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Fiji Today Fiji Today Fiji Today Fiji Today A Magazine About A Magazine About A Magazine About A Magazine About Fiji & India Fiji & India Fiji & India Fiji & India Lifestyles Lifestyles Lifestyles Lifestyles—December 2011 Published by Arun Maharaj Hayward, CA 510 : 875 0568 indiafijitoday @gmail.com Kristeen Prakash Miss Fiji-USA 2010-2011

INDIA FIJI TODAY DECEMBER 2011 ISSUE

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Page 1: INDIA FIJI TODAY DECEMBER 2011 ISSUE

Fiji TodayFiji TodayFiji TodayFiji Today

A Magazine About A Magazine About A Magazine About A Magazine About Fiji & India Fiji & India Fiji & India Fiji & India LifestylesLifestylesLifestylesLifestyles————December 2011

Published by Arun Maharaj Hayward, CA

510 : 875 0568 indiafijitoday @gmail.com

Kristeen Prakash

Miss Fiji-USA 2010-2011

Page 2: INDIA FIJI TODAY DECEMBER 2011 ISSUE

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Page 3: INDIA FIJI TODAY DECEMBER 2011 ISSUE

1

ARUN MAHARAJ Publisher/Editor—India Fiji Today

India Fiji Today Publisher Arun Maharaj has a long association with compiling and editing magazines. He has compiled numerous issues of annual school magazines for the secondary schools he taught in Fiji. He has also published many magazines for Fiji Jaycees. Apart from his interest in writing articles he

has served the public life in Fiji and here in USA as follows— Past co-chairman of the California Business Advisory Counci l—California Jay-

cees Senator—Jaycees International Senator—Recipient of the American National Leadership Award— Invited to the US Preside ntial Dinner in Washington DC.—Former member of USA Fiji Festival advisory committ ee—Fiji delegate to Japan Jaycees

Youth Voyage in Japan—Represented Fiji in Jaycees W orld Congress in Japan—Former sec-retary of Fiji Teachers Union Credit Union—Taught at Vunimono High School in Nausori

Fiji—DAV College in Suva Fiji—Rishikul High School in Nasinu Fiji

510 : 875 0568—[email protected]

PUBLISHER’S PROFILE

Arun Maharaj

India Fiji Today

Publisher & Editor

Arun Maharaj Hayward, California

510 : 875 0568 [email protected]

Sacramento Correspondent

Kristeen Prakash

Contributing Writer Jai P. Narayan

Correspondents

Mahesh Bharadwaj Delhi, India

Indar Nair

Sydney, Australia

Subhash Chandra Auckland, New Zealand

Indar Mudaliar

Toronto, Canada

Disclaimer Fiji Today/Fiji Feature

Fiji Today/Fiji Feature is the editor’s review on the major happen-ings back in Fiji based on the information from , Fiji Times; Fiji

Live, Fiji Sun; visitors to and from Fiji and other Fiji publications. These are editor’s own views based on the information from those

sources. The ‘perspectives’ are the editor’s/writers’ views and opinion and any error/s and or misinterpretation are regretted and the editor / publisher is not responsible for any such error/s and or further discussions .The Publisher/Editor of India Fiji Today will

not accept any LIABILITY, CRITICISM, ANNOYANCE or ADVERSE REACTION what so ever, to the contrary o f its

intention caused by any misinterpretation, miss-understanding or non-acceptance of the same.

Advertisements The claims made by the advertisers is entirely their own and the

editor / publisher does not necessarily support or endorse these claims.

Page 4: INDIA FIJI TODAY DECEMBER 2011 ISSUE

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‘FIJI IDOL’ ORGANIZED FOR YET ANOTHER YEAR

Fiji Idol 2011 organ-ized last month was well at-tended by the Fiji com-munity. The p r o g r a m held at the C h a n d n i Restaurant in Fremont b r o u g h t singers from the Fiji com-munity from the Bay Area and the neighboring areas. The objective of the singing quest , to provide en-tertainment to the Fiji community and declare a winner seems to have been met. However, the contest could be taken to greater heights by providing some training and coach-ing to the contestants prior to the contest by some singing expert/s. This could bring better quality singing and will also boost the contestants singing career. The contestants should be commended for their ef-forts in entertaining the audience who had spent time and money for being there.

This picture was taken during the ‘Fiji Idol’ 2011

organized recently by FANA at the Chandni Res-

taurant in Fremont. In this picture Mrs. Veena Khelawan on the right is seen presenting plaques to the judges– Alka Bhat-

nagar (left) and Naaz Khan. On the far right is

Mr. Nick Khelawan-chairman of FANA and on the far left is Mr. Abdul Hakim-1st

runner –up

Pictures taken by Rajnesh Nand

Fiji Community in America

People in Action…

In this picture Mr. Jai Singh (left)—a

major spon-sor of the

program is seen receiv-ing plaque from Mr. Divendra Kumar—

presdent— -FANA.

Page 6: INDIA FIJI TODAY DECEMBER 2011 ISSUE

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FIJI FEATURE

Volume 1, Issue 1

editoria

l

Fiji’s majority public uses public transportation. There has always been a tussle between the public and the transport companies on the issue of fare increases. The recent increase in taxi fares prompted the need for more bus services as people could not afford the increased taxi fares. The de-mand seems to be throughout the country. People need public transporta-tion during most parts of the day and night. Taxi services are ideal at late nights when the bus services cease. It is believed the increase in the bus users has made it necessary for addi-tional bus services throughout the coun-try. There is also need for 24—hour service according to a bus company which is prepared to provide the service. The increase in the demand for bus ser-vices will boom the bus industry while the taxi operators will lose their pas-sengers with the in-

INCREASED TAXI FARE- BUS SERVICES IN DEMAND

Page 8: INDIA FIJI TODAY DECEMBER 2011 ISSUE

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Page 9: INDIA FIJI TODAY DECEMBER 2011 ISSUE

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India Site Newsletter Date Volume 1, Issue 1

LIFE IN PUNJAB FOR VISITORS Visitors are greeted with warm greetings and acceptance in the

state of Punjab in India. In the picture some visitors are seen with the locals in 2010. This picture was taken on a Sunday when the

locals were on a break from the week’s activities. Punjab is a highly prosperous state of India because of its farming and pro-duce. There are interesting sites as the Golden Temple in Amrit-

sar which is visited by millions of locals and tourists on an annual basis.

Page 10: INDIA FIJI TODAY DECEMBER 2011 ISSUE

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Page 11: INDIA FIJI TODAY DECEMBER 2011 ISSUE

PEOPLE

2011

DECEMBER

PT .RA JENDRA MAHARAJ– SEASIDE , CAL IFORNIA

9

Having a passion for religious knowledge and coming from a conservative and religious family background led Pt. Rajendra Maharaj to become a Hindu priest. Born in Nasinu, Fiji he had his education at Bahwani Dayal Memorial School in Nasinu and Mahatma Gandhi Memorial High School in Suva. After being em-ployed for a while he set up his own business and became a Hindu priest while in Fiji. Upon his migration to US in 1997 and settling down in Seaside, California he became a full—time Hindu priest and continues to do so today. A humble and kind hearted per-son, Pt. Rajendra is known for his humility to all regardless of children, adults and eld-erly. Tremendous knowledge in Hindu religion and Hindu philosophy makes him an in-teresting person to talk to. In a interview with India Fiji Today editor recently, he dis-closed his areas of religious practices.

Pundit Ji performs rituals and ceremonies according to Hindu Dharma principles and Niyams and they include 1. Bhagwat Katha and Poojan, 2. Recital of Vedic Granthas like Ramayan, Bhagavat Maha Puran, Shiv Puran, Devi Puran 3. Perform remedial Shanti Poojan and Nivaran on Graha, Pitra, Kaal Sarp and other Doshaa. 4. Antim Sanskaar and Shraads. 5. Hindu Weddings, and Legal Marriage Celebration (Marriage Celebrant) 6. Ordained Minister of Religion U S A. 7. Peace Consultant 8 Janam Kundalis and basic Astrological Calculations and Remedial Solutions. 9. Services on various Religious Matters as may be required From Time To Time.

His Contacts —PT. Rajendra Maharaj— Hindu Priest, Peace Consultant, Ordained Minister of Religion & Marriage Celebrant, 1759 Hilton Street, Seaside CA, 93955. Home Phone: (831) 393 0679 Cell Phone: (831) 521 8400

Pt.Rajendra Maharaj

Passion for Religious Knowledge Influenced Rajendra Maharaj to Become a Hindu Priest

Page 12: INDIA FIJI TODAY DECEMBER 2011 ISSUE

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A Fiji’s Past MEMORIES TO CHERISH...

FIJI’S DESERTED CANE

FARMS—NOW HISTORY! Fiji’s sugar cane industry during its peak days was not just an industry, its was a phenomenon. While it contributed towards Fiji’s major economy it was the livelihood of many in Fiji, whose life revolved around the cane farming industry. All of the west and most of the north was fully involved in the production of cane and the country depended on it as its major income earner. A lot of the farmers did not physically see a lot of money coming out of their daily hard work, many times in scorching heat, but they still depended on it as their sole income source. A lot of cash was traded with the goods and services they needed during the year for their living. The shop keep-ers in the sugar cane region made fortunes by providing goods to the farmers throughout the year on credit system and obtained cash when the cane pay-ments were made to the farmers.

Apart from the actual farm-ing there were lots of other related activities carried out on around the cane fields. There was lots of sociali-zation such as having tea, lunch and even grog ses-sions together and that provided a sense of belongingness and togetherness to the farmers. It gave them a community of their own which was far different from the lives in Fiji’s urban areas. If the cane farms could speak they would narrate ma ny memorable events that took place there. Today many of these, once prosperous farms are lying idle covered with bush and have become history.

A once thriving cane farm in the interior of Labasa–

Vanualevu, Fiji

Page 14: INDIA FIJI TODAY DECEMBER 2011 ISSUE

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Page 15: INDIA FIJI TODAY DECEMBER 2011 ISSUE

By Pt. Rajendra Maharaj—Seaside-California

Hindu Priest & Peace Consultant, Ordained Clergy, Minis-ter Of Religion & Marriage Celebrant,

1759 Hilton Street,Seaside, CA. 93955. Home Phone: (831) 393 0679.Cell Phone: *831) 521 8400.

E-Mail- [email protected] - [email protected]

Why is a certain person born to certain parents?

Karmic debt is the reason for that. Your actions and samskaras make you beholden to certain people. You are indebted to them and this debt has to be repaid at some point in time or the other. The debt need not be merely financial. It could be that you did something to a certain person or he did something to you. The damage has to be re-paired and the debt has to be canceled. If it is left un reptaired or un canceled in this birth, it has to be set right in the next. This is what is meant by karmic debt. It is the main factor which decides why, where, when and how you will be re-born.

Does spiritual development determine the birth?

Yes, that is also a factor. A person who is spiritually evolved will take birth in a family which is pious and religious and where the environ-ment will be conducive to further spiritual growth. The family may be materially poor but spiritually it will be rich except a few exceptions that they have to work through to cancel recurred debts or deeds or vice versa. The Saint Valmikiji and Tulsisdasji, for example, were born into a poor but religiously rich family and inheritance. Their stories re-veal their actions to conclude canceling of debts prior to piousness.

Pt. Rajendra Maharaj

KARMIC LAW OF BIRTH AND RE-BIRTH

DISCLAIMER—PERSPECTIVES . These articles are the views and opinion of the writers. The writers and t he publisher/editor will not ac-

cept any; LIABILITY, CRITICISM, ANNOYANCE or ADVERS E REACTION what so ever, to the contrary of its int en-tion caused by any misinterpretation, miss-understa nding or non-acceptance of the same.

13

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Page 17: INDIA FIJI TODAY DECEMBER 2011 ISSUE

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A PERSPECT IVE

A PERSPECT IVE

Is Service to the Less Fortunate Service to God?

Most people are highly religious or hold reli-gious beliefs. The very religious dedicate themselves to the worship of the Almighty God and do everything possible to honor and please him. And why not? We are here without the knowledge of where we came from and why we are here. Believing in God is absolutely necessary to our existence. Everything about our birth to the final depar-ture is undoubtedly miraculous. We come from unexplainable origins, do our things of life and eventually depart. Most of us constantly need the support of our unseen creator to give us comfort and to guide us in this worldly existence. Who else can we fall back on in times of need? It is the omnipotent, omniscient and the all -caring Creator that we have to rely on to help solve our problems. All this is very understandable as we can’t rely on human beings to solve the myriad of problems we face in our worldly existence. We can con-fide in our God because we can say anything without worrying that our privacy rights will be breached! Needless to say, each of us who are here in this world is God’s creation; we, our fam-ily members, and the less fortunate. As such, all must be loved by the creator regard-less of our value or worth to the society. However, it seems that some of us see those immediate to us and God in one light and others differently. The more removed someone is from our direct responsibility the less we care. Some of us will worship God to the fullest extent yet have little or no time for the less fortunate even in our own families. I agree we are not responsible or expected to solve the problems of this society but it does worry me if people do not discharge their obligations even to their parents or siblings who may be disadvantaged in some way. I wonder if God happily accepts our dedication to him while we go about life ignoring our responsibilities to the less fortunate. I tend to think that he would be much happier if we willingly discharged our responsibilities to all he has created. Service to the less fortunate may indeed be service to God. This is just a personal view.

By JAI P. NARAYAN—Union City-California

Jai P. Narayan

Page 18: INDIA FIJI TODAY DECEMBER 2011 ISSUE

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Purity and Innocence of Children….

In this world dominated by stress, jealousy, ag-ony and unhappiness, the notion of purity and innocence of children can guide us through and make us come out of the quagmire of life. The children’s innocence towards life projects a highly noble message that can have tremendous positive effect on people’s lives. The children are taught to live, first by their parents and later the teachers teach them in schools but in return what the children teach the world is something worth pondering about. It is believed the element of innocence and purity is dominant in children up to the beginning of their teens and from there onwards the other qualities start dominating and the innocence quality starts to fade away but may not be com-pletely lost. In this world divided along race, culture, sect and clan and even other divisions the con-cept of innocence of children can provide great relief to the suffering beings. They are ignorant of the quality of selfishness, jealousy, hatred etc and everything and everyone is alike to them, this is pure innocence. The peace they enjoy is probably the sweetest part of human life. The innocence quality does not die out in adults but is somewhat subdued and can be brought back to live again, changing their lives for good. It is accepted that as adults we have certain responsibilities to fulfill in order to live a successful life. These requirements or obligations of earning money, having other wants that have turned into needs today, will lead us to a successful practical life and happiness, which can many times be temporary.

Only meeting these demands of life may allow us to live a life devoid of peace and it is peace that we are all longing for in life, ma ny times even not knowingly.

A P E R S PECT I VE

By ARUN MAHAARJ—Hayward-California

Arun Maharaj

Page 19: INDIA FIJI TODAY DECEMBER 2011 ISSUE

BOLLYWOOD TODAY

2011 DECEMBER

HEMA MALINI MAINTAINS HER DREAM—GIRL TITLE

17

Maintaining a prestigious title for almost forty years is an effort worth recognition. Hema Malini, the dream of many, in her elderly age still has the looks of glamour and youth in her. A notable artist who entertained the In-dian film audience for the last four decades is still active in the Indian Film Industry. She paired with most artists of the yesteryears including Dharmendra, with whom she did

many films, like Sholay and Seeta aur Geeta . Her pairing with Rajesh Khanna saw hits like, Prem Nagar, Dard, Mehbooba, Kudrat and many more. Hema Malini has always remained a classy artist, well respected and adored by millions for her youthful looks. In a recent awards function she attributed her success and youth looks to dancing, which has been her ca-reer apart from the acting career.

THE PASSING AWAY OF DEV ANAND

The passing away of evergreen actor Dev Anand would definitely create a vacuum in the Inian Film Industry. Reportedly the actor died in London in early December. His funeral service is

believed to be held in London. He is survived by actress wife Kalpana Kartik, son and daugh-ter. He popular actor of yesteryear who gave films like Jewel Thief and Guide is no more. Dev

Anand has been described as a handsome, educated and well mannered actor who had a passion for film who acted, produced and directed many notable films and his last production was Charge Sheet which he also produced and acted in and was released just recently. He

came from educated family background as his father was a notable lawyer of his time. He was the third of the four brothers. Vijay Anand his younger brother was a well known director. He

leaves behind millions of fans in India and worldwide. Source http://en.wikipedia.org/wiki/Dev_Anand

THE BLACK AND WHITE ERA The forties, fifties and sixties, the golden—era of Indian Film Industry saw the success of the

black and white films on the silver screen. This period brought films that still haunt the people’s minds with its stories and the evergreen songs. When we take a journey back into the Black and White era we meet personalities like Raj Kapoor, Guru Dutt, Dev Anand, Dilip Kumar,

Shammi Kapoor, Meena Kumari, Nargis, Waheeda Rehman, Vijayanthimala, Madhubala and others . They are the celebrated artists who will always live in the history of Indian cinema. The

spark and joy that the songs of the era provided then is still prevalent today even among the younger generation. The remixes are the products of the unforgotten songs of the

Black and White era. Source—Sulekha.com

SourceBollywoodWorld.com

Page 20: INDIA FIJI TODAY DECEMBER 2011 ISSUE

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India in Pictures 2011

DECEMBER

Shimla Hill Station

A Hotel in Shimla

Page 23: INDIA FIJI TODAY DECEMBER 2011 ISSUE

21

India in Pictures 2011

DECEMBER

Barelly UP

Saryu River UP

Page 24: INDIA FIJI TODAY DECEMBER 2011 ISSUE

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India in Pictures 2011

DECEMBER

Roadside Settle-ment Rural India—UP

Driving Along Rural Site—Bihar

Page 25: INDIA FIJI TODAY DECEMBER 2011 ISSUE

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India in Pictures 2011

OCTOBER

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YAGORA DRINKING IN FIJI—UNDER ATTACK

Fiji’s national drink Yagona seems to be under heavy control as the Ministry of Health de-clares nation wide aware-ness on the risks and ef-fects of exces-sive yagona drinking. Dis-eases such as diabetes and high blood pressure has been identified as diseases contributed by regular drinking of yagona. People take the ‘drink’ in the afternoons to wind down after the day’s hard work. It seems many people make it a habit of excessive daily drinking which affects their health and work. Yagona drinking was common in many offices and work places in Fiji in the past but control seems to have been made in that area. Apart from Fiji the ‘drink’ has found its way in the homes of the former Fiji

Fiji Today 2011

DECEMBER

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Page 28: INDIA FIJI TODAY DECEMBER 2011 ISSUE

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Fiji Today 2011

DECEMBER

SMOKE FREE VILLAGES- BAD NEWS FOR SMOKERS Fiji seems to be going health conscious as some villages are being declared ‘smoke free’ in Vanualevu. It seems two villages so far have faced ‘smoke—ban’ by the Ministry of Health. Freelance smokers will now face the battle of smoke—ban as they will have to go to special areas allotted for smoking. It may be difficult for the smokers to abide by the new regulation and as such the ban could even cut down the number o f smokers in the village. Smok-ing has effect on even the non—smokers as they are in the same envi-ronment where smoking takes place. The new regulation should bring about healthy environment in Fiji’s villages which are surrounded by the healthy and beautiful nature.

M.H. Suva

Page 30: INDIA FIJI TODAY DECEMBER 2011 ISSUE

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Page 31: INDIA FIJI TODAY DECEMBER 2011 ISSUE

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NEW SECONDARY SCHOOL FOR FIJI’S REMOTE TOWN

“Service to Hu-manity is the Best Work of Life” is a motor of the Jaycees International. It has been put to practice by an American couple who are believed to have under-taken a project to put a secon-dary school in place in Savusavu. The kind gesture has been displayed by the founders of “Keep Children in School”. The couple have helped numerous children throughout Fiji who needed assistance in school fees and supplies. Building a secondary school is a huge project and such charity work by people will be greatly hon-ored by the residents of the area who will be the direct beneficiar-ies of the project.

Fiji Today 2011

DECEMBER

Sukuna Park Suva

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Fiji Today 2011

DECEMBER

While Fiji has a capacity to grow various types of crops, importance is being given to potato, which is in great consumption in almost all homes in Fiji. Potato has been gener-ally grown in Sigatoka Val-ley for years and now the crop is being planted in other parts of the western division of Fiji. The crop is being harvested now and being transported to the markets for sale. Government assistance is believed to have been going on for the last few years as a trial for boosting po-tato farming in Fiji.

ASSISTANCE TO FARMERS POTATO FARMING IN FIJI

Central Suva

Page 33: INDIA FIJI TODAY DECEMBER 2011 ISSUE

FIJI TODAY

SUVA WATERFRONT

31

Fiji Today 2011

DECEMBER

FIJI’S NATIONAL BUDGET 2012—PEOPLE’S BUDGET

Fiji’s yearly national budget is viewed with lots of seriousness by Fiji community at all the levels. The budget decides people’s livelihood for the upcoming year. 2012 should brighten people’s lives as the na-tional budget cuts down the personal taxes and the take—home pay increases for the working community of Fiji. The government has taken steps to keep the econ-omy in place at the same time reduce the in-come tax. It is believed the budget is also suited to the business com-munity. The cut in the personal tax which will improve the quality of life for the people as they will have more money in their pay packet should be wel-comed by Fiji people .

WestPak—Suva

Page 34: INDIA FIJI TODAY DECEMBER 2011 ISSUE

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Fiji Today 2011

DECEMBER

TOURISM BOOST FOR LONE SAVUSAVU TOWN Tourism industry seems to be thriving in the lone northern town of Sa-vusavu. It is be-lieved cruise ships make fre-quent visits to the town boom-ing the handi-craft and other tourist products. Savusavu is a small town lo-cated on the sea coast making it possible for the ships carrying tourists to visit the rich and natural scenery, the town has to offer. Market vendors mostly women seem to be doing good business with their prod-ucts. Handicraft sales was common and thriving in Fiji’s capital sometime back as Suva was visited by tourist ships on regular basis.

Suva Point

Page 36: INDIA FIJI TODAY DECEMBER 2011 ISSUE

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Fiji Today 2011

DECEMBER

WATER SYSTEM UPGRADE - IN THE WESTERN DIVISION

Water being the most essential human need should be readily available to people. Most residents in Fiji’s western division may not have been getting regular supply of tap water. The towns from Rakiraki to Sigatoka now will have constant supply of water after all the towns have had their water supply system upgraded. Millions of dol-lars spent on the project should be well appreci-ated by the resi-dents of the west towns. The setting up of a reservoir in Ba would give the large district constant and better water sup-ply. Water prob-lems have been faced by most parts of the country including the central division in the recent past years.

Suva City

Page 37: INDIA FIJI TODAY DECEMBER 2011 ISSUE

35

Describe your location by landmark or area of town.

430 Peninsula Ave., St. 5 SAN MATEO CA 94401

By APPOINTMENT

LALI SHAKUNTALA SINGHLALI SHAKUNTALA SINGHLALI SHAKUNTALA SINGHLALI SHAKUNTALA SINGH

Spiritual & energetic Healer

[email protected]

SHAKTI HEALING

Intergrated Ancient & Eastern Traditions

650—430 8332

Lali Shakuntala Singh—Spiritual Healer

Page 38: INDIA FIJI TODAY DECEMBER 2011 ISSUE

36

Fiji Today 2011

DECEMBER

WEST—PREPARATION FOR CHRISTMAS BY INMATES

Christmas is celebrated wholeheartedly by all races of people in Fiji. The multiracial community of Fiji truly becomes multiracial as the people join in and celebrate Christmas. The inmates in Lautoka seem to be preparing for the grand celebration in the sugar city and at the Nadi International Airport during December. The program seems to be aimed at giving sense of belonging to the in-m a t e s . Many such p r o g r a m s must be under way in most parts of the country as the Christ-mas ap-proaches. The cele-b r a t i o n gains momentum as it is the celebration for year—end and the unfolding of the new year.

MH Food Hall—Suva

Page 39: INDIA FIJI TODAY DECEMBER 2011 ISSUE

510—247 0670

338 Jackson St.

Suite 1 Hayward CA 94544

email [email protected]

Pathfinder Travel

Airline Tickets Cruise—Vacation and Honeymoon

Packages

Owner and President KAMAL SINGH

Travel Consultant—Anand Kumar and Peggie Lorenzo

Where in the world you want to go ?

LARGEST WHOLESALER/RETAILER FOR SOUTH PACIFIC

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Visit our website– www.Pathfindertravels

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Page 40: INDIA FIJI TODAY DECEMBER 2011 ISSUE

PRESIDENT/BROKER/CEC

Jagdish C. ‘Jack’ Sharma

NOTARY PUBLIC CellCellCellCell————(650) 465 0288(650) 465 0288(650) 465 0288(650) 465 0288

Agents

Rajendra ‘Raj’ Prasad 650—867 8321

Amrit “Mike’ Singh 650—376 8096 Irene Z. Sahib 650—679 5319 Ishwar C. Sharma 415—722 8301 Robert P. Singh 510—931 8725 Robin C. Sharma 650—814 8717 Jason A. Auzenne 650—630 0442 Glanmaria Mussio 415—425 7071 Julie H. Bharwani 510—364 2065 Mira Singh

650—834 1781

Shareeta Singh—NOTARY PUBLIC 650—575 9084 Victor Valencia 650—714 9035

MORTGAGE LOANS Robert Singh—LOANS OFFICER

510—931 8725 SACRAMENTO OFFICE Shyam Kaliappan OFFICE MANAGER 916—613 9941 Ajay R. Maharaj 916—813 9393 Bhovinder Singh 916—812 9094

Jonatahan Kaliappan 916—613 9941

Mohireen M. Lata– NOTARY PUB-LIC

Signing Agent 916—381 9139

We are Members of Silicon Valley Ass. of Realtors Re-

Infolink Multiple Listing Services Bay East

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Service Metrolist Multiple Listing Services

ADMINISTRATIVE SUPPORT SERVICES

Reena Singh—NOTARY PUBLIC

PLANNING & DEVELOP-MENT

650—326 7516 Rita Sharma—NOTARY

PUBLIC MARKETING AGENT

650—326 7516 Vesh Sharma

FINANCE EXECUTIVE 650—326 7516

OTHER AGENY SERVICES Mortgage Loans

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LIFE INSURANCE Representing Primerica

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Representing Primerica Financial Services

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