Employee Health & Wellness Centers:
Everside.
GotZoom: Learn more about student loan relief for employees and
family members.
Coming Soon: Sage Financial
Employee Health & Wellness Centers
.................................................................................
4
CareCounsel
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5
Kaiser
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8
My SmartCare
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28
Getting Care When You Need It
Learn How to Maximize Your Healthcare!
Whether you’re enrolling in benefits for the first time, nearing
retirement, or somewhere in between, the County of Santa Barbara
supports you with benefit programs and resources to help you thrive
today and prepare for tomorrow. Watch our video to learn how to
best use your healthcare coverage to help you improve your health
and reduce your expenses.
Finding the right care at
the right cost
Alternatives to hospital
benefit tools to find higher quality care at a
lower cost
well-being
Alternatives to hospital care
Understanding preventative care benefits
Saving money on prescription drugs
How to utilize your free benefit tools to find higher quality care
at a lower cost
Other programs to help support your health and well-being
Services Offered Beginning 2021, care for ages 5+ Only applicable
if on a county sponsered plan
+ Virtual care options
and more! Contact your health center for a complete list
What to Expect + To be warmly greeted and assisted as quickly
as possible + To be listened to and asked relevant
questions about your health condition + To be examined as your
health condition or
concern would require + To have your health condition and
treatment
options explained along with any need for follow-up
+ To be referred elsewhere if your condition requires a different
level of care
Locations Santa Barbara: 805-681-4700 427 Camino Del Remedio, Bldg.
G Santa Barbara, CA 93110
Santa Maria: 805-934-6107 500 W. Foster Rd. Santa Maria, CA
93455
Employee Onsite Health Clinic County of Santa Barbara
SCHEDULE AN APPOINTMENT TODAY! OPEN MONDAY - FRIDAY: 7:30 AM - 4:00
PM
CareCounsel Healthcare Advocacy
providers in your network • Coordinating multiple party
interactions • Troubleshooting claims, eligibility and
billing discrepancies • Grievance and Appeals Support • Coordinate
access to clinical information
via Stanford Health Care • Making Sense of Medicare
CareCounsel Contact Information:
(888) 227-3334
Who is CareCounsel?
Navigating through the complex healthcare system can be difficult.
When issues arise and especially when dealing with your healthcare
dollars, you need an expert by your side every step of the way.
CareCounsel is your dedicated advocate with any healthcare benefit
issue. Our services are confidential and dedicated to your best
interest in reducing hassle and headaches with your healthcare
experience.
Q&A’s Q: What kind of questions can CareCounsel answer?
A: We are highly trained in all aspects of health care. We can
assist with comparing plans; finding care; troubleshooting claims,
eligibility and billing disputes as well as preparing for the
transition to Medicare. Q: What should I consider with a new plan
year? A: A new benefit year can mean changes to your current health
plan. Review the benefit plan design even if you are staying in the
same health plan as there could be changes to how a specific
service would be covered. Q: Is there an advantage of using an
in-network provider? A: Yes, depending on your plan, you might not
have coverage if you seek services from a non- participating
provider. Due to negotiated rates under a coinsurance plan your
share-of-costs will be lower when you utilize network providers. Q:
Does my FSA roll over each year? A: No, to participate each year
you must re-enroll. Q: What happens to unused funds in my HSA at
the end of the year? A: Funds will remain in your account and grow
for future medical expenses. Q: Am I automatically enrolled in
Medicare when I turn 65? A: Only if you are already collecting
Social Security Income Benefits or if you have been disabled for 2
years, have ESRD and awarded disability benefits from the Social
Security Administration. Q: If I have earned Medicare eligibility
but my spouse has not, is there a way for my spouse to get Medicare
through my work earnings? A: Yes, providing certain conditions of
Social Security are met.
Tips:
• Avoid surprises – ask first if unsure
• Review your Rx formulary to ensure which tier your medication
falls under
• If dental work will be extensive, be sure to ask your dentist to
work with your plan to obtain a pre-determination
• There are cost advantages of using in-network providers
• Steps to consider if you are planning to change your plan
selection: o Verify whether your current provider is under the new
plan’s network o Share your new health plan ID card with your
provider o Confirm the approval process for referrals and
authorizations o Current referrals many need to be reestablished o
Don’t forget to evaluate your Rx needs. Make sure you have enough
Rx to
sustain through the transition. o Transition to your new mail order
provider
Find your healthy place Choose a health plan that makes it easy to
thrive — and spend more time doing what you love.
Questions? We’re here to help.
Discover what's new for 2022. Scan or call us at 1-800-514-0985,
Monday through Friday, 7 a.m. to 6 p.m. PST, to learn about Kaiser
Permanente.
my.kp.org/prism 685580003 May 2021
Get care from the comfort of home
We know the coronavirus is a major concern for everyone, but rest
assured you can continue to get the high-quality care you depend on
for all your health needs. For primary care, specialty care, and
mental health services, connect with your care team from the safety
and comfort of your home.
E-visit Fill out a short questionnaire about your symptoms online
and get personalized self-care advice from a Kaiser Permanente
clinician.
Phone appointment Schedule an appointment to talk with a Kaiser
Permanente clinician over the phone — just like an in-person
visit.1,2
Email Message your doctor’s offce with nonurgent questions anytime
through your kp.org account.1
Video visit Meet face-to-face with a doctor by video for the same
high-quality care as an in-person visit.1,2
Mail-order pharmacy Get prescriptions sent straight to your door
with our mail-order delivery service.3
Ready to make an appointment?
Go online: Sign in to kp.org or use the Kaiser Permanente app. If
you’re a member in Colorado or Washington, you can also chat online
with a doctor through your kp.org account.
Call us 24/7: Find your location information below.
California • Northern California: 650-358-7015 (TTY 711)
• Southern California: 1-833-574-2273 (TTY 711)
Colorado
Georgia 404-365-0966 (TTY 711)
• Maui: 808-243-6000 (TTY 711)
• Kauai: 808-246-5600 (TTY 711)
Oregon/SW Washington • Portland: 503-813-2000 (TTY 711)
• All other areas: 1-800-813-2000 (TTY 711)
Washington 1-800-297-6877 (TTY 711)
1. Where appropriate and available. 2. If you travel out of state,
phone appointments and video visits may not be available due to
state laws that may prevent doctors from providing care across
state lines. Laws differ by state. 3. Some prescriptions are not
available through the mail-order pharmacy. For certain drugs, you
can get prescription reflls mailed to you through our Kaiser
Permanente mail-order pharmacy. You should receive them within 10
business days.
Kaiser Permanente health plans around the country: Kaiser
Foundation Health Plan, Inc., in Northern and Southern California
and Hawaii • Kaiser Foundation Health Plan of Colorado • Kaiser
Foundation Health Plan of Georgia, Inc., Nine Piedmont Center, 3495
Piedmont Road NE, Atlanta, GA 30305, 404-364-7000 • Kaiser
Foundation Health Plan of the Mid-Atlantic States, Inc., in
Maryland, Virginia, and Washington, D.C., 2101 E. Jefferson St.,
Rockville, MD 20852 • Kaiser Foundation Health Plan of the
Northwest, 500 NE Multnomah St., Suite 100, Portland, OR 97232 •
Kaiser Foundation Health Plan of Washington or Kaiser Foundation
Health Plan of Washington Options, Inc., 601 Union St., Suite 3100,
Seattle, WA 98101
Learn more at kp.org/getcare
~ DELTA DENT.AL"
Support for Chronic Conditions Your plan offers additional dental
coverage to support your overall health
Take advantage of expanded coverage if you have been diagnosed with
diabetes, heart disease, HIV/AIDS, rheumatoid arthritis or stroke.
Did you know the health of your teeth and gums is tied to your
overall wellness? Gum disease is associated with a number of
systemic conditions, and people with certain chronic conditions may
benefit from additional periodontal (gum) cleanings.
Here are some benefits of this expanded coverage:
SmileWay® Wellness Benefits1
100% coverage one periodontal scaling and root planing procedure
per quadrant (D4341 or D4342) per calendar or contract year2
Four of the following (any combination) per calendar or contract
year2:
100% coverage
periodontal maintenance procedure (D4910)
scaling in presence of moderate or severe gingival inflammation
(D4346)
1 Known as SmileWay Enhanced Benefits in Texas. 2 SmileWay Wellness
Benefits are subject to the annual maximum and to the terms and
conditions outlined in the Evidence of
Coverage. Please review your plan booklet for specific details
about your coverage.
SIGN UP ONLINE 1. Go to deltadentalins.com.
2. Log in to your online account. (If you don’t have one, click
Register.)
3. Click on Get to know your plan.
4. Click on the Benefits details button.
5. Click on Optional Benefits in the left column.
6. Click on Opt In next to the name of the person you want to
enroll. You can enroll yourself or a dependent child. Delta Dental
values your privacy; all of your information is kept
confidential.
7. Complete and submit the form.
My<Mnl~c~••
Benefits overview
Q Get to know Plan ahead Cl.:1lms&vlslts
Flndadentln Your plan type is Delta Dental PPO'M Find a
dentist
your plan for a visit Planaheadtoravlslt Coverage and cosb Dentisb
you c.i,n visit
tie.,.ms&cov9'age You'll p.oyonly.o percent.ogeofcosts. You can
,,,sot any dentist, but you'll hkely
Benefits overview c.olled co,nsu,.once. plus any deductobles save
the most w,th a Delta Dent.ii PPO
Pion documents Get to know mote about you, plan ~w. networl<
den!lst Ur. you can v,s,t a l.lelta o, ChKk you, ~tlts deta,ls You
don't Dcnt.:il r>rcm,c,' dcnt,st .:ind u,11 gel some ~ to show
you, 11.l card to you, dentist to show you·,e covered W<lnt one
anyway·!
Q Find a dentist Get ID curd
Get to know your plan Know1no how your ~neltts work helps you oet
the most 114lue rrom you, plan. Check you, ~nerits ~tails to hnd
your max,mums, deductobles and coinsurance ro, certain
Home - Claim• Document, Memberthlp My Profile
Summary OPTIONAL BENEFITS
Benefit Search
SIGN UP BY PHONE Speak to a Customer Service representative Monday
through Friday.
Delta Dental PPO™ is underwritten by Delta Dental Insurance Company
in AL, DC, FL, GA, LA, MS, MT, NV and UT and by not-for-profit
dental service companies in these states: CA — Delta Dental of
California; PA, MD – Delta Dental of Pennsylvania; NY — Delta
Dental of New York, Inc.; DE — Delta Dental of Delaware, Inc.; WV —
Delta Dental of West Virginia, Inc. In Texas, Delta Dental
Insurance Company provides a dental provider organization (DPO)
plan.
Copyright © 2020 Delta Dental. All rights reserved. EF89C #130150A
(rev. 11/20)
Toothpic is a photo-based teledentistry app for PPO™ and Premier ®
plan members that offers virtual dental assessments from a Delta
Dental dentist
Answer a few questions about your oral health and take photos of
your mouth from your smartphone.
Receive a personalized dental report in under 24 hours,
including:
Connect with a dentist from home with Toothpic! Brought to you by
Delta Dental 1
How to register
A review of your photos with issues
marked for concern
directory for continued care
Scan this QR code with your smartphone or visit
deltadental.toothpic.com
Click on Register Now to create an account and download
Toothpic
Open Toothpic and log in to your account to get started!
1. Delta Dental of California, Delta Dental of New York, Inc.,
Delta Dental of Pennsylvania, Delta Dental Insurance Company and
affiliated companies. Delta Dental is a registered trademark of
Delta Dental Plans Association.
2. Deductibles, annual maximums, co-insurance and frequency
limitations apply. A Toothpic virtual dental assessment will count
as one of your diagnostic exams. Most plans cover two diagnostic
exams per year. Some Delta Dental plan types do not allow members
to use their benefits to pay for a Toothpic virtual dental
assessment. If your plan is not eligible, you may still receive a
Toothpic virtual dental assessment by paying $35.
Copyright © 2021 Delta Dental. All rights reserved.
EF36 #129917 (rev. 02/21)
SEE HEALTHY AND LIVE HAPPY WITH HELP FROM COUNTY OF SANTA BARBARA
AND VSP.
Enroll in VSP® Vision Care to get personalized care from a VSP
network doctor at low out-of-pocket costs.
VALUE AND SAVINGS YOU LOVE. Save on eyewear and eye care when you
see a VSP network doctor. Plus, take advantage of Exclusive Member
Extras for additional savings.
PROVIDER CHOICES YOU WANT. It’s easy to find a nearby in-network
doctor. Maximize your coverage with bonus offers and savings that
are exclusive to Premier Program locations—including thousands of
private practice doctors and over 700 Visionworks retail locations
nationwide.
QUALITY VISION CARE YOU NEED. You’ll get great care from a VSP
network doctor, including a WellVision Exam®—a comprehensive exam
designed to detect eye and health conditions.
+ GET YOUR PERFECT PAIR
FEATURED FRAME BRANDS*
UP TO 40%
USING YOUR BENEFIT IS EASY!
Create an account on vsp.com to view your in-network coverage, find
the VSP network doctor who’s right for you, and discover savings
with exclusive member extras. At your appointment, just tell them
you have VSP.
A LOOK AT YOUR VSP VISION COVERAGE
Enroll today. Contact us: 800.877.7195 or vsp.com
YOUR VSP VISION BENEFITS SUMMARY COUNTY OF SANTA BARBARA and VSP
provide you with an affordable vision plan.
FREQUENCYCOPAYDESCRIPTIONBENEFIT YOUR COVERAGE WITH A VSP
PROVIDER
Every 12 months$10 for exam and glassesWELLVISION EXAM Focuses on
your eyes and overall wellness
PRESCRIPTION GLASSES
Every 24 monthsCombined with examFRAME
$170 featured frame brands allowance $150 frame allowance 20%
savings on the amount over your allowance $80 Costco® frame
allowance
Every 24 monthsCombined with examLENSES Single vision, lined
bifocal, and lined trifocal lenses
Impact-resistant lenses for dependent children
Every 24 months
Average savings of 30% on other lens enhancements
Every 24 monthsUp to $60CONTACTS (INSTEAD OF GLASSES)
$150 allowance for contacts; copay does not apply Contact lens exam
(fitting and evaluation)
As needed
DIABETIC EYECARE PLUS PROGRAMSM
Retinal screening for members with diabetes $20 per examAdditional
exams and services for members with diabetic eye
disease, glaucoma, or age-related macular degeneration. Limitations
and coordination with your medical coverage may apply. Ask your VSP
doctor for details.
Glasses and Sunglasses
EXTRA SAVINGS
Extra $20 to spend on featured frame brands. Go to vsp.com/offers
for details. 20% savings on additional glasses and sunglasses,
including lens enhancements, from any VSP provider within 12 months
of your last WellVision Exam.
Routine Retinal Screening No more than a $39 copay on routine
retinal screening as an enhancement to a WellVision Exam
Laser Vision Correction Average 15% off the regular price or 5% off
the promotional price; discounts only available from contracted
facilities
YOUR COVERAGE WITH OUT-OF-NETWORK PROVIDERS Get the most out of
your benefits and greater savings with a VSP network doctor. Call
Member Services for out-of-network plan details.
Exam ..............................................................
up to $51 Frame
........................................................... up to
$70 Single Vision Lenses ................................ up to
$41
Lined Bifocal Lenses .............................. up to $63 Lined
Trifocal Lenses ............................. up to $82
Progressive Lenses .................................. up to $75
Contacts .................................................... up to
$105
Coverage with a retail chain may be different or not apply. Log in
to vsp.com to check your benefits for eligibility and to confirm
in-network locations based on your plan type. VSP guarantees
coverage from VSP network providers only. Coverage information is
subject to change. In the event of a conflict between this
information and your organization’s contract with VSP, the terms of
the contract will prevail. Based on applicable laws, benefits may
vary by location. In the state of Washington, VSP Vision Care,
Inc., is the legal name of the corporation through which VSP does
business.
Log in to vsp.com to find an in-network provider based on your plan
type.
*Only available to VSP members with applicable plan benefits. Frame
brands and promotions are subject to change. Savings based on
doctor’s retail price and vary by plan and purchase selection;
average savings determined after benefits are applied. Ask your VSP
network doctor for more details.
Classification: Restricted
©2021 Vision Service Plan. All rights reserved. VSP, VSP Vision
Care for life, Eyeconic, and WellVision Exam are registered
trademarks, VSP Diabetic Eyecare Plus Program is servicemark of
Vision Service Plan. Flexon is a registered trademark of Marchon
Eyewear, Inc. All other brands or marks are the property of their
respective owners.
PROVIDER NETWORK:
VSP Choice
EFFECTIVE DATE:
01/01/2022
1. The VSP Laser VisionCare Program is a discount plan only.
Discounts only apply to services received from a VSP participating
laser center. No monetary benefits are payable to members under
this program. 2. The laser vision correction screening and
consultation with your VSP provider are complimentary, if you have
a pre-operative exam and don’t proceed to the procedure, your VSP
provider may charge an exam fee of $100.
©2020 Vision Service Plan. All rights reserved. VSP and VSP Vision
care for life are registered trademarks, and VSP Laser VisionCare
Program is a service mark of Vision Service Plan. 85259 VCEE
Learn more at vsp.com | 800.877.7195
LASER VISIONCARE PROGRAM
With the VSP® Laser VisionCareSM Program, you’ll enjoy a safe and
successful path to better vision. In addition to fully covered
visits to your VSP network doctor before and after your procedure,
you’ll get special pricing on services from a VSP-contracted laser
vision center.
Enjoy Discounted Pricing1
VSP offers special pricing with participating centers, which means
up to hundreds of dollars in savings for you.
Using Your Benefit is Easy
• Visit vsp.com to learn what to expect during your procedure. If
you don’t have a provider yet, you can also find a VSP Laser
VisionCare network doctor and confirm your eligibility.
• Make an appointment with a participating VSP network laser vision
doctor to schedule a complimentary screening. If you’re a candidate
for laser surgery, your doctor will provide pre-operative care,
coordinate your procedure with a VSP-contracted laser vision
center, and co-manage your treatment plan.2
• After your procedure, be sure to return to your VSP network laser
vision doctor for post-operative care and ongoing management of the
health of your eyes and vision. You may be able to use your VSP
frame benefit for non-prescription sunglasses to protect your eyes
from the sun. Ask your doctor for details.
Get an average 15% off the regular price or 5% off the promotional
price; discounts only available from contracted
pay more than $1,500 per eye for PRK, $1,800 per eye for LASIK, and
$2,300 per eye for Custom LASIK, Custom PRK, or Bladeless
LASIK.
VSP Laser VisionCare Program
SAVE UP TO 60% ON BRAND-NAME HEARING AIDS Like vision loss, hearing
loss can have a huge impact on your quality of life. However, the
cost of a pair of quality hearing aids usually costs more than
$5,0001, and few people have hearing aid insurance coverage.
TruHearing® makes hearing aids affordable by providing exclusive
savings to all VSP® Vision Care members. You can save up to 60% on
a pair of hearing aids with TruHearing. What’s more, your
dependents and even extended family members are eligible,
too.
In addition to great pricing, TruHearing provides you with:
• Three provider visits for fitting and adjustments
• 45-day trial
• Three-year manufacturer warranty for repairs and one-time loss
and damage replacement
• 48 free batteries per hearing aid for non-rechargeable
models
Plus, with TruHearing you’ll get:
• Access to a national network of more than 6,000 hearing
healthcare providers
• Discounted pricing on a wide selection of the latest brand name
hearing aids
• High quality, low cost batteries delivered to your door
1. Based on a 2018 third-party survey of nationwide provider and
manufacturer retail pricing. VSP is providing information to its
members but does not offer or provide any discount hearing program.
The relationship between VSP and TruHearing is that of independent
contractors. VSP makes no endorsement, representations, or
warranties regarding any products or services offered by
TruHearing, a third-party vendor. The vendor is solely responsible
for the products or services offered by them. If you have any
questions regarding the services offered here, you should contact
the vendor directly.
TruHearing offers individuals the opportunity to purchase hearing
aids at discounted prices, including individuals covered by
self-funded health plans not subject to state insurance or health
plan regulations. TruHearing is not insurance and not subject to
state insurance regulations. TruHearing provides discounts to
certain healthcare groups for hearing aid sales and services;
TruHearing provides fitting, programming, and three adjustment
visits at no cost; the member is obligated to pay for testing, and
all post-fitting hearing care services, but will receive a discount
from those healthcare providers who have contracted with
TruHearing. Not available directly from VSP in the states of
Washington and California.
©2021 Vision Service Plan. All rights reserved. VSP is a registered
trademark of Vision Service Plan. All other brands or marks are the
property of their respective owners. 94401 VCCM
Learn more about this VSP Exclusive Member Extra at
truhearing.com/vsp or call 877.396.7194 with questions.
HERE’S HOW IT WORKS:
Contact TruHearing. Call 877.396.7194. You and your family members
must mention VSP.
Schedule exam. TruHearing will answer your questions and schedule a
hearing exam with a local provider.
Attend appointment. The provider will perform a hearing exam, make
a recommendation, order the hearing aids through TruHearing, and
fit them for you.
truhearing.com/vsp
Best of all, if you already have a hearing aid allowance from your
health plan or employer, you can combine it with TruHearing prices
to reduce your out-of-pocket expense even more!
Classification: Public
Q U E S T I O N S ? C O N T A C T C U S T O M E R S U P P O R T A
T
[email protected] or 888.697.9646
County of Santa Barbara Employees & Dependents on the Medical
Plan:
New to Rx ‘n Go?
As part of your benefits, you have the option to receive up to a
90-day supply of generic maintenance medication by mail at no cost
to you ($0 copay, $0 shipping) through a convenient program called,
Rx ‘n Go.
• ~1,300 generic medications covered on the PPO/EPO Plan – for FREE
• ~800 preventive, generic medications covered on the HDHP/HSA Plan
- for FREE • Insulin products, needles, and syringes are all
available - for FREE • Prodigy® diabetic monitor and test strips
available – for FREE • County of Santa Barbara pays 100% of the
cost
After registering your profile and prescription, your medication(s)
will arrive in
the mail in 7 business days. It’s that easy! ((1) f you would like
Rx 'n Go to transfer an existing prescription with refills, please
include that detail in the checkout cart on
the self-service portal. Otherwise, the pharmacy, GoGoMeds, can
reach out to your doctor to request a new prescription.
Check that your medication is covered at rxngo.com by your employer
& health plan - search by therapeutic category or by medication
name
Register an Online Profile at rxngo.com using group to sign up and
manage prescriptions(1) or provide details to customer service at
888.697.9646
Have your doctor submit the prescription to the Rx ‘n Go pharmacy,
GoGoMeds: • E-Scribe: GoGoMeds • Phone: 888.697.9646 (must
come from a physician’s office) • Fax: 888.697.0646 (must
come
from a physician’s office) • Mail: Rx ‘n Go c/o GoGoMeds
525 Alexandria Pike, Ste 100 Southgate, KY 41071
Examples of Top Medications Available to You!
See full list of available maintenance medications at
www.rxngo.com
Product Name & Strength ALENDRONATE ALLOPURINOL AMLODIPINE
ATENOLOL ATORVASTATIN BUPROPION CARVEDILOL CELECOXIB CITALOPRAM
CLOPIDOGREL CYCLOBENZAPRINE DULOXETINE ESCITALOPRAM EPINEPHRINE
AUTO-INJECTOR FENOFIBRATE FLUOXETINE FLUTICASONE
FLUTICASONE-SALMETEROL / WIXELA NEW! FOLIC ACID FUROSEMIDE
GABAPENTIN GLIMEPIRIDE HYDROCHLOROTHIAZIDE HYDROXYCHLOROQUINE
SULFATE IBUPROFEN LANSOPRAZOLE LEVOCETIRIZINE DIHYDROCHLOIDE
LEVOTHYROXINE SODIUM LISINOPRIL LISINOPRIL/HYDROCHLOROTHIAZIDE
LOSARTAN LOSARTAN POTASSIUM/HYDROCHLOROTHIAZID MELOXICAM METFORMIN
METOPROLOL SUCCINATE METOPROLOL TARTRATE MONTELUKAST SODIUM
NAPROXEN OMEPRAZOLE PANTOPRAZOLE POTASSIUM CHLORIDE ER TBCR
PRAVASTATIN SODIUM PREGABALIN NEW! PRODIGY BLOOD GLUCOSE TEST
STRIPS PRODIGY BLOOD GLUCOSE METER KIT RANITIDINE HCL ROSUVASTATIN
CALCIUM SERTRALINE SIMVASTATIN SUMATRIPTAN SUCCINATE TAMSULOSIN
TRAMADOL TRAZODONE TRIAMTERENE/HYDROCHLOROTHIAZIDE VALACYCLOVIR
VENLAFAXINE VENTOLIN INHALER VITAMIN D CAPS 50,000 ZOLPIDEM
TARTRATE
Brand Name Fosamax Zyloprim Lotrel Tenormin Lipitor Wellbutrin
Coreg Celebrex Celexa Plavix Flexeril Cymbalta Lexapro EpiPen
Tricor Prozac Flonase Advair Diskus n/a Lasix Neurontin Amaryl
Hydrodiuril, Microzide Plaquenil Motrin Prevacid Xyzal Synthroid
Zestril, Prinivil Zestoretic, Prinzide Cozaar Hyzaar Mobic
Glucophage Toprol XL Lopressor Singulair EC-Naprosyn PriLosec
Protonix Klor-Con Pravachol Lyrica Prodigy Prodigy Zantac Crestor
Zoloft Zocor Imitrex Flomax Ultram Desyrel Maxzide Valtrex Effexor
XR Ventolin Drisdol Ambien
Preventative?
Therapeutic Class Women's Health Gout Blood Pressure Blood Pressure
Cholesterol Antidepressant Cardiac Arthritis Antidepressant Cardiac
Back Pain Antidepressant Antidepressant Allergy Cholesterol
Antidepressant Allergy Allergy Vitamin Blood Pressure Anti-seizure
Diabetes Blood Pressure Anti-malarial Pain Management
Gastrointestinal Allergy Thyroid Blood Pressure Blood Pressure
Blood Pressure Blood Pressure Pain Management Diabetes Blood
Pressure Blood Pressure Asthma Pain Management Gastrointestinal
Gastrointestinal Nutritional Cholesterol Anti-seizure Diabetes
Diabetes Gastrointestinal Cholesterol Antidepressant Cholesterol
Migraine Prostate Pain Management Antidepressant Blood Pressure
Herpes Antidepressant Asthma Vitamin Sedative/Hypnotic
Copay $0 $0 $0 $0 $0 $0 $0 $0 $0 $0 $0 $0 $0 $0 $0 $0 $0 $0 $0 $0
$0 $0 $0 $0 $0 $0 $0 $0 $0 $0 $0 $0 $0 $0 $0 $0 $0 $0 $0 $0 $0 $0
$0 $0 $0 $0 $0 $0 $0 $0 $0 $0 $0 $0 $0 $0 $0 $0 $0
take control of your prescription PLAN | 1
TAKE THE OPPORTUNITY TO TAKE CONTROL OF YOUR PRESCRIPTION
PLAN
Check your order status
Enroll in home delivery
Refill and renew prescriptions
Find your nearest preferred pharmacy
Set reminders to take your medication
TAKE A SHORTER TRIP TO GET YOUR MEDS
Transfer retail prescriptions to home delivery by clicking “Add to
Cart” for eligible prescriptions and check out. You can also refill
and renew prescriptions. We’ll contact your doctor and take care of
the rest.
Check Order Status to track the shipping of your prescriptions.
After we receive your prescription from your doctor, you will
receive your medication within 7 days.1
1. Visit express-scripts.com and select Register OR download the
Express Scripts mobile app for free from your phone’s app store and
select Register
2. Enter the requested information, including your member ID or
Social Security number, and create your user name and
password
3. Click or tap Register Now
TAKE THINGS ONLINE
Contact your doctor and ask them to e-prescribe a 90-day
prescription directly to Express Scripts
OR send a request by selecting “Forms” or “Forms & Cards” from
the “Benefits” menu, print a mail order form and follow the mailing
instructions
OR call us at the Member Services number on your card and we’ll
contact your doctor for you
Create an account on express-scripts.com or the Express Scripts®
mobile app.
Manage your prescription plan anytime and anywhere with an online
account. It’s simple and easy to get started.
Enroll in home delivery to get your 90-day prescriptions shipped
right to your door.
Requesting to get your medications delivered to your home from
Express Scripts® Pharmacy is simple and convenient. First, log in
to express-scripts.com (if you haven’t already registered, make
sure to have your member ID or SSN).
Once your account is created, you can:
If you are enrolling a new prescription… If you are enrolling a
current prescription…
take control of your prescription PLAN | 2
Your health care provider. Check with your doctor or nurse if
there’s a generic for any medication you’re prescribed.
Your pharmacist. Before getting a prescription filled, refilled or
renewed, ask your pharmacist if there’s a generic
alternative.
Express Scripts. You can review your prescriptions and specific
generics savings opportunities at express-scripts.com.
Is there a generic for your medication? You can ask…
1 Over 85% of members receive their medications within 7 days.
Longer delivery times may be due to additional correspondence
needed with prescribers, medication availability and/or delivery
times from the shipping vendor.
© 2021 Express Scripts. All Rights Reserved. 20EME20533
CRP2107_010387.1
All generics must
adhere to strict
TAKE A BREAK FROM BRAND NAMES
For additional information on how to take control of your
prescription plan or any other questions
about your account or coverage, visit express-scripts.com, download
the Express Scripts mobile app
or call the Member Services number on the back of your member ID
card.
By not looking for the best deal on your prescription drugs, you
may end up paying more than you should for your medications.
The easiest—and safest—way to save money on prescriptions is to ask
for a generic, which typically costs less because the manufacturer
did not have to conduct the initial research or studies that the
branded drug did.
Direct chemical equivalent – a drug that has the same active
ingredient as its brand-name counterpart
Therapeutic alternative – a drug that may not be chemically
equivalent to the brand, but has the same therapeutic or treatment
effect
Direct chemical equivalents are practically identical to the
branded drug, while therapeutic alternatives are part of the same
family.
Ask about switching to a generic medication to save money on your
prescriptions.
Generics fall into two categories: DID YOU KNOW
Watch to learn just what’s so great about home delivery.
Watch to learn more about managing your prescription plan
online.
IS THERE A GENERIC FOR THAT?
Six simple, money-saving words When it comes to shopping, most
consumers want to know the price of a product and will often look
for the
best deal before making a purchase. That’s not always the case when
buying prescription drugs, which
means many people are paying more than they should for their
medications.
One way to save money on prescriptions is to ask for a generic,
which typically costs less because the
manufacturer didn’t have to conduct the initial research or repeat
the studies that the first-to-market branded
drug did. In fact, FDA-approved generics can cost up to 85% less.1
Today, 9 in 10 prescriptions filled in the
U.S. are for generic drugs.2
Generics fall into two categories:
• Direct chemical equivalent: a drug that has the same active
ingredient as its brand-name counterpart
• Therapeutic alternative: a drug that may not be chemically
equivalent to the brand, but has the same
therapeutic or treatment effect
Think of it this way: direct chemical equivalents are practically
identical to the branded product, while
therapeutic alternatives are part of the same family.
SAFETY FIRST
ensuring the safety and effectiveness of all approved
generics. In 2020, the FDA approved over 750 generic
drugs, including the first generic versions of commonly used brands
like Daraprim®, Pradaxa®, Proventil® HFA, and Tecfidera®.3
Furthermore, our pharmacy benefit manager, Express
Scripts, protects their supply of drugs from substandard
manufacturing practices and counterfeit products. Their
pharmacies only dispense medications that are
manufactured according to the FDA’s strict standards,
which provide guidance for manufacturing, testing and
quality assurance to ensure product safety.
Here are some other six-word phrases to help keep money-saving
generics top-of-mind:
Check it out during your checkup: Before leaving a doctor’s office
with prescription in hand, be sure to ask
the doctor or nurse, “Is there a generic for that?”
Give your prescriptions a quick checkup: Review all of your
medications regularly with a doctor or pharmacist,
because there may be new, lower-cost treatments available.
Ask about generics before you fill: When you hand over a new
prescription to your pharmacist, or during refill
or renewal time, ask, “Is there a generic for that?” The pharmacist
can tell you and then call your doctor to
discuss changing the prescription accordingly.
“A generic medicine works in the same
way and provides the same clinical benefit
as its brand-name version. This standard
applies to all FDA-approved generic
medicines. A generic medicine is the
same as a brand-name medicine in
dosage, safety, effectiveness, strength,
it is taken and should be used.” 4
— U.S. Food & Drug Administration
2
Get the most from your dollars: You can learn more about your
specific generics savings opportunities by
logging in at express-scripts.com and reviewing your prescriptions.
Select Price a Medication from the menu
under Prescriptions, enter your drug name and view cost and
coverage information on the results page.
Get the facts from the FDA: Learn more about the benefits of
generic drugs and the policies guiding their
development from fda.gov.
4 Generic Drug Facts.
fda.gov/drugs/generic-drugs/generic-drug-facts. Accessed July 12,
2021.
© 2021 Express Scripts and the “E” Logo are trademarks of Express
Scripts Strategic Development Inc. All other trademarks are the
property of their respective owners. CRP2107_0010233.1
FS2107_0010233
1 You can search for “Express Scripts” in your app store and
download it for free. Then register, if first visit, or log
in.
2018 Express Scripts. All Rights Reserved. Express Scripts and E
Logo are trademarks of Express Scripts Strategic Development,
Inc.
FS47536E
Getting Started with Home Delivery from the Express Scripts
PharmacySM
Online access to savings and convenience
Whether you are viewing the member website or using the Express
ScriptsTM mobile app1,
you can easily manage your home delivery prescriptions:
• Check order status
• Pay your balance using a variety of payment options
• View our therapeutic resource centers for information
• And much more
Log in to express-scripts.com (Register if it is your
first visit. Just have your member ID or SSN handy.)
If you have a NEW prescription …
Get started by contacting your doctor to request a
90-day prescription that he or she can ePrescribe
directly to Express Scripts
Or print a form by selecting “Forms” or “Forms & Cards” from
the menu under “Benefits,” print a mail
order form and follow the mailing instructions.
Or call us and we’ll contact your doctor for you.
Please allow 10 to 14 days for your first prescription order to be
shipped.
If you already have a prescription …
Check Order Status online or using our app to view details and
track shipping.
Transfer retail prescriptions to home delivery. Just click Add to
Cart for eligible prescriptions and check out.
We’ll contact your provider on your behalf and take care of the
rest. Check Order Status to track your order.
Refill and Renew Prescriptions for yourself
and your family while online or while using
our app. Just click Add to Cart for eligible
prescriptions and check out. We’ll contact
your provider on your behalf, if renewals are
included, and take care of the rest.
RX Card Frequently Asked Questions
DOES THE PRESCRIPTION DISCOUNT CARD PROGRAM COLLECT OR USE PERSONAL
DATA?
No. We do not require, sell or share/re-market your personal
data.
IS THERE A COST TO USE THE CARD? No. The card is 100% free to
use!
DOES EVERYONE QUALIFY TO USE THE CARD?
Yes. Anyone can use the card, there are no restrictions or
pre-qualifications. The card can be used by individuals and family
members regardless of a person’s health, age, immigration status,
or income, and there are no limits on how many times it can
be
used.
WHAT PRESCRIPTION DRUG MEDICATIONS ARE DISCOUNTED WITH THE
CARD?
There are over 60,000 prescriptions medications discounted, both
brand name and generic medications. The Coast2CoastRx Card also
covers several pet medications!
DO I HAVE TO REGISTER THE CARD BEFORE USING IT?
No. This prescription discount card does not require registration
or any pre- qualifications. Simply print, text, or email a card to
yourself and provide the card to your
pharmacist at checkout for instant savings.
HOW MANY PHARMACIES ARE IN THE PRESCRIPTION DISCOUNT CARD
NETWORK?
There are thousands of pharmacies in the network. The discount card
can be used at all major pharmacy chains, and many independent
pharmacies in all 50 states and all U.S.
territories, including Puerto Rico, Guam, and the U.S. Virgin
Islands.
HOW MUCH CAN I SAVE USING THE CARD? You can save up to 85% on an
individual prescription. Savings may be greater or less than 85%,
Check to see how much you can save today by entering your
prescription
into our RX Savings calculator.
DOES THE CARD EXPIRE? No. There is no expiration date and no limit
on usage.
DOES A CARDHOLDER NEED MORE THAN ONE CARD FOR HIS OR HER
FAMILY? No. You can use one card for your entire family; each
family member must have a
unique ID number. This may be accomplished by adding a 01, 02, etc.
for dependents at the end of the original ID number. Refresh the
page to obtain an additional card or
call us at 1-800-931-8872
CAN I USE MY HEALTH INSURANCE CARD AT THE SAME TIME AS THE
COAST2COASTRX CARD?
No. Two cards may not be used at the same time – you can’t combine
both insurance savings and card savings. However, if a prescription
drug is not covered by your
insurance, use the Coast2CoastRx Card to receive your discount.
Note: If your prescription is covered by insurance, compare the
price with insurance
applied to the price with the card discount – and choose whichever
price saves you the most
ARE SOME MEDICATIONS COVERED UNDER THE CARD THAT OTHER
PRESCRIPTION PLANS DO NOT COVER? Yes, occasionally. If a health
insurance prescription plan does not cover a certain
prescription medication, the card may provide a discount. The card
can also be used to fill pet prescriptions, as long as the
prescription can be filled at a pharmacy.
WHAT IF THE CARDHOLDER IS A MEDICARE PART D PARTICIPANT?
Medicare Part D participants are usually 65 years old or older.
There is a gap in participant coverage that is called the “donut
hole” where Medicare participants must
pay out-of-pocket up to a certain amount. The Coast2CoastRx Card
provides an option to help participants in the “donut hole” get
relief from high prescription drug prices.
IS THE DISCOUNT CARD CONSIDERED INSURANCE?
No. The card is not insurance, and it is not intended to replace
insurance.
When it comes to surgery or major medical treatment, you need to
know you’re getting the best care. That’s why County of Santa
Barbara sponsors Carrum Health as a benefit. We make it easier,
more enjoyable, and less expensive to get high-quality
healthcare.
Plus, sometimes surgery isn't necessary, and less invasive options
may be better for you. If you receive a recommendation to get
surgery, contact Carrum Health to schedule a complimentary second
opinion.
Surgeries Carrum covers (may differ by your employer): knee, hip,
elbow, neck, back, shoulder, heart, weight loss, and 100+
more.
Questions? Activate your account and securely message one of our
patient care specialists or call 888-855-7806.
Get started: Visit carrum.me/cosb
The support you want
Our team does all of the planning, preparation, and paperwork so
you
can focus on what matters — your health.
Your costs are covered
Your employer covers all or most of the medical and travel costs
so
you won’t worry about surprise bills.*
The absolute best care
your procedure and lower complication rates than
90% of providers.
COS-FLY 20210804
For knee and hip replacements, spinal fusion, and bariatric weight
loss procedures, you need to receive an expert second opinion
through Carrum Health, prior to scheduling your procedure. The
second opinion service is free and most will be done virtually. If
surgery is the right treatment path, you may continue through
Carrum Health or get your procedure done through another
provider.
Individuals enrolled in high deductible plans must first meet their
deductible, but copays and coinsurance will be waived.
*Per IRS rules, a portion of any covered travel expenses will be
reported as taxable income.
UNDERSTANDING YOUR HDHP & HSA PLAN Open Enrollment is here -
are you missing out by not enrolling in the HDHP? What better time
to take another look at our High Deductible Health Plan (HDHP) to
see if it’s the right fit for you this year? This progressive
medical plan offers great savings and comprehensive coverage when
you need it. If you enroll in the HDHP, the county will contribute
to your account for you to use for healthcare expenses and to help
build a safety net for the future.
See any provider you want, with the lowest costs in-
network
Preventive care is covered at 100% in-network. You only pay for
additional care if you need
it.
Same Blue Shield network of providers as the PPO plan
Once you meet the annual deductible, you pay a small
percentage of the cost and the plan pays the rest.
You’re protected from big bills. Once you hit the out-of-pocket
maximum, the plan pays 100% of eligible costs for the year.
Health Savings Account helps you save for current and future
expenses— tax-free.
See any provider you want, with the lowest costs in-network
Preventive care is covered at 100% in-network. You only pay for
additional care if you need it.
Same Blue Shield network of providers as the PPO plan
Once you meet the annual deductible, you pay a small percentage of
the cost and the plan pays the rest.
You’re protected from big bills. Once you hit the out-of-pocket
maximum, the plan pays 100% of eligible costs for the year.
Health Savings Account helps you save for current and future
expenses— tax-free.
With a County contribution!
paired with the industry-leading technology of My SmartCare
makes it easier than ever to have Uncle Sam help pay for
certain
medical, dental, and optical expenses that are not otherwise
covered by your insurance plans
www.bccbenefitsolutions.com
BCC’S TOLL-FREE CUSTOMER SERVICE CALL CENTER: 800-685-6100
Monday - Thursday: 8:00am - 8:00pm ET / 5:00am - 5:00pm PT Friday:
8:00am - 6:00pm ET / 5:00am - 3:00pm PT
how SMART is your dollar? MAXIMIZE your income with a FLEXIBLE
SPENDING ACCOUNT
Use these worksheets to estimate your annual expenses. Estimate
conservatively, because any funds left in your account at the end
of the Plan Year may be forfeited under IRS guidelines. Remember,
calculated amounts cannot
exceed the calendar year limits established by your plan sponsor
and the IRS.
HEALTH CARE REIMBURSEMENT ACCOUNT
Routine Physical Exams Not Covered by Insurance $
____________________
Dental and Orthodontia $ ____________________
SAVE on Predictable Expenses
DEPENDENT CARE REIMBURSEMENT ACCOUNT Estimate your eligible
dependent care annual expenses for the plan year:Estimate the
annual amount of uninsured expenses in the plan year:
$ ____________________
$ ____________________
$ ____________________
$ ____________________
$ ____________________
$ ____________________
In-Home Care $ ____________________
* If you are a new employee enrolling after the Plan Year begins,
divide by the number of pay periods remaining in the plan
year.
Premium Conversion This account type pays your medical, dental and
vision plan contributions automatically on a before-tax basis. The
monies withheld from your paycheck are used to pay the monthly
premiums for these important employee benefits. The benefits you
enjoy are two-fold: you are covered by the medical, dental, and/or
vision plan AND you receive a tax break.
Health Care Reimbursement Use this account to pay for qualified,
medically necessary medical, dental, or optical expenses that are
not covered by any of your insurance plans. A partial list of
eligible expenses is listed in this brochure. Either you or your
eligible dependents can incur these expenses.
Dependent Care Reimbursement You can set aside funds annually to
offset daycare expenses for your eligible children or elderly
dependents. Daycare expenses are defined as those that are
necessary in order for you (and your spouse, if you’re married) to
continue working. Mass Transit & Parking Reimbursement If
offered by your Plan Sponsor, you can reimburse youself for a
number of work-related parking and mass transit expenses.
Each one of us would like to have more money in our pocket.
Participating in your company-sponsored Flexible Spending Account
can do just that! What types of FSAs are available?
CALCULATE your Estimated Expenses
Christy is a divorced parent raising two children alone with an
annual income of $30,000. She uses her Premium Conversion Account
to pay her monthly premium contr ibutions for their group medical
and dental plans. She uses the Health Care Reimbursement Account to
receive reimbursement of their annual medical and dental
deductibles. Christy uses her Dependent Care Reimbursement Account
to pay for daycare expenses on a pre-tax basis. By participating in
the Flexible Spending Account, Christy’s spendable income is
increased
by $158.99 per month.
Paul and Jenny are both employed, have two children, and have a c o
m b i n e d a n n u a l i n c o m e of $76,000. They decide on a
Premium Conversion Account to help pay the premium contributions
for their dependent medical coverage. Their Dependent Care
Reimbursement Account helps with their daycare expenses. One of
their children is in braces, so they also use the Health Care
Reimbursement Account to help pay orthodontic expenses not covered
by their dental plan. By participating in the Flexible Spending
Account, Paul and Jenny increase their spendable income
by $266.82 per month.
Mike and his wife Linda have two grown children that no longer live
with them. Mike’s annual salary is $98,000 and he uses a Premium
Conversion Account to pay for the monthly premium contributions for
health care coverage for himself and his wife. He uses the Health
Care Reimbursement Account to cover their annual medical and dental
deductibles. By participating in the Flexible Spending Account,
Mike’s spendable income is increased
by $128.01 per month.
a STRATEGY that works for E V E R Y O N E
Pay Per Month $2,500 $6,334 $8,167 Less Non-Taxable Benefits
without with flex without with flex without with flex Medical
Premiums -- $115.00 – $185.00 – $140.00 Medical/Dental Expenses –
$60.00 – $125.00 – $200.00 Dependent Care Expenses – $400.00 –
$400.00 N/A N/A Total Pay Subject to Tax $2,500 $1,925.00 $6,334
$5,624.00 $8,167.00 $7,827.00 Less Tax Deductions Federal &
State $500.00 $385.00 $1,900.20 $1,687.20 $2,450.10 $2,348.10 FICA
$191.25 $147.26 $484.06 $430.24 $624.78 $598.77 After Income Tax
$1,808.75 $1,392.74 $3,949.74 $3,506.56 $5,092.12 $4,880.13 After
Tax Expenses Medical Premiums $115.00 – $185.00 – $140.00 –
Medical/Dental Expenses $60.00 – $125.00 – $200.00 – Dependent Care
Expenses $400.00 – $400.00 – N/A N/A Spendable Income $1,233.75
$1,392.74 $3,239.74 $3,506.56 $4,752.12 $4,880.13
Increased Spendable $158.99 $266.82 $128.01 Monthly Income
FSAs offer employees a unique way to pay
for certain necessary expenses with tax- free dollars. These
examples help illustrate how you
might see more money in your pocket
by participating in a Flexible Spending
Account.
ASSUMPTIONS ON THE CHART BELOW: Single parent's estimated federal
tax 15% and state tax 5%; dual income's estimated federal tax 25%
and state tax 5%; full family's estimated federal tax 25% and state
tax 5%. Note: Payroll calculations are for illustrative purposes
only and normally
vary by state and local taxing entities.
ONLINE & MOBILE ACCOUNT ACCESS We are all ‘on the go’, so why
shouldn’t our FSAs be too? The My SmartCare online portal and
mobile app are fast, secure, and best of all - CONVENIENT! Check
your account balance in real-time, file a claim for reimbursement
by snapping a photo of the receipt, check on a claim status from
anywhere, and more! It’s that SIMPLE!
BENEFITS DEBIT CARD CONVENIENCE The BCC benefts debit card has made
spending your FSA funds easier than ever! If your plan-sponsor
utilizes this feature, the card allows you to avoid out-of-pocket
expenses, cumbersome paperwork, and reimbursement delays. Swiping
your benefits debit card at the point of service deducts the
payment directly from your account, giving you instant access to
your FSA dollars. It can be used at all eligible FSA locations
where Mastercard® is accepted. One benefits debit card can manage
multiple account types, such as a Healthcare Account, Dependent
Care Account, Mass Transit Account, Parking Account, Health
Reimbursement Account, or Health Savings Account. The My SmartCare
online portal and mobile app support the use of this card by
separating each of your account types for fast and easy review of
all your funds in one place.
BCC’s MY SMARTCARE makes it S I M P L E
By registering with My SmartCare, you will begin receiving e-mail
or text notifications (your choice) to help you manage your funds.
You will be alerted of your account balance each month, when a
manual claim begins processing, and when a debit card is mailed to
you. The My SmartCare app is available for iOS and Android
users.
REIMBURSEMENT EASE If your plan-sponsor utilizes the benefits debit
card, you can swipe your card at the point of service to
automatically use your FSA funds. If you don’t have your card with
you or your plan does not include a debit card, you can simply use
one of these methods to submit for reimbursement: SUBMISSION
THROUGH MY SMARTCARE: (no Reimbursement Form required, uploaded
photo of substantiation required)
• My SmartCare Online Portal • My SmartCare Mobile App OTHER
ELECTRONIC SUBMISSION: (Reimbursement Form and photo of
substantiation required)
• E-mail:
[email protected]
PAPER SUBMISSION: (Reimbursement Form and photo of substantiation
required)
• Fax: 412-276-7185 • Mail: BCC, Attn: Claims Two Robinson Plaza,
Suite 200 Pittsburgh, PA 15205
FSA STORE BCC partners with the FSA Store to offer a simple,
convenient way to use FSA dollars. This partnership gives you
access to:
Exclusive Discounts on 4,000+ FSA
Eligible Products
Full Eligibility List to reduce FSA
Eligibility Confusion
or Phone Call
Visit fsastore.com/BCCOE to learn more!
DIRECT DEPOSIT If you don’t use your benefits debit card for
payment or your plan-sponsor does not utilize a benefits card, you
may have your reimbursement deposited directly into your checking
or savings account. These transactions are reflected on the
Explanation of Benefits (EOB). To enroll in this optional service,
use the Reimbursement Settings in your My SmartCare account to set
up your bank account information or obtain an authorization form
from your HR Department and submit a completed copy to BCC.
How do I know how much money is in my account(s)? You can check
your balance through the My SmartCare online portal, mobile app, or
by calling BCC’s Customer Service Call Center. Once registered with
My SmartCare, you will receive monthly balance reminders via
e-mail.
When can I start using my FSA funds? You can access your entire
annual contribution on the first day of your Plan Year. For
example: if your Plan starts January 1st and you incur a large
expense that day that is not covered by your insurance plan, you
can submit the expense (up to your annual contribution amount) for
reimbursement even though the Plan Year’s contributions have not
all been collected.
Can I change my election amount mid-year? No. Health care FSA
election may only be altered if you experience a change in status
as defined by IRS regulations (i.e. marriage, divorce, birth, or
death in your immediate family). The change must be made within 30
days of experiencing the status change.
What happens to the money left over when the Plan Year ends? Check
with your plan-sponsor for guidance on what happens to your unused
funds when the Plan Year ends. Remaining funds may be forfeited
under the IRS “Use It or Lose It” rule. Or, your plan-sponsor may
have adopted a rollover provision or grace period.
How do I determine the date my expense was incurred? Expenses are
incurred at the time that the service was provided, no when you are
invoiced or when you pay the bill.
Can I use my funds to pay for my family’s qualifying expenses? Your
FSA funds cover eligible expenses for you and all of your
dependents, even if you and/or your dependents are not covered
under your Plan Sponsor’s primary health plan.
Do I choose Debit or Credit at the payment terminal when I use my
benefits debit card? Your benefits debit card can be swiped as
either credit or debit at the time of purchase. If you choose to
swipe as credit, you will need to sign for the purchase. If you
choose to swipe as debit, you will need to enter your PIN number
for purchase. To obtain the PIN associated with your card, you can
use the My SmartCare online portal or mobile app. Your PIN is
pre-determined at issue and cannot be customized.
Can I get cash back at the point of sale or ATM with my PIN? No.
Your benefits debit card is only to be used for qualifying
purchases and is not enabled for cash back.
What do I do if I forget by benefits debit card PIN? You can
retrieve your PIN through the My SmartCare online portal or mobile
app. For security purposes, neither BCC’s Customer Service Call
Center nor your HR Department have access to your PIN. If you
forget your PIN, you can swipe your card as credit and sign for the
purchase instead.
How can I use my card if I receive a bill from a provider in the
mail? If the bill provides a space for payment via credit card,
fill out that section with your card information OR call the
provider for payment over the phone to provide payment
information.
What if the doctor’s office does not take credit cards? Cardholders
would have to use another method of payment and then submit a
manual claim.
What should I do if I accidently use the card for an ineligible
expense? You will receive a notice from BCC asking that you
reimburse your account for the ineligible amount.
Can I order additional cards for my family? Yes, for your spouse or
other eligible dependents (over the age of 18). You must compelte
and return a request form to BCC for processing and card
generation.
What do I do if my card is lost or stolen? This must be reported to
BCC via the My SmartCare online portal, mobile app, or by calling
BCC’s Customer Service Call Center. A replacement card will be
ordered and the lost or stolen card will be deactivated.
What do I do with my card after I’ve used all of my available
funds? Your benefits debit card is good for up to three years. Keep
the card after you have used all of your available funds because
you will be able to use it again next year for future Plan Years
when you re-enroll.
Do I still need to keep my receipts? Yes. Although there is no
requirement for you to complete claim forms and submit physical
receipts, additional documentation may be requested in some cases
to confirm the eligibility of a benefits debit card purchase.
Why should I use by benefits debit card if I still might have to
submit paper at a later date? Not all transactions will trigger a
request for substantiation. According to IRS Publication 969,
“...If the use of these cards meets certain substantiation methods,
you may not have to provide additional information to the health
FSA.” BCC‘s hosted debit card system works in conjunction with
registered IIAS terminal merchants to help ensure cards are used
for eligible expenses only.
My transaction is a Code §213(d) medical expense. Why did I receive
a letter requesting additional documentation? To ensure compliance
with IRS guidelines, BCC must perform audits on large dollar claims
and amounts over $50.00 at certain locations where it is not
readily discernible as to the use of the funds. Additional audits
may also be performed to ensure the integrity of the claims payment
process.
My benefits debit card transaction already went through and payment
was made. What happens if I don’t respond to BCC’s request for
documentation? Failure to provide appropriate documentation within
30 days from the date of the initial request will result in the
benefits card being made temporarily inactive. Claims will then
only be processed via the regular request for reimbursement method
until appropriate documentation in received, reviewed, and
approved.
Q & A on Health Care FSAs
EXPENSES NOT ELIGIBLE FOR REIMBURSEMENT • Insurance premiums •
Elective cosmetic surgery • Expenses reimbursed by another
insurance or FSA • Expenses not qualified by the IRS
• Expenses claimed as deductions or credits on your federal tax
return • Expenses incurred before you were a participant in the FSA
plan • Expenses incurred when you are no longer a participant in
the FSA plan • Amounts above the maximum plan limits for medical
reimbursement
ELIGIBLE EXPENSES • Acupuncture • Adoption, Pre-Adoption medical
expenses • Alcoholism Treatment • Ambulance • Artificial teeth
& limbs • Asthma treatments • Bandages, elastic, gauze pads,
liquid adhesives for small cuts • Blood pressure monitoring devices
• Breast pumps and lactation supplies • Carpal tunnel wrist
supports • Chiropractors • Circumcision • Co-insurance amounts •
Cold/hot packs • Contact lenses, materials and equipment •
Contraceptives • Co-payments • Crutches • Deductibles • Dental
sealants • Dental treatment (excludes cosmetic) • Dentures and
denture adhesives • Drug addiction treatment • Egg donor fees • Eye
examinations and eyeglasses • Feminine Care Products • First aid
(creams and kits) • Flu shots • GIFT (Gamete Intra-Fallopian
Transfer) • Guide dog • Hearing aids • Hospital services •
Immunizations • Laboratory fees • Lasik eye surgery • Medical
information plan charges • Medical monitoring and testing devices •
Medical records charges • Norplant insertion or removal •
Obstetrical expenses • Occlusal guards to prevent teeth grinding •
Operations (excludes cosmetic procedures) • Organ donors •
Orthodontia • Osteopath fees • Over-the-Counter drugs • Oxygen •
Physical exams • Physical therapy • Pregnancy Test Kits •
Preventive care screenings • Prosthesis • Psychiatric care • Radial
keratotomy • Shipping and handling fees • Sterilization procedures
• Sunscren (SPF 15+) • Taxes on medical services and products •
Termination of Pregnancy
EXPENSES REQUIRING A LETTER OF MEDICAL NECESSITY • Arthritis gloves
• Braille books and magazines • Breast reconstruction surgery
following mastectomy • Chelation therapy • Fluoridation devices or
services • Herbal Supplements • Learning disability, instructional
fees • Massage therapy • Medical alert bracelet or necklace •
Patterning exercise • Television or telephone for hearing impaired
persons • Vitamins
What is a letter of medical necessity? The IRS mandates that
eligible expenses be primarily for the diagnosis, treatment, or
prevention of disease or treatment of conditions affecting any
functional part of the body. For exam- ple, vitamins are not
typically covered because they are used for general wellness, but
your doctor may prescribe a vitamin to treat a medical condition.
The vitamin would then be eligible if your doctor verified the
necessity of treatment.
EXPENSES REQUIRING A PRESCRIPTION • Antibiotics • Anxiety
medication • Blood pressure medication • Heart Disease medication •
Steroids
HEALTH CARE FSAs
EXPENSES NOT ELIGIBLE FOR REIMBURSEMENT
Required for Most Health Care Services: • All PPO Services:
Explanation of Benefits (EOB) from the insur- ance carrier •
Non-PPO Services: Itemized bill or receipt from service provider
that includes all of the following: • Name of Service Provider •
Name of Patient • Date of Service • Details of Service or Product •
Cost of Service or Product
• DO NOT SUBMIT: Cash Register Receipts, Balance Forward
Statements, Cancelled Checks, Credit Card Receipts/Statements,
Recieved-on-Account Statements, Estimates for Services to be
Performed
Required for an Office Co-Pay: • Receipt or Invoice that includes
all of the following: • Name & Address of Service Provider
(pre-printed or stamped) • Name of Patient • Date of Service •
Wording indicating that it is a co-pay or office visit • Cost of
Co-Pay
• DO NOT SUBMIT: Cash Register Receipts, Balance Forward
Statements, Cancelled Checks, Credit Card Receipts/Statements,
Recieved-on-Account Statements
Required for Prescriptions: • A copy of the itemized prescription
label (often attached to the outside of the bag upon purchase) or
mail-order prescription invoice that includes all of the following:
• Name of Pharmacy • Name of Patient • Date of Purchase • Name of
Drug • Cost of Prescription (if not subject to co-pay)
• DO NOT SUBMIT: Cash Register Receipts, Balance Forward Statements
• If you do not have a copy of the label, contact your
pharmacy
Special Circumstances: • Orthodontia: Requires an Orthodontia
Financial Agreement each Plan Year (contact BCC’s Customer Service
Center regarding this document) • Some expenses require a letter
from your doctor each Plan Year (ex: Hypnotherapy, Massage Therapy,
Support Hose, Weight Loss)
SUPPORTING DOCUMENTATION GUIDELINES RULES TO REMEMBER
Participants must actively enroll in an FSA plan each year. FSA
Enrollment does not
automatically carry forward from one Plan Year to the next.
Once FSA contributions begin, an election can change ONLY if a
change in family status
occurs, as defined by the IRS. This includes marriage, divorce,
birth or adoption of a
child, or the death of a dependent.
IRS regulations very clearly define FSA rules because you are
affecting your taxable
income by contributing to an FSA. You must keep these rules in mind
when you are
planning your contributions and using FSA funds.
Be aware that when taxable income de- creases, one’s Social
Security contributions decrease. This reduction of Social
Security
(FICA) contributions may affect future retire- ment or disability
benefits.
Estimate your annual contributions con- servatively as unused funds
at the end of the Plan Year may be forfeited under the
IRS “Use It or Lose It” Rule. Check with your plan-sponsor on any
available rollover provi-
sions or grace periods.
If enrolled in more than one FSA category, reimbursement can only
occur from the account for which the contribution was
designated. In other words, if a contribution is made to both
Health Care and Dependent Care Accounts, reimbursement for a
depen-
dent care expense cannot occur from the Health Care account.
HEALTH CARE FSAs
• In-Home Child Care/Au Pair Services
• Nursery & Preschool
DEPENDENT CARE reimbursement WHAT IS THE FSA DEFINITION
OF “DEPENDENT”?
• he/she must be your dependent, • under the age of 13 when the
care is provided, AND • for whom you can claim an ex- emption, OR •
your spouse who was physically or mentally unable to care for him/
herself *For more in-depth information or clarification on elder
care as a quali- fied expense, consult your tax advisor
EXPENSES NOT ELIGIBLE FOR REIMBURSEMENT • Food
• Clothing
• Entertainment
• Activity Fees
• Tutoring Costs
SUPPORTING DOCUMENTATION GUIDELINES:
Dependent Care Documentation Must Show: • Name of Dependent(s) •
Begin & End Date of Service • Provider Tax ID Number for health
care facility OR Social Security Number for individual service
providers • Amount Incurred • Signature of Provider
Do NOT Submit:
• Copies of Checks/Cancelled Checks (copies of cancelled checks are
acceptable so long as both the front and back of the cancelled
check are copied) • Balance Forward Statements • Credit Card
Statements (Cash register receipts & credit card receipts are
accept- able, provided that they are detailed & the request
form is itemized) • Estimates for Services to be Performed
Special Circumstances: • Reimbursement requests received incomplete
or without proper documentation will be returned unprocessed
• You may only be reimbursed for current or previous dependent care
expenses • Keep originals for your records as supporting documents
become part of your claim and will not be returned • Reimbursements
will be sent to your home address unless the direct deposit feature
is available under your Flexible Benefits Plan and is
requested
Parking & Mass Transit Documentation Must Show: • Date(s) of
Service • Amount Incurred
Do NOT Submit: • Cancelled Checks • Credit Card Statements (Cash
register receipts & credit card receipts are acceptable,
provided that they are detailed & the request form is
itemized)
Special Circumstances: • If you cannot obtain a receipt, you must
complete and sign the Employee Certification section AND the
Authorization section of the Reimbursement Form. Examples of this
instance include paying via parking meter or paying via coin
box.
SUPPORTING DOCUMENTATION GUIDELINES FOR PARKING & MASS TRANSIT
EXPENSES:
Your Plan Sponsor (employer) decides if a Parking or Mass Transit
FSA is offered. Check your Plan Document or contact your HR
Department
for more information.
• Fees for parking that is located on or near employer’s
premises
• Fees for parking at or near a mass-transit location (allowing you
to commute via mass-transit)
• Fees for parking at or near a van-pooling or car-pooling meeting
site
• Parking provided to you where your employer pays directly to a
parking lot operator
• Parking that an employer provides on its premises that requires a
lease
ELIGIBLE PARKING EXPENSES (if your Plan Sponsor offers this
benefit)
ELIGIBLE MASS TRANSIT EXPENSES (if your Plan Sponsor offers this
benefit)
• Transit Pass
• Transit Token
•Transit Fare-Care
• Transit Voucher
• Commuter Highway Vehicle Expense*
• Similar items may also be eligible pending approval from your
Plan Sponsor
*A Commuter Highway Vehicle is any highway vehicle with a seating
capacity of at least six adults, not including the driver, used for
travel between the employee’s residence and place of
employment.
Expenses must be provided by a Mass Transit Facility of Qualified
Van Pooling Service
DO I HAVE THIS BENEFIT?
PARKING & MASS TRANSIT FSA reimbursement
EXPENSES NOT ELIGIBLE FOR REIMBURSEMENT • EZ Pass
• Highway Tolls
• Bicycle expenses
1) Go To: https://www.mywealthcareonline.com/bccsmartcare/
2) Click ‘REGISTER’ at the top right corner of the screen to
begin
1) Open the app store from your iOS or Android powered device
2) Search “BCC SmartCare”
4) Click “REGISTER” to begin
Contact BCC’s Customer Service Call Center toll free at
800-685-6100 or e-mail
[email protected]
When registering as a new user, My SmartCare will walk you through
a series of registration questions followed by a secure
authentication process to validate you as a user.
Use your Social Security Number as your Employee ID.
Use your Benefits Debit Card number or your Employer ID (BCCCOSB)
as your Registration ID.
By registering with My SmartCare, you will have the option to
receive important push notifications (account balance, grace
period, year-end reminders; notice of debit card mailed, etc.) via
e-mail or text message. You can manage these notifications in your
My SmartCare communication settings.
You have the option to save your User ID to your mobile device by
choosing ‘ON’ next to “Save this Online ID”. This will allow you to
bypass the secure sign in process each time you log in after you
verify your identity during the initial log in.
ReliaStar Life Insurance Company, a member of the Voya® family of
companies
County of Santa Barbara offers a range of optional benefits that
can help you protect what you have today and prepare for
tomorrow.
Get to know what’s available to you now by visiting your Voya
Employee Benefits Resource Center:
https://presents.voya.com/EBRC/COSB
Basic Group Term Life Insurance - 316407 Group Term Life Insurance
pays a benefit to your beneficiary(ies) if you pass away during a
specific period of time (known as a “term”). Typically, the term of
this coverage is one year and renews on an annual basis, along with
your other employer-offered benefits. Your company provides Basic
Group Term Life Insurance at no cost to you.
Even though your employer provides Basic Group Term Life Insurance,
it may not be enough coverage to meet your needs. You have the
ability to apply for additional life insurance, called Supplemental
Group Term Life Insurance as part of your benefits plan.
Employer-paid Long Term Disability Income coverage - 316407
Becoming disabled can have a huge impact on your finances and
quality of life. Long Term Disability Income Insurance can help
with both. If you experience an eligible illness or injury that
leaves you unable to work, it can help you fill the gap between
your income and expenses, and help you manage your disability. Your
employer provides Long Term Disability coverage that pays benefits
to replace up to 60% of your income. When possible, it can also
provide services to help you return to work and when not possible,
it can provide benefits until retirement.
Critical Illness Insurance - 684911 Critical Illness insurance pays
a lump-sum benefit if you are diagnosed with a covered disease or
condition such as cancer, stroke, or heart attack on or after your
effective date of coverage*. You can use this money however you
like, for example: to help pay for expenses not covered by your
medical plan, lost wages, child care, travel, home health care
costs or any of your regular household expenses. Critical Illness
Insurance is a limited benefit policy. This is not health insurance
and does not satisfy the requirement of minimum essential coverage
under the Affordable Care Act.
*See the product brochure, certificate of coverage and any
applicable riders for a complete list of covered conditions, along
with complete provisions, exclusions and limitations.
Accident Insurance - 684911 Accident Insurance pays you benefits
for specific injuries and events resulting from a covered accident
on or after your coverage effective date*. You can use this money
however you like, including: deductibles, child care,
housecleaning, groceries or utilities. Accident Insurance is a
limited benefit policy. This is not health insurance and does not
satisfy the requirement of minimum essential coverage under the
Affordable Care Act.
*See the product brochure, certificate of coverage and any
applicable riders for a list of covered accidents, along with
complete provisions, exclusions and limitations.
Wellness Benefit - 684911 If you are covered by Accident Insurance
or Critical Illness Insurance, then you are also covered by the
Wellness Benefit. The Wellness Benefit provides an annual benefit
payment if you complete a health screening test on or after your
coverage effective date, whether or not there is any out-of-pocket
cost to you. You only need to complete one health screening test.
Note that you may only receive a benefit payment once per year,
even if you complete multiple health screening tests.
This is a summary of benefits only. A complete description of
benefits, limitations, exclusions and termination of coverage will
be provided in the certificate of insurance and riders. All
coverage is subject to the terms and conditions of the group
policy. If there is any discrepancy between this document and the
group policy documents, the policy documents will govern. To keep
coverage in force, premiums are payable up to the date of coverage
termination. Insurance is underwritten by ReliaStar Life Insurance
Company (Minneapolis, MN), a member of the Voya® family of
companies. Voya Employee Benefits is a division of ReliaStar Life
Insurance Company. Policy provisions and availability may vary by
state.
974198 208720-11152019
Online calculators for a variety of analytical questions and
needs
Home improvement
Veterinarians, pet-sitting, and obedience training
The program’s user-friendly, confidential services are available to
you and your eligible dependents 24 hours a day, every day of the
year by calling:
1-800-367-7474 Toll-Free Throughout North America
Go to mylifematters.com on the web or your mobile de-vice and enter
the password to access resources, educational information, and
self-service options.
Services provided directly by LifeMatters are free. If you are
referred to outside resources, you will be advised about your
costs, if any.
For more information, call LifeMatters at 1-800-367-7474 or visit
mylifematters.com — password COSB.
When you or your family need useful ideas, helpful re- sources, or
reliable professional care, LifeMatters is just a phone call away.
Free, confidential LifeMatters services include:
Telephone and face-to-face counseling for:
Stress, depression, and personal problems
Balancing work and personal needs
Family and relationship concerns
Alcohol or drug dependency
WorkLife Services:
Financial consultation and resources to set up a budget, obtain and
review credit report informa- tion, or assist with debt management
and consoli- dation.
Legal consultation with an attorney either over the phone or
face-to-face for consumer law, traffic citations and fender
benders, family law, or estate planning.
Online and assisted searches for:
Child and elder care resources and guidance
Adoption assistance
Educational resources
Personal security
Call LifeMatters® by Empathia toll-free anytime.
1-800-367-7474
Assistance with Life, Work, Family, and Wellbeing • 24/7/365 Call
collect to 262-574-2509 if outside of North America Visit
LifeMatters® online at mylifematters.com (password: COSB)
facebook.com/lifematterseap Language assistance services in your
preferred spoken and written languages are available at no cost by
calling 1-800-367-7474.
Special deals for County of Santa Barbara Employees! With
LifeBalance, you can save on the things we all love most - fun
family time, the great outdoors,
health, fitness, travel, sports, the arts, and above all, a good
deal! Discounts are available year-round for you and your family
members and can be accessed by visiting
COSB.LifeBalanceProgram.com.
Check out some of the most popular deals on LifeBalance right now!
Thousands of additional savings are available at
COSB.LifeBalanceProgram.com.
p: 888.754.5433 e:
[email protected]
With one simple registration, GotZoom identifies and applies on
your behalf for over 70 Federal Student Loan
Repayment and Loan Forgiveness programs offered through the US
Department of Education.
With the help of our Federal Student Loan Subsidy Specialists, you
will be able to take advantage of every
eligible debt reduction program you qualify for.
Learn more by watching this video
Gotzoom has helped participants save
an average of $468 in monthly payments or $5,616 per year for up to
ten years. A
total savings of $56,160.
Gotzoom Simplifies the Process for Reducing Student Loan Debt
GotZoom does not refinance student loans. No Credit Checks, No New
Loans.
To begin your free analysis, access your Gotzoom portal at:
https://gzenroll.com/cosb
Student Loan Relief For County of Santa Barbara Employees &
Family Members
GotZoom can help
Let help you with a NO COST NO OBLIGATION ANALYSIS and see if you
qualify for one of the Federal Student Loan Repayment and Loan
Forgiveness programs.
Get started by accessing GotZoom through your Gotzoom County of
Santa Barbara portal
Complete your user registration and schedule an appointment at your
convenience with your Specialist.
A secure portal is provided for you to upload any required
documents. You will need to electronically provide your most recent
tax return and two most recent pay stubs.
Your loan specialist reviews the documents and prepares an analysis
prior to your scheduled appointment.
You receive the analysis inclusive of all identified programs for
which you are eligible at no cost to you.
Compare your total overall savings with the cost to use the GotZoom
service. If it makes sense, take the next step.
If you wish to move forward with the GotZoom services, you submit a
one-time discounted fee of $407 to GotZoom via ACH, credit or debit
card.
GotZoom then creates a case file for you and submits your
information to the US Department of Education (DOE). At that time,
you will have access to a 60 to 90-day loan payment abatement
program. This may allow you to stop making your monthly student
loan payment for that period without fees or penalties. Once your
new payment schedule is approved by the DOE you will start making
your new lower payment. Gotzoom will then continue to monitor your
plan, complete all required annual recertifications and make
adjustments throughout the year should your personal circumstances
change.
.
account retirement ready.
We also have informative updates for you regarding investments,
expectations for the year ahead, service delivery improvements, and
future objectives as we serve
our membership.
Please tune into our video presentation to learn more! Topics
include:
a Are you thinking of retiring in 2022 and want to COBRA your
insurance through SBCERS when you retire?
a How to be Retirement Ready.
a Purchase of Service Credit - Medical Leave, Extra-Help service
prior to SBCERS membership, lay off, and redepositing withdrawn
contributions.
a Keeping your account up to date, and how divorce or legal
separation impact your account.
a Are you ready to plan your retirement date! A guide to your next
steps.
a Important updates regarding investments, and expectations for the
year ahead.
a Service delivery improvements, future objectives, and education
opportunities.
a MySBCERS secure online portal: how to sign up and use this tool
to stay up to date about your SBCERS pension account, run
estimates, and more.
MORE QUESTIONS? EMAIL US AT
[email protected].
WE LOOK FORWARD TO ASSISTING YOU!
Santa Barbara County Employees’ Retirement System
www.sbcers.org
130 Robin Hill Road Suite 100 • Goleta, California 93117 • Phone
805-568-2940 • Fax 805-695-2755
2236 South Broadway, Suite D • Santa Maria, California 93454 •
Phone 805-803-8686 • Fax 805-695-2755
I
Medicare Enrollment Help for You, Family, and Friends Nearing Age
65
Free Resource for Navigating the Medicare Maze Most people become
eligible for Medicare at age 65. Medicare is the government run
health insurance for people age 65 and older, younger people with
disabilities, and people with End Stage Renal Disease.
Medicare can look like a complicated maze of choices, between
Medicare Parts A–D, Medicare Advantage plans, and Medicare
Supplement (Medigap) policies. That’s why we are introducing a
resource to help you understand the different parts of Medicare,
what is and isn’t covered, how Medicare works with employer
coverage, and how to choose the best coverage for your
situation.
Introducing Alliant Medicare Solutions
Alliant Medicare Solutions is a free resource for you, or any
family members and friends who are nearing age 65. Alliant Medicare
Solutions’ Licensed Insurance Agents can help you navigate the
Medicare maze to find a plan that is right for you. Agents are
contracted and certified in all 50 states to provide Medicare
advice and an “A-rated” or better insurance carrier at competitive
rates.
Why Is This Important?
There is a seven-month window to enroll in Medicare for the first
time. This Initial Enrollment Period starts three months before you
turn age 65 and ends three months after your birthday month.
This enrollment period is your first opportunity to sign up for
Medicare Part A and/or Part B. This is also your first chance to
enroll in a Medicare Advantage plan (Part C) or Part D Prescription
Drug plan. If you don’t enroll in Medicare during your initial
enrollment period or do not provide proof of insurance under
another eligible plan, you may pay more for Medicare later on when
you do enroll.
How Does It Work?
1. Call Alliant Medicare Solutions at (888) 312-1387 to speak to a
Licensed Insurance Agent (Alliant Medicare Solutions is managed by
Insuractive). 2. Discuss with Alliant Medicare Solutions:
• Your current insurance coverage • Types of coverage including
Original Medicare, Medigap, Medicare Advantage, and
prescription drug plans • Which plans might work the best for
you
3. Alliant Medicare Solutions helps you enroll immediately or
emails the policy materials for you to review and enroll at a later
date.
Where Can I Find Out More? • Watch Medicare 101 for an introduction
to
Medicare and some important considerations in choosing the right
plan.
• Download Your Guide to Medicare for more information about
Medicare and services from Alliant Medicare Solutions.
For comprehensive information about Medicare, visit
medicare.gov
Decisions related to healthcare and an individual’s enrollment in
Medicare should be based on the specific circumstances of the
individual and made in consultation with his or her own advisors.
Alliant Medicare Solutions shall not have any liability for direct,
indirect, incidental, special, exemplary, or consequential damages,
under any theory of liability, whether in contract or tort, arising
out of the use of Alliant Medicare Solutions. Alliant Medicare
Solutions is not connected with or endorsed by the United States
government or the federal Medicare program.
CLEAN COMMUTE PROGRAM
Save Money Reclaim Time Avoid Traffic & Stress Get Active
Reduce your footprint
The County of Santa Barbara's Clean Commute Program makes it easy
to:
Before you start your new commute, explore your benefits, ways to
get to work, and strategies to get the most from your time and
money.
2 Day Vacation Bonus
Pre-Tax Transit Fare Matching
Guaranteed Ride Home
C O U N T Y O F S A N T A B A R B A R A H U M A N R E S O U R C E
S
Program Perks: Drive Less, drive clean, get rewarded.
Image Courtesy of Santa Barbara MTD
countyofsb.org/hr/clean-commute.sbc
Parking for Carpools & Vanpools
Earn up to two extra vacation days per year for using a sustainable
commute mode at least 60% of the days you commute.
For employees that contribute at least $10/month in a Mass Transit
pre- tax account, the County will match $10/month for bu