Home debutathlete, he or she must immedi-ately stop playing and not return until evaluated and cleared by a health care provider. “To protect our young players, it makes sense that

Vol. 11 No. 12 8220 W. Gage Blvd., #715, Kennewick, WA 99336 www.TuDecidesMedia.com March 24th, 2017

FILM: ‘Beauty and the Beast’ number one at box office > 13

IMMIGRATION: Border agency anticipates years to hit goal > 15

STATE: Head blows in contact sports not child’s play > 18

Seattle celebrates MLS Cup title with 3-1 win over Red Bulls > 19

Home debut

19 You Decide – A Bilingual Newspaper March 24th, 2017

Wisdom for your decisions

SEATTLE, Washington (AP)

Jordan Morris fell awkwardly on an already sore ankle during the first half on Sunday. At halftime the

Seattle Sounders team doctor suggested subbing him out and letting him rest with matches for the U.S. national team upcoming.

Morris argued with the doctor - his father Michael - to stay in the match. An argument the younger Morris eventually won.

‘’We were going to go out there and try for 10 minutes and see and it felt fine. A little bit of pain but nothing too bad,’’ Morris said. ‘’I always want to be playing.’’

Morris drew a penalty to set up Seat-tle’s opening goal in the first half, scored on a header in the 66th minute to retake the lead, and the Sounders celebrated last year’s MLS Cup title with a 3-1 win over the New York Red Bulls on Sunday.

More than 45,000 turned out for Seat-tle’s home opener and were rewarded by goals from Clint Dempsey on a

penalty kick, Morris’ finish off a beauti-ful buildup and Harry Shipp’s redirected goal off Joevin Jones’ shot in the 79th minute.

Morris was a constant threat through-out but the knock on his ankle is not good news for U.S. coach Bruce Arena ahead of Friday’s World Cup qualify-ing match against Honduras. The U.S. already ruled out forward Bobby Wood due to a back injury. Morris was flying to join the national team Sunday night and didn’t think the ankle was going to be a major issue.

‘’I sprained it in preseason a little bit and it’s the same ankle but I could play 60 minutes on it or whatever so that’s prom-ising,’’ Morris said. ‘’I’ll get it looked at down there but I think it will be fine.’’

Eight years to the day Seattle made its MLS debut with a victory over the Red Bulls, the Sounders celebrated their first MLS Cup title with New York again playing the complementary role.

The championship trophy was paraded through the streets of downtown Seattle before the match, then across the field by retired defender Zach Scott and injured captain Brad Evans just before kickoff. The Sounders unveiled their green championship banner in the rafters of CenturyLink Field as well after spending the first two weeks of the MLS season on the road.

SPORTSSeattle celebrates MLS Cup title with 3-1

win over Red Bulls

Seattle Sounders forward Clint Dempsey celebrates after scoring a goal during an MLS match on Sunday, March 19, 2017, in Seattle, Washington. Photo by Braulio Herrera

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Table of Contents19

18

SPORTS: Seattle celebrates MLS Cup title with 3-1 win over Red Bulls

STATE: Head blows in contact sports not child’s play

FINANCIAL LITERACY: Tips to help you decide how much to spend on housing each month

IMMIGRATION: Border agency anticipates years to hit Trump’s hiring goal

POLITICS: Intel documents offer no evidence of spying on Trump Tower

SPORTS: Brady’s missing Super Bowl jersey tracked to Mexico

FILM: ‘Beauty and the Beast’ opens number one at the box office

COLUMN: Dave Says: Never take an adjustable rate mortgage

17

14

15

14

13

13


March 24th, 2017 You Decide – A Bilingual Newspaper 18


STATE

SPOKANE, Washington

Hoping to address concussion concerns and declining par-ticipation, the youth arm of

the NFL in September will roll out a pilot program that alters how football is played by its youngest athletes. USA Football aims to reduce the head-banging force of the game by testing a new format called modified tackle.

Keeping a close eye on the change is Janessa Graves, assistant professor at Washington State University’s College of Nursing and a pediatric injury researcher.

“Knowing that young athletes’ develop-ing brains make them more susceptible to concussion injuries, it only makes sense that we would want to reduce, if not elim-inate, intentional blows to the head,” she said.

As many as 2 million U.S. children and teens are estimated to suffer sports and recreation-related concussions each year, with symptoms ranging from head-aches, nausea and dizziness to memory loss and coordination problems. While

many young patients recover within a week or so, others endure lingering cog-nitive and physical effects for months or even years, accord-ing to the American Academy of Pediat-rics.

C ont a c t - sp or t s concussions has become a hot topic in recent years, with a roster of professional athletes speaking publicly about bat-tling the side effects of head injuries and more research proving the potentially damaging effects on children.

“Children’s brains undergo rapid growth. A blow to the head can steer that crucial growth off course,” said Graves.

The medical term for concussion is mild traumatic brain injury. Yet as Graves con-

cluded in one of her studies, this “mild” form of traumatic brain injury, or TBI, isn’t so mild. By analyzing data of health insurance claims among 300,000 children and teenagers diagnosed from 2007-2010, she and her colleagues discovered that concussions make up a remarkable 96.9 percent of all pediatric TBI cases.

Collecting data, conduct-ing research and educating the public are all effective tactics to reduce concussion risks, but some lines of attack should occur on the playing field, said Graves.

Modified tackle is one example, as is Washington state’s “return-to-play” law passed in 2009. In what turned out to be a trailblazing kickoff, all other 49 states enacted similar laws within five years. Today, whether in Seattle or Syracuse, if a con-cussion is suspected in a young athlete, he or she must immedi-ately stop playing and not return until evaluated and cleared by a health care provider.

“To protect our young players, it makes sense that we more closely examine how some sports are played,” said Graves.

USA Football’s plan to introduce a new game format “is a welcome acknowledg-ment that going head to head puts young athletes’ brains at risk,” she said.

Head blows in contact sports not child’s play

Washington State University pediatric injury researcher Janessa Graves.



Financial LiteracyThis Page is Sponsored by Washington Federal

Tips to help you decide how much to spend on housing each month

Take a guess, where do you spend most of your money? For most of us, the answer is probably the roof

over our heads, or our monthly rent or mortgage payment. As families grow or we get new jobs that earn more money, one of the first areas to be upgraded is our home. But a change in housing can have a big impact on your family’s financial health, so you’ll want to be sure you’re ready to pay for both the cost of a new home AND the moving process to get you there.

The spring is usually the most popular time of year to move - the holiday’s are over, the weather’s getting nicer, and there are more homes on the market – so we wanted to offer some advice to help you decide if a move is right for you.

Budgeting 101

If you haven’t created a budget before and aren’t sure how much money you spend each month, then consider reviewing your previous spending BEFORE you decide whether to move to a bigger, more expensive home. Start by looking at the past three or four months worth of spending and dividing your purchases into categories, like gas, groceries, entertainment, or loan payments.

You can add up your spending manually or use an online budgeting tool to help you. At Washington Federal, we offer MoneySync to our clients, both online and as a smartphone app. MoneySync does not have a monthly usage fee and allows users to see their total spending from multiple cards or accounts in one place. For example, you could add your student or car loan, and checking accounts or credit cards from different banks or credit unions.

Once you add your accounts in MoneySync, then the tool’s budget feature will automatically categorize your spending, so you can quickly and easily see how much money you spend each

month in different areas. To find out more about opening an account at Washington Federal and signing up for MoneySync, visit WashingtonFederal.com or call us at 800-324-9375.

To ensure you can afford a new home, you should take into account all your spending before you think about moving. Reviewing your prior spending habits is an important step to deciding how much money you can afford to spend on a new home. Putting in a little effort before you sign a new lease or a home loan will save you from a lot of headache later!

The 30% Rule

Everyone’s financial situation is different, but in general, most experts recommend spending no more than 30% of your total monthly income on housing. That percentage is pre-tax and should include all expenses related to housing – including taxes and insurance (if you’re planning to buy a home), electricity, natural gas, etc. For example, if you make $40,000, then you should probably spend no more than $1,000 a month on housing.

This percentage will vary depending on your budget, so if you have a lot of other monthly payments, like a car loan, or a large credit card payment, then you should consider spending less than 30% on housing. Remember, if you don’t think you can afford to spend 1/3 of your monthly income on rent or a home loan for a home, then DON’T MOVE.

How much will I spend to move?

If you’ve thought it through and decided that you’re ready for a new home, then you’ll want to consider the costs of the actual move. Since many of the items needed to move are paid for separately, it can be difficult to know how much money is actually be spent on a move. But those little costs add up! The American Moving and Storage Association found that the average cost of moving a household from one state to another is about $4,300 and the average cost of an in-state move is about $2,300. Here are a few things to consider when budgeting for your move.

Transferring Services. Make a list of all utility and other services that you currently receive at your house. Then, call or visit the company online to find out if

you’ll be charged to transfer your service; if so, how much? Consider things like garbage, water, sewer, electricity, phone, Internet, cable, and heating services. You might be surprised how quickly these can add up!

Packing Supplies. It may seem like a small cost, but bubble wrap, packing tape, boxes, and specialty packaging supplies for fragile items can add up. Moving.com offers a helpful, online calculator to help you figure out how much you could end up spending on moving supplies.

Professional Movers. You may need help packing and transporting your belongings to your new home. Professional movers often charge about $100 for each 100 pounds, not including the packing and insurance fees.

Storage. Storage costs will be highest for those who are moving into a smaller home, but remember that you may need a temporary storage facility if you need

to move out of your current home before your new home is available. According to GoBankingRates.com, the cost to rent a small storage unit is about $40-$50 a month, while larger units can be $225 a month.

Preparing ahead of time for costs associated with a move is the best way to be sure you don’t take on unexpected debt for your move.

Ready to make a move?

Whether your next move means creating a monthly budget for the first time or possibly buying a home, we’re here to help. Washington Federal has been a trusted financial partner in the Northwest for the past 100 years with locations throughout the Northwest. Contact your local branch to find out more how we can help you meet your financial goals. Visit us online at WashingtonFederal.com or call 800-324-9375.

NMLSR # 410394washingtonfederal.com

We don’t just offer home loans...We offer confidence, reliability, and the peace of mind to buy or build the home of your dreams. We’ve helped our neighbors buy homes since 1917. Plus, as a Portfolio Lender, your loan is never sold to another bank, so you’ll always work with us.

Whether you’re buying or building, let us earn your business. Visit your local branch or give us a call at 1-800-324-9375.



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IMMIGRATION

WASHINGTON (AP)

The U.S. Border Patrol will not lower hiring standards to satisfy President Donald Trump’s order

to add 5,000 agents and will need several years to hit its target, administration offi-cials said Wednesday.

A precise timeline has not been set, but one official said the goal was to hire as many agents as possible in four or five years. Another official said it wouldn’t happen overnight.

Officials at U.S. Customs and Border Protection, the Border Patrol’s parent agency, would speak only on condition of anonymity, despite Trump’s insistence that reporters should only quote people by name.

The hiring surge is a key piece of Trump’s immigration orders that has drawn less attention than his travel ban and his plans to erect a wall on the border with Mexico. Hiring 5,000 Border Patrol agents would represent an increase of about 25 percent, and his plan for 10,000 more U.S. Immi-gration and Customs and Enforcement

officers and agents is an increase of about 50 percent.

Trump’s orders set no deadline and it is unclear if Congress will provide the bil-lions of dollars they would likely require. Trump proposed the target of 5,000 agents during the campaign; CBP officials did not directly address how that number came about Wednesday but said it was achievable.

A CBP official said the agency was com-mitted to a require-ment that all appli-cants take a lie detector test but was looking to waive it for a limited number of job seekers, including certain veterans with at least four years of military experience and

some law enforcement officers at other federal agencies.

The officials said about 75 percent of

applicants fail the polygraph, roughly two-thirds of them for admissions about criminal history or other matters.

Border agency anticipates years to hit Trump’s hiring goal

A U.S. Border Patrol agent drives near the US-Mexico border fence in Santa Teresa, New Mexico.


March 24th, 2017 You Decide – A Bilingual Newspaper 14


POLITICS

WASHINGTON (AP)

The top two lawmakers on the House intelligence committee said Sunday that documents

the Justice Department and FBI delivered late last week offered no evidence that the Obama administration had wiretapped Trump Tower, but the panel’s ranking Democrat says the material offers cir-cumstantial evidence that American citi-zens colluded with Russians in Moscow’s efforts to interfere in the presidential elec-tion.

“There was circumstantial evidence of collusion; there is direct evidence, I think, of deception,” Rep. Adam Schiff, D-Calif., said. “There’s certainly enough for us to conduct an investigation.”

The House intelligence committee is to begin hearings Monday into Russia’s role in cybersecurity breaches at the Demo-cratic National Committee, as well as Pres-ident Donald Trump’s unsubstantiated claim that his predecessor had authorized a wiretap of Trump Tower. FBI Director James Comey and Mike Rogers, the direc-

tor of the National Secu-rity Agency, are slated to testify.

Intelligence officials have said that Russia was behind the theft of Democratic National Committee emails last summer. The U.S. gov-ernment later concluded that the Russian govern-ment directed the DNC hack in an attempt to influence the outcome of November’s presidential election.

“For the first time the American people, and all the political parties now, are paying atten-tion to the threat that Russia poses,” com-mittee Chairman Devin Nunes, R-Calif., said. “We know that the Russians were trying to get involved in our campaign, like they have for many decades. They’re also trying to get involved in campaigns around the globe and over in Europe.”

Nunes said the committee will also

examine whether the Russians were trying to sow doubt in the U.S. electoral system or whether they were trying to help Trump get elected to the White House.

“We need to get to the bottom of that,” Nunes said.

Nunes and Schiff were among a number of lawmakers who said on Sunday’s news shows they had seen no evidence that the Obama administration ordered wiretaps

on Trump during the campaign.“Was there a physical wiretap

of Trump Tower? No there never was,” Nunes said. “The information we received Friday continues to lead us in that direction.”

Nunes added: “There was no FISA warrant I am aware of to tap Trump Tower.” FISA stands for the Foreign Intelligence Sur-veillance Act, which requires investigators to seek a warrant from a secret court to wiretap a foreign suspect.

Republican Sens. Tom Cotton of Arkansas and Susan Collins of Maine also said

Sunday they had seen no evidence that the Obama administration had placed Trump under surveillance at Trump Tower, the Manhattan high-rise that houses Trump’s residence, business office and campaign office. Collins encouraged Trump to turn whatever evidence he has of the surveil-lance over to the congressional intelli-gence panels looking into the matter.

Intel documents offer no evidence of spying on Trump Tower

In this March 15, 2017, file photo, of the House Intelligence Committee, Devin Nunes-R (right) speaks with reporters on Capitol Hill in Washington.

SPORTSBrady’s missing Super Bowl jersey tracked to Mexico

BOSTON, Massachusetts (AP)

Tom Brady’s missing Super Bowl jersey has been found in Mexico six weeks after it vanished

from the Patriots’ locker room - but the mystery isn’t over.

The NFL said the jersey was found in ‘’possession of a credentialed member of the international media,’’ and authorities were investigating Monday whether a former Mexican tabloid newspaper exec-utive played a role in the theft.

It wasn’t the only piece of memorabilia recovered: Authorities found a Brady jersey that had gone missing after the Patriots’ 2015 Super Bowl win over the Seattle Seahawks. A helmet belonging to a Denver Broncos player was also discov-ered, NFL spokesman Brian McCarthy said.

The stolen jersey - and the investigation that stretched from Boston to the border - captivated Patriots fans and social media for several days after the Patriots’ 34-28

overtime win over the Atlanta Falcons.‘’If it shows up on eBay or something,

somebody let me know,’’ Brady said after the game.

Houston police investigators relied on a tip from an informant to trace the jersey, estimated to be worth about $500,000, to Mexico.

U.S. and Mexican officials have not identified the suspect, but the name of a former newspaper director circulated widely in Mexican news media and on social networks.

A Mexican federal government offi-cial, speaking on condition of anonym-ity because of the sensitivity of the case, said the attorney general’s office partici-pated in the investigation and obtained a search warrant. The jersey and other objects were found March 12, the official said.

The newspaper’s owner, Organizacion Editorial Mexicana, issued a statement saying the director resigned two days later for ‘’personal reasons.’’

The paper said that if the accusations are true, it ‘’strongly condemns’’ that the employee used his position ‘’to obtain a media accreditation to be able to access the field of play, news conferences and probably other areas of NRG Stadium.’’ The paper said it had not been contacted by investigators.

A company official who was not authorized to discuss the matter pub-licly told The Associated Press on con-dition of anonymity that the former director was not part of the media out-let’s Super Bowl coverage.

‘’He got accredited on behalf of La Prensa, but he took vacations. ... He was not sent by us,’’ the person said. ‘’They were not even aware that (he) had gone to the Super Bowl.’’

The former director handed over his company phone when he resigned last Tuesday, the person said.

Brady, in a statement from his agent, Don Yee, expressed gratitude to inves-tigators.

‘’I am happy my jerseys from SB 49 and SB 51 have been recovered, and I want to thank all of the law enforcement agencies involved,’’ Brady said. ‘’I know they worked hard on this case - and it is very much appreciated. Hopefully when I get the jerseys back I can make something very positive come from this experience.’’

In this February 5, 2017 file photo, New England Patriots quarterback Tom Brady prepares to pass the ball during the first half of the NFL Super Bowl 51 in Houston, Texas.



NEW YORK (AP)

Disney's live-action "Beauty" was a beast at the box office, opening with an estimated

$170 million in North American ticket sales and setting a new high mark for family movies.

"Beauty and the Beast" blew past the previous record-holder for G- or PG-rated releases, according to studio estimates Sunday. Last year, Disney's "Finding Dory" debuted with a then-PG-best $135 million.

"Beauty and the Beast" felled many other records, too. It's the year's top opening so far and a new best for March releases, and it ranks seventh all-time, not accounting for inflation.

The film, which was made for about $160 million, is the latest effort by Disney to re-create one of its animated classics with live action and digital effects. The makeover of the 1991 Oscar-winning film follows previous live-action remakes such as "Alice in Wonderland," ''Cinder-ella," ''Maleficent" and last year's "The Jungle Book." Many more are on the way, too, including re-makes for "Dumbo," ''Mulan," ''Aladdin" and "The Lion King" as well.

"Nostalgia is a very powerful driver for these films," said Dave Hollis, head of distribution for Disney. "What's excit-ing here is there is an opportunity to see these beloved stories in a way that's never been seen before, but you get to build that on the foundation of something that's very familiar.

"But you don't get to $170 million because of nostalgia," Hollis added. "You have to ultimately make these movies great."

"Beauty and the Beast," directed by Bill Condon and starring Emma Watson and Dan Stevens, found widespread acclaim and some backlash for including what has been called Disney's first openly gay character. Josh Gad plays Gaston's sidekick, LeFou, who has a very brief

"exclusively gay moment," as Condon described it, late in the film.

Though many applauded the char-acter's subtle twist as overdue progress, some derided it. An Alabama drive-in theater canceled showings before owners screened the film. And after Malaysian censors required an edit of the scene, Disney pulled the film from release in the predominantly Muslim nation. An appeal is to be heard this week.

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FILM‘Beauty and the Beast’ opens number one at the box office

This image released by Disney shows Dan Stevens as The Beast, left, and Emma Watson as Belle in a live-action adaptation of the animated classic “Beauty

and the Beast.”

Dear Dave,

Should I ever consider a 5/1 adjustable loan if I’m buying a house and plan to pay it off in five years? — Anonymous

Dear Anonymous,

No! The reason is you can never be assured that you’re going to pay it off in five years. If you go into it with that mindset, then you’re basically saying you can predict the future will be exactly how you want it to be. That’s pretty naïve. Your future will never be what you think it will be. It’s either going to be better or worse, but your future will never turn out exactly the way you plan for it to be.

If you can’t buy a home with cash, you need the stability of a 15-year, fixed rate mortgage in your life. We’re living in the lowest mortgage interest rate environ-ment in about 50 years. I saw a 3.02 percent 15-year fixed rate mortgage just the other day.

No, I would never under any circum-stances take an adjustable rate mort-gage. Was that unclear? I hope not! — Dave

Never take an adjustable rate mortgage

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¡Se habla Español!


You Decide – A Bilingual Newspaper


March 24th, 2017 18w

STATE

SPOKANE, Washington

Hoping to address concussion concerns and declining par-ticipation, the youth arm of

the NFL in September will roll out a pilot program that alters how football is played by its youngest athletes. USA Football aims to reduce the head-banging force of the game by testing a new format called modified tackle.

Keeping a close eye on the change is Janessa Graves, assistant professor at Washington State University’s College of Nursing and a pediatric injury researcher.

“Knowing that young athletes’ develop-ing brains make them more susceptible to concussion injuries, it only makes sense that we would want to reduce, if not elim-inate, intentional blows to the head,” she said.

As many as 2 million U.S. children and teens are estimated to suffer sports and recreation-related concussions each year, with symptoms ranging from head-aches, nausea and dizziness to memory loss and coordination problems. While

many young patients recover within a week or so, others endure lingering cog-nitive and physical effects for months or even years, accord-ing to the American Academy of Pediat-rics.

C ont a c t - sp or t s concussions has become a hot topic in recent years, with a roster of professional athletes speaking publicly about bat-tling the side effects of head injuries and more research proving the potentially damaging effects on children.

“Children’s brains undergo rapid growth. A blow to the head can steer that crucial growth off course,” said Graves.

The medical term for concussion is mild traumatic brain injury. Yet as Graves con-

cluded in one of her studies, this “mild” form of traumatic brain injury, or TBI, isn’t so mild. By analyzing data of health insurance claims among 300,000 children and teenagers diagnosed from 2007-2010, she and her colleagues discovered that concussions make up a remarkable 96.9 percent of all pediatric TBI cases.

Collecting data, conduct-ing research and educating the public are all effective tactics to reduce concussion risks, but some lines of attack should occur on the playing field, said Graves.

Modified tackle is one example, as is Washington state’s “return-to-play” law passed in 2009. In what turned out to be a trailblazing kickoff, all other 49 states enacted similar laws within five years. Today, whether in Seattle or Syracuse, if a con-cussion is suspected in a young athlete, he or she must immedi-ately stop playing and not return until evaluated and cleared by a health care provider.

“To protect our young players, it makes sense that we more closely examine how some sports are played,” said Graves.

USA Football’s plan to introduce a new game format “is a welcome acknowledg-ment that going head to head puts young athletes’ brains at risk,” she said.

Head blows in contact sports not child’s play

Washington State University pediatric injury researcher Janessa Graves.

Your First Step Toward Success

SIGN UP ONLINE TODAY!www.portseattle.org/SmallBusiness

ContactEconomic [email protected]

The Port of Seattle’s Small Business Program promotes access for small, minority, women, and disadvantaged firms. Take your first step toward equal access and economic opportunity.


You Decide – A Bilingual Newspaper


March 24th, 2017 15w

IMMIGRATION

WASHINGTON (AP)

The U.S. Border Patrol will not lower hiring standards to satisfy President Donald Trump’s order

to add 5,000 agents and will need several years to hit its target, administration offi-cials said Wednesday.

A precise timeline has not been set, but one official said the goal was to hire as many agents as possible in four or five years. Another official said it wouldn’t happen overnight.

Officials at U.S. Customs and Border Protection, the Border Patrol’s parent agency, would speak only on condition of anonymity, despite Trump’s insistence that reporters should only quote people by name.

The hiring surge is a key piece of Trump’s immigration orders that has drawn less attention than his travel ban and his plans to erect a wall on the border with Mexico. Hiring 5,000 Border Patrol agents would represent an increase of about 25 percent, and his plan for 10,000 more U.S. Immi-gration and Customs and Enforcement

officers and agents is an increase of about 50 percent.

Trump’s orders set no deadline and it is unclear if Congress will provide the bil-lions of dollars they would likely require. Trump proposed the target of 5,000 agents during the campaign; CBP officials did not directly address how that number came about Wednesday but said it was achievable.

A CBP official said the agency was com-mitted to a require-ment that all appli-cants take a lie detector test but was looking to waive it for a limited number of job seekers, including certain veterans with at least four years of military experience and

some law enforcement officers at other federal agencies.

The officials said about 75 percent of

applicants fail the polygraph, roughly two-thirds of them for admissions about criminal history or other matters.

Border agency anticipates years to hit Trump’s hiring goal

A U.S. Border Patrol agent drives near the US-Mexico border fence in Santa Teresa, New Mexico.

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Documents

Home debutathlete, he or she must immedi-ately stop playing and not return until evaluated and cleared by a health care provider. “To protect our young players, it makes sense that