- 1. Grow Your Savings Big
Through Trust Deed Investing
Real Estate Equity LoansInvestments Business CreditFinancial
Services
2. Become a Sophisticated Investor
Most people today are not on track to retire successfully.Through
their savings and retirement plans, they are not earning
sufficiently high yields on a consistent basis that will allow them
to afford the retirement lifestyle they desire.
Traditional investments have been delivering inconsistent and
inadequate yields, frustrating the average investor seeking
reliable growth. Financial planners are often unaware or unwilling
to recommend non-traditional investments to their clients, despite
the fact that high, consistent yields can be achieved safely and
securely.
Real estate-secured Deeds of Trust have been helping investors
achieve consistently high rates of return, typically between 9-12%
annually.
3. What is Trust Deed Investing?
Trust Deed investing is where you provide the funds for a loan to
an individual or business which is secured by real estate. The
evidence of the security is something called a Deed of Trust (or
Trust Deed). It is a document, signed by the borrower, which gets
publically recorded in the county where the secured property
resides.Once this document is recorded:
The property owner cannot sell the property without your written
permission (typically you will be paid off in full).
If the borrower does not conform the terms of the loan, you have
the right to sell that property at auction in order to satisfy your
investment.
Done properly, it is a secure investment, offering high yield
returns with quantifiable risk.Pacific Private Money
Loansspecializes in originating trust deed-secured notes for the
individual investor, utilizing funds from their savings, trusts,
private pension plans and self-directed IRAs.
4. Investment Consummated
Borrower
Presents
Loan Request
and
Collateral
We
Confirm
Viability
Escrow
Opened.
Investor
Places Funds
Investor
Introduced
To project
& Makes
Commitment
How Does it Work?
Due Diligence
Investor Presentation
5. Funds
Distributed
to
Borrower
Borrower
Makes
Monthly
Payments
Principal
Investment
is Paid
Back
Investor
Receives
a High
Secured Yield
How Does it Work?
Escrow
creates a
recorded
lien against
real property
collateral
A third-party payment collection company collects and distributes
monthly interest payments to Investor(s)
Private Loan is exited (paid off) within a specified amount of time
through sale or refinance of collateral property
Investors principal investment is returned and available for
re-investment
6. What are the Investors Fees?
There are no fees, costs, deductions or offsets of any kind to the
investor! All costs are borne by the borrower.
You receive the full interest yield that was promised to you, and
your investment begins earning high interest from the day you wire
your funds to escrow.Well even reimburse your wiring fees.
Out-of-pocket costs may occur to the investor in the event of
foreclosure. These costs are reimbursable upon liquidation of the
property, but cannot be guaranteed.
7. Investor Protection
Our private lenders receive the following on every
investment:
Loan documents including the promissory note and recorded deed of
trust
Title insurance
Fire insurance
Personal guaranty
Every loan is funded through a national title & escrow
company.Investor funds are wired directly to escrow only after all
loan documents have been executed and lenders escrow instructions
have been followed.All of our loans are currently serviced by FCI
Lender Services, the nations largest servicing agent of private
money loans.Pacific Private Money Loans never handles client funds
at any time.
8. Becoming a Trust Deed Investor
How do I get started?
New loan applications come across our desk daily, and we endeavor
to seek the highest quality deals for our investors. Contact us so
we can ask you a few questions about your investment preferences,
perhaps offer some training if necessary, and begin presenting you
with quality investment opportunities.It's that simple.
9. About Pacific Private Money Loans
The Sponsor of the Company has 27 years experience in real estate
and finance, and his resumes includes expertise in mortgage
lending, banking, accounting, marketing and information management.
This experience makes him uniquely qualified to effectively analyze
and approve funding applications. The goal is to quickly identify
loan applications that make sense, and which will provide the
Companys investor-clients with high-yield investment options that
possess key safety factors.The Sponsor has developed an extensive
credit protocol manual that helps ensure that approved loans will
provide investors with excellent returns without assuming unusual
credit risk.
10. Summary
Like all investments, there are risks to Trust Deed
investing.However, done properly, Trust Deed investing can be the
simplest investment to understand. After all, how much do you
really know about that stock or mutual fund you own?
Trust Deed investing has been called the best kept investment
secret by some financial writers. Today more than ever, people need
to take charge of their retirement plans in order to grow their
savings more effectively and provide for a more comfortable
retirement.Real estate-secured Trust Deed investments can be one of
the best way to achieve that goal.
11. Louis Bardis, MS
1604 Grant Ave
NovatoCA94945
800.605.8050
707-318-5594
Email / Website:
[email protected]
www.PacificPrivateMoney.com
