What keeps you up at night ?

• Job security • Household expenses • Health issues• Educating your

children• Am I saving enough

for retirement ?• Are my investments

appropriate ?

• If I died suddenly will my family be ok ?

• Who will pay the bills if I become sick or disabled ?

• What kind of will or trust should I have ?

• Is my current estate plan appropriate ?

It is really simple

Does your current plan safeguardwhat is most

important to you ?

Your Family

YourBusiness

Your Estate

Plan versus no PlanHow does your current (NO Plan) approach make you feel aboutthe following life goal outcomes;

• A comfortable retirement• Funding an education for your children• Survivor Needs • Portfolio Management – Are your hard earned savings working

for you ?• Estate Planning – What do I want to happen with my assets

after I die ?• Special Needs – Will my special needs child be secure

Chances are, it will NOT be the outcome you wanted.

Is it time to ask a professional for help ?

How can David Walsh, CFPhelp you ?

Follow the next 7 steps and you start a journey that will truly be

life changing

Step 1

Make the call or send an email to schedule a time to meet with

David

Step 2

After your initial consultation, make a list of any follow up questions you wish to have answered. Call

David or email him for clarification.

Step 3

Assuming all parties are happy so far with the process.

David will now provide you with a detailed list of information to

gather for the goal setting meeting.

Step 4

Complete a comprehensive meeting with David to discuss

your personal goals and objectives for you and your family.

Step 5

Your next meeting with David will be to receive feedback and

to discuss specific written recommendations regarding

your current position.

Step 6

With David’s help, start the process of implementing the

recommendations for your new personal financial plan.

Step 7

David will schedule regular meetings to monitor progress towards the goals identified.

I help clients understand where they are in relation to their goals

using ‘Profiles Professional’ software.

See a sample draft next…

Registered Representative of, and Securities and investment advisory services offered through Hornor, Townsend & Kent, Inc.

Registered Investment Advisor Member FINRA & SIPC. 16 E. Washington Street, Suite 206, N. Attleboro, MA 02760. Cornerstone Financial Group is not an affiliate nor a subsidiary of

Hornor, Townsend & Kent, Inc. Our representatives carry Life Insurance licenses in MA, NH, RI, FL, and Securities licenses in CA, MA, ME, CT, PA, FL, NH, RI and NJ. For additional licensing information, please

contact us at 781-229-0777. Not an offer or solicitation in any state where

representatives are not licensed. A1JC-0815-02