225

238

267

3416

Cards e-payment m-payment

2011-2013 Transaction volumes & CAGR (in bn)

2011 volumes 2013 volumes

223 286

413

158 191249

6595

164

2008 2011 2016

Non-Cash transactions per region (in bn)

Mature Emerging

+7%

+14%

+9%

+5%

+12%

+8%

+

+ 0 5 10 15 20 25

Brazil

South Africa

Malaysia

Ukraine

Mexico

China

Russia

Indonesia

India

TELIUM 3

48% 52%

28%

5% 67%

1001

1206

1371

FY2011 FY2012 FY2013

14%

17%

9%

9% 8%

43%

•

•

•

•

•

69

125

177

37% 56%

63%

2011 2012 2013

FCF Taux de conversionConversion rate

110 75

430

296

0.18 0.11

0.60 0.39 0.6 0.3

1.8

1.1

Dec 31 2011 Dec 2012 Dec 2012 PF Dec 31 2013

Net Debt / Equity Net Debt / EBITDA