Finance sector trends 2015

“A good team can accomplish great things... There are over 200 seasoned developers under Helmes’ brand providing software product development services for financial institutions in the Nordic region. To maximize efficiency, all of the workforce is divided into independent agile teams dedicated to one client and often rotating between working on-site on client’ premises and off-site at Helmes’ HQ. We have continously improved our development process for the last 20 years. When we started out we helped banks and insurance providers making their first leap from offline to online. We have mainly delivered self service solutions and complex system integrations: Debit & credit card platform, business intelligence solution, debt management, loan management platform, P2P lending platform, e-invoice integration platform, fraud monitoring solutions, internet/mobile banking, POS integration, currency exchange system, leasing platform, etc. Now in the times where finance sector is purely online we are again the ones who are there innovating the next step.

Finance sector trends in 2015 which will drive the IT development:

� Collaborating with nonbanking firms to create innovative partnerships for competitive edge

� Financial institutions inside the EU are being increasingly regulated and thus rising IT investments to meet legislative requirements

� Focus on finding new growth sources internally for example through asset management and cross-selling

� Latest large scale cyber attacks around the globe are driving increased investments into improving security

� Data management to explore new possibilities from existing data

Contact information: � Ainar Nurk � Manager of Finance Unit at Helmes AS � Phone + 372 52 09 559 � E-mail: ainar.nurk@helmes.ee � Skype: ainar.nurk � Web: www.helmes.ee