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Criminal record
rest of life
Job, career and salary are shot
Jail cell: rent-free
and comfy
Could lose your
home, credit
Great role model for family, friends
www.insurancefraud.org
WAYS YOU’RE STIFFED
Insurance fraud, stealing insurance money. No victim, no foul, no crime? Guess again. Here’s how fraud stiffs honest Americans ...
Scams raise everyone’s premiums, even hundreds of dollars
HIKES PREMIUMS
Crooked surgeons cut open healthy people
MAIMS PATIENTS
Driver pulls in front of you, brakes and forces
a rear-ender.
Dangerous, plus fake injuries claimed against your policy.
STAGEDCRASH
Most are honest.
You’re uninsured if disaster strikes.
Yet crooked agents steal your premiums.
AGENTS
A thief secretly steals free surgery using your health policy.
Bills unpaid, your credit is shot.Plus, thief’s medicines & blood type are stuck in your records.
MEDICAL ID THEFT
Fraud victims can face long depression, betrayal
INFLICTS DESPAIR
Roofer steals your downpayment, thousands lost
EMPTIES WALLETSMedical ID thief’s unpaid bills
ruin your good name
WRECKS CREDIT
WAYS TO GET BUSTED
Fraud-busting software can detect scams before
they happen
Fraud software can sift more than 50 million clues in
less than 1 second
Bank on it: Every $1 spent
saves $7.70
Fake claim for storm damage? Satellites can check
from 22,300 miles
More than 4 of 5 insurers have trained investigators
SCAMS YOU CAN PREVENT
Stay Safe!
WAYS YOU RETOAST
Caught Scamming?
Fight back!
Never tailgate;watch for setup
Fight back!Is your agent licensed? Ask your insurer, did the
agent buy your coverage?
Fight back!Check your credit history
routinely. Correct mistakes in your medical records
Impulse Cons
Torch your car or SUV
Torch your home, burning desire
Fake work injury at loading dock
Stolen sound system doubles in
value for claim
So you “lost” that diamond
ring. Really?
Bogus claim to steal insurance money? Big gamble, lose bigger.
GHOULISH SCHEMES
Fright Night
Surgeon opens up your back, knee or shoulder. You’re half-crippled,
constant pain
SCALPEL SCAMDentist drills healthy teeth, does
worthless root canals. Yeech
TRUTH DECAYDoctor zaps you with months of
painful chemo or radiation
CANCER CON
STARTLING WAYS INSURERS BUST CHEATERS
Insurers want to pay honest claims. And catch scams that harm people & property. Investigators and science are sleuthing hard.
$
22.300miles
50 MILLIONclues
AMAZING FACTS ABOUT ARSON DOGS
Pooch Power!
4
INCREDIBLEFRAUD FACTS
Insurance scams steal at least $80 billion a year. That’s enough money to...
Pay salaries of 95,000 high-school teachers for a year
Buy new car for 24,000 drivers each year, for a decade
80 billion dollar bills stretch to the moon & back 16 times
$
Smell things 100,000 times better than people
Detect a teaspoon of sugar in 1 million gallons of water
Scent up to 60Use up to 300 million receptors in their noses
x95,000x24,000 x16
INSURANCEFRAUD
WHY CARE?
$$$
