Industrial Coverage · to the impact of cyber crime, and cyber liability insurance is a crucial part of risk management. Using this Cyber Risk Exposure Scorecard, organizations can

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ARE YOU UP TO DATE ON THE LATEST CYBER ATTACKS AND OTHER INDUSTRY NEWS? • To protect themselves, schools must stay up to date on the evolving threats to their IT

infrastructure and data. While the constant stream of information on cyber risks can be overwhelming, Industrial Coverage is here for you.

DO YOU KNOW ALL OF THE CYBER EXPOSURES YOU FACE? • Organizations, both large and small, need to be proactive in order to protect against

growing cyber threats. Resources like our Cyber Risk Exposure Scorecard and Cyber Security Planning Guide ensure that, regardless of how you conduct your business, you are doing the due diligence necessary to prepare for your organization’s unique cyber exposures.

INCREASE YOUR RESILIENCY • Clear, practical guidance on effective incident response and business continuity planning,

with easy-to-adapt templates. • Practical discussion of fundamental IT security controls, and best practices for specific

threats like ransomware and business email compromise.

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CYBER SECURITY PLANNING GUIDE Understanding the full scope of your cyber liability is a challenge—one that requires knowledge of various types of breaches, common risks, exposure identification strategies and mitigation techniques. Using our Cyber Security Planning Guide, you’ll find in-depth information on all of the above, allowing you to better protect your business, information and customers from cyber threats.

CYBER NEWSLETTERS Our bimonthly Cyber Risks & Liabilities newsletter features information about new technology risks and tips on how to stay cyber safe. This resource is especially useful for IT and risk management professionals, as it features two full-length articles that highlight important current events and valuable cyber-safety advice.

CYBER RISK EXPOSURE SCORECARD When data breaches and hacks occur, they can result in devastating damage, such as business disruptions, revenue loss and legal fees. No organization is immune to the impact of cyber crime, and cyber liability insurance is a crucial part of risk management. Using this Cyber Risk Exposure Scorecard, organizations can assess their level of risk and better determine the level of coverage they need.

EMPLOYEE TRAINING MATERIALS The first line of defense against cyber threats is a well-trained workforce. Use our Employee Cyber Training Manuals to educate your workforce regarding common threats and mitigation techniques. These guides cover a range of topics, including communications, devices and best practices.

CYBER RISKS AND LIABILITIES SERIES It seems as if new information regarding cyber risks emerges every day. From a business standpoint, this can make it difficult to stay informed on the most important and dangerous exposures. Our Cyber Risks and Liabilities series is designed to hone in on specific risks, providing a detailed look at how organizations can approach common cyber-related topics like password threats, website security and loss control procedures.

IS YOUR BUSINESS UP TO DATE ON NEWS REGARDING LEGISLATIVE CHANGES? • Sudden changes to federal and state legislation can catch any business off guard and

create new and unforeseen compliance obligations. Our clients have access to timely Compliance Bulletins and News Briefs that you can use to stay aware of important developments.

IS YOUR ORGANIZATION READY TO RESPOND TO A CYBER ATTACK? • Cyber risks are constantly growing in frequency and severity, making them one of most

serious threats to your business. Industrial Coverage can provide you with a variety of resources to help you minimize your cyber exposures and protect your business.

ARE YOUR EMPLOYEES AWARE OF EMERGING SAFETY CONCERNS? • New industry threats and other safety concerns pose a serious risk to the health and well-

being of your employees. Using our industry-specific tools, you can educate your staff on new safety and health developments.

Industrial Coverage

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© 2017, 2018 Zywave, Inc. All rights reserved.

COMPLIANCE BULLETINS Don’t wait to hear about an important legislative update on the news. Use these attorney-written overviews to understand recent federal legislation handed down by OSHA, the Department of Transportation and other government agencies.

NEWS BRIEFS Use these News Briefs to get a quick understanding of breaking developments, such as product recalls, natural disasters, and major cyber attacks and data breaches.

INDUSTRY-SPECIFIC NEWSLETTERS Stay informed on trending industry topics and safety tips with these regular communications, which feature concise summaries of rule changes and other topics. Each newsletter focuses on a different topic or industry, so you can pick one that targets employee safety, general industry, OSHA, cyber security or five specific industries.

CYBER RISK RESOURCES It seems as if new information regarding cyber risks emerges every day. From a business standpoint, this can make it difficult to stay informed on the most important and dangerous exposures. Our suite of cyber resources—like our Cyber Risk Exposure Scorecard and Cyber Risks and Liabilities series—can be used to better prepare your business for anything a cyber criminal may throw your way.

EMPLOYER RESOURCES Gain access to thousands of employer-facing materials that can help you understand a number of new insurance and risk-related topics.

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DO YOUR EMPLOYEES KNOW HOW TO RESPOND TO A LOSS? • A quick response to a loss can be the difference between a minor incident and a costly

disaster. At Industrial Coverage, we have the resources you need to prepare your business and employees for a variety of scenarios.

HOW EFFECTIVE IS YOUR MANAGEMENT OF CONTRUCTION PROJECTS? • Industrial Coverage will review your districts’ insurance requirements for vendors and

contractors. Our primary goal is to transfer risk away from the district to the contractor and/or an insurance company.

ARE YOU TAKING THE PROPER STEPS TO KEEP YOUR EMPLOYEES AND BUSINESS SAFE? • Creating a culture of safety in the workplace is key to keeping your employees healthy and

avoiding costly accidents. Our library of documents includes employee-facing articles, safety manuals and other materials that can help you ensure your business’s health and safety.

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RESPONSE PLANS AND PROGRAMS To ensure your long-term success, your business needs to be ready to respond to a number of risks at any given time. These programs and response plans can help you and your employees be ready for a wide variety of scenarios, such as severe storms, cyber attacks and workplace violence.

INJURY AND ILLNESS INVESTIGATION PROGRAMS Make sure that injuries and illnesses only cost you a single time. These resources can help you establish best practices for investigating the true sources of workplace incidents and reduce the chance of costly reoccurrences.

RETURN TO WORK RESOURCES Use these return to work materials to reduce the length of workers’ compensation claims and support your employees. These policies, forms and employee communications will help ensure that everyone at your business is on the same page and focused on controlling your costs.

EMPLOYEE SAFETY COMMUNICATIONS Access a variety of safety manuals, newsletters, flyers and other materials that you can use to promote workplace safety and lower the chances of future losses.

COST-CONTAINMENT RESOURCES Help contain your business’s costs with these evaluators, checklists and action plans. Many of these tools can be customized for your organization’s specific needs, so you can see how your business is faring and learn ways to manage your losses.


ARE YOU PREPARED FOR A D&O LAWSUIT? • Regardless of your company’s size, there’s always a chance that litigation could arise from

the management decisions of your board members. We can help you craft a directors and officers (D&O) insurance plan to protect your company and give you the insight needed to ensure the longevity of your business if a lawsuit occurs.

HOW ARE YOU ATTRACTING TOP-NOTCH DIRECTORS AND OFFICERS? • It’s important to have proper risk management procedures in place so director and officer

candidates will be attracted to your business. We have the resources and expertise you need in order to manage employee training, establish sound internal policies and review your potential liabilities.

ARE YOU AWARE OF POTENTIAL EMPLOYMENT PRACTICES LIABILITY CLAIMS? • School districts’ directors and officers are increasingly in the public eye. Industrial

Coverage can offer you articles, risk exposure tools and response plans to secure your district against such threats and protect your directors and officers.

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Industrial Coverage


D&O COVERAGE BASICS Using documents from our Coverage Insights and Management File series, you will gain a better understanding of D&O policies. In addition, these documents outline important considerations, such as common pitfalls and exclusions.

RISK MITIGATION TOOLS Every decision a company’s directors and officers make has the potential to be scrutinized by clients, employees, shareholders, and other directors and officers. As such, it’s important to know how to manage D&O risks to avoid costly litigation. Use our Risk Insights documents to learn all about the unique exposures that could impact your directors and officers.

RISK ANALYSIS SCORECARDS Claims against directors and officers are becoming increasingly common. The cost of defending a D&O claim can run well into the six figures, leaving a business insolvent. Using our scorecards, you can gain a better understanding of the level of risk your business's directors and officers face on a daily basis. Using this information, you can build a plan of attack to protect the livelihood of your company and its leadership team.


DOES YOUR BROKER UPDATE YOU ABOUT IMPORTANT COMPLIANCE TOPICS? • OSHA, the Department of Transportation (DOT) and other federal agencies are constantly

updating their standards and requirements, and keeping track of these updates can be a job in itself. Let us worry about compliance—we can provide you with attorney-reviewed documents that outline your obligations.

ARE YOU PREPARED FOR WORKPLACE INSPECTIONS? • An unexpected workplace inspection can result in thousands of dollars in fines and a

tarnished reputation. Our checklists and inspection tools will help you address potential issues before an inspector makes an unannounced visit to your business.

DOES YOUR BUSINESS COMPLY WITH OSHA’S HAZARD COMMUNICATION STANDARDS? • Our clients have access to toolbox talks, workplace posters and hazard communication

programs that can ensure that your employees stay safe around chemicals and that your business is compliant with OSHA standards.

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Industrial Coverage


REGULATORY UPDATES Don’t wait to hear about an important legislative update on the news. Use these attorney-written overviews to understand recent federal legislation handed down by OSHA, the DOT and other government agencies.

FREQUENTLY CITED OSHA STANDARDS Every industry has unique risks that need to be taken into account when creating a safe workplace. Find your industry in this library of top-cited standards, which cover more than 60 specific industries, including general industry.

OSHA TRAINING PROGRAMS It isn’t enough to simply be aware of OSHA safety standards – you also need to ensure that your employees are trained and ready to adhere to OSHA requirements. Explore our customizable training packets, each of which includes a presentation, instructor’s notes, employee handouts and quizzes, and a meeting sign-in log.

DRIVER/CARRIER FORMS Commercial transportation requires an enormous amount of coordination and recordkeeping. These forms can help you ensure compliance and cut administrative time even as regulations add to your requirements.

WORKPLACE POSTER REQUIREMENTS Employers are required to display informative posters in order to make their employees aware of important workplace topics. These comprehensive workplace poster guides make it easy to know your requirements and remain compliant with federal and state-specific standards.


DOES YOUR BUSINESS ANALYZE RISKS BEFORE THEY BECOME A PROBLEM? • Many businesses mistakenly believe that they only have to worry about risk management

after an incident, but the truth is you can start saving now by implementing safety and risk evaluation programs. We can provide you with guides, workplace policies and other resources so you can protect your bottom line right now.

DOES YOUR BUSINESS HAVE RISK MANAGEMENT PROGRAMS IN PLACE? • Even the most forward-thinking businesses experience losses, so it’s important to be ready

with risk management programs and response plans. The team at Industrial Coverage can help you prepare your workplace so you’re ready to respond to a variety of scenarios.

ARE YOU TAKING THE PROPER STEPS TO KEEP YOUR EMPLOYEES AND BUSINESS SAFE? • Creating a culture of safety in the workplace is key to keeping your employees safe and

productive. Our library of documents includes employee-facing articles, safety manuals and other materials that can help you ensure your business’s safety.

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Industrial Coverage


INTERACTIVE RISK ANALYSIS TOOLS Use these multifunctional tools to evaluate various industry pain points. Many of these tools can be customized for your organization’s specific needs, so you can see how your business is faring and learn ways to manage your risk exposures.

INJURY AND ILLNESS INVESTIGATION PROGRAMS Make sure that injuries and illnesses only cost you a single time. These resources can help you establish best practices for investigating the true sources of workplace incidents and reduce the chance of costly reoccurrences.

COMPLIANCE TOOLS Mismanaging compliance topics can lead to costly fines and a tarnished reputation. Use these attorney-written compliance tools to understand recent federal legislation handed down by OSHA, the Department of Transportation and other government agencies, and make sure your business stays in compliance.

RESPONSE PLANS AND PROGRAMS To ensure your long-term success, your business needs to be ready to respond to a number of risks at any given time. These programs and response plans can help you and your employees be ready for a wide variety of scenarios, such as severe storms, cyber attacks and workplace violence.

EMPLOYEE COMMUNICATIONS Promote various workplace topics with hundreds of employee-facing materials, including flyers, newsletters, bulletins and guides that will help keep health and safety top of mind.

Documents

Industrial Coverage · to the impact of cyber crime, and cyber liability insurance is a crucial part of risk management. Using this Cyber Risk Exposure Scorecard, organizations can