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What are most critical things to look before investing in Shares ? How a first time investor can learn to start investing in shares? Process of investing in shares Investing, Shares, Stocks, Inflation, Compounding, Tax saving, High returns\n - PowerPoint PPT Presentation
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#5Critical Things to check
before Investing in
‘Mutual Funds’
1Understand your profile
Check your Risk Attitude and Risk Capacity
Know what is your objective in terms ofGrowth?
Conservative
Moderate
Moderately aggressive
Aggressive
Risk Profile Investment Objective
Protect investment from loss
Capital growth along with capital appreciation
Capital growth with calculated risk
High risk for super natural returns
2Calculate your Goals
Steps to calculate amount
Step 1-List down all the financial goals of life with expected dates
Step 2-Put the amount of money required to meet those goals.
Step 3-Defining how much money should one invest today to achieve those goals.
3Choose the Category of
Funds
There are different funds available for different investors.
Generally, there are different type of fundssuch as debt funds, equity funds, balancedfunds etc.
Conservative
Moderate
Moderately aggressive
Aggressive
Risk Profile Investment Style
Mix of Debt Fund, Gilt fund, FMP
Mix of Balanced fund & Debt Funds
Mix of Diversified Equity Fund, Balanced
fund, Mid cap fund
Mix of Diversified Equity Funds, Mid cap
fund, Sector funds
Check Right Portfolio , as per your Risk profile
FREE
Start NowContinue reading…
4Select the fund
Select Mutual Fund with :
Low Expense Ratio: It is percentage of basic overall business expenses of mutual fund. Scheme with high expense ratio will eat into your returns
Consistent Historical Performance: Historical performance aids in anticipating the future performance of the fund and hence is looked in during the selection process.
Decent Size of Mutual Fund Corpus: One way to judge a mutual fund is to know its corpus and compared with the competition
.
5Tax on Profits
LONG TERM CAPITAL GAIN TAX
Individual/HUF NRIEquity Mutual Funds (Listed)(All Units Held for more than 12 months)
Nil Nil
Equity Mutual funds (unlisted, exit by way of redemption of units)(All Units Held for more than 12 months)
Nil Nil
Mutual funds other than equity funds (Listed)(All units held for more than 36 months)
20% with indexation + 12% surcharge+ 3% Cess = 23.0720%
20% with indexation + 12% surcharge+ 3% Cess = 23.0720%
Mutual funds other than equity funds (Unlisted)(All units held for more than 36 months)
20% with indexation + 12% surcharge+ 3% Cess = 23.0720%
10% without indexation + 12% surcharge+ 3% Cess = 11.5360%
SHORT TERM CAPITAL GAIN TAX
Equity Mutual funds(All Units Held for less than 12 months)
15% + 12% surcharge+ 3% cess = 17.3040% 15% + 12% surcharge+ 3% cess = 17.3040%
Mutual funds other than equity funds(All units held for Less than 36 months)
As per Slab Rates + 12% surcharge+ 3% cess As per Slab Rates + 12% surcharge+ 3% cess
Advisory Fees Rs. 365 Per Annum
Customized , unbiased Wealth Management
@Rs. 1 per day
Customized advise only for you
Unlimited Long Term Investment Advise
Tax efficient portfolio design
No Minimum investment
Regular Review and Rebalancing
Substantial Savings in Commission (Optional)
We Offer
Start Now
Wealth Creation Advice
Monthly Savings Advice
Tax Saving Investments
Portfolio Restructuring Advice
Goal Planning Online Transaction
In case you want to invest Lump Sum
In case you want to invest On Monthly basis
In case you want to Make Tax Saving Investments
In case you want to Buy and Sell any product
In case you want to Plan your Financial Goals
If you want to Restructure your portfolio
What You get@ Rs 1
Risk ProfilingKnowing-
Risk Capacity- How muchRisk you can afford to take
Risk Attitude- How muchRisk you want to take
Financial GoalsKnowing-
All Financial Goals of the life
The Inflation adjustedamount required to meetthem
Right Portfolio
Investment Products rightas per risk profile
Portfolio which is taxefficient
Buy/ Sell
With least Brokerage &Commission
With Nil hidden costs
Regular Monitoring
Of Portfolio and Markets
Rebalance Investmentswhen required
1 2 3 4 5
Right Process
Know Best 5 shares for your Risk
ProfileStart Now
Simple & Easy
Paperless Process
Multiproduct
Cost Effective
Online Access
Our Simple and easy Personal Finance Tools & self-help process, ensures that you take Better control of your entire Finance in 7 Minutes , to your satisfaction.
Invest and Manage Online , on a Single Click. No need to Fill boring Physical forms and storing statements. Manage Your Finance with easy and simple back office..
We don't Push Products to our Customers Like Agents or Brokers, for commissions or brokerages. You can continue buying and selling with your current Broker or Agent. However you can also transact through us at substantial low Cost.
You can manage your account from anywhere through multiple support points
We advice on almost all Financial Products except banking accounts. You can transact in all products through us. Our technology will ensure superior Experience
Why AdviseSure
Disclaimer
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AdviseSure Investment Advisors is India’s first only Advise platform where we help individual, managing his personal finance. AdviseSure Investment Advisors is part of AdviseSure VenturesPrivate limited. AdviseSure Investment Advisors is a SEBI registered Investment Advisor and its associate/group company empanelled with AMFI as a distributor .You can executetransactions with your banker, broker or agent/ financial intermediary . We also offer transaction services through various associations, at a substantially lesser cost to our clients ascompared to other financial intermediaries, so that you start your financial plan with AdviseSure Investment Advisors is a safe and secure platform. Our recommendations rely on historicaldata. Historical/ past performance is not a guarantee of future returns. The information and views presented here are prepared by AdviseSure Investment Advisors. The informationcontained herein is based on our analysis and upon sources that we consider reliable. We, however, do not vouch for the accuracy or the completeness thereof. This material is for personalinformation and we are not responsible for any loss incurred based upon it. This document is solely for the personal information of the recipient. The investments discussed orrecommended here may not be suitable for all investors. Investors must make their own investment decisions based on their specific investment objectives and financial position and usingsuch independent advice, as they believe necessary. While acting upon any information or analysis mentioned here, investors may please note that neither AdviseSure Investment Advisorsnor any person connected with any associated companies of AdviseSure Investment Advisors , accepts any liability arising from the use of this information and views mentioned here. Eachrecipient of this document should make such investigations as they deem necessary to arrive at an independent evaluation of an investment in the securities of the companies referred to inthis document (including the merits and risks involved), and should consult their own advisors to determine the merits and risks of such an investment.
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