Insurance Committee 2010 Report to SKEA RA

Process of SKEA Decision Making

• Insurance Committee met with OEBB• Insurance Survey will be forthcoming • Insurance Committee will review plans and

make recommendation to Board• Board will approve that recommendation• Does not require an all member vote – we are

not changing carriers, only possibly changing plans

The following is information given from OEA to Local Leaders regarding

insurance

PRE OEBB

Oregon School Board Association OEA Choice

Oregon School Board Association OEA Choice

Oregon School Board Association OEA ChoiceOregon School Board Association OEA Choice

2010 OEBB Rate Increases• Medical Plans increased from 8.8% to 28.63%• Medical Trend 11%, 5 plans above – 6 plans below• Dental Plans increased from 0% to 6.35%• Vision Plans increased from 0% to 8.8%• Weight Management program increase

rates by .38% to .63%

PLAN Renewal in crease

Kaiser Plan A 9.81%

SKEA does not offer this provider and/or plans

Plan Renewal increase

PROVIDENCE

Plan 2 28.63%

Plan 2A 27.36%

Average 28.61%

Plan Renewal Increase

ODSPlan 3 26.66%Plan 4 22.07%

We offer this Plan 5 17.61%Plan 6 10.23%

We offer this Plan 7 8.85%We offer this Plan 8 8.26%

Plan 9 8.80%

Average 18.93%

Plan Changes• Introduction of Weight Management Program• Introduction of Tobacco Cessation Program• Out of Pocket Max increased in most plans• Change in Co-Pays:•Increase in most plans for primary care•Creation of lower incentive co-pay•Creation of preference sensitive co-pay

Healthcare ReformNow

• No lifetime max.• Possible 80% reimbursement for costs associated

with pre-retired group.• Expansion of dependant coverage.

Future• Excise tax for plans over $10,200 for singles and

$27,500 for families starting in 2018.• Employers must include healthcare value on W2.

So….what does all this mean?• At the bargaining table plan to address

rising costs of health care

• Keep informed about the issues by reading the newsletter, bargaining briefs and visiting the www.salemed.org website

• Don’t fall into the rumor mill

• ?’tions: 503-364-3397 • jane.killefer@oregoned.org / james.sundell@oregoned.org/

kathleensundell@oregoned.org