At Harris Private Bank, our experienced professionalstake an advisory approach to help you realize your financial and lifestyle goals with solutions that are custom tailored and delivered with the highestlevel of personalized service. As leaders in wealthmanagement for over 125 years, Harris Private Bankis ready to help you accumulate, preserve andenhance your wealth.

We provide a full array of wealth

management services:

• Investment Management

• Financial Planning

• Customized Banking

• Trust and Estate Services

• Philanthropic Advice

• Family Office Services

• Wealth Transfer Planning

Harris Private Bank is a trade name used by various financial service providersin the Harris Financial Corp. Banking products and services offered by HarrisPrivate Bank are provided by Harris N.A., The Harris Bank N.A. and their bankaffiliates. Member FDIC. Financial planning and investment advisory servicesare provided by Sullivan, Bruyette, Speros & Blayney Inc., an SEC-registeredinvestment advisor. Harris myCFOTM is the brand used by Harris myCFO, Inc.,providing family office services, Harris myCFO Investment Advisory ServicesLLC, an SEC-registered investment adviser, and certain divisions of Harris N.A.and its affiliates that are national banks with trust powers. Not all products andservices are offered in every state and/or location.

Insurance and annuities are offered through Harris Bancorp InsuranceServices, Inc. (“HBIS”). Brokerage products are offered through HarrisInvestor Services, Inc. (“HIS”), registered broker/dealer and SEC-registeredinvestment adviser. Member NASD/SIPC. HIS and HBIS are affiliated companies. Products offered are: NOT A DEPOSIT - NOT INSURED BY THEFDIC OR ANY FEDERAL GOVERNMENT AGENCY - NOT GUARANTEEDBY ANY BANK - MAY LOSE VALUE.

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Long-Term CareInsurance Strategies

Expenses associated with Long-Termhealth care can undermine a well-plannedfinancial strategy. Families experiencingunexpected health care expenses canquickly deplete their entire life savings.

The need for Long-Term care is one of the most misunderstood and neglected areas of financial planning. Depending on your personal and financialcircumstances, a Long-Term care insurancestrategy may be essential to helping you protectyour wealth. We are committed to helping ourclients decide how our Long-Term care insuranceservices fit into their overall strategy.

Our Long-Term Care Specialists can help you

learn more about:

• The likelihood of the need for care• Various types of care and facilities• Regional and national costs• The role of Medicare, Medicaid, and private

medical insurance• Long-Term care insurance products and how

they work• Planning strategies based on personal

circumstances

Who needs to consider Long-Term care?

• Caregivers for older family members• Couples worried about having enough income

should one or both spouses need care• Individuals concerned about maintaining their

financial independence as they grow older• Those interested in preserving and maximizing

their estate

Whether for yourself, your spouse, or someonewho may require your care in the future, theLong-Term Care Insurance Specialists at HarrisBancorp Insurance Services are dedicated tohelping you determine how Long-Term careproducts fit into your overall strategy.

The national average costfor Long-Term care

is over $70,000 per year†.

How long could you afford to pay for that?

†Source: AARP Bulletin, January, 2007