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A personalized approach to financial planning designed to help you prosper now and over time.

Investors Group Financial Services

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  • 1. A personalized approach to financial planning designed to help you prosper now and over time.

2. Almost 80 years experienceserving investors Comprehensive investment management expertise $42 billion in assetsunder management More than 100 offices from coast to coast A member of the Power Financial CorporationGroup of Companies Investors Group:A wealth of experience and expertise POWER FINANCIALCORPORATION GREAT-WESTLIFECO INC. IGM FINANCIAL INC. LONDON LIFE MACKENZIEINC. GREAT-WEST LIFE IPC FINANCIALNETWORK INC. CANADALIFE INVESTORS GROUP INC. INVESTORS GROUP FINANCIAL SERVICES IG SECURITIES INC. 3. Not enoughretirement income 60% of Canadians surveyed worry about having enough retirement income! * Savings Individuals believe they could be saving more.Staying afloat Bills, credit cards, mortgage, car payments managing debt is a major concern. Providing for others Not only must we watch out for our childrens futures, but ourselves, and our parents! Most Canadians facefinancial challenges Out of 2320 Canadians surveyed,4 major challengesemerge: * Source: IPSOS Reid Affluent Canadians 2003 60%Retirement 19%Cash managementand debt 16%Increase savings/ early retirement 5%Provide for others 75%of Canadians also feelthey are paying too much tax 4. New products New information sources Changing legislation Globalization impacts Your personal needsand career demandstake priority. And keeping up takes time! Capital Gains Foreign Currency Impacts Risk Interest Rates Inflation GlobalInvestment Opportunities 5. To ask the right questions We take the time to understand what is important to you today and in the future To make it easy to find good answers We are backed by a team of investment, insurance, mortgage, tax and estate planning specialists To design a financial plan that meets your needs We provide complete Financial Solutions that deliver peace of mind and security At Investors Group,we take the time Inflation CapitalGains Foreign Currency Impacts Risk Interest Rates Inflation GlobalInvestment Opportunities 6. Together, we will explore Your financial goals and objectives, hopes and fears for your retirement for your family for your future Your time frame for achieving these objectives Your current financial picture Your income, savings, investments, insurance, taxes,obligations, questions and frustrations 7. Together, we will find opportunities Are yourinvestmentssuitable for your goals? Can you pay lesstax ? Will you have theincomeyou need to retire and do the things you want to do?Can youretire when you want to? Do you have the right amount and types ofinsurance ? Will yourestatetransfer efficiently and tax-effectively? Do you havecontrol over your income? 1. Tax planning 2. Estate planning 3. Insurance planning 4. Cash Management 5. Retirement planning 6. Investment planning 1 . 2. 3. 4. 5. 6. 8. Together, we will Face realities and find opportunities based on your Lifestyle Income needs Assets, liabilities and obligations And help you finance what you want in life 9. When you succeed, we succeed Well create a realistic plan Well manage your investments with a long-term perspective designed to compliment your comfortfor risk, goals for growth and objectives of your plan Well help you implement the planon a systematic basis Responding to changes in your personaland financial situation Reviewing your overall financial picture regularly Adjusting the allocation of your assets if needed 10. At the core of everysuccessful financial plan Canadas most experienced investmentmanagement company Exclusiveaccess to Investors Group funds World class money management expertise Disciplined investment process Global connections, local expertise Scientific portfolio construction Stability Strength Performance Investors GroupInvestment Management 11. Coupled with a product shelf designed for diversity Investments Mutual Funds Segregated Funds* Managed Asset Program Tax Advantaged Funds RRSPs, RRIFs RESPs GICs, Annuities Brokerage Services through InvestorsGroup Securities Inc. Insurance * Life Disability Critical Illness Long Term Care Personal Health Care StrategicInvestment Planning Symphony TM Lending Mortgages Loans,Lines of Credit ** Banking ** Chequing, Savings Credit Cards * Insurance products and services are distributed by I.G. Insurance Services Inc. (a financial services firm in Quebec).Insurance License sponsored by the Great-West Life Assurance Company.** Banking products and services provided by the National Bank of Canada. World-Class Choices- As at January 2006 C3198 (01/2006-W)