FIND YOUR DREAM HOME!

HOME BUYER’S RELOCATION GUIDE PREPARE-PLAN

BUY-MOVE IN!

HOW TO BUY A HOME STEP-BY-STEP OVERVIEW

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FIND YOUR DREAM HOME!

Define Your ObjectiveResearch Your OptionsDevelope Your Plan

Buying a home is such a big step, it shouldbe your top priority for you to prepare andand learn as much as possible in advance.Take the time to determine when is the idealtime to buy and what kind of home you arelooking for. Keep in mind, buying & financinga home are closely related so this includesexamining your current finances/employmentand setting a comfortable spending budget.

Now that you’ve answered these questions,you are in a position to create an actionplan and timeline to wisely move forwardwith your home purchase. At this point, youwill also benefit by consulting an experiencedreal estate agent or broker. Generally, youragent fees are paid by the seller so not usingan agent only benefits the seller.

As you look for experienced help, be sure toask these questions:

1) How long they have been licensed?2) How many homes sold in the past 3 years?3) Are they a broker or just an agent. (brokers usually have more experience)

Define Your Objective

Research & Planning

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FIND YOUR DREAM HOME!

Get PrequalifiedShop HomesWrite Offer

For most buyers, you will want to get pre-qualified before shopping homes. Prequalifyover the phone, online or in person. Lenderswill preview your current financial situationand credit and you will learn:

Most homes for sale are listed on the MLS& then sent to other sites. Search using a sitew/more search field choices so you can findthe specific home you are looking for. So ifyour looking for a 1-story brick home w/woodfloors, you'll be first to find it. There are tonsof search fields on AndrewTheBroker.com &no forced registration. You can search, print,share, map, save, calculate and prequalify.

Now that you’ve found your dream home, it’stime to write a contract. Your local real estateprofessional will prepare documents whichenable you to specify purchase price & alsoinclude addendums to identify other terms orconditions of the purchase.

Writing the Offer

Shop Homes

Get Prequalified First

+ How much do you qualify for?+ What is your monthly payment estimate?+ What interest rate are you getting?+ How much money you will need upfront?+ Also receive a formal "Letter of Prequalification"

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FIND YOUR DREAM HOME!

Start Loan ApplicationSecure InsuranceClose the Deal

Once you and the seller strike a deal, you willreceive instructions from your lender on thelist of supporting documents they will need.Be sure to send these in as soon as possibleas most closing delays are caused by a delayin document delivery. Your lender will alsofinalize numbers and lock your loan.

Securing your homeowner's insurance policycan be completed online, over the phone orin person. You should get a couple quotes soyou know you are getting the best deal.

Your agent will schedule the walk through &closing, usually on the same day. Since you& your agent have taken care of everythingin advance, purchasing your dream homeshould be a positive experience.

Start Loan Application

Secure Insurance Policy

Close the Deal

And now for the FUN PART – you will get thekeys to your new home! In most cases, youwill get the at closing so you can move in thatsame day!

Get the KEYS!

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