Jana Small Finance Bank

About Us

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Jana Bank: About Us

We, at Jana Bank, aspire to be a digitally enabled bank powered by technologically advanced products and services.

Incorporated as Janalakshmi Financial Services (JFS) in 2006, we have touched the lives of over 8 million families with the support of our 14,000+ dedicated employees.

We are operational across 20 states and committed to reach out to every Indian.

Awards and Accolades:May 2017: Awarded for Best Financial Sector Transaction ADB Private Sector-CNBC AwardsJuly 2017: Awarded India’s Distinctive Goodwill BrandsJanuary 2017: Inducted in Fortune India 500 (Ranked at 488, currently 360)July 2018: Awarded for Best Inclusive Finance Services India by Cfi.co

We, at Jana Small Finance Bank, pledge to serve all customer segments of the emerging ‘Bharat’ with a special focus on the financial inclusion of low income and under-banked sections of our society.

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Jana Bank: Our Journey

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Jana Bank: Our Vision and Mission

Vision:“To be the leading digitized bank of an aspirational India serving all customers and communities.”

Mission:“To be the trusted and inclusive bank with consistently high standards of performance, compliance and work culture.”

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Jana Bank: Our Strength

Regulated by the Reserve Bank of India

Experienced Board Members from diverse background

Senior Management Team with average banking experience of more than 25 years

Well Capitalized with CAR at much above regulated minimum

Focused attention on Collections with a dedicated Collections Organization resulting in significant improvements in collections and recoveries

Strong Compliance and Risk Management Framework

Well thought-out Business Strategy for growing the loan book through diversified and secured asset base that reduces the concentration risk

Strong backing of reputed investors, whose details are shown in attached file.

Bank is well positioned to raise deposits from the public that will reduce the cost of funding

Successful conversion from NBFC-MFI into Bank

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Jana Bank: Our Belief

As a bank, we value the hard-earned money of our customers. This belief has been translated into our brand positioning of #PaiseKiKadar

We deliver #PaiseKiKadar through:• Superior products• Relationship management• Attractive interest rates• Superior customer care

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Jana Bank: Board of Directors

Ramesh RamanathanNon-Executive Chairman

R. RamaseshanIndependent Director

Vikram GandhiIndependent Director

Ajay KanwalMD & CEO

Vijayalatha ReddyIndependent Director

To know more, visit: https://www.janabank.com/index.php/about-us/leadership-governance/board-of-directors

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Jana Bank: Management Team

Rajesh RaoChief Operating Officer

Krishnan Subramania RamanChief Risk Officer

Ravi DuvvuruChief Compliance & Human Resources Officer

Kapil KrishanChief Financial Officer

Rabin StephenHead – MSE

Gopal TripathiHead – Treasury and Capital Markets

Ajay PareekHead- Retail Financial Services

Rincoo VacchaHead – Affordable Housing

Alexander JohnHead – Emerging Micro

Sudhir MahadevanHead - Collections

To know more, visit: https://www.janabank.com/index.php/about-us/leadership-governance/management-team

Ajay KanwalManaging Director & Chief Executive Officer

Ajay KanwalManaging Director & Chief Executive Officer

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Jana Bank: Branch Network (270 and scaling-up fast)

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Jana Bank: Fixed Deposit

Rates are effective as on October, 2019

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Jana Bank: Savings and Current Account

Jana Bank offers you a wide range of savings and current account to cater to your banking needs. We truly value your hard earned money and with our attractive interest rates we ensure your money grows effortlessly with us. Our Savings Account offers you following benefits: § Unlimited ATM withdrawals*§ Earn up to 8% Interest*§ Expense Manager on mobile app§ Banking at your fingertips with Mobile and Internet Banking

Our Current Account offers these unique features: § Automatic transfer of excess balance in to FD with Auto Sweep§ Earn up to 8%* interest rate with Auto Sweep§ Cash deposit up to 10 lakh§ Low Average Quarterly Balance Maintenance§ 20 free cheque books per year

For latest details on products, services, charges and T&Cs do reach out to the nearest Jana Bank branch or visit www.janabank.com or call 1800-2080

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Jana Bank: Corporate Salary Account

It is our constant endeavour to provide you with superior banking experience through our differentiated products and services. We believe our salary account will be a perfect match for your employees, as it will not only help them save but also grow their money with high returns on our fixed deposits. With our mobile and internet banking, your employees can easily open fixed deposit from office and earn up to 9% on fixed deposits.

Features of our Corporate Salary Account:§ No minimum balance requirement § Banking at your fingertips with our mobile and internet banking§ Automatic expense management on mobile banking app§ Free monthly e-statement and half-early physical statement§ Free cheque book§ RuPay Platinum Debit card:

No issuance fee No Annual Maintenance chargesAirport lounge access – 2 per quarter

For latest details on products, services, charges and T&Cs do reach out to the nearest Jana Bank branch

or visit www.janabank.com or call 1800-2080

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Jana Bank: MSE Loan

MSE Loan is a secured business loan offering designed to help business owners with the expansion of their existing businesses and achieve long term business goals. MSE Loan offers Term Loan facility for business owners to create long-term income generating assets for their business.

Our MSE Loan offers you following benefits: § Loan amount ranging from INR 10 lakhs to INR 100 lakhs§ Tenor up to 12 years§ Current Account with Mobile Banking on which you can earn interest up to

8.5% p.a on tenor of 365 days§ Avail Credit Life Insurance for applicant and co-applicant§ Collateral security in the form of land - residential / commercial building or

any other as per bank’s policy § Doorstep Service at every stage: Onboarding, Servicing and Collection by

NACH (National Automated Clearing House)§ Attractive interest rates from 13% - 17% p.a.

For latest details on products, services, charges and T&Cs do reach out to the nearest Jana Bank branch or visit www.janabank.com or call 1800-2080

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Jana Bank: Association with BCCI

Sponsored the Indian Cricket Team from 2016-2019

One player in every match was awarded for his consistency & dependability and named the Jana Bankable Player.

The Jana Bankable Award is a people’s choice award. People’s votes and the commentator’s analysis, together decides the Jana Bankable Player for every match.

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Jana Bankable Player Awards

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Jana Bankable Debit Card

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Jana Bank: In Media

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Jana Bank: In Media

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Jana Bank: In Media

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Jana Bank: In Media

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Contact Us

Website: www.janabank.com

Phone: +91 80 4259 5700

Fax: +91 80 4152 5770

Email: customercare@janabank.com

Toll Free: 1800 2080

Write to us: customercare@janabank.com

Facebook: https://www.facebook.com/janabankonline/

Twitter: https://twitter.com/janabank

Registered Office: Jana Small Finance Bank LimitedThe Fairway, 1st Floor, Survey No 10/1, 11/2 & 12/2B,Off Domlur, Koramangla Inner Ring Road,Behind Dell, Next to Embassy Golf Links Business Park,Challaghatta, Bangalore -560071

Thank you

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