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IDLC was initially established in Bangladesh in 1985 through the collaboration of International Finance

Corporation (IFC) of the World Bank, German Investment and Development Company (DEG), Kookmin

Bank and Korean Development Leasing Corporation of South Korea, the Aga Khan Fund for Economic

Development, the City Bank Limited, IPDC of Bangladesh Limited, and Sadharan Bima Corporation. As the

company evolved, initial foreign shareholding of 49% was gradually withdrawn and the last foreign

shareholding was bought out by local sponsors in 2009.

Although we initially started with Lease Financing as our core product, IDLC has grown to become the

largest multi-product Non-Bank Financial Institution of Bangladesh, with almost equal focus in Corporate,

Retail and SME sectors. Moreover, IDLC has a significant presence in the Capital Markets. Our merchant

banking arm, IDLC Investments Limited, a wholly-owned subsidiary of IDLC is a premier brand for

investment banking in the country. Our stock brokerage arm, IDLC Securities Limited, another wholly-owned

subsidiary of IDLC is also amongst the top five brokers in the country .

Over the years, IDLC has attained a significant presence in the corporate sector of Bangladesh. IDLC is

highly respected by our clients, peers, employees and regulators for our strong corporate governance,

statutory compliance, high ethical standards, a progressive and enabling working environment, and strong

commitment to environmental and social development.

IDLC continues to play a pioneering role in introducing and popularizing a variety of financial instruments

suiting ever-changing requirements of its fast-growing clients. We are continuously expanding our presence

to ensure the best quality of service to our clients at all times.

Vision, Mission and Values

Vision

We will be the best financial brand in the country.

Mission

We will focus on quality growth, superior customer experience and sustainable business practices.

Strategic Objectives 2012/2013

Grow and develop our talent pool

Fully leverage new core banking platform

Optimize distribution points

Grow and diversify funding sources

Grow sales and service capabilities in Consumer Division

Aggressively grow SME portfolio

Focus on top-tier clients in Corporate

Consolidate capital market operations and enhance capabilities

Embrace internationally accepted corporate governance and sustainable business practices

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Shareholding Structure

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SHAREHOLDING COMPOSITION OF IDLC FINANCE LIMITED

As on May 31, 2013

Sl.No. Name Of Shareholders No.Of Shares %

01. Sponsors/Directors

The City Bank Limited 45,634,598 28.37

Transcom Group 13.33

- Eskayef Bangladesh Limited 12,870,000 8.00

- Transcraft Limited 6,456,335 4.01

- Bangladesh Lamps Limited 2,123,550 1.32

Sadharan Bima Corporation 12,257,065 7.62

Mercantile Bank Limited 12,065,625 7.50

Reliance Insurance Co. Limited 11,261,250 7.00

Sub-Total 102,668,423 63.82

02. General

Institutions

Bangladesh Fund 5,145,910 3.20

Pubali Bank Limited 2,128,500 1.32

ICB 1,735,360 1.08

Eastern Bank Limited 1,641,250 1.02

Marina Apparels Limited 1,608,750 1.00

Other Institutions 10,992,026 6.83

Sub-Total 23,251,796 14.45

Individuals

General Public (Individuals) 34,954,781 21.73

Sub-Total 34,954,781 21.73

Total Holdings 160,875,000 100.00

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Professional Code of Conduct

In accordance with approved and agreed Code of Conduct, our employees will at all times:

Act with integrity, competence, dignity and in an ethical manner when dealing with customers, colleagues, prospects,

agencies and public;

Act and encourage others to behave in a professional and ethical manner that will reflect positively on IDLC employees, their

profession and IDLC at large;

Strive to maintain and improve the competence of all in the business;

Use reasonable care and exercise independent professional judgment;

Refrain from restraining others in performing their professional obligations;

Maintain knowledge of and comply with all applicable laws, rules and regulations;

Disclose all conflicts of interest;

Deliver professional services in accordance with IDLC policies and relevant technical and professional standards;

Respect the confidentiality and privacy of people, specially customers, with whom they do business;

Refrain from engaging in any professional conduct involving dishonesty, fraud, deceit or misrepresentation, or committing any

act that reflects adversely on their honesty, trustworthiness or professional competence.

IDLC employees have an obligation to know, understand and respect not only the guidance contained in the Code of Conduct but

also the spirit on which it is based.

Products: Car loan, Deposit scheme, home loan, sme loan