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South Carolina's number one resorce for healthy living.
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HealtHy Magazine
What’s in Your Lunch?Tips for packing safer lunches
Dry Mouth? Sensitive Teeth?You are not alone
Simple Steps To Reduce Pet Dander & Dustin home and classroom
Co
nt
en
ts Start the New Year with a healthy approch to eating 11
Be party smart simple rules to avoid calories 15
Resolve to be regular: New Years tips to get your digestive system ‘back on track’ 21
How to get the most out of your health benefits this year 25
Keep an eye on ‘Silent Killers’ in the golden years 30
Simple steps to reduce pet dander & dust mite allergens in home and classroom 35
Ladies who lunch with satisfaction 39
Time to refiance or buy 43
Charleston’s office of cultural affairs launches www.CharlestonArts.sc 46
Signature Golf 50
Help your kids learn healthy habits for life 55
Dry mouth? Sensitvie teeth? You are not alone. 59
Help available for people living with diabetes 63
Eat healthy even while on the go 67
Parents pull out all the stops to keep their babies healthy this winter 71
What’s lurking in your lunch? Tips for packing safer lunches 76
Take control of your health care make an advance care plan 81
supporting LoCaL Businesses in south CaroLina
Promoting local business is as simple as having other company’s business cards or brochures posted on a board in your store. We are do-ing our part, so please join us, and promote your local merchants, and everyone will benefit!
top ten reasons to think LoCaL
Buy LoCaL - Be LoCaL – heLp LoCaL Businesses
1. Buy LoCaL: Support yourself and Downtown. Many studies have revealed when you buy from an independent, locally owned business in the your own area, rather than a nationally owned businesses, considerably more of your money is used to make purchases from other local businesses. Local businesses continue to strengthen the economic base of the local community. These include case studies showing that local local owned businesses generate a premium in enhanced economic impact to the community and our tax base.
2.support LoCaL area Community groups: Non-profit organizations receive an average 250% more support from smaller area business owners than they do from large companies.
3. keep your area unique: Where we shop, where we eat and have fun -- all of it makes our community home. Our one-of-a-kind local businesses are an integral part of the distinctive character. Local tourism businesses also benefit. “When people go on vacation they generally seek out destinations that offer them the sense of being someplace, not just anyplace.” ~ Richard Moe, President, National Historic Preservation Trust.
4. reduCe environmentaL impaCt: Locally owned businesses in your area can make more local purchases requiring less transportation. This generally means contributing less to sprawl, congestion, habitat loss and pollution.
5. Create additionaL JoBs: Small local businesses are the largest employer nationally and in the community, provide the most jobs to local residents.
6. reCeive Better serviCe: Local businesses often hire people with a better understanding of the products and services they offer, and take more time to get to know customers.
7.invest in your Community: Local businesses are owned by people who live in this community, and they are less likely to leave, and are more invested in the community’s future.
From the editor
www.Healthy.sc Online Magazine | 2009 5
8. put your taxes to good use: Local businesses require a relatively little infrastructure investment and make more efficient use of public services as compared to nationally owned stores entering your area.
9. Buy What you Want, not What Big advertising Budgets Want you to Buy: A South Carolina marketplace comprised of tens of thousands of small businesses is the best way to ensure innovation and low prices over the long-term. A multitude of small businesses, each selecting products and services based not on a national sales plan but on their own interests and the needs of their local customers, promises a much broader range of product choices.
10. promote LoCaL prosperity: An escalating body of economic research shows that in an increasingly homogenized world, entrepreneurs and skilled workers are more likely to invest and settle in communities that preserve their one-of-a-kind businesses and distinctive character.
Larry LocalEditor in Chief
www.Healthy.sc Online Magazine | 2009 6
www.Healthy.sc Online Magazine | 2009 7
CEO Dennis Stewart
EditOr in ChiEfLarry Local
Art dirECtOrAmy Coats
WEb dEvElOpErs Matthew Coats
AdministrAtiOn & mArkEtingVivi Morillo
WWW.hEAlthy.sC OnlinE mAgAZinECopyright © 2009Carolina Media Services. All rights reserved. Reproduction in whole or in part without written permission is prohibited. Not responsible for unsolicited manuscripts or photographs.
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Start tHe new year witH a HealtHy approacH to eating(ARA) - After indulging during the holiday season, many people start the new year with the best intentions to eat well. But imposing a too-strict New Year’s resolution diet can backfire and when you don’t see immediate results, it’s easy to slip into unhealthy eating habits.
If you’re overweight and have been fighting a losing battle to manage your weight, perhaps you need to change your approach to weight loss and practice something called “mindful eating.” Being a mindful eater means being aware of, consciously choosing and enjoying what you’re eating. It’s about preparing foods that have the right combination of fat and calories for healthy weight loss - weight loss that is gradual and sustainable.
“Treating yourself during the holidays and depriving yourself in January is obviously not healthy,” says Anne M. Wolf, R.D, M.S, obesity specialist and instructor of research at the University of Virginia. “A better approach is to consider what you’re eating and its effect on your well-being, no matter what time of year it is. By changing how you think about food, you can reach and maintain a healthy weight.
To start the year off right, Wolf recommends eating well-balanced meals instead of obsessively counting calories. She suggests stocking up on fresh vegetables and fruits, lean proteins such as roasted turkey, chicken and fish, healthy breakfast foods including oatmeal and lowfat yogurt, and better-for-you snacks like whole-grain crackers and part-skim cheeses.
She says this mindful approach to eating, which focuses on nutritious ingredients and moderate portions, can easily be carried out beyond the beginning of the year and become a way of life. It also means eating to fill a nutritional need and not an emotional need.
But practicing portion control and choosing healthy foods over high-fat ones isn’t easy for everyone. For those who need some extra help, Wolf recommends FDA-approved alli to her patients. With the alli plan, you can lose weight gradually by learning the right way to use food. This healthier approach to food can stay with you for life, which could help keep the pounds off for good. “Because of the way it works, alli makes you more conscious of the fat in the foods you eat, which ultimately helps you lose weight,” says Wolf. “It should be used as part of a comprehensive plan that teaches you to make healthy decisions.”
Recipe foR a healthful new yeaR
Getting back on track after the overabundance of the holidays can be difficult. Instead of making a hard-to-keep resolution to lose weight fast, start your new year on the path to “mindful eating” with this recipe from The Alli Cookbook.
Creamy onion dip and homemade tortilla chips
Ingredients for the creamy onion dip
2 cups finely chopped onions1 1/2 teaspoons olive oil1 cup fat-free sour cream1 teaspoon sweet paprika
Preparation: In a large skillet, cook the onions in the oil over medium heat for 3 minutes, or until barely soft. Transfer to a medium bowl and stir in the sour cream and paprika. Season with salt and pepper. Cover and refrigerate until needed.
Makes about 1 1/2 cups - Serving Size: 1/4 cupPer Serving: 2 grams fat - 72 Calories
Ingredients for homemade tortilla chips
1 package of soft corn tortillas
Preparation: Cut soft corn tortillas into six wedges and set the wedges on a baking sheet that’s lightly coated with nonstick cooking spray. Bake the wedges at 400 F for five minutes, turn them, and bake for five minutes more, or until brown and crispy.
Serving Size: 6 chipsPer Serving: 1 gram of fat - 80 calories
The greatest wealth
is health.
Be party SMartSiMple ruleS to avoid calorieS(ARA) - With the abundance of parties this time of year - from the holidays to Mardi Gras - it can be easy to over-indulge and see the result in your waistline. Even so, it’s possible to enjoy party favorites with the right approach.
Mitzi Dulan, registered dietician, author and nutritionist for NFL and Major League Baseball teams, offers a party game plan everyone can follow that emphasizes moderation, avoiding hunger extremes and eating real foods like avocado, shrimp and all-natural honey.
“Some people think they cannot enjoy the food at parties and maintain their figure,” Dulan says. “This isn’t true. I encourage people to eat the foods they love, but do so in moderation. It is easy to over-eat at parties, which is why I created this guide to avoid extra calories.”
Mitzi Dulan’s party game plan includes obeying five simple rules:
1. Portions, portions, portions: The No. 1 rule of the party game plan is one of the easiest steps, yet most often violated. Eat foods in smaller amounts. It’s when you go back for seconds and thirds that the pounds accumulate. The first bites are always the tastiest anyway.
2. Avoid the chemistry test: Xanthan Gum. Sodium Alginate. Erythorbic Acid. What may seem like questions on an annoying high school science quiz are actual ingredients found in party dips, marinades and appetizers. Stick to foods with short ingredient lists like chicken, vegetables and cheese.
3. Drink in moderation: Alcoholic beverages are full of empty calories. If you drink, stick to light beers and avoid sugary beverages like margaritas.
4. Bring an appetizer: Hosts and hostesses will not mind - some may even find it helpful - if you bring your own appetizer. This will ensure there are smart alternatives at the party. Dulan has designed several recipes with this idea in mind including Honey Guacamole and Honey Glazed Shrimp.
5. Steer clear of extremes: Don’t come to a party ravenous or leave stuffed; stay somewhere in the middle. Have a snack or appetizer before the party, like a Chicken Lettuce Wrap, to curb hunger. At the party, stop eating before you feel full or sick. Eat until satisfied, regardless of how much food is left on your plate.
The following recipes, created by Dulan for the National Honey Board, are all designed with the party game plan in mind. For more recipes, visit honey.com.
Honey GuacamoleMakes eight servings
Ingredients:2 ripe avocados, peeled, pitted and mashed1 tablespoon lemon juice1 tablespoon honey1/4 cup fresh cilantro, finely choppedSea salt Directions:Mash avocados. Stir in lemon juice, honey and cilantro. Add sea salt to taste. Serve immediately with multigrain tortilla chips.
Nutrition facts: 80 calories, one gram of protein, six grams of carbohydrates, seven grams of fat.
Honey Glazed ShrimpMakes eight servings
Ingredients:2 tablespoons reduced sodium soy sauce1/3 cup honey1/4 cup lemon juice2 pounds shrimp, peeled and deveined
Directions:Mix together soy sauce, honey and lemon juice in a small bowl. Brush shrimp with half of the glaze and set aside remaining glaze. Grill shrimp over medium-high heat for about three minutes on each side or until pink. Remove from grill and baste with remaining glaze.
Nutrition facts: 168 calories, 23 grams of protein, 14 grams of carbohydrates, two grams of fat.
Chicken Lettuce WrapsMakes 12 servings
Ingredients:1 tablespoon walnut oil1 1/4 pounds skinless, boneless chicken breast, cut into bite size pieces2 tablespoons rice wine vinegar2 tablespoons reduced sodium soy sauce2 tablespoons honey1 cup shredded carrots1/3 cup sliced almonds12 leaves of Boston Bibb or butter lettuce leaves
Directions:Rinse whole lettuce leaves and pat dry. Add 2 teaspoons oil to a large skillet over medium heat, then sautee the chicken until cooked thoroughly, about seven to 10 min-utes. In a medium bowl, whisk together remaining oil, rice wine vinegar, soy sauce and honey until thoroughly mixed. Add chicken, carrots and almonds. To serve, al-low guests to scoop chicken mixture onto a lettuce leaf. Wrap the lettuce around the meat like a burrito.
Nutrition facts: 120 calories, 16 grams of protein, five grams of carbohydrates, four grams of fat.
reSolve to Be regularnew yearS tipS to get your digeStive SySteM ‘Back on tract’
(ARA) - If you haven’t been kind to your body over the holidays, you’ll definitely feel it by the start of the new year. Activities like jet-ting cross-country to see friends and family, overdoing it on eggnog, and generally being a couch potato can cause digestive discomfort. If you wake up on January 1st feeling bloated, constipated, or crampy, rest assured you are not alone.
Nearly half of all Americans will make a New Year’s resolution this year, one survey found. Many of the most popular resolutions are aimed at self-improvement, like watching what you eat and making more frequent trips to the gym.
While diet and exercise are great first steps to set yourself on the right track, sometimes it can take more than that to truly feel better-especially if you’re one of the more than 65 million Americans who suffer from digestive problems like occasional constipation, which can be exacerbated around this time of year. “We’re so busy at this time of the year that many of us don’t think about eating right or have time to exercise regularly, which can contribute to occasional constipation and other digestive issues,” says Dr. Cynthia Yoshida, a gastroenterologist and the author of “No More Digestive Problems.”
“But the good news is there are simple solutions to restoring your natural balance that may surprise you. This new year, it’s easy to resolve to be regular.”
Below are some tips for helping ease your digestive distress in the New Year:
1. Be “aisle astute” at the Drugstore. Dr.Yoshida urges consumers to educate themselves about over-the-counter options to treat occasional constipation. Not all laxatives are created equal: some don’t work at all, and others may have harsh side effects like urgency or diarrhea, a major inconvenience around holiday times. Dr. Yoshida recommends MiraLAX, the No. 1 physician-recommended laxative. It’s safe to use, and doesn’t cause the unpleasant side effects that may come to mind when people think of the word “laxative.”
2. Chuck the chewing gum. If one of your resolutions is to diet, you may be tempted to pop a piece of gum at the end of a meal to prevent yourself from overeating. But there may be a better way. If you’re suffering from
bloating and gas, chuck the gum, which can be a hidden culprit. Or, Dr. Yoshida suggests, combat extra winter padding by being active instead: “It’s cold outside, but even a brisk walk around the mall several times a week can shed those pounds you gained over the holidays.” Why not multitask and return holiday gifts at the same time?
3. Vanquish the vitamins. If you’re experiencing problems with occasional constipation or diarrhea, it may be due to some vitamins and supplements. Multivitamins containing iron and calcium supplements can both cause constipation, and vitamin C - a popular choice in winter months - can cause diarrhea and gas. If you’re regularly taking one or more of these supplements and suffering from digestive issues, try adding foods rich in these nutrients into your diet (like orange juice for vitamin C) instead.
For more suggestions on ways to help restore your regularity this new year, visit MiraLAX.com.
How to get tHe MoSt out of your HealtH BenefitS tHiS year
(ARA) - It’s the New Year and like millions of other Americans, you may be thinking about your New Year’s resolutions. One resolution that many people may not consider is making the most of their new health benefits plan. By fully maximizing your benefits and learning the ins and outs of your plan, you could save yourself hundreds of dollars this year.
Experts say the most important first step is to review your health plan coverage documents carefully. This information may have been mailed to you or may be available online with your employer or health benefits carrier.
It is important to have a copy, because this is the official guide to your health benefits. It explains what the plan will or will not cover, including any special requirements or limitations on the coverage. For example, the policy will spell out any copayments, deductible and coinsurance amounts, referral requirements and limits on types of services.
Here are more tips, based on other people’sexperiences, to help you get the most out of your health benefits plan this year:
* An ounce of prevention is best, so make sure you get your preventive care. This includes yearly physicals, flu shots and some screenings. Many plans cover these services 100 percent.
* Use doctors and other health care providers that are in the health plan’s network. If your plan requires you to select a primary care physician, then do so. Some plans will not cover your visit or treatment if the doctor is not in their network, so read your documents carefully or call your health plan’s customer service department to find out. Even if you are covered for using a doctor outside your health plan’s network, you save money by seeing someone in the network.
* If your doctor recommends any type of tests or lab work - outside of what is normally part of an annual physical - call your health plan to see if these require a preauthorization. Usually the doctor’s office does this, but it doesn’t hurt to check. If you get the test done
without a preauthorization, your health plan may not cover the testing, which will leave you paying for it out of your pocket. (It is always a good idea to get copies of preauthorizations in writing.)
* Read your policy carefully if you need any type of therapy - for instance, physical, occupational or speech therapy. There are often limits on the number of visits and some have time limits for when you can receive the services after you are diagnosed.
* When Explanations of Benefits (EOBs) arrive, review them carefully. An EOB explains how a health benefits claim was paid. Be sure you were charged for the correct service and the correct amount. If you don’t understand the information or something is incorrect, call your health plan or your doctor to resolve it.
* Understand your rights to file an appeal or grievance if a claim is denied that you feel should be paid. This information is typically explained on your EOB or you can call your health plan for instruction on how to do this. You may need to provide additional information for a claim to be reconsidered. There are timeframes for this so pay attention to those notes on your EOBs or in any correspondence you receive. Whenever contacting your health plan, have your member identification number, the date of service, and any documentation to support your appeal.
* Finally, most health plans are emphasizing wellness these days. So, see if yours offers incentives for healthy living or discounts on gym memberships and weight loss programs.
Average out-of-pocket costs, such as copayments, coinsurance and deductibles, are expected to increase nearly 10 percent in 2010, according to research group Hewitt Associates.
It pays to know the ins and outs of your health benefits plan so you don’t get caught paying more than necessary. For more tips on how to maximize your health benefits, download or order a free copy of “Navigating Your Health Benefits For Dummies” at www.planforyourhealth.com.
In order to change we must be sick
and tired of being sick and tired.
keep an eye on ‘Silent killerS’ in tHe golden yearS
(ARA) - Getting older is not easy, especially when it comes to making sure your body is healthy. Doctors probably have you watching your weight, your cholesterol and other health vitals in every effort to make sure you have a happy and full life.
But there are conditions that many times do not get mentioned during visits to the doctor because they often don’t exhibit any symptoms until it’s too late. One such “silent killer” is an abdominal aortic aneurysm (also known as “AAA”). Today, it’s estimated that more than one million people are living with an AAA, and don’t even know it.
An AAA is a blood-filled bulge or ballooning of the abdominal aorta, the artery that carries blood away from the heart to the lower part of the body. Over time, the bulge (known as an aneurysm) can become weak and the force of normal blood pressure can cause the aorta to rupture. This can lead to severe pain, massive internal bleeding or even sudden death.
While the exact causes of AAA are unknown, the risk factors that increase your chance of developing an AAA include:
* Age: Individuals over the age of 60 are most likely to develop this condition
* Gender: AAAs are between five to 10 times more common in men than in women
* Family history of AAA
* Smoking or history of smoking
* Clogged arteries
* High blood pressure
* High cholesterol
Fortunately, most AAA can be detected early through a simple ultrasound screening in which a health care professional glides a sensor over
the stomach to view images of the aorta, simi-lar to a pregnancy ultrasound. The ultrasound screening takes a few minutes and helps doc-tors ‘see’ inside to determine if an AAA is pres-ent. The exam also measures the size of an AAA, a key step in identifying the best treatment option - such as a watchful, waiting approach, open surgical repair or endovascular grafting.
The good news is that if detected prior to rupture, AAAs can be successfully treated 95 percent of the time. On the contrary, only 10 to 25 percent of people survive a ruptured AAA making it the third leading cause of sudden death in men over 60.
Due to his family history of AAA, professional football legend Joe Theismann understands the risks associated with the disease. “My father was lucky. He wouldn’t be here today if his aneurysm had not been detected through a rou-tine exam,” says Theismann.
Having his father diagnosed with AAA was a wake-up call to Theismann to get himself screened by a simple, painless, 10-minute ultra-sound. Today, he encourages everyone to learn more about AAA and ask their physicians if they qualify for a life-saving screening.
Screenings are held across the country in an at-tempt to detect AAAs before they rupture and to help save lives. You can find a screening loca-tion near you at www.FindtheAAAnswers.org, which also has more information on AAA risk factors and how you can “Take the Pledge” to get screened for AAA and to keep yourself, and your loved ones, healthy into your golden years.
SiMple StepS to reduce pet dandeR & dust mite alleRgens
in tHe HoMe and claSSrooM
(ARA) - Now that school is in full swing, children are spending less time on the playground and more time indoors with each other. With the constant interaction of classroom projects, gym class and story time, one important concern that is often overlooked is indoor allergens from pet dander and dust mites.
More than half the American population tests positive to one or more allergens, according to the Third National Health and Nutrition Examination Survey.
Reducing indoor allergens from cats, dogs and dust mites in the home and classroom creates a
clean, comfortable environment for your family. Parents and teachers should be mindful of what indoor allergens from pet dander and dust mites their children might be exposed to in their classrooms, recommends Dr. Paul Ehrlich of Beth Israel Medical Center in New York City.
“Children spend more than six hours a day in their classrooms; it is inevitable that with all of the dust-collecting hot spots, such as bookshelves and planters, indoor allergens from cats, dogs and dust mites will be circulating,” Ehrlich says.
The federal government’s National Survey of Lead and Allergens in Housing shows that dog and cat allergens are universally present in American homes, whether a pet lives in the home or not. Homes with pets tested significantly higher for pet allergens than homes without pets, but even pet-free homes harbored pet allergens, according to the survey.
Children are indirectly exposed to the allergens from pet dander and dust mites, which can easily cling to children’s clothes, bringing these allergens from home into the classroom.
Dr. Ehrlich suggests that parents and teachers take the following steps to help reduce allergens in the classroom and the home:
* Have your child change clothes once home from school. Allergens from pet dander and dust mites can easily cling to a child’s clothes, bringing these allergens from the classroom into the home.
* Remove dust collectors, such as piles of unused books, from common spaces, including play areas or bedrooms.
* Use an electrostatic duster to swipe over desks, chairs and windowsills daily. Swiffer 360 Dusters help to reduce up to 90 percent of common household allergens from cats, dogs and dust mites.
* Thoroughly clean your child’s cubby or toy storage bin every week, as it can collect dust and pet dander from weekly usage.
* Use a HEPA (High Efficiency Particle Air) Filter in high-traffic areas and common rooms to reduce allergens, making the air cleaner for your children.
To insure good health: eat lightly, breathe deeply, live moderately, cultivate
cheerfulness, and maintain an interest in life.
ladieS wHo luncH witH SatiSfaction
(ARA) - Lunch hour requires women to make a lot of difficult daytime decisions. If you’re a working girl, do you grab a quick bite at a fast food place, so you can check off some of the items on your “to do” list? Or, do you eat out with coworkers and clients at a nearby restaurant? And, if you’re working in the home, do you make a quick run to the drive-thru or find yourself raiding the cupboards for snacks to hold you over until dinner?
Active and busy women may find it difficult to create and choose healthy, low calorie lunches that are convenient yet still taste delicious. Devin Alexander, a New York Times bestselling author and television chef of “Healthy Decadence,” has the following tips so you can stay on track throughout the day, even well after the lunch hour.
* Turn last night’s dinner into a healthy lunch. With a little pre-planning, you can have a healthy and delicious meal by dining on leftovers for the next day’s lunch. Try grilling a whole London broil for dinner flavored with your favorite marinade. When cleaning the table that evening, slice the leftover steak thinly for roast beef sandwiches. This meat will be much
healthier than meat found at the deli. Or, if you’re having chicken, chop a leftover chicken breast to enhance and complement a daytime salad. Keeping the meat lean is a great trick to keeping calories low.
* Keep your freezer stocked with ready-to-go meals that satisfy taste cravings, such as Weight Watchers Smart Ones Grilled Flatbreads, a variety of flavorful sandwiches that offer bakery-baked taste and grilled, crispy bread right out of the microwave. With flavors like Savory Steak and Ranch and Southwestern Style Chicken, Smart Ones Grilled Flatbreads will fulfill any mid-day craving.
“The best part about Smart Ones new Grilled Flatbread sandwiches is that each variety is only 310 calories or less and contains six to eight grams of fat,” says Alexander. “Because the Grilled Flatbreads are so quick and easy, you don’t have to worry about sneaking lunch in. Even if a meeting runs late or you’re close to missing a deadline, the new sandwiches will take just minutes in the microwave to keep your metabolism revved up and your hunger in check.”
Another better-for-you lunch option sure to satisfy cravings is Weight Watchers Smart Ones Stone-fired Pizzas, offered in three flavorful varieties - Pepperoni, Four Cheese and Fajita Chicken. Even if you’re watching what you eat, you can still enjoy the same taste satisfaction of oven-baked pizza with only a fraction of the calories and prep time.
* Make sure you have a mid-morning snack on hand so that you stay away from the vending machine. Try packing an apple, some string cheese, almonds or even an all-natural snack bar in your purse to keep you going strong between breakfast and lunch. This can be the difference in a day of good balanced eating and a moment of weakness if you don’t feel satisfied. And, if you do have to resort to the vending machine, be sure to pick a better-for-you option, such as an all-natural snack bar or other items that will satisfy your hunger without all of the calories and fat.
* Travel well with your lunch. Invest in a snazzy cooler bag - there are some that can even plug into your car so you can keep frozen foods frozen and chilled foods cold, without having to use freezer packs. This way, no matter where you work, you can always pack fresh and healthy lunches to keep you full and satisfied.
* Gather menus from your favorite lunch spots and investigate if they list the calories for each of the items. If you forget your lunch, or have run out of leftovers, you’ll need a back up plan. Review the list of lunch spots and menus early in the morning when you’re not hungry so your brain - not your stomach - decides what you have for lunch.
He who takes medicine and neglects
to diet wastes the skill of his doctors.
Time To Refinance oR Buy !?Right now, mortgage rates are at their lowest level since 1971. Think about that. Twenty-five years ago, homeowners were paying as much as 18% on a 30-year fixed. Today it’s just a little over 5%.Combine that
rate with the tax advantages of a mortgage, and you have an incredibly cheap way to build wealth, but you better act now.
Real estate guru Barbara Corcoran has already seen a tremendous surge in refinance applications – more than triple the average – and the number of people getting approved is astronomically higher as well, she says. But that doesn’t mean the low rates are a panacea for the ills of the housing market. It is only once home prices start to go up that we will finally see a light at the end of tunnel, Corcoran says. Until that happens, we are still going to have to crawl out of this mess. “[Low interest rates are] a not a lifesaver,” Corcoran says. “This is just a helping hand.”
David Kittle, chairman of the Mortgage Bankers Association, has this advice to homeowners looking to refinance: Do it. Don’t get greedy searching for another quarter-point. Lock in rates now. He is seeing applications soar over 125% just since Thanksgiving due to the low rates.
Of course, you should only refinance if it saves you at least 3/8 on the rate and if you plan on staying in your home for at least four years, Kittle says. Along with good credit, proof of income and money by means of a down payment or equity in the home, there are certain things every homeowner needs regardless of interest rate levels.
diSeaSeS of tHe Soul are More dangerouS and More nuMerouS tHan
tHoSe of tHe Body.
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CharLeston’s oFFiCe oF CuLturaL aFFairsLaunChes WWW.CharLestonarts.sC, as thier neW arts WeB site
From: Charleston Currents
The City of Charleston’s Office of Cultural Affairs has launched http://www.CharlestonArts.sc, a compan-ion Web site to the OCA’s primary page at the city’s official site. CharlestonArts.sc will be updated daily with information and features, including an arts calendar that users can search by date, artist, presenting group or venue; social networking widgets; and a directory of local arts and cultural organizations and venues.
“We are hopeful that CharlestonArts.sc will be a major benefit to local artists and arts organizations by disseminating information about their events with the most up-to-date information to a broader public,” said Ellen Dressler Moryl, director of the Office of Cultural Affairs.
Other options for users at CharlestonArts.sc include the following:
• Arts organizations can download forms from the Office of Cultural Affairs, submit events, update contact information and compare performance dates with other area organizations.
• The Tools for Professional section of the Web site features job listings for arts professionals, including full time and part time work as well as internships and volunteer opportunities with arts and cultural organizations in the tri-county area.
• Updated grant opportunities for arts organizations, with detailed information, including deadlines, application and contact information.
• Call for Submissions and Call for Auditions pages with details about the location, deadlines, fees and additional requirements.
The new Web site also hosts connecting pages for general information on the Office of Cultural Affairs and its projects: the Charleston Farmers Market, the City Gallery at Waterfront Park, Holiday Magic, Happy New Year Charleston!, the Holiday Parade of Boats, the Lowcountry Quarterly Arts Grant Program, Piccolo Spo-leto and the MOJA Arts Festival.
The Web Site was developed and is being hosted by Carolina Media Services ( www.ONLY.sc) .
When it comes to eating right and exercising, there
is no “I’ll start
tomorrow.” Tomorrow is
disease.
In a disordered mind, as in
a disordered body,
soundness of health is
impossible.
Help your kidS learn HealtHy HaBitS for life
(ARA) - Teaching kids healthy habits can be tough. From learning how to apply sunscreen to knowing how often to bathe, kids need help from mom and dad on caring for their bodies - including their skin, hair and nails.
Some of the American Academy of Dermatology’s tips for parents and their children to care for skin, hair and nails include:
* Use peanut butter to get gum out of hair.
* Avoid using hair styling products near the face to prevent acne.
* Wear sunscreen every day to prevent skin cancer and premature aging. Even on a cloudy day, up to 80 percent of the sun’s ultraviolet rays can pass through the clouds.
* Don’t use tanning beds. There is no such thing as a safe tan.
* Put an ice pack on a bruise to reduce swelling. If it’s a bad bruise, elevate the area above your child’s heart for about 15 minutes to keep the bruising and swelling to a minimum.
The American Academy of Dermatology provides information about caring for skin, hair and nails for kids ages 8 to 12 and their parents on its Web site, www.KidsSkinHealth.org.
The children’s section of the Web site features interactive games with Sammy the Skin Cell where kids can catch bugs, explore mazes and zap ultraviolet rays. The site also explains how skin, hair and nails work and how to take care of them, as well as fun facts including:
* An inch of skin has 650 sweat glands, 20 blood vessels and at least 1,000 nerve endings.
* You lose between 50 and 100 hairs a day.
* Hairstyles that pull the hair, like ponytails and braids, can cause hair loss.
* Fingernails grow faster than toenails, and nails grow faster in the summer than in the winter.
For parents, the Web site provides additional information on how to help their children properly care for their skin, hair and nails, as well as information about adult conditions like rosacea and psoriasis.
The adult tips are more in-depth and range from how to help your child prevent acne to how to know if your child’s insect bite is dangerous and should be brought to your doctor’s attention.
dry MoutH? SenSitive teetH?you are not alone
(ARA) - The flare-up of pain as you sip from your coffee cup might raise your eyebrow for just a moment, but then the pain disappears and you forget about it. Across the aisle, your coworker is filling his water bottle for the third time this morning, trying to keep his mouth wet enough to talk on the phone.
These two oral health conditions might not bother a person enough to schedule an appointment with a dentist, but ignoring them could lead to much more serious issues.
Two surveys conducted by the Academy of General Dentistry (AGD) found that dry mouth and sensitive teeth complaints are very common and might be caused by certain actions you are taking.
Dentists responding to a survey indicated that dry mouth, also known as xerostomia, is a common complaint by patients taking multiple medications. There are many prescription and nonprescription drugs that can contribute to dry mouth, but it also can be a symptom of diseases such as diabetes, Alzheimer’s and even high blood pressure.
The AGD member surveys also revealed that tooth sensitivity, also known as dentin hypersensitivity, is typically caused by aggressive tooth brushing or consuming acidic foods and beverages.
“Millions of Americans suffer from dry mouth and sensitive teeth, but all too often, symptoms are ignored,” says Dr. Gigi Meinecke, DMD, FAGD. “This is a problem because these oral conditions can lead to serious consequences.”
Dry mouth can:* Accelerate tooth decay* Lead to cavities * Cause difficulty eating, swallowing, or speaking* Irritate the tongue and create painful ulcerations* Cause a burning sensation in the mouth
Sensitive teeth can:* Create sharp, sudden pain in one or more teeth * Cause discomfort* Signal tooth erosion * Indicate receding gums
An informational Web site, www.knowyourteeth.com, was created by the AGD to increase awareness of these common conditions, as well as other oral health concerns. In addition to providing facts and information, the site also includes a “Dental Advisor” tool, which allows you to submit questions and have them answered by an AGD member dentist for free.
Some ways to alleviate dry mouth symptoms include chewing sugarless gum, sucking non-citrus sugarless candy, drinking plenty of water, using over-the-counter saliva substitutes, and avoiding alcohol, caffeine, and tobacco. Make sure the mouth rinse you use does not contain alcohol.
To help reduce tooth sensitivity, you can maintain good oral hygiene, use a soft-bristled toothbrush, switch to a desensitizing toothpaste, avoid grinding your teeth, and limit sugary and acidic food intake. After consuming acidic beverages, rinse your mouth, but wait to brush your teeth, as this can cause further erosion.
Most importantly, if you experience symptoms of dry mouth or tooth sensitivity, talk to your dentist, who can recommend treatments to alleviate symptoms. For an AGD dentist referral, visit www.knowyourteeth.com or call (877) 2XA-YEAR (877-292-9327).
Just because you’re not sick doesn’t mean you’re healthy.
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Help availaBle for people living witH diaBeteS
(ARA) - It’s a long drive out to the rural diabetes clinic where she makes her educational presentations, but Janie Burmester knows that the work she’s doing can have a huge impact on people’s lives. Burmester is one of about 15,000 Certified Diabetes Educators (CDEs) in the United States. CDEs are health professionals, certified by the National Certification Board of Diabetes Educators, who teach self-management techniques to patients diagnosed with diabetes.
With nearly 24 million Americans currently living with diabetes, the need for diabetes education has never been greater, so a special program called the CDE HELP Team is providing free counseling and support to people who need a helping hand with their diabetes. The CDE HELP Team was created by sanofi-aventis U.S., a world leader in diabetes care, to help people with diabetes.
“An overall diabetes treatment plan includes diet, exercise and diabetes medications, which may include insulin. Insulin can be a powerful tool to help manage blood sugar levels. For patients starting on insulin, the
first months of therapy are critical for learning about how to take their insulin and working with their treating health care provider to determine the dose that is right for them,” says Burmester. “The CDE HELP team is designed to provide extra support for people with diabetes during this time.”
Since the program began, the CDE HELP Team has educated more than 100,000 patients with diabetes. Currently, 70 CDE HELP Team members are available in cities across the United States. Recently, Burmester’s efforts have expanded to include outreach to nursing homes and other small clinics in the area.
While grassroots educators can have a major impact in local communities, broader national trends indicate that there is still much more work to be
done in improving care for people with diabetes. In fact, about 40 percent of
diagnosed diabetes patients in America
are not achieving the general blood sugar
control target of A1C less than 7 percent recommended by the American Diabetes Association.
“The A1C test measures average blood glucose levels over the past two- to three-month period - it’s a crucial test that everyone living with diabetes should be aware of, but many don’t fully understand what it means,” says Burmester. “I often tell the patients I work with that improving their A1C scores can make a positive impact on lowering their risk for developing diabetes-related complications like blindness and amputation.”
Innovations like continuous blood sugar monitors and insulin pen delivery devices have
made managing diabetes easier, but the health care system has struggled to keep up with what is rapidly becoming a global diabetes crisis. Experts predict that the number of people living with diabetes could rise to a staggering 350 million within 20 years.
“We won’t be able to turn around these statistics in a day, but with the help of the CDE HELP Team, we can make a difference at the grassroots level,” says Burmester.
Additional information about the CDE HELP Team, including a search tool that helps identify local CDEs in your area, can be found at: www.cdehelpteam.com.
eat HealtHyeven wHile on tHe go
(ARA) - Busy schedules and holiday activities can keep you on the run, making it hard to eat healthy at this time of year. There are times when you miss a meal and over-indulge at a later hour, but with a little snack preparation, you can stay on schedule and on track with healthful eating habits.
Tips include:
Start your day with breakfast.Eat a healthy breakfast every morning to get your day started off right. Toast with fruit jams,
yogurt, oatmeal, a vegetable omelet or whole grain cereal all are fantastic healthy options to get your day started on a good note.
Snack responsibly.Keep a variety of healthy snacks on hand that aren’t too large in portion but are easy to grab throughout the day. Try crackers that are made with real, but simple ingredients, such as Back to Nature’s Seed and Herb Crackers. Available in three flavors - Poppy Thyme, Sesame Tarragon and Sunflower Basil - these crackers contain no artificial preservatives, no
artificial flavors or colors and contain no cholesterol or trans fat. If you’re feeling creative, pair any variety of these crackers with a low fat spread or cheese.
Carry on-the-go snacks.Travel with a light and healthy snack that you can fit into your purse. A bag of nuts, handful of granola, a snack bar or even an apple can help you keep those hunger cravings at bay while you’re shopping, picking your children up after school or running errands around town.
Maintain a meal schedule.Try to eat at the same time every day. This can be difficult to control with multiple family schedules, but by eating meals at a consistent time every day, your body won’t send you hunger pains from a delayed meal.
Share your healthy habits.Serve healthy snacks that not only look good, but taste good too at parties. Great options include cookies that contain real chunks of fruit and nuts such as those from Back to Nature. Try Back to Nature Granola Cookies in Cranberry Pecan and Honey Nut that are sweetened naturally with cane juice, fruit juice and honey. If you’re looking for something sweeter, opt for Back to Nature’s Chocolate Chunk cookies that contain Rainforest Alliance-certified chocolate. Combine the cookies with fruit slices or a mixed fruit salad and you’ll have the perfect party snack mix.
By keeping yourself healthy while on the go, you can enjoy life and accomplish more activities. But don’t keep these secrets to yourself - share some of your great-tasting snacks with friends.
Every human being is the
author of his own health or
disease.
parentS pull out all tHe StopSto keep tHeir BaBieS HealtHy tHiS winter
(ARA) - Keeping their families healthy is top of mind with parents these days - and they are taking all precautionary measures to keep their babies out of the doctor offices during the H1N1 flu season.
Katie Tobin, a psychologist from West Windsor, N.J., says she is concerned about keeping her 8-month-old daughter healthy this winter, especially since her daughter will be in daycare soon.
“We’re concerned about exposure to the H1N1 flu from other children and childcare workers,” says Tobin. “While we continue to ensure our daughter eats a healthy and nutritious diet and gets plenty of sleep, we are all opting for seasonal flu shots and we’ll be talking to our pediatrician about getting the H1N1 vaccine too.”
Tobin says her goal is to keep her baby out of the doctor’s office this winter. “At a recent well-baby visit, my daughter’s pediatrician encouraged us to leave the office quickly since there were so many sick kids. He said it was unnecessary and risky for her to linger with any sick kids, and the less we have to visit him, the better,” says Tobin.
Kelly Wels, a cloth diapering expert and founder of Kelly’s Closet agrees that families should try to keep visits to the doctor’s office at a minimum. “Many parents don’t realize that diaper rash is the most common skin problem in babies and, if not properly prevented and treated, it can lead to a host of other skin problems that require a doctor’s visit. More families are making the switch to cloth diapers so they can minimize their baby’s exposure to diaperrash and keep their babies out of the germy doctor’s offices.”
“Cloth diapering gives our family one less thing to worry about. I was once concerned about things like dioxin, Tributyl tin (TBT), and sodium polyacrylate, but those are things I no longer think about because I use cloth,” says Tobin.
Michelle Ross, a stay-at-home-mom from Pittsburgh, shares some of the same concerns as Tobin.
“With the swine flu lurking, I’m definitely concerned about keeping my family healthy. This winter is the first year all four of my kids received the flu shot,” she says.
Hand washing is also top priority for the Ross family. “We make a point to wash our hands every morning and evening and then several times throughout the day to avoid spreading germs and minimize colds that are sure to come this season.”
Ross also says she uses cloth diapers because her baby’s skin is very sensitive. She admits to having to visit the doctor’s office several times last winter for diaper rash so bad that her daughter had open sores and bleeding.
“The diaper rash was so intense it got infected and she was put on a prescription cream. After that we switched to cloth diapers we haven’t had even a hint of diaper rash. I don’t have to worry about unnecessary doctor’s visits this winter,” adds Ross.
Besides hand washing and cloth diapering, Ross says that breast-feeding has made a big difference in keeping her entire family healthy.
“There really is no better medicine, vaccine or cure to keeping babies sick-free than by breast-feeding. I was fortunate enough to have been able to breast-feed all four of my children and I believe it has given each and every one of them an immunity-boost,” says Ross.
Wels of Kelly’s Closet says that while the threat of a pandemic flu is terrible, it has certainly made families, daycares and schools more vigilant, which is a good thing. “I’m seeing more families keep their kids home if they’re sick and schools making a concerted effort to instill good hand-washing behaviors. I’m also seeing more families with babies switch to cloth diapers so they can keep their baby’s skin healthy … giving them one less thing to worry about as the cold and flu season looms.”
wHat’S lurking in your luncH? tipS for packing Safer luncHeS
(ARA) - You do everything you can think of to ensure your kids eat a healthful lunch. But do you also consider the safety of the food you pack in their lunch bags each day?
“Packing your child’s school lunch not only helps you know they’re eating healthful fare, it can also save money - an important consideration in the current economy,” says food safety expert Dr. Don Schaffner of the Institute of Food Technologists and Rutgers University. “Parents also need to keep in mind, however, the importance of safe handling practices when preparing food for their children’s lunch boxes.”
The U.S. Department of Agriculture offers a few safety tips to keep in mind when packing school lunches for kids or your own lunch for work:
Keep it clean
Hand washing is an important part of ensuring food safety. Washing your hands can stop bacteria from spreading. Before beginning food preparation, wash your hands with soap and warm water for 20 seconds. Wash them again before eating.
Wash cutting boards, dishes, utensils and countertops with hot, soapy water after preparing each food item.
staRt with safe food Keep perishable foods like prepackaged lunch combinations - like the kind that include lunch meats with crackers, cheese and condiments - cold by using freezer gel packs or a frozen juice carton.
Insulated, soft-sided lunch boxes or bags are best for keeping food cold. If you use a paper bag, be sure to create insulating layers by double bagging.
pacK light
Don’t pack more than your kids are likely to eat. That way, you won’t have to worry if leftovers they bring home have been kept at safe temperatures throughout the day and on the commute home. Consider preparing food the night before and storing it in the refrigerator. Then pack your lunch bag in the morning. This will help food stay cold longer.
avoid croSS-contaMination Never reuse packaging materials such as paper or plastic bags, food wraps and aluminum foil; this can lead to cross-contamination. Throw away all food packaging after you eat lunch, and discard perishable leftovers unless you can safely chill them immediately after lunch and upon returning home.
keep Hot foodS Hot, cold foodS cold
Use an insulated container like a thermos for hot foods like chili, soup and stew. Before using the container, fill it with boiling water, let it stand for a few minutes, empty it and then pour in the piping hot food. Keep the container closed until lunchtime, which will help minimize bacterial contamination and growth.
Harmful bacteria multiply rapidly in the “danger zone” of temperatures between 40 and 140 degrees. Transport cold food with an ice source and refrigerate it immediately once you reach your destination.
tHe rigHt way to reHeat
If you reheat food in the microwave, cover the food to hold in the moisture and promote safe, even heating. Reheat leftovers to at least 165 degrees. Food should come out of the microwave steaming hot. Cook frozen convenience meals according to the package instructions.
“Following these simple steps can help you and your family enjoy a packed lunch at school or work, while reducing the risk of food-borne illness,” Schaffner says.
To learn more about how to pack a safer lunch and download a free fact sheet, log on to www.IFTFoodFacts.org.
Health is a state of complete
physical, mental and social
well-being, and not merely the
absence of disease or infirmity
take control of your HealtH careMake an advance care plan
(ARA) - Later in life or when faced with a serious illness, we face a variety of health issues and might not be able to care for ourselves like we want. Making an advance care plan can ease worries for you and your family about what might happen to you if you are unable to make decisions about your own care.
An advance care plan is a written document that helps you make sure your care is specific to reflect your personal likes and dislikes and health needs, as well as meet your social, cultural and religious needs. Getting answers to your questions and letting people know what you want at the end of your life can help you feel more in control and give you peace of mind as you go about living your life.
“An advance care plan is a good idea for all adults, regardless of their medical history. Discussing these issues can be difficult - even impossible if a crisis is ongoing. The goal is to make it easier for the patient and the family if the situation does happen,” says Dr. Clyde Yancy, chair of the education committee at the Heart Failure Society of America, a nonprofit educational and research organization dedicated to improving the
quality and duration of life for patients with heart failure and preventing the condition for those at risk.
Many chronic diseases, including but not limited to heart failure, can eventually use up all reasonable medical approaches. Planning ahead is important. An advance care plan often includes an advance care directive, a do-not-resuscitate order, a living will, a health care power of attorney and a financial plan.
advance caRe diRective This document will provide clear directions regarding your medical treatment and can include a living will, a durable health care power of attorney and a statement about organ donation.
do-not-reSuScitate order This part of the plan tells doctors, nurses and other rescue personnel what they should or should not do when a person stops breathing or when their heart stops beating or is beating so irregularly it threatens life. The order can include instructions on whether to use different types of methods to revive a person.
living will A living will is usually used during a terminal illness when a person is unable to tell someone what they want to do. It is a legal document that lets a person who is unable to participate in decisions about their medical care express their wishes about life-sustaining treatment.
health caRe poweR of attoRney A health care power of attorney lets
someone make all legally binding health care decisions for you, including the decision to refuse life-sustaining treatment if you are unable to make the decision for yourself.
financial plan Health care can be very expensive, especially whentreating chronic illnesses. A
financial plan is created to help families deal with issues such as paying for medicines, doctor visits and hospital stays.
“Telling those close to you what you want helps them convey your wishes to those providing care for you - it should be comforting to know that the care is provided for you in a way that best meets your wishes,” says Yancy. “Even if you do not create a written advance care plan, these discussions with your health care providers, family and other caretakers are important.”
To learn more about advance care planning visit the Heart Failure Society of America at www.abouthf.org.
So many people spend their health gaining wealth, and then have to spend their wealth to regain their health.
final woRds
A man too busy to take care of his health is like a mechanic too busy to take care of his tools.
SpaniSh proverb
www.Healthy.sc Online Magazine | 2009 85
