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“In this world nothing is certain but death and taxes.” Benjamin Franklin “Never say you know a man until you have divided an inheritance with him.” Johann Caspar Lavater

“In this world nothing is certain but death and taxes.” Benjamin Franklin “Never say you know a man until you have divided an inheritance with him.” Johann

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Page 1: “In this world nothing is certain but death and taxes.” Benjamin Franklin “Never say you know a man until you have divided an inheritance with him.” Johann

“In this world nothing is certain but death and taxes.”

Benjamin Franklin

“Never say you know a man until you have divided an inheritance with him.”

Johann Caspar Lavater

 

Page 2: “In this world nothing is certain but death and taxes.” Benjamin Franklin “Never say you know a man until you have divided an inheritance with him.” Johann
Page 3: “In this world nothing is certain but death and taxes.” Benjamin Franklin “Never say you know a man until you have divided an inheritance with him.” Johann
Page 4: “In this world nothing is certain but death and taxes.” Benjamin Franklin “Never say you know a man until you have divided an inheritance with him.” Johann

Wills & Trusts

Page 5: “In this world nothing is certain but death and taxes.” Benjamin Franklin “Never say you know a man until you have divided an inheritance with him.” Johann

“Death and taxes and childbirth! There’s never any convenient time for any of them!”

Margaret MitchellGone with the Wind, 1936

Page 6: “In this world nothing is certain but death and taxes.” Benjamin Franklin “Never say you know a man until you have divided an inheritance with him.” Johann

REAL ESTATE

Real Estate Services:• Title Insurance• Contracts• Leases• Closings• Deeds• Commercial & Residential

Page 7: “In this world nothing is certain but death and taxes.” Benjamin Franklin “Never say you know a man until you have divided an inheritance with him.” Johann

OFFICE LOCATIONS:

PINELLAS COUNTY

ST. PETERSBURG Bayfront Tower

31 Beach Drive S.E., St. Petersburg, FL 33701

CLEARWATER 19321 U.S. Highway 19 North, Building C, Suite

410, Clearwater, FL 33764

PALM HARBOR 2600 Tampa Road, Palm Harbor, FL 34684

Page 8: “In this world nothing is certain but death and taxes.” Benjamin Franklin “Never say you know a man until you have divided an inheritance with him.” Johann

OFFICE LOCATIONS:

HILLSBOROUGH COUNTY

TAMPA & LUTZ

Appointments Available Upon Request

Page 9: “In this world nothing is certain but death and taxes.” Benjamin Franklin “Never say you know a man until you have divided an inheritance with him.” Johann
Page 10: “In this world nothing is certain but death and taxes.” Benjamin Franklin “Never say you know a man until you have divided an inheritance with him.” Johann

HAVE YOU PLANNED?

$5,000 to $7,000 - The average cost of one month in a

Florida nursing home

Page 11: “In this world nothing is certain but death and taxes.” Benjamin Franklin “Never say you know a man until you have divided an inheritance with him.” Johann

LONG TERM CARE

Can you afford nursing home costs?

Page 12: “In this world nothing is certain but death and taxes.” Benjamin Franklin “Never say you know a man until you have divided an inheritance with him.” Johann

NURSING HOME COSTS

3 in 5 will spend time in a nursing home

18 months – average length of stay in a nursing home

$2,000 – assets allowed for a single person to qualify for Medicaid in 2010

$2,022 – monthly income allowed for Medicaid qualification in 2010

Page 13: “In this world nothing is certain but death and taxes.” Benjamin Franklin “Never say you know a man until you have divided an inheritance with him.” Johann

FLORIDA ESTATES AND PROBATE

Florida Probate

4 - 7% - Average expense based on value of your estate

6 – 14 months – Average time to administer incourt

Will must be filed in court = loss of privacy

Page 14: “In this world nothing is certain but death and taxes.” Benjamin Franklin “Never say you know a man until you have divided an inheritance with him.” Johann

REVOCABLE LIVING TRUSTS

a living trust can:

Avoid Probate (court procedure) Save your estate time and money Make it easier on your survivors Provide flexibility in passing your estate Avoid Probate in other states