Intelligent Asset Management Service

(Robo-Advisor)

BICube is Big Data Machine Learning Company

The Pioneer of Data Technology EraBigdata Machine Learning based Robo-Advisor

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1

Problem

North Korea Threatens ‘Terrifying Price’ Over U.S. Sanctions Push

At regional meeting in Laos, Ri Yong Ho suggests Pyongyang would consider new nuclear-weapon test

How does WSJ Article Affect the Korean Stock Market

The Pioneer of Data Technology EraBigdata Machine Learning based Robo-Advisor

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2

SolutionsAnalyze 8 language Articles

The Pioneer of Data Technology EraBigdata Machine Learning based Robo-Advisor

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3

SolutionsData Mash-up Flow

Topic Relations

Multiple 8 Language

Stock& Fund Index Data Signal Index

Sentiment Index

Convergence

The Pioneer of Data Technology EraBigdata Machine Learning based Robo-Advisor

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4

Solutions

Prediction Model

Forecast Simulation

Recommendation Generator

Portfolio Allocation

Revenue Evaluation

Portfolio Re-balancing

Reinforcement Model

Dif

fere

nti

ati

on F

acto

r

Request & Risk Evaluation

Set Investment Amount &Target ROI

Personalized Portfolio & Recommend

Robo-advisor Execution

Monitoring & Auto Re-balance

Legacy Process

Passive Strategy Long-Term Strategy Low-Cost ETF Investing MPT-Based Asset Allocation

Active Strategy Short-Term Strategy High-Return Investing Post-modern portfolio theory Asset Allocation

Leg

acy B

usin

ess L

imit

The Pioneer of Data Technology EraBigdata Machine Learning based Robo-Advisor

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5

Goals

SNS

Stock

Fund/ETF

Futures

Gold

Exchange

Time-series data

Structu

red E

vent

Text data

Blog/Comm

News Article

Policy Article

Unstructu

red E

vent

Self-service Investment

Intelligent Asset Management

Investment Guide

Data Tech Service

Fully automated Financial Advisor

Robo

advis

or s

ervic

e

Amount under2M won

End user

45-50 years

Individuals

Merg

e In

put D

ata

The Pioneer of Data Technology EraBigdata Machine Learning based Robo-Advisor

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6

Everyday forecast simulating

Apple Accuracy : 75%

Amazon Accuracy: 67%

Prediction charts uploaded on facebookand they where verified the day after

Solutions

Test period was about 3months

<Test Period> APPLE: 3months Amazon:2.5months

The Pioneer of Data Technology EraBigdata Machine Learning based Robo-Advisor

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7

Data Tech Service fee Investment Guide fee Self-service Investment Fully automated Financial Advisor

Customer return rate Incentive Compensation

10%↓ no

10%~19% 10% of return

20%~29% ~20% of return

30%~39% ~30% of return

40%~49% ~40% of return

50%~100% ~50% of return

Fee : 0.0 %

Business Model

Value Proposition

The Pioneer of Data Technology EraBigdata Machine Learning based Robo-Advisor

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8

Robo Advisers to Run $2 Trillions by 2020

We are targeting the individuals with personal investment

amount under 2million won.

Wealthfront : $2.2B AUM

Betterment.com

Nutmeg

FutureAdvisor

Schwab Intelligent Portfolios

SafeTrade

Market

<AM Market size> North America : $33.02 Trillion → 2020 $49.4 Trillions Europe : $19.9 Trillions → 2020 27.9 Trillions Asia·Pacific : CAGR 9.8% → $16.2 Trillions South America : CAGR 12.5% → $6.7 Trillions Mideast·Africa : CAGR 11.9% → $1.5 Trillions

Individual Investment info of korea , Million\

The Pioneer of Data Technology EraBigdata Machine Learning based Robo-Advisor

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9

Financial Forecasting

AuMTrust Focus

Au

MHigh

Low 2016 2017 2018 2019 2020

Accuracy 55 56 57 59 60

AuM 0 300 1000 3000 10000

0

2000

4000

6000

8000

10000

12000

52

53

54

55

56

57

58

59

60

61

100 M

illio

n (

\)

%

Average Years

Gender Ratio

Years ( \ ) Members

60 50 40 30 20 50 more All 20~30G

bond 49.4

stock 47.8 6:4 140M 70M 49M 27M 18M 43.4% 134M

Individual Investment Info

The Pioneer of Data Technology EraBigdata Machine Learning based Robo-Advisor

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10

”

20years experience in

computer science

And also Machine Learning specialist

Management

&Marketing

Data

Technology

for Asset

Management

Biz Model

Development

Service development

Overseas business

Stock Specialist

2 Members

Team

The Pioneer of Data Technology EraBigdata Machine Learning based Robo-Advisor

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11

● 1997◎ mksoft ceo

● 2000◎ 02 addigital team learder

● 2002◎ 02 Home networking system development

● 2005◎ 01 VAN, direct payment system◎ 04 gift card management system◎ 09 H-2500 gift card reader system◎ 12 Financial Supervisory Service - financial accident share

system and indirect investment organization announcementsystem, the Financial Supervisory Service

● 2006◎ 04 KSNET(Van) agent ◎ 11 premium gift card management system

● 2007◎ 08 credit card direct payment system

● 2008◎ 03 broadcasting contents management system◎ 06 news operating system(KTV)◎ 12 e-history system

● 2009◎ 02 national record DB meta-data planning◎ 09 e-tax invoice system◎ 12 samsung DITS

● 2010◎ 05 BICube DW OLAP ◎ 11 KPI BSC

● 2011◎ 06 saemaul bank internet banking system◎ 12 BICube Bigdata Analytics Platform

● 2013◎ 09 NeuralStream-FDS

● 2015◎ 07 BICube CO.,LTD

Name : min-kyung kimEducation : Sungkyunkwan UniveristyEastern philosophy

<SCHOLARSHIPS AND AWARDS> Financial bigdata, Korea bigdata conference Financial bigdata, Chonggwanchoon beijing, china Financial security, Financial research soiciety Logistic bigdata, Korea-china bigdata conference IoT real-time analysis, ETRI Bigdata Science Lecture, dongguk university Bigdata special lecture, sukmyung university 2015 korea bigdata award runner-up price 2015 best innovation company

Team

其 質 如 風Do Fast like a wind

-Masayoshi Son-

Thank You .감사합니다.

謝謝.ceo@bicube.co.kr82-10-8299-9500