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Homeowner’s Handbook

Homeowner’s Handbook - Luxury Condominium Homes … · ―6D‖ Certificate Request Condominium Questionnaire ... Resident Information Form ... Massachusetts, both

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Page 1: Homeowner’s Handbook - Luxury Condominium Homes … · ―6D‖ Certificate Request Condominium Questionnaire ... Resident Information Form ... Massachusetts, both

Homeowner’sHandbook

Page 2: Homeowner’s Handbook - Luxury Condominium Homes … · ―6D‖ Certificate Request Condominium Questionnaire ... Resident Information Form ... Massachusetts, both

Page 2 of 47 Rev. 06/16/17

ELLIOTT LANDING BY CUMMINGS

HOMEOWNER’S HANDBOOK

Welcome to Elliott Landing! Condominium life is a wonderful real estate ownership option. The basic principle of a condominium association is to provide a framework for the maintenance, operation, and repair of common property, while helping to create a comfortable and stable environment for all homeowners, their families, guests, and pets. An unwritten mandate for every association is to maintain the property in such a fashion as to maximize the market value of the condominium. While one of the most significant benefits to condominium ownership is sharing maintenance responsibilities and expenses, condominium living should also provide a sense of community for residents. A condominium association strives to balance the rights of the individual owner and the rights of the owners as a collective group. It is incumbent upon every owner to work towards this balance. As a purchaser at Elliott Landing, you automatically become a member of the Elliott Landing Condominium Trust (the ―Association‖) and are required to follow the covenants set forth in the Master Deed and Declaration of Trust and By-Laws, including its Rules and Regulations (the ―Governing Documents‖), which may be revised and updated from time to time by the Board of Trustees. This handbook is designed to help you navigate and learn some of the policies, procedures, rules and regulations of your Association, as well as provide a quick reference guide for typically asked questions. The booklet also includes considerable information that residents might never ask about, but that many may find to be of interest. To the extent there are any inconsistencies between this handbook and the Governing Documents, the Governing Documents are the only applicable authority. The most current versions of this limited handbook and the Governing Documents are available at www.ElliottLanding.com, through the Resident Portal. Any questions or comments may be sent to Building Management at [email protected].

PLEASE REFER TO USEFUL CONTACT INFORMATION IN APPENDIX D FOR

BUILDING MANAGEMENT AND EMERGENCY CONTACT INFORMATION

G:\SHARED\2_DOCS\BEVERLY\201 Elliott\1_Condo Doc Related\Handbook\EL Handbook_REV_06-16-17'.docx

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TABLE OF CONTENTS Historical Background 5

Developer, Construction, and Management 6 Company Strength

The Cummings Properties Philosophy

Cummings Foundation

City Support

Staff Experience

Staff Depth

Steel and Concrete Construction

Building Specifications

Tidal Wetlands License

Property Management

Building Management and Emergency Contact

Role of the Building Management Team

Board and Meetings

Welcome to the Neighborhood 8 Beverly Government and Where to Vote

Healthcare Providers

Cummings Center Suite Numbering

MBTA Commuter Rail Service

MBTA Bus Service

City of Beverly Shuttle

Being a “Good Neighbor” 9 Noise and Quiet Hours

Concerns and Complaints

Vigilance

Soliciting and Advertising

Harassment and Offensive Activities

Move-In/Move-Out 10 New Resident Registration

Scheduling a Move

Inspection and Damages

Freight Elevator Use

Administrative Fee

Access to Building and Homes 11 Access to Common Areas

Key Fobs

Aiphone Intercom

Home Keys

Main Home Entry Doors

Patio/Balcony Locks

―Pass Keys‖

Access by Visitors and Contractors

Accidental Lockouts

Access to Homes by Association/Management

Vehicles and Parking 13 Vehicle Registration

General Rules for Vehicles

Allowed Vehicles

Assigned Garage Parking

Unassigned Surface Parking

Visitor and Contractor Parking

Snow Removal and Winter Parking

Easements

Mail and Deliveries 15 First Class Mail

Package Deliveries from USPS

FedEx, UPS, Etc. and Other Parcel Deliveries

Newspaper Deliveries

Condo Fees, Fines, Assessments, Etc. 15 Common Interest

Budget and Condominium Fees

Payment of Condominium Fees

Late Fees

Fines

Fee and Fine Schedule and Administration

Insurance 16 Association Insurance

Homeowner Insurance

Utilities and Telecommunications 17 Electric Service

Natural Gas

Water/Sewer Systems

Generator

Solar Power

Telephone/Internet/Cable TV Service

Common Utility Closet Access

Courtesy Internet Access

Satellite Dishes/Reception Antennae

Irrigation and Landscaping

Video Monitors

Elevators

Trash Disposal and Recycling 18 Trash

Recycling

Disposal of Non-Household, Bulk, or Hazardous

Trash

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Page 4 of 47 Rev. 06/16/17

Pets 19 Pet Registration

Permitted Pets

Pet Relief Areas

Responsibility of Pet Owners

Violations of Pet Rules

Common Amenities 20 General Rules for Use

Essex Room and Outdoor Recreation Areas

Gas Grills and Fire Pit

Fitness Room

Billiards Room

Reservation of Essex Room for Private Events

Smoking

Resident Storage Areas 21 Supplemental Storage Rooms

Bicycle and Kayak Storage

Rentals and Guests 22 Rentals

Guests

Home Sales 23 Home Sales

Seller Responsibilities

―6D‖ Certificate Request

Condominium Questionnaire

Condominium Use and Definitions 23 Home Use

Common and Limited Common Areas

Balconies and Patios

Approved Balcony and Patios Items

Balcony Decking

Home Boundaries

Additional Items Part of Homes

Exterior Appearance

Hallway Door Mats

HVAC and Fireplaces 25 Central HVAC Equipment

In-Home HVAC Equipment

Fireplaces

Warranty, Maintenance, and Alterations 26

Warranty

Maintenance Responsibilities

Homeowner Maintenance Guide

Vacations

Equipment Information, Manuals, and Operating

Instructions

Proper Care of Hardwood Flooring

Alterations

Contractor Insurance

Finding a Contractor or Repair Person

Appendices and Forms 28 A. Fee Schedule

B. Homeowner Maintenance Guide

C. Limited Warranty

D. Useful Contact Information

Summaries of Insurance Requirements:

Homeowner Insurance Requirements

Contractor Insurance Requirements

Forms:

Resident Information Form

Vehicle Registration Form

Electronic Fund Transfer Authorization Form

Electric Meter Transfer Form

Fitness Center General Rules/Waiver and Release

Form

Statement of Condition of Common Elements

(Move-in/Move-out)

Pet Registration Request Form

Essex Room Reservation Form

Use, Indemnification, and Hold Harmless

Agreement

Key Receipt Form

Cummings Center Information

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HISTORICAL BACKGROUND

Elliott Landing sits atop a rich New England history

The nearly 100-acre former United Shoe Machinery Corporation (USMC) site and ponds on the north side of Elliott Street was formally purchased from an entity owned by The Black & Decker Corporation in April 1996, after largely sitting empty and decaying for more than 10 years. Cummings Properties has since developed the property into more than two million square feet of modern office, research, and medical space, where more than 5,000 people are employed today. Before USMC began purchasing this land, in 1901, some of the property had been in continuous commercial use since 1642, when Friend’s Mill was constructed. This tidal-powered gristmill was authorized when this area was still part of colonial Salem. The property is believed by many to be the oldest continuously used commercial property in North America. It is our understanding that the location of our Elliott Landing building is exactly where the earliest version of Friend’s Mill was located—on top of a dam built to retain water at each high tide to power the gristmill—before it was moved just across the street. The pilings from the second mill, which burned down in the 1890s, are still visible at low tide, just at the south end of the crosswalk, opposite homes 112 and 114. An old stone grinding wheel from one of the gristmills can be seen protruding from the stone riprap during low tide in the same area. Another is displayed just outside Acapulco’s Restaurant. “Elliott Landing”—what’s in the name? Before even the first dam and mill were built on this site, five pioneer families, known as the Beverly Planters, used a tidal inlet of the Bass River once located almost directly under the current Elliott Landing site to travel from the center of Salem to their farms, ―landing‖ close to this location, which is now adjacent to Elliott Street. Elliott Street itself is named after prominent local Andrew Elliott, Sr. (sometimes spelled Eliot or Elliot), an early European settler of the area who was elected first town clerk of Beverly and served as representative to the General Court. Elliott was also a juror during the Salem witchcraft trials, later issuing a declaration of regret for his participation in the flawed proceedings. (The Association is grateful to inaugural homeowner David Lustgarten for his research on Andrew Elliott). The granite stone and old bronze plaque outside Elliott Landing’s front entrance was originally made and placed by USMC in the early 20th century to commemorate the route of these Planters. The commemorative marker was recovered from the edge of Upper Shoe Pond and was first displayed in its current location in October 2016.

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DEVELOPER, CONSTRUCTION, AND

MANAGEMENT

Company Strength

The Cummings organization is primarily a

commercial developer with more than 10 million

square feet of managed space, mostly in the suburbs

north of Boston. It has built and currently operates

two large, not-for-profit assisted living communities

in Woburn and Marlborough, Massachusetts, both

called New Horizons, and founded Cummings

Foundation, which has current assets of more than

one billion dollars. In 1986, Cummings built the

highly regarded 147-unit Place Lane Condominium in

Woburn. Known for its financial strength, the

Cummings organization has invested more than $100

million of its own funds since 1996 to develop

Cummings Center, and now Elliott Landing.

The Cummings Properties Philosophy

Cummings Properties endeavors to go beyond merely

executing and delivering on real estate deals—it

strives to perform in such a way that clients and other

customers feel good about their relationship with the

firm. Cummings Properties constantly considers how

it can do more to enhance its service and its image,

actively identifying and pursuing opportunities to

improve and optimize its operations, with the goal of

making all its clients and employees proud to be

associated with the firm. It is the sincere hope of

Cummings Properties’ management team that Elliott

Landing—conceived, engineered, constructed, and

managed according to the Cummings Properties

philosophy—will both exemplify and enhance the

Cummings brand.

Cummings Foundation

Cummings Foundation, born of the same philosophy

underpinning Cummings Properties, is one of the

most significant philanthropic organizations in

Massachusetts. Much of Cummings Properties’

activity directly serves the Foundation—in fact, most

of the real estate in the Cummings Properties

portfolio is ultimately owned by and operated for the

sole benefit of Cummings Foundation, with all net

proceeds supporting the Foundation’s philanthropic

activities. On a related note, the full sale price of

nearly half of the homes at Elliott Landing has gone

(or will go) directly to several local not-for-profit

organizations.

City Support

Since officially coming to Beverly in April 1996, the

Cummings organization has made many

philanthropic gifts to the city. It gave the city of

Beverly itself a six-acre parcel of land on Balch

Street to house the James L. McKeown School, and

another two-acre parcel directly across Center Drive

from Elliott Landing, where Beverly’s current

administration is intent on soon building a brand new

Beverly Police Headquarters. Cummings also donated

$1 million to construct the Douglas Stephens YMCA

teen center on Essex Street in North Beverly, has

funded several educational and scholarship programs,

and has given $1.9 million in gifts of $100,000 each

to 17 Beverly charities. All told, Cummings has

donated a total of more than $10 million in Beverly

alone, and a total of more than $170 million in

eastern Massachusetts.

Staff Experience

Over the course of almost 50 years, Cummings

Properties has been remarkably successful primarily

because of the people it employs, many of whom

have uncommonly long tenures with the company.

For instance, as of 2016, 47 current staff members

have reached their 20-year anniversary with the firm.

Cummings’ longest-serving colleague, US Marine

Corps veteran George Holland, reached his 40th

anniversary in November 2016. The most frequent

reasons cited for employees staying with the firm as

long as they do is that they feel they are valued and

treated fairly, and they enjoy their colleagues and the

accomplishments they share.

Staff Depth

Elliott Landing was designed, engineered, financed,

and built under the direct supervision of Cummings’

professional in-house architects and managers and

with the invaluable support of many of the firm’s

nearly 330 year-round, full-time staff.

Steel and Concrete Construction

One striking difference in the construction of Elliott

Landing, compared with the majority of other high-

quality multi-story residential condominiums,

especially, is its all steel, concrete, and glass

construction. (The building, including all homes, is

also fully sprinklered.) Conversely, wood is the

principal structural component of most other

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suburban residential buildings, because of its much

lower cost. Wooden buildings can be assumed to

meet all safety codes, but they are nevertheless not as

resistant to fire as a concrete and steel building, and

they will not be as quiet or generally as solid as a

building framed with structural steel and concrete

floors. Another key component to Elliott Landing’s

quiet floors is the quarter-inch thick underlayment of

matting between the engineered hardwood flooring

and the concrete slab below.

Building Specifications

While detailed specifications were developed

covering how Cummings Properties originally

expected to complete Elliott Landing and its homes,

several important small changes and upgrades were

worked into actual build-outs, though never reflected

in the original specifications. Within the homes,

several of these ―bonus‖ changes involved the

kitchens. For example, all homes were finished with

upgraded glass ―subway tile‖ backsplashes (rather

than the originally specified ceramic tile), and

kitchens with sink areas that resulted dimmer than

desired were fitted with supplemental undercabinet

lighting above the sink. Homes with larger laundry

rooms (where space allowed) were fitted with wall or

base cabinetry to help ―fill out‖ these rooms.

Additional ―bonus‖ features included the button-

activated mechanized door openers at the first-floor

garage entry to Elliott Landing, and the second pet

relief area adjacent to the surface lot.

Tidal Wetlands License

Elliott Landing’s Chapter 91 license, which permits

the construction of the Condominium on former tidal

lands, originally required that the two common area

restrooms on the ground floor be open to the public,

at least during business hours. To avoid

compromising the security and integrity of the Elliott

Landing community, Cummings Properties

negotiated with the State to fill this requirement by

providing two additional restrooms for public use at

the north end of the West Parking Garage, directly

adjacent to what is currently the Doggie Daycare

facility. The public walkway parallel to the east side

of Elliott Landing fulfills another condition of the

Chapter 91 license, constituting the southernmost

portion of the planned walkway circling Upper and

Lower Shoe Ponds.

Property Management

Currently, Cummings Properties serves as property

manager (the ―Property Management Company‖) for

Elliott Landing. The Building Management team for

Elliott Landing includes administrative and facilities

staff that, in aggregate, provide a level of service

equivalent to more than one full-time employee. The

Building Management team is generally available

between 8:00 AM and 5:00 PM, Monday through

Friday. Building Management staffing (and the

budget allocated to maintaining it) is subject to the

Association’s possible later reconsideration.

Building Management and Emergency Contact

Please refer to the Useful Contact Information page in

the Appendix for the most up-to-date contact

information. Queries, requests, and suggestions are

fielded most efficiently when provided in writing to

Building Management. Building Management

typically monitors communications during normal

business hours (see above) and aims to respond to

emails and voicemails within one business day.

Emails are not actively monitored on weekends or

afterhours. For afterhours building systems

emergencies please call the Cummings Center

Gatehouse. Building systems emergencies include:

Loss of heat, hot water, or power

Leak, flood, or sewerage overflow/backup

Exterior door failure

Elevator failure/malfunction

Hazardous material spill on or near property

Fire (call 9-1-1 or Beverly Fire Department

first) or fire alarm

Other conditions causing imminent risk

For life safety emergencies or other situations

requiring emergency personnel, please call 9-1-1

and/or the appropriate Beverly emergency service

(Fire or Police Department).

Role of the Building Management Team

The management staff (―Building Management‖ team

or ―Building Manager‖) works for the Board to

manage the business affairs of the Association, but

may not work directly on behalf of any individual

homeowner. The Building Management team is

available to residents for consultation on matters

related to Association business. Some residents may

expect the team to perform certain tasks that are

beyond the scope of their duties. If Building

Management does not meet those expectations, these

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residents may naturally be unhappy. Here are a few

points to help clarify what the Building Management

team’s responsibilities entail:

The Building Management staff is a great

resource to the Association, but is not

available 24 hours a day—except for

Association emergencies, defined as an

imminent threat to life or of significant

property damage.

Management has a wide range of

responsibilities, many of which require time

out of the office or on the phone. Please do

not expect management to be immediately

available at all times, and understand that the

team may handle incoming non-emergency

calls and messages via voicemail or email.

Building Management will usually be able to

address non-emergency messages most

efficiently when delivered in writing.

Management will not get involved in quarrels

neighbors may have with one another that do

not involve the rules of the Association.

Management staff inspects the community

regularly, but even an experienced

management team cannot catch or anticipate

everything. Your help is essential. If you see

a potential maintenance or safety issue, report

it to Building Management, but please refrain

from giving direction—that is the Building

Management staff’s job. Residents should be

aware, however, that neither Building

Management nor Cummings Properties/

Cummings Center provide security services.

Residents may report unlawful or threatening

activity directly to the police.

Members of the Building Management team

have a broad range of expertise but are

neither consultants to the residents, nor

engineers, architects, attorneys, or

accountants. Management may offer

opinions, but residents should not expect

expert technical, legal, or financial advice.

Homeowners and residents may not engage

the services of the Building Management

team outside of Management’s official duties

(i.e., ―moonlighting‖ is not permitted).

Board and Meetings

During the initial period when the Elliott Landing

Condominium Trust is controlled by the Declarant

(developer), formal board meetings, if any, will

typically be held at 200 West Cummings Park,

Woburn. During this time, the Building Management

team may hold regular informal community meetings,

typically monthly, bi-monthly, or quarterly, in the

Essex Room. Frequent, clear, appropriate

communication between the Board and the residents

is crucial to the effectiveness of the Association. To

facilitate open dialogue, all interested homeowners

are invited to attend these informal meetings and

share information, suggestions, and advice, and ask

questions about the condominium and how it is

operated. We hope this will be a good way for

homeowners who might like to later serve as

members of the formal Board to learn and assist with

the early management of the community.

Homeowners will be notified of meeting times and

dates by email and on the mailroom bulletin board.

The annual meeting of homeowners shall be on the

first Wednesday of September at 7:00 PM, typically

in the Essex Room. Sometime after all Elliott

Landing homes have been sold, five homeowners will

be elected to the Board—two to serve three-year

terms, two to serve two-year terms, and one to serve a

one-year term. This is done to stagger the expiration

of terms; after these initial elections, all terms will be

of three years.

WELCOME TO THE NEIGHBORHOOD

Beverly Government and Where to Vote

There are six wards and 12 precincts in Beverly. Each

ward elects a city councilor and a school committee

representative every two years. Additionally, the city

is represented by a mayor and three at-large

councilors that represent the entire community and

also serve two-year terms. A list of Beverly’s elected

officials is available at www.beverlyma.gov/elected-

officials/. Your home at Elliott Landing falls in Ward

3/Precinct 1, and your polling place is currently at the

McKeown School at 70 Balch Street (near the north

end of Cummings Center). Beverly is part of Essex

County’s sixth district, currently represented by

Congressman Seth Moulton, State Senator Joan

Lovely, and State Representative Jerry Parisella. For

up-to-date election information, visit the Secretary of

State’s website at www.sec.state.ma.us.

Healthcare Providers

Cummings Center boasts a wide variety of physicians

and other healthcare providers. There are more than

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100 MDs alone who maintain daily office hours

within easy walking distance of Elliott Landing.

Many healthcare providers are accessible without

ever stepping outside into the weather via Cummings

Center’s covered pedestrian bridges. One such

―inside passage‖ connects the northeast corner of the

parking garage (on the third floor) with 900

Cummings Center, passing over West Drive; another

bridge connects 900 Cummings Center to the third

floor of 100 Cummings Center, passing over Center

Drive. Visit www.CummingsCenter.com to view

three complete lists consisting of: physicians, dentists

and surgeons; psychologists and counselors; and

other healthcare providers.

Cummings Center Suite Numbering

Cummings Center suite numbering starts with the

floor on which the suite is located, and generally

continues based on a grid pattern, with numbers

increasing south to north (from Elliott Street towards

Balch Street) and letters increasing east to west (from

the Commuter Rail right of way towards McKay

Street). See the Appendix or the Cummings Center

wayfinding page (www.cummings.com/floors.html)

for more information on navigating Cummings

Center.

MBTA Commuter Rail Service

Elliott Landing is conveniently located within a short

bus ride (see below) or a 10-minute walk from the

Beverly Depot Commuter Rail Station at 100 Rantoul

Street. The Beverly Depot, Salem, and North Beverly

Stations are all served by the Newburyport and

Rockport Commuter Rail Lines, which have 60 trains

running into and out of Boston daily, allowing

commuters to easily travel to Boston and also connect

to Gloucester, Manchester, Rowley, Ipswich,

Hamilton, Salem, Swampscott, Lynn, and more.

MBTA Bus Service

The MBTA’s 451 bus makes 16 daily stops at

Cummings Center, Monday through Friday, in front

of Acapulco’s Mexican Family Restaurant at 900

Cummings Center. The 451 bus runs directly from

Cummings Center to the North Beverly and Salem

Commuter Rail Stations, allowing passengers to

connect with the Commuter Rail at either station or

transfer to the following local buses at Salem Station:

465 – Peabody Square, N. Shore Mall,

Liberty Tree Mall & Danvers Square

450 – W. Lynn Garage &

Haymarket/Wonderland

455 – Central Square (Lynn), W. Lynn &

Haymarket/Wonderland

456 – Central Square, Lynn (via Highland

Ave.)

459 – Central Square, Lynn, Logan Airport,

World Trade Center & Downtown Crossing

City of Beverly Shuttle

The City of Beverly Shuttle, operated by Cape Ann

Transportation Authority (CATA), connects Elliott

Landing and Cummings Center with 26 other Beverly

locations, including: Beverly Depot Commuter Rail

Station, City Hall, Beverly Hospital, and the YMCA.

The shuttle makes eight daily stops, Monday through

Friday (only), at Cummings Center, also in front of

Acapulco’s Mexican Family Restaurant at 900

Cummings Center. Upon request, the driver will

circle the 900 building for additional drop-offs.

BEING A “GOOD NEIGHBOR”

Condominium living can be a wonderful way for a

large group of people to enjoy the benefits of

community and shared responsibility. Homeowners

and residents, however, must remember that they

have many, immediate neighbors. A condominium is

quite different from a single-family home in that

alterations, including those limited to the interior of a

unit, and residents’ actions, including when in their

own homes, can far more easily affect neighbors.

Additionally, personal differences and disparate

viewpoints are inevitable among neighbors, so

homeowners and residents must endeavor to be

respectful of these differences in their day-to-day

interactions as well as at condominium meetings.

Noise and Quiet Hours

Homeowners, residents, and their guests should at all

times endeavor to keep noise to a reasonable level

conducive to the peaceful enjoyment of the

condominium by their neighbors. Quiet hours must be

especially respected between 9:00 PM and 9:00 AM.

During this time, residents must be particularly

careful to avoid causing loud noises or other

disturbances, and are encouraged to use headphones

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(or a very low volume setting) when listening to

music, playing video games, watching television, etc.

Concerns and Complaints

Homeowners or residents may report any violation of

condominium rules to the Board or Building

Management team in writing, including any pertinent

details, such as a description of the violation, the date

and time thereof, and the parties involved, if known.

The Board, Building Management, or Property

Management Company will attempt to verify

complaints, and shall take action, as appropriate,

which may include a verbal and/or written warning or

a notice of violation and fine. Such warnings or

notices will be emailed or delivered in-person, and,

when in writing, will be considered served on the

next calendar day after delivery. Homeowners or

residents who receive such a notice may request an

appeal hearing from the Board, as outlined in the

Governing Documents.

Vigilance

Neither Elliott Landing nor Cummings Center

provides any security services. (Although Cummings

Properties and Atlantic Boston Construction currently

provide watchstaff services in the form of

walkthroughs of Elliott Landing to check for possible

facilities issues.) The safety of the community relies

on all its members remaining appropriately vigilant

and engaged. For the safety of the entire community,

please do not open lobby or other entry doors to

people you do not know. In case of emergency or

what you deem to be serious suspicious activity,

immediately call 9-1-1. Once the appropriate

authorities have been contacted, please then notify

Building Management, if possible. If you see any

non-emergency suspicious activity, please note any

relevant details (including license plates, if

applicable) for future reference; you may also

consider calling Beverly Police at (978) 922-1212 (if

warranted) and notifying Building Management.

Soliciting and Advertising

Except by prior express written consent of the Board,

soliciting, advertising, canvassing, leafleting,

petitioning, endorsing, proselytizing, and similar

activities are prohibited at all times at Elliott Landing.

This includes materials that can be seen through an

exterior window or that are placed in exclusive-use or

common areas, slipped under any door, or handed to

a homeowner, resident, or guest. A limited exception

is made for approved advertising and notices installed

on the community bulletin board in the mailroom.

Harassment and Offensive Activities

Offensive activities are prohibited at Elliott Landing,

including doing or placing anything on the property

that may be a nuisance, create unpleasant odors, or

cause unreasonable embarrassment, disturbance, or

annoyance to any homeowner, resident, visitor, guest,

or the public. Harassment of homeowners, residents,

guests, visitors, trustees, or Building Management

staff is unacceptable and cannot be tolerated.

Harassment may include, but is not limited to, the use

of offensive statements, slurs, or epithets; excessive

or uninvited calling, mailing, emailing, or

surveillance of homeowners, residents, guests, or

visitors; heated confrontations of individuals;

threatening statements and/or behavior; inhibiting a

person from doing his or her job, or homeowners and

residents from enjoying the Condominium. Any such

behavior may result in a warning, notification of

violation and fine, and/or legal action.

MOVE-IN/MOVE-OUT

New Resident Registration

Building Management must receive completed

registration form(s) before the closing of a sale to or

beginning of a lease. These forms consist of the

Resident Information Form and, if applicable, the

Vehicle Registration Form and/or Pet Registration

Form. Insurance information must also be provided to

Building Management (see the Appendix for

Homeowner Insurance Requirements). In the event of

a lease, the homeowner of the leased home or the

lessee must supply Building Management with the

applicable completed registration form(s) listed above

and with a copy of the fully-executed lease. These

forms can be found in the Appendix and on the

Resident Portal at www.elliottlanding.com.

Scheduling a Move

Moves must be scheduled with Building

Management, typically at least five days in advance

of any move-in or move-out. Moving activities are

usually limited to Building Management business

hours, or Building Management’s discretion, if

circumstances warrant. Sunday moves are not

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permitted, regardless of circumstances. Only one

move can be scheduled at a time. Scheduling will be

determined on a first-come, first-served basis.

Inspection and Damages

For the protection of the resident and the Association,

the pertinent building common areas may be

inspected by the Building Management before and

after any move, and a Statement of Condition form

signed by both the homeowner and Building

Management representing the conditions of the

common areas. Each homeowner is liable for any

damages that occur as a result of any move-in or -out

of his or her unit.

Freight Elevator Use

Only the freight elevator may be used for moving

furniture or other large items into the building. Any

person desiring to use the elevator for such a move

may do so through the loading entrance or via the

direct garage entrances on the second and fourth

floors. Special care must always be taken to avoid

dragging or sliding any heavy object over the hallway

carpets to avoid damaging them.

Administrative Fee

Except for the inaugural purchasers of homes, each

homeowner or resident is required to provide the

Association with a non-refundable administrative fee

(see Fee Schedule) for each move-in or move-out.

This fee covers providing protective wall coverings in

the freight elevator and the Building Management

staff’s pre- and post-inspection of common areas.

This fee should be delivered to Building Management

at least 48 hours prior to the move-in or move-out.

This fee is not a security deposit for any damages

incurred during the move-in or move-out.

ACCESS TO BUILDING AND HOMES

Access to the Elliott Landing Condominium building,

and the individual homes therein, is controlled by a

variety of systems designed for ease-of-use,

reliability, and efficient access control. Homeowners

and residents may be asked to sign a Key Receipt

form upon receipt of keys/fobs.

Access to Common Areas

A proximity-based key fob entry system operates all

six entrances to the building: the main lobby entry,

common patio/courtyard (northwest) entry, exterior

loading dock door, first-floor garage entry (also

equipped with mechanized door operators for

improved accessibility), second-floor garage entry,

and fourth-floor garage entry. Doors to the mailroom,

Essex Room, Fitness Room, bicycle storage room,

and first-floor supplemental resident storage rooms

(Storage ―1–26,‖ ―27–62,‖ and ―63–73‖) are also

equipped with the same key fob entry system.

Building and common area doors equipped with the

key fob entry system are designed to lock

automatically when closed to limit unauthorized

access. Homeowners, residents, guests, and visitors

must be diligent about never propping open any

exterior building doors for any reason, except while

actively moving materials through the loading dock

door (with the interior door near the mailroom always

in the ―closed‖ position to reduce drafts). The top and

bottom flush bolts on the second (―inactive‖) panel of

the loading dock double doors must be re-engaged

promptly after use if they are disengaged during

loading. Leaving these bolts disengaged will prevent

the loading dock door from properly locking. For the

safety of the entire community, please do not allow

access to people you do not know.

Key Fobs

Each new home will initially receive two key fobs.

Homeowners can purchase additional or replacement

fobs from Building Management (see Fee Schedule).

For security reasons, a maximum of four key fobs

may be assigned to a home at any one time, with

exceptions made by Building Management on a case-

by-case basis. Each fob is imprinted with a serial

number, which is programmed into the access

systems. Each homeowner should record the serial

numbers of key fobs assigned to his or her home and

keep this list in a safe place. Loss or unauthorized use

of a fob must be reported to Building Management

immediately so that the key fob can be disabled in the

access control system. Building management may not

provide ―loaner‖ key fobs.

Aiphone Intercom

The main lobby entry, exterior loading dock door,

and second-floor garage entry are each equipped with

a convenient ―Aiphone‖ video intercom and remote

access control system, which connects to the Aiphone

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intercom station in each home. This system allows

residents to safely view and talk to visitors or

delivery personnel and permit entry into the building

(through these entries only) from the comfort of their

homes. Refer to the manufacturer’s user manual for

additional details (a basic operation guide is available

via the Resident Portal, on the ―Specification Sheets

and Manuals‖ page).

Home Keys

Homes come standard with conventional key-based

locksets. Two original keys are provided with each

new home. Homeowners can purchase additional

copies from the Building Management (see Fee

Schedule), or have high-quality copies made by a

reputable locksmith. Building Management will

typically retain one original cut of the key for each

new home, to be used for making additional copies (if

requested) and as a temporary ―pass key‖ (see

below). Homeowners who choose to replace their

locksets (with appropriate Board approval) must

supply Building Management with at least one

original cut of the new key, and are strongly urged to

coordinate with Building Management so that new

locksets are also keyed to the applicable master key

system.

Main Home Entry Doors

Homeowners and residents must be particularly

aware when entering or leaving their homes to ensure

that their entrance doors are secured. Main home

entry (hallway) doors are designed for the best fire

and smoke protection, including adjustable heavy-

duty closing devices and weather stripping. These

features ensure that, in the event of a fire, a properly

closed door will reduce the passage of smoke into or

out of a home, and also help prevent cooking odors

from escaping into common areas. For the weather

stripping to properly seal, however, the door must be

fully closed. This seal may also require residents to

pull slightly on the door handle when locking or

unlocking their main entry door.

Patio/Balcony Doors

Private patio and balcony doors also use a

conventional key-based system. Where applicable,

keys to these doors are provided with new homes.

Homeowners are solely responsible for the

safekeeping of such keys—Building Management

does not retain copies of these keys, and these doors

are not keyed to any building master key system.

Note that balcony/patio door locks are of very good

quality and are designed for resilient performance

under extreme winter storm and hurricane conditions,

with multiple protections to prevent their being blown

open in adverse weather, but they also require more

than casual attention when they are closed. Residents

should close these doors firmly and must take care

when closing them that the latch is fully engaged with

the door frame. The additional deadbolt should also

be engaged by lifting the handle when the door is in

the closed position. Residents should periodically

confirm that balcony/patio door locks are properly

engaged, especially when leaving for a night or an

extended period. On a cold night or in inclement

weather, any open door (or window) could lead to

major damage from frozen and burst pipes or water

infiltration. Residents experiencing difficulty

securing these locks should immediately place a

service call or notify Building Management.

“Pass Keys”

Building Management typically keeps at least one cut

of the key for each home, which, upon request by the

homeowner(s) or other authorized person, may be

provided as a ―pass key‖ for temporary use. Such

―pass keys‖ are intended for short-term use in the

event of a lockout (see below) or lost key, and should

be returned to Building Management as soon as the

user retrieves his or her usual key or obtains a

permanent replacement. Anyone requesting the

courtesy use of a pass key should expect to leave a

driver’s license or other collateral with the issuer of

the key until the key is returned.

Access by Visitors and Contractors

Residents are responsible at all times for making their

own arrangements to provide access to the building

and to their individual homes for guests, visitors,

contractors, cleaners and others. Building

Management will not typically provide ―pass keys‖ or

other access assistance to any visitors.

Accidental Lockouts

Any resident locked out of the building and/or of his

or her home may call Building Management to be let

in. Lockout requests during regular building

management business hours (currently Monday–

Friday, 8:00 AM – 5:00 PM) are free of charge.

Lockout requests outside of regular hours are subject

to the Building Management team’s availability and

will incur an off-hours service charge (see Fee

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Schedule), except when due to failure of equipment

that the Association is responsible for. Note that

Building Management will provide access only to the

homeowner(s) or other person(s) authorized by the

homeowner(s), and may request identification or

other proof prior to providing lockout service.

Residents should strongly consider leaving a spare

key with a neighbor for lockout assistance when

Building Management is not available. Building

Management cannot provide lockout services for

private patio or balcony doors. Residents may also

call a locksmith for lockout assistance.

Access to Homes by Association/Management

From time to time, it may be necessary for Building

Management, other representatives of the Property

Management Company, Trustees, or other persons

authorized by the Association to enter individual

homes in order to perform inspections, troubleshoot

or correct issues relating to common elements,

investigate complaints, respond to emergencies, or for

other purposes permitted under the Governing

Documents.

Typically, whenever practical, the Association will

provide 24–48 hours’ notice and arrange the entry for

a time reasonably convenient to the homeowner or

resident. In case of emergency, unresponsiveness or

lack of cooperation from the homeowner or resident,

or other exigent circumstance, however, entry may

occur immediately and/or without notice, whether or

not the homeowner or resident is present. Building

Management maintains master key systems designed

to allow entry into all areas of Elliott Landing,

including individual homes, but each homeowner is

responsible for ensuring that Building Management is

provided with a new key should the homeowner make

any changes to his or her lock(s) (see ―Home Keys,‖

above). If a working key is not immediately available

when access to a home is required, the Association

may use any means necessary to enter the home. Any

resulting damage and other reasonable costs, which

will typically include full replacement of a forced-in

door, will be the homeowner’s responsibility.

VEHICLES AND PARKING

Vehicle Registration

Each home is entitled to use two parking spaces in

areas reserved for Elliott Landing (see below).

Residents who expect to keep vehicle(s) parked on

Association property or in the reserved sections of the

garage must submit a completed Vehicle Registration

Form (see Appendix) when scheduling their move-in

and update this information with Building

Management upon the purchase and/or sale of a

registered vehicle or other pertinent change (e.g.,

change of license plate). Upon registering a vehicle,

residents will receive an ―EL‖ sticker for their car,

which should be visibly affixed to the lower left

corner of the back windshield of the vehicle.

General Rules for Vehicles

The speed limit for all vehicles within the Elliott

Landing Condominium parking and West Parking

Garage is 10 miles per hour. The repair and/or

washing of vehicles is not permitted in any common

area (including the parking garage), or on any

Cummings Center property. Parking on the street,

sidewalks, grass, and other common areas is

prohibited at all times, except by prior express written

consent of the Board. No vehicle may park at the

loading dock for more than 15 minutes without

specific advance approval from Building

Management. Please be aware that vehicles parked in

violation of Association or Cummings Center rules

(as applicable) may be towed without notice at the

vehicle owner’s risk and expense.

Allowed Vehicles

Elliott Landing’s reserved parking areas (detailed

below) are intended for use by private, non-

commercial, passenger vehicles only, consisting of

automobiles, sport utility vehicles, quiet motorcycles,

and small to mid-size pickup trucks used primarily

for transporting passengers. Vehicles with

―Commercial‖ plates are not necessarily excluded, so

long as they fit the above description and are not

fitted with ladder racks and/or lettering indicating a

company and/or a business logo. All vehicles on

Elliott Landing and Cummings Center property must

be operable, registered, and insured, and no boats,

trailers, noisy motorcycles, ATVs, four wheelers,

snowmobiles, recreational vehicles, or motor homes

of any size or type are allowed. Exceptions to the

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above and following restrictions on vehicle types

shall be by prior express written consent of the Board

only. Any vehicle leaking fluid must be removed

immediately so as not to pose a danger or threat to

persons, the Property or the environment.

Assigned Garage Parking

Elliott Landing is fortunate to have an arrangement

with Cummings Center whereby each home is

assigned a reserved, covered parking space in the

unconditioned West Garage parking structure

(operated by Cummings Center) adjacent and

connected to Elliott Landing, affording residents the

convenience of walking directly from their garage

parking into their condominium building. (A very few

pioneer homeowners have negotiated with Cummings

Center for long-term rights to occupy an additional

reserved garage space, but those few spaces are not

under the control of the Association.) Reserved

spaces in the garage will typically be identified by

number. A plan showing the ―final‖ configuration of

reserved garage spaces will likely be recorded at

some future date before the developer turns over

control of the Association. The entrance to West

Garage from within Cummings Center (i.e., the

ground floor/southeast entry) is typically open and

unlocked 24 hours every day. The entrance from

McKay Street is typically unlocked daily between

about 6:00AM and 10:00PM, but this schedule may

vary. Carts are provided on the first floor near the

mailroom or loading dock area for moving groceries,

lightweight luggage, and household items (only).

Unassigned Surface Parking

In addition to its assigned garage space, each home is

allowed the use of one unassigned parking space in

Elliott Landing’s reserved surface parking lot directly

outside the main (east) entry to the building.

Visitor and Contractor Parking

Visitors (including contractors and guests) may also

make use of their host’s parking spaces, provided that

the total number of spaces used by any home’s

owner(s), resident(s), and visitor(s) does not exceed

that home’s allotment of spaces at any time (typically

two spaces: one in the garage and one in Elliott

Landing’s reserved parking lot). Additionally, except

between 9:00 AM and 5:00 PM on weekdays (i.e.,

standard business hours), visitors may use general,

unreserved parking spaces throughout West Garage

and Cummings Center, subject to Cummings Center’s

parking rules. Overnight guests may not park at

Elliott Landing or Cummings Center for more than

three successive nights without approval from

Building Management. To avoid issues with

Cummings Center parking enforcement, overnight

guest vehicles should display a note in the rear

windshield reading ―GUEST OF HOME #XXX.‖

Snow Removal and Winter Parking

In order to keep the Elliott Landing surface parking

lot clear for snow removal and surface treatment,

vehicles must be removed from uncovered/surface

parking from 8:00 PM to 7:00 AM, Monday through

Friday, and all day on weekends, whenever snow

removal and treatment operations are underway (or

expected). Vehicles obstructing these operations may

be towed at the vehicle owner’s risk and expense. All

Elliott Landing residents are permitted and expected

to temporarily move vehicles not already parked in an

assigned garage space to the general parking area of

the West Garage. These vehicles must be promptly

relocated to Elliott Landing’s reserved surface

parking lot after snow removal and surface treatment

on said lot is complete. (This should be done by 8:00

AM on the next weekday morning to make garage

space available for daytime use by commercial clients

and employees.) Snow and ice control services (like

landscaping) are awarded to an external contractor on

an annual contract to limit the Association’s exposure

to long-term staffing commitments and liability.

Easements

For the mutual benefit and convenience of both

entities, Elliott Landing and Cummings Center have

an easement agreement governing the use of several

areas of the entities’ respective properties. This

agreement, for example, provides for Elliott

Landing’s reserved parking in the West Parking

Garage (owned by Cummings Center), as well as for

visitor parking and temporary snow parking for

residents in the unreserved areas of the garage.

Similarly, the agreement provides for Cummings

Center’s use of the driveway and parking area

(actually largely owned by Elliott Landing) that runs

from Center Drive to the West Parking Garage. The

agreement provides for other easements relating to

use of or passage through various areas around Elliott

Landing as well as to utility infrastructure, among

other items (including the solar panels, owned and

operated by Cummings Properties, on Elliott

Landing’s mechanical penthouse).

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MAIL AND DELIVERIES

First Class Mail

A mail kiosk is located in the mailroom on the first

floor for the delivery of first class mail from the

United States Postal Service (USPS). Each home is

assigned one mailbox and provided two copies of the

mailbox key. Replacement mailbox keys can be

purchased from the Building Management (see Fee

Schedule). Outgoing mail can be dropped in the letter

slots located at the mail kiosk. Public USPS

mailboxes are also available along the main front

driveway entrance on Center Drive, and a limited US

Postal Office is located at 100 Cummings Center,

Suite 108-F. The Building Management has no access

to individual mailboxes or outgoing mail. If a resident

or guest mails something in error, the individual must

be available at the next pickup time to retrieve the

mail when the box is opened by a USPS mail carrier.

To ensure proper delivery of mail, residents should

format their address as follows (where ―XXX‖ is the

home number):

First Name Last Name

Elliott Landing [optional]

201 Elliott Street, Unit XXX

Beverly, MA 01915

Package Deliveries From USPS

A few parcel lockers are available at the mail kiosk

for deliveries of larger items by USPS. When USPS

delivers an item to one of these mailboxes, the

delivery person will place the key for this parcel

locker in the appropriate recipient’s normal mailbox.

Upon retrieving an item from a parcel locker, the

recipient should leave this key in the lock of the

locker. If a package does not fit in one of these parcel

lockers, or if all lockers are in use, USPS will

typically either leave the package in the mailroom or

leave a note in the recipient’s mailbox indicating that

the recipient should pick up the package at the

Beverly Post Office at 151 Rantoul Street.

FedEx, UPS, etc. and Other Parcel Deliveries

Residents may arrange for deliveries from other

package delivery companies such as UPS, FedEx, and

DHL. If available, Building Management may

provide access to delivery personnel so that packages

can be delivered to the mailroom or the recipient’s

door. Otherwise, packages will be delivered to the

main entry vestibule and may be brought into the

lobby or mailroom by Building Management, when

next available. However, neither Building

Management nor the Association is responsible for

any lost, misplaced, mis-delivered, stolen, or

damaged package. Any package left outside of a

home must be brought inside the home the same day

as it is delivered. Residents expecting a delivery

while away for an extended period should consider

coordinating with a neighbor to have the package

brought into their home. No dry-cleaning or laundry

services shall be left in any Common Area or outside

any home at any time. When ordering large items,

owners must be aware of the shipping method and

confirm delivery to the door, or make appropriate

arrangements. Note that freight shipments will

sometimes only deliver to the curb or loading dock, in

which case the recipient must coordinate with the

carrier so that the recipient (or a representative) is

available at the time of delivery to receive the

shipment and promptly remove it from the loading

dock or curb (just as would be necessary at any

freestanding private home). Building Management

will not receive such freight deliveries on behalf of

any resident or homeowner.

Newspaper Deliveries

Newspapers are typically delivered to a basket in the

vestibule to be picked up by subscribers. (The

Association believes that granting access to

newspaper delivery personnel could negatively affect

the community’s safety.) Residents should honor

each other’s subscriptions by not appropriating papers

to which they do not subscribe.

CONDOMINIUM FEES, LATE FEES,

FINES, PENALTIES, AND ASSESSMENTS

Common Interest

The Common Interest or beneficial interest, which is

the basis for all Common Charges and voting weight,

is determined by the exact size of each home divided

by the aggregate total size of all homes, not including

exclusive common areas (such as balconies and

private patios).

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Budget and Condominium Fees

The cost to operate the condominium is paid by each

homeowner, according to his or her beneficial interest

in the property (see above), for the operation,

maintenance, management, and staffing of the

property supporting a current annual budget of about

$450,000. The Board will carefully review the budget

at the end of each calendar year for possible changes

to the budget and corresponding condominium fees

(with the first fee adjustment expected to go into

effect starting January 1, 2018). The budget may, at

the Board’s discretion, include a small fund to be

used for the provision of future amenities at the

Board’s direction. Dedicated ―concierge‖ service in

the form of a full- or part-time lobby attendant (or

attendants) is not currently included in the budget,

and, accordingly, is not provided. Such service could

be added (with a corresponding budget adjustment), if

desired, by a majority vote of homeowners (based on

Common Interest).

Payment of Condominium Fees

Condominium fees are due and payable to ―Elliott

Landing Condominium Trust‖ on the first day of each

month. Neither the Building Management staff nor

the Property Management Company will provide

invoices or regular reminders of monthly

condominium fees. Payment is typically made by

automatic electronic funds transfer (EFT), initiated by

completing the Electronic Fund Transfer

Authorization form found on the website and in the

Appendix. Alternatively, payment may be made by

regular check, electronic check, or money order and

must include the home number. Completed EFT

forms and check payments should be mailed to:

Elliott Landing Condominium Trust

Cummings Properties, LLC

200 West Cummings Park

Woburn, MA 01801

Late Fees

Payments for condominium fees received after the

fifth of the month shall be considered late and are

subject to a late fee. The Property Management

Company will typically notify an owner when a late

fee has been assessed, but owners should assume that

a late fee is payable with any condominium fees paid

after the fifth of the month. Delinquent accounts are

subject to interest at the rate of one and one-half

percent starting 30 days after the due date.

Fines

A bounced check fee will be assessed each time a

check is returned or an electronic payment is

declined. Fines for any violation of the Rules and

Regulations are typically assessed per day, per

violation, as long as the violation(s) exist. The Board

has the right and authorizes the Property Management

Company to remedy any violation and to charge the

homeowner(s) responsible for any expense(s)

incurred.

Fee and Fine Schedule and Administration

The Fee Schedule is included in the Appendix. Late

fees, fines, penalties, and assessments are due and

payable on the first day of the month, following the

date of first notification. Additional late fees accrue

each month if an account remains delinquent until the

entire balance is paid in full, together with all

expenses and/or penalties.

ASSOCIATION AND HOMEOWNER

INSURANCE

Association Insurance

The Association is required to carry casualty and

liability insurance with umbrella coverage. The

casualty insurance covers each individual unit as it

was delivered at the time of the initial sale from the

developer, as well as all Association property and

other assets against loss from hazards, such as fire or

wind damage. It does not cover the contents of any

home (these should be covered by homeowner

insurance, see below). The liability policy covers the

Association in case it is sued by third parties for

negligence, such as an accident on the property.

Homeowner Insurance

Each homeowner shall carry casualty insurance for

their furniture, fixtures, furnishings, and other

personal property located within their respective

homes (including any storage area, bike room,

garage, and patio/balcony area) and include coverage

for the Association master policy deductible. (For

example, if an insurance claim is placed for damages

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to a home, the Association master policy covers all

but the deductible, damage to improvements beyond

how the unit was initially delivered, and unit

contents; the homeowner is responsible for covering

the deductible, and damage to improvements and

contents.) Homeowners shall also maintain liability

insurance in the event of negligence, recklessness or

willful misconduct of the homeowner, its tenants,

guests, invitees, or contractors, including damage to

the Property (common areas). A typical so-called

HO6 insurance policy should meet these

requirements. A summary of these requirements,

which homeowners should forward to their agent, is

included in the Appendix.

UTILITIES AND

TELECOMMUNICATIONS

Electric Service

Each home has its own electric service (with a

dedicated breaker panel located in each home), which

the homeowner is responsible for paying for directly

to the utility company. Residents should contact

National Grid (1-800-322-3223) to start or transfer

service (inaugural buyers may fill out a Meter

Transfer Form). Building Management can provide

the meter number, if needed. In the event of a power

outage, first call National Grid (1-800-465-1212, or

check the outage website). If National Grid reports

that the outage is localized (i.e., not area-wide), then

contact Building Management (or the Cummings

Center Gatehouse, if afterhours). Residents

experiencing a lack of power to an appliance or a

group of lights/plugs should first check the home’s

dedicated breaker panel (typically located in the

utility/washer/dryer room or a nearby closet) for a

tripped breaker. The electric meter and main breaker

for each home are located in the common electric

room on the home’s respective floor (accessible via

Building Management during normal business hours).

The dedicated breaker for the USB outlets in each

kitchen is also located in the common electric room.

Natural Gas

National Grid provides natural gas to Elliott Landing

for the common boilers and hot water system, as well

as individual home cooktops and stoves, dryers, and

fireplaces. Heat, hot water, and other gas use are

covered by condominium fees, so mindful use of

heat, hot water, and gas appliances is paramount to

keeping common expenses reasonable for all owners.

Homeowners and residents should not expect to

receive a separate bill for their gas use. Residents

suspecting a gas leak should leave the area of the

suspected gas leak and immediately call National

Grid at 1-800-233-5325, and then notify Building

Management, if possible.

Water/Sewer Systems

Water service is provided by the city of Beverly and

sewer service is provided by South Essex Sewerage

District. Water and sewer fees are measured by a

single meter that serves the entire building and are

included in condominium fees, so, as with gas,

mindful use is crucial to keeping associated common

expenses reasonable for all owners.

Generator

In the event of a power outage, Elliott Landing is

equipped with a rooftop generator, which will provide

electrical power to fob-operated doors (but not

mechanical openers), certain common area lighting

and equipment, and a 4-port USB receptacle located

on the kitchen backsplash in each home. The

fireplaces located in many homes are designed to

work during a power outage. The elevators are also

connected to the generator. Should the power be

interrupted, the car will come to a stop for

approximately 60 seconds. Once the generator has

come on-line and emergency building systems switch

to generator power, both elevators will return to the

ground floor and the doors will open regardless of

where the car was going before the outage.

Solar Power

Elliott Landing contributes to a greener Beverly by

hosting a 33-panel, 11-kilowatt solar photovoltaic

array on its mechanical penthouse. While this array

(and the electrical service to which it connects) are

owned and managed by Cummings Center, the array

provides energy to offset some of the power used to

illuminate the garage spaces reserved for Elliott

Landing residences, as well as other site lighting. The

resulting electricity savings help defray Cummings

Center’s cost to provide and maintain these garage

spaces. This array is expected to generate more than

12,000 kilowatt-hours per year (equivalent to the use

of about two typical Massachusetts households) and

joins the more than 5,000 other solar panels and

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approximately 1.6 megawatts of installed solar

capacity across the Cummings Center campus.

Telephone/Internet/Cable TV Service

All homes are pre-wired with appropriate wall jacks

for these services, which are available at Elliott

Landing from Comcast. Residents can contact

Comcast (Richard Ventura, 978-735-3654,

[email protected]) to set up an account

and order services. Comcast will bill residents

directly for these services. Contact Comcast directly

for any problems with Comcast service. Please note,

Comcast telephone service may not work during a

power outage.

Common Utility Closet Access

Access to the common electrical and tele-

communications closets on each floor (housing the

electric meter, main breaker, and kitchen USB outlet

breaker for each home, as well as telecommunications

equipment) is available only during normal business

hours by contacting Building Management in

advance.

Courtesy Internet Access

Complimentary internet access is generally available

in the lobby and Essex Room. Users can set their

wireless access to search for an available signal and

the system should automatically find the network.

Building Management may set a password for this

network, which typically will be posted in the Essex

Room. Building Management cannot guarantee the

security of this internet connection, so users should

assume that any information transmitted over this

network may be intercepted by others.

Satellite Dishes/Reception Antennae

Satellite dishes or other receiving or transmitting

antennae may not be installed without prior written

consent from the Board, and then only in accordance

with the Rules and Regulations.

Irrigation and Landscaping

Elliott Landing uses an environmentally responsible

irrigation system. All of the lawn sprinklers at Elliott

Landing, as well as the other underground seepage

devices for watering many of our trees and shrubs,

are connected to a special water distribution system

that reclaims water from the Upper Shoe Pond. This

water is currently provided by Cummings Center, at

no charge to the Association. Landscaping services

(like snow removal) are awarded to an external

contractor on an annual contract to limit the

Association budget’s exposure to long-term staffing

commitments.

Video Monitors

Several common areas, including most outdoor

access points and some hallways, are equipped with

digital surveillance cameras. This unmonitored

system, totaling more than a dozen cameras, includes

a digital video recorder, which typically stores

approximately one to two weeks of images. The

system is not designed to be viewed in real time, but

rather to help after-the-fact in identifying any

potentially untoward activity that might occur, and to

possibly provide evidence if ever needed. For the

safety of the entire community, please do not open

lobby or stairway doors to people you do not know.

Elevators

The building is equipped with two elevators— one

passenger and one passenger/service. Both elevators

are connected to a 24-hour monitoring service.

Should a car become inoperable, with a passenger

inside, the passenger should follow the emergency

instructions on the elevator control panel, which will

connect him or her to the monitoring company, which

in turn will dispatch help.

TRASH DISPOSAL AND RECYCLING

Elliott Landing Condominium provides convenient

trash management and single-stream recycling

services. In addition to respecting the disposal

guidelines below, please respect your neighbors by

never littering and by cleaning up after yourself, your

guests, and your pets in common areas.

Trash

Floors two through six are equipped with a refuse

chute for household trash only (no recyclables or non-

household trash). Residents can access the chute to

the left of the elevators on upper floors. On the first

floor, residents should deposit trash in the trash

receptacle located in the first floor trash/recycling

room adjacent to the loading dock vestibule. Trash

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should always be kept in leak-proof plastic bags and

should only be deposited in the chute or in an

appropriate receptacle and should never be left on

patios or balconies or on the floor of the trash closets

or of the first floor trash/recycling room. Residents

should take care to never deposit anything in the

refuse chute that is recyclable or that may become

lodged in the chute (such as folded cardboard boxes).

Recycling

Elliott Landing’s single-stream recycling service does

not require separation of recyclable material.

Recyclables, however, may not be deposited in the

refuse chute. Instead, all recyclables must be

deposited directly (i.e., not in plastic/trash bags) in

one of the recycling receptacles located in the first

floor trash/recycling room adjacent to the loading

dock vestibule. Recyclables include:

Paper, such as printer and notebook paper,

newspaper with inserts, magazines, catalogs,

phone books, junk mail without plastic

windows, clean paperboard, egg cartons,

pizza and cereal boxes

Cardboard, (flattened and folded/cut to max.

3x3 ft.). Elliott Landing currently has a

dedicated cardboard recycling container,

which should be used to dispose of larger

amounts of cardboard (e.g., from move-ins or

large deliveries). This container is located

next to the compactor ramp, on the left when

entering the garage from the surface lot.

Glass bottles and jars (no broken glass, light

bulbs, or Pyrex)

Metal cans, clean aluminum foil, and aerosol

cans (no paint cans)

Plastic containers labeled 1 through 7 (except

styrofoam; no motor oil or chemical

containers). Note that plastic bags cannot be

recycled with household recycling but can be

brought to local supermarkets for recycling.

Disposal of Non-Household, Bulk, or Hazardous

Trash

Residents are responsible for arranging proper

disposal with an outside firm or at an offsite facility

for: large or bulky items (e.g., furniture, mattresses,

ornamental plants/trees, etc.), items requiring special

handling (e.g., televisions, monitors, computer and

other electronics, fluorescent lamps, hazardous waste,

medical waste/sharps), debris from in-home

construction, and other non-household trash. Such

items cannot be disposed of in the refuse chute or

other common trash/recycling receptacles.

Additionally, ornamental plants susceptible to needle

or leaf shedding (such as Christmas trees) being

brought in or taken out through common areas must

bagged or wrapped to prevent shedding. Such items

must also never be discarded from balconies.

Building Management may be able to provide contact

information for disposal services providers.

PETS

Pet Registration

Per the Governing Documents, registration is

required for all pets except fish (however, there will

hopefully be no objection to small animals contained

at all times in an enclosure, such as hamsters or

gerbils, not being registered). Residents must submit

their completed pet registration form(s) to Building

Management, along with a non-refundable fee for

each registration request (see Fee Schedule) and, if

applicable, evidence of permission from the owner to

keep a pet (e.g., written in the lease). The pet

registration fee is waived for all initial owners, but

registration is still required. A maximum of two pets

can be registered to any single home.

Permitted Pets

No breeds deemed to be dangerous by the

Association’s insurance carrier(s) are permitted at

Elliott Landing, including, but not limited to, Pit

Bulls, Staffordshire Terriers, Rottweilers, German

Shepherds, Dobermans, Mastiffs, Huskies. The Board

may further exclude a pet for any other reason,

including, but not limited to, the general disposition

or noise level of the individual pet.

Pet Relief Areas

Elliott Landing currently offers two on-site pet relief

areas. The first is a fenced area located at the north

end of the garden court (beyond the grill area), near

the McKay St. entrance to the garage. The second

area was generously provided as an extra amenity by

Cummings Properties, and is located immediately to

the south of the Elliott Landing surface lot, behind the

stone wall of the Cummings Center fountain.

Additionally, there are several nearby areas outside of

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Elliott Landing property, such as the public pathway

along the Upper and Lower Shoe Ponds and the park

across Elliott St., that are suitable for dog walking.

Responsibility of Pet Owners

Pet owners must take special care to not let their

pet(s) interfere with the enjoyment of Elliott Landing

residents and guests. Pets must be restrained in a

controlled manner at all times and in compliance with

all local leash laws. Except within the pet owner’s

home, the designated pet relief areas (see above), and

in transit to and from these areas, pets are not allowed

in any common area, including the fire pit and garden

court/courtyard area, common landscaped areas, and

at Cummings Center (except on the public Shoe Pond

pathway). Pets should never be left unattended on a

balcony or patio. The pet owner is responsible for

immediately clearing, cleaning, and sanitizing any

area soiled by pet waste and for properly disposing of

any feces. No pets, other than service or support

animals permitted by federal or state law, are allowed

in the Essex Room, Recreation Areas, or storage

rooms.

Violations of Pet Rules

Pet owners should expect to be assessed a fine (and

any associated costs) if they violate any of the above

conditions. A violation may result in the Board

placing restrictions on the offending pet or pet owner

(e.g., loss of pet area privileges), or in the permanent

removal of the offending pet from Elliott Landing

upon five days’ written notice from the Board.

COMMON AMENITIES

General Rules for Use

Elliott Landing offers common amenities, including

the Essex Room and Recreation Areas (Fitness

Room, Billiards Room, garden court, fire pit, and

grills), for the personal, peaceful enjoyment of

homeowners, residents, and their guests. Please

respect your neighbors by keeping these areas clean

and tidy at all times, and by observing quiet hours

between 9:00 PM and 9:00 AM. Any Association

furniture or equipment in these areas may only be

removed with written approval from the Board, and

must be promptly returned to its original location

after use. Anyone using the common amenities must

wear appropriate attire, including footwear, and those

younger than 16 years of age must be accompanied

by an adult. No one shall sleep or stay overnight in

these areas. Loud noises, disturbing music, and/or

excessive cell phone usage are prohibited. Visitors

must be accompanied by a homeowner or resident at

all times, and homeowners are ultimately responsible

for all actions of their tenants or visitors. All use of

common areas/amenities is at the risk of the users.

Please refer to Governing Documents for complete

rules and regulations for the use of common areas.

Essex Room and Outdoor Recreation Areas

The Essex Room can be thought of as a shared

―living room‖ for all of Elliott Landing’s residents. It

is a lounge-style area equipped with furniture, a

large-screen HDTV, and a full kitchen. The outdoor

Recreation Areas, which include the garden court,

picnic tables, a fire pit, and grills, provide open-air

leisure space. In enjoying these spaces, homeowners,

residents, and their guests must always be aware of

their surroundings and respectful of the individuals

and homes around them. Residents may temporarily

bring items into these areas for their personal use, but

must remove these items when they leave the area.

Anyone wishing to donate an item to the Essex Room

or Recreation Areas must propose the idea to the

Board, which will evaluate the usefulness, need,

safety, and condition of each item prior to making a

final decision. The Association is grateful to pioneer

homeowner Laura Mok for her generous donation of

the Essex Room’s piano. This piano should be treated

with care and should not be moved. Books may be

left in a cooperative mini library in the Essex Room

or mailroom, once established, subject to policies to

be established by a volunteer resident librarian.

Gas Grills and Fire Pit

In addition to the general rules above and any posted

signage, use of the gas grills and fire pit is subject to

the following rules:

Grills are available on a first-come, first-

served basis, but users should be considerate

of others waiting to use a grill.

The grills and fire pit are to be operated only

by residents 18+.

Each grill should be thoroughly cleaned

(including using provided brushes) after each

use.

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Grill and fire pit areas are ―carry in, carry

out‖ and should be left clean and clear after

each use.

The grills and fire pit should be allowed to

cool before replacing their respective covers.

The two grills and the fire pit each has a

separate gas shutoff (to the left of the grills

and behind the door panel in the fire pit

enclosure), which should be turned off when

that appliance is not in active use.

Fitness Room

Stay fit without leaving home! Homeowners and

residents have use of the Fitness Room between the

hours of 4:00 AM and midnight (typically). The

Fitness Room is for active use of the equipment (and

associated stretching, etc.) only. There is a 30-minute

time limit on all fitness equipment if others are

waiting to use the equipment. The Fitness Room is

for homeowners and residents only; those under 16

years of age must be supervised by an adult. Guests,

visitors, and children under 12 years of age are not

allowed. Proper attire and footwear are required.

Please exercise extreme caution when using fitness

equipment, follow the listed instructions, and wipe

down machines after use. Use of equipment is at the

user’s sole risk. Those wishing to use the Fitness

Room should consult a doctor before starting any

workout program and may be required to execute a

release of liability form (see Appendix). No food or

beverages other than water are allowed in the Fitness

Room. Cell phone use is not permitted when others

are present, and music is permitted only with earbuds

or headsets. Television channel selection is on a first-

come, first-served basis. Please report problems with

equipment or violations of Fitness Room rules to

Building Management immediately.

Billiards Room

The Billiards Room is located off the first-floor

common hallway, behind the Fitness Room. The

Association is grateful to pioneer homeowners Karen

and Michael Hubbard for generously providing the

pool table. The Billiards Room is unlocked and is

available for use between 9:00 AM and 9:00 PM,

seven days a week (given the potential for noise

disturbance to residents, this ensures that quiet hours

are respected). The Billiards Room is limited to a

maximum of six occupants at a time and is ―carry in,

carry out.‖ Short pool cues are provided to facilitate

tighter shots, and should be used as appropriate to

reduce the risk of damaging the Billiard Room’s

walls. All users are reminded to handle the pool

equipment carefully and responsibly to avoid injury

or damage. This includes never placing any food,

drink, or other items aside from billiard balls on the

pool table. Please report any damage to the Billiards

Room or pool equipment to Building Management

immediately.

Reservation of Essex Room for Private Events

The Essex Room may be reserved on occasion by

homeowners for private events on a first-come, first-

served basis by submitting a completed reservation

form (see Appendix) along with payment of a non-

refundable reservation fee (see Fee Schedule). To

avoid monopolizing use of the Essex Room,

homeowners may reserve the Essex Room one time

per home each calendar year, and reservations may be

made up to one calendar year in advance, but not for

the same holiday or date two years in a row. The

room must be cleaned and left as it was found after

use. Please see the reservation form for additional

details. If alcohol is served or consumed, a separate

―Use, Indemnification and Hold Harmless

Agreement‖ is also required (see Appendix).

Smoking

Smoking is permitted only in the interior of individual

homes and in designated outdoor smoking areas (if

any) located at least 50 feet from any portion of the

condominium building or the parking garage.

Smoking is otherwise prohibited in all areas of Elliott

Landing, including private balconies and patios.

These rules extend to the use of all smoking products,

including electronic cigarettes and vaporizers.

Homeowners are responsible for ensuring that their

tenants and visitors (including guests and contractors)

are fully aware of and abide by these rules.

RESIDENT STORAGE AREAS

Supplemental Storage Rooms

Each home is assigned one lockable storage cage in

one of three, first-floor storage rooms (Storage ―1–

26,‖ ―27–62,‖ and ―63–73‖) to supplement ample in-

home storage space. These storage rooms are

conditioned. Residents can use their fob to access the

storage rooms and provide their own padlock if they

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wish to lock their individual storage cage. Stored

items must fit completely in the individual storage

cages, and storage cage doors must be kept closed

when not in use. No food or other perishables, or

volatile, flammable, toxic, or odorous materials (e.g.,

paint, solvents, motor oil) may be stored in storage

cages. Absolutely no storage is permitted outside of

storage cages; items left outside of storage cages may

be removed and disposed of by Building

Management without notice. The Association is not

responsible for the storage cages or anything stored

within them, and residents are solely and entirely

responsible for the upkeep of their storage cage, any

materials they store, and for any damage they or their

stored items cause to other residents’ stored materials

or cages. Homeowners may have shelving installed in

their storage cage with Association approval.

Shelving shall not obstruct or otherwise affect use of

adjacent storage cages or access paths. Installation

and any necessary wall patching, etc., is the sole

responsibility of the installing owner (see ―Warranty,

Maintenance, and Alterations‖ for additional

information on making alterations and

improvements). Residents are reminded that storage

is never permitted on balconies or patios.

Bicycle and Kayak Storage

A room is available, at no cost, in the garage for a

limited number of actively used bicycles. It is

currently located on the first floor of the garage, near

the ramp entry to Elliott Landing. A second,

supplemental bicycle storage room may also be made

available at the discretion of Cummings Center. Only

bicycles in good working condition may be stored in

the bicycle room(s). Servicing of bicycles or other

equipment is not permitted in the bicycle storage

room(s) or elsewhere in the garage. To ensure that

storage space is used efficiently, Building

Management may, from time to time, review stored

bicycles and, with reasonable notice to all residents

(e.g., via newsletter or email), remove bicycles

determined to be abandoned or not stored in

accordance with these rules. Kayaks may be stored on

designated racks, currently located next to the

compactor ramp (on the left when entering the garage

from the ground level surface lot). Kayaks and other

recreational equipment should not be stored in the

bicycle room(s). Bicycle and kayak storage are first-

come, first-served, although individual residents

should be mindful of other residents in not

monopolizing bicycle storage space or kayak racks.

Residents may also keep bicycles and other recreation

equipment in their homes, but must be mindful and

respectful of fellow residents when transporting such

equipment through common areas and in the freight

elevator (residents may only use the freight elevator

for such transport), and must take care not to track

dirt into, or otherwise damage, common areas. No

storage of bicycles or any other items is permitted in

hallways, stairwells, common entries, or anywhere

else where such storage may create an obstruction or

inconvenience to residents.

RENTALS AND GUESTS

Rentals

In order to preserve the highest property values for

Elliott Landing homes, enhance their mortgageability,

and foster a stable community, Association rules limit

the number of homes leased by homeowners to seven

at any one time; the Board may, at its sole discretion,

approve leases beyond this limit upon written

application by a homeowner. Homeowners should

confirm with the Board or Building Management that

this cap has not been reached prior to executing a

lease. Within this cap, any homeowner may lease his

or her home provided the lease complies with the

applicable rules and requirements laid out in the

Governing Documents, which limit leases to a

minimum length of one year and a maximum length

of two years, and prohibit leases for a portion of a

home (i.e., not the whole unit), as well as hotel-style

(e.g., Airbnb, HomeAway), non-single-family (i.e.,

more than two roommates), and non-residential

leases. All lease contracts must include the

―Important Clause‖ shown in Section 11 of the

Master Deed and a copy of the fully executed lease

must be provided to the Association. Tenants must

provide the same information and completed forms as

new homeowners/residents (see ―Move-In/Move-

Out‖), and comply with all Association rules.

Homeowners should be aware that they are ultimately

responsible for all actions of their tenants and their

tenants’ visitors (including guests and contractors).

Guests

Residents are, of course, free to invite guests to their

homes. As with all residents and other visitors to

Elliott Landing, guests must comply with all

Association rules; homeowners should be aware that

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they are ultimately responsible for the actions of their

visitors, including guests and contractors, and their

tenants’ guests, if applicable. Residents must control

the noise level of their visitors, and the Board may

ask visitors who create a nuisance to leave Elliott

Landing property. If a resident expects to host a guest

for 30 days or longer, the resident must provide the

guest’s name to Building Management (and is

encouraged to provide contact information, such as a

cell phone number). For information on visitor

parking, please refer to ―Vehicles and Parking.‖

HOME SALES

Home Sales

At Elliott Landing, as with most condominiums,

homeowners are entitled to sell their homes at will,

provided that the sale complies with the Governing

Documents, which lay out certain seller

responsibilities (see below) and prohibit homeowners

from selling any portion of a home (i.e., only an

entire home can be sold). Additionally, no ―For Sale,‖

―For Lease,‖ or similar signs shall be displayed in any

window or anywhere on Elliott Landing property

unless specifically approved in writing by the Board.

Seller Responsibilities

Homeowners selling their homes must immediately

submit a Seller Notification Form to the Board or

Building Management, including information on the

sale and the real estate agent. Upon signing a

Purchase and Sale Agreement, the homeowner must

submit a Pending Sale Notification Form, including

the buyer’s contact information. Prior to or at closing,

the homeowner must provide the buyer with copies of

the Governing Documents and a Governing

Document Acknowledgement Form, as well as two

mailbox keys and two common area key fobs. The

homeowner also must submit a Resident Information

Form for the buyer (or new resident, if different). To

facilitate this, the buyer is responsible for providing

the seller with the applicable registration form(s) at

least 14 days in advance of the closing date (see

―Move-In,‖ ―Vehicles and Parking,‖ and ―Pets‖ for

additional details regarding registration forms).

Neither the Building Management nor the Board is

responsible for supplying documentation or warranty

information concerning any appliances, electronics,

or other equipment sold with a home.

“6D” Certificate Request

A ―6D‖ Certificate (typically required to finance or

refinance a condominium home) confirms that the

current homeowner has paid all monies owed to the

Association. Potential or existing homeowners may

request a ―6D‖ Certificate by submitting a check for

its preparation (see Fee Schedule) to a member of the

Building Management team. (Any outstanding

balance must first be paid by certified check or

money order.) Please allow at least three business

days for issuance of a ―6D‖ Certificate.

Condominium Questionnaire If a home is resold or refinanced, the prospective

borrower’s lender will likely ask the Association to

complete a multipage questionnaire. The

questionnaire should be forwarded, along with the

administrative charge (see Fee Schedule), to a

member of the Building Management team. Please

allow at least seven days for preparation of the

questionnaire.

CONDOMINIUM USE AND DEFINITIONS Home Use

The use of any home for a purpose other than as a

residence is strictly prohibited, except for an in-home

office that does not generate foot traffic or deliveries.

Common and Limited Common Areas Common areas are those portions of the

condominium shared by all residents (i.e., ―common‖

to all). Examples of these include structural

components of the building, exterior cladding,

elevators, exterior walkways, interior demising walls,

stairwells, hallways, the lobby area, the Essex Room

and Recreation Areas, the parking lot, and the

building systems that service the entire building (such

as the central heating and cooling plant and hot water

system). Limited common areas are those portions of

the condominium that are designed for the sole use

and enjoyment of one owner, such as each home’s

storage unit, windows, and balcony or patio (if

applicable).

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Use of Balconies and Patios

Patios and balconies are for the exclusive use of their

respective owners, but are considered ―limited

common areas,‖ and their use is governed by the

Association. Fires, including without limitation the

use of any cooking apparatus, are not permitted. The

storage of any personal property (e.g., tools, toys,

bikes, birdhouses, wreaths, flags, wind chimes,

doormats, shoes, boots, umbrellas, and storage

containers) is not permitted, other than approved

furniture in good condition and small plants (see

below). Additionally, outdoor drying or airing of

clothes, rugs, etc. is not permitted and no clothes,

linens, or other material shall be hung or shaken from

balconies or patios. Tool use is not permitted on

balconies or patios, aside from that associated with

the maintenance of these areas or the installation of

decking thereupon (see below), and at no time shall

any sawing, cutting, or drilling of materials be

performed on balconies or patios. Homeowners have

the option to install balcony decking (see below),

which must meet the Association’s approved

specifications.

Approved Balcony and Patio Items

All furnishings for balconies and patios must be kept

clean and in good and safe working condition, and

must adhere to the following rules:

Furniture must be constructed of materials

that are long-wearing, non-corroding (or rust-

resistant), and UV- and rot-resistant. Such

materials may include high-quality teak

wood, powder-coated or anodized aluminum,

durable polymer resin, synthetic ―All-

Weather‖ wicker, and ―Polywood‖ or similar

products. Wrought iron and natural wicker

are not appropriate.

Colors for furniture, furniture covers,

planters, and pots must be neutral (e.g.,

cream, tan, brown, navy blue, or black).

Patterns and colors for pillows are at the

discretion of individual homeowners. Pillows

must be appropriate for outdoor use.

Furniture covers, cushions, and similar loose

items must be secured to avoid being carried

by wind.

Large plants (especially any that may tip over

in the wind) are not permitted.

Planters and pots must have dishes or trays to

catch any drainage from watering.

No part of any item (including plants) may

extend beyond or over balcony railings or rub

against the railing system.

No items may be hooked or hung on railings,

balconies, or the building.

Items must not unsafely impede movement

on balconies and patios, and must be located

so as to eliminate the risk of being pushed or

kicked off of balconies.

Balcony Decking

Homeowners wishing to install decking on their

balcony or patio must follow the approved

specifications for optional balcony decking, available

via the Resident Portal and summarized below.

Decking is optional and at the expense of each

individual homeowner.

The approved decking material is Veranda

ArmorGuard in Brazilian Walnut or Seaside

Gray, and the installation method is detailed

in the specification sheets, which can be

shared with your contractor.

No substitutions of materials or installation

method can be made without prior written

approval from Building Management.

Material sizes and installation details vary by

balcony size and configuration. Please verify

if your balcony is Type A or B (using the

tables on the specification sheets) and have

your contractor check as-built conditions

prior to purchasing materials and starting

construction.

As with any other work at Elliott Landing,

contractors must be insured (see Contractor

Insurance Requirements).

Home Boundaries The boundaries of a home are as follows: The upper

surface of the concrete floor; the plane of the lower

surface of the underside of steel decking and

supporting beams (above the ceiling); the plane of the

surface of the wall studs facing the interior of the

unit; and the interior surfaces of the windows.

Additional Items Part of Homes The home also includes: any heating and air

conditioner units (fan coils) serving the home;

baseboard heat; fireplace; smoke, carbon monoxide

and heat detectors; light fixtures serving balconies or

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patios; and other wiring, fixtures, vents and ductwork

within a homeowner’s walls and ceilings; as well as

all pipes, wires, plumbing or conduits leading from

common service lines back to the home, dryer vents,

bath and shower piping and/or other utilities or

conduits for utilities, whether located within or

without the boundary of a home, that service only that

home. Additionally, the homeowner owns all non-

load-bearing and non-demising walls, as well as

cabinets and counters, doors, door frames and door

hardware, all appliances, electrical light fixtures,

outlets, and switches, bathroom fixtures, exhaust fans,

and floor and wall coverings.

Exterior Appearance

In order to preserve a coherent exterior appearance at

Elliott Landing, the Association limits the installation

or display of anything directly visible from the

exterior of the building or of individual homes. The

externally visible portion of any shades, blinds,

draperies, or other window coverings may only be

white or off-white; no colored sheets are allowed.

Additionally, no advertising, banners, sports or

political messaging, holiday decorations, or similar

items may be displayed in or on exterior windows or

doors, on hallway doors or walls, or on the exterior of

the building without the Board’s written approval.

(Small, inconspicuous mezuzahs or similar symbols

of faith that otherwise comply with the Governing

Documents are permitted.) The Association provides

for annual washing of exterior faces of building

windows (typically in the summer or late spring).

Interior faces of windows and exterior faces giving

onto balconies and patios are the responsibility of

owners for reasons of access.

Hallway Door Mats

In order to mitigate safety concerns (e.g., tripping,

fire hazards), any impairment to accessibility, and to

ensure a clean, homogenous appearance in common

areas, hallway doormats outside of individual home

doors are not allowed. The developer considered this

issue during design and construction and installed

―walk-off‖ mats (or similar) at all common entries,

which help reduce the amount of dirt tracked into

common areas (and, subsequently, homes). Any rule

change to allow doormats outside of individual

homes would first require some investigation into

potential safety issues (such as fire code). Residents

may, of course, put mats inside their homes.

HVAC AND FIREPLACES

Central HVAC Equipment

Elliott Landing’s heating, ventilation, and air

conditioning system features high-efficiency,

centralized heating and cooling plants and energy

recovery ventilators. Major equipment is located in

the mechanical penthouse and on the roof. This

system feeds the hot and cold loops that deliver

heating and cooling throughout the building, and also

supplies tempered fresh air. (A separate domestic hot

water system supplies hot water to taps.)

In-Home HVAC Equipment

Each home is equipped with one or more fan coil

unit(s) (FCU’s) connected to the hot and cold loops.

These provide heating and cooling by drawing air

over a hot or cold radiator and distributing the

conditioned air throughout the home. Homeowners

should regularly maintain their FCU’s (see Warranty,

Maintenance, and Alterations, below). A 5/32‖ Allen

wrench is required to unmount FCU wall covers.

FCU’s are controlled by wall-mounted digital

thermostats in each home. The thermostats are

programmed by the manufacturer to maintain a

minimum fan speed (even when not actively heating

or cooling) to promote air circulation; this is called

―Continuous Fan‖ mode. Homeowners can change

this setting to have the fan run only in active heating

or cooling mode (―Cycled Fan‖ mode). To do this:

1. Press and hold the TEMP ᴧ, TEMP ᴠ, and

FAN buttons simultaneously

2. Press the TEMP ᴠ button until the display

shows ―P2‖ (note: the display will show ―P2‖

steady when in Continuous Fan mode and

flashing when in Cycled Fan mode)

3. Press the FAN button until the display shows

―P2‖ flashing

4. Press the Heat/Cool button to exit set up.

Homes with the most extensive exterior glazing (i.e.,

large window area) are also equipped with baseboard

heat along some windows. Baseboard heat systems

are controlled by separate wall-mounted thermostats.

Fireplaces

Many homes are equipped with built-in gas fireplaces

to provide both ambiance and cozy heat in the living

room area. Fireplaces also can provide a good source

of heat in the event of a power or building system

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outage. The fireplaces are largely self-contained, but

users should take care not to touch or rest anything

against any hot areas. The batteries in each fireplace’s

remote control and control module (located in the

fireplace unit) should be changed each heating

season, and should be checked if the fireplace or

remote is not working. Fireplace remotes can be

programmed with a four-digit code, and most remotes

have been programmed with the applicable home

number (e.g., the remote for home 100 would be

programmed to ―0100‖). To minimize interference

with other remotes, these codes should not be

changed once they are set to the home number.

WARRANTY, MAINTENANCE, AND

ALTERATIONS

Warranty The design and construction of Elliott Landing was

performed by a professional and experienced team,

led by Cummings Properties, and is backed by a one-

year builder’s warranty for inaugural buyers. The full

warranty is included in the Appendix. Maintenance Responsibilities One of the most commonly asked questions by

homeowners is ―who is responsible for maintaining

what?‖ Generally, the Association is responsible for

the common elements, while the homeowner is

responsible for the proper maintenance, replacement,

and repair of the home, its limited common areas, and

any equipment serving only that home (except for the

capital repair and replacement of limited common

area elements, such as balconies and patios). Service

calls for items that are the Association’s

responsibility may be placed with Building

Management by emailing [email protected], via the online service call portal, or by calling

Building Management at 978-720-8347 or the

―Maintenance Shop‖ at 978-720-4028.

Homeowner Maintenance Guide A quick reference Homeowner Maintenance Guide is

included in the Appendix. Each homeowner is

responsible for any and all damage to any other

homes and/or common areas caused by his or her

failure to satisfy any maintenance obligation, or the

misuse or failure of any equipment serving the home.

Questions regarding maintenance responsibilities may

be directed to Building Management. As with all

condominiums, the Governing Documents

specifically outline the respective responsibilities of

the Association and the homeowner. Vacation Periods/Extended Absences If a homeowner is away from the home for more than

one night, the Association asks homeowners to

prepare their home before departure. This policy is

designed to protect not only the homeowner’s

property, but the adjacent homes and Association

property as well. It is highly recommended that the

main water supply valve be turned off. (If you require

assistance locating your shut-off, please contact

Building Management.) Leaving the water on in an

empty home can mean an expensive disaster if there

is a water leak that goes unnoticed for even a short

period. To allow air to circulate and lessen the

potential for mold and mildew, do not turn your

heat/air-conditioning units off, and open kitchen

cabinet, bedroom, closet and laundry doors. (Note

that the formation of mold in a home often requires

costly cleanup/remediation.) Plumbing traps may dry

out if not used for extended periods, resulting in

offensive odors; homeowners should consider having

someone ―top off‖ traps during extended absences.

Homeowners should also move patio/balcony

furniture inside the home. Equipment Information, Manuals, and Operating

Instructions This information, which includes equipment model

numbers, is available through the homeowner’s portal

at www.elliottlanding.com.

Proper Care of Hardwood Flooring

Elliott Landing homes feature Mirage engineered

hardwood flooring. Residents should follow the

manufacturer’s recommendations for proper care,

which are summarized in the ―Floor Maintenance

Tips‖ available on the Resident Portal (on the

―Specification Sheets and Manuals‖ page). Note that

the finish used by Mirage is stain resistant, and

simple vacuuming should typically provide

satisfactory cleaning. Importantly, the manufacturer

recommends that residents ―not use a wet mop that

can leave excess water behind,‖ and suggests using ―a

light mist of Mirage Clean on a terry cloth mop‖

when vacuuming is not sufficient. As with all wood

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flooring, Mirage engineered hardwood floors are

susceptible to dents or damage when subjected to

heavy point loads, dragged furniture, hard casters,

dropped items, abrasive dirt/sand, etc.

Alterations

No homeowner or resident shall make any addition,

alteration or improvement in or to his or her home or

to any portion of the common areas or limited

common areas without the prior written consent of

the Board and without obtaining all necessary

permits. Said request shall include adequate plans,

specifications, and similar items, so as to enable the

Board to reasonably review such request and shall

otherwise fully comply with the Master Deed (see

Section 11(g)) and Declaration of Trust and By-Laws

(see Section 5.6(f) and Section 5.8), including its

Rules and Regulations (see #25). Contractor Insurance Any homeowner who has been authorized to carry

out any work on his or her home or storage cage shall

ensure that any contractor is licensed and has

adequate insurance, as determined by the Board. Prior

to the commencement of any approved work, the

owner or owner’s contractor shall provide evidence

of such insurance policy to the Trustees, which policy

must, at a minimum, include Elliott Landing

Condominium Trust and the Property Management

Company as additional insureds. (A summary of

contractor insurance requirements is included in the

Appendix.) The Association, however, will

sometimes make an exception and accept simple

proof of commercially reasonable general liability

insurance (and worker’s comp, if required) for minor

work, such as cosmetic work not requiring a building

permit that does not modify or otherwise add to any

electrical, plumbing, or mechanical systems. Finding a Contractor or Repair Person Because Building Management is not able to perform

maintenance work for individual homeowners (except

to assist with work covered under the initial builder’s

warranty), it is often necessary to find a contractor.

Whether you are looking for a plumber, electrician,

painter, or just a general handyman, Building

Management may be able to provide contact

information for local firms. Any leads from Building

Management, however, should not be considered an

endorsement or recommendation.

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APPENDICES

A. Fee Schedule

B. Homeowner Maintenance Guide

C. Limited Warranty

D. Useful Contact Information

SUMMARIES OF INSURANCE REQUIREMENTS:

Summary of Homeowner Insurance Requirements

Summary of Contractor Insurance Requirements

FORMS:

Resident Information Form

Vehicle Registration Form

Electronic Funds Transfer (EFT) Form

Utility Transfer Form

Fitness Room Release

Statement of Condition

Pet Request Form

Essex Room Reservation Request Form

Use, Indemnification, and Hold Harmless Agreement Form (Alcohol Release)

Key Receipt Form

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APPENDIX A

FEE SCHEDULE

Item Charge

Late fee (per month balance is outstanding) $50

Insufficient funds (per return), as an additional fee $30

Rules and Regulations Violation (per violation, per day) Min. $25

Replacement or additional key fob $45

Replacement or additional home key $25 ($10 for ea. add’l)

Accidental lockout – afterhours (subject to Mgmt avail.) $145

Replacement mailbox key (cylinder replacement) $100

Administrative move-in/move-out fee* $100

Pet registration request* $100

6D Certificate* $125

Condominium Questionnaire (for sale of home)* $125

Essex Room reservation fee $100

*Waived for inaugural buyer(s) of each home.

All checks payable to Elliott Landing Condominium Trust

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APPENDIX B

HOMEOWNER MAINTENANCE GUIDE This guide was compiled to help homeowners understand, care for and maintain their homes, but should not be considered exhaustive. (Nor is this guide meant to supplant manufacturer recommendations for care and maintenance of the materials and equipment in Elliott Landing homes.) The owner should perform the maintenance tasks summarized below. Each owner shall be responsible for any damage to any other homes and/or common areas caused by his or her failure to follow these guidelines or the misuse any equipment serving the home. Please see the Governing Documents for additional details or clarifications, or contact Building Management with questions. General Homeowners shall take necessary measures to retard and prevent mold from accumulating in their home by removing moisture accumulation, drying and sanitizing all spills and leaks, and, when necessary, engaging a professional remediation company to mitigate any damage to the home resulting from leaks and/or spills. Pest Control Pest control is the responsibility of the homeowner/resident. Occasionally, a resident will encounter a pest issue. In the case of insects, the issue can usually be traced back to a potted plant recently purchased. Residents should check any houseplants carefully for insects before purchase. Prevention means paying careful attention to any items purchased locally, particularly any items purchased from yard sales and plant nurseries. These kinds of items are notorious for harboring pests and should be carefully inspected. In addition, customary standards of cleanliness should be observed in the homes: clean food and beverage spills immediately (particularly grease); always store food in glass jars or sealed plastic containers; bag garbage and keep all garbage and recyclables in lidded bins; fix leaky plumbing; increase ventilation in areas where there might be condensation; and vacuum all cracks and crevices so they are free of food and other debris that pests may find attractive. Heating, Ventilating, and Air-Conditioning (HVAC) The building is served by energy-efficient common boiler and chiller plants, which provide hot or cold loop water, as applicable, to the individual air-handling equipment in the homes. The Association maintains all of the common equipment, while the homeowner is responsible for HVAC equipment solely serving his/her home. The homeowner/resident should:

Maintain an air temperature between 55 and 80 degrees Fahrenheit and relative humidity between 30 and 65 percent.

In addition to the recommendations in the fan-coil unit manufacturer’s maintenance and care guide (available on the Resident Portal), change air filters and clean condensate drain lines (to prevent a water overflow) at a minimum every six months. Replacement air filters may be available for purchase from Building Management.

Ensure that all vents, ducts, and exhaust fans, including, without limitation, those serving bath, stove, and laundry dryer exhaust are operating properly.

Inspect, clean, and maintain (including changing filters), at least annually, all such vents and exhaust fans.

Clean the dryer vent trap after each use. (The Association will arrange to have the extensive common exhaust ductwork and fans maintained.)

Plumbing Responsibility All plumbing contained inside the boundaries of the home or that serves only that home is the responsibility of the homeowner. Clogs and leaks in plumbing are a problem in any multi-story residence, since a clog or leak may have a direct effect on neighboring homes and common areas. Any damage shall be repaired at the homeowner’s expense. Homeowners should also note that plumbing traps may occasionally need to be ―topped off‖ to prevent offensive odors from escaping.

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Plumbing Clogs Homeowners are reminded that the drain system is not a trash receptacle. The best way to prevent clogs is to not use the toilets, sinks, garbage disposal unit, baths, showers, and other drain apparatus within the home for any purpose other than that for which intended; additionally, do not deposit grease, sweepings, rubbish, rags, diapers, wipes, sanitary products, or any other trash into any drain, including the toilet. If a line is slow or clogged, it is usually in an area that is the homeowner’s responsibility and should be addressed first by the homeowner. The homeowner should call a plumber to clear the home’s line. If the plumber determines the clog is not in a line serving only that home, the owner should contact Building Management. Management will work with the homeowner’s plumber to determine where the problem is and if any work that should be performed on the Association’s behalf. Plumbing Leaks It is recommended that the homeowner do the following to prevent costly damage resulting from plumbing leaks:

Check all plumbing systems at least yearly for loose fittings, cracks, corrosion, etc.

Replace wax toilet bowl rings every three years

Clean the air-conditioning condensation drain line at least twice a year

Inspect water supply lines and hoses at least once a year. (Any bulge or unusual hardness is cause for concern, and the hose or line should be replaced.)

Confirm that toilet valves and flappers are working properly. (Improper function of these items is the biggest source of inadvertently wasted water in most homes.)

Electrical All electrical wiring and equipment servicing the home after the utility company’s meter, and balcony and patio light fixtures (including light bulbs), are the responsibility of the homeowner. GFCI receptacles should be tested monthly. Each home has its own circuit breaker panel, typically located in the utility (washer/dryer) room or a nearby closet. The main breaker and electric meter for each home is located in the common electric room on the home’s respective floor; access can only be obtained through the Building Management during normal business hours. Windows and Doors Windows and entry, balcony and patio doors, including all locks and hardware are the responsibility of the homeowner to maintain. Locks, rollers, tracks and guides should be cleaned and lubricated at least twice a year with a graphite-based product, and should never be treated with WD-40, which tends to turn ―gummy‖ and ultimately make the problem worse. Smoke, Carbon Dioxide (CO) and Fire Alarms Each home is equipped with a smoke alarm in each bedroom, a combination smoke/CO alarm outside the entry to each bedroom, and, if the home has a fireplace, a CO alarm next to it. These devices, which are not wired to the building fire alarm and sprinkler system, are the responsibility of the homeowner. If one of these devices is activated, the fire department will not be alerted automatically. These devices should be tested twice a year (with the batteries replaced as needed), and should be replaced every ten years. Each home also has a low frequency horn, maintained by the Association and connected to the building fire alarm system, which will sound in the event of a fire.

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APPENDIX C

LIMITED WARRANTY

This Limited Warranty is given to _________________________(hereinafter "BUYER") by Elliott Landing, LLC a Massachusetts limited liability company with a principal place of business at 200 West Cummings Park, Woburn, Massachusetts 01801 (hereinafter "SELLER") for Residence/Unit No. ____, (the "Subject Unit") of Elliott Landing, a condominium formed under Master Deed dated the ______ day of ____, 2016 (the "Master Deed"), situated in Beverly, Massachusetts. This Limited Warranty is extended to the above BUYER only and is not transferable to any subsequent owner of the Subject Unit. TERM OF COVERAGE. The term of this Limited Warranty (the "Term") is one year beginning on the date on which the Subject Unit is deeded to BUYER or the date on which BUYER first moves into the Subject Unit, whichever occurs first. In either case, such date is referred to herein as the "Date of Possession." COVERAGES. For the Term of this Limited Warranty, SELLER warrants that the Subject Unit and its Systems, defined below, will be free from all defects in materials and workmanship other than minor or cosmetic defects, and that on the Date of Possession they shall comply with all applicable building, sanitary, and electrical codes. Prior to taking possession of the Subject Unit, BUYER must notify SELLER on a form provided by SELLER of those defects in workmanship or materials that are or should be readily visible or apparent to BUYER. With the exception of those defects noted on such form, the Subject Unit shall be presumed to have been in satisfactory condition on the Date of Possession.

MANUFACTURERS’ WARRANTIES. SELLER hereby transfers and assigns directly to BUYER any and all assignable manufacturers' warranties on appliances and equipment supplied by SELLER in the Subject Unit (the "Manufacturers' Warranties"). EACH SUCH WARRANTY MAY INCLUDE A SPECIFIC PROCEDURE, WHICH MUST BE FOLLOWED TO MAKE THAT WARRANTY EFFECTIVE. The procedure may require notification or registration by BUYER to the manufacturer or supplier, or require that BUYER mail a warranty card to the manufacturer or supplier. SELLER believes that it has delivered all notification and registration instructions and forms to BUYER. If BUYER is unable to locate such instructions or forms for any appliance or item of equipment in the Subject Unit, BUYER should immediately contact SELLER and request duplicates. BUYER's failure to register or to complete and mail such notification or registration forms according to any manufacturer's instructions or otherwise to follow warranty procedures shall not create any liability on the part of SELLER for any expressed or implied warranty on any appliance or item of equipment in the Subject Unit. EXCLUSIONS FROM COVERAGE. SELLER specifically does not assume responsibility for any of the following items, each of which is specifically excluded from this Limited Warranty: (1) Defects in appliances, fixtures, or items of equipment which are covered by Manufacturers' Warranties, as to which BUYER agrees to look solely to the Manufacturer. Each Manufacturer's Warranty claim procedure must be followed by BUYER if a defect appears in any of those appliances, fixtures, or items of equipment. (2) Damage due to ordinary wear and tear, abusive use, misuse, or lack of proper maintenance of the Subject Unit or its component parts or systems. (3) Defects which are the result of characteristics common to materials used, such as, but not limited to: warping or deflection of wood; fading, chalking and checking of paint due to sunlight; cracks in concrete, plaster, brick or masonry; and drying, shrinking, and/or cracking of caulking and weather-stripping. (4) Defects in work completed by BUYER or anyone other than SELLER or SELLER's contractors or subcontractors at the direction of SELLER or its contractors, including alterations or additions to the Subject Unit. (5) Defects in items supplied by BUYER. (6) Loss or injury due to the elements. (7) Conditions resulting from condensation on, or expansion or contraction of materials. (8) Consequential, special, or incidental damages; provided, however, that neither the foregoing exclusions nor any other provision of this Limited Warranty is intended to limit or exclude any warranty or liability which SELLER is prohibited from limiting or excluding by valid and applicable law, statute, rule, or regulation. DEFINITIONS. Appliances, Fixtures, and Equipment: The term, "Appliances, Fixtures, and Equipment" shall include, but not be limited to furnaces, boilers, oil tanks and fittings, humidifiers, air purifiers, air handling equipment, ventilating fans, air conditioning equipment, water heaters, pumps, stoves, refrigerators, garbage disposals, compactors, dishwashers, automatic door openers, washers and dryers, bathtubs, sinks, toilets, faucets and fittings, lighting fixtures, and circuit breakers (including their fittings, attachments, controls, and appurtenances). Minor and Cosmetic Defects: Despite adherence to high workmanship standards and the use of quality materials, all new dwellings will go through a period of settlement, drying, and shrinkage causing hairline cracks, some wood shrinkage and warping, and other similar minor defects, all of which are unavoidable, are included within the term "minor and cosmetic defects," and are not covered by this Limited Warranty. Systems: The term "Systems" (exclusive of appliances, fixtures, and equipment, as specified above) means the following, all to the extent forming a part of the Subject Unit as defined in the Master Deed: (1) Plumbing Systems - gas supply lines and fittings and water supply, waste and vent pipes and their fittings; water, gas and sewer service piping, and their extensions to the tie-in of a public utility connection; or on-site well and sewage disposal system. (2) Electrical System - all wiring, electrical boxes, switches, outlets, and connections up to the public utility connection. (3) Heating, Ventilating, Cooling, and Mechanical Systems - all ductwork, steam, water and refrigerant lines, registers, convectors, radiation elements, and dampers. IMPLIED WARRANTIES. Massachusetts law prohibits limitation of implied warranties. Included in this prohibition are the warranties of merchantability, fitness for a particular purpose, and habitability, which may apply to residential real estate. BUYER acknowledges and agrees that the Subject Unit is made of a substantial amount of natural material which is subject to drying, aging, shrinkage, and expansion, and is affected by weather and the elements. NO OTHER WARRANTIES. Subject to the foregoing, this Limited Warranty is the only warranty SELLER provides. This Limited Warranty gives BUYER specific legal rights, and BUYER may also have other legal rights under Massachusetts law. CLAIMS PROCEDURE. If a defect should appear which BUYER feels is covered by this Limited Warranty, BUYER must notify SELLER promptly in writing (a “Defect Report”) on the form attached hereto at the address listed below or such other address as

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SELLER may designate by written notice to BUYER. Additionally, if an emergency repair situation arises in which the time of response to a covered defect is critical (e.g., if a pipe bursts), BUYER must call the SELLER at the telephone number listed below, following up within a reasonable time thereafter with a written Defect Report. Only emergency repair reports will be taken by phone. Should there be a common area emergency during non-business hours (nights and weekends), BUYER may call Tim Parziale or another later-designated property manager (the “Property Manager”) Emergency Repair Line for assistance, at (978) 524-7600. REPAIRS. Upon receipt of a written Defect Report or telephone report in case of an emergency repair, if the defective item is covered by this Limited Warranty, SELLER will repair or replace such item at no charge to BUYER within 60 days of receipt of such Report (or such longer period as may reasonably be required due to weather conditions, labor problems or shortages, difficulties in obtaining materials or replacement items, governmental regulations, or any other cause beyond the reasonable control of SELLER). Such work must be conducted by SELLER or contractors chosen by SELLER, and SELLER assumes no responsibility for the work of others or to reimburse BUYER for the cost of such work. In all cases, the choice between repair or replacement of a defective item is at the discretion of SELLER. All repair work will be done between the hours of 8 AM and 4 PM, Monday through Friday, except in the case of an emergency repair, as described above. ARBITRATION. Any controversy or claim arising out of or relating to this Agreement or breach thereof, shall be settled by arbitration in accordance with the Rules of the American Arbitration Association, and judgment upon the award rendered by the arbitrators may be entered in any court having jurisdiction thereof. No action at law or in equity based upon such controversy or claim shall be instituted by either party hereto, other than to enforce the award of the arbitrators. NOTICES and DEFECT REPORTS. Notices and communications related to or arising under this Limited Warranty, including Defect Reports, must be in writing, sent by U.S. Mail, national overnight delivery service with delivery verification, or by hand delivery (except in case of an emergency repair as noted above) and addressed to SELLER at the following address (and, in the case of an emergency repair to the following phone number): ELLIOTT LANDING, LLC 200 West Cummings Park Woburn, MA 01801 ATTN: Craig J. Ziady, General Counsel Fax: 781-932-7077 Emergency Repair Telephone No.: 978-524-7600 Notices and communications to BUYER shall be delivered to BUYER at the Subject Unit. Either SELLER or BUYER may change its respective notice address (and SELLER may change its phone number) by written notice to the other as above specified.

SEVERABILITY. In the event that any provision(s) of this Limited Warranty shall be held to be invalid, the remainder of the provision(s) of this Limited Warranty shall remain in full force and effect.

LIMITED WARRANTY - DEFECT REPORT

To be delivered to: Elliott Landing, LLC 200 West Cummings Park Woburn, MA 01801 Attn: Craig J. Ziady, General Counsel Fax: 781-932-7077 Emergency Telephone No.: 978-524-7600 RESIDENCE/UNIT NO.: _____________________________________, Beverly, MA 01915 NAME OF UNIT OWNER: _______________________________________________ ADDRESS OF UNIT OWNER: ____________________________________________ (if other than Unit) TELEPHONE NUMBER OF UNIT OWNER: _________________________________ DATE CONDITION DISCOVERED: ________________________________________ The undersigned Unit Owner has discovered a condition affecting the above Unit of Elliott Landing, and Unit Owner believes that such condition constitutes a defect that is covered by the Limited Warranty provided by Seller to Unit Owner at the Closing. The nature of the defect is as follows [describe in detail all conditions of which you are aware which you believe constitute a defect/defects covered by the Limited Warranty]: [Attach Additional Pages if More Space Required] UNIT OWNER warrants and represents that this Defect Report is true, accurate, and complete to the best of Unit Owner's knowledge and belief.

UNIT OWNER’s name

Address By: __________________________________________ Print name: ____________________________________ Date of Report: ____________

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APPENDIX D

USEFUL CONTACT INFORMATION

Property Management Company Cummings Properties, LLC 200 West Cummings Park Woburn, MA 01801 781-935-8000 Building Management Team (typically available Monday–Friday, 8:00 AM–5:00 PM) 978-720-8347 [email protected]

Service calls may be submitted through the online portal, by emailing (or in writing to) the Building Management team, or by calling the ―Maintenance Shop‖ at: 978-720-4028

After-Hours Building Systems Emergencies – Cummings Center Gatehouse 978-524-7600 Police & Emergencies Dial 9-1-1 Beverly Police Department: (978) 922-1212 Beverly Fire Department: (978) 922-2424 Completed EFT forms and check payments should be mailed to:

Elliott Landing Condominium Trust Cummings Properties, LLC 200 West Cummings Park Woburn, MA 01801

Comcast (Xfinity)

Richard Ventura 978-735-3654 [email protected]

National Grid – Electric Service

Start/Transfer Service: 1-800-322-3223 Power outage: 1-800-465-1212

Insurance Agent USI Insurance Services, LLC 12 Gill St., Ste. 5500 Woburn, MA 01801 855-874-0123 Post Office Beverly Main Branch

151 Rantoul Street 978-922-4533

www.usps.com (hold mail)

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HOMEOWNER INSURANCE REQUIREMENTS

The information provided below is intended to answer any questions you or your insurance agent may have in procuring the appropriate insurance coverage as required under the Condominium Documents and by the Trust.

Requirements: You or your agent must provide evidence of insurance, in the form of a declarations page or copy of the policy (a certificate of insurance alone is insufficient), that complies with the following requirements.

Insured: The insured name on your policy must match the name(s) that appear(s) on your unit deed, and the covered premises must match your address, including unit number, at Elliott Landing.

Personal Property Insurance: Homeowners shall carry insurance for their own benefit insuring their furniture, fixtures, furnishings, and other personal property located within their respective homes or its appurtenances, including any storage area, bike room, garage, and patio/balcony areas.

Liability Coverage: Homeowners shall also maintain liability insurance in the event of negligence, recklessness or willful misconduct of the homeowner, tenants, guests, or invitees, including damage to the Property (common areas). The minimum amount of coverage required is $500,000 per occurrence involving personal injuries (including death), and $500,000 per occurrence involving property damage.

Policy Type, Terms and Conditions: An ―HO-6‖ insurance policy is required, unless another type is approved by the Trust in writing in advance. The policy must:

Include waivers of subrogation against Elliott Landing Condominium Trust, its Trustee(s), its agents and employees, and all other homeowners;

Provide that the liability of the carriers issuing insurance obtained by the Trustee(s) shall not be affected or diminished because of any such additional insurance carried by any homeowner; and

Provide coverage not provided by the Condominium’s master insurance policy – in particular, unequivocal coverage of any master insurance deductibles, currently $5,000 (any earthquake deductible greater than the property insurance deductible is excepted from this requirement).

Renewals: Notice of renewal must be delivered to Elliott Landing Condominium Trust 20 days prior to the then-current expiration date of the policy.

Cancellation: The policy shall not be cancelled without at least 20 days’ prior written notice to:

Elliott Landing Condominium Trust c/o Cummings Properties, LLC 200 West Cummings Park Woburn, MA 01801

Kindly request your insurance agent email evidence of such insurance to [email protected]

Building Information

Building Construction: Concrete and steel (non-combustible)

Year of Construction: 2016

Roof Type: EPDM rubber (non-ballasted)

Number of Floors: 6

Building Sprinklers and Fire Alarms: Yes (fully sprinklered, including homes and closets)

If you have any questions or require additional information, please call the Insurance Department at 781-935-8000. Thank you for your cooperation and prompt attention to this important requirement.

REV. 01/08/18

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CONTRACTOR INSURANCE REQUIREMENTS The insurance information provided below is intended to answer any questions you or your insurance agent may have in procuring the insurance coverage required under the Declaration of Trust and By-Laws when a homeowner hires a contractor to complete work on its behalf. The contractor must provide evidence of insurance (e.g., certificate of insurance, declaration page, copy of policy) that complies with the following requirements prior to commencing any work.

Requirements

Commercial General Liability coverage (insuring against claims involving bodily injury, including death, and property damage) in a minimum amount of $1,000,000 per occurrence and $1,000,000 aggregate.

Excess Liability coverage (insuring against claims involving bodily injury, including death, and property damage) in a minimum amount of $1,000,000 per occurrence and $1,000,000 aggregate.

Automobile Liability coverage in a minimum amount of $1,000,000 per occurrence.

Worker’s Compensation in a commercially reasonable amount as required by law.

Additional Insureds: ―Elliott Landing Condominium Trust and Cummings Properties, LLC” must be included as Additional Insureds (not Certificate Holders) in your policy.

Contractor’s CGL insurance shall apply on a primary basis, and contractor’s excess liability insurance shall apply immediately thereafter.

Twenty (20) days’ written notice prior to cancellation of any insurance coverage. Kindly request your insurance agent email evidence of such insurance to [email protected] AND [email protected]

If you require additional information or have any questions, please contact the Building Management. Thank you for your cooperation and attention to these insurance requirements. REV. 06/16/2017

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RESIDENT INFORMATION FORM Date: ________________________ Unit #: ___________ Homeowner(s) Contact Information

Name:

Home Phone #: Work Phone #:

Cell Phone #: Email:

Mailing address (if different):

Name:

Home Phone #: Work Phone #:

Cell Phone #: Email:

Mailing address (if different):

Other Resident(s):

Emergency Contact Information

Name: Will this person have a copy of your key? Y/ N

Home Phone #: Work Phone #:

Cell Phone #: Email:

Mailing address (if different):

Renter Contact Information (if applicable)*

Name (s):

Home Phone #: Work Phone #:

Cell Phone #: Email:

Mailing address (if different):

* Please attach a copy of the lease

Please return completed form to Building Management Rev. 06/16/17

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VEHICLE REGISTRATION FORM Date: _____________________ Resident(s): Unit #:

Home Telephone #: Work Telephone #:

Cell Telephone #: Email: Vehicle 1 Make: ____________________ Model: __________________ Year: _____________ Color: ____________________ Plate #: _________________ State: ____________ (If applicable) Handicap Permit #: ______________________ Expiration Date: __________

Vehicle 2 Make: ____________________ Model: __________________ Year: _____________ Color: ____________________ Plate #: _________________ State: ____________ (If applicable) Handicap Permit #: ______________________ Expiration Date: __________

Note: Vehicles must be in good working condition, free of leaks, and must be parked in accordance with the provisions of the Condominium Documents, as the same may be amended from time to time. Unauthorized vehicles and vehicles parked in violation of Association or Cummings Center rules are subject to towing at the vehicle owner’s risk and expense.

Please return completed form, along with a copy of each vehicle’s registration certificate, to Building Management Rev. 06/16/17

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ELECTRONIC FUND TRANSFER AUTHORIZATION

Elliott Landing Condominium Trust is hereby authorized to electronically debit the account referenced

below for the payment of condominium fees and all other late fees, fines, penalties, and assessments, as

specified in the Declaration of Trust and By-Laws, and Rules and Regulations of Elliott Landing

Condominium, as the same may be amended from time to time. No other electronic debits shall be made

by Elliott Landing Condominium Trust without Unit Owner’s prior written approval. The authorization is

effective throughout the ownership of the unit. Funds will be deducted on the first business day of each

calendar month. Bounced payments will be charged a processing fee of $30.

New EFT Change existing EFT

Unit Owner Name(s): (please print)

Name(s) on Account:

(if different)

Bank Name:

Account Type: Checking Savings Other

Bank Routing #: Bank Account #:

Effective Date: Authorized Signature: Date

Please attach a voided blank check to this form and return it to: Elliott Landing Condominium Trust • c/o Cummings Properties, LLC

200 West Cummings Park • Woburn, MA 01801

Rev. 06/16/17

This authorization may be terminated or amended sooner if Elliott Landing Condominium Trust receives a written request from the Unit Owner(s) to do so. Written requests will not be effective until five (5) business days following receipt at Elliott Landing Condominium Trust’s office, in order to allow for processing time.

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Date_______________________ National Grid P.O. Box 960 Northborough, MA 01532-0960 1-800-322-3223 Dear Sir or Madam: Please transfer the electric meter identified below (or install, if not yet existing), effective Date

Please note this is a residential meter transfer and not subject to a deposit charge.

Electric Meter No. (if applicable)

RESIDENTIAL SERVICE ADDRESS:

201 ELLIOTT STREET, UNIT _____ BEVERLY, MA 01915

Former Responsible Party (if applicable): NEW RESPONSIBLE PARTY/(IES):

Full Name(s)

SSN/TIN Phone

Billing address if different from service address:

Signature on behalf of new responsible party/(ies), duly authorized (Consenting to service changes and acknowledging that this

authorization may be photocopied for National Grid, in the event the above-referenced premises are served by multiple meters.)

Thank you for transferring the service as soon as possible. If you have any questions, please call Building Management at: 978-720-8347. Sincerely, ELLIOTT LANDING, LLC Rev. 06/16/17

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FITNESS CENTER GENERAL RULES/WAIVER AND RELEASE FORM

The Elliott Landing Condominium Fitness Room is an excellent limited equipment facility provided for the health and wellness benefit of Elliott Landing Unit Owners and Residents (only). We ask that all participants using the Fitness Room follow the guidelines and procedures below for the safety of participants, to maintain the equipment, and to assure cleanliness of the facility. General Rules for Fitness Center Use Users must adhere to the following guidelines:

Fitness Room hours are 4:00 AM to Midnight. Quiet hours are between 9:00 PM and 9:00 AM.

No person under age 16 is allowed without adult supervision, and no person under age 12 shall use the equipment.

Please show respect for the equipment, facility, and toward others using the Fitness Room. Do not move or rearrange the equipment and/or exercise machines, unless otherwise permitted. No horseplay or loud offensive language will be tolerated. No cell phone use is permitted when others are present.

Please limit use of fitness equipment to 30 minutes when others are waiting.

Proper attire is required at all times: Shirts and athletic shoes must be worn.

Plastic water bottles are allowed. All other drinks, food, and glass containers are prohibited.

Please wipe off fitness equipment after use with the cleaning products provided. Please pick up trash, towels, and personal belongings before leaving. Do not leave the center in worse condition than when you arrived.

Consult your physician prior to undertaking exercise in the Fitness Room.

Waiver and Release (Must be completed and submitted to the Building Management prior to using the Fitness Room) I, the undersigned, have read and understand the General Rules for Fitness Room Use. I acknowledge a full understanding of the inherent dangers and risks associated with the use of this facility and/or any equipment therein. I acknowledge it is recommended that I seek approval from my physician before implementing an exercise regimen, as there may be significant health risks associated with exercising. I also understand that injury or death may result if equipment is not used properly. I declare myself to be physically sound and suffering from no condition, impairment, disease, infirmity, or other illness that would prevent my participation in any fitness/wellness facility activity. I acknowledge that I have either had a physical examination and have been given a physician’s permission to participate in these activities, or I have decided to participate in these activities without the approval of my physician.

In consideration for being allowed use of the Fitness Room, and because I assume all risks involved, I hereby agree that I am responsible for any resulting personal injury, damage to or loss of my property which may occur as a results of my use of the Fitness Room and/or any activity occurring therein. I, for myself and on behalf of my heirs, assigns, personal representatives and next of kin, hereby release, indemnify, and hold harmless Elliott Landing Condominium Trust, its trustees, officers, agents, employees, and Property Management Company (―Releasees‖) from any and all claims, demands, damages, rights of action or causes of actions, present or future, arising out of my use or occupancy of the Fitness Room or any fitness/wellness activity occurring therein, including any injuries arising from the negligence of the Releasees or otherwise, to the fullest extent permitted by law. I further state that I am at least eighteen (18) years of age and fully competent to sign this document; and that I execute this release for full, adequate, and complete consideration fully intending to be bound by the same. I ACKNOWLEDGE THAT I HAVE THOROUGHLY READ THIS CONSENT AND RELEASE AND FULLY UNDERSTAND THAT IT IS A RELEASE OF LIABILITY. BY SIGNING THIS DOCUMENT, I AM WAIVING ANY RIGHT I OR MY SUCCESSORS MIGHT HAVE TO BRING A LEGAL ACTION OR ASSERT A CLAIM AGAINST ELLIOTT LANDING CONDOMINIUM TRUST OR ITS PROPERTY MANAGER FOR ANY INJURY SUSTAINED. __________________________________________ _____ Unit Owner/Resident Name (Print) Unit #

__________________________________________ _____ __________________________________________ _____ Unit Owner/Resident Signature Date Signature of parent if Resident is under age 18 Date Rev. 12/28/16

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STATEMENT OF CONDITION OF COMMON ELEMENTS (Move-in/Move-out)

Date: __________________

THIS IS A STATEMENT OF THE CONDITION OF THE COMMON ELEMENTS OF THE CONDOMINIUM PRIOR TO YOUR MOVE-IN/MOVE-OUT. YOU SHOULD READ IT CAREFULLY TO BE SURE THAT IT IS ACCURATE. IF IT IS ACCURATE, YOU MUST SIGN AND RETURN IT TO BUILDING MANAGEMENT PRIOR TO COMMENCING YOUR MOVE-IN/ MOVE-OUT. IF IT IS NOT ACCURATE, YOU MUST CORRECT ANY INACCURACY WITH BUILDING MANAGEMENT. FAILURE TO RETURN THE SIGNED STATEMENT OF CONDITION TO BUILDING MANAGEMENT MAY RESULT IN A DELAY IN YOUR MOVE-IN/ MOVE-OUT AND/OR AN ASSESSMENT OF DAMAGES AGAINST YOU. After the inspection of the Common Elements of the Condominium on ____________________, the following condition(s) is/are present (or write NONE): (Date)

COMMON ELEMENT Condition Notes

Garage Entry/First Floor Hallway

Lobby Entry/ Hallway

Elevator (frame, doors, car, etc.)

Hallway on Unit Floor

Other:

Other:

Authorized signatures: _____________________________________ ___________________________________ Elliott Landing Building Management Unit Owner Unit # ___________________________________ Print Name

Rev. 12/28/16

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PET REGISTRATION REQUEST FORM

Please use this form to register your pet(s). All pets (except fish) must be approved by and registered

with the Board or Property Manager. You may not keep a pet at Elliott Landing until you receive

approval from the Board or Building Management. You should receive an approval or denial within 10

days of submitting this form. The Board has ultimate discretion to exclude a pet from Elliott Landing

Date:

Homeowner(s): Unit #:

Home Telephone #: Work Telephone #:

Cell Telephone #: Email:

Tenant(s) (if applicable)*:

Home Telephone #: Work Telephone #:

Cell Telephone #: Email:

*Non-owner residents registering a pet must provide a Lease and/or Occupancy Agreement demonstrating permission of the Homeowner to maintain a permitted pet.

PET INFORMATION**

Type of Pet: Breed: Color:

Name of Pet: License/Registration number:

Weight: lbs

Type of Pet: Breed: Color:

Name of Pet: License/Registration number:

Weight: lbs

**No more than two pets can be registered to each home.

Please return this Request Form with a photograph of your pet, a copy of the pet’s municipal license, and the non-refundable $100 Pet Registration Fee (waived for all initial owners), payable as:

Enclosed check payable to Elliott Landing Condominium Trust

-OR-

EFT account debit (requires valid EFT Authorization Form on file with Property Manager)

Rev. 12/28/16

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ESSEX ROOM RESERVATION FORM

Homeowners/residents wishing to reserve the Essex Room must fill out this form in its entirety and return it (along with all applicable enclosures and attachments) to Building Management.

Form may be submitted up to one year prior to the requested date of reservation.

Today’s date: _____________________ Homeowner(s): Unit #:

Home Telephone #: Work Telephone #:

Cell Telephone #: Email: Resident making request (if not homeowner)*:

Home Telephone #: Work Telephone #:

Cell Telephone #: Email:

*Please attach written notice from the homeowner indicating the homeowner’s authorization of a reservation by the non-owner resident and assumption of responsibility for any repair and/or and cleaning required.

Request details:

Requested date Requested hours: Start____:____AM/PM | End____:____ AM/PM (Max. one reservation per calendar year) (Max. 4 hours total) (10AM earliest) (9PM latest)

Anticipated number of attendees: (Max. 40)

Will alcohol be served or consumed?: YES** -OR- NO

**Please attach signed “Use, Indemnification, and Hold Harmless Agreement” (see Handbook or Bldg Mgr). Payment of non-refundable $100 reservation fee:

Enclosed check payable to Elliott Landing Condominium Trust

-OR-

Please debit my account by EFT (requires valid EFT Authorization Form on file with Property Management Company) Authorized Signature: Date:

Condensed Rules for Use (see current Rules and Regulations for full rules):

Reservations can be made only for private, non-commercial, non-political events on a first-come, first-served basis.

The same home cannot make a reservation for the same holiday or date two years in a row.

The Essex Room cannot be rented to outside groups or individuals, or used for for-profit or fundraising events.

The home under which the request is made must be current with its condominium fees and assessments.

The person making the reservation must be in attendance throughout the entire event, and, as applicable, to receive deliveries and supervise setup and cleanup for the event.

If damage is found beyond normal usage, additional assessments will be made to the homeowner. Payment for any such assessments must be made within 30 days.

The Essex Room must be left as it was found, including removing any food, trash, decorations, glassware/dishware, and other materials.

Annual meetings and other special meetings of all homeowners that may be called from time to time have precedence over any Resident-requested reservations. Rev. 12/28/16

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USE, INDEMNIFICATION AND HOLD HARMLESS AGREEMENT

Homeowners/residents wishing to serve alcohol at a private event in the Essex Room must fill out this form in its entirety and return it to Building Management along with their reservation form

This Agreement (―Agreement‖), dated the __________ day of _______________, 20__, is made by and

between Elliott Landing Condominium Trust (―ELCT‖) and ________________________ (―Resident‖),

collectively, the ―Parties.‖

In consideration of ELCT permitting certain activities by Resident (as described hereunder), as well as the mutual covenants contained herein, the benefits to be described herefrom, and for other good and valuable consideration, the receipt and sufficiency of which are hereby acknowledged, ELCT and Resident acknowledge and agree as follows: WHEREAS Resident has requested that ELCT permit the serving and consumption of alcoholic substances in ELCT Common Areas by Resident and Resident’s guests (in accordance with all applicable federal, state, and local laws, regulations, and ordinances) during the course of a private event organized and supervised by Resident, NOW THEREFORE, ELCT has agreed to permit such serving and consumption of alcoholic substances in ELCT Common Areas (the ―Permitted Activities‖), subject to the following conditions:

1. Resident may engage in the Permitted Activities, but only upon the terms and conditions set forth herein.

2. Resident shall release, hold harmless, and indemnify ELCT for any and all claims, actions, liabilities, losses, demands, damages, and/or injuries, including death, related to or arising out of such Permitted Activities.

3. Resident shall pay all costs, fees, and expenses incurred in connection with the Permitted Activities. 4. Resident shall comply with all applicable laws, regulations, and ordinances in connection with the

Permitted Activities. 5. This Agreement constitutes the entire agreement between the Parties and incorporates all

discussions and negotiations between the parties, if any, with respect thereto. 6. This Agreement shall be construed, governed, and enforced according to the laws of the

commonwealth of Massachusetts, and the Parties hereto shall submit to the jurisdiction of the courts of said Commonwealth for all purposes with respect thereto.

IN WITNESS HEREOF, the Parties hereto have executed this Agreement intending to be legally bound. ELLIOTT LANDING CONDOMINIUM TRUST RESIDENT _______________________________________________ ________________________________ Print name: ______________________ Unit #: _________ Rev. 12/28/16

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KEY RECIPT

Date_______ Homeowner Name(s)_______________________________________ Home #____________ Home entry door keys

Two @ no charge*

One add’l key @ $25 #___ further key(s) purch’ed at same time @ $10 ea.

Building/common area key fobs (all fobs must be recorded with name of recipient)

Two @ no charge* – Names:_______________________, _________________________

#___additional fob(s)** @ $45 ea.

Mailbox keys

Two @ no charge*

One add’l key @ $25 #___ further key(s) purch’ed at same time @ $10 ea.

Patio keys

o Two @ no charge* (any additional keys responsibility of owner/resident) Payment Total $______________________________PD CK #_________________________ ****************************************************************************** Keys, fobs, mailbox keys purchased following initial receipt of keys and purchases: _____ Door key(s)___ Fob(s)* ___ Mailbox key(s)___ Total pd $___ Initials_____ Date

_____ Door key(s)___ Fob(s)* ___ Mailbox key(s)___ Total pd $___ Initials_____ Date

_____ Door key(s)___ Fob(s)* ___ Mailbox key(s)___ Total pd $___ Initials_____ Date

*Delivered to inaugural homeowners by Building Management; subsequent owners/renters to receive from prior owner or landlord.

**Additional Fobs are for [note full access (f/a) or partial access (p/a)]: 1._______________________________(name)________________________________(relation) 2._______________________________(name)________________________________(relation) 3._______________________________(name)________________________________(relation) 4._______________________________(name)________________________________(relation)

I, the undersigned, acknowledge receipt of the above. ____________________________________________. Signature Rev. 06/16/17

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CUMMINGS CENTER INFORMATION AND WAYFINDING

Additional information on following pages

MAP OF CUMMINGS CENTER

Back to Table of Contents

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CUMMINGS CENTER WAYFINDING Most building suites* are numbered using a grid system. Each client address starts with a building number, followed by a suite number (e.g., 407-L) made up of three parts: a floor number (407-L), a two-digit number representing the location on the South/North hallway (407-L), and a letter, representing the location on the East/West hallway (407-L). Therefore, 100 Cummings Center, Suite 407-L, is located in the 100 building, on the fourth floor, closer to Elliott Street and on the left side of the building.

* The 500 building has a different numbering system. Each suite in 500 Cummings Center has a four-digit suite number. The first digit is the floor number, the last three are the suite number.

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This article by Pulitzer Prize­winning architecture critic Ada Louise Huxtable about CummingsProperties appeared in The Wall Street Journal on Thursday, October 2, 1997. Cummings Properties,LLC developed the 2 million square foot Cummings Center office and research park in Beverly,Massachusetts.

"Architecture: Refitting 'The Shoe'"by Ada Louise Huxtable

Beverly, Mass.­They call it The Shoe. It is the United Shoe Machinery plant, a pioneering, reinforcedconcrete structure built in 1903­1906 that was the largest building of its type in the world until 1937.With additions, its 34 acres of floor space in three 60­foot­wide wings eventually reached a quarter of amile in length.

The Shoe dominated life and labor in this historic community and its neighboring towns for more thanhalf a century, practicing a benign economic paternalism behind maximum security fences. Itscathedral­size spaces were devoted to the manufacture of the equipment used to make the shoes thatwere the sustaining industry of this part of New England until antitrust laws forced the breakup of thecompany in the 1970s. After the plant closed, it became a notorious white elephant, of interest only toarchitectural historians who ranked it at the top of this country's significant industrial landmarks; toeveryone else it was a monumental blot on the landscape, deserted except for a few artisans and tokensmall businesses. In 1995, one of its cavernous interiors was used to film "The Crucible."

I have been in love with The Shoe since the 1950s, when I discovered the building and its significancewhile doing research on the history of reinforced concrete construction. I learned that The Shoe was thework of an engineer, Ernest L. Ransome, who devised and patented a way of embedding twisted squareiron (later steel) rods in concrete to create a monolithic building material of remarkable toughness andrevolutionary possibilities, as so much of the subsequent architecture of the 20th century has proved.

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At a time when the press was filled with stories of the collaspe of experimental concrete buildings­evenprofessionals were skeptical of Ransome's advances­The Shoe was a daring design. It featured cast­in­place reinforced concrete so strong that a minimal frame could be filled with windows of unprecedentedsize­here glass is 85% of the wall area­ for the kind of curtain­wall construction that revolutionizedbuilding in our time. Its earliest use was for the "daylight" factories so highly praised for the humane andhygienic effects of their light and air. By 1911, Ransome had patented and incorporated precastelements as "the Ransome system of unit construction."

The Shoe was, and is, the single most important and generally unrecognized, concrete landmark in thiscountry, predating the Detroit auto factories by the engineer Albert Kahn that have been widely creditedwith the structural and engineering innovations that actually appeared here first.

The Shoe is a building of outstanding utilitarian beauty. Its stunning glass­walled simplicity, the pleasingproportions based on its structural system, foreshadow the later modular designs of Mies van der Roheand one of the basic aesthetic principles of modernism­the direct relationship of structure to style. Ihave watched it anxiously on my trips to New England, always expecting its demolition by the dubiousforces of progress for another lookalike mall or condominium complex. Each time I find it, I am filledwith relief. The Ransome system is still intact. And so is the building, thanks to an imaginative anddetermined entrepreneur, William Cummings of Cummings Properties of Woburn, Mass., which boughtthe abandoned plant for $500,000 (considerably less than $1 a square foot) in 1996.

The Shoe is now the Cummings Center, saved, restored and transformed, shrewdly andsympathetically, into nearly 1.4 million square feet of handsome commercial space for business andindustry. The new Shoe­ it will always be the Shoe to locals­ has been upgraded from blue to white­collar and recast as a "business park" on 80 landscaped acres that will include a health club andcommunity facilities. Currently, more than 50% of the space is rented to a variety of enterprises, fromhigh­tech industries and research­and­development firms (including bio­research laboratories that makeartificial skin for surgical use) to a wide range of consumer services. There is even a well­designedsmall church. Banks, lawyers, accountants, graphics and design businesses co­exist with smallcreative companies. In the once desolate interior, the universal bagel shop now stands.

Because the risk­reward factor of this conversion was enormous, it was no undertaking for thefainthearted. Mr. Cummings has an appetite for challenges. A successful operator of renovated oldproperties, he has demonstrated a kind of vision and investment savvy conspicuously absent amongthe owners of similar structures, where serious problems of age, size and condition stand in the way ofprofitable reuse. This is no leveraged deal where the banks take the gamble, making the project fail­safe for the developer; it would have taken a very unusual bank to provide funds for such anunconventional commitment. All the money, $30 million when the job is done­ is Cummings Properties'own, invested as capital improvement. The project also took something else not found in most realestate circles­ a genuine understanding and appreciation of the building's architectural and structuralfeatures, in no way diminished by an astute evaluation of the commercial potential.

The risk­reward calculation naturally affected the restoration; the outlay had to be measured againstestimates of success and the income that could be generated; in this case, a more than normallyspeculative equation. As refuse and massive chunks of concrete were removed, The Shoe looked likean archeological dig.

Leaks and breaks had flooded the building, requiring a new roof and extensive wall repairs. Turn­of­the­century utilities were replaced with new gas and water lines, heating, ventilating, electrical, andtelecommunication systems. The structure was brought up to today's fire and building codes, withsprinklers, alarms and exits for four miles of corridors. There was a serious problem of residualindustrial pollution to be dealt with. Every one of the huge windows was broken; Cummings hasmanufactured 2,000 new ones in a shop of its own installed in one of the building's covered courts.Because the original windows were so oversized, a cost compromise was made: Except for the mostconspicuous facades, the new windows have opaque top spandrels of pebble aggregate instead ofglass. By making these panels darker than the surrounding walls, the visual effect of a full­size windowis kept. More than a mile of badly spalled exterior walls that had not been maintained for decades hasbeen refaced with a concrete stain close to the original natural concrete color.

All of these were aesthetic was well as practical decisions, in which Mr. Cummings, a hands­on detailman, and a senior vice president Michael H. Pascavage, participated with the project architect, BruceOveson. To advertise The Shoe's upscale transformation, two new, curved glass facades have beeninserted between the original wings on the main front to create a "corporate style" entrance; thecontemporary glass and metal curtain wall to the old building. A custom design of more finesse would

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have been prohibitively expensive; this solution achieves its purpose. Corporate style also seems tofavor creeping green carpet, fake plants, and glitzy elevators over the clean architectural interiors thathave made the conversion so strikingly handsome. It is best when simply left alone.

Throughout the process, Beverly's mayor, William Scanlon, marshaled essential political and economicsupport.. In addition to the city's offer to defer full taxes on the property, an "abandoned building" taxdeduction was available from Massachusetts for renovation of old buildings not more than 10%occupied. The project would not have gone ahead without the Massachusetts legislation that aids thecleanup and reuse of contaminated sites; under this "Brownfields Iniatives" law, old pollutants can beremoved with the guarantee of no future lawsuits. Cummings Properties signed this agreement withMassachusetts before taking title to the land.

In the end, there were small losses and enormous gains. For The Shoe it has been a miraculous rebirth.For those who prize an architecture still invisible to many and treated as expendable by most, this ismore than a success story; it is a dream come true.

Ada Louise Huxtable