Housing in the PhilippinesPresentation Transcript

• 1. Republic of the Philippines TARLAC STATE UNIVERSITY Tarlac City Housing in thePhilippinesEDUARDO A. PANTIG JR. MAEd - TLE

• 2. List the factors affecting housing needs.Identify the housing problems in the Philippines. Know the government’s help to solve housing problems.

• 3. FACTORS THAT AFFECT HOUSING needs The first step in buying a home isknowing what type of housing bestsuits your family needs. Housing needsvary according to family life stages, oryour perception of what you needin a house.

• 4. FACTORS THAT AFFECT HOUSING needs1. CLIMATE can vary from warm tocold, and from dry to humid.

• 5. FACTORS THAT AFFECT HOUSING needs2. LOCATION the specific placement of ahome.

• 6. FACTORS THAT AFFECT HOUSING needs3. COST Cost is a crucial factor inhousing needs for almosteveryone.

• 7. FACTORS THAT AFFECT HOUSING needs4. TASTE This is the sense of what isfitting, harmonious or beautiful.

• 8. FACTORS THAT AFFECT HOUSING needs5. LIFESTYLES When selecting a home, oneneeds to consider the lifestyles ofall family members.

• 9. HOUSING PROBLEMS Why Juan andMaria de la Cruz are homeless inthe Philippines?

• 10. HOUSING PROBLEMS1. Migration of people from rural areas to urban areas.

• 11. HOUSING PROBLEMS2. Robust population growth.

• 12. HOUSING PROBLEMS3. Poverty due unemployment.

• 13. HOUSING PROBLEMS4. Industrialization.

• 14. HOUSING PROBLEMS5. Minimum Wage of Filipinos.

• 15. GOVERNMENT’S HELP TO SOLVE HOUSING PROBLEMSGovernment funded housing was establishedafter the need for safe and affordable housingpresented itself. Once created, low-incomefamilies were provided with a roof over their headthat they could afford. Government fundedhousing is not just reserved for apartments, butsingle family homes.

• 16. GOVERNMENT’S HELP TO SOLVE HOUSING PROBLEMSHUDCC (Housing and Urban DevelopmentCoordinating Council) - created thru ExecutiveOrder No. 90, is the highest policy making andcoordinating office on shelter. It is an umbrellaorganization which consists of heads of fourhousing agencies.

• 17. GOVERNMENT’S HELP TO SOLVE HOUSING PROBLEMS1. NHA (National Housing Authority) - is agovernment-owned and controlled corporationoperating under the policy and administrativesupervision of the HUDCC. The NHA is the solegovernment agency to engage in shelterproduction, focusing its efforts to provide tohomeless, low-income Filipino families.

• 18. GOVERNMENT’S HELP TO SOLVE HOUSING PROBLEMS2. Pag-IBIG Fund (Pagtutulungan sa Kinabukasan:Ikaw, Bangko, Industriya at Gobyerno) - To provide itsmembers with adequate housing through an effectivesavings scheme, Pag-IBIG Fund harnesses these foursectors of Philippine society: financial institutions, theindustrial sector, the government, and the Filipino people.The Fund was created to address two of the nations basicconcerns: (a) the generation of savings and (b) providingshelter for Filipino workers.

• 19. GOVERNMENT’S HELP TO SOLVE HOUSING PROBLEMS3. HLURB (Housing and Land Use RegulatoryBoard) - is a national government agency tasked asthe planning, regulatory and quasi-judicial body forland use development and real estate and housingregulation. These roles are done via a triad ofstrategies namely, policy development, planningand regulation.

• 20. GOVERNMENT’S HELP TO SOLVE HOUSING PROBLEMS4. HGC (Home Guaranty Corporation) - is thegovernment-owned-and-controlled-corporation (GOCC)mandated by law (Republic Act 8763) to promotesustainable home ownership by providing risk coverageor Guarantees and tax/fiscal incentives to banks andfinancial institutions/investors granting housingdevelopment loans / credits, and home financing. AsHGC focuses on promoting home ownership to middleand low-income families.

• 21. GOVERNMENT’S HELP TO SOLVE HOUSING PROBLEMS5. NHMFC (National Home Mortgage FinanceCorporation) - mandate of increasing theavailability of affordable housing loans tofinance the Filipino homebuyer acquisition ofhousing units through the development andoperation of a secondary market for homemortgages.

• 22. GOVERNMENT’S HELP TO SOLVE HOUSING PROBLEMS6. SHFC (Social Housing Finance Corporation) -mandated: (a) to undertake social housing programsthat will cater to the formal and informal sectors inthe low-income bracket; and (b) to take charge ofdeveloping and administering social housingprograms, particularly the Community MortgageProgram (CMP) and the Abot-Kaya Pabahay Fund(AKPF) Program.

• 23. GOVERNMENT’S HELP TO SOLVE HOUSING PROBLEMS