Q1 2018 Results

Investor Presentation

2

Table of ContentsContents Page

Our Company 3

Market Data 4

Banking Industry 5

Profitability 6

Cost Efficiency 8

Net Interest Margin 9

Fee-Based Income 10

Balance Sheet 11

Funding Structure 12

Loan Portfolio 13

Deposit Portfolio 14

Asset Quality 15

Capital Strength 16

Dividends 17

Annex

Key Financials 19

2012-2017 Initiatives 20

Leadership Team 21

Track Record of Excellence 22

3

Our Company

172 Branches | 59%

75 Branches | 23%

27 Branches | 9%

27 Branches | 9%

LUZON

VISAYAS

METRO MANILA

MINDANAO

Notes:

(1) As of March 31, 2018.

(2) Bancassurance product (with FWD Life as partner) was approved by BSP on January 7, 2015 and launched in Q1-’15.

(3) Board of Directors approved the integration of the branches of Security Bank Savings into the branch network of Security Bank

Corporation on October 7, 2014 ; BSP approval received on January 7, 2015. As of March 31, 2015, all Security Bank Savings

branches were converted to Security Bank branches.

Branches (1) ATMs (1)

301 715

Security Bank is an independent bank with core businesses in

Wholesale Banking, Financial Markets, and Retail Banking with

a solid niche among the mass affluent Filipino-Chinese

community.

Customer Value

Proposition

“To be the preferred bank for both our

primary retail and wholesale target

markets by consistently offering the

BetterBanking experience”

Corporate Banking

Commercial/SME Banking

Transaction Banking

Investment Banking

Equities Brokerage

Consumer Finance

Branch Banking

Wholesale Banking

Retail Banking

Treasury

Fixed Income Sales

Asset Management

Bancassurance (2)

Financial Markets

4

Market Data

Source: Reuters, March 31, 2018

2015 2016 2017 Q1-2018

BVPS (PhP) (1) 88.2 128.9 139.3 140.3

EPS (PhP) 12.77 11.94 13.62 3.11

DPS (PhP) 2.00 2.00 3.00 1.50

P/E (x) (2) 11.7 18.8 18.5 19.3

P/BV (x) 1.6 1.7 1.8 1.7

CET 1 (%) 12.2 18.0 15.5 16.5

Credit ratings

Moody’s (3)

Standard & Poor’s (4)

Capital Intelligence

na

BB+

BBB-

Baa2

BB+

BBB-

Baa2

BB+

BBB

Baa2

BBB-

BBB

Security Bank Corporation

Company Identifiers

Bloomberg

Reuters

SECB.PM

SECB PS

Stock Price as of March 28, 2018 240.00

52 week range (L-H) 197.00 – 268.20

Market Cap (PhP mm) 180,849

Market Cap (US$ mm) 3,464

3-Mo. Avg Daily Trading ValuePhP 174.3M /

USD 3.41M

3-Mo. Avg Daily Trading Volume –

Shares699,214

PSEi LTM Performance +9.14%

SECB LTM Performance +18.81%

(1) Book value as of March 31, 2018.(2) Annualized(3) Rating date started as of October 26, 2016.(4) Rating as of May 14, 2018

5

Banking Industry

Total Assets

Deposits

Loans

ROE

SECB has roughly 5% market share in total assets, 4% in loans & 4% in deposits in the 41-bank universal/commercial bank

industry in the Philippines. SECB is driven by profitability first and foremost & will pursue aggressive build-up in market

share if it improves profitability & shareholder value.

Domestic private universal Private comm’l Gov’t. Foreign Domestic private universal Private comm’l Gov’t. Foreign

0%

5%

10%

15%

20%

25%

BD

O

MB

T

BP

I

PN

B

SEC

B

CH

IB

RC

BC

UB

P

UC

PB

EWB

Ph

iltru

st

AU

B

BO

C

PB

Co

m

Ve

tera

ns

Lan

dB

ank

DB

P

Cit

i

HSB

C

May

ban

k

SCB

De

uts

che

JPM

org

an

0%

5%

10%

15%

20%

25%

BD

O

MB

T

BP

I

PN

B

SEC

B

CH

IB

RC

BC

UB

P

UC

PB

EWB

Ph

iltru

st

AU

B

BO

C

PB

Co

m

Ve

tera

ns

Lan

dB

ank

DB

P

Cit

i

HSB

C

May

ban

k

SCB

De

uts

che

JPM

org

an

8.9%

0%

5%

10%

15%

20%

25%

30%

BD

O

MB

T

BP

I

PN

B

SEC

B

CH

IB

RC

BC

UB

P

UC

PB

EWB

Ph

iltru

st

AU

B

BO

C

PB

Co

m

Ve

tera

ns

Lan

dB

ank

DB

P

Cit

i

HSB

C

May

ban

k

SCB

De

uts

che

JPM

org

an

Source: Q1-2018 Press Release, 17Q Financial Statements, and Published Statements of Conditions as of March 31, 2018.

0%

5%

10%

15%

20%

25%

BD

O

MB

T

BP

I

PN

B

SEC

B

CH

IB

RC

BC

UB

P

UC

PB

EWB

Ph

iltru

st

AU

B

BO

C

PB

Co

m

Ve

tera

ns

Lan

dB

ank

DB

P

Cit

i

HSB

C

May

ban

k

SCB

De

uts

che

JPM

org

an

7,516

5,012

7,164 7,699

8,554

10,265

0

2,000

4,000

6,000

8,000

10,000

12,000

'12 '13 '14 '15 '16 '17 Q1-'18

7,793

5,220

8,010 8,384

9,507

10,922

0

2000

4000

6000

8000

10000

12000

'12 '13 '14 '15 '16 '17 Q1-'18

22.0

12.9

16.315.2

10.4 10.28.9

12.713.7

11.09.4

10.5 10.0 9.95

0

10

20

30

'12 '13 '14 '15 '16 '17 Q1-'18

SECB Industry Avg (U/KBs only)

8.1 8.411.1 12.4

15.919.4

5.0

4.1 2.2

3.6 2.8

1.8

2.4

0.4

1.81.5

1.93.1

3.2

3.3

0.9

14.012.1

16.618.3

20.8

25.1

6.3

0.0

6.0

12.0

18.0

24.0

30.0

'12 '13 '14 '15 '16 '17 Q1-'18

Net Int. Income Trading Gains Fees & Other Income

Profitability

2,347

Return on Equity (%) (1)

Pre-Provision Post Tax Income (PhP Mn)Net Income After Tax (PhP Mn)

Revenues (PhP Bn)

19%

Note: (1) Industry data for Universal and Commercial Banks from Supervisory Data Center, Supervision and Examination

Sector, Bangko Sentral ng Pilipinas latest as of March 31, 2018.

15%

66%

80%

6%

58%

14%29%

68%

18%

12%

21%

67%

76%

9%

15%

-16% YoY

+2% YoY13%

14%

13%

77%

9%

2,347

-21% YoY

6

3.3

1.81.9

1.71.6

1.51.3

1.6

1.9

1.31.2 1.2 1.1 1.2

'12 '13 '14 '15 '16 '17 Q1-'18

SECB Industry Avg

7.0

8.5 8.5

10.0

7.1 7.2

6.6

8.2

10.1

9.7

8.1

9.08.8 8.7

'12 '13 '14 '15 '16 '17 Q1-'18

SECB Industry Avg

7

Profitability

Return on Assets (%) Assets-to-Equity

(1) (1)

Note: (1) Industry data for Universal and Commercial Banks from Supervisory Data Center, Supervision and Examination

Sector, Bangko Sentral ng Pilipinas latest as of March 31, 2018.

33% 34% 33% 33%

36%36%

1,126

14% 14%

13%

14%

12%

12%

413

8% 9%

9%

9%

7%

7%

248

7%

7%

7%

7%

7%

8%

315

38%

36%

38%

38%

38%

36%

1,239

5,972

6,751

7,925

9,388

10,457

12,485

3,342

'12 '13 '14 '15 '16 '17 Q1-'18

Manpower Taxes/Licenses Occupancy Depreciation/Amortization Miscellaneous

42.6

54.8

47.3

51.3 50.2 49.8 52.9

61.758.9

61.263.6 63.0 63.3 63.0

'12 '13 '14 '15 '16 '17 Q1-'18

SECB Industry Avg

Cost Efficiency

8

Notes: (1) Industry data for Universal and Commercial Banks from Supervisory Data Center, Supervision and Examination Sector, Bangko

Sentral ng Pilipinas, latest as of March 31, 2018.

(2) OPEX excluding provisions for credit losses & impairments.

(3) Miscellaneous expenses include Contractual Services, Supplies, Insurance, Professional & Supervision, Fees, Advertising &

Publicity, Travelling & Transportation, and Representation & Entertainment

(4) Numbers may not sum up due to rounding

(3)

Cost-to-Income (%) (2) Operating Expense (PhP Mn) (2)

(1)

+14% YoY

5.1

4.2 4.34.1

3.84.1

4.3

1.81.6

1.3 1.5 1.31.6 1.7

4.7

4.03.8 3.8 3.8 3.9 4.0

1.6

1.10.9 1.0 0.9 1.0 1.0

'12 '13 '14 '15 '16 '17 Q1-'18

SECB Avg Earning Asset Yld SECB Funding Cost

EKB Avg Earning Asset Yld EKB Funding Cost

3.93.5 3.4 3.3 3.1 3.2 3.33.3 3.3 3.3

2.9 2.9 3.0 3.1

'12 '13 '14 '15 '16 '17 Q1-'18

SECB Industry Avg

Net Interest Margin

9

Note: (1) Funding Cost covers all interest bearing liabilities.

(2) Industry data for Universal and Commercial Banks from Supervisory Data Center, Supervision and Examination Sector, Bangko

Sentral ng Pilipinas, latest as of March 31, 2018.

Earning Asset Yield vs. Funding Cost (%) (1)(2) Net Interest Margin (%) (2)

248 234 273 362 368 440

132

254 458 398 305 237

235

75

167

174 175 254 360 363

121

168

229 351 293

443 375

118

218

193

239 242

265 171

11

132

181

171 203

214 225

59

552

388 486

183

68

92

79

102 113

176

44

1,255

1,561 1,686

2,312 2,386

2,471

742

'12 '13 '14 '15 '16 '17 Q1-'18

10

Fee-Based Income

Diversified Fee Income Service Charges, Fees and Commissions (PhP Mn)

+42% YoY

Note: Numbers may not sum up due to rounding

Deposit

Charges, 18%

Stock

Brokerage,

10%

Credit Cards,

16%

Loans, 16%

Advisory, 1%

Asset Mgt./

Trust, 8%

Bancassurance,

25%

Miscellaneous,

6%

120163

192238

290

370 367

5

1214

15

28

36 24

58

70

101

175

222

198 226

76

103

90

79

102

89 86

259

348

397

507

642

694 703

'12 '13 '14 '15 '16 '17 Q1-'18

Loans Corp Bonds Inv. Sec. Other Assets

37 41 48 5397 105 106

6590 80

125

158 131 128

1511 23

39

4045 49

142

206247

290

347413 420

259

348

397

507

642

694 703

'12 '13 '14 '15 '16 '17 Q1-'18

Capital Bills Payable & Repos Other Liabilities Deposits

19%

Balance Sheet: Asset & Funding Structure

11

Total Liabilities and Capital (PhP Bn)Total Assets (PhP Bn)

12%

35%

45%

60%

6%

15%46%

22%

29%

47%

20%

30%

48%

25%

23%

47%

35%

16%

57%

8%

25%

11%

62%

6%

20%

12%12%

26%

3%

59%

55%

6%

25%

14%

32%

52%25%

54%

6%

15%

4%

3%

3%

4%

3%

2%

16%

Note: Numbers may not sum up due to rounding

13%

29%

53%

5%

18%

60%

7%

15%

Funding Structure

12Note: Numbers may not sum up due to rounding

Savings Deposits, 20%

Demand Deposits, 16%

Time Deposits, 19%LTNCDs, 3%

Bills Payable & Repos, 18%

Notes Payable, 2%

Subordinated Debt, 1%

Capital, 15%

Other Liabilities, 6%

32% 29% 27% 27%22%

17% 20%

15%16%

15% 15%

14%

16%16%

10% 14%

10% 10%16% 24% 19%

3%3%

2% 2% 2%

3%3%

26% 20%

28% 28% 25%19%

18%

3%2% 2%

2%

0%3% 2%

2% 1%1%

12% 12% 10% 10% 15% 15%15%

3% 3% 5% 5% 2% 3% 6%

'12 '13 '14 '15 '16 '17 Q1-'18

Savings Deposits Demand Deposits Time Deposits

LTNCDs Bills Payable & Repos Notes Payable

Subordinated Debt Capital Other Liabilities

7195 103

103122

185 18142

6277

92

107

107 123

7

8

14

24

38

57 63

120

165

194

238

290

370 367

'12 '13 '14 '15 '16 '17 Q1-'18

Corporate Middle Market Consumer

51%

Loan Portfolio

13Note: (1) The industries under “Others” are transportation & storage, communications, construction, accommodation &

food services, and agriculture.

(2) Numbers may not sum up due to rounding

By Industry(1)Total Loans (PhP Bn)

50%

37%

13%

53%

40%

7%

57%

38%

5%

59%

36%

6%

Consumer Loans Breakdown

39%

10%

By Maturity By Interest Rate By Currency

Fixed41%

Variable59%

ST38%

MT/LT62%

PHP89%

FCDU11%

50%

34%

16%

49%

34%

17%

Home

Mortgage

59%

Auto

23%

Credit Card

6%

Personal

Loans

6%

Small Business

Loans

6%

Manufacturing

10%

Wholesale/

Retail Trade

17%

Utilities

20%

Real Estate

12%

Financial

Intermediation

9%

Others

32%

5573

94116

138163 168

87

133

153

174

208

250 252

142

206

247

290

347

413420

'12 '13 '14 '15 '16 '17 Q1-'18

Low Cost CASA Other Deposits

Retail35%

Corporate65%

By Segment

Deposit Portfolio

14

Total Deposits (PhP Bn) (1)

By Currency

Note: (1) CASA reflected excludes tiered interest rate checking accounts.

40%

60%

62%

38%

65%

35%

62%

38%

58%

42%

39%

61%

PHP71%

FCDU29%

40%

60%

-0.09

0.50 0.610.41 0.43

0.26 0.52

144 140

153 156 157

176

197

0

50

100

150

200

-2

0

2

'12 '13 '14 '15 '16 '17 Q1-'18

NPA Ratio NPA Cover

-0.66

0.110.28

0.14 0.170.02

0.26

209 195 200 205 204

239

269

-45

5

55

105

155

205

255

305

-1

1

'12 '13 '14 '15 '16 '17 Q1-'18

NPL Ratio NPL Cover

NPL Ratio and NPL Cover (%) (1) NPA Ratio and NPA Cover (%)

Asset Quality

15

Note: (1) BSP introduced in January 2013 the Net Non-Performing Loan (Net NPL) Ratio (defined as gross NPLs less specific allowance

for credit losses, over total gross loans) as a complementary measure to computing NPLs.

14.7 15.114.3

12.2

18.0

15.516.5

16.315.5

18.4

15.2

20.5

17.718.8

'12 '13 '14 '15 '16 '17 Q1-'18

CET1 CAR

16.5

14.6

11.8 12.0 12.011.1

12.7 12.9 12.8

18.8

15.314.6

14.2 14.513.6 13.6

14.313.7

SECB PNB RCBC UBP MBT EWB BPI BDO CHIB

CET1 CAR

Capital Strength

Total CAR (%) Major Philippine Banks’ Capitalization (%) (2)

Note: (1) SECB’s 2014 and 2015 CARs are Basel 3. Previous years’ CARs are Basel 2. Basel 3 was implemented in Q1-’14.

Note that SECB’s CET 1 ratio is same as Tier 1 CAR

(2) Source: Q1-2018 Press Release, 17Q Financial Statements, and Published Statements of Condition as of March 31, 2018.

(1)

Median CET1 Ratio = 12.7%

Median Total CAR = 14.3%

16

1.31.5 1.5 1.4

1.11.2

0.0

1.0

2.0

3.0

4.0

'12 '13 '14 '15 '16 '17

1.0 1.0 1.0 1.0 1.0 1.0

1.0 1.0 1.0 1.0 1.0

2.0

20%

0%

5%

10%

15%

20%

25%

30%

0.0

0.5

1.0

1.5

2.0

2.5

3.0

'12 '13 '14 '15 '16 '17

Cash - Special Cash - Regular Stock Dividends

Dividend Per Share (PhP) (1)(3) Dividend Yield (%) (2)

Dividends

17

Note: (1) SECB Board approved on March 19, 2013 a 20% Stock Dividend, subsequently approved by the SEC; record date of December 2, 2013 and payment date of January

2, 2014. SECB Board approved on August 19, 2014 a regular semestral cash dividend of PhP 0.50 per share and a special cash dividend of PhP 0.50 per share,

subsequently approved by the BSP; record date of October 15, 2014 and payment date of November 10, 2014.

(2) 2013 Dividend Yield: PhP2.00 / PhP138.00 (pre-stock rights price) as of November. 29, 2013.

2014 Dividend Yield: PhP2.00 / PhP136.50 (stock price as of October 15, 2014).

2015 Dividend Yield: PhP2.00 / PhP142.90 (stock price as of October 23, 2015).

2016 Dividend Yield: PhP2.00 / PhP190.00 (stock price as of December 29, 2016).

2017 Dividend Yield: PhP3.00 / PhP251.40 (stock price as of December 29, 2017).

(3) Going forward, a combination of regular and special dividends such that the total dividend pay-out shall range from 15% to 30% of prior year’s NIAT.

Annex

Key Financials

19

Net Income After Tax Total Resources

Total Loans Return on Equity (%)

631 694 1,160

1,901

2,709 2,310

3,062

7,160 6,682

7,516

5,012

7,164 7,699

8,554

10,265

2,347

'03 '04 '05 '06 '07 '08 '09 '10 '11 '12 '13 '14 '15 '16 '17 Q1-'18

74 88 105

122 129 138 146 166

215

259

348

397

507

642

694 703

'03 '04 '05 '06 '07 '08 '09 '10 '11 '12 '13 '14 '15 '16 '17 Q1-'18

35 39 39 52

67 67 70 75 92

120

163

192

238

290

370 366

'03 '04 '05 '06 '07 '08 '09 '10 '11 '12 '13 '14 '15 '16 '17 Q1-'18

6.4 8.4

13.4

17.3

22.0

19.2 20.9

34.6

24.6

22.0

12.9

16.3 15.2

10.4 10.2 8.9

'03 '04 '05 '06 '07 '08 '09 '10 '11 '12 '13 '14 '15 '16 '17 Q1-'18

20

2012-2017 InitiativesSecurity Bank Savings

(Formerly Premiere

Development Bank)

› Acquisition closed – Feb 1, 2012 ; Purchase price - PhP 1.3bn, all cash; price-to-book – 2.8x

› Branches: 38 all in Metro Manila & Luzon, 10 branches relocated to restricted area

› Rebranded as Security Bank Savings - SECB’s thrift bank subsidiary and consumer finance unit

50 Branch Expansion

in Restricted Areas

› Bangko Sentral ng Pilipinas approval: 4Q-2011

› PhP 20mm per branch license fee ; Rollout completion target: June 2014

Leasing Subsidiary

(Financial Lease)

› Joint venture (SBM Leasing): Security Bank (60%); Marubeni Corp. (40%)

› Launched: January 2012. Target: Construction, Mining & Transportation Industries

2012 Fundraising:

Long-Term Negotiable

Certificates of Deposit

› Offered in Two Tranches : Tranche 1 (February 2012) PhP 5bn raised ; Tranche 2 (July 2012) PhP 5 bn raised ; both

oversubscribed, offer period shortened

› Both Tranches: 7-Yr tenor deposits , rate: 5.5%

Leasing Subsidiary

(Operating Lease)

› Partnership: SB Rental Corp. (wholly owned subsidiary of SB Capital) and CATS Motors, Inc.

› Launched: June 2014 ; Offers flexible and customizable lease program for luxury car buyers

2014 Fundraising:

Tier 2 Capital (Basel III

Compliant)

› PhP 10bn raised (issue date July 11, 2014) ; 10-Yr tenor with call option on Yr 5; rate: 5.375%

› Unsecured subordinated notes with loss absorption feature; subject to non-viability write-down in case of

occurrence of a non-viability event

Voting Preferred Shares

› 602,831,109 Preferred Shares issued (July 10, 2014) at par value of PhP 0.10 per share

› Voting, non-cumulative, non-participating, non-convertible, not listed, redeemable at option of Issuer

› Included in computation of Bank’s foreign ownership level

› Dividend rate: 3.9% (equivalent to 10-Yr PDST-R2 benchmark rate as of issue date); re-priced every 10 yrs

2015 Fundraising:

Inaugural Offshore

Issuance of Senior

Unsecured Notes (Reg S)

› USD 300mn, completed on Jan 17, 2015; oversubscribed almost 6 times; priced at par yield of 3.95%, coupon rate

of 3.95% p.a. (semi-annual payment)

› Maturity on Feb 3, 2020; listed on SGX; issue rating BB+ (S&P)

› Proceeds were used to extend term liabilities and expand FCDU funding base

Strategic Partnership with

The Bank of Tokyo-

Mitsubishi UFJ

› SECB issued and BTMU subscribed to 150,707,778 Common Shares and 200,000,000 Preferred Shares for PhP36.9bn

(approx. USD 792mn), which represents 20% stake in SECB; Two BTMU representatives elected to the BOD

› Completed on April 1, 2016; BSP approval granted on February 24, 2016.

2017 Fundraising:

Long-Term Negotiable

Certificates of Deposit

› BSP approved LTNCD issue size of up to PhP 20bn aggregate amount. Tranche 1 (November 8, 2017) PhP 8.6bn

raised (oversubscribed); coupon rate of 3.875%; maturity on May 8, 2023; listed in Philippine Dealing Exchange.

Leadership Team

21

Alberto VillarosaChairman

Over 30 years of experience & leadership

in the industry. He is the former Chief

Executive Officer and President of the

Bank; Previously worked for BPI, CityTrust

& Citibank in key management positions.

Alfonso Salcedo, Jr.President & Chief Executive Officer

Over 30 years of experience & leadership

in consumer banking, having worked for

BPI, BPI Family Savings Bank, BPI Insurance

Group & Citibank in key management

positions.

Ma. Cristina TingsonExecutive Vice President,

Retail Banking

Over 30 years of experience in Relationship

Management & Corporate Banking, having

worked for Security Bank in key

management positions.

Leslie ChamExecutive Vice President, Branch BankingOver 24 years of experience in sales,

distribution, and wealth management,

having worked for Standard Chartered, PCI

Bank, and Vickers Ballas Asset

Management.

Raul Martin PedroExecutive Vice President & Treasurer

Over 20 years of experience in Treasury,

having worked for Deutsche Bank AG,

Manila & Equitable PCI Bank in key

management positions.

Takahiro OnishiExecutive Vice President,

Alliance Segment

Over 20 years of experience in banking in

Japan, Asia and London, having worked

with BTMU for its global corporate

banking and capital markets businesses.

Belen C. LimExecutive Vice President,

Corporate Services

Over 30 years of experience in banking

having worked for Security Bank in key

management positions.

Joselito MapeExecutive Vice President,

Chief Financial OfficerOver 20 years of experience in

Controllership and Financial Management,

having worked for Security Bank Group in

key management positions.

Daniel YuExecutive Vice President, Transaction

Banking & Alternate Channels Distribution30 years of experience in transaction banking

& I.T. in key management positions in

Security Bank & previously with United Saudi

Commercial Bank.

Chairman of the

Board1

President & Chief

Executive Officer1

Senior Vice President 16

Tina Marie Stockdale Executive Vice President,

Chief Transformation OfficerOver 25 years of experience from

TransUnion Information Solutions (Phils.)

as President/ CEO, ANZ Global Services,

Michigan Bell Telephone Co., among

others.

Eduardo Olbes Executive Vice President,

Wholesale Banking

Over 20 years of experience in corporate

& investment banking domestically &

abroad, having worked for Bear Stearns,

Morgan Stanley & Citibank.

Executive Vice

President9

Track Record of Excellence

22

2017

Best Bank in the Philippines

2017

Best Managed Company, Philippines (Mid-Cap),

Best Executive, Philippines (Alberto S. Villarosa,

Chairman), Best for Investor Relations,

Philippines

2017

Most Organized Investor Relations,

Strongest Adherence to Corporate Governance,

Most Consistent Dividend Policy,

Best Strategic Corporate Social Responsibility

2017

Best Bank for SMEs, Philippines

2017

Asia’s Best CEO (Investor Relations),

Asia’s Best CFO (Investor Relations),

Best Investor Relations Company-Philippines

2016

Best Bank in the Philippines

2016

Best Bank in the Philippines

2016

Best Improved Retail Bank (APAC),

Best Brand Initiative, Best Mortgage Product

2013

Best Managed Bank, Philippines

2012

Bank of the Year, Philippines

2017

Kapatiran sa Industriya Awards by Employers Confederation of the Philippines (ECOP):

Special Citation Award on Industrial Peace &

Harmony

2015

Highly Commended: Best Bancassurance

2015

Bank of the Year, Philippines

2017

Top Bank for Government Bonds

Top Bank for Corporate Bonds

Top Investment House

2017

Best Digital Bank Philippines 2017

2018

Best Bank in the Philippines

2018

Best Retail Bank, Philippines

2018

Best Retail Bank in the Philippines