COSTS OF SERVICES IN THE PRINCETON AREA (Example)

Your doctor decides you need an MRI. The provider your doctor suggests may not charge the lowest cost or be the highest quality option. Therefore, it is up to you to find and use a low cost, high quality option. For medical tests, the best choice is an in-network independent facility. As an example, this chart shows five in-network facilities in the Princeton area and the general amounts actually paid by the University for an MRI. The quality of in-network service is similar.

WHAT YOU CAN DO TO mANAgE COSTS

Use preferred labs (Quest and LabCorp) and specialists.

Use in-network independent radiology centers.

Use in-network urgent care centers and telemedicine instead of emergency rooms

for nonlife-threatening situations.

Use Centers of Excellence for complex surgeries like cancer and transplants.

Speak with Aetna or UnitedHealthcare if a representative contacts you.

HOW YOU CAN DO IT

Find a preferred lab, specialist, or independent radiology center, by contacting Aetna or

UnitedHealthcare, or visiting their websites.

Locate an urgent care center near your home before you need it by contacting Aetna or

UnitedHealthcare, or visiting their websites.

Have the phone number for telemedicine handy.

Call My Medical Expert by Best Doctors for a serious diagnosis, such as cancer.

Speak with Aetna or UnitedHealthcare if a representative contacts you.

Managing healthcare costs at Princeton requires involvement from everyone enrolled in our medical plans. The providers, services, and products you use are paid in part by you, but mostly by the University. Therefore, the choices you make when selecting a physician or facility to have a test or procedure performed impacts costs directly for all of us—today and in the future.

HEAlTHCARE COSTS AT PRINCETON

$400 $400

$1,400

$900

$1,900

Prin

ceto

n Ra

diol

ogy

Radi

olog

y Af

filia

tes

of

Cent

ral N

J

Hosp

ital B

Hosp

ital A

Hosp

ital C

Independent Facilities Hospital Facilities

Princeton Net CostEmployee-paid Copays and CoinsuranceEmployee Contributions from Pay

University Total Cost Trend 9% Increase

Employee Total Cost Trend <1% Increase

Contact information for these services and others are on the back.

$8,222

$8,919

$9,766

$607 $575 $536

$2,623 $2,575 $2,709

2012

2013

2014

PERSONAlIZED SERVICE WITH AETNA AND UNITEDHEAlTHCARE

Our goal is for you to have information and access to programs and services when you need them. Aetna and UnitedHealthcare will have a dedicated care coordinator contact you to help you through any healthcare matter you or a family member may be experiencing.

QUEST lAB ON CAmPUS AT mCCOSH HEAlTH CENTER

(609) 258-5035

Quest Lab at McCosh Health Center is a preferred lab available to faculty and staff enrolled in a Princeton medical plan. Walk-in hours are on weekdays 9:00 a.m. to 5:00 p.m. For more information, contact Employee Health Services at McCosh Health Center.

mY HEAlTH COACH BY TRESTlETREE

(866) 237-0973

My Health Coach provides personalized guidance and coaching to help you and your eligible dependents achieve personal health goals. Over half of Princeton employees and family members enrolled in this service have reported improvement in quality of life through this program. The program is confidential and offered on campus at no charge to you.

mY mEDICAl EXPERT BY BEST DOCTORS

(866) 904-0910

My Medical Expert gives you access to world-renowned medical experts in every field who can assess your condition, prescribed treatment plan, and chosen facility, and can guide you with options.

CAREBRIDgE FACUlTY AND STAFF ASSISTANCE PROgRAm

(800) 437-0911

Managing an illness or injury or caring for a family member with an illness or injury can leave you feeling tired, unhappy, stressed, or helpless. Carebridge is here to help. Carebridge provides resources to help you manage the challenges associated with caring for yourself and your family.

INCENTIVE PROgRAmS

BACK, KNEE, AND HIP SURgERY

If you or your eligible dependents, enrolled in a Princeton medical plan, are diagnosed with a condition requiring surgery of the back, hip, or knee, you may contact Best Doctors for a second opinion and full assessment of treatment options prior to surgery. In utilizing this service, you will receive a $400 taxable cash incentive, regardless of your final decision about the treatment of your condition.

DIABETES mANAgEmENT INCENTIVE PROgRAm

If you or your dependents, enrolled in a Princeton medical plan, are being treated for diabetes or pre-diabetes, you will receive a $250 taxable cash incentive plus certain medications and supplies at no cost, if you participate in the Diabetes Management Incentive Program through My Health Coach.

RESOURCES AVAILABLE TO HELP YOU AND YOUR FAMILY MANAGE COSTS

AND IMPROVE QUALITY OF CAREFor more information on these resources, refer to www.princeton.edu/hr/benefits.