2,702.68 2,702.68
10,065.96 14,594.68 14,594.68 14,594.68 14,594.68 14,594.68
Deductible: $1,000 person/$2,000 family
Out of Pocket Limit: $3750 person/$7500 family
Out of Network: Emergency Care Only
