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Implementation guide
EDIFACT PAYMUL 1 (20) October 2016 Local payments & transfers, Sweden
Implementation guide
Local payments and transfers in Sweden
in SEK and other currencies
Edifact format
Paymul
Implementation guide
EDIFACT PAYMUL 2 (20) October 2016 Local payments & transfers, Sweden
Contents
TO BANK GIRO, PLUSGIRO AND CASH PAYMENT VIA BANK GIRO ........................................................................... 4 DEPOSIT TO ACCOUNT WITH HANDELSBANKEN OR TO ANOTHER SWEDISH BANK ................................................ 10 COUNTRY SPECIFIC INFORMATION ....................................................................................................................... 16
Sweden ............................................................................................................................................................ 16 Debit account for giro payments and cash payments ..................................................................................... 16 Credit account for giro payment ..................................................................................................................... 16 Cash payments ................................................................................................................................................ 17 Debit account for deposit to account .............................................................................................................. 17 Credit account for deposit to account ............................................................................................................. 18
EXAMPLE ............................................................................................................................................................. 19
Implementation guide
EDIFACT PAYMUL 3 (20) October 2016 Local payments & transfers, Sweden
Introduction Handelsbanken’s format description for PAYMUL describes exactly which information must
be included in a message in EDIFACT standard to Handelsbanken. The description is specific
to Handelsbanken’s services and routines and must be used only when working with
Handelsbanken.
The format description provides information about local Swedish payments charged to an
account with Handelsbanken. The description is based on the application regulations produced
by the Swedish banks within the framework of the Bankers’ Association. These application
regulations are available in the Bankers’ Association’s Manual on
http://www.bankforeningen.se/. There the business transaction payment orders regarding
information content and structure are described along with directions for how the information
should be placed in an EDIFACT message PAYMUL from the directory version D96.A.rev
2003-04-15. To understand this format description, it must therefore be used in parallel with
Bankers’ Association’s application regulations.
The implementation instructions describe the information content sorted in numerical order for
the business terms included in the business transaction payment orders in the Bankers’
Association’s documentation. Beside each business term there is also a reference to the current
data element in the EDIFACT message PAYMUL. The idea is that it should be possible to use
the format description in parallel with both the business transaction payment orders for the
company’s information analysis, and with the message application for the PAYMUL message
for implementation in the company’s system.
The structure and character sets of the Edifact message are described in the Bankers’
Association’s Service Segments. Handelsbanken uses the ISO 8859-1:1987 character set for
the syntax.
Implementation guide
EDIFACT PAYMUL 4 (20) October 2016 Local payments & transfers, Sweden
Implementation guidelines
To bankgiro, PlusGiro and cash payment via bankgiro
Payments to bankgiro, Plusgiro and cash payments can only be executed in SEK.
Swedish Bankers' Association (Bankföreningen)
Handelsbanken
Business term Ref.no.
Payment order Name
PAYMUL Payments
SG Seg DE
A001 Payment order number BGM 1004 Unique number identifying payment order Max 15 characters
A017 Debit order reference, verification number
4 RFF 1154 Unique reference for the debit transaction
A018 Customer reference number, verification number
11 RFF 1154 Unique reference for the credit transaction
A025 Reference to remittance advice, number
11 RFF 1154 Not used
A027 Message function code BGM 1225 9 = Original
A029 Previous payment order, number
1 RFF 1154 Not used
A039 Customer to customer payment reference
11 RFF 1154 Not used
B001 Payment order date DTM 2380 YYYYMMDD
B002 Requested execution date 4 DTM 2380 YYYYMMDD
B016 Beneficiary’s banks due date 11 DTM 2380 Not used
B017 Payment due date 11 DTM 2380 Not used
B018 Exchange rate date 5 DTM 2380 Not used
B019 Contract, date 5 DTM 2380 Not used
B028 Previous payment order, date
1 DTM 2380 Not used
C001 Ordering customer’s customer number
13 NAD 3039 Not used
C002 Ordering customer’s name 13 NAD 3036 Not used
C003 Ordering customer’s box/street address
13 NAD 3042 Not used
C004 Ordering customer’s postcode
13 NAD 3251 Not used
C005 Ordering customer’s postal address
13 NAD 3164 Not used
Implementation guide
EDIFACT PAYMUL 5 (20) October 2016 Local payments & transfers, Sweden
Swedish Bankers' Association (Bankföreningen)
Handelsbanken
Business term Ref.no.
Payment order Name
PAYMUL Payments
SG Seg DE
C006 Ordering customer’s country code
13 NAD 3207 Not used
C008 Debit account 6 FII 3194 Bank giro number to be debited
C016 Debit account holder’s identification
6 FII 3192 Debit account holder’s customer = Business organisation number
C017 Payor’s name 13 NAD 3036 Not used
C018 Payor’s address 13 NAD 3042 Not used
C019 Payor’s postcode 13 NAD 3251 Not used
C020 Payor’s mailing address 13 NAD 3164 Not used
C021 Payor’s country code 13 NAD 3207 Not used
C022 Payor’s province/country/state
13 NAD 3229 Not used
C027 Debit account holding bank, branch number
6 FII 3434 9900 = BGC (Bankgirocentralen)
C028 Debit account servicing bank, SWIFT address
6 FII 3433 Not used
C031 Intermediary bank, SWIFT address
12 FII 3433 Not used
C034 Beneficiary’s identification 13 NAD 3039 Not used
C035 Beneficiary’s name 13 NAD 3036 Beneficiary’s name
C036 Beneficiary’s box/street address
13 NAD 3042 Beneficiary’s box/street address
C037 Beneficiary’s postcode 13 NAD 3251 Beneficiary’s postcode
C038 Beneficiary's postal address 13 NAD 3164 Beneficiary's postal address
C039 Beneficiary's country code 13 NAD 3207 Beneficiary's country code
C040 Credit account 12 FII 3194 Beneficiary’s bank giro number, PlusGiro number
C043 Beneficiary’s contact person or department
13 CTA 3412 Not used
C044 Beneficiary’s telephone no. 13 COM 3148 Not used
C045 Beneficiary’s telefax number 13 COM 3148 Not used
C046 Beneficiary’s telex number 13 COM 3148 Not used
C047 Beneficiary’s e-mail address 13 COM 3148 Not used
Implementation guide
EDIFACT PAYMUL 6 (20) October 2016 Local payments & transfers, Sweden
Swedish Bankers' Association (Bankföreningen)
Handelsbanken
Business term Ref.no.
Payment order Name
PAYMUL Payments
SG Seg DE
C048 Beneficiary’s institution branch number
12 FII 3434 Not used
C049 Beneficiary’s financial institution, SWIFT address
12 FII 3433 Not used
C050 Charge account, account number
4 FCA 3194 Not used
C050 Charge account, account number
11 FCA 3194 Not used
C051 Charge account, institution branch number
4 FCA 3434 Not used
C051 Charge account, institution branch number
11 FCA 3434 Not used
C052 Party enacting advice 1 14 INP 3301 Not used
C053 Recipient of advice 1 14 INP 3285 Not used
C054 Advice method 1, code 14 INP 4401 Not used
C055 Party enacting advice 2, code
14 INP 3301 Not used
C056 Recipient of advice 2 14 INP 3285 Not used
C057 Advice method 2, code 14 INP 4401 Not used
C058 Payee’s identification number
13 NAD 3039 Not used
C059 Order sender, identification 3 NAD 3039 Not used
C060 Order recipient, identification 2 FII 3433 Not used
C066 Credit account-servicing financial institution,
institution branch number
12 FII 3434 Clearing no.
9900 = Bank giro deposit
9500 = PlusGiro deposit
Cash payment = 9900 and can only be used in combination with Sg 11 PAI D006
C067 Credit account servicing institution, SWIFT address
12 FII 3433 Not used
C068 Account servicing financial institution, name
12 FII 3432 Not used
C069 Account servicing financial institution, town
12 FII 3436 Not used
C070 Payee’s name 13 NAD 3036 Not used
Implementation guide
EDIFACT PAYMUL 7 (20) October 2016 Local payments & transfers, Sweden
Swedish Bankers' Association (Bankföreningen)
Handelsbanken
Business term Ref.no.
Payment order Name
PAYMUL Payments
SG Seg DE
C071 Payee’s box/street address 13 NAD 3042 Not used
C072 Payee’s postcode. 13 NAD 3251 Not used
C073 Payee’s postal address 13 NAD 3251 Not used
C074 Payee’s country code 13 NAD 3207 Not used
C075 Payee’s province/country/state
13 NAD 3229 Not used
C080 Party enacting advice 3, code
14 INP 3301 Not used
C081 Recipient of advice 3, code 14 INP 3285 Not used
C082 Advice method 3, code 14 INP 4401 Not used
C083 Beneficiary’s province/country/state
13 NAD 3229 Not used
C085 Advice information 1, free text
14 FTX 4440 Not used
C086 Advice information 2, free text
14 FTX 4440 Not used
C087 Advice information 3, free text
14 FTX 4440 Not used
C089 Ordering customer’s province/country/state
13 NAD 3229 Not used
C107 Institution branch number type, code
6 FII 1131 157 = clearing code SE
C107 Institution branch number type, code
12 FII 1131 157 = clearing code SE
C108 Institution branch number type, code list responsible agency
6 FII 3055 118 = SE, Swedish Bankers’ Association
C108 Institution branch number type, code list responsible agency
12 FII 3055 118 = SE, Swedish Bankers’ Association
C122 Account servicing financial institution, country
12 FII 3207 Account servicing financial institution, country
C134 Ordering customer’s financial institution, country
6 FII 3207 Ordering customer’s financial institution, country
D001 Geographic environment 4 BUS 3279 DO = domestic
D002 Payment type, code 4 BUS 4487 Not used
D003 Intra-group payment, code 4 BUS 4463 Not used
Implementation guide
EDIFACT PAYMUL 8 (20) October 2016 Local payments & transfers, Sweden
Swedish Bankers' Association (Bankföreningen)
Handelsbanken
Business term Ref.no.
Payment order Name
PAYMUL Payments
SG Seg DE
D004 Contract number 5 RFF 1154 Not used
D005 Payment terms, code 11 PAI 4439 Not used
D006 Payment method, code 11 PAI 4461 23 = cash payment
D007 Charge allocation code 11 FCA 4471 Not used
D008 Central bank code 15 RCS 7295 Not used
D020 Underlying business type, code
4 BUS 4025 Not used
D021 Payment channel, code 11 PAI 4435 Not used
D022 Payment reference, contents and format
16 PRC 7187 8 = Payment reference only in structured form (DOC) 11 = Payment reference only in unstructured form (FTX)
D024 Generic charges allocation, code
4 FCA 4471 Not used
E001 Payment amount 11 MOA 5004 Monetary amount
E002 Payment currency 5 MOA 6345 Payment currency code, code ISO SEK
E002 Payment currency 11 MOA 6345 Payment currency code, code ISO SEK
E011 Currency of equivalent amount
5 MOA 6345 Not used
E011 Currency of equivalent amount
11 MOA 6345 Not used
E015 Exchange rate 5 CUX 5402 Not used
E047 Total amount in payment currency
5 MOA 5004 Total of all “E001 Payment amount” (MOA 5004 Sg11)
E048 Total amount as equivalent amount
5 MOA 5004 Not used
E049 Account currency 4 FCA 6345 Not used
E049 Account currency 6 FII 6345 Debit account currency code, code ISO SEK
E049 Account currency 11 FCA 6345 Not used
E049 Account currency 12 FII 6345 Credit account currency code, code ISO SEK
Implementation guide
EDIFACT PAYMUL 9 (20) October 2016 Local payments & transfers, Sweden
Swedish Bankers' Association (Bankföreningen)
Handelsbanken
Business term Ref.no.
Payment order Name
PAYMUL Payments
SG Seg DE
E050 Debit currency 5 CUX 6345 Not used
E051 Credit currency 5 CUX 6345 Not used
E052 Exchange rate, base 5 CUX 6348 Not used
E054 Payment amount as equivalent amount
11 MOA 5004 Not used
F001 Control amount 23 MOA 5004 Total of all “F007 Document amount” (MOA 5004 Sg 17)
F003 Document number 17 DOC 1004 Reference number e g OCR no., Invoice number Max 25 characters
F004 Document type 17 DOC 1001 380 = Invoice 381 = Credit note 322 = OCR 420 = OCR credit advice
F005 Document date 17 DTM 2380 Not used
F006 Document date, format 17 DTM 2379 Not used
F007 Document amount 17 MOA 5004 Invoice amount
F008 Document currency 17 MOA 6345 Currency for invoice amount
F009 Amount type, code 17 MOA 5025 77 = Invoice amount
F010 Other reference number 17 RFF 1154 Any additional reference
F010 Other reference number 19 FTX 4440 Not used
F011 Type of reference number 17 RFF 1153 ABO = Ordering customer’s ref ACD = Additional reference
F011 Type of reference number 19 FTX 4441 Not used
F012 Reference information, free text
10 FTX 4440 Not used
F012 Reference information, free text
16 FTX 4440 Unstructured reference information, free text
F013 Text, language 10 FTX 3453 Not used
F013 Text, language 14 FTX 3453 Not used
F013 Text, language 16 FTX 3453 Not used
Implementation guide
EDIFACT PAYMUL 10 (20) October 2016 Local payments & transfers, Sweden
Deposit to account with Handelsbanken or to another Swedish bank
At Handelsbanken deposits in SEK and other currencies can be made without conversion.
To another Swedish bank, only SEK deposits to accounts.
For other currencies, to other Swedish banks or transfer with currency conversion see Format
description cross border payments.
Swedish Bankers' Association (Bankföreningen)
Handelsbanken
Business term Ref.no.
Payment order Name
PAYMUL Payments
SG Seg DE
A001 Payment order number BGM 1004 Unique number identifying payment order Max 15 characters
A017 Debit order reference, verification number
4 RFF 1154 Unique reference for the debit transaction
A018 Customer reference number, verification number
11 RFF 1154 Unique reference for the credit transaction
A025 Reference to remittance advice, verification number
11 RFF 1154 Not used
A027 Message function code BGM 1225 9 = Original
A029 Previous payment order, number
1 RFF 1154 Not used
A039 Customer to customer reference, number
11 RFF 1154 Not used
B001 Payment order, date DTM 2380 YYYYMMDD
B002 Requested execution date 4 DTM 2380 YYYYMMDD
B016 Beneficiary’s banks due date 11 DTM 2380 Not used
B017 Payment due date 11 DTM 2380 Not used
B018 Exchange rate date 5 DTM 2380 Not used
B019 Contract, date 5 DTM 2380 Not used
B028 Previous payment order, date
1 DTM 2380 Not used
C001 Ordering customer’s customer number
13 NAD 3039 Not used
C002 Ordering customer’s name 13 NAD 3036 Not used
C003 Ordering customer’s box/street address
13 NAD 3042 Not used
C004 Ordering customer’s postcode
13 NAD 3251 Not used
C005 Ordering customer’s postal address
13 NAD 3164 Not used
Implementation guide
EDIFACT PAYMUL 11 (20) October 2016 Local payments & transfers, Sweden
Swedish Bankers' Association (Bankföreningen)
Handelsbanken
Business term Ref.no.
Payment order Name
PAYMUL Payments
SG Seg DE
C006 Ordering customer’s country code
13 NAD 3207 Not used
C008 Debit account 6 FII 3194 Account to be debited
C016 Debit account holder’s identification
6 FII 3192 Debit account holder’s customer number = Business organisation number
C017 Payor’s name 13 NAD 3036 Not used
C018 Payor’s address 13 NAD 3042 Not used
C019 Payor’s postcode 13 NAD 3251 Not used
C020 Payor’s postal address 13 NAD 3164 Not used
C021 Payor’s country code 13 NAD 3207 Not used
C022 Payor’s province/country/state
13 NAD 3229 Not used
C027 Debit account holding bank, branch number
6 FII 3434 Clearing number for debit account
C028 Debit account servicing financial institution, SWIFT address
6 FII 3433 Not used
C031 Intermediary bank, SWIFT address
12 FII 3433 Not used
C034 The beneficiary’s identification
13 NAD 3039 Not used
C035 Beneficiary’s name 13 NAD 3036 Beneficiary’s name
C036 Beneficiary’s box/street address
13 NAD 3042 Beneficiary’s box/street address
C037 The beneficiary’s postcode 13 NAD 3251 The beneficiary’s postcode
C038 Beneficiary's postal address 13 NAD 3164 Beneficiary's postal address
C039 Beneficiary's country code 13 NAD 3207 Beneficiary's country code
C040 Credit account 12 FII 3194 Beneficiary’s account number
C043 Beneficiary’s contact person or department
13 CTA 3412 Not used
C044 Beneficiary’s telephone no. 13 COM 3148 Not used
C045 Beneficiary’s telefax number 13 COM 3148 Not used
C046 Beneficiary’s telex number 13 COM 3148 Not used
C047 Beneficiary’s e-mail address 13 COM 3148 Not used
Implementation guide
EDIFACT PAYMUL 12 (20) October 2016 Local payments & transfers, Sweden
Swedish Bankers' Association (Bankföreningen)
Handelsbanken
Business term Ref.no.
Payment order Name
PAYMUL Payments
SG Seg DE
C048 Beneficiary’s institution branch number
12 FII 3434 Not used
C049 Beneficiary’s financial institution, SWIFT address
12 FII 3433 Not used
C050 Charge account, account number
4 FCA 3194 Not used
C050 Charge account, account number
11 FCA 3194 Not used
C051 Charge account, institution branch number
4 FCA 3434 Not used
C051 Charge account, institution branch number
11 FCA 3434 Not used
C052 Party enacting advice 1, code
14 INP 3301 YC7= ordered bank
C053 Recipient of advice 1, code 14 INP 3285 11 = beneficiary (in case of advice)
C054 Advice method 1, code 14 INP 4401 AD = advice (in case of advice)1
C055 Party enacting advice 2, code
14 INP 3301 Not used
C056 Recipient of advice 2, code 14 INP 3285 Not used
C057 Advice method 2, code 14 INP 4401 Not used
C058 Payee’s identification 13 NAD 3039 Not used
C059 Order sender, identification 3 NAD 3039 Not used
C060 Order recipient, identification 2 FII 3433 Not used
C066 Credit account servicing financial institution, institution branch number
12 FII 3434 Clearing number beneficiary account
C067 Credit account servicing financial institution, SWIFT address
12 FII 3433 Not used
C068 Account servicing financial institution, name
12 FII 3432 Not used
C069 Account servicing financial institution, town
12 FII 3436 Not used
C070 Payee’s name 13 NAD 3036 Not used
1 Separate advices are charged, fee according to the applicable price list
Implementation guide
EDIFACT PAYMUL 13 (20) October 2016 Local payments & transfers, Sweden
Swedish Bankers' Association (Bankföreningen)
Handelsbanken
Business term Ref.no.
Payment order Name
PAYMUL Payments
SG Seg DE
C071 Payee’s box/street address 13 NAD 3042 Not used
C072 Payee’s postcode 13 NAD 3251 Not used
C073 Payee’s postal address 13 NAD 3251 Not used
C074 Payee’s country code 13 NAD 3207 Not used
C075 Payee’s province/country/state
13 NAD 3229 Not used
C080 Party enacting advice 3, code
14 INP 3301 Not used
C081 Recipient of advice 3, code 14 INP 3285 Not used
C082 Advice method 3, code 14 INP 4401 Not used
C083 Beneficiary’s province/country/state
13 NAD 3229 Not used
C085 Advice information 1, free text
14 FTX 4440 Not used
C086 Advice information 2, free text
14 FTX 4440 Not used
C087 Advice information 3, free text
14 FTX 4440 Not used
C089 Ordering customer’s province/country/state
13 NAD 3229 Not used
C107 Institution branch number type, code
6 FII 1131 157 = clearing code SE
C107 Institution branch number type, code
12 FII 1131 157 = clearing code SE
C108 Institution branch number type, code list responsible agency
6 FII 3055 118 = SE, Swedish Bankers’ Association
C108 Institution branch number type, code list responsible agency
12 FII 3055 118 = SE, Swedish Bankers’ Association
C122 Account servicing financial institution, country
12 FII 3207 Account servicing financial institution, country
C134 Ordering customer’s financial institution, country
6 FII 3207 Ordering customer’s financial institution, country
D001 Geographic environment 4 BUS 3279 DO = domestic
D002 Payment type, code 4 BUS 4487 Not used
D003 Intra-group payment, code 4 BUS 4463 Not used
Implementation guide
EDIFACT PAYMUL 14 (20) October 2016 Local payments & transfers, Sweden
Swedish Bankers' Association (Bankföreningen)
Handelsbanken
Business term Ref.no.
Payment order Name
PAYMUL Payments
SG Seg DE
D004 Contract number 5 RFF 1154 Not used
D005 Payment terms, code 11 PAI 4439 Not used
D006 Payment method, code 11 PAI 4461 Not used
D007 Charge allocation code 11 FCA 4471 Not used
D008 Central bank code 15 RCS 7295 Not used
D020 Underlying business type, code
4 BUS 4025 Not used
D021 Payment channel, code 11 PAI 4435 Not used
D022 Payment reference, contents and form
16 PRC 7187 11 = Payment reference only in unstructured form (FTX)
D024 Generic charges allocation, code
4 FCA 4471 Not used
E001 Payment amount 11 MOA 5004 Monetary amount
E002 Payment currency 5 MOA 6345 Payment currency code, code ISO SEK
E002 Payment currency 11 MOA 6345 Payment currency code, code ISO SEK
E011 Currency of equivalent amount
5 MOA 6345 Not used
E011 Currency of equivalent amount
11 MOA 6345 Not used
E015 Exchange rate 5 CUX 5402 Not used
E047 Total amount in payment currency
5 MOA 5004 Total of all “E001 Payment amount” (MOA 5004 Sg11)
E048 Total amount as equivalent amount
5 MOA 5004 Not used
E049 Account currency 4 FCA 6345 Not used
E049 Account currency 6 FII 6345 Debit account currency code, code ISO SEK
E049 Account currency 11 FCA 6345 Not used
E049 Account currency 12 FII 6345 Credit account currency code, code ISO SEK
E050 Debit currency 5 CUX 6345 Not used
Implementation guide
EDIFACT PAYMUL 15 (20) October 2016 Local payments & transfers, Sweden
Swedish Bankers' Association (Bankföreningen)
Handelsbanken
Business term Ref.no.
Payment order Name
PAYMUL Payments
SG Seg DE
E051 Credit currency 5 CUX 6345 Not used
E052 Exchange rate, base 5 CUX 6348 Not used
E054 Payment amount as equivalent amount
11 MOA 5004 Not used
F001 Control amount 23 MOA 5004 Total of all “F007 Document amount” (MOA 5004 Sg 17)
F003 Document number 17 DOC 1004 Not used
F004 Document type 17 DOC 1001 Not used
F005 Document date 17 DTM 2380 Not used
F006 Document date, format 17 DTM 2379 Not used
F007 Document amount 17 MOA 5004 Invoice amount
F008 Document currency 17 MOA 6345 Currency for invoice amount
F009 Amount type, code 17 MOA 5025 77 = Invoice amount
F010 Other reference number 17 RFF 1154 Any additional reference
F010 Other reference number 19 FTX 4440 Not used
F011 Type of reference number 17 RFF 1153 ABO = Ordering customer’s ref ACD = Additional reference
F011 Type of reference number 19 FTX 4441 Not used
F012 Reference information, free text
10 FTX 4440 Not used
F012 Reference information, free text
16 FTX 4440 Unstructured reference information, free text
Shown on the account statement for deposit to Handelsbanken Max 14 charactersDeposit to other Swedish bank Max 12 characters
For advice (Sg 14 INP 3285 C053) max 60 characters can be entered2
F013 Text, language 10 FTX 3453 Not used
F013 Text, language 14 FTX 3453 Not used
F013 Text, language 16 FTX 3453 Not used
2 Separate advices are charged, fee according to the applicable price list
Implementation guide
EDIFACT PAYMUL 16 (20) October 2016 Local payments & transfers, Sweden
Country specific information
Sweden
For giro payments a bank giro number or a PlusGiro number is used.
Giro numbers consists of 7–8 digits
Debit account for giro payments and cash payments
Swedish Bankers' Association (Bankföreningen) Handelsbanken
Business term
Payment order PAYMUL Description Example
SG Seg DE
C008 Debit account 6 FII 3194 Bank giro number 12345678
C027 Debit account servicing financial institution, institution branch number
6 FII 3434 Bank giro clearing number 4 digits
9900
C107 Institution branch number type, code
6 FII 1131 Clearing code SE 157
C108 Branch number type, code list responsible agency
6 FII 3055 SE, Swedish Bankers’ Association
118
Credit account for giro payment
Swedish Bankers' Association (Bankföreningen) Handelsbanken
Business term
Payment order PAYMUL Description Example
SG Seg DE
C040 Credit account 12 FII 3194 Bank giro/PlusGiro number
12345678
C066 Credit account servicing financial institution, institution branch number
12 FII 3434 Clearing number 4 digits: BG PG
9900 9500
C107 Institution branch number type, code
12 FII 1131 Clearing code SE 157
C108 Institution branch number type, code list responsible agency
12 FII 3055 SE, Swedish Bankers’ Association
118
D022 Payment reference, type 16 PRC 7187 Structured reference DOC
8
F004 Document type 17 DOC 1001 OCR 322
F003 Document number 17 DOC 1004 OCR reference 310000021423
Implementation guide
EDIFACT PAYMUL 17 (20) October 2016 Local payments & transfers, Sweden
Cash payments
Swedish Bankers' Association (Bankföreningen) Handelsbanken
Business term
Payment order PAYMUL Description Example
SG Seg DE
D006 Payment method, code 11 PAI 4461 Cash payments 23
C066 Credit account servicing financial institution, institution branch number
12 FII 3434 Clearing number 4 digits BG, cash payment
9900
C107 Institution branch number type, code
12 FII 1131 Clearing code SE 157
C108 Institution branch number type, code list responsible agency
12 FII 3055 SE, Swedish Bankers’ Association
118
D022 Payment reference, type 16 PRC 7187 Unstructured reference FTX
11
F012 Reference information, free text
16 FTX 4440 Unstructured reference information, free text
Return duplicate payment of the July fee
Debit account for deposit to account
Account numbers at Handelsbanken Sweden consists of 8 – 9 digits
The Swedish Bankers' Association (Bankföreningen) Handelsbanken
Business term
Payment order PAYMUL Description Example
SG Seg DE
C008 Debit account 6 FII 3194 Account number to be debited
123456789
C027 Debit account servicing financial institution, institution branch number
6 FII 3434 Clearing number for the debit account 4 digits
6153
C107 Institution branch number type, code
6 FII 1131 Clearing code SE 157
C108 Branch number type, code list responsible agency
6 FII 3055 SE, Swedish Bankers’ Association
118
Implementation guide
EDIFACT PAYMUL 18 (20) October 2016 Local payments & transfers, Sweden
Credit account for deposit to account
For deposits to accounts, one account number is used for beneficiaries at Handelsbanken or to
beneficiaries at another Swedish bank.
The beneficiary’s account number can be stated as:
Account number 2-10 digits excluding clearing number
Account number 11 digits including account number
Both must be combined with Sg 12 FII C066
Swedish Bankers' Association (Bankföreningen) Handelsbanken
Business term
Payment order PAYMUL Description Example
SG Seg DE
C040 Credit account 12 FII 3194 Beneficiary’s account number
456123789
C066 Credit account servicing financial institution, institution branch number
12 FII 3434 Clearing number 4 digits 6153
C107 Institution branch number type, code
12 FII 1131 Clearing code SE 157
C108 Institution branch number type, code list responsible agency
12 FII 3055 SE, Swedish Bankers’ Association
118
D022 Payment reference, type 16 PRC 7187 Unstructured reference FTX
11
F012 Reference information, free text
16 FTX 4440 Unstructured reference information, free text
Deposit to account with:
Handelsbanken max 14 characters
Another Swedish bank Max 12 characters
From Lisa
Implementation guide
EDIFACT PAYMUL 19 (20) October 2016 Local payments & transfers, Sweden
Example
LIN1 – SEQ1
Shows a bank giro payment to bank giro number 12345678. It includes a debit note and a
credit note.
LIN1 – SEQ2
Shows a plusgiro payment to plusgiro number 12345678.
LIN1 – SEQ3
Shows a cash payment to Cash payment plc.
LIN2 – SEQ1
Shows a deposit to account with advice to an SEB account 53001234567.
LIN3 – SEQ1
Shows a transfer in foreign currency between accounts at Handelsbanken
UNH+0602+PAYMUL:D:96A:UN:SF4611'
BGM+452+100020051213+9'
DTM+137:20060223:102'
LIN+1'
DTM+203:20061226:102'
RFF+AEK:1000000301010'
BUS++DO'
MOA+9:10:SEK'
FII+OR+58761149:3321251633::SEK+:::9900:157:118'
SEQ++1'
MOA+9:10.00:SEK'
RFF+CR:0602230000000001122334'
FII+BF+12345678+:::9900:157:118'
NAD+BE+++Bankgiro AB+BOX 1234+MALMÖ++200 00+SE'
PRC+8'
DOC+380+1001164444'
MOA+77:12.50:SEK'
DTM+137:20060109:102'
DOC+381+1001174444'
MOA+77:2.50:SEK'
DTM+137:20060220:102'
GIS+37'
MOA+128:10.00:SEK'
SEQ++2'
MOA+9:10.00:SEK'
RFF+CR:0602230000000001122335'
FII+BF+12345678+:::9500:157:118'
NAD+BE+++PlusGiro AB+BOX 1234+MALMÖ++200 00+SE'
PRC+8'
DOC+380+2331144444'
MOA+77:10.00:SEK'
DTM+137:20060118:102'
GIS+37'
MOA+128:10.00:SEK'
SEQ++3'
MOA+9:2.50:SEK'
Implementation guide
EDIFACT PAYMUL 20 (20) October 2016 Local payments & transfers, Sweden
RFF+CR:1211223344'
PAI+23'
FII+BF++:::9900:157:118'
NAD+BE+++Cash payment AB+BOX 1234+MALMÖ++200 00+SE'
PRC+11'
FTX+PMD+++Thanks for the loan+SE'
GIS+37'
MOA+128:2.50:SEK'
LIN+2'
DTM+203:20061226:102'
RFF+AEK:2000000301010'
BUS++DO'
MOA+9:10:SEK'
FII+OR+235192252:3321251633::SEK+:::6910:157:118'
SEQ++1'
MOA+9:10.00:SEK'
RFF+CR:0602230000000001122337'
FII+BF+53001234567+:::5300:157:118'
NAD+BE+++Account deposit AB+BOX 1234+MALMÖ++200 00+SE'
INP+YC7:11+2:AD'
PRC+11'
FTX+PMD+++Compensation for runover hen+SE'
GIS+37'
MOA+128:10.00:SEK'
LIN+3’
DTM+203:20060223:102’
RFF+AEK:3000000301010’
BUS++DO’
MOA+9:50:EUR’
FII+OR+48606529:3321251633::EUR+:::6910:157:118’
SEQ++1’
MOA+9:50:EUR’
RFF+CR:0607070000001122337’
FII+BF+48606529+:::6910:157:118’
NAD+BE+++Foreign currency transfer AB+BOX 1234+MALMÖ++20000+SE’
PRC+11’
FTX+PMD+++SHB max 14 pos’
GIS+37
CNT+2:4'
UNT+96+0602'