Is Getting Expat Health

Insurance Better?

www.iexpatriatehealthinsurance.com

Ready for your trip?

TABLE OF CONTENTS

Is Getting Temporary Health Insurance

Better? 3

Tips to Determine the Best

Short Term Health Insurance Policy 9

Is Getting Temporary Health

Insurance Better?

Some people cannot afford typical

long-term life insurance policies, but there is

now an option to get expat health insurance

in case you are financially incapable to get

along-term plan. The perfect time to get this

type of insurance is when you are planning to

participate in a high risk activity in the coming

months, since temporary health insurance can

just cover you for a month to a year. Anything

beyond that, you will need to get the proper

life insurance coverage .

Health insurance will help cover your

medical bills just in case something bad

happens to you. Think of it as protection for

the future.

Expat life insurance coverage and

policies will depend on you. Your insurance

agent will ask you for the specific coverage you

want and the duration for which you need cov-

erage. Determine your budget for your health

insurance and choose the most applicable cov-

erage to you. Your premiums will also be

dependent upon your choice of coverage. Ex-

pat health insurance is one measure of caution

you should take when you have decided to

leave the country for a period of time.

There are also options where you can

choose to pay in full or through monthly install-

ments. And with this type of insurance, you can

stop at anytime. If you are getting short on

cash and the insurance payments are

beginning to be a burden, you can easily stop

and resume the plan when you are ready.

Think of it as a trial insurance plan and see how

company works in your interest. During the

time you try out coverage, you can decide if an

expat life insurance policy is the most suitable

for your lifestyle.

So if you are hesitant to get a life or

health insurance plan that will be paid through-

out the years, you can try a short term plan in-

stead. Remember that health is very important

and we will never know what will happen in

the future. Do not risk your health thinking

Although times may be tight and you may think

it is your only choice to go without insurance,

there are short-term policies that may be very

affordable. Illness and accidents do occur; and

for that simple reason, it is always wise to

maintain some sort of health and life coverage.

Tips to Determine the Best Short

Term Health Insurance Policy

A short term health insurance often

costs you less than a regular insurance. Unlike

regular insurance policies, some companies

don’t even bother to check your current health

conditions. So, it can be difficult to determine

whether these policies are genuine. It is very

common to suspect an insurance company if

they offer to provide high coverage for a very

low cost. Hence, it is always important to check

with the state's department and find out

whether the insurance company is a genuine

company. Often a reliable insurance company

would have registered with a state.

If you are a person who has lost a job or if

you are individual looking to travel out of

country for a very short period, then you may

take advantage of the short term health policy.

These plans help you meet your medical costs

and emergency treatment costs for a short

period of time. If you are planning a trip away

from home for a short period of time,

expat health insurance may be the ideal

option to give you the coverage you need for

your days or weeks out of the country.

For the student who is studying abroad,

a special type of insurance policy is necessary.

The coverage that you have in your home

country will not stay in effect while you are

away. Therefore, investigate the types of poli-

cies that will best serve your needs as you

study away from home. If you are going on a

business trip, you can check with the employer

if they would pay for the travel insurance. If

you are a tourist visiting your relatives, you can

have your relatives sponsor your visit, which is

comparatively a cheaper way of buying short

term health insurance. However, before

jumping to this step, investigate different poli-

cies and gain an understanding of what

coverage you get for what price. Never assume

that travel insurance is too expensive or

unnecessary! If you are planning to carry valu-

able items with you, it is also important to buy

theft insurance along with your health

insurance.

Before you buy a health insurance from a

company, choose to read the coverage benefits

of the policy. Determine whether the company

is reliable by checking with a state department,

or simply by reading reviews from individuals

who have purchased insurance from this

company. It is important to know that what-

ever company insures you is known for prompt

response to claims.

Find the cost of the policy. Choose a policy

that has good coverage options within your

budget. If you are on a tour, find out whether

your policy covers activities like scuba diving,

sky diving and trekking. As an alternative, you

can also check with your credit card company if

they offer to provide any travel insurance poli-

cies. You can read the customer reviews of the

insurance company to determine its credibility.

You can choose the service of an insurance

company with good customer rating. You can

buy short term health insurance policies online

at discounted rates. When you know you are

covered as you travel, you can truly relax and

have fun.

For more information about

expat health insurance

and

expat life insurance,

please check out

www.iexpatriatehealthinsurance.com