IN SIDER IT’S SummER! Grab your family. Grab your friends. Do it up right.

The CommunityAmerica Magazine

VolumE 6 + JulY 2008

Welcome to the summer edItIoN of the INsider.

We think summer is the best time to kick back,

relax and have a little fun with the closest

of family and the bestest of friends. so

whether you plan to hit the road or stay right

in your own backyard, we’ve got some pretty

awesome ways to put a smile on your face.

Are you ready to let it all hang out? Good –

then you’ll love this edition of the INsider.

1

SmaSh the SmiSh.intel: WhAt is smishinG?SMiShing is a new version of an old email scam called phishing. When scammers go phishing, they tell you that a bank account or credit account of yours is about to be closed unless you respond immediately by making a payment or confirming your identity through one of the aforementioned important numbers.

SMiShing pulls the same stunt, but uses cellular technology. Most of the good troopers out there know all about email scams so they have their defenses on red alert. But with text messaging, we’re not so careful, so scammers can use this channel to get around your flank.

recon: WhAt could Go WronG?When you give away your information, the better question is what CAN’T go wrong. If you get SMiShed, you can have your identity stolen and bank accounts emptied.

Some SMiShing text messages can even install trojan horses that invade your phone and let the bad guys listen to your conversations.

firepoWer: shoot doWn those pesky scAm Attempts.Next time you venture out into celluland, make sure you’re protected. Never give out your cellular number to somebody you don’t know and trust, and if you do get a suspicious text, don’t respond. Just delete those bad boys and move right on by.

Oh, and by the way – if you ever (and I mean ever) get a suspicious email claiming to be from CommunityAmerica, you make sure to let Sarge know at abuse@cacu.com. And make sure to tell me exactly what those mangy mutts SMS’d or emailed to you – because I want them to know exactly what to tell them to shove up their – well you get the picture.

Alright, soldiers. I

know you’ve been through

scam protection basic training. You know not to give out your information to that Nigerian prince who’ll give you half of his sizeable fortune if you’ll tell him your bank account number. But those low-down dirty scammers are sneaky, and they’ve got a whole slew of new ways to get your cash. The biggest one: SMiShing, also called SMS phishing.

Lucky for you, ol’ Sarge is right here to give you the intel, recon and firepower to protect your dough and keep scammers at bay.

At CommunityAmerica, our goal is to give you those little perks that just make banking a heckuva lot easier. And since we know that your life doesn’t stop on Sunday, we figured we probably shouldn’t either. That’s why we’ve got 11 branches that stay open seven days a week to help you handle all your financial needs. Even on Sunday. After all, banks are open when it’s convenient for them (that’s why they call them “banker’s hours”), not when it’s convenient for you. Once again, we start where banks stop.

To find out which branches are open seven days a week, visit cacu.com or flip ahead to the back of the magazine.

Open Sundays: Now you can rest easy on your day of rest.

Learning basic financial skills doesn’t start when you’re 70, it starts when you’re closer to seven. That’s why we want your kids to join our sock puppet savings team – Socky Savesalot, Smart E. Spender and Sunny Shareaton – three button-eyed and yarn-haired experts who will help make financial education interesting to the little ones. So come on in to a CommunityAmerica branch, open a Cash 'N Coins account and get a special 3-D Saver for your child. For free. It’ll help them learn when to save, when to spend and when to share. Oh, and it’ll also teach them that sock puppets are super cool.

oNe Free INtroductIoN to FINaNcIal educatIoN.

JUst for kidsreal advaNtagesCommunityAmeriCAn

Worlds of Fun Oceans of Fun Six Flags St. Louis Silver Dollar City

adult admiSSion $38.99 $27.99 $34.99 $51.59

Child admiSSion $14.99 $14.99 $29.99 $40.84

WaYS to Save Buy a combo ticket to get into Worlds of Fun AND Oceans of Fun for just a teeny bit more than the one-park-only price.

Just bring in a Pepsi can, and your ticket instantly becomes $10 cheaper.

Sweet, sweet online specials. Order on the web and pay only $29.99 for an adult admission.

At Silver Dollar City, being late is actually a good thing. Buy a ticket after 3:00 p.m. and you can come back to the park the next day – for free.

thrill SCale 9 7 9 7

CooleSt ride ThE PaTRIoT This 10-story beast will take you through mind-bending vertical loops, zero-gravity barrel rolls and even the dreaded Immelman Loop. We’re not exactly sure what that is, but it sounds pretty stinkin’ scary.

DIamoND hEaD Actually three water slides in one, this ride shoots you through over 900 feet of twisting, turning track at face-melting speeds.

mR. FREEzEThis bad boy will take you from zero to 70 in just enough time (about four seconds) to realize that this may be the ride that actually makes you pee your pants.

WIlDFIREA high-flying coaster that’ll send you through loop after loop after loop. Just make sure you don’t eat a big lunch before you ride. Trust us – we speak from experience.

unique Feature Since Worlds of Fun is actually attached to Oceans of Fun, you can enjoy two amazing theme parks in one day. Just don’t go too crazy. You wouldn’t want to give yourself a thrill-induced hangover.

While the other guys may have a water ride or two, Oceans of Fun has always been and still remains the biggest, baddest water park in the Midwest. If you want to get wet, this is the place to do it.

Sure, rides are fun, but a big part of the theme park experience is meeting a few tall, fuzzy celebrities. Lucky for you, Six Flags has every Warner Brothers and DC Comics character you can think of. From Bugs Bunny to Superman, this place has all the cool creatures kids really want to meet.

Not thrilled by thrill rides? Don’t worry – they’ve got you covered. With 60 shops, loads of live entertainment and pioneer craft demonstrations, Silver Dollar City can keep you entertained no matter what your interests.

2

ThE CommuNITYamERICa GuIDE To all ThINGS ThEmE PaRk.

Surely for those who love good times, greasy food and cheap thrills, any theme park can provide a bit of excitement. But at CommunityAmerica, a bit just isn’t enough. We want tons of excitement. We want truckloads of excitement. We want to use every drop of adrenaline we can produce – without using every dollar we have.

But which park has rides that’ll make you scream at prices that won’t? Read our no-holds-barred theme park showdown to find out.

3

Worlds of Fun Oceans of Fun Six Flags St. Louis Silver Dollar City

adult admiSSion $38.99 $27.99 $34.99 $51.59

Child admiSSion $14.99 $14.99 $29.99 $40.84

WaYS to Save Buy a combo ticket to get into Worlds of Fun AND Oceans of Fun for just a teeny bit more than the one-park-only price.

Just bring in a Pepsi can, and your ticket instantly becomes $10 cheaper.

Sweet, sweet online specials. Order on the web and pay only $29.99 for an adult admission.

At Silver Dollar City, being late is actually a good thing. Buy a ticket after 3:00 p.m. and you can come back to the park the next day – for free.

thrill SCale 9 7 9 7

CooleSt ride ThE PaTRIoT This 10-story beast will take you through mind-bending vertical loops, zero-gravity barrel rolls and even the dreaded Immelman Loop. We’re not exactly sure what that is, but it sounds pretty stinkin’ scary.

DIamoND hEaD Actually three water slides in one, this ride shoots you through over 900 feet of twisting, turning track at face-melting speeds.

mR. FREEzEThis bad boy will take you from zero to 70 in just enough time (about four seconds) to realize that this may be the ride that actually makes you pee your pants.

WIlDFIREA high-flying coaster that’ll send you through loop after loop after loop. Just make sure you don’t eat a big lunch before you ride. Trust us – we speak from experience.

unique Feature Since Worlds of Fun is actually attached to Oceans of Fun, you can enjoy two amazing theme parks in one day. Just don’t go too crazy. You wouldn’t want to give yourself a thrill-induced hangover.

While the other guys may have a water ride or two, Oceans of Fun has always been and still remains the biggest, baddest water park in the Midwest. If you want to get wet, this is the place to do it.

Sure, rides are fun, but a big part of the theme park experience is meeting a few tall, fuzzy celebrities. Lucky for you, Six Flags has every Warner Brothers and DC Comics character you can think of. From Bugs Bunny to Superman, this place has all the cool creatures kids really want to meet.

Not thrilled by thrill rides? Don’t worry – they’ve got you covered. With 60 shops, loads of live entertainment and pioneer craft demonstrations, Silver Dollar City can keep you entertained no matter what your interests.

3

haVE FuN. oFF ThE bEaTEN PaTh.And no matter where you go, don’t forget the underdogs of the roller coaster world. State fairs can be a cool way to get out of the city and have a little fun. Visit mostatefair.com, kansasstatefair.com or iowastatefair.com to find out about all that your state’s fair has to offer.

lET’S Go laDolFING

18"

18"

18"

8"

8"

18"

18"

15"

So you think you know how to throw a backyard barbecue, huh? You’ve got the grill, the sweet back deck and maybe even a few mosquito-repellant candles. But you’re still missing one thing: a simple-to-build and simple-to-play backyard game to keep your guests entertained while you try not to burn their burgers.

Not to worry, though. We’ve got you covered with the simple (and insanely fun) game known as Ladder Golf.

Now, as we all know, no backyard game is fully awesome unless it’s hand-built. You do want to be fully awesome, don’t you? Good. Then sit down, grab your favorite beverage and follow our handy-dandy illustrations to build your very own Ladolf set.

If you’re feeling really creative, you can even paint your set to match your favorite sports team’s colors – and we also hear that red, white and blue look pretty rockin’ together.

But first things first. You’ll need supplies:(Makes 2 ladders & 6 sets of ballropes.)

• ¾" x 18" PVC pipes (18)• ¾" x 8" PVC pipes (8)• ¾" 90-degree elbow PVC pipe fittings (12)• ¾" T-shaped PVC pipe fittings (12)• 12 golf balls (6 of one color, 6 of another)• ½" nylon rope (six 15" pieces)• A tube or two of Super Glue

and just when you thought it couldn’t get any more fun: For more info on backyard games the whole family can play, visit washers.org or playcornhole.org. We promise you’ll be glad you did.

loving life with ladolf? if you have as much fun as we do throwing around the ol' ballropes, then snap a few pics and email them to contactus@cacu.com. We'd love to see 'em.

hoW To PlaY1. Get two teams of two people.2. set up your ladders about 5 paces

apart, with one person from each team at each ladder.

3. have the first player from each team take turns throwing three ballropes apiece, then add up the score and let the second players throw.

4. keep going until you hit 21. easy enough? We thought so.

SCoRINGtop rung – 1 pointmiddle rung – 2 pointsBottom rung – 3 points the ballrope has to stay on a rung to count, and the first team to 21 wins. cancelling points – for example, if you score 3 and your opponent scores 2, you only get 1 point and they get 0. And, as always, you’ve gotta win by 2.

ThE ballRoPES

putting together a ballrope is easy.

• use a ½-inch bit to drill a hole directly through 2 golf balls (one for each end of the rope).

• coat the inside of the holes you just drilled with super Glue.

• thread the rope through so that the end of the rope is flush with the outer edge of the golf ball.

• Voila – you’ve got yourself a ball-rope. now just make 5 more of these bad boys and you’ve got yourself a set.

oPEN SuNDaYS

64th street 6390 n cosby Avekansas city, mo 64151

112th street 11125 Ambassador drkansas city, mo 64153

aNtIoch aNNex5400 ne Antioch kansas city, mo 64119

Bresette’s suN Fresh7613 nW prairie View rdkansas city, mo 64151

chouteau crossINgs inside festiVAl foods 4357 ne chouteau trfykansas city, mo 64117

claycomo8100 ne us 69 hwypleasant Valley, mo 64068

eNglewood hy-vee207 ne englewood rdkansas city, mo 64118

lIBerty hy-vee1332 kansas stliberty, mo 64068

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d North KaNsas cIty hospItal2800 clay edwards dr, 4th floor (in “the link”)north kansas city, mo 64116

North oaK 9310 north oak trfykansas city, mo 64155

shoal creeK 8450 ne flintlock rdkansas city, mo 64157

tIFFaNy sprINgs 9060 nW skyview Ave kansas city, mo 64154

whIte oaK7932 n oak trfy kansas city, mo 64118

Blue valley 6280 W 135th stoverland park, ks 66223

Nall hIlls 5601 W 95th stoverland park, ks 66207

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olathe 13590 s Black Bob rdolathe, ks 66062

praIrIe vIllage hy-vee7620 state line rdprairie Village, ks 66208

rIdgevIew hy-vee18101 W 119th stolathe, ks 66061

shawNee statIoN16110 W 65th stshawnee, ks 66217

23rd street hy-vee1525 e 23rd stindependence, mo 64055

40 hIghway hy-vee4545 s noland rdindependence, mo 64055

Blue rIdge11501 Blue ridge Blvd kansas city, mo 64134

Blue sprINgs hy-vee601 W 40 hwyBlue springs, mo 64014

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Blue sprINgs outer road1800 s outer rdBlue springs, mo 64015

Blue sprINgs wal-mart 600 ne coronado drBlue springs, mo 64014

hIddeN valley3100 s m-291 hwy independence, mo 64058

NolaNd road3622 s noland rd independence, mo 64055

topeKa1129 s kansas Avetopeka, ks 66612

topeKa hy-vee2951 sW Wanamaker rdtopeka, ks 66614

traNs aIr10895 lambertinternational BlvdBridgeton, mo 63044

PREVIouS muCu bRaNCh ComING SooN

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08

At CommunityAmerica, we truly enjoy providing rockin' products and top-notch service to our members. We believe that a great banking experience can make someone’s day, and we’re willing to work every day to make yours.

We’ve heard stories from members over the years about exactly how far our employees go to keep members happy. In fact, these kinds of stories motivate us to do the best job we can, and they make our members proud to be a part of something special – and happy to inspire others to join. Because, as you may or may not know, the more everyone JOINs IN the better equipped we are to benefit the entire membership.

So if you have a story about how CommunityAmerica has gone that extra mile (or even that extra few steps) to help you out, then tell us about it. You never know, your story may end up getting published for the world to see.

CommuNITYamERICa loCaTIoNS

SuBMIT YOur STOrY: SToRIES@CaCu.Com

*For new checking accounts only, defined as new checking relationship with credit union opened between 6-2-08 and 8-31-08. individuals with existing CommunityAmerica checking account in household, or who have closed one of our checking accounts within previous three months, do not qualify. Available on the Free, interest or Premier Checking for personal accounts only. Limits: one per person, one per account, not valid with any other offers. upon opening of checking account and funding with a minimum of $100, member will receive a $50 Visa Gift Card. Additional $25 Visa Gift Card will be mailed within 30 days after the receipt of the first payroll direct deposit. We may report to the irS the value of any premium, and a 1099 will be issued at year-end. Any applicable taxes are the responsibility of the applicant. Annual Percentage yield on Premier Checking is 0.60%. APy on interest Checking is 0.40%. this credit union federally insured by the national Credit union Administration.

PO Box 15950 Lenexa, KS 66285-5950

come joIN us IN FINaNcIal paradIse.open a checking account,

• $50 visa® gift card when you open the account

• $25 visa® gift card when you activate direct deposit

Visit cacu.com or your local branch for details.

JoIN IN® | 800.892.7957 | cacu.com

Sure, $75 may not be enough to change the world, but you’d be surprised how much a few extra bucks can brighten your day.

get $75.