I AM RESPONSIBLE FOR MY FINANCIAL FUTURE

I AM RESPONSIBLE FOR MY FINANCIAL FUTURETips for saving moneyCreated by: Zain MehdiItec 1301Section 25522

Instructor: Natalia FofanovaUniversity of Houston

Zain Mehdi

1ME My name is Zain Mehdi. I am currently studying at University of Houston. I am in the supply chain and logistics degree program.

Zain Mehdi3COUNT ON CHANGEAt the end of the day when ever I have change in my pockets I put it in a box I have in my room, you can call it my piggy bank. At the end of the year I count all the change I have and take it too the bank. Last year my change came out to almost $300. Thats $300 I wouldnt have had if I had spent the change.Remember a penny saved is a penny earned

Zain MehdiCHANGE CYCLEZain MehdiBANK ITI opened up a checking account few years ago for a school project in high school. I am so glad I did. Every time you get your monthly salary decide how much you will put in the bank and how much you will spend. If you are disciplined in this you will have saved a lot of money in a few years.Tip: when going to open up an account ask for a free checking account. This account has no interest and you wont have to pay any fees either.

Zain MehdiFREE STUFF AND DEALSThere are always deals available online. You can find deals or free events in your area.You can find all kinds of free samples by going to company websites.Couple of websites I use are:www.couponcravings.comwww.houstononthecheap.com

Zain Mehdi

FAST FOODEat out less and pack a lunch. Eating out will decrease your bank account and will add to your belly.Homemade food is healthier than fast food.Research shows that every fast food restaurant that opens up in your neighborhood gives you an extra 1% chance of having a heart attack .

Zain MehdiINVEST IN YOUR FUTUREInvest in stocks, but remember you could easily lose money in this too. So talk to a professional advisor before you go invest your savings. The most famous investor of all time and one one of the richest man on the planet is Warren Buffet. The video below tells you about him and tips that he has offered people from all over in regards to investing money.Warren Buffet Investing Tips

Zain Mehdi

CREDIT CARDS ARE FOR EMERGENCIES ONLYI remember when I got my first credit card. My parents told me emergencies only. Of course I didnt listen and when the monthly statement came I saw that I always spent more than planned specially on fast food and gasoline.

Every thing adds up. I know people in college that are paying 20 percent interest because they couldnt pay their bills on time.

Zain MehdiEDUCATION INVESTMENTWhen ever you have the thought that college is a waste of time think again. This is a investment for knowledge that no one can ever take from you.A college graduate earns about $22,000 per year more than a person who doesnt.

Zain MehdiAVOID UNNECESSARY COSTSReturn library books and videos rented back on time. Public libraries make millions on overdue books.Did you know that not returning library books can ruin your credit score.You can also be arrested.Click below for more informationhttp://www.fightidentitytheft.com/blog/-2-2-2-2-2-2-2-2/an-overdue-book-can-ruin-your-credit-score-really

http://booksnark.net/wisconsin-woman-arrested-for-not-returning-library-books/

Zain MehdiAVOID UNNECESARY COSTS CONT.Dont be lazy and park where you are supposed to. Read the signs and follow the rulesPay your bills on timeWhy pay for fines when you could save that money for something else.

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Zain MehdiAPPLE PRODUCTS

Zain MehdiCREDITS

www.forbes.comwww.wikipedia.comwww.google.comwww.apple.comwww.youtube.com

Zain MehdiTHE END

I hope you haveEnjoyed my presentation.Zain Mehdi