Home & Real Estate Weekly

HOME & RealEstateWeekly

January 15, 2011

Longmont Times-Call www.HomeandRealEstateWeekly.com

Candice Olson is backwith tips on creatingindestructible designs

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home goals

Potted herbsperfect forwindows

2 Times-Call / Home & Real Estate Weekly January 15, 2011

News and Press ReleasesHome & Real Estate Weekly welcomes news

on hirings, advancements, awards, classes andother information of interest to the real estate andhome community. Please submit information tothe editor by e-mail, fax 303-774-8088 or mail to350 Terry St., Longmont, CO 80501. The dead-line is Monday at 5 p.m. the week of publication.

Specialty Publications [email protected], 303-684-5275

Specialty Publications Associate [email protected], 720-494-5429

On the CoverDesign guru Candice Olson is back with her new Candice Tells All column. In this space she combines resilient,yet fashionable fabrics, finishes and furnishings for a new look. See story above. (SHNS/Courtesy HGTV)

Kristi Ritter

Summer Stair

AdvertisingThe display advertising deadlineis Tuesday at 3 p.m., and theclassified line advertising deadlineis Thursday at 3 p.m. – boththe week of publication. Foradvertising information, call720-494-5445.

CANDICE TELLS ALL French Provincial piecesmight need cleaningBy Helaine Fendelman and JoeRossonScripps Howard News Service

Dear Helaine and Joe: I was giventwo bureaus by an elderly friend. Theywere purchased from Pane’s Furni-ture in Boston sometime between1910 and 1930. The top drawer ofeach piece has a mark that looks like apot of flowers. I would like to sellthem, but refinishing them would costabout $600. How much more wouldthey be worth if I did have them refin-ished? – T. D.

Dear T. D.: During the 20th century,some furniture manufacturers brandedtheir products or applied labels in adrawer. Unfortunately, we could not seethe trademark on these pieces wellenough to identify them. As for Pane’sFurniture, it might be possible that T. D.is referring to Paine Furniture, whichwas founded in Boston in 1835 and wentout of business in 2000.There is no question that these pieces

were manufactured and not handmade,and we date their origin much closer to1930 than 1910. The style of this chest-of-drawers is popularly called FrenchProvincial.American manufacturers made a vari-

ety of styles under this “French Provin-cial” umbrella, and the pieces in today’squestion fit into this category. These twoitems probably were part of a bedroomgrouping that also included either one ortwo beds, perhaps a vanity and bench,and one or two bedside tables.In almost every instance, refinishing

diminishes the value of antiques signifi-cantly. The insurance replacement valueof this chest and dresser base in theircurrent condition is somewhere between$350 and $500. Refinishing them willnot raise it much, if at all.

Revealing thesecrets of

indestructibledesign

Do you have to sacrifice style when youhave kids? It’s an age-old design questionmany parents ask – and my clients, Nicoleand Trevor, are no exception. The youngcouple live in a charming house with theirtwo small children, but when I met themthey were up to their ears in diapers andteddy bears.The couple spent

a good deal of timein a large living/dining room thatwas disorganizedand uninspiring,but they didn’tknow how to im-prove it. Theylonged for a stylish,adult space wherethey could relaxand entertain, butalso needed a place that could weatherjuice boxes and muddy sneakers.Now, I know a thing or two about man-

aging crayons, sticky, chocolate-puddingfingers and the occasional baby-food spit-up. So, I happily called in my crew andgeared up to give Nicole and Trevor a kid-proof space with a cool, industrial, grown-up vibe.The secret to this type of makeover cen-

ters around the principle of indestructibledesign – blending form and function inways that ensure materials, fabrics and fur-nishings are durable and chic. With this inmind, I chose a variety of stylish, hard-working elements for the redesign. Thingslike raked wood, impenetrable stone andsmudge-proof metal fit well with my de-sign.I began by painting much of the wall

space a relaxing shade of cream, and

putting up gorgeous brown cork wallpaperalong one wall of the adjoining living anddining rooms.The living area had a big non-function-

ing fireplace, but its brown stucco finishmade it an eyesore. So, I painted it a beau-tiful shade of cream, put down some stonetiles and flanked it with new shelvingunits. I wanted to install a gas insert, but(due to venting issues) opted instead for adecorative look that features candles, amirror insert and a tempered glass safetyscreen.I got rid of the room’s outmoded furni-

ture and put in a three-piece sofa in a re-silient, creamy-colored outdoor fabric. I al-so chose a beautiful brown armchair, around wooden coffee table and a dent-proof vintage steel footlocker that willfunction as a side table.I then upped the color ante with a beau-

tiful Ikat patterned fabric that containsshades of blue, green, brown and cream.The material was used to make drapes forboth rooms and it served as my jumping-off point for the accent colors in the space.I also put down a rugged, multicoloredpatchwork rug that can be trusted to hideall manner of kid spills.In the dining room, I installed a long,

durable white vinyl banquette along thecork-papered wall. This banquette willfunction as part of the seating for a newtable that consists of reclaimed wood atopan indestructible steel base.I chose cool white dining-room chairs

and two funky high chairs that can later beconverted into toddler chairs. Whenchoosing furnishings for children, I lookfor durability. After all, design is an invest-ment – and it has to grow with you.I then lightened and brightened the

rooms by putting up two industrial-in-spired pendant lights above the dining-room table and two lamps on either side ofthe fireplace.Lastly, I added a host of accessories –

vases, artwork, accent pillows – and madesure the breakables were well out of reachof curious little hands.The verdict? Ignore the naysayers. I say

you can have it all – kids and style. Bycombining resilient yet fashionable fabrics,finishes and furnishings, Nicole andTrevor’s space went from bland to beautifuland is now ready for splendid dinners, re-laxing evenings – and a messy tyke or two.

Interior decorator Candice Olson is host ofHGTV’s ’’Candice Tells All.’’ For more ideas, infor-mation and show times visit www.HGTV.com.

Candice OlsonHGTV

Nicole and Trevor’s space combines resilient yet fashionable fabrics, finishes and furnishings.(SHNS/Courtesy HGTV)

January 15, 2011 Times-Call / Home & Real Estate Weekly 3

Look forward, notbackward in 2011Several readers inquired about my last

article as to how the median value of same-home sales in our market could drop overthe past four years (Case-Shiller index),while the median selling price (amountbuyers are spending on homes) is nowrising. In summary, value is a function ofsupply and demand and is largelyinfluenced by jobs and policy (i.e. lendingregulations), while affordability can addi-tionally be a function ofinterest rates and what thesame payment will buy.Readers are welcome tosend an e-mail for regionalsupporting data on thatdiscussion.The latest bank reports show

one in four homeowners owemore than their home is worth.In some cases, such homeown-ers had bought or refinancedwhen prices and interest rateswere higher, and by the timethey decided to try to refi-nance, it was too late. Their homes wereno longer appraising for enough for thelender to be willing to refinance it, eventhough the payments would have beenlower. Consequently, many were stuckwith higher interest on their monthly pay-ments.Some have been trying to escape by way

of short sales, but unless there has been ajob loss, or other unusual hardship, the re-quired hardship letter to the lender mayfall on deft ears. The bottom line usuallyresults in trying to figure a way to livesmarter. On occasion, a loan modificationwith the lender can work, but one must becautious in choosing what looks like a bet-ter payment, in exchange for negativeamortization and higher debt.Second jobs, disconnecting cable and

controlling expenses are part of what somehave done to try to hang in there and notsell. Many are aware that a short sale,though sometimes easy to do, can result incredit damage similar to a foreclosure, andprevent one from buying again for two tosix years. In addition, if the seller is fortu-nate enough to get a letter from the bankto agree to consider the short sale as a set-tled debt, it will usually mean that the defi-ciency (shortage when settled) will contin-ue to show up for years on the sellers cred-it report.This could affect their credit score and

everything related to credit, including theability to get new loans, car loans, rent oreven affect the rate they pay for health, life

and auto insurance. History shows peoplewith lower credit file more claims accord-ing to the insurance industry. Sometimes ashort sale or deed in lieu of payment maybe the answer if there is a hardship, versusa foreclosure, as it is often possible to at-tain a letter of negotiated release from theobligation, versus a foreclosure that maycontinue to have credit hounds chasing foryears into the future. Bankruptcy may still

be a consideration, so legal ad-vice would be something toconsider.

A final option if wanting to“move on,” which many home-owners have chosen lately, isfinding a way to sell at a loss. Ifa person has some savings, re-tirement savings or can securea personal loan from family, itmay be worth coming up withthe difference and saving theircredit. Secondly one could selland close their current homeand loan, and in the process,

may be able to repurchase at a significantlylower interest rate than what they had. Thesecret is to stay current on payments andkeep good credit. As stated previously, aseller could be buying a lot more house forthe same payment they are currently mak-ing, by getting out of their old loan in asale, and taking advantage of great rates ontheir purchase. If borrowing, obtainingenough for 3.5 percent down payment on anew home, or $1,000 if the buyer has Vet-eran Administration eligibility that needsto be considered.

If a person is downsizing for space or fi-nancial reason, this could still be a goodmove, as it could allow a lower interestrate and even lower payments on theirnext property.

Sometimes, taking the loss now makessense. A homeowner wishing to make achange in home size or location, may notwant to wait. Their real victory maylie in making the move while they canlock the next property at lifetime lowinterest rates. Homeowners may wish totalk with a local Realtor who knows themarket, or hometown lender, as to astrategy that might help them achieve theirgoals. It is a great time to make a newresolution.

Dave Wagner is the president of the Longmont As-sociation of Realtors. Contact him by calling 303-684-6356, e-mailing [email protected] visit the association’s Web site at www.longmontrealtors.com.

Dave WagnerLongmont Association

of Realtors

“Armitage’s Vines and Climbers”Vertical gardening is all the rage, but hardly anew development, plantwise – enter“Armitage’s Vines and Climbers,” by veteranwriter Allan M. Armitage (Timber Press,$29.95). That said, there are choices beyondclematis and pole beans, and this photo-packedprimer delivers the pros and cons for 100-plusplants to help gardeners and gardens reach newheights.

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Potted herbs perfectfor windowsIn the first winter of my marriage, I

wanted to cook a fabulous meal for myhusband to make up for all of the awfulmeals I’d been cooking for him up untilthat point. As this was before the Internetwas anything other than a twinkle insomeone’s eye, I opened acookbook to look up a recipe,which is what those kitchenpaperweights were used forprior to phone apps andgoogling.Before me was a wonderful

recipe for Tarragon Veal Cro-quettes, calling for fresh tar-ragon, chives and parsley. Itmight as well have called foreye of newt and toe of frog, be-cause I had no idea where tofind them. I didn’t even knowwhat they looked like.Fortunately, one of our neighbors pro-

vided a few snips from her windowsill gar-den and my dish was saved. From that mo-ment on, I vowed to grow herbs myself.Armed with the confidence of the young, Ibrought home basil, chives and thyme. Ispent more time arranging them on thewindowsill than learning how to care forthem.My first attempt at growing herbs in-

doors taught me that over-watering themleads to a slimy, smelly mess. Apparentlywaterlogged soil becomes anaerobic, andwithout oxygen starts to smell like a sewer,which is not good for impressing a newhusband with dazzling kitchen prowess.Most herbs don’t need a lot of water, so ifyou’re growing them, place them in quickdraining containers and allow them toslightly dry between watering.Light is also important. Mine were on a

north-facing windowsill and got little sun-shine. They grew tall and spindly, fallingover onto the counter. “They’re leggy fromtoo little light,” my neighbor said, makingme consider buying them stockings. Toavoid the common problem of tall stemswith spindly growth, herbs need five hours

of direct sunlight or 12 hours of artificiallight per day. If using artificial light, keepthe plants 3 to 4 inches under it.The right container is crucial; choose

those that are at least 6 to 8 inches deepwith drainage holes. Decorative tins, old

boots or colorful crockerywork well as outer pots to slidearound the container the herbis potted in, to keep your win-dow attractive. Fertilize herbs,but do so lightly, using halfstrength fish emulsion or liq-uid kelp.Thyme and oregano eventu-

ally became my favorites. Bothperennials, thyme is a must forkitchens; its small leaves spillover quirky containers. Andoregano is easy to grow as longas it gets a sunny window and

is pinched back to keep it bushy. Use theclippings in sauces and stews, or dry thesprigs for later.Chives, garlic chives and mint like mod-

erately moist soil but harvesting can betricky. Chive leaves will not grow past acut high on the leaf, so snip each leaf nearthe base of the plant. Keep a container ofmint growing to flavor Mojitos, or use injellies, garnishes or to add zip to steamedvegetables. Harvest it by pinching stemsjust above the leaf junctions to encouragecompact growth with more stems.Should you want to try basil, it’s easy to

grow, but can start shedding its leaves ifconditions are too cool or the light isn’tbright enough. Most kitchens provide theright warmth, and as long as your windowis south or west facing, you shouldn’t needextra lights. Try lime basil for marinades orcinnamon basil for salads.

Carol O’Meara is a horticulture entomologist withthe Colorado State University Extension office atthe Boulder County Fairgrounds in Longmont.Contact her by calling 303-678-6238 or [email protected]. For more gardeningtips, check out her blog at gardeningafterfive.wordpress.com.

Carol O’MearaColorado State

University Extension

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What mortgage lenders look forwhen they scrutinize your financesWhat do mortgage lenders look for when

they scrutinize your finances? It all boilsdown to financial stability and making sureyou’re a good credit risk.On your application, you’ll be asked to

disclose personal finance information thatwill help the lender decidewhether your finances are sta-ble or precarious at that mo-ment in time.• Salary/annual income.

Lenders want to see that you’regainfully employed. If you’reemployed as a full-time em-ployee, receiving a W2, that’sgoing to be the best indicationof financial stability. (Lendersdon’t assume you’re going to belosing that job anytime soon.)If you’re a 1099, or contract,employee, or if you own your own busi-ness, you can still buy a home or refinance,but you’re going to have a tougher timeproving that you’re financially stable.Lenders see 1099 contract employees astemporary, even if you’ve been “temporari-ly” employed for years in this manner. Self-employed individuals (and those who re-ceive 1099s) will have to show stable in-come for at least two to three years, whichis usually done through tax returns.• Tax returns. Your lender may ask you

to provide copies of your tax return (partic-ularly if you own your own business), butyou’ll be asked to sign a tax form permit-ting the lender to pull its own copies ofyour tax return directly from the IRS. Obvi-

ously, with today’s tax software, it’s easy tocreate a second set of tax returns that youdidn’t file with the IRS. By getting access toyour IRS records, your lender can seewhat’s really going on with your finances.Tax returns can be a minefield with today’s

lenders. One borrower told methat a lender rejected him be-cause his tax return showed a$1,500 loss in a business inwhich he was a minority part-ner. Although he earned plentyof money, the lender wasspooked by the possibility thatthere might be more losses tocome.• Bank/retirement account

statements. Lenders want to seehow much cash you have onhand, and how cash has come

into and out of your account throughoutthe past year (and sometimes longer, partic-ularly if you’re a small business owner or a1099 contract employee). Large, unex-plained cash withdrawals and deposits are ared flag, as are accounts with extremely lowbalances. If you’ve overdrawn your ac-count, watch out. Lenders really don’t wantto see any sign that you’re not managingyour financial accounts with the utmost ofease.• Cash on hand. How much cash you

have on hand is a bigger issue for lendersnow than in the past. You’ll need cash topay closing costs, and to have in reserve.Lenders want to see at least a month’sworth of expenses (mortgage payment, tax-

es, insurance) to make them feel as thoughyou won’t go delinquent on the loan pay-ment at the first sign of trouble.• Credit history/score. Since Minneapo-

lis-based Fair Isaac invented the concept ofa credit score, it’s been one of the key fac-tors lenders consider when decidingwhether to approve your loan application.That hasn’t changed. In fact, lenders arenow looking for higher credit scores thanever before. Managing your credit history isa skill that’s becoming increasingly impor-tant, as we move to an electronic society.You need to regularly check your credit his-tory, and if there are errors or your historycontains erroneous information, you’ll needto work on correcting those problems.You’ll also need to think about how eachcredit account you open or close, and howyou use the lines of credit that you have,will affect your credit history and ultimate-ly your credit score. Having a higher creditscore will save you thousands of dollarsthroughout the life of any loan you takeout.You can get a free copy of your credit his-

tory and pay for your credit score (around$9) at AnnualCreditReport.com. This is thesite maintained by the three credit report-ing bureaus: Equifax, TransUnion and Ex-perian. You can also buy a copy of yourcredit score from each credit reporting bu-reau and directly at MyFico.com.

Ilyce R. Glink’s latest book is “Buy, Close, Move In!”If you have questions, you can call her radio show at800-972-8255 any Sunday, from 11 a.m. to 1 p.m.EST. Contact Ilyce through her website atwww.thinkglink.com.

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Longmont & Surrounding Areas Residential StatisticsDecember 2010

Courtesy the Longmont Association of Realtors

Have a vibrant living spaceHaving a vibrant living room is a must, but it doesn’t have to

break your wallet. Consider these tips, and let the magic happen.• Collect one nice piece from everywhere you go to add meaning

to your decor. Look with different eyes at heirlooms you’ve inherit-ed – old books, dishware, stitchery, clothing, even your grandfa-ther’s pipe – to see how they might be displayed.• Good rugs are costly. Search garage sales and Internet auctions

for better buys. Even with fading and wear and tear, used rugs canbe cleaned and blemishes camouflaged, depending on how youplace the furniture.• Add details to an inexpensive light fixture to give it a designer

look. Coat it in a bold paint color, add fringe and beads, or changethe crystals. Introduce pattern and texture by stenciling and/or up-holstering the existing shades.• If you can’t travel to foreign destinations yourself, take advan-

tage of shops that sell affordable handmade crafts and other decora-tive imports, including masks, dolls, statues and unusual artwork.

– From the book “Sensible Chic” on hgtv.com

We Are Proud to Announce

Has Joined Wright Kingdom Real Estate!

2010 Ken Pratt Blvd., Longmont ~ cell: [email protected] ~ www.BarbBashor.com

Barb BashorBarb BashorBroker, Realtor ®

03-1

5929

4

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Bring theoutdoorsinside

For many people, connecting withnature has calming and invigoratingeffects. However, cold and short daysmake getting outside a little moredifficult. If you find yourself comingdown with a case of cabin fever everywinter, try bringing the outside in anddecorating your home in a way that will

make you feel more connected with theoutdoors in the comfort of your ownliving room.There are many ways to make yourhome seem less like a sheltered fortressand more like a cozy connector to thenatural world. From incorporatingnatural elements in your home decor to

splashing your walls with open airscenes, here are a few ways to beat thewinter doldrums:• Landscape indoors through art. Agreat way to make your home feelcozier in the winter is to decorate withlandscape art that reminds you of thebeauty of the season.

• Feed the fire. There’s nothingbetter than the natural heat and aromascreated by a flame burning in a fireplaceduring a cold winter day.• Bring the forest inside. The naturalsmell of pine is invigorating and remindsus of being outside.

– ARA

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Reach over 44,000 Readers Each Week With Your Advertising Message.Call Your Classified Advertising Executive Today 303-776-7440

Hover Manor Senior ApartmentResidence

1401 Elmhurst Dr. • 303-772-9292$885-$890 $835-$840 1 1 Yes No Yes Yes

Secure building, quiet neighborhood, meal program,transportation, utilities paid, appliances & cable

TV included,62 yrs & older; vouchers accepted.

Victoria Inn2400 17th Ave. • 303-772-4667

$740-$890 $250 1, 2 1,1¾ Yes Yes Yes

In eachapartment

A/C, D/W, cable ready, balcony or deck, carport,outdoor pool, close to shopping & bus stop.

Ute Creek Apartments1100 E 17th Ave. • 303-684-6821

Starting at$799 $125 1, 2 1, 2 Yes Yes Yes

Full SIzein each

apartmentYes

Move-In Specials, senior and other discounts.Fireplace,

pool & spa, 24-hour fitness, garages. Close toshopping.

The Shores at McIntosh Lake2450 Airport Rd. • 303-774-8000

$729-$1200$100$200$300

1,2,& 3 1,2Yes

Short TermAvailable

Yes Yes Yes YesGas fireplaces, 24 hr. fitness center, heated pool & hottub, A/C, business center, gourmet kitchens, detached

garages.*On selected apartments.

Cloverbasin Village630 Peck Dr. • 888-837-4912

$690-$1100 $1491,2,33-bdrm.

townhomes2 Yes Yes

Yes65 lbs limit

NoYes

& rentalavailable

Convenient location, pet friendly, garages available,24-hour maintenance

Elliott Apartments418 Emery St. Longmont, CO 80501 • 303-772-6452

$580-$945 Yes 1, 2, 3 1, 2 Yes Yes PetsNeg. Yes

In historic Longmont, large trees, quiet neighborhoodon-site parking & storage. Close to RTD. Heat

included.

Fox Ridge Apartments3800 Pike Rd., Longmont, CO 80503 • 303-774-9944

$789-$1239 $200 1, 2, 3 1, 2Yes

Short TermAvailable

Yes Yes Yes YesIsland kitchens, garden tubs, gas fireplaces,double balconies, two tone paint, gated com-

munity. Close to schools & newest community inLongmont.

Tanglewood CondominiumsSenior Community

100 21st Ave., Longmont, CO 80501 • 303-774-0300

$1235-$1625

$1235-$1625 1, 2 1, 2 Yes Some Yes

$50+ mo.

Full sizein eachcondo

W/Dprovided ineach Condo

All utilities & cable paid, sec. bldg., elevator, W/Din every unit, transportation, social events. HUGE

amenities package, quiet 55+ community. Call forincentives!

Com

plex

Nam

e

Add

ress

Pho

ne

Long

mon

t,CO


LE DEAUVILLEAPARTMENTSROOMY & READY1 Bd From $5752 Beds From $610Great LocationLarge Units

Park Like SettingAmple ParkingA/C & Pool

303.772.3737

05-1

6162

5

1 & 2 BDRMApt HomesFox Ridge Apts PremierGated Community. PetsOK!For Info & SpecialsCall (303)774-9944

✭✭✭✭✭✭✭✭✭✭✭✭✭1, 2 & 3 BDRM

Apartment HomesThe ShoresApartments,

Hwy 66 & Airport Rd(303)774-8000

✭✭✭✭✭✭✭✭✭✭✭

0 APP FEE: WinterSpecial! 1 bdrm $550

2 bdrm, $650On-site pkng/laundry.A/C. Water & heat pd.Se Habla Espanol.

(303)774-0593

Apartments/Unfurnished 4030

NO lease, dep or credit chkWkly/4-wk • 303-776-2185• ALSO RV SITES AVAIL!

Apartments/Furnished 4010

Rentals

To place an ad, call 303-776-7440 or go to www.TimesCall.com/classifieds and place yourad any time of the day or night. Fax: 303-772-8339…email: [email protected]

CLOVERBASINVILLAGE(303)485-0512630 Peck Drive-Longmont West onNelson/Airport Rd

1 Bedroom 1 Bathas LOW as $6902 Bedroom, 2 Bathas LOW as $7993 Bedroom 2 Bathstarting at $7993 Bdrm TownhousesStarting at $1000

QUAILVILLAGE303-485-0065321 Quail Road-across fromLongmont Rec

Center

2 Bedroom 2 Bathas LOW as $7313 Bedroom 2 Bathas LOW as $844!

*LIMITEDNUMBER

AVAILABLE*

**Income GuidelinesMay Apply**

✓ Full Size Washer& Dryer Hookups

✓ Close to Bus lines

✓ Pets Welcome

•1809 EMERY ST-2 bdrm in 4-Plex, off st

pkng, W/D. Pet nego. Availnow, $650. (303)447-8988

2 Bdrm, 1 ba, lge, completeremodel- W/D, A/C, deck,N/P/S. 2041 Meadow Dr.

$840 303-443-4308

● 1 BDRM- very nice, A/C,● lndry, off str pkng, N/P● N/S, $650, 303-444-0501

•1 & 2 BDRM ✭ $550-$675FREE Heat 1060 17th Ave,Habla Espanol 720-327-8918


Single Apartment RentalClean & simple apt for rentin Longmont. $450/heat,water included. 1 bdrm/bath, laundry facility, offstreet pkng. Ready to go!No pets. Call 303-775-1800

ROOMS & ApartmentsWeekly/Monthly, from$100/week. Utililtiesincluded. (303)931-7108

Lafayette• 1760 Shallot, 3+ bdrm,

2 ba, $1275/moCall PMP Today,303-776-RENT

Horizon Place1 Bedroom- $545!2 Bedroom- $645!

Secure bldg, swimmingpool, A/C, on-site laundry.Call PMP, 303-776-RENT

EASTGLEN APTS630 Lashley, Longmont

(303)682-29431, 2 & 3 BEDROOMS:Pool, air, laundry

✭Wtr, trash, sewer pd

BRAND NEW 4 bdrmtownhome, $910/ mo, W/D,DW & gar included. EHO303-859-0477 or 303-485-5232

Apts Your CHOICE!www.alertrealty.net

2 BDRM APT´s-Starting at $645, some with

Move-in Specials!Call PMP, 303-776-RENT


APARTMENTS

2400 17th Avenue, Longmont, Colorado 80503

303-772-4667303-772-4667*www.victoriainnapts.com

01-1

6082

7

• FREE Washer/Dryer& Carport

• Wood-burning fireplace• Large balconies/patios• Approved pets accepted• MTM leases available• Within walkingdistance of shopping,restaurants & RTD

• On line leasing available• One bdr, 1 bath starting at $740• Two bdr, 2 bath starting at $890


VALUE PLACEFIRESTONE

New ExtentedStay Hotel

● $179* WEEKLY

or● $549

1st MONTHSPECIAL!

✓ Perfect for visitingfriends & family!

I-25 & Hwy 119,Longmont exit 240.

303-485-0040

Bring ad to qualify.*Expires 1/31/2011*New Guests Only*



2 BDRM, 1.5 BA, carpet,drapes, refrig, D/W, self-cleaning stove, centralA/C, gas heat, W/D hkup,fncd back yard, 2 car gar.No pets. $800 + dep.1412 Kay St. 303-776-1287 or303-747-2219.

● 1243 Hunter Court #B2 Bdrm, 2 Bath, carport,

Cat OK, $695RMG Realty, 303-772-4466

Condos/Townhouses 4050

Industrial Warehouse1,150 Sq.Ft. IndustrialWarehouse Space.

Office, A/C & overheaddoor. $800M. Call,George (303)772-1075

Commercial/Industrial 4040

SELF-SERVESELF-SERVECLASSIFIEDSCLASSIFIEDS

Log on to www.timescall.comClick on “Submit An Ad“

ONONYOURYOUR

SCHEDULE!SCHEDULE!

NICE, SW Lgmt. 2 BdrmCondo, 2 BA, gar, AC, W/D,DW, micro, pets nego.$1100, Mike 303-517-2220

LONGMONTTownhome/Condos

• 975 Reynolds Farm Lane,2+ bdrm, 2 ba.

• 500 Lashley, 2 bdrm, unfinbsmt, 2 car gar

Call PMP, 303-776-RENT

Cutest TH! End unit,3 bdrm, 2.5 baths, partialfin bsmt, walk to super-market, adorable settings.$1250. Franco 303-776-6715


● 1465 LAMPLIGHTER2 bdrm, 1 ba, fncd yard, offst pkng. No pets. $695/mo.RMG Realty (303)772-4466

0 App Fee-$100 off 1st 2 mosLg 3 bdrm, 2 ba, gar, waterpaid. No dogs. 303-682-2525

Duplexes 4060

SW Longmont TH- 2200 SF,2 bdrm, main flr master,2.5 ba, study, frpl, deck,

$1400 (303)442-8693


2 Bedrooms, 1-3/4 baths,single garage, fenced yard,pet nego, $800/month +$800/dep. (303)776-7216

2 BDRM, 2 BA, A/C, gar,lrg fncd yd, Dog OK.

On cul-de-sac. 5 MartinezPlace, $960. 303-443-4308

2 & 3 Bdrm Duplexeswww.alertrealty.net

1716 CAMBRIDGE2 bdrm, 1 ba, W/D, frplc.No smoking, small pet neg.$850/mo. (303)827-9904

Duplexes 4060


● 1701 ADKINSON4 bdrm, 3 bath, 2 story,2 car gar, Lgmt. $1375.RMG Realty, 303-772-4466

1424 Twin Sisters Dr, Lgmt5 bdrm, 2 ba, fncd bkyd, 2car gar, sprklr sys, $1495/mo + dep. No cats. Refsreq´d, avail 2/1. 303-810-6975

● 1018 SUMAC ST-3 bdrm, 1.5 ba, $1100/mo.303-775-0429 ask for Sean

EQUAL HOUSINGOPPORTUNITYAll real estate

advertised in thispaper is subject to thefederal and state FairHousing Act whichmakes it illegal toadvertise “any

preference, limitationor discrimination

based on race, color,religion, sex, handicap,familial status or

national origin, or anintention to make anysuch preference,limitation, ordiscrimination.”

The newspaper willnot knowingly acceptany advertising for

real estate which is inviolation of the law.All persons are herebyinformed that all

dwellings advertisedare available on anequal opportunity

basis.

Houses 4080

INDOOR GARAGE &Commercial Storage

20x40x16 w/ 14x14 doorsstart at $300.

20x50x16 w/ 30 amp elect,man door & pwr dooropener start at $425.Garage Storage LLC,

4070 Camelot Cir, locatedI25 Business Park.

I-25 & Hwy-66. 970-535- 6074www.Longmont-storage.com

Garages/StorageSpaces 4070

SUNSET GOLF AREA,2 BDRM, 1 BA, W/D, frpl,fncd yd, no smoking,no pets. $700/month.

1828 Spruce. 303-772-5233

DUPLEX2 Bedrooms• 1412 Terry St

Call PMP, 303-776-RENT

4 BDRM (conforming in finbsmt) 617 5th St, Berthoud,pets nego. Call 970-669-0842

www.rmpm.com

3 BDRM, 1.5 ba, off st pkng,N/P, W/D hkup, storage,

$835/mo.Water paid.Gerald, 303-775-1598

Duplexes 4060

OFFICE SPACE For RentHolistic Wellness Center.

(720)280-9047

500 to 2500 SF, can divide.On site prkg, Good trafficexposure. 303-523-3369

$250/MONTH-Great parking, quiet.

Ground level. Four SeasonsRealty, (303)875-1345

2500 to 5000 SF- great viewsfrom 2nd level, ample park-ing. 2432 Main. 303-875-1345

Office Space 4100

MOBILE HOMES for Rent$650 to $750, 2 & 3 bdrms.River Valley Village,

(303)772-3240

Mobile Homes/Spaces 4090

WESTSIDE Home, Remod-eled 2 or 3 bdrm 2 ba 2 sty,full bsmt, 2 car, W/D hkup,fncd bkyd, frpl, TownleyCir, $995. 720-280-1589

•Old Town, 4 bdrm, 2 bath,oversz gar, screened porch.N/P. $1250. (303)525-9880

FREDERICK - 3 bdrm+ loft, 2.5 ba, fncd backyd,2 car gar, $1350/mo.

Avl 1/10. Call (303)772-6203

3 bedrooms, 1 bath, doublegarage, fenced yard, petnego, $950/mo. + $950/dep.

(303)776-7216

3 bdrm, 2 ba, gar, fncd yd.N/P. 420 Tungsten Pl.$1190/$1190. (303)775-1495

3 BDRM, 2 ba, 2 car gar,total remodel! 2476

Sunset Dr. N/S, No cats,$1350. 720-273-5924

3 Bdrm., 1.5 ba, Newflooring, paint & appli-ances, large private yard,$975/month. 303-763-0732.

● 3 BDRM, 1.5 BA, 1 cargar, 1317 Lashley, fncd yd,

pet OK. $975/moRMG Realty (303)772-4466

3 & 4 Bedroom Houseswww.alertrealty.net

2 bedrooms, 1 bath, singlegarage, fenced yard, petnego, $850/mo. + $850/dep.

(303)776-7216

2- 4 Bedroom Homes• 19 Reed • 1025 Gay St

• 132 Telluride• 234 Lapaz • 3028 Depo Dr

• 1240 Meadow• 14567 N. 107th St• 234 LaPaz Pl

• 1608 20th Ave • 102 4th Ave• 2981 Bellmeade Way• 1249 Whitehall DrCall PMP,

303-776-RENT

Houses 4080

click on Submit an Ad

I can place myad when I want to.

303-776-7440

Convenience!

06470344 2x8c

www.TimesCall.com

773 SQ FT- busy shoppingcenter, 1116 Francis St,

$825. Alert RE (303)776-5156

Retail Space 4135

SEMI-FURN Rooms/AptsWkly/mnthly from $100/wkUtils/micro/fridge inc

(303)931-7108

RoomsFor Rent 4130

Private- 2bdrms, 1ba,newer home $750/mo

everything included w/dwireless net 720-272-2645

Non-smoker/drinker $450/mo w/util + Dep. Furnbdrm &ba. 303-776-4369

M. to share 2 bdrm, Erie.$500/all utils incl/cable.720-675-6478 or 303-828-8652

Male looking for same toshare house with.(720)203-6969

1 BDRM avl in 4 bdrmhouse. Quiet area, $475, incutils, N/S. 303-819-1398

RoommatesWanted 4120

PROFESSIONAL OfficesN. Longmont. 150 to 825 SF.Single & 3 office suite.All ground level, 2 entr,great prkg. 303-956-1141

Office Space 4100

A pictureis worth a

thousand wordsTry a color

classified picturead today!

Call for details.303-776-7440

Longmont 5090

Open House- SAT 1/15 2-4Below Market @ $257,9003 bdrm, 1 ba, 2 car, biketrails & parks. 155 S. Tyler303-459-2711 or 303-725-8388

Louisville 5106

19 ACRES- ExecutiveEstate, horse facility-Group home, walk-outview. (303)254-9912

Brighton 5024

Real Estate

Open House Saturday 12-2PM

New Year, New Home.This 3 bdrm/1 bath is ready to

move in, no work needed, largebackyard, extra front parking,wood floors and tile. No HOA.

$159,900 #635241

Marta LoachaminCentury 21 Humpal, Inc.

[email protected]

466 Elliott Street, Longmont466 Elliott Street, Longmont

03-1

3946

9

✭South Longmont✭Ranch with fireplace oncul-de-sac, 3/1/2, $185,000AND Bilevel with fireplace,4/3/2 $179,000. Call formore information.

Heidi & Helena buy houses!$ SAVE YOUR CREDIT $303-725-8388 / 303-459-2711

Longmont 5090

3 BDRM, 1 BA, new carpet,W/D, carport, Lgmt adultpark age 55+, 970-215-1819

Mobile/ 5130ManufacturedHomes/Spaces

2 ACRE LOTS WEST OFBERTHOUD. Great Views!$149,900. Fred @ Four

Seasons Re, (720)494-2133.

Lots & Tracts 5100

303-772-7576629 Terry St., Longmont

www.longmont-realty.comww

LONGMONTREALTY02

-161

655

220 ELIZABETH STREETCIRCLE, DACONOMove right into this 4 BR / 3 BA /3 Car Garage home. Fabulous openfloor plan, lots of room to move about.Great location near I-25 for morningcommutes. $219,900

105 MAIN STREET,JAMESTOWNGreat Mountain Home fronts JamesCreek for great trout fishing, and is locatedacross from town businesses. Loads ofwindows and an open floor plan. Discoverpeaceful tranquility here... $259,900

1908 CARR DR.Discovercomfortable,easymaintenancein this ranch home featuring anupdated kitchen, pergo flooring, andupgraded carpet. This 2 bedroom, 1bath features 1,127 finished squarefeet. All this for just $129,900

303-772-7576629 Terry St., Longmont

www.longmont-realty.comww

LONGMONTREALTY02

-161

656

807 TEMPTEDWAYS DR.Lovely condo in Prospect NewTown. 3 Finished levels with 3bedrooms, 3 baths, 2 car garage.High vaulted ceilings, brazillianredwood floors and great outdoordeck. All this for just $299,900

50 19THAVE, #31LONGMONTCute ranch style condo ismove inready now. 2 spacious bedrooms,2 baths, enclosed porch, W/Dhookups and detached garage.See this neat and clean unittoday. Only $79,900!


Real Estate Transactions are supplied byProspects Unlimited Inc., 1151 EagleDrive Ste. 467, Loveland, CO 80537.

Longmont• Ann Reed from Boulder

Creek Kingsbridge LLC, 1548Venice Ln, Longmont, $258,800,home• Robert French from James

Chapdelaine, 1942 Wasach Dr,Longmont, $550,000, home• William Nickerson from Fed-

eral Home Loan Mortgage, 3834Staghorn Dr, Longmont,$172,000, home• Tahlia Bear from John Hig-

gins, 7372 Mount Sherman Rd,Longmont, $385,000, home• Robert Gaul from Mensur

Husic, 1820 18th Ave, Longmont,$170,000, home• Dominick & Jera Giacomazzi

from Keybank National Associa-tion, 1507 Aspenwood Ln, Long-mont, $215,500, home• Anna Frateschi from James

Matonak, 2184 Stuart St, Long-mont, $214,500, home• Gary & Joann Vandervliet

from Nix R Scott, 1409 LashleySt, Longmont, $153,000, home• Richard Cleavinger from

Wells Fargo Bank, 6608 FairwaysDr, Longmont, $549,900, home• Kristen England from Rachel

Bowman, 930 Button Rock DrUnit 69, Longmont, $157,000,condo• Todd Nelson from Brian

Campbell, 820 Gay St, Longmont,$315,000, home• John Edwards from James

Carroll, 1612 Donovan Pl, Long-mont, $223,000, home• Steve & Mary Bruny from

Earl Correy, 5740 Prospect Rd,Longmont, $1,200,000, home• Rex Walker from Janice Daw-

son, 500 9th Ave, Longmont,$91,700, home• Joan Coleman from Bernita

Lovell, 1379 Charles Dr Unit B-5,Longmont, $163,700, condo• Germaine Mueffelmann from

Malcolm L Lavon, 1446 ElmhurstCt, Longmont, $250,000, home• Marcus & Marie DeFoe from

Melvin Nelson, 2401 22nd Ave,Longmont, $255,700, home• Jacqueline McKinny from

James Walsh, 10515 Ute Hwy,Longmont, $225,000, home• Ann Holley from Hal Wilker-

son, 404 Baker St, Longmont,$115,000, home• Kenneth Hargett from Bike-

more Real Estate Investment,1809 Tyler Ave, Longmont,$215,300, home• Janice & Norma James from

Colorado Oaks LLC, 2394 SantaFe Dr Unit A, Longmont,$298,800, condo• Brent & Tara White from

Credit Suisse First Boston 200,9231 Apache Rd, Longmont,$223,500, home• Rex & Sue Fuller from DW

Properties LLC, 1016 Gay St,Longmont, $158,000, home• Annie Poquita from Jann Ertl,

355 Sunnyside Ln, Longmont,$126,500, home• Milos & Zuzana Garcala from

Fannie Mae, 1912 Kingston Ct,Longmont, $170,000, home• Katherine McDowell from

Nancy Gapter, 240 Sugarbin Ct,Longmont, $225,000, home• Billy & Blanche Burns from

Glass House Properties LLC,1739 Atwood St, Longmont,$166,000, home• Michael Scarantino from

James Priest, 2201 24th Ave,Longmont, $196,500, home• Thomas & Debra Hutchinson

from Joel Lene Cole Living Trust,11791 Pleasant View Rdg, Long-mont, $429,000, home• Shane & Deborah Yuhas from

Casey Jones, 2651 Falcon Dr,Longmont, $430,000, home• Arturo Ibarra from US Bank

National Trustee, 124 ChinookPl, Longmont, $128,000, home

Berthoud• Brett & Patricia Floyd from

James Hinojos, 1435 S CountyRoad 17, Berthoud, $350,000,home• Mary & Ricky Scott from

Mark Guzinski, 2253 Jones Pl,Berthoud, $530,000, home• Rene Cervantes from Steven

Parmley, 405 5th St, Berthoud,$170,000, home

Dacono• Tamrick Inc from Eagle

Meadow LLC, 5085 Pergrine Rd,Dacono, $50,500, home

Erie• Linda Foos from Sandra

Gilner, 1688 Bain Dr, Erie,$234,900, home• Nicholas & Jennifer Prey

from Justin Ebert, 1939 March Ct,Erie, $355,000, home• Corey & Navita Lorenz from

Bhavani Kulkarni, 2097 TundraCir, Erie, $255,000, home• John McConnell from Bar-

bara Bohlen, 2875 Blue Sky CirUnit 4 No. 101, Erie, $139,000,condo• Melynda & Jonathon Oliver

from Taylor Morrison Colo Inc,1114 Mircos St, Erie, $284,400,home• Prairie LLC from VRC Devl

LLC, 3095 Blue Sky Cir Unit 13-205, Erie, $113,900, condo

Fort Lupton• Samuel Jaquez from Fed

Home Loan Mtg Corp, 15075Good Ave, Fort Lupton, $53,400,home

Frederick• Andrew & Lorena Linhardt

from Home State Bank, 3453 Cot-tonwood Cir, Frederick, $59,500,home• Rochelle Schara from Alicia

Pavkov, 5460 Fox Run Blvd, Fred-erick, $197,000, home• Don & Victoria Martin from

Hunter Homes Corp, 5513 Mus-tang Dr, Frederick, $471,300,home• Joshua Parker from KBD

Homes Inc, 6506 Spring Gulch St,Frederick, $247,000, home

Lyons• Amber & Tyson Russell from

Chad Pyatt, 203 McConnell Ct,Lyons, $330,000, home

Estes Park• Brenda & Lyle Hileman from

Donald Engelhardt, 618 EstesPark Estates Dr, Lyons, $140,000,home

Niwot• Loren & Richelle Burnett

from Flatiron Mortgage LendingLLC, 8274 Cattail Dr, Niwot,$885,000, home• Catherine McCall from Susan

Sloan, 350 3rd Ave, Niwot,$362,000, home

Platteville• Rochell & Scott Sherman

from Sherry MacDonaldmoudy,17375 Weld County Road 38,Platteville, $201,000, home

Foreclosures – notice of electionand demand• Borrower: Marilyn Major,

Lender: Liberty Savings BankFSB, Amount: $38,013, Property:805 Marshall Pl, Berthoud, Filed:01/04/11• Borrower: Robert & Debra

Buchanan, Lender: Bank OfAmerica National Association,Amount: $666,745, Property:5943 Sandia Ln, Berthoud, Filed:01/05/11• Borrower: Serena Scovell,

Lender: Deutsche Bank NationalTrust Company, Amount:$721,000, Property: 2231 CountyRoad 42, Berthoud, Filed:01/04/11• Borrower: Timothy Magee Jr,

Lender: Wells Fargo Bank NA,Amount: $411,776, Property:1160 Allen Ct, Erie, Filed:01/03/11• Borrower: Kenneth & Sidney

Poppe, Lender: US Bank NationalAssociation, Amount: $258,297,Property: 10347 Coal Ridge St,

Firestone, Filed: 01/03/11• Borrower: Kirk & Tammy

Murrie, Lender: Deutsche BankNational Trust Company,Amount: $247,795, Property:4886 Silverleaf Ave, Firestone,Filed: 01/04/11• Borrower: Shawn & Joyce

Mccoy, Lender: Ocwen Loan Ser-vicing LLC, Amount: $119,772,Property: 262 Jackson Ave, Fire-stone, Filed: 01/05/11• Borrower: Lucio & Erika

Vasquez, Lender: JPMorgan ChaseBank National Association,Amount: $420,333, Property:9904 County Road 22, Fort Lup-ton, Filed: 12/30/10• Borrower: Oscar Lucio,

Lender: Citimortgage Inc,Amount: $152,454, Property: 613McKinley Ave, Fort Lupton,Filed: 01/03/11• Borrower: Wesley & Lisa

Langton, Lender: Wells FargoBank NA, Amount: $214,528,Property: 1617 Wagonwheel Dr,Fort Lupton, Filed: 01/04/11• Borrower: Mario & Juanita

Ruiz, Lender: Citimortgage Inc,Amount: $173,499, Property:5104 Dvorak Cir, Frederick,Filed: 12/30/10• Borrower: Jeremy & Giavana

Woolman, Lender: Midfirst Bank,Amount: $149,818, Property:2629 Denver Ave, Longmont,Filed: 01/04/11• Borrower: David Martin,

Lender: Deutsche Bank NationalTrust Company, Amount:$215,377, Property: 1721 AnteroDr, Longmont, Filed: 01/04/11• Borrower: Patrick & Sandra

Hughes, Lender: CitimortgageInc, Amount: $244,863, Property:1087 Button Rock Dr, Longmont,Filed: 01/05/11• Borrower: Kevin Digregorio,

Lender: Wells Fargo Bank NA,Amount: $160,000, Property:1320 Venice St, Longmont, Filed:01/05/11

Practical upgradescan pay offArticle Resource Association

Practical pays off when it comes tokitchen and bath renovations. Gone are thedays when virtually every kitchen or bath-room remodel involved top-of-the-line lux-ury upgrades and a budget big enough tofund an Ivy League education. Today’s

homeowners want more value for their re-modeling dollars, and that means turningto improvements that make both functionaland fiscal sense.If you’re contemplating a kitchen or

bathroom remodel, here are some pointersfor keeping it practical.

Be Like the SwissThat is to say, stick with neutrality in

both the bathroom and the kitchen.Choose neutral colors for the walls and forparts of the room that might be especiallycostly to change later.

Reflect ActionNo matter how big your bathroom feels

to you, there’s no downside in making itfeel bigger. Use mirrors to make the roomappear larger than it is.

Sink into ItSinks play a pivotal role in the usability

and desirability of both bathrooms andkitchens. In baths, replace dated, single-basin vanities with dual-sink models,which are in high demand by homebuyers.For kitchen sinks, opt for a blend of practi-cality and beauty.


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