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Allegeant welcomes you to Sheppard Pratt Health System’s 2017-2018 Benefits & Wellness Fair!
At Allegeant, we are your resource for all health insurance and wellness questions and concerns. Please do not hesitate to give us a call at 1-800-553-8635 or send us a question via myAllegeant.com.
Learn how to login and use all of Allegeant’s tools such as www.myAllegeant.com and www.AllegeantWellness.com at your fingertips.
Meet Our Team:
Health & Wellness @ Your Fingertips
9475 Deereco Road, Suite 408 | Timonium, Maryland 21093 P 800.553.8635 | www.allegeant.net
Ned DukehartPresident
Patti EverettClaims & Service Manager
Karen RamiresVP of Operations
Tyler WillseCOO
What Does Your Health Insurance Card Look Like?
FRONT:
BACK:
Allegeant is Sheppard Pratt Health System’s claims and service administrator for:
Standard Plan A plan designed to meet the basic health care needs of employees and their dependents for a reasonable rate.Premium Plan A plan with expanded benefits with an additional cost for this coverage.High Deductible Plan A plan that is less costly per pay but has a higher deductible when used and has a Health Savings Account feature.
Medical Plan Informationn Your health insurance is self-funded through Sheppard Pratt Health System (SPHS).
Allegeant is the health claims processor.n Allegeant Customer Service is available 8:00 a.m. to 5:00 p.m. EST Monday through
Friday to assist you with questions regarding your medical plan or claims payment.The Allegeant Customer Service telephone number (1-800-553-8635) is on the IDcard or you can send a secure message through myAllegeant.com
n All three medical plan options include access to the CareFirst Regional network.CareFirst Regional is a network of CareFirst BlueCross BlueShield hospitals,physicians and ancillary providers who render health care services to employees andtheir dependents in the CareFirst Regional service area, which includes Maryland,D.C., and Northern Virginia. In addition, employees and their dependents can accessthe PHCS Healthy Directions network on a national basis outside the CareFirstRegional service area. Employees and dependents have a choice of obtainingmedical services from an In-Network or Out-of-Network Provider. When choosing anIn-Network Provider, generally, your benefits will be paid at a higher level and theproviders agree to accept the Plan’s reimbursement in full, less any copaymentsor deductibles that you must pay. The providers cannot balance bill for any amountsabove the Plan’s contracted reimbursement.
To find a provider in the networks follow these directions:n Logon to myAllegeant.com;n Select "Find a Network Provider":
l CareFirst Regional Network:t Select the CareFirst Logo;t Select “Find a Doctor” tab;t Click on “CareFirst – Network Leasing” at the bottom of the page under
“Other Sites”;t Select the type of care you are looking for: Medical or Mental Health;t Choose the type of provider based on your needs and answer the specific
prompts to locate a listing of providers based on your selections.l PHCS Healthy Directions:
t Select the PHCS Logo;t Select “Search for a Facility or Provider”;t Select the PHCS Healthy Directions button to find a participating provider;t Proceed to select the “Provider Location” and “Type” and answer the spe-
cific prompts to locate a listing of providers based on your selections; ort Call 800-678-7427 for help in locating a provider.
Information About Your Health Plan
Questions?Please call Customer Service 1.800.553.8635For your convenience, this number is also on the back of your ID card.
9475 Deereco Road, Suite 408 | Timonium, Maryland 21093 P 800.553.8635 | www.allegeant.net
Member Information
Go to our website myAllegeant.com to obtain:
n Benefit Information
n Eligibility Information
n ID Cards
n Paid Claim Information
n Prescription Drug Coverage
n Claim Forms, HIPAA Documents
n Electronic Explanation of Benefits(EOBs) - eEOBs
Wellness For 7/1/2017
n Sign up for www.allegeantwellness.com
n See “Sheppard Pratt Health System Wellness Program”
n Call Kathy Harris: 443-902-1207
Medical Plan Information Continuedn SPHS is providing prescription coverage through Magellan Rx, which provides national retail coverage as well as mail
order and specialty pharmacy.n Remember to contact network providers prior to receiving services to confirm the provider’s participation in the
networks. Providers drop out of the networks on occasion. In order to receive the network discounts and higherreimbursement, your provider must be in the network at the time the services are rendered.
n Show your ID card with each visit to a provider or pharmacy.n The provider may collect applicable copayments, deductibles and/or coinsurance that are due at the time of service.l A copayment (or “copay”) is a fee that you owe a doctor for certain services. The fee is a flat dollar amount.
t Example: You go to your Primary Doctor (PCP) that is in-network for a non-routine office visit. Your benefitplan has a $20 PCP copayment, you must pay $20 for that visit. The SPHS health plan will pay the rest.
l A deductible is the amount of money you must pay over one plan year before the plan will pay for some coveredservices (i.e. physical therapy). After you pay your deductible, the SPHS plan will start paying for covered expenses.
t Example: If you are an individual, you have a $300 deductible. You must spend a total of $300 on your healthcare within one plan year before your plan will start paying for certain health services. Your deductible resetsonce every plan year.
l Coinsurance is a percentage (i.e. 10%, 30%, etc) of covered charges you owe a doctor for your care after yourdeductible (if applicable) is satisfied. Then the SPHS plan will pay their share.
Precertification/Prenotificationn Certain services require precertification/prenotification to confirm whether a proposed service or procedure is approved or
disapproved for benefits based on Medical Necessity. A verbal or written authorization is provided. Call Conifer HealthSolutions at 866-347-1698 to precertify/prenotify if you will be receiving one of the following services:l All inpatient hospital admissions (planned or emergency)l Partial hospitalizationl Outpatient renal dialysisl Extended care facilityl Residential rehabilitation for substance abusel Organ biopsy or organ transplantl Radiation therapyl Chemotherapyl Durable medical equipment that costs $2,500 or morel Intravenous infusion therapyl Intensive outpatient mental health or substance abuse treatment
Case/Care Managementn When you or a dependent are diagnosed with a serious illness or a catastrophic condition a Nurse Care Manager can help you
understand and use your benefits more effectively, arrange for treatment ordered by your Physician, answer questions, andrefer you to Network participating Physicians. Allegeant can assist you with obtaining a Nurse Care Manager as soon as youare aware of a serious condition so the case manager can begin assisting you.
Information About Your Health Plan
The Sheppard Pratt Wellness Program for 2017-18 will continue focusing on the long-term goals of creating a culture of wellness, new activities sponsored by the wellness committee and giving employees the tools and resources they need to take charge of their own health and wellness.
Focus for the “Lead the Way” Wellness Program for this year:
n Kathy Harris, Wellness Coordinator, will continue to be the “face” of the wellness program and will workon promoting and enhancing features through the Wellness Committee.
n A participant portal www.allegeantwellness.com is provided to encourage increased participation withaccess to a Health Risk Assessment (HRA) and personal and team challenges to focus on simple lifestylechanges. We also encourage a relationship with a Primary Care Physician (PCP), and annual physicals,tests, etc.
n Non-tobacco use discounts. Certifications for non-tobacco use status must be made through theSheppard Pratt benefit enrollment web site for the plan year beginning July 1, 2017. Tobacco users whowish to enter a formal smoking cessation program may apply to Allegeant by contacting Kathy Harris,Wellness Coordinator at [email protected] or 443-902-1207.
Special Focus for the plan year beginning July 1, 2017:
Health problems in the nation today include diabetes and hypertension. Lifestyle behaviors significantly contribute to the onset of these chronic diseases. Go to www.allegeantwellness.com to participate in one or more challenges to make meaningful lifestyle changes that can enhance your quality of life and decrease the risk of developing costly chronic diseases.
Earning the Wellness Program discount
The following activities are available on the participant wellness portal www.allegeantwellness.com as requirements for the wellness discount: n Designate a Primary Care Physician for yourself under the “Events” section of the participant portal.n Schedule an annual wellness visit from a Primary Care Physician (PCP) of your choice. Once you have
scheduled your appointment confirm your visit under the “Events” section of the participant portal.n Complete the Health Risk Appraisal (HRA) by accessing the participant portal.n By completing all of the above requirements you will earn the applicable employee discount.n In addition, all employees are encouraged to participate in any personal or corporate challenge available
on the participant portal or any “Lead the Way” programs offered during the year.n For those who cannot access the participant portal a form is provided for designating a PCP and
confirming the annual wellness visit. Contact the Sheppard Pratt HR for assistance in completing theHRA.
Your medical premium discount will be applied once Allegeant notifies Sheppard Pratt you have completed these requirements.
Sheppard Pratt Health System Wellness Program
9475 Deereco Road, Suite 408 | Timonium, Maryland 21093 P 800.748.8641 | www.allegeant.net
Earning ongoing wellness discounts
Annually update your participant wellness portal, www.allegeantwellness.com with these Open Enrollment requirements: n Schedule an annual wellness visit (between May 1, 2017 and April 30, 2018) from a Primary Care
Physician (PCP) of your choice. Confirm your scheduled visit under the “Events” section of theparticipant portal.
n Update your Primary Care Physician choice (if it has changed) in the “Events” section of the participantportal.
n In addition, all employees are encouraged to participate in any personal or corporate challenge availableon the participant portal or any “Lead the Way” programs offered during the year.
Information Relating to the Primary Care Physician (“PCP”) Form
The development of a relationship with your PCP should provide you with a trusted clinical resource to keep you healthy. Your selection of a Primary Care Physician should come from the following types of practice:n Family Practitionern General Pediatricsn General Internist who practices solely primary care (for example a primary who practices a subspecialty
such as cardiology or hematology, etc. is considered a specialist)
If you do not have a PCP you can find one by clicking on www.carefirst.com then “Find a Doctor”. When searching for an actual PCP, select the option “CareFirst – Network Leasing” In addition, most hospitals such as GBMC (Patient Centered Medical Home), St. Joseph, Mercy Medical, etc. have a physician locator on their respective web sites that will assist you in finding a PCP, or you may ask someone that you trust for a reference.
It is helpful that you indicate PCP selections for anyone covered by you in the Medical Plans. Should the need arise for additional help under the healthcare plans the utilization vendor, Allegeant, may contact the PCP for coordination of care under your benefits. You may change your PCP at any time.
Sheppard Pratt Health System Wellness Program
Get an overview of your coverage and recent claims on the “Home” screen.
What Can You Do On myAllegeant?
9475 Deereco Road, Suite 408 | Timonium, Maryland 21093 P 800.748.8641 | www.allegeant.net
What Can You Do On myAllegeant?
Take a deeper dive into your eligibility, claims, and resources.
Navigate quickly to your other resources.
What Can You Do On myAllegeant?
See where you stand in your Deductibles and Out-of-Pocket calculation.
myAllegeant Registration Instructions
9475 Deereco Road, Suite 408 | Timonium, Maryland 21093 P 800.748.8641 | www.allegeant.net
Allegeant is pleased to announce a new self-service online tool. The service is HIPAA compliant concerning patient privacy and gives online access to benefit information and services. Take a minute to sign up and review the exciting online services now available! To sign up for a user account, visit www.myallegeant.com.
myAllegeant Login
How do I create an account?Once on the Login screen, select the Proceed to our sign up process link.
#1 License AgreementsRead the License Agreement and Agree to proceed.
#2 Verify InformationFollow the simple instructions to complete the form as it relates to you. You will need to enter your Member ID (exactly how it appears on your ID card), First Name, Last Name, Date of Birth, and Zip Code in order to establish a user account. Click on Next to continue the Sign-up process.
#3 Create your username and passwordUse a username and password that only you will know. Also indicate hint questions and answers, so that your password can be retrieved by you, should you forget it in the future. Usernames must start with a letter and must be at least 3 characters in length. An email address is required. Passwords must contain 1 letter and 1 number and 1 special character and must be at least 8 characters in length. Click on Next to proceed.
#4 Click on Finish to complete the Sign-up processIf the information displayed is NOT correct, select the Previous button and make corrections. Once you confirm the information displayed is correct, select the Finish button to enter the website.
Once the sign-up process is complete, you may enter the username and password you’ve established when you go to the Login screen in the future.
Questions?Please call Allegeant Customer Service 1-800-793-9403.
On a PC:
How Do You Use AllegeantWellness.com
9475 Deereco Road, Suite 408 | Timonium, Maryland 21093 P 800.748.8641 | www.allegeant.net
How Do You Use AllegeantWellness.com?
On a Mobile Phone:
Go to www.AllegeantWellness.com
Company ID: SPHS
Employee ID: 6 Digit Employee ID Number
Sign onto the Allegeant Wellness Portal
Questions?Please call Customer Service
1.800.748.8641
9475 Deereco Road, Suite 408 | Timonium, Maryland 21093 P 800.748.8641 | www.allegeant.net