Embed Size (px)
Citation preview
Leave Your Money To Us, But Stay In Total Control.
Introducing Premier Wealth Report.
OCBC Bank (Malaysia) BerhadMenara OCBC, 18 Jalan Tun Perak,50050 Kuala Lumpur Malaysia.
OCBC Bank (Malaysia) Berhad (295400-W)
Apart from making your wealth work harder, OCBC Premier Banking is all about you – what you expect from your bank and how you prefer to manage your money. It’s about how we keep evolving and improving to make banking simpler and more convenient for you.
OCBC Premier Banking adds more value to your money
Find out more about the Wealth ReportWhat is included in the Wealth Report? Maturity dates of investments and fixed deposit/fixed deposit-i Loan/financing balance and details Credit card balance and details Relationship Manager contact details
How often will you get a Premier Wealth Report? You will receive a report every month.
Will you get your usual Savings Account/Savings Account-i and Current Account/Current Account-i statements? No, they will be consolidated under one statement called the Premier Wealth Report.
What happens if you have a joint account? Reports are consolidated for accounts under your name. If you have a joint account, a separate Premier Wealth Report will be sent to you.
Other details in the report you may find useful: Unrealised profit and loss: Indicative market value of your investments will be provided for your reference. Where possible, we will also reflect the cost price of your investments and calculate your unrealised profit or loss. Pending transactions: These are transactions that have already been transacted but are still pending settlement. For more information on your Premier Wealth Report, please call your Relationship Manager or call our
Premier Hotline at 03 8315 4288
Here are a few tips on how you can make this report work harder for you
With the Premier Wealth Report, all your accounts – deposits, loans/financing, credit card balances, insurance/Takaful and investments will be consolidated in one statement, where you can quickly get information at a glance. A clear and concise wealth report makes a world of difference to how you can manage your finances, your wealth. And don’t worry if you should need further assistance – your Relationship Manager is just a phone call away.
Introducing the Premier Wealth Report – a smarter, more organised way to manage wealth.
Your Personalised Banking CalendarBe reminded of your fixed deposit/fixed deposit-i or investment that’s maturing or be notified of your next due date to pay for your insurance premium or Takaful contribution and more.
What's coming?
01 SundayNov
Payment:
(MYR 1,620.00)
Other LoansTerm Loan
(MYR 563.00)
Other LoansCash Financing-i
03 TuesdayNov
Maturity:
(MYR 25,035.63)
Fixed/Time Deposit7013001571
05 ThursdayNov
Maturity:
(AUD 30,920.50)
Fixed/Time Deposit7013001156
07 SaturdayNov
Maturity:
(MYR 25,116.78)
Fixed/Time Deposit7013001148
09 MondayNov
Maturity:
(AUD 9,276.15)
Fixed/Time Deposit7013000702
(AUD 12,442.63)
Fixed/Time Deposit7013001156
23 MondayNov
Maturity:
(USD 16,077.17)
Fixed/Time Deposit7013000702
26 ThursdayNov
Maturity:
(AUD 10,049.71)
Fixed/Time Deposit7013000702
(USD 35,000.00)
Fixed/Time Deposit7013000702
30 MondayNov
Payment:
(MYR 380.50)
Life PlanOAC MRTA
John Tan123 Main RoadMalaysia 123123
Your Monthly Wealth Reportas of 31st October 2015
Claudia Wong Lye WeiYour Relationship Manager
Mobile: 012-8888888Main: 03-4165678Email: [email protected]
OCBC Bank (Malaysia) Berhad
18 Jalan Tun Perak50050 Kuala LumpurMalaysia
A Member of the OCBC Group
Premier Hotline: +603 8315 4288www.ocbc.com.my/premier
Contact Details of your Relationship ManagerSave your Relationship Manager’s contact details into your mobile phone. Your Relationship Manager will always be a call away wherever and whenever you need him/her.
Your Consolidated ViewView all your accounts in an easy-to-read report. This report consolidatesyour deposits/deposit-i, loan/financing, credit card balances, insurance/Takaful and investment accounts.
WealthPortfolioSummary
Your reference currency: MYR(Ringgit Malaysia)
Assets
Cash & Deposit MYR ($)
840,437.76Cash Accounts
368,661.82Fixed/Time Deposit Accounts
1,209,099.58
Investments183,408.20*Unit Trusts
183,408.20
Total (Cash & Deposit + Investments) 1,392,507.78
Insurances Surrender value
5,733.05Life Plan
Liabilities
Loans/Financing MYR ($)
313,922.75Other Loans
Total 313,922.75
Code CCY /MYR
AUD 2.8530
SGD 2.7078
USD 3.0087
*Valuations for Equities, FixedIncome and Unit Trusts arederived from their indicativemarket values. The rest of theinvestments are based on theoriginal investment amount.
To give you an overview ofyour portfolio, all values onthis page shown in foreigncurrencies are converted toyour reference currency.The following exchangerate has been applied.
All Fixed Deposit/Fixed Deposit-i, Current Account/Current Account-i and Savings Account/Savings Account-iare insured by PIDM.
您的金錢留給我們處理。完全掌控權則在您手裡。
鄭重介紹惠財財富報告
除了讓您的財富更為辛勤賣力外，華僑惠財銀行都為您傾盡全力 — 從您對銀行的
期望，及您希望如何管理您的金錢等。為此我們不斷的演變和提升，以使您的銀行
事務更簡單、更方便。
華僑惠財銀行為您的金錢添加更多的價值
了解更多財富報告的詳情
財富報告涵蓋哪些 ? 投資及定期存款/定期存款 -i 的期滿日
貸款/融資結存細節
信用卡結存細節
關係經理聯絡方式
您多久才會收到惠財銀行財富報告? 您將會在每個月接到報告。
您會獲得您平時的儲蓄賬戶/儲蓄賬戶-i及來往賬戶/來往賬戶-i對賬單嗎 ? 不會，他們將綜合在一份名為惠財財富報告的對賬單內。
若您擁有聯名賬戶，該怎辦? 報告會在您名義下的賬戶作綜合。若您擁有一個聯名賬戶，將會給您寄上
一份獨立的惠財財富報告。
您會在報告裡發現其他有用的細節 : 尚未變現的利潤和虧損 : 將提供您所投資的指定市場價值作參考。如果可以，
我們將反映您的投資成本價格，並為您尚未變現的利潤或虧損作計算。
待定交易 : 這些都是已經成交，但仍有待結算的交易。
有了惠財財富報告，您的所有賬戶 ─ 存款、貸款/ 融資、信用卡結存、保險/ 回教
保險和投資將綜合在一份對賬單內，讓您可以快速獲得一目了然的信息。清晰、
簡明扼要的財富報告，打造一個讓您能管理自己財務和財富的截然不同的世界。
若您需要進一步協助也無需擔心 — 只要一通電話聯絡您的客戶經理即可。
為您介紹惠財財富報告–一個更瀟灑、更有組織的財富管理方式。
欲知更多我們的惠財財富報告詳情，請聯絡您的關係經理或撥我們的惠財專線 03 8315 4288
下面是一些讓您如何令這份報告為您效勞的貼士
您的個性化理財日曆
提醒您定期儲蓄/定期存款-i或投資的期滿，或告知您
支付您的保險保單或回教
保險保費的下一個到期日
以及更多。
What's coming?
01 SundayNov
Payment:
(MYR 1,620.00)
Other LoansTerm Loan
(MYR 563.00)
Other LoansCash Financing-i
03 TuesdayNov
Maturity:
(MYR 25,035.63)
Fixed/Time Deposit7013001571
05 ThursdayNov
Maturity:
(AUD 30,920.50)
Fixed/Time Deposit7013001156
07 SaturdayNov
Maturity:
(MYR 25,116.78)
Fixed/Time Deposit7013001148
09 MondayNov
Maturity:
(AUD 9,276.15)
Fixed/Time Deposit7013000702
(AUD 12,442.63)
Fixed/Time Deposit7013001156
23 MondayNov
Maturity:
(USD 16,077.17)
Fixed/Time Deposit7013000702
26 ThursdayNov
Maturity:
(AUD 10,049.71)
Fixed/Time Deposit7013000702
(USD 35,000.00)
Fixed/Time Deposit7013000702
30 MondayNov
Payment:
(MYR 380.50)
Life PlanOAC MRTA
John Tan123 Main RoadMalaysia 123123
Your Monthly Wealth Reportas of 31st October 2015
Claudia Wong Lye WeiYour Relationship Manager
Mobile: 012-8888888Main: 03-4165678Email: [email protected]
OCBC Bank (Malaysia) Berhad
18 Jalan Tun Perak50050 Kuala LumpurMalaysia
A Member of the OCBC Group
Premier Hotline: +603 8315 4288www.ocbc.com.my/premier
您的關係經理聯絡方式
將您的客戶關係經理的
聯繫方式存入您的手機。
當您隨時隨地需要他/她
時，只需一通電話，您的
客戶經理將會隨傳隨到。
您的綜合閱覽
以 一 份 簡 單 易 讀 的 報 告
一覽您的所有賬戶。這份
報告綜合您的存款/存款-i、貸款/融資、信用卡結存、
保險/回教保險和投資賬戶。
WealthPortfolioSummary
Your reference currency: MYR(Ringgit Malaysia)
Assets
Cash & Deposit MYR ($)
840,437.76Cash Accounts
368,661.82Fixed/Time Deposit Accounts
1,209,099.58
Investments183,408.20*Unit Trusts
183,408.20
Total (Cash & Deposit + Investments) 1,392,507.78
Insurances Surrender value
5,733.05Life Plan
Liabilities
Loans/Financing MYR ($)
313,922.75Other Loans
Total 313,922.75
Code CCY /MYR
AUD 2.8530
SGD 2.7078
USD 3.0087
*Valuations for Equities, FixedIncome and Unit Trusts arederived from their indicativemarket values. The rest of theinvestments are based on theoriginal investment amount.
To give you an overview ofyour portfolio, all values onthis page shown in foreigncurrencies are converted toyour reference currency.The following exchangerate has been applied.
所有定期存款/定期存款 -i、來往賬戶/來往賬戶 -i 和儲蓄賬戶/儲蓄賬戶-i 皆受保於 PIDM。
Biarkan Wang Anda Bersama Kami.Namun Sentiasa Dalam Kawalan.
Memperkenalkan Premier Wealth Report.
Selain memastikan simpanan anda memaksimumkan potensinya, Perbankan Premier OCBC sebenarnya mengutamakan anda – apa yang anda harapkan daripada bank dan bagaimana anda mahu mengurus kewangaan anda. Ia menginspirasikan kami untuk terus berkembang dan meningkatkan perkhidmatan agar urusan perbankan anda menjadi lebih mudah.
Perbankan Premier OCBC memberikan lebih nilai kepada wang anda
Ketahui lebih lagi tentang Wealth ReportApa yang terkandung di dalam Wealth Report? Tarikh matang pelaburan dan simpanan tetap/simpanan tetap-i Baki pinjaman/pembiayaan beserta butiran Baki kad kredit beserta butiran Butiran hubungan Pengurus Perhubungan
Berapa kerapkah anda akan menerima Premier Wealth Report? Anda akan menerima laporan pada setiap bulan.
Adakah anda akan menerima penyata Akaun Simpanan/Akaun Simpanan-i danAkaun Semasa/Akaun Semasa-i seperti biasa? Tidak, kerana ia akan digabungkan di dalam satu penyata dikenali sebagai Premier Wealth Report.
Apa akan berlaku jika anda mempunyai akaun bersama? Laporan akan digabungkan untuk akaun di bawah nama anda. Jika anda mempunyai akaun bersama, Premier Wealth Report yang berasingan akan dihantar kepada anda.
Butiran lain dalam laporan yang boleh anda manfaatkan: Keuntungan dan kerugian tidak nyata: Nilai pasaran indikatif pelaburan anda juga akan dipaparkan sebagai rujukan. Sekiranya boleh, kami juga akan memberi gambaran harga kos bagi pelaburan anda dan mengira keuntungan atau kerugian tidak nyata. Transaksi belum selesai: Ia adalah transaksi yang telah dibuat tetapi masih menunggu untuk diluluskan.
Dengan Premier Wealth Report, semua akaun anda – simpanan, pinjaman/pembiayaan, baki kad kredit, insurans/Takaful dan pelaburan akan digabungkan dalam satu penyata, yang pastinya memudahkan anda. Laporan yang jelas dan ringkas bakal memberi perubahan besar dalam cara anda mengurus kewangan dan kekayaan. Malah jika anda inginkan sebarang bantuan, Pengurus Perhubungan kami sentiasa bersedia menanti di hujung talian.
Memperkenalkan Premier Wealth Report – cara lebih bijak dan tersusun untuk mengurus kekayaan
Untuk maklumat lanjut tentang Premier Wealth Report anda, sila hubungi Pengurus Perhubungan atau hubungi Talian Premier kami di 03 8315 4288
Sedikit tip bagaimana anda boleh menjadikan laporan tersebut lebih bermanfaat
Kalendar Perbankan Peribadi anda
Dapatkan peringatan tentang simpanan tetap/simpanan tetap-i atau kematangan pelaburan anda atau pastikan anda dimaklumkan tentang tarikh seterusnya untuk membayar premium insurans atau caruman Takaful dan banyak lagi.
What's coming?
01 SundayNov
Payment:
(MYR 1,620.00)
Other LoansTerm Loan
(MYR 563.00)
Other LoansCash Financing-i
03 TuesdayNov
Maturity:
(MYR 25,035.63)
Fixed/Time Deposit7013001571
05 ThursdayNov
Maturity:
(AUD 30,920.50)
Fixed/Time Deposit7013001156
07 SaturdayNov
Maturity:
(MYR 25,116.78)
Fixed/Time Deposit7013001148
09 MondayNov
Maturity:
(AUD 9,276.15)
Fixed/Time Deposit7013000702
(AUD 12,442.63)
Fixed/Time Deposit7013001156
23 MondayNov
Maturity:
(USD 16,077.17)
Fixed/Time Deposit7013000702
26 ThursdayNov
Maturity:
(AUD 10,049.71)
Fixed/Time Deposit7013000702
(USD 35,000.00)
Fixed/Time Deposit7013000702
30 MondayNov
Payment:
(MYR 380.50)
Life PlanOAC MRTA
John Tan123 Main RoadMalaysia 123123
Your Monthly Wealth Reportas of 31st October 2015
Claudia Wong Lye WeiYour Relationship Manager
Mobile: 012-8888888Main: 03-4165678Email: [email protected]
OCBC Bank (Malaysia) Berhad
18 Jalan Tun Perak50050 Kuala LumpurMalaysia
A Member of the OCBC Group
Premier Hotline: +603 8315 4288www.ocbc.com.my/premier
Butiran hubungan Pengurus Perhubungan anda
Simpan butiran hubungan Pengurus Perhubungananda dalam telefon bimbit. Pengurus Perhubungananda sentiasa bersediapada bila-bila masa jikaanda perlukan bantuan.
Semakan yang Digabungkan
Semak semua akaun anda dalam bentuk laporan yang mudah dibaca. Laporan ini menggabungkan akaun simpanan/simpanan-i, pinjaman/pembiayaan,baki kad kredit, insurans/Takaful dan pelaburan anda.
WealthPortfolioSummary
Your reference currency: MYR(Ringgit Malaysia)
Assets
Cash & Deposit MYR ($)
840,437.76Cash Accounts
368,661.82Fixed/Time Deposit Accounts
1,209,099.58
Investments183,408.20*Unit Trusts
183,408.20
Total (Cash & Deposit + Investments) 1,392,507.78
Insurances Surrender value
5,733.05Life Plan
Liabilities
Loans/Financing MYR ($)
313,922.75Other Loans
Total 313,922.75
Code CCY /MYR
AUD 2.8530
SGD 2.7078
USD 3.0087
*Valuations for Equities, FixedIncome and Unit Trusts arederived from their indicativemarket values. The rest of theinvestments are based on theoriginal investment amount.
To give you an overview ofyour portfolio, all values onthis page shown in foreigncurrencies are converted toyour reference currency.The following exchangerate has been applied.
Semua Simpanan Tetap/Simpanan Tetap-i, Akaun Semasa/Akaun Semasa-i, Akaun Simpanan/Akaun Simpanan-i adalah dijamin oleh PIDM.
OCBC Bank (Malaysia) BerhadMenara OCBC, 18 Jalan Tun Perak,50050 Kuala Lumpur Malaysia.
OCBC Bank (Malaysia) Berhad (295400-W)
