Indo Okanagan Times, April 11, 2015

Volume 2 Issue 11 www.indookanagantimes.com April 11, 2015

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KELOWNA VAISAKHIPARADE 2015

OKANAGAN SIKH TEMPLE

SATURDAY APRIL 25 @ 11AM1111 Rutland Road, Kelowna BC

SATURDAY APRIL 25 @ 11JOIN US!

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Daljit SinghAjnoha

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Indo-Okanagan Times April 11, 2015Page 2

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Indo-Okanagan Times Page 5April 11, 2015

Ron Cannan, P.C., M.P.Kelowna - Lake Country

114-1835 Gordon Drive, Kelowna, BC, V1Y 3H4

(250)[email protected] www.cannan.ca

HappyVaisahki !

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We wish you all a healthy, happy and prosperous holiday.

Vaisakhi diLakh Lakh Vadhai

A MESSAGE FROM YOUR LOCAL MLAS

y and prhappou ae wish yW

A MESSAGE FROM YOU

.yous holidaosperr,yy, all a health

LASR LOCAL M

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Local growers concerned with the weatherThe past few weeks warm spell and themild weeks ahead make south Okanagangrowers nervous about their 2015 crop.Many growers bookmark weather websitesfor growing degree days and cold hardi-ness of fruit crops.A report coming out of Victoria, BC sug-gests the weather is approximately two tothree weeks ahead of last year. Such newsreports of wild cherry trees blossoming and

bee’s ‘buzzing’ on Vancouver Is-land means that the Okanaganweather is also progressing onthe same time line. Similar re-ports have been reported in Cen-tral Washington State. Februaryand Marchwerewarmerthanusual, with growers watching theweather forecasts and keepingan eye on development of theirpeach, apple and cherry buds.The last thing grower’s want rightnow is for buds to ‘advance’ too

early, leaving them even more vulnerableto Aprilfrost and cold nights, which cancome anytime. Keep in mind that temper-atures can be two to three degrees coolerthan temperatures reported by weather sta-tions, which are taken at shoulder level.Therefore, many farmers have thermome-ters or electronic temperature alarms lo-cated in low spots where frost wouldusually occur first, warning them to take ac-tion to avoid any damage to their crop.The amount of damage to the flower tissuedepends on many factors such as length ofthe frost event, lowest temperatureachieved, soil temperature/moisture levels(heat release from the soil) and precipita-tion (snow/rain) occurring during frost event(may help protect plant similar to irrigationmethod). Much study and research hasgone into this that there are Critical Tem-peratures charts for Frost Damage for fruittrees. In simple terms, Damage occurswhen water in the plants' cells freezes, thuscausing the cells or cell parts to rupture.The temperature at which damage occursvaries with the crop and growth stage.Crops may be protected from frost damageby indirect protection or direct procedures.In some cases the best protective meas-ures are indirect, that is by planting cropswhere there is little frost risk or by plantingvarieties that can withstand freezing or lowtemperatures. A thorough knowledge of thefrequency and severity of frosts in the localregion is necessary in such cases, and thisinformation can often be obtained fromlocal experienced farmers and from horti-cultural services. Other indirect methods ofpreventing frost damage include carefuland skilled manipulation of cultural prac-tices and plant management.For farmerssite selection, plant selection, plant nutri-tional management,proper pruning andmanaging cold air drainage are very impor-tant in having successful crop that the gen-eral public or non-farmers might not realize.

Direct protective measures are appliedwhen damaging frosts are imminent. Suchmethods include conserving heat, addingheat, or stirring the atmosphere surround-ing the crop.Residents of the OkanaganValley usually observe many of these meth-ods. Direct protection methods include –heaters, wind machines,sprinklers/irrigation, or a combination ofthese methods.Generally, propane or oil-filled heaters raise the temperature of metalobjects (e.g. smug pots) or operate as openfires. If sufficient heat is added to the air,the temperature will not fall to damaginglevels. However, these systems are gener-ally inefficient, costly,and labour require-ments to refill ‘fuel heaters’ arehigh. ‘Smugpots’ are rarely used now, but if you lookclosely driving around Oliver-Osoyoos youmight be lucky to see a few.Wind machines generally use only five per-cent to 10 percent of the fuel consumed bya fuel-oil heater protection system. How-ever, the initial investment is high (e.g.about $ 30,000 per machine). Wind ma-chines generally have lower labour re-quirements and operational costs.Windmachines consist of a steel tower with alarge rotating two-blade fan at the top.Typically, the height for fans is about 10-11m, and they rotate at a steady speed. Thefan rotates around the tower with aboutone revolution every three to five minutesThere are also wind machines with four-blade fans, but the concept is the same.When a fan operates, it draws air from highup and pushes it at a slightly downwardangle towards the ground. The warm airabove and cold air below are mixed, bringthe temperature up slightly… enough tosave the crop. The amount of protection af-forded depends on the ‘inversion’ strength.So the next time you drive between Oliverand Osoyoos, have the kids count howmany frost wind-machines there are.The idea of under tree-mist sprinklers is toapply water at rate that maintains theground surface temperature near 0 °C. Thegoal is to keep only the ground under theplants near 0 °C in order to concentrate andenhance radiation and heat transfer up-wards into the plants. Some orchards haveover-plant sprinkler irrigation, whichis usedto protect crops and fruit trees with strongscaffold branches that do not break underthe weight of ice loading. Over-plant sprin-kling provides excellent frost protection(down to near -6 °C) if the application ratesare sufficient and the application is uni-form.Sprinkler irrigationworks well on fruitcrops, but needs tobe used very carefully.Winter damage, frost, rain split, hailevents…watching the weather is a way oflife for all farmers. But it doesn’t stophere…farmers wear many hats…which re-minds me of a sticker I once saw which said“Have you thanked a farmer lately”.

By Pinder Dhaliwalvice-president BCFGA

Pinder DhaliwalFruit Notes


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çðÁÃñ, å°ÃÆº Çòç¶ô ÇòÚ ðÇÔ ðÔ¶ Ô¯ Áå¶ å°ÔÅâÅÇÂÕ é¶ó¶ çÅ Çðôå¶çÅð íÅðå ÇòÚ ÁÕÅñ ÚñÅäÅÕð Ç×ÁÅ ÔË, òÃÆÔå ÇòÚ å°ÔÅâ¶ ñÂÆ Ã§êåÆ ÛµâÇ×ÁÅ ÔËÍ ç°µÖ Áå¶ ÁëÃ¯Ã çÅ Ãî» Ô½ñÆ Ô½ñÆ õåîÔ°§çÅ Ü»çÅ ÔË Áå¶ Ô°ä ÇÂÔ Ãî» ÁÅ Ç×ÁÅ ÔË ÇÕ å°ÃÆºÇÂÔ Ã¯Ú¯ ÇÕ Ô°ä å°ÃÆº ÜÅÇÂçÅç çÅ ÕÆ ÕðéÅ ÔËÍÜ¶Õð å°ÃÆº íÅðå ÇòÚ ðÇÔ ðÔ¶ Ô¯ å» ÜÅÇÂçÅç ç¶îÃÇñÁ» éÅñ ÇéêàäÅ ìÔ°å ÔÆ î°ôÕñ ÔË, ÇÂÕÁËéÁÅðÁÅÂÆ òÜ¯º ÜîÆé ç¶ îÃÇñÁ» éÅñ ÇéêàäÅÔ¯ð òÆ ÇìêåÅ òÅñÅ Õ§î ÔËÍ Çëð À°Ã Ã§êåÆ ç¶ éÅñÇéêàäÅ Ü¯ å°ÔÅâ¶ éÅî å¶ ÔÆ éÔÆº ÔË, òµâ¶ å¯º òµâ¶ì§ç¶ é§È òÆ îÅïÈÃ Õð ÃÕçÆ ÔËÍ ÇÂÃ ñÂÆ Õ°Þ ÁÇÜÔ¶Õçî Ú°µÕ¶ ÜÅä¶ ÚÅÔÆç¶ Ôé ÇÜÔó¶ å°ÔÅé§È ÇÂÃÇìêåÅ å¯º ÇéÜÅå ÇçòÅÀ°äÍ Ãí å¯º êÇÔñÆ ×µñ ÇÂÔÔË ÇÕ å°ÃÆ î°õåÅð ÔµÕ ÁÅêä¶ ÇîzåÕ Çðôå¶çÅð ç¶éÅî å¯º ÁÅêä¶ éÅî å¶ åìçÆñ ÕðÅÀÍíÅðå ÇòÚ ÜîÆé ÔµÕ ç¶ ÇÂ§åÕÅñ çÆ êzÇÕÇðÁÅìÔ°å ÔÆ à¶ãÆ-î¶ãÆ ÔË, õÅÃ ÕðÕ¶ Üç¯º ÕÅ×÷ÅååðåÆì ÇòÚ éÅ Ô¯ä, ÇÕÀº Ü¯ ÇÂÃ éÅñ Áé¶Õ»ÁçÅñåÆ îÃñ¶ êËçÅ Ô¯ Ü»ç¶ ÔéÍ ìÔ°å Ãî¶º å¯º ÇòµñéÅ Ô¯ä çÆ ÃÈðå ÔÆ ÔµÕ é§È Ö°ç-ì-Ö°ç ÇòòÅçêÈðäìäÅ Çç§çÆ ÔËÍ Ü¶Õð Çòµñ Ô¯ò¶ òÆ, Ã§ì§Çèå Ã§êåÆçÃåÅò¶÷ ÁÅêäÆ æ» å¶ éÔÆº Ô¯ä×¶Í ÇÂÃ ØàéÅ çÅÃí å¯º òµâÅ ÕÅðä íÅðåÆ ÃÇíÁåÅ ÔË Áå¶ ì÷°ð×»éÅñ Ã§ì§è» ÇòÚ ÃÈÖîåÅÍ ÇÂÔ ×åÆôÆñåÅ îÅÇêÁ»Ü» Ô¯ð» òÃÆÔåÕÅð» çÆ î½å å¯º êÇÔñ» Ü×Æð ç¶çÃåÅò¶Ü» çÆ åñÅô ñÂÆ òÅðÃ» é§È ð¯ÕçÆ ÔËÍ À°é·»é§È ÇÂÃ ×µñ çÅ âð Ô°ºçÅ ÔË ÇÕ ÇÂÃ éÅñ ì÷°ð×éÅðÅ÷ éÅ Ô¯ ÜÅä Ü» ÇÂÃé§È ÁÅêäÅ ÁêîÅé éÅÃîÞäÍ ÇÃµà¶ òÜ¯ Üç¯º Çðôå¶çÅð ×°÷ð Ü»çÅ ÔË å»òÅÇðÃ Ã°ñÅÂÆÁ» ò»× Çëðç¶ Ôé Áå¶ ÇòðÅÃåÆêzÇÕzÁÅ é§È î°Õ§îñ Õðé ñÂÆ Áé¶Õ» çÃåÅò¶÷ÇÂÕµá¶ Õðç¶ Çëðç¶ ÔéÍòµâÆÁ» ÃîµÇÃÁÅò» é§È àÅñä ñÂÆ ÜÅÇÂçÅç ÔµÕ ç¶ÇÂ§åÕÅñ ñÂÆ Ô¶á Ççµå¶ ×Â¶ çÃåÅò¶÷ Ôµæ ÇòÚ Ô¯ä¶ÚÅÔÆç¶ Ôé:

ðÇÜÃàðâ ÇòµñÕÅé§ÈéÆ ñ¯ó ç¶ î°åÅìÕ Çòµñ ðÇÜÃàðâ Õðé çÆñ¯ó éÔÆº Ô°§çÆÍ ÇÂÔ ÇÃðë ÕÅ×÷ ç¶ ÇÂÕ ÃÅç¶ à°Õó¶å¶ ÔÆ ÇñÖÆ ÜÅ ÃÕçÆ ÔËÍ Çëð òÆ, ðÇÜÃàð¶ôé ç¶éÅñ ÇÂÔ ÇÂÕ òËè çÃåÅò¶÷ ìä Ü»çÅ ÔË ÇÜÃé§ÈÁçÅñå ÇòÚ ê¶ô ÕÆåÅ ÜÅ ÃÕçÅ ÔËÍ ÇÂÔ ÇÃëÅðôÕÆåÆ Ü»çÆ ÔË ÇÕ Çòµñ ðÇÜÃàðâ Ô¯ò¶Í ðÇÜÃàðâÇòµñ é§È Ã¯è¶ ÜÅä çÆ ñ¯ó Ô°§çÆ ÔËÍ

À°µåðÅÇèÕÅð êzîÅä-êµåðÇòµñ çÆ ÁäÔ¯ºç ÕÅðä òÅðÃ» é§È ÁçÅñå å¯º ÇÂÕÀ°µåðÅÇèÕÅð êzîÅä-êµåð êzÅêå Õðé çÆ ñ¯óÔ¯ò¶×ÆÍ òÅðÃ» é§È òµÖ-òµÖ êzîÅä-êµåð ê¶ô Õðé¶êËä×¶ ÇÜò¶º ÇÕ ÇîzåÕ çÅ ç¶Ô»å êzîÅä-êµåð,òÅðÃ» ç¶ Üéî êzîÅä-êµåð, ðÅôé ÕÅðâ çÆ ÕÅêÆ,òÅðÃ» çÅ ìËºÕ Çòòðä ÁÅÇçÍ ÇÂÔ çÃåÅò¶÷ ÇÂÔÇÃµè Õðé×¶ ÇÕ òÅðÃ ÃµÚî°µÚ ÔÆ ÃÔÆ À°µåðÅÇèÕÅðÆÔéÍÜÅÇÂçÅç çÅ ÁÃñÆ ÖðÆç éÅîÅ Áå¶ ðÇÜÃàð¶ôéçÃåÅò¶Üê°ðÅäÆÁ» ÜÅÇÂçÅç» ç¶ Õ¶Ã ÇòÚ ÁÃñÆ ÖðÆç éÅîÅÀ°êñµìè éÔÆº òÆ Ô¯ ÃÕçÅ ÔËÍ ÁÇÜÔ¶ Õ¶Ã» ÇòÚå°ÔÅé§È ÁÇèÕÅð Ö¶åð ðÇÜÃàðÅð ç¶ çëåð å¯º ÔµÕéÅî¶ çÆÁ» åÃçÆÕô°çÅ ÕÅêÆÁ» êzÅêå Õðé çÆ ñ¯óÔ¯ò¶×ÆÍíÅð êzîÅä-êµåðíÅð êzîÅä-êµåð À°é·» ÃÅð¶ ñËä-ç¶ä çÅ ÇðÕÅðâÁå¶ ÞñÕ êzÃå°å Õðç¶ Ôé ÇÜÔóÅ ÁÚñ Ã§êåÆ ç¶Ã§ì§è ÇòÚ Ô¯ÇÂÁÅ Ô¯ò¶ ÇÜò¶º ÇÕ ÇòÕðÆ, êàÅ,ðÇÔäÕðé, å¯ÔëÅ, ò§â Ü» ÜÅðÆ ÕðéÅ ÁÅÇçÍ

ÖÅåÅÖÅåÅ À°Ô ÇðÕÅðâ ÔË ÇÜÔóÅ Ã§êåÆ îÅñÕ ç¶ò¶ðÇòÁ» çÅ ÇÂ§çðÅÜ Çé×î/é×ðêÅñÕÅ ç¶ÇðÕÅðâ» ÇòÚ çðôÅÀ°ºçÅ Ô¯ò¶Í ÇÂÃ ÇòÚ Ã§êåÆîÅñÕ, Ã§êåÆ çÆ ÇÕÃî, ÁçÅ ÕÆåÅ Ç×ÁÅ /ÁçÅï¯× Ã§êåÆ Õð ÁÅÇç ç¶ ò¶ðò¶ ôÅîñ Ô°§ç¶ ÔéÍÇÂÔ ì°ÇéÁÅçÆ å½ð Óå¶ À°Ô êzîÅä Ô°§çÅ ÔË Ü¯ Ã§ì§ÇèåÃ§êåÆ ðÖçÆ ÔËÍÖÅåÅ Ã§êåÆ ðÇÜÃàð¶ôé å¯º òµÖðÅ Ô°§çÅ ÔË ÇÜÃ ÇòÚðÇÜÃàð¶ôé çÃåÅò¶÷ Ã§êåÆ çÆ ÖðÆç Ü» ÇòÕðÆ é§ÈÇÂÕ îÅñÕ å¯º çÈÜ¶ Õ¯ñ, À°Ã À°µå¶ Ççµå¶ ×Â¶ òµÖ-òµÖ ÁÇèÕÅð» éÅñ çðôÅÀ°ºçÅ ÔË, ÜµçÇÕ ÖÅåÅ ÁçÅÕÆå¶ ×Â¶ ÃÅñÅéÅ Ã§êåÆ Õð é§È çðôÅÀ°ºçÅ ÔËÍÁÅçðôÕ ðÈê ÇòÚ, Üç¯º ÇÂÕ Ã§êåÆ çÆ ðÇÜÃàð¶ôéìçñçÆ ÔË å» ÖÅåÅ òÆ ÁÅê ÔÆ ÇîÀ°ºÃêñ ÇðÕÅðâÇòÚ ìçñ ÜÅäÅ ÚÅÔÆçÅ ÔËÍ ìçÇÕÃîåÆ éÅñ, À°Ô

ÃòË-Úñ êzÇÕzÁÅ éÔÆº Ô°§çÆ Áå¶ ÖÅåÅ òµÖðÅ ÔÆåìçÆñ ÕÆåÅ Ü»çÅ ÔËÍ

î°ÖåÅðéÅîÅ (êÆ À Â¶)ÁËé ÁÅð ÁÅÂÆ ç¶ Õ¶Ã ÇÚ Ü¶Õð °ÀÔ ç¶ô ÇòÚ ðÇÔäç¶ ÁÃîµðæ Ô¯ä, À°é·» é§È ÁÅêäÆ åðë¯º ÇÕÃ¶ é§ÈÃê°ðç×Æ Ã½ºêäÆ ÚÅÔÆçÆ ÔË Ü¯ ÇÂÔ ïÕÆéÆ ìäÅÂ¶ ÇÕÃÅð¶ çÃåÅò¶÷ Õzî ÇòÚ ÔéÍ ÇÂÃ ñÂÆ À°Ô ÁÅêä¶ÇÕÃ¶ Çðôå¶çÅð, Çîµåð Ü» Ã§êåÆ Â¶Ü§à é§Èî°ÖåÅðéÅîÅ ç¶ ÃÕç¶ Ôé Áå¶ À°Ã ÇòÁÕåÆ é§È ÁËéÁÅð ÁÅÂÆ çÆ åðë¯º ëËÃñ¶ Õðé çÅ ÁÇèÕÅð Ô¯ò¶ÍÔµÕ ç¶ ÇÂ§åÕÅñ çÆ êzÇÕzÁÅ êzíÅòÆ å½ð Óå¶ îÅñÆÁÅÇðÕÅðâ Ü» ÖÅå¶ ç¶ ÇÂ§åÕÅñ ç¶ åìçÆñÆ ðÅÔÆº Ô°§çÆÔËÍ îÅñÆÁÅ ÇðÕÅðâ çÅ åìçÆñÆ çÅ íÅò ÔË Ã§êåÆç¶ éò¶º îÅÇñÕ ç¶ ò¶ðÇòÁ» é§È Ã§ì§Çèå ÇòÕÅÃÁæÅÇðàÆ çÆÁ» ÇÕåÅì» ÇòÚ ÁÅè°ÇéÕ ÕðéÅ, íÅòÚÅÔ¶ é×ð Çé×î Õ¯ñ Ü» ÇçÔÅåÆ ê§ÚÅÇÂå Õ¯ñÍ ÇÂÔ

Õðé ñÂÆ, ÁËé ÁÅð ÁÅÂÆ òñ¯º ÃÅð¶ çÃåÅò¶÷ ÇÜé»çÅ À°êð¯Õå ÇÜÕð ÕÆåÅ Ç×ÁÅ ÔË, ÁæÅÇðàÆ Õ¯ñ ê¶ôÕÆå¶ ÜÅä¶ ÚÅÔÆç¶ ÔéÍ ÇÜµæ¶ ÇÂ§åÕÅñ ÃæÅéÕ å½ðÓå¶ ñÅöÈ Ô¯ò¶×Æ (íÅðå ÇòÚ Áå¶ À°Ã¶ ÁÇèÕÅð Ö¶åÇòÚ ÇÜµæ¶ ÁÚñ Ã§êåÆ ÃÇæå ÔË) ÇÂÃé§È î°ÖåÅðéÅî¶çÆ òðå¯º éÅñ ÁËé ÁÅð ÁÅÂÆ òñ¯º ñÅöÈ ÕÆåÅ ÜÅÃÕçÅ ÔËÍ ÇÂÃ å¯º Áµ×¶ ÇÂÔ À°µåðÅÇèÕÅð êzîÅä-êµåð éÅñ òÆ ÕÆåÅ ÜÅ ÃÕçÅ ÔËÍ ÃÅòèÅéÆ òÜ¯º,ÇÜò¶º ÇÕ òµÖ -òµÖ éé×ð êÅÇñÕÅò» òµÖ-òµÖêzÇÕÇðÁÅò» ÁêäÅÀ°ºÇçÁ» Ôé, ÇÂÔ ì°èÆîÅéÆÔ¯ò¶×Æ ÇÕ ÇÂÕ ÃæÅéÕ òÕÆñ å¯º îôòðÅ ÇñÁÅÜÅò¶ÍÁ§å ÇòÚ, íÇòµÖ ÇòÚ ÕÅé§ÈéÆ ê¶ÚÆç×ÆÁ» é§È ð¯ÕäñÂÆ, Áå¶ ÇòðÅÃåÆ îÃñ¶ éÅñ Çéêàä ñÂÆ íÅðåòÅêÃ Ãëð Õðé å¯º ìÚä ñÂÆ, ÁËé ÁÅð ÁÅÂÆ Ô¯ðòÆ ÕÂÆ ÁÅèÅð ìäÅ ÃÕçÅ ÔËÍ ÁËé ÁÅð ÁÅÂÆ ÇÂÔïÕÆéÆ ìäÅ ÃÕçÅ ÔË ÇÕ ÁËé ÁÅð ÁÅÂÆ çÆ ÁÅêäÆÇòµñ ìäÅÂÆ Ô¯ÂÆ ÔË Áå¶ ìÕÅÇÂçÅ ðÇÜÃàðâ ÔËÍÇÂÕ åÅ÷Å Çòµñ Õç¶ òÆ ìäÅÂÆ ÜÅ ÃÕçÆ ÔË Áå¶ÇÂÃé§È î°ó ðÇÜÃàðâ ÕÆåÅ ÜÅ ÃÕçÅ ÔËÍ Á§ÇåîðÇÜÃàðâ Çòµñ À°Ô Ô¯ò¶×Æ ÇÜÔóÆ òðåÆ ÜÅò¶×ÆÍÇÂÕ ìÅð Çòµñ Üç¯º ìä Ü»çÆ ÔË å» ÇÂÔ òèÆÁÅðÔ¶×Å ÇÕ å°ÃÆº ÁÅêä¶ ìµÇÚÁ», íËä» íðÅò» Áå¶Çòµñ ç¶ ñÅíò§ç» ç¶ éÅñ Ö°µñÆ òÅðåÅñÅê Õð¯ Áå¶Ã§êåÆ çÆ ò§â ìÅð¶ Ãêµôà ×µñìÅå Õð¯ å» Ü¯ ÁËéÁÅð ÁÅÂÆ çÆ î½å å¯º ìÅÁç ÇêÛ¶ ðÇÔ ÜÅä òÅÇñÁ»ÇòÚ ÕÅé§ÈéÆ ñóÅÂÆÁ» é§È ð¯ÇÕÁÅ ÜÅ ÃÕ¶Í ÇÂÃ ç¶éÅñ ÔÆ îñÕÆÁå ÃæÅÇêå Õðé ñÂÆ Ôð¶Õ Ã§êåÆñÂÆ ñ¯óÆºç¶ ÃÅð¶ çÃåÅò¶÷ÆÕðé» é§È ñÅ÷îÆ ÕÆåÅÜÅò¶Í Õ°Þ Õ¶Ã» ÇòÚ ÇìéÅ åìçÆñÆ (Á×ñ¶À°µåðÅÇèÕÅðÆ Õ¯ñ ÇðÕÅðâ» çÅ ÇÂ§åÕÅñ) êÆó·ÆÁ»åµÕ Ã§êåÆ çÅ ÁÅé§ç ô»åÆêÈðòÕ îÅÇäÁÅ Ü»çÅ ÔËÍÀ°Ã ÇÕÃî çÆ ÃÇæåÆ À°Ã Ãî¶º ì§ì ò»× ÇòÃë¯àÕðçÆ ÔË Üç¯º Çðôå¶ Çò×ó Ü»ç¶ ÔéÍ ÇÜ§é¶ òÆ òµèÇ×äåÆ ç¶ À°µåðÅÇèÕÅðÆ Ô¯ä×¶, À°éÆÁ» ÔÆ òµèê¶ÚÆç×ÆÁ» Ô¯ä×ÆÁ», ÇÕÀº Ü¯ À°µæ¶ Õ¯ÂÆ ÕÅé§ÈéÆÕÅ×÷Åå» çÆ êËó éÔÆº Ô¯ò¶×ÆÍ ìÔ°å ÃÅð¶ êÇðòÅðÕÇòòÅç ÇòðÅÃåÆ Ã§êåÆ çÆ ò§â éÅ Ô¯ä ÕÅðä Ô°§ç¶Ôé Áå¶ ÇÕÃ¶ éò¶º îÅñÕ ç¶ éÅî (éÅî») ÁèÆé ÇÂÃç¶ À°ÇÚå ÔµÕ ÇòÚ ÁÃëñåÅ Ô¯ä å¶ Ô°§ç¶ ÔéÍ Ü¶ÕðÇÂÔ îÅð×çðôé ÁêéÅÇÂÁÅ ÜÅò¶ å» ÁÇÜÔÅ Õ¯ÂÆÕÅðä éÔÆº Ô¯ò¶×Å ÇÕ ÇòðÅÃåÆ ÜîÆé ÇÕÃ¶ ÁËé ÁÅðÁÅÂÆ ñÂÆ îÅïÈÃÆ Ü» ÇìêåÅ çÅ Ãìµì ìä¶Í

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NRI Land Issues:Transferring Title of Inherited Land

So, you are living abroad, and a close rela-tive has died in India, leaving you inheri-tance in the form of property. Griefsubsides and the mourning period slowlycomes to a halt, and you are left with thetask of figuring out what to do with thisproperty. Dealing with property issues isdifficult enough if you are living in India;dealing with land issues as an NRI can bea nightmare. The added wrinkle of dealingwith an asset that is not in your name caneasily drive even the strongest individual tofrustration. There are steps that should betaken to save yourself from all this misery,the first being that you transfer the title fromunder the deceased relative’s name to yourown name.

The process of transferring a landtitle in India can be quite cumbersome, es-pecially if the paperwork is not in order, asit will involve several court matters. A lot oftimes there is no Will, making the title itselfdisputable. When there is a Will, the relatedproperty documents may not be in place.One major reason for this occurrence isdue to Indian culture and its sensitivity re-garding relationships with elders. This dy-namic prevents heirs from seeking estatedocuments before the death of parents orother bequethers, fearing they may offendor disrespect the elder by doing so. As a re-sult, when the relative passes on, the heirsrun around frantically,having to procure nu-merous documents to complete the inheri-tance process.To avoid major problems, the following doc-uments need to be in hand to transfer aproperty title:• A registered willAs per legal requirement, a Will is not re-quired to be registered. It can just be writtenon a plain piece of paper. However, regis-tration makes it a valid document that canbe presented in the court. It is recommendthat the Will is registered. One can alwayskeep revising a registered Will.• A succession certificateIn the absence of a Will, the heirs wouldneed to obtain a Succession certificatefrom the court. The heirs will have to submitvarious documents such as death certifi-cate of the deceased, the birth certificate ofthe heirs, copy of the ration card, bankstatement of the heirs etc. These docu-ments are needed to prove that the heirsare indeed the rightful successors.• Original purchase deed of property andregistration documentsIn case of old properties, the original pur-chase deed may not be available. In suchcases, you would need to obtain certifiedcopies of the title deed from the jurisdic-tional registrar's office.• Enumbrance certificateThe Encumbrance Certificate records and

reflects all the transactions that have oc-curred in respect of an immovable propertysuch as a sale, lease, mortgage, gift, parti-tion, release, etc.• KhataKhata is a record that shows the entry ofthe property owner’s details in the recordsof the Corporation/Municipality. It containsdetails such as name of property owner,type of property, property taxes paid/payable etc. It is basically an evidence ofwho owns and possesses the property con-cerned.Khata is different from the property regis-tration in that registration documents showthe purchase or sale of the property fromone owner to another with various rightsthereon, whereas the Khata shows the an-nual property taxes paid. Ideally, when reg-istration of a property changes,automatically the Khata should also bechanged in the municipal records. Unfortu-nately, that automatic process does nothappen and Khata must be transferredseparately.• Power of Attorney (PoA)In the case of NRIs, if they are unable to bein the country, they may assign someone toact on their behalf to ensure all documentsare in order. For this, they can give a rela-tive, friend or real estate agent a PoA, al-lowing that person the right to makedecisions on the NRIs behalf.The process of transferring the title is ef-fectively done through the mutation of rev-enue records or transfer of Khata.Mutationof revenue records means updating the de-tails of new owner of the property in thebooks of the respective development au-thority; that is, either the municipal corpo-ration or the village panchayat.In order todo this, the NRI must submit all the docu-ments mentioned above to the authority.While the transfer must be effected locally(within India and within the same jurisdic-tion where the immovable property is situ-ated), it can be executed by an NRI using aPoA. Furthermore, the same can be donefor the succession certificate. As a precau-tion, since different municipal bodies mayfollow different processes, it would be wiseto consult a local lawyer.

Finally, to avoid future legal com-plications and having to travel back to Indiato deal with an inheritance issue, the NRIcan cover a couple more bases. The NRIcan ensure that the NRI’s own Will is madeand duly registered. One can always draft afresh Will anytime and have it registeredagain. The last registered Will is the onethat will be used. Once the Will is made, itis always best to have an open dialoguewith children, siblings and other beneficiar-ies of the Will to clearly dictate the distribu-tion of assets to avoid future legal battlesof those the NRI leaves behind after death.Also, all documentation required for eachproperty to establish ownership should bemandatorily done. In some cases the prop-erty continues in peaceful enjoyment with-out mutation (transfer of records to the nextsuccessors) for generations. That kind of asituation is a time bomb waiting to explodeshould relationships go bad. The more thenumber of successors, the more the com-plications, since there is no legal paper trail.Many family disputes are caused by thispractice of not dividing up inheritance andfailing to properly title it under the newowner’s name(s).If this guideline is fol-lowed, there is no reason inheriting land willlead to frustration and nightmares for anNRI.

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250-499-5111Teresa deWit

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Anna Hazare pays tributes to theShaheed with teary eyes

Centre has forgotten temple and blackmoney issues: Anna Hazare

BANGA, (Narinder Mahi) -- The country’sgreat social workers Anna Hazare, alongwith his companions, paid floral tributes toShaheed-e-Azam S. Bhagat Singh at hisancestral village Khatkar Kalan on his mar-tyrdom day. Anna Hazare became emo-tional while garlanding the statue ofShaheed Bhagat Singh. He said with tearsin his eyes, “No political party has recog-nised his sacrifice in true sense.” Criticisingthe BJP government at the Centre, heasked why the government was maintain-ing silence on the black money issue de-

spite completing 100 days in office, while itwas levying more taxes on the people ofIndia. Neither the state governments hadexecuted any developmental activity. Hesaid why the government, which came topower on the promise of building temple,was silent on the issue. The BJP had prom-ised to the Hindu society in its poll mani-festo to solve these two issues on priority.A large number of supporters of Anna Haz-are were present on the occasion who paidtributes to Shaheed Bhagat Singh, Rajguruand Sukhdev by raising slogans.

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ÕËé¶âÆÁé Ã°ÃÅÇÂàÆ ëÅð îËâÆÕñ ñËì¯ð¶àðÆÃÅÇÂ§Ã òñ¯º ÇÂÕ ÁÅ÷Åç ðÆÃðÚ Áå¶ êz̄ÜËÕà îËé¶Üð, ÕÆæÜÅµÔéÃé, é¶ ÕìÈÇñÁÅ ÇÕ ÇÂÕ Çéï§åzÕ ê¶ô¶ ñÂÆ ÇòÕñêÕÕËðÆÁð» çÆ íÅñ ÕËé¶âÅ ÇòÚ å°ñéÅåîÕ ðÈê Óå¶ ÇÂÕ éò»Ö¶åð ÔËÍ À°Ãé¶ ð°÷×Åð êzäÅñÆ ÇòÚ ìÔ°å ÃÅð¶ îÃÇñÁ»éÅñ ÔåÅô Ô¯ä çÅ ÔòÅñÅ ÇçµåÅÍ ÃÆÁËÃÁËîÁËñÁËÃ ç¶ÜÅÇÂ÷Å ÇñÁÅ ÇÕ À°é·» ç¶ I@ ëÆÃçÆ Çòç¶ôÆ-ÇÃµÇÖÁåîËâÆÕñ ç¶ ê¶ôÅòð À°é·» ç¶ ç¶ô ÇòÚ Õ§î Õðé ñÂÆ ï¯×éÔÆº Ôé, ÇÜÃ ÕðÕ¶ À°é·» é¶ ÇÂ§àðéËôéñ îËâÆÕñ ñËì ç¶ê¶ôÅòð» ñÂÆ ÇòÕñêÕ ÕËðÆÁð ç¶ ðÅÔ çÆ êóÚ¯ñ ñÂÆÔËµñæ ÕËé¶âÅ òñ¯º ë§â ÕÆåÅ ÜÅä òÅñÅ ÇÂÕ êz¯ÜËÕà ô°ðÈÕÆåÅÍ À°Ãé¶ ÇÂôÅðÅ ÕðÇçÁ» ÇÕÔÅ ÇÕ ÇÂÔ ðÅÔ ÃÅð¶îËâÆÕñ ê¶ôÅòð» òñ¯º ÇòÚÅð ÕÆå¶ ÜÅä ñÂÆ ìÔ°å Ú§×¶ÇòÕñê ÔéÍ ÜÅµÔéÃé é¶ Ô¯ðé» ÇòÚÕÅð ÜÅéòð ÇÃÔåàËÕ, ÁÃÅÂ¶ð (êÅðÖÆ), ÇÃÔå ÜÅéÕÅðÆ êzì§èé ê¶ôÅòð,

Ö°ðÅÕ ÃÅÇÂ§Ã åÕéÅñ¯ÇÜÃà Áå¶ åÕéÆÕÆ ÇòÕðÆ îÅÔðÇÜÔÆ ÁÇéïÇîå ÇòÕñêÕ ÕËðÆÁð Ú¯ä» çÅ Ã°ÞÅÁ ÇçµåÅÍÇÂÃ ìÅð¶ ÃÆÁËÃÁËîÁËñÁËÃ çÆ òËìÃÅÂÆà(ÀñàÚÀðÂÂðÃÚÃîñÃ¯ð×) Óå¶ êÈðÆ ÃÈÚÆ À°êñµìè ÔËÍÁ÷Åç êz¯ÜËÕà îËé¶Üð, ÂÆâ½Â¶ ÂÆÀ ê¯ðìéÆ òñ¯º òÆ ÇÂÃÃËîÆéÅð ÇòÖ¶ ÇòÕñêÕ ÕËðÆÁð» é§È ê¶ô ÕÆåÅ Ç×ÁÅÍ ê¯ðìéÆé¶ ÔËñæÕ¶Áð êzôÅÃé, êz¯×zÅî Õ¯ÁÅðâÆé¶àð Áå¶ êz¯ÜËÕàÁÅ×ÈÁ» Áå¶ êzì§èÕ» ÇÜÔ¶ ÕËðÆÁð» ÇòÚ Á§åððÅôàðÆ Õ§îç¶ åÜðì¶ çÆ òðå¯º Õðé ç¶ ñÅí» é§È çðôÅÇÂÁÅÍ ñÅÂÆëñËìÃ ÇÜÔÆ Õ§êéÆÁ», ëð¶÷ð ÔËñæ ÁæÅðàÆ ÇÜÔÆ ÃæÅéÕÔËñæ ÁæÅðàÆ Áå¶ ÔÅðà ÁËºâ Ãàz̄Õ ÇÜÔ¶ ÚËðÆà¶ìñ Ã§×áéÇÂé·» êz¯ÜËÕà êzì§èé ê¶ôÅòð ç¶ ÁÔ°ÇçÁ» ñÂÆ ð°÷×ÅðêzçÅé Õðç¶ ÔéÍ

Ü¶Õð å°ÃÆº êÇÔñ» åº̄ ÔÆ î½ÜÈç ÇÂÕ êzäÅñÆ ÇòÚÕ¯Çôô åº̄ æµÕ Ú°µÕ¶ Ô¯, ÇÂÕ éòÆº êzäÅñÆ ìäÅ ñò¯, âÅ ÃÅðÅÔñÈÇìÕ é¶ ìóÆ ÔÆ Ççñ¶ðÆ éÅñ êzÚÅð ÕÆåÅ, Ü¯ ÇÕ ìÆâÆ ÃÕÈñÁÅµë ÇìÜé¶Ã ÇòÖ¶ ÇÂÕ ñËÕÚðÅð Ôé Áå¶ ÃðÆ ôÇÔð çÆÇÂé¯ò¶ôé ì¯ñ¶òÅðâ êÇÔñ ç¶ òÕÆñ ÔéÍ âÅ ÕËð¯ñÆé ÃêËðÆ,ÁËÃÁËëïÈ ÇòÖ¶ îÕËéàz¯ÇéÕ ÇÃÃàîÃ ÇÂ§ÜÆÇéÁÇð§× ç¶ÃÔÅÇÂÕ êz̄ëËÃð ç¶ éÅñ-éÅñ âÅ ñÈÇìÕ é¶ ÃðÆ ôÇÔð òñ¯ºÔËñæ ÇÂé¯ò¶ôé Áå¶ À°µçÆôÆñåÅ ÇòÚ éÅ îÅåð ÇÃÖñÅÂÆ ç¶éÅñ ÔÅñ ÇòÚ ÔÆ ÇåÁÅð ÕÆåÆÁ» Ã§íÅòéÅò» é§È ê¶ô ÕÆåÅÍ

ÇÂé¯ò¶ôé î°ÇÔ§î ÜÆòé ÇòÚ Ã°èÅð Õðé ñÂÆéòÆº ÇÃÔå åÕéÅñ¯ÜÆ çÆ ÇÃðÜäÅ ÇòÚ ÇÃÔå, ÕÅð¯ìÅð,À°µÚ ÇÃµÇÖÁÅ Áå¶ ÃðÕÅð çÆ íÅ×ÆçÅðÆ ÔËÍ ÇÂÃ êz̄ÜËÕà çÅÇèÁÅé åÕéÅñ¯ÜÆ ç¶ Çå§é Ö¶åð» Óå¶ Õ¶ºçzå ÔË: îËâÆÕñÀ°êÕðä, Ã°å§åð ÜÆòé Áå¶ ÇâÜÆàñ ÔËñæÍ ôÇÔð çÅàÆÚÅ, Ü¯ À°Ô B@C@ åµÕ êÈðÅ ÕðéÅ ÚÅÔ°§çÅ ÔË, Ôð åð·» ç¶ÔËñæ ÇÂé¯ò¶ôé ÕÅð¯ìÅð» çÅ Á¶ÃÁËëïÈ ÕËºêÃ å¯º ÃðÆîËî¯ðÆÁñ ÔÃêåÅñ åµÕ ÇòÃåÅð ÕðéÅ ÔËÍ

ÁÅÃò§ç éåÆÜ¶ ÇÃÔå ç¶ êÇðäÅî» ÇòÚ Ã°èÅð,ÔËñæÕ¶Áð êzäÅñÆ ñÂÆ ÃÔÆ ÃîÅèÅé ñÅöÈ ÕðéÅ, îÅÔðîËâÆÕñ ç¶ ê¶ôÅòð» Áå¶ Ö¯ÜìÆé» é§È ÁÅêä¶ òµñ ÁÅÕðôåÕðéÅ, Áå¶ ÔËñæÕ¶Áð åÕéÅñ¯ÜÆ Áå¶ ÃðÇòÃ ÃËÕàð ÇòÚÕ§êéÆÁ» çÅ ÇòÕÅÃ ÔéÍ ÕËðÆÁð Ü» ÕÅð¯ìÅð çÆ îñÕÆÁåç¶ Ã§ì§è ÇòÚ, îËâÆÕñ ç¶ ê¶ôÅòð», õÅÃå½ð Óå¶ ÃÆÇîåÕËé¶âÆÁé Áé°íò òÅñ¶ êzòÅÃÆÁ» ñÂÆ ×°§ÜÅÇÂô ìÔ°å òµèÔËÍ ÇÂé¯ò¶ôé î°ÇÔ§î òð×¶ À°µçî éò¶º ÁÅÀ°ä òÅÇñÁ» é§ÈÇÃðë À°é·» ç¶ Çòç¶ôÆ Ô°éð çÆ òðå¯º Õðé çÅ î½ÕÅ ÔÆ éÔÆºç¶ ðÔ¶ ìñÇÕ À°é·» ç¶ éò¶º Ãî°çÅÇÂÁ» ñÂÆ ÇÂÕ Ã°ÁµÃæ,Ç÷ÁÅçÅ Ö°ôÔÅñ íÇòµÖ çÅ ÇéðîÅä Õðé çÅ î½ÕÅ òÆ êzçÅéÕð ðÔ¶ ÔéÍ

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Career Paths for Immigrant Medical ProfessionalsReleased this fall, the film Dr. Cabbie follows the tri-als and tribulations of a newly graduated doctor fromIndia that immigrates to Canada, only to find that hiscredentials as a medical professional are not recog-nized. The protagonist is relegated to driving a taxi,navigating foreign streets when his medical careerkeeps turning him towards a dead end. While Dr Cab-bie is a comedy, the situation described is not a laugh-ing matter for thousands of foreign-trained medicalprofessionals in British Columbia; it is a very harsh re-ality. The fact that most of their medical training, if notall, is deemed insufficientin Canada,has posed a po-tent problem for immigrants. Options are limited: dothey start fresh and enroll in University/Collegecourses or do they forsake their education and at-tempt to re-establish themselves in a different field,hoping that their past experience would hold somevalue in the Canadian employment system? The an-swers are not as clear-cut either, as they depend uponyears of time commitment, financial resources, familyresponsibilities and even psychologically massagingone’s ego into accepting a junior/entry-level positionin a field in which they have vast experience. Fortu-nately, there are avenues available other than work-ing security jobs or driving a cab for theseforeign-trained medical professionals in BC.

The prevalent beliefamongstBritishColumbians is that the term “medical professional” islimited to physicians and nurses. This is not true, asmany other occupations qualify under this um-brella:pharmacists, medical sonographers, physio-therapists, occupational therapists, medical radiationand medical laboratory technologists. Immigrants whohave practiced in these disciplines overseas are eas-ily lost in the red tape of getting Canadian/BC licen-sure, thus facing many hurdles when trying to accessemployment. Health Match BC is a free recruitmentservice for health professionals funded by the Gov-ernment of British Columbia, which also aids in out-lining the licensure process for many of the positionsmentioned above. Amedical professional can usethisservice by simply registering online and submittingtheir resume. Once this stepis done, Health Match BCwill review their training and experience to determinewhether that person is eligible to work in BC. If there

is a need for further licensing, the service will providefeedback and guide the individual in how to obtain it.The main objective of Health Match BC is to recruitmedical professionals and, therefore, its databasecanprovide vital statistics and information about occupa-tions in the highest demand, or, as they like to callthem, “tough-to-fill vacancies”. At a recent seminarheld at the Simon Fraser University campus in Surrey,Gordon MacDonald, Senior Consultant for HealthMatch BC, presented some facts about licensure, re-cruitment and “tough-to-fill vacancies”. Since a ma-jority of the audience consistedof physicians, hebegan with information strictly for International Med-ical Graduates (IMGs). Beginning in the Spring of2015, BC will adopt a Practice Ready Assessment(following the success of a similar program inSaskatchewan) which allows physicians a provisionallicense to enter independent practice. The assess-ment will apply only to General Practitioners sincethere is a shortage in the province. “[The PracticeReady Assessment] will go a long way to assistingsome individuals in being able to further their careeras a physician,” MacDonald believes.He went on toexplain that recruitment is heavier in the Northern re-gion of the province not only for doctors but, for allmedical professionals in general. In regards to nurs-ing, as of August 2014, prospective nurses must sendtheir credentials from overseas through the NationalNursingAssessment Strategy based out of the UnitedStates. Furthermore, beginning January 2015, allRNs, RPNs and LPNs wishing to practice in Canadawill be required to sit for the NCLEX, formerly onlyused in the US as the licensing examination fornurses. These two actions will determine what typeofforeign-trainednurse will be eligible to practice as inBC. Vacancies for nurses are down across the boardbut there has been a marked increase in certain spe-cialized areas such as ER, OR and ICU nursing.MacDonald mentioned that there has been a de-crease in vacancies for Medical Laboratory Technol-ogists and Medical Radiation Technologists except inthe interior and northern parts of BC. There is a cur-rent demand for pharmacists and for sonographers inparticular. MacDonald said, “Sonographers are likegold. Everyone wants a sonographer. If you are a

sonographer, one should look at pursuing that career.And, if you’re not, it’s also an area you might considertaking as a new career path”. Physiotherapists andoccupational therapists are also highlysought-after,according to statistics producedby Health Match BC inthe last quarter. There are two steps in obtaining BCli-censure in both professions: once the foreign-trainedapplicant passes a written exam, the regulatorybody will give the individual a provisional license topractice under the supervision of a BC-licensed phys-iotherapist or occupational therapist;the second stepto complete licensure for both jobs is to partake in aclinical skills exam. In most situations, in orderfor amedical professional to get licensed, they must alsopass the respective English language proficiencytests for their chosen field.

The dilemma new immigrants face is pur-suing licensure versus finding a new career.The latterpath is rarely tread-upon because, as AfshanBasariaof Skills Connect for Immigrants Program stated atthe same seminar, “You don’t know what you don’tknow”.In other words, one cannot apply for a job onedoes not know exists. She contends that new immi-grants often have a blind spot to new careers due tolack of information and exposure to what is availableto them in terms of employment. Basariaencouragesimmigrants to keep an open mind to alternative ca-reer opportunities in their new land.Keith Johnson, an independent Research and Proj-ect Manager, presented on behalf of the CanadianSociety for Medical Laboratory Science(CSMLS) andadmitted that finding alternative careers to a regulatedprofession is a relatively new area to Canada. Hecites being frustrated with numerous issues within theemployment system. CSMLS assesses 90 per centof their foreign-trained medical professionals as beingineligible to work in our country, which is why they un-dertook a project funded by Health Canada to explorealternative career paths for international medical labprofessionals.He pointed out that these alternativesare sound choices for all medical professionals to con-sider.Johnson suggested alternate career options thatare unregulated, such as Animal Health Tech, As-sayer, Health Information Management Professional,Food Science Technologist and Technical Sales Spe-

cialist among others. A full list isavailable on theCSMLS website(altcareers.csmls.org). Also present-ing alternative careers at this seminar was an inde-pendant Project Manager, Edoy E. O.Porbeni.Porbeni highlighted the benefits of using in-ternational work experience in careers such asHealthcareAdministration, Program Coordinators andProject Leaders and Managers. Companies such asLife Labs, local health authorities like Fraser HealthAuthority and charitable organizations like the Heartand Stroke Foundation all employ individuals in theseProject Management Professional (PMP) positions.“If you’re tired of trying to get into a system that al-ready exists, make a new one,” boldly proclaimed Dr.Sarah Lubik, a lecturer at the Beedie School of Busi-ness and an advocate of the City of Surrey’s Innova-tion Boulevard initiative.Dr. Lubik, along with Dr.Carolyn Sparrey, Assistant Professor of MechatronicSystems Engineering at SFU, presented the possibil-ities currentlybeing created by the City of Surrey inhealth innovation and entrepreneurship with little tono training needed. Innovation Boulevard is a part-nership of health, business, higher education and gov-ernment creating new health technologies to improvelives. Theprojectfocus is on three technology areas:medical devices, independent living and digital health.The vision the City wants to achieve, by 2030, is astretch of health innovation businesses of all kinds,spanning from the SFU campus all the way to SurreyMemorial Hospital. The expected results are to im-prove health outcomes, toimplement intelligent solu-tions for the health care system, to attract talentedclinicians and researchers, and to grow companies inhealth care technology and services sector. Thescope, in regards to advancement in a career or as abusiness owner, is vast for medical professionals, es-pecially for immigrants with limited Canadian experi-ence. Initiatives like Innovation Boulevard are givingnewcomers a chance to not only use their foreign skillset but also to fortify their new communities towardsa healthier, more prosperous future.

By Wajahat Bajwa


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Swimming Into HealthSummerland, March 2015 - Three morn-ings each week people with a variety ofhealth problems gather at the SummerlandAquatic & Fitness Centre to do exerciseson land or in the pool. They are referred bytheir family physicians, guided by profes-sional fitness instructors and supervised bya qualified occupational therapist. A Regis-tered Nurse is always onduty. The program is knownas Recope, originally anacronym. Though most mem-bers can't remember what each letter orig-inally stood for, it was this: Recreational,Exercise, Coordinating, Opportunity, Phys-iotherapy, Enjoyment. But participants doknow what it is all about and just call it Re-cope. The new tagline is "Move better, feel

better, live better.”Elaine Sears has been attending for justover a year, hoping the exercise will helpher gain greater control of her body. A braininjury causes tremors in her limbs. She ispleased with the improvement she is expe-riencing.Ernie Panich, who had polio in 1955, led aproductive life from a wheelchair. He thendiscovered about 14 years ago that hisarms and legs were weakening. Not beingable to play the violin any longer alarmedhim. Recope turned out to be the perfectrecipe to deal with his Post Polio symp-toms. Besides swimming regularly, he is onthe Recope Board of Directors.Joan Guldner was in a wheel chair whenshe joined Recope 22 years ago. Recoveryfrom a broken back, and then later a bro-ken pelvis was hastened by the exercises,and she regained her ability to walk . As asenior she finds that continuing the exer-cises keep her fit at a time in her life whenmovement and stamina are diminishing.Saty Devi Mohan began to have problemswith arthritis thirty years ago. Her doctorurged her to get involved with Recope. Shedid, and she found that regular exercises inthe shallow end of the pool helped maintainher mobility and reduced her pain. At 99she is the oldest person in the program.Jean Munro, who manages the Recopeprogram and is a registered occupationaltherapist, describes the services this way:“We provide a medically supervised exer-cise program for people with various med-ical conditions. We have a land class run inthe Centre as well as the water program.We run a shallow end as well as a deepend class. In the land class we run a chairclass and standing class focused largelyon balance and fall prevention. We have aRegistered nurse and occupational thera-pist available during all program times.”Munro goes on to explain the special ad-vantage of therapy in a pool. “It is reallynice to be able to move freely without fearof falling and not being affected by gravityso much. I think it's a really good environ-ment, especially being in the water . . .being able to move, which so often is re-

stricted by instability and gravity.”Vivian Beattie, chairman of the RecopeBoard of Directors, says that Recope is theonly program of its kind in the province. Re-cope is a non-profit organization that issupported by partial funding from IH (In-terior Health), client's participation fees andgenerous donations through fund raising

efforts of the board. The Sum-merland Health Care Auxil-iary (thrift store) donatesregularly. Beattie states that

other places have tried unsuccessfully toduplicate Recope. They failed usually as aresult of not having a solid base of volun-teers.Moira Lipscombe has been a volunteer fornearly two years. She helps clients in the

dressing room and offerssupport in the water.Watching clients becomemore confident in thewater and seeing theirhealth improve makes vol-unteering well worthwhileto her.Mitz Hikichi started volun-teer work about 18 yearsago. His laughter sets apositive tone in the changeroom, on the pool deckand in the water. The chal-lenge of working out effi-cient access techniquesfor clients who have majormobility problems is very

satisfying to him.Anne Schulte is a retired nurse and hasbeen a volunteer for 20 years. Though shehelps with very practical things at the pool,she notes that not only does water workwonders, but also the friendly social envi-ronment at Recope lifts the spirits of peo-ple who are lonely and discouraged.Mavis Billington was enticed by a neigh-bour to join the volunteer team 21 yearsago. She appreciated the basic training shereceived in handling clients and enjoys see-ing them recover their health. Being fond ofthe water herself is a plus for her.Recope has a Mission Statement that re-flects what volunteers, staff and Boardmembers are trying to achieve in the com-munity. This is how it reads:“Recope strives to provide safe, affordable,rehabilitative fitness programming for peo-ple with medical challenges. We believethat medically appropriate exercise and acaring community are vital to healing,health maintenance and quality of life.”Recope was organized in 1976 by Dr.George Morrison, a local physician. TheSummerland swimming pool was used asa therapy venue, with a nurse, physiother-apist and occupational therapist from theSummerland Hospital doing treatment. Itwas not until 1990 that the program ex-panded to include land and water therapy,with 25 volunteers assisting in the rentedfacilities at the same pool.Recope hopes to have a website up andrunning at www.recope.ca within the nextsix months.Ema i l : recopeprogram@gmai l . comPhone/fax 250-494-9006 Mail: P.O. Box1625, Summerland, BC V0H 1Z0Word count to this point – 905About the authorKeith Dixon is a retired social worker whohas made free lance writing a late-in-life ca-reer. He lives in Parkdale Manor, Summer-land. Post Polio symptoms have made himan active participant in Recope.Address - 117 – 11811 Sinclair Road, Sum-merland, BC, V0H 1Z8Phone – 250-328-8445 Email address –[email protected]

ÇëàéËµÃ Çéðç¶ôÕ ñ¯ð¶é îËÕâ¯éñâ (ÖÇìÀº çÈÜ¶) éÅñ ÃÆÇàâ ñËºâ êz¯×ðÅîSeated land program with fitness instructor Lorrainne

MacDonald (2nd from left)

byKeith Dixon


Indian Railways and Punjab to form a joint company to fast track improvement in rail infrastructure(Amritsar station to be developed as ultra modern commercial hub)(Khatkar Kalan railway station to be upgraded)(Train service between Jaijon Doaba-Amritsar to be restored)Each constituency to be provided Rs 25 crore for repair of link roads-Sukhbir Badal(100 percent water and sewerage facilities to be provided at cost of Rs 3,500 crore)(Punjab to encourage Desi Kushti and martial art Gatka)

Khatkar Kalan (SBS Nagar), (NarinderMahi) - In a first of its kind project, the In-dian Railways and the Punjab governmenthave decided to form a joint company tofast track planned rail projects in the Stateas well as take up new projects, includingcreation of ultra modern railway stationsand laying new railway tracks.Announcing a first of its own kind joint de-velopment venture for the railways herealong with Deputy chief minister SukhbirSingh Badal after attending a public rallyUnion Railways Minister Mr. Suresh Prabhusaid the new venture would transform theIndian Railways and make it a truly modernentity.Addressing the media after paying homageto the great martyrs Shaheed-e-Azam Bha-gat Singh, Rajguru and Sukhdev at the an-cestral village of Shaheed Bhagat Singh,the Railways minister said the initiativewould result in connecting missing rail linksin the State besides modernising importantstations with modernising of the Amritsarstation being the first initiative under thispartnership.Mr Sukhbir Badal disclosed that the newAmritsar railway station would have a shop-ping mall besides modern office spaces. Hesaid with a decision on this already beingtaken in principle Punjab would be the firststation to be taken up for modernisationunder this scheme in the country.Meanwhile speaking at the public rally, MrPrabhu announced that the railway station

here would be upgraded and the train serv-ice would be started between Jaijon DoabaandAmritsar via Nawan Shahr and KhatkarKalan.On the demand put forth by local MP Mr.Prem Singh Chandumajra, Mr. Prabhu as-sured survey of new railway track betweenRahon and Samrala to connect KhatkarKalan with rest of country. He said UnionGovernment has also decided to connectall commercial towns near to the borderswith railway tracks. He said necessary dis-cussions in this regard have been held be-tween Railway and Defence Ministries.While paying homage to martyrs, Mr.Prabhu lauded the sacrifices made by thePunjabis during freedom struggle. He saidPunjab had also made the country self re-liant on food security front as well as pro-tecting the borders of the countries.In his address, Punjab Deputy CM recalledthe immense contribution of Punjabis es-pecially Sikhs in the freedom movement.He said he had got an opportunity to visitAndaman Island, where he read in a com-memoration plaque that 80 per cent ofthose who gave their lives for freedomstruggle were Punjabis. To create aware-ness among the young generation aboutfreedom struggle, he said Punjab ChiefMinister Mr. Parkash Singh Badal had es-tablished Jang-e-Azadi memorial besidesVirasat-e-Khalsa, and Ghallugara memori-als to conserve and propogate our heritageand culture.

Mr. Badal also informed the people that theNDA government had approved variousprojects for Punjab just within 9 months ofits formation. He said Railway Minister's goahead for linkingAnandpur Sahab with Am-ritsar and Rs. 20000 crore road projects bySurface Highways Minister Mr. Nitin Gad-kari would give a new boost to the ongoingdevelopment in the state. He announcedthat in the next two years all major roads tobe four lane and six lane.The Deputy CM also said that he had chal-lenged Mr. Sunil Jakhar in Vidhan Sabha toshowcase a single important project whichCapt Amarinder Singh government hadachieved in its five year term. He said onthe other hand SAD-BJP regime had prom-ised and made Punjab a power surplusstate. He said by July Punjab would wit-ness 2174 Sewa Kendras in rural andurban areas to provide more than 200 citi-zen centric services at the doorsteps.Mr. Badal also announced that in next oneand half year 100 percent water and sew-erage facilities would be provided in alltowns and cities at a cost of Rs 3,500 crore.He said in rural areas Rs 20 to 25 crorewould be provided in each constituency toensure all essential services including re-pair of link roads.Extending an emotional appeal to theyoung generation, Mr. Badal said young-sters should ensure not to get ensnaredinto drugs. He said Punjab governmentwas encouraging its mother sport Kabaddi

and now have decided to encourage DesiKushti and traditional martial art Gatka inthe state. He also disclosed that to promotesports, Punjab had setup Punjab Instituteof Sports, where 6000 budding sportsper-sons would be imparted free coaching,training, diet and accommodation facilities.While thanking the Railways Minister for in-troducing unique center-states joint com-pany, Mr. Badal demanded that to linkMalwa with state capital, a missing rail linkbetween Rajpura and Mohali, should beundertaken on priority basis besides linkingPunjab and Himachal Pradesh by layingtrack between Anandpur Sahib andGarhshankar.Member Parliament Prof. Prem SinghChandumajra, Mr. Ajit Singh Kohar, Mr.Madan Mohan Mittal, Dr. Daljit SinghCheema, Mr. Sohan Singh Thandal(all cab-inet ministers), Chaudhary Nand Lal, BibiMohinder Kaur Josh, Mr. Som Parkash, Mr.Avinash Chander, Mr. Pawan Kumar Tinu(all Chief Parliamentary Secretaries), BibiJagir Kaur, Mr. Sarwan Singh Phillaur, Mr.Gurpartap Singh Wadala and Mr. PargatSingh and Thekedar Surinder Singh Bhule-wal Rathan (all MLAs), Mr. Tikshan Sud,Advisor to Chief Minister, Mr. AruneshShakir former Minister, Dr. S.K. Sukhi,chairman District Planning Committee andBibi Satinder Kaur Kariha also spoke on theoccasion.

Üç¯º Õ¶ÃðÆ ð§× ÒÚ ð§Ç×ÁÅ Ç×ÁÅ ÇÂàñÆ çÅ ôÇÔð ìÇÔð×Åî¯ÇîñÅé/ÇÂàñÆ (ÃÅìÆ ÚÆéÆÁÅ) ÇÂàñÆÒÚ òµÃçÆÁÅº ÇÃµÖ Ã§×åÅº å¶ ×°ðç°ÁÅðÅÇÃ§Ø ÃíÅ Õ½ðå¶é¯òÅ çÆ êzì§èÕ Õî¶àÆòñ¯º ÖÅñÃ¶ ç¶ ÇÃðÜäÅ ÇçòÃ ÇçÔÅó¶ é±§Ãîðêå ÇòôÅñ é×ð ÕÆðåé ÃÜÅÇÂÁÅÇ×ÁÅ¢é×ð ÕÆðåé çÆ Á×òÅÂÆ ê§ÜÇêÁÅÇðÁÅº å¶ ÇéôÅéÚÆ ÇÃ§ØÅº ç°ÁÅðÅÕÆåÆ ×ÂÆ¢ ×°ð± ×z§æ ÃÅÇÔì çÆ ÛåðÛÅÇÂÁÅ Ô¶á ÃÜÅÂ¶ é×ð ÕÆðåé ÒÚÃ§×åÅº ×°ð± Øð çÆÁÅº Ö°ôÆÁÅº êzÅêåÕÆåÆÁÅº¢ÇÂÃ ç½ðÅé ê°µÜ¶ òµÖ-òµÖÜµÇæÁÅº å¯º ÇÂñÅòÅ íÅÂÆ ÃåéÅî ÇÃ§ØÃðÔÅñÆ å¶ íÅÂÆ ÜÃêÅñ ÇÃ§Ø ç¶ÜµÇæÁÅº ç°ÁÅðÅ ×°ð± ÇÂÇåÔÅÃ ÃðòäÕðòÅÇÂÁÅ Ç×ÁÅ¢ ôÇÔð ç¶ òµÖ-òµÖÚ½ÕÅº ÒÚ Ã§×åÅº òñ¯º é×ð ÕÆåðé çÅë°µñÅº çÆ òðÖÅ ÕðÕ¶ ÃòÅ×åÕÆåÅ¢×åÕ¶ òÅñ¶ ÇÃ§ØÅº ×åÕ¶ ç¶ Ü½ÔðÇòÖÅÀ°ç¶ ð½äÕÅº é±§ ÚÅð Ú§é ñÅÂ¶êzì§èÕ Õî¶àÆ òñ¯º ÇÂàñÆ ç¶ Õ¯é¶-Õ¯é¶å¯º ê°µÜ¶ ê§æÕ ÁÅ×±ÁÅº é±§ Çòô¶ô å½ð Òå¶ÃéîÅéå ÕÆåÅ Ç×ÁÅ¢

Page 14 Indo-Okanagan Times April 11, 2015

î¶Ö:(îÅðÚ BAÁêz Ëñ AI)î§×ñ-ô °Õð çÅ ï¯× Áå¶ìÅÔðò¶ º Øð ÃÈðÜ-ì°è-Õ¶åÈÇòÚðé ÕðÕ¶ ×°ÜÅð¶ï¯× èé ñÅí ç¶ î½Õ¶ Çîñä×¶ÍØð ÇòµÚ Ö°ôÆ Áå¶ ÇòñÅÃ ÁÅÇç Õ§î» å¶ ÖðÚÇÜÁÅçÅ Ô¯ò¶×ÅÍ ÇÜÁÅçÅåð Ãî» îé¯ð§Üé ÁÅÇç ç¶Õ§î» ÓÚ ìÆå¶×Å Í ÇÃÔå Õ°Þ ÖðÅì Áå¶ ëÜÈñ çÆç½ó íµÜ òÆ ðÔ¶×ÆÍ

Aries (March 21-April 19):You will have enough chances of monetarygain for livelihood because of the effect ofMars-Venus and Sun-Mercury-Ketu beingin the 12th home. More spending is possi-ble on activities connected with happinessand luxury in the family. Most of the timewill go in entertainment, etc. You will havepoor health and useless running about.

ÇìzÖ: (Áêz Ëñ B@-îÂÆ B@)ô°Õð ìÅÔðò ¶ º Ô ¯ä ÕðÕ¶ èé ñÅí ç¶ ÃÅèé» ÓÚð°ÕÅòà», èé çÅ ÖðÚ ÇÜÁÅçÅ, ì¶ñ¯óÆ íµÜ-ç½óÁå¶ Ã° µÖ ÃÅèÅé» ÓÚ òÅèÅ Ô¯ò¶×ÅÍ êð ÕÅð¯ìÅðÆÖ¶åð» ÓÚ ìÔ°å À°åÅð-ÚóÅÀ° çÅ ÃÅÔîäÅðÔ¶×ÅÍ ô°Õð Ãò×Ë zÔÆ Ô¯ä å¶ ÔÅñÅå ÓÚ Ã°èÅðÔ¯ò¶×ÅÍ

Taurus (April 20-May 20):Venus being in the 12th home, you willhave to face obstacles in sources ofmonetary gains. More expenses and un-necessary running about. There will bean increase in the means of comforts. Youwill witness ups and downs in work-relatedactivities. The conditions will improve withthe Venus being in his own home.

Çîæ°é: (îÂÆ BA-ÜÈé B@)ðÅôÆ Ã°ÁÅîÆ ì ° µè éÆÚ ðÅôÆ ÓÚ Ô¯ä ÕðÕ¶ ìäç¶Õ§î» ÓÚ ð°ÕÅòà» Áå¶ ÁÅðÇæÕ êð¶ôÅéÆÁ» ÓÚ òÅèÅÔ¯ò¶×ÅÍ îÅéÇÃÕ åäÅÀ Áå¶ ×°êå ÇÚ§åÅ ðÔ¶×ÆÍÀ°çð ÇòÕÅð, ÇÃð çðç ÁÅÇç ÕðÕ¶ ôðÆð Õôà ç¶ï¯× ÔéÍ Á¯ðå» éÈ § ÁÅêäÆ ÇÃÔå çÅ ÖÅÃ ÇèÁÅéðµÖäÅ ÚÅÔÆçÅ ÔËÍ

Gemini (May 21-June 20):Because of the rashi swami Mercury in thelower place, you may face impediments inongoing projects and an increase in thefiscal difficulties. There will be tension andworry of the unknown. Chances of physicalpain like an upset stomach and headache.The women should take special care oftheir health.

ÕðÕ: (ÜÈé BA-Ü°ñÅÂÆ BB)ÇÃÔå ñÅí Áå¶ Çò×ó¶ Õ§î» ÓÚ Ã°èÅð Ô¯ò¶×ÅÍ íËäíðÅò» çÅ Ã° µÖ éÔ Æº Çîñ¶×ÅÍ ðÅÔÈ çÅ Ã§ÚÅð Ô¯äÕðÕ¶ êÇðò ÅðÕ Áå¶ ÁÅðÇæÕ ÔÅñÅå âÅò»â¯ñÔ¯ä×¶Í ÃîÅÜ ÇòµÚ îÅé ÇÂµÜå Ô° §ç ¶ Ô ¯Â ¶ òÆÃîÅÇÜÕ Õ§î» ÓÚ ð°ÕÅòà» ÁÅÀ°ä×ÆÁ»Í ÇÃÔåÇòµÚ ÖðÅìÆ, ëÜÈñ çÆ ïÅåðÅ ÕðÕ¶ ÖðÚ ÇÜÁÅçÅÔ¯ò¶×ÅÍ

Cancer (June 21-July 22):Spoilt works will be back on the rails andyou will have improvement in the health.No happiness from siblings. Family andfiscal conditions will be uncertain becauseof the effect of Rahu. You may face obsta-cles in social activity despite your respectin society. Chances of poor health, waste-ful journey and more spending.

ÇÃ§Ø: (Ü°ñÅÂÆ BC-Á×Ãå BB)ð°ÕÅòà» ç¶ ìÅòÜÈç ÃòË ôÕåÆ òè¶×ÆÍ ÁÅîçé ç¶ÃÅèé òèä×¶Í ð°Þ¶ÇòÁ» ÕÅðé êÇðòÅð ÓÚ åäÅÁðÔ¶×ÅÍ îÅåÅ ÇêåÅ çÅ ÃÇÔï¯× Çîñ¶×ÅÍ ÁÚÅéÕÖðÚ¶ òèä×¶Í ÁðÅî Øµà Áå¶ ç½ó íµÜ ÇÜÁÅçÅðÔ¶×ÆÍ Ã§åÅé òñ¯º Ö°ôÖìðÆ Çîñ¶Í ÔÃåÅÖð Õðç¶Ãî¶ º ÕÅéÈ §éÆ ÃñÅÔ îôòðÅ ÜðÈð ñË ñÀ°Í

Leo (July 23-August 22):You will have increased self-confidencedespite impediments. There will be an in-crease in the sources of income. Busy lifewill bring tension in the family. You will getcooperation from parents. Chances of sud-den expenses. Will have less rest becauseof more running about. Happy news fromchildren. Seek legal guidance before ap-pending your signatures anywhere.

Õ§ÇéÁÅ: (Á×Ãå BC-Ãå§ìð BB)ÃÈðÜ ì° µè çÆ

Ç ç z ô à ÆÇ Â Ã

ðÅôÆ å¶Ô ËÍ Ã ° µÖ

ÕÅðÕ Öìð» çÅêzíÅò Üôé çÅ îÅÔ½ñ ìäÅÂÆ ðµÖ ¶×ÅÍ îÅéÇÃÕôÅåÆ Áå¶ ðÅÔå Çîñ¶×ÆÍ Øð ÓÚ ÇéðîÅä Õ§î òÆÔ¯ò¶×ÅÍ ÁÚÅéÕ ÕÅ ð¯ìÅð Ü» é½ÕðÆ ÓÚ åðµÕÆÔ¯ò¶×ÆÍ ÇÂÃåðÆ Áå¶ Ã §åÅé å¯ º ê ÈðÅ ÃÇÔï¯×Çîñ¶×ÅÍ

Virgo (August 23-September 22):There is an effect of Sun and Mercury onthis rashi. Happy news will help bring at-mosphere of celebrations. You will getpeace and relief. There will be some con-struction activity in the family. You will getsudden progress in service or business.You will receive full cooperation from wifeand children.

å°ñÅ: (Ãå§ìð BC-ÁÕåÈìð BB)ðÅôÆ Ã°ÁÅîÆ ô° µÕð î§×ñ çÆ ÇÂÃ ðÅôÆ å¶ ÇçzôàÆ êËðÔÆ ÔË ÇÜÃ ÕÅðé ð°ÕÅòà» ç¶ ìÅòÜÈç ÁÅîçé ç¶ÃÅèé ìäç¶ ðÇÔä×¶Í ôéÆ ÃÅó·ÃåÆ ç¶ ÕÅðéîÅéÇÃÕ åäÅÁ Áå¶ Øð¶ñÈ À°ñÞä» òÆðÇÔä×ÆÁ»Í ÖðÚ òÆ òè¶ð¶ Ô¯ò¶×ÅÍ îé À°çÅÃ Áå¶ìäç¶ Õ§î» ÇòµÚ ð°ÕÅòà» ÁÅÀ°ä×ÆÁ»Í

Libra (September 23-October 22):Despite obstacles because of the effect ofrashi swami Venus-Mars, you will continueto get sources of income. You will face ten-sion and family problems. There will bemore expenses. Chances of sadness andobstacles in ongoing works.

ÇìzôÚÕ: (ÁÕåÈìð BC-éò§ìð BA)ÇÂÃ ðÅôÆ å¶ ×°ðÈ çÆ ÇçzôàÆ ÔË, ÇÜÃ ÕðÕ¶ ÕÅð¯ìÅðÓÚ ×°ÜÅð¶ ï¯× ÁÅîçé ç¶ ÃÅèé ìäé å¶ ÖðÚ òÆÇÜÁÅçÅ ðÔ¶×ÅÍ ÇÕÃ¶ éÜçÆÕÆ Çðôå¶çÅð å¯ º è ¯ÖÅÇîñä çÅ ï¯× ÔËÍ ìäç¶ Õ§î» ÇòµÚ ð°ÕÅòà»ðÇÔä×ÆÁ»Í Ã° µÖ ÃÅèé» ÇòµÚ òÅèÅ Ô¯ò¶×ÅÍèÅðÇîÕ Õ§î» òµñ ð°ÞÅé Ô¯ò¶×ÅÍ

Scorpio (October 23-November 21):You will have sources of income in busi-

ness for livelihood butthere will be more ex-penses because of the

effect of Guru on this rashi. Some closerelatives may deceive you. Ongoing workswill face impediments. There will be an in-crease in the level of comfort. You willhave interest in religious activities.

èé: (éò§ìð BB-çÃ§ìð BA)ÁÅðÇæÕ ÔÅñÅå êÇÔñ» éÅñ¯ º ì ¶Ôåð Ô¯ä×¶Í ÕÅðÜÖ¶åð ÓÚ ð°Þ ¶ò ¶ º ìä¶ ðÇÔä×¶Í Ã »Þ¶çÅðÆ ÓÚ îÅéÇÂ µÜå òè¶×ÅÍ Çòç¶ôÆ Çðôå¶çÅð» òñ¯ º Õ §î ÓÚÃÔ ÅÇÂ åÅ Áå¶ ÃÇÔï¯× êzÅ êå Ô¯ò¶×ÅÍ À°îÆç å¯ ºòµè ñÅí çÆ êzÅêåÆ Ô¯ò¶×ÆÍ Øð êÇðòÅð ÓÚ Ã°ÖÅò»îÅÔ½ñ Ô° §ç¶ Ô¯Â ¶ òÆ ×°êå ÇÚ§åÅ ðÔ¶×ÆÍ

Sagittarius(November22-December 21):Fiscal condition will improve. You will con-tinue to remain busy in your business. Col-laboration will bring more respect. Foreignrelatives will provide help and cooperationin your work-related activity. You may gethigher profits than expected. There will behidden worry despite happy atmospherein the family.

îÕð: (çÃ§ìð BB-ÜéòðÆ AI)ð°ÕÅòà» ç¶ ìÅòÜÈç ÇîÔéå Áå¶ Ô½Ãñ¶ ÓÚ òÅèÅ

Áå¶ ÁÅîçé ç¶ ÃÅèé òèä×¶Í òêÅðÕ À°ñÞä»òèä× ÆÁ» Í îÅåÅ ÇêåÅ çÅ Ã ÇÔï¯× ñÅíÕÅðÆÔ¯ò¶×ÅÍ èÅðÇîÕ Õ§î» éÈ § Õðé çÆ ÇÂµÛÅ ÜÅ×¶×ÆÍÇò ç¶ô Æ Çîµåð» å¯ º èé Áå¶ Ã° µÖ Çîñ¶×Å, ×°êåôåðÈÁ» å¯ º Ã °Ú¶å ðÔ¯Í

Capricorn (December 22-January 19):Despite difficulties, there will be moresources of income with hard work andcourage. There will be more problems re-lated to your business. Cooperation of theparents will prove beneficial. You will liketo undertake religious activities. You willreceive money and help from foreignfriends. Beware of hidden foes.

Õ° §í: (ÜéòðÆ B@-ëðòðÆ AH)ðÅôÆ Ã°ÁÅîÆ ôéÆ å¶ ×°ðÈ çÆ ÇçzôàÆ Ô¯ä ÕðÕ¶ ç¶ðå¯ º Úñ ðÔÆ Õ¯ÂÆ ÃîµÇÃÁÅ Ã°ñÞ¶×ÆÍ êð íÅÂÆòÅñÆç¶ Õ§î » ÓÚ êð¶ôÅéÆ Ô¯ò¶×ÆÍ Ç éòÅ Ã ÃæÅé ÓÚåìçÆñÆ Ô¯ä ç¶ ï¯× ÔéÍ Øð¶ñÈ ÜÆòé ÓÚ ÀåÅðÚó·ÅÁ Ô¯ä×¶Í ÇÕÃ¶ ÖÅÃ ç¯Ãå éÅñ ç°ôîäÆ îÅéÇÂµÜå ñÂÆ Ú°é½åÆ ìä¶×ÆÍ

Aquarius (January 20-February 18):Because of the effect of rashi swami Sat-urn and Guru, some old problem will getresolved, but works in the joint venture willdisturb you. Chances of change in theplace of residence. There will be ups anddowns in family life. Differences with somefriend will challenge your self-respect.

îÆé: (ëðòðÆ AI-îÅðÚ B@)Ç Ã Ô å á Ç Õ Á å ¶ Ç ò × ó ¶ Õ § î Ã ° è é × ¶ Í í Ë ä í ð Å ç ÅÃ ° µ Ö Ç î ñ ¶ × Å Í Ã ¯ Ú Æ Á » Ô ¯ Â Æ Á » ï ¯ Ü é Å ò » Ç ò µ ÚÃ ë ñ å Å ç Å ï ¯ × Ô Ë Í è é ñ Å í Á å ¶ Ã ò Å ð Æ Á Å Ç ç ç ÅÃ ° µ Ö ç Å ï ¯ × Ô Ë Í Á Ú Å é Õ Ç ì î Å ð Æ Á å ¶ Ç ò ð ¯ è Æ Á »å ¯ º â ð ð Ô ¶ × Å Í Á Å î ç é Ø µ à å ¶ Ö ð Ú Ç Ü Á Å ç ÅÔ ¯ ò ¶ × Å Í

Pisces (February 19-March 20):You wil l have good health and spoil tworks will improve. Will receive love fromsibl ings. Chances of success in theplans. Possibil i ty of fiscal gain and com-fort of conveyance. Fear of sudden il l -ness and danger from opponents wil lremain there. Expenses wil l exceed in-come.

Pt. Devi Dyal April, 2015 HOROSCOPE/ ðÅôÆëÿ


Based on stats from February 2015 collected by theOkanagan Mainline RealEstate BoardCentral Zone (Kelowna and area)Residential Sales February 2015 : 181Average Price $481,333Full SteamAhead! This has been a huge month withresidential sales increased 67% over the samemontha year ago and overall sales up 43%.February Stats:Total Sales Mix February 2015 : 379Total Sales Mix February 2014 : 265 +43.02%!15.14%Absorbtion RateSellers are receiving 96.78% of their asking price Ittakes an average of 85 days to sell a house.SageAdvice: Our Special “Sell Your House” Issue!The Spring Market is typically the busiest time forhome sales in the Okanagan and most markets. Toget a jump on the market I have decided to put to-gether this special issue.The Critical Six Elements to sell your Home1. TERMS OR FINANCING: Record low interestrates are keeping the market stimulated.

2. CONDITION OF THE HOME: age, repairs andcurb appeal are all part of the price and appeal of ahome. Consult me about ways you may be able toimprove the sale-ability of your home.3. LOCATION: County or city, downtown or sub-urbs, view or lake access, location effects price andbuyer demographic.4. MARKET CONDITIONS: As inventory lowersand the demand from buyers increases this is creat-ing market conditions that favour the seller.5. MARKETING: A well rounded marketing planuniquely tailored to your home is part of my salesplan.6.PRICE: Stats show homes priced correctly sellcloser to the asking price than those that start toohigh and have to adjust downward.Its important to recognise that these factors work to-gether to get your home SOLD! The location of ahome is fixed but, how it is priced andmarketed caneffect how long it is on market. The condition of thehome, curb appeal and financing terms effect thefinal sale price. I am an experienced qualified agent,and I have the skills to guide you through the com-binations that fit together to meet your goal, and puttogether a marketing plan to get the job done.

Rutland South, cul de saclocation, 6 bdrm, 3 bath,includes 2 bdrm in lawsuite, private yard, closeto schools, shops.Price $455,000

7.2 Acres in Vernon, Pre-liminary drawings donefor 79 units in total for sin-gle family homes, duplex& 6 plex.Price $2,300,000.

2 Storey home inNorth Glenmore, 4bdrm, 3 bath, in-cludes 1 bdrm in lawsuite,Price $499,000

1 Acre in town with newrancher and full basementwith workshop, beautiful viewfrom Peachland to Winfield,walking distance to schools.Price $1,200,000

Townhouse two storey withbasement on #5-750Houghton Rd, 4 bdrm, 2bath, walking distance to allamenities.Price $ 264,000.

Lot in Rutland Area with all serv-ices 0.25 acre, Build house or du-plex, no buildingrestrictions.Price $ 215,000.

Inverstors Alert, 0.70 acre multifamily site, three titles, threehomes generate monthly incomeof $5600/month, Good holdingproperty, Central location.Price $ 1,490,000.

Two storey house on 1091Schell Court, 4 bdrm plus den,4 bath, plus 1 bdrm in lawsuite, dbl garage.Price $ 485,000.

Flat 1.03 acre with house on threetitles, preliminary drawings for 14townhomes, Rutland North, Flatsite with all serives at lot line.Price $ 949,000.

0.9 Acre, Subdivide into 6 singlefamily lots, In town close to Costco,all services at lot line, walking dis-tance to all shops & schools, 2homes generat$2600/monthly in-come. Price $860,000

Your Market Update

2.31 acres with house in town,developers alert! Townhouse orsingle family site, walking dis-tance to school, beautiful newuprising subdivision, all servicesat lot line, price $1,200,000.

"Wishing you all a Happy Vaisakhi! "


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Documents

Indo Okanagan Times, April 11, 2015