icici bank FINAL EC

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INTRODUCTION

ICICI Bank (The Industrial Credit and Investment Corporation of IndiaLimited) is India's second-largest bank with total assets of Rs. 3,634.00

billion (US$ 81 billion) at March 31, 2010 and profit after tax Rs. 40.25

billion (US$ 896 million) for the year ended March 31, 2010. The Bank

has a network of 2,035 branches and about 5,518 ATMs in India and

presence in 18 countries. ICICI Bank offers a wide range of banking

products and financial services to corporate and retail customersthrough a variety of delivery channels and through its specialized

subsidiaries in the areas of investment banking, life and non-life

insurance, venture capital and asset management.



The Bank currently has subsidiaries in the United Kingdom, Russia and

Canada, branches in United States, Singapore, Bahrain, Hong Kong, SriLanka, Qatar and Dubai International Finance Centre and representative

offices in United Arab Emirates, China, South Africa, Bangladesh, Thailand,

Malaysia and Indonesia. Our UK subsidiary has established branches in

Belgium and Germany.

ICICI Bank's equity shares are listed in India on Bombay Stock Exchangeand the National Stock Exchange of India Limited and its American

Depositary Receipts (ADRs) are listed on the New York Stock Exchange

(NYSE).



In 1955 The Industrial Credit and Investment Corporation of India Limited

(ICICI) incorporated at the initiative of the World Bank, the Government

of India and representatives of Indian industry, with the objective of creating a development financial institution for providing medium-term

and long-term project financing to Indian businesses. Mr.A.Ramaswami

Mudaliar elected as the first Chairman of ICICI Limited.

ICICI emerges as the major source of foreign currency loans to Indianindustry. Besides funding from the World Bank and other multi-lateral

agencies, ICICI was also among the first Indian companies to raise funds

from international markets

HISTORY OF ICICI BANK



VISIONStatement

To be the preferred brand for total financial and banking.

To be the leading provider of financial services in India

and a major global bank.



MISSION Statement

Perfection in Power.

We will leverage our people, technology, speed and financial capital

to

be the banker of first choice for our customers by delivering high

quality, world-class products and services -expand the frontiers of

our business globally play a proactive role in the full realization of India's potential

maintain a healthy financial profile and diversify our earnings across

businessman and geographies maintain high standards of governance

and ethics contribute positively to the various countries and markets

in which we operate create value for our stakeholders.



PERSONAL BANKING

Accounts & DepositsICICI Bank has designed a gamut of accounts and deposits to cater

to your unique banking needs. Add this to our extensive branch &

ATM network and facilities like mobile, phone, internet and

doorstep banking, and experience banking at its best.



Dream Deposits

All of us have dreams. We dream for ourselves, for our families,,

friends and relatives and for society at large too.

A unique offering of four term deposit plans that enable you realizeyour dreams at every stage of your life.

Dream Car Plan

Dream Home Plan

Dream Education Plan

Dream Retirement Plan



Fixed Deposit

You can invest in our Fixed Deposit for as long as you wish

between 7 days to 10 years. All fixed deposits come with a set choice of investment plans.

Fixed Rate Deposit accounts also provide Fixed Loans.

Re-investment Fixed Deposit rates do not change but work like a

Recurring Debit Account transaction.

In other words, Re-investment Plans are compounded overtraditional deposits and hence are more lucrative over different

time periods.



Savings Account

Facilities provided by ICICI Savings Account

Debit-cum-ATM Card

Money Multiplier Facility

Internet Banking

Customer Care

Mobile Banking

Standing Instructions

Nomination Facility



Privilege BankingChoose the ICICI Bank Privilege Banking account to enjoy exclusive

benefits across wide range of product and services.

The Privilege banking account variants we offer are - silver, gold and

titanium; each designed to suit your specific needs. In addition to

benefits like money multiplier, nomination facility, internet banking

and mobile banking, you can avail other special privileges like:

Priority service at all ICICI bank branches and through Customer Care.

Preferential rate on purchase of ICICI Bank pure gold and foreign

exchange.

Discount on annual fee for safe deposit locker.

Special rates on ICICI Bank loans.

Preferential rate on DD/ PO charges.

Multi-city cheque book.



Salary Account

ICICI Bank Salary Account is a benefit-rich payroll account for

Employers and Employees.

As an organization, you can opt for our Salary Accounts to enable

easy disbursements of salaries and enjoy numerous other benefits

too.

With ICICI Bank Salary Accounts your employees will enjoy the

convenience of :

Having the largest network of ATMs at their command.

Free 24 hour Phone Banking.

Free Internet Banking.



INSURANCE PLANS

Life insurance Retirement plans Health insurance



Life Insurance

Life insurance ensures that your family will receive financial

support in your absence. Put simply, life insurance provides

your family with a sum of money should something happen

to you. It protects your family from financial crises.

ICICI Prudential Life Insurance Plan

i-Protect Term Plan is a term insurance plan available online only.

Pure-Protect : ICICI Pru Pure Protect is a term plan without Return of Premium



How to plan for retirement?

Decide how much income you require

Determine how much you need to save regularly

Select the right retirement plan

Start saving now

Systematically invest a fixed amount

A retirement plan is

an assurance that

you will continue to

earn a satisfyingincome and enjoy a

comfortable lifestyle,

even when you are

no longer working.

DEFINATION



HEALTH INSURANCE

Health insurance policies insure you against several illnesses and

guarantee you stay financially secure should you ever require

treatment. They safeguard your peace of mind, eliminate all worries

about treatment expenses, and allow you to focus your energy on

more important things, like getting betterICICI Prudential Health Insurance

ICICI Pru Health Saver is a policy which provides a hospitalization cover.

ICICI Pru MediAssure is a policy which gives you reimbursement

hospitalization plan covering hospitalization stay and treatment.



LOANS

Personal loan

Home loan

Car loan Education loan

Credit loan



ICICI Bank has won Gold in the Readers Digest Trusted Brands 2010

Consumer award in the Finance category for a) Best Bank and b) Best

Credit Card Issuing Bank.

ICICI Prudential Life Insurance was awarded India's Most Customer

Responsive Insurance Company. AGC Networks - Economic Times,

Customer Responsiveness Awards, 2010.

ICICI Lombard awarded 'Most Preferred General Insurance Brand' atCNBC Awaaz Consumer Awards 2010.

AWARDS





NAME ROLL NO.

Naman Samdaria 1011353Pritam Kumar Das 1011356

Dhaval Kava 1011337

Sehaj Khanna 1011358N Raghavan 1011342

Pritesh Bafna 1011303

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icici bank FINAL EC