Investmen Platform of Nigeria

Preamble

The Investment Investmen Platform of Nigeria

specializes in investments and helps to attract

financing for Nigerian government projects right from

the start-up stage and to find the first investors,

mentors and partners. Before placing projects on the

platform, our team of specialists shall conduct due

diligence report and assist in further development,

which ensures confidence in project development and

exponential growth of investments.

2018

White Paper

The priority task of the platform is to combine and merge the projects

and prospective investors together, provide access to advanced

technologies of project management and open access to the crypto

assets market. We combine prospective government infrastructure

development projects with the security and transparency of blockchain

technology, which enhances reliability and accountability within the

project portfolio to qualitatively high level achievements.

The blockchain technology describes the mechanism of investor

interaction with projects within the platform framework, the token

circulation economy, the mechanism for allocation of finances for the

projects, their functions and interaction models, the project selection

process, CARAT token circulation model, the role in distribution of

rights between projects and platform investors and detailed analysis of

tools that ensure maximum growth and profitability of the projects.

TABLE OF CONTENTS

01

1. INTRODUCTION

2. PROBLEMS OF

TRADITIONAL

INVESTMENT MODELS

3. FINANCIAL AND LEGAL

MODEL OF CARAT TOKEN

CIRCULATION

4. ADVANTAGES FOR

HOLDERS OF CARAT

TOKENS

5. ADVANTAGES FOR

FUNDED PROJECTS AND

START UPS

6. TOKEN PLACEMENT

PATTERN

7. CROWDSALE DETAILS

8. THE FIRST PROJECT

POOL

9. COUNCIL OF ELDERS

10. TEAM MEMBERS

11. ROAD MAP

1. INTRODUCTION

Within the investment platform framework, we provide the opportunity for the crypto

market participants to increase their capital through investments in high yield and

scalable government projects. The appearance on the market of a model for financing

of projects in the format of an open investment club creates additional opportunities

for both the project owners and investors, allowing synergic advantages of the venture

financing model with the high yield of the crypto-currency market, the possibility of

diversifying investments with legality and maximum protection of the investor's

interests.

The main objective of the project finance model within the platform framework is to

eliminate non viable projects, to select projects with perspective maximum growth

potential.

Before getting admission to the platform, the project must undergo inspection

procedures, evaluation of product management experts and legal expertise, which

enables private investors to be assured of the liquidity and profitability of the projects

offered for investment, without the need for additional in-dept scrutiny.

2. PROBLEMS OF TRADITIONAL INVESTMENT MODELSThe market of venture investments as well as markets of crowdfunding and crypto

assets are currently experiencing serious difficulties because, after raising funds,

many projects either fail or fall short of the expected results. This situation does not

only create problems for investors but, more importantly, destabilizes the equilibrium

in the prospects of blockchain technology and the very idea of decentralization in

funding management.

02

Private investors have to do a lot of preliminary work on analysis, deal with technical

terms, study the market, the team, the idea and try to assess the project prospects.

But even in this case they are not protected from losses, since it might not be possible

to evade obvious legal instances or issues related to the regulation of intellectual

property. More-so, there could be risks of team disintegration, loss of motivation by its

members, lack of expertise in the industry and many more unforeseen circumstances

not conversant to the investor who is not an insider. These factors could discourage

investors who are potentially interested in investing in the projects.

In contrast to the traditional model of venture capital investments, where there is

necessity to have a large start-up capital involving hundreds of thousands of dollars to

invest in the initial stage, our investment platform gives access to investment in

liquidated government projects and introduces investors into the community that do

not have significant initial investment capital. This gives our projects advantages in the

financing paradigm.

We employ the best professionals who become part of

the start-up team at the time of placement of projects

on the platform and also institute monetization models

for project financing.

03

Additional advantages are as follows:

Quick scaling up of projects.

Projects that are provided with permanent financing

develop rapidly, achieving the declared goals faster

than the competitors, hence they make more profit.

Liquidity of investments.

An investor can withdraw from the project at any time

by putting his share in projects on internal auction

and redistributing investments between other

promising, from his point of view, tools or sell CARAT

tokens on crypto-currency exchanges.

Transparency of investments

Integrating the security and transparency of

blockchain technology will provide investors with a

clear and understandable system for monitoring the

project development indicators. Thus, within the

platform framework, we create a transparent

regulated network aimed at making the most of the

development potential and start-up scaling.

04

3. FINANCIAL AND LEGAL MODEL OF CARAT TOKEN CIRCULATION

How to do work financing and why does CARAT grow?

The funds received as a result of ICO (Initial Coin Offer) are distributed over personal

accounts in the online account of each investor. The investment platform, as far as the

full volume of funds needed for the project start-up is raised, gives permission to the

project initiators to use these funds and monitors their intended use. At the same time,

the investor will be able to withdraw the purchased tokens from his account to his

personal CARAT wallet and act with them at personal discretion.

The cost of the tokens is tied to the starting price of portfolio projects and do not

publish information about themselves anywhere else and do not attract financing from

any other funds other than the investment platform. As they are launched and

developed, the market value of projects grows and the cost of CARAT increases

accordingly. Holders of CARAT tokens at the time of their acquisition do not act as

investors of a specific legal entity, as in case of concluding an investment agreement.

A token is a digital asset that an investor

receives from a company in exchange

for money.

05

06

Will CARAT be further issued after ICO completion?

The platform plans to form a set of projects. After the

contest is held and the cost of new approved projects

is estimated, there will be no additional issue of

CARAT tokens. The necessary number of tokens for

the next ICO will be redeemed by the platform on the

exchanges. The number of tokens will be calculated at

the time of the issue and will depend upon the market

value of CARAT and the required amount for project

financing.

3.1 CARAT token is a convertible obligation to transfer to the holder a certain

number of shares in one (or several) of the start-ups and projects included in the

project pool, financed by the investment platform and listed on the site of

www.ipn.fund and in the personal account of the investor.

3.2 The number and value of project shares in relation to CARAT token is indicated in

the personal account of the investor, on the platform site, after the registration

procedure is completed.

3.3 Apart from the rules described above, the acquisition of CARAT tokens is

possible by the following procedures:

3.3.1 The Investor creates (or enters an already existing one) the Personal Account

on the website www.ipn.fund.

07

3.3.2 In his/her personal account on the site www.ipn.fund, the investor applies for

the number of CARAT tokens, which he/she intends to purchase and pays the cost of

the tokens.

3.3.3 CARAT tokens are transferred to the Investor’s personal account and upon ICO

completion, the Investor disposes of them at own discretion.

3.3.4 The cost of CARAT tokens is backed by the projects placed on the platform

and regulated by the stock exchange.

As a rule, the Investmen Platform of Nigeria offers

CARAT token, which in the future may give the token

holder the rights to participate in one (or several)

projects available on the platform. A share in new

companies will be sold for tokens formally registered

to the Investor at auctions.

Until recently, industrial production was reserved for

giant companies and governments. The doors to this

kind of activity were not open to an ordinary person

except as workers' wages.

Nowadays, anyone who wishes can become a participant of a large en-terprise through our investment platform.

08

4. ADVANTAGES FOR HOLDERS OF CARAT TOKENS

In the traditional model of venture capital investments, the investor is completely

dependent on the successful development of the project, which he invested in. Within

the framework of the investment platform model, he or she is able, not only to

distribute the investment amount between several projects, but also to sell the share

on crypto-exchanges.

Thus, the model offered by the platform does not only give small investors access to

the ecosystem, but also offers a model of protected investments. This is even more

attractive, since the token holders invest in several projects at once and the possible

risks are not only diversified, but are more compensated by the successful

development of other projects on the platform portfolio.

The platform has a large share in each start-up (which is a blocking package that

influences the strategic decisions of each start-up), from which all is accounted for by

investors who have bought CARAT token.

How can a holder of CARAT token make profit?:

Trade CARAT on crypto-currency exchanges

(the list will be published after the ICO)

Buy at auction, for the CARAT tokens belonging to

him/her, the shares of completed start-ups and

projects included in the platform project pool. By

exchanging public CARAT tokens, the shareholder will

participate in the distribution of profits and/or

dividends.

09

This gives investors the following additional advantages:

Ability to access investment in profitable, scalable

projects

Security and transparency of investments

Analytical and legal support for investments in

projects

Ability to withdraw funds from the project and

reallocate to other investment instruments

Investments only in reliable projects that have passed

the platform expertise

Believing in the prospects of a particular project, the investor buys a public platform

token, which ensures a reduction in risks, as the platform monitors the target use of

funds by the project. Even if a particular project is not successful, the platform token

will lose only a minimal % of the value, proportional to the project share in the total

capitalization of the platform.

10

Prospects for entering at the ICO stage and long term prospects for the growth of the CARAT token value

The main advantage of investing at the ICO stage is the opportunity to buy tokens at a

price below the market, which will give investors a high profitability after the ICO

completion.

Greater profitability will be achieved if the value of tokens increases, which is

influenced by the following factors:

Launching of projects on the platform portfolio

Attainment by start-ups of the profitability stage

Growth of demand for CARAT tokens on the

crypto-currency stock exchanges

Creating of the next project pool

Other start-up development news

The investment platform analyses and selects those start-ups of which capitalization

can increase 10-fold within the next 1-3 years. This depicts a clear manifestation of

profitability for long term investments.

11

5. ADVANTAGES FOR FUNDED PROJECTS AND START UPS

How do finance work and why does CARAT grow?

Launching of projects from the platform portfolio

Attainment by start-ups of the profitability stage

Growth of demand for CARAT tokens on the

crypto-currency exchanges

Creating of the next project pool

Other start up development news

6. TOKEN PLACEMENT PATTERN

CARAT token emission is planned to attract crypto assets equivalent to

$3.000.000.000 or more to finance projects on the investment platform. Token holders

can realize their rights to the issuer by exchanging their tokens (their part) for the

corresponding shares in the platform projects according to the estimated market value

of each project portfolio.

We developed a simple model for the future distribution of profit for CARAT token

holders using the token re-purchase mechanism. Tokens will be issued as a type of

debt obligations.

12

7. CROWDSALE DETAILS

Funds raised from issue of CARAT tokens will be used to finance government approved

infrastructure development projects in Nigeria.

Token name

Ticker

Issue/Mining

Total issued

CARAT available for

crowdsale

Token price

Minimal investment

Wallet

CARAT

CARAT

No

57.000.000 CARAT

10.000.000 CARAT

1 CARAT — $300

$30

wavesplatform.com

8. THE FIRST PROJECT POOL

Name of Project

1. Assembly of light air crafts

2. Construction of plant for

production of High Density

Polyethylene Polymer

3. Coal Mining Project

4. Development of 50MW

Solar power project in

South-West Nigeria

5. Tyre Manufacturing Factory

6. Water purification and pipe

borne water supply to

municipal cities. Sewage

disposal and ecology

7. Biopharmaceutical plant for

manufacture of INSULIN

8. Construction of Petroleum

Refinery (100,000 barrels per

day)

9. Power generation plant

using Gas Turbines

10. Ibom Deep Sea Port (IDSP)

& Jetty Terminal Construction

Cost in USD

$18.000.000

$29.000.000

$20.000.000

$140.000.000

$140.000.000

$120.000.000

$180.000.000

$600.000.000

$600.000.000

$3.500.000.000

Estimated

construction

period (months)

9

18

12

12

16

10

24

1st, 18

12

25

Profit

margin

100%

130%

85%

77%

90%

80%

120%

105%

95%

100%

14

9. COUNCIL OF ELDERS

HIS EXCELLENCY

MR. UDOM EMMANUEL

The Executive Governor

of Akwa Ibom State

HIS EXCELLENCY

MR. OLUWAROTIMI

O. AKEREDOLU

The Executive Governor

of Ondo State

HIS EXCELLENCY

ALHAJI YAHAYA BELLO

The Executive Governor

of Kogi State

HIS EXCELLENCY

MR. WILLIE OBIANO

The Executive Governor

of Anambra State

DR. ANIEFIOK AYAYA

Chairman CARAT

Investment Platform Fund

MR. UCHE SAMUEL

National Coordinator

Investment Platform Fund

15

AMBASSADOR LAWAN

M.T. ADAMU

Former Chief legislative

Officer, National Assembly

of Nigeria

MAJOR GENERAL

MONOLAJI ADELEKE

KOLEOSO (RTD)

10. TEAM MEMBERS

Leadership

16

MR. EMMANUEL

CHUKWUEMEKA

Projects Management

MRS. RHODA SULAI

Fmr. Federal Director,

Finance and Supplies

PROFESSOR HILARY

INYANG

Member, United Nations

Commission on Sustainable

Development

ALHAJI SULEIMAN

NAKOWA

Public Relations

Consultant

17

MR. YURY MAKSIMOVICH

Chairman of the Board

of Founders GC

MR. IGOR SHPORT

Executive Director GC

Partners

18

May

2017

August

2017

December

2017

January

2018

March

2018

April

2018

May

2018

September

2018

December

2018

January

2019

Capitalization CARAT, $

1 500 000 000

2 250 000 000

3 000 000 000

Idea

, tea

m

1

ICO

20

18

3

Toke

n at

the

DEX

exc

hang

e

5

Mo

bile

Ap

p

7

ICO

20

19

9

Сай

т, т

оке

н

2

toke

n s

ale

4

Mo

bile

Wal

let

6

CA

RA

T on

the

Afr

ican

exc

hang

es

8

Wo

rld

sto

ck e

xch

ang

es

10

Web

site

, to

ken

2

11. ROADMAP

19

CONCLUSION

The investment platform is an effective tool for raising

funds for projects that are the basis for the

development of the Nigerian national economy.

Rapid fund-raising and timely project implementation

will allow the investors to be the first of its kind in the

formation of the new Nigerian market and participate

in the country's industrialization, modernization of

and general infrastructural development.

The investors will benefit from the enornous

opportunites by doing business in Nigeria.

Our team is absolutely sure and confident that our investment plan will be realized and completely delivered.