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http://healthreimbursementaccount.org Employee Benefits POWERPOINT PRESENTATION About HRA Account Design ADVANTAGES By healthreimbursementaccount.org

health reimbursement vs obamacare

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Despite huge restrictions that Obamacare already imposes on businesses, the free markets found a way out, by increasing the HRA popularity in 2012. This trend is likely to continue to 2013 and beyond. For more information, see http://healthreimbursementaccount.org.

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Page 1: health reimbursement vs obamacare

http://healthreimbursementaccount.org

Employee Benefits POWERPOINT PRESENTATION

AboutHRA Account Design ADVANTAGES

By healthreimbursementaccount.org

Page 2: health reimbursement vs obamacare

http://healthreimbursementaccount.org

What is the appeal of HRA, Health Reimbursement Account

design?

Page 3: health reimbursement vs obamacare

http://healthreimbursementaccount.org

In the 2000 s, ' HSA, health savings

accounts, were very popular.

Page 4: health reimbursement vs obamacare

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Mainly since the G. W. Bush administration popularized them

substantially.

Page 5: health reimbursement vs obamacare

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Interestingly, more recently, HSA accounts have become seriously

restrictive (20 FINE% +income tax for early withdrawal).

Page 6: health reimbursement vs obamacare

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Fortunately, you will find HRA accounts.

Page 7: health reimbursement vs obamacare

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Best Kept Secret Of Employee Benefits

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HRA is held by the company instead by the employee.

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HRA can be simply set up , come with huge versatility and retain

tax-free advantages of HSA.

Page 10: health reimbursement vs obamacare

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Flexibilities of HRA

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Flexibility 1 Roll over unused –funds directly into following year

OR NOT.

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Flexibility 2 Choose yearly –contribution every year

individually.

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Flexibility 3 Contribution can be –depending on employees role within

the firm.

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Flexibility 4 Flexibility in –determining what health expenses

will be reimbursed.

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Flexibility 5 Versatile availability –of cash, through charge cards, bank

checks, or paper claim documents.

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Flexibility 6 Yearly amendment of –the package.

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Flexibility 7 Interest on the –account may be placed into the

account OR NOT.

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Flexibility 8 HRA can be coupled –with HSA, OR NOT.

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Flexibility 9 HRA may be –accompanied by an insurance plan, OR

NOT.

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As you can see, you can find enormous flexibilities that allow a company

to provide tax-free benefits to workforce.

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At the same time, the business is able to manage cashflow effectively every year.

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For more detailed information on HRA concepts, see

healthreimbursementaccount.org/hra plan design flexibilities wha_ _ _ _

t is an hra health plan.html_ _ _ _ _

Page 23: health reimbursement vs obamacare

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Simply Go to http://healthreimbursementaccount.org and look for the HRA Design section.