HDFC TaxSaver Application Form

8/3/2019 HDFC TaxSaver Application Form

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SCHEMES OFFERED TABLE OF CONTENTS

Page No.

HDFC Growth Fund (HGF)........ ....................... 1

HDFC Equity Fund (HEF)............................................ 2

HDFC Top 200 Fund (HT200).................................... 3

HDFC Capital Builder Fund (HCBF)............................ 4

HDFC Core & Satellite Fund (HCSF)........................... 5

HDFC Premier Multi-Cap Fund (HPMCF).................... 6

HDFC Mid-Cap Opportunities Fund (HMCOF)............ 8

HDFC Long Term Equity Fund (HLTEF)........................ 10

HDFC Infrastructure Fund (HINF)................................ 12

HDFC Arbitrage Fund (HAF)....................................... 14

HDFC Balanced Fund (HBF)........................................ 16

HDFC Prudence Fund (HPF)........................................ 17

HDFC Long Term Advantage Fund (HLTAF)................ 18

HDFC TaxSaver (HTS)................................................ 19

HDFC Index Fund (HIF) .............................................. 20

HDFC MF Monthly Income Plan (HMIP)...................... 22

Information Common to Schemes............................. 24

.........Open-Ended Grow th Schemes

HDFC Growth Fund (HGF)

HDFC Equity Fund (HEF)

HDFC Top 200 Fund (HT200)

HDFC Capital Builder Fund (HCBF)

HDFC Core & Satellite Fund (HCSF)

HDFC Premier Multi-Cap Fund (HPMCF)

Open- nded Equit y Schemes

HDFC Mid-Cap Opportunities Fund (HMCOF)

HDFC Long Term Equity Fund (HLTEF)

HDFC Infrastructure Fund (HINF)

HDFC Arbitrage Fund (HAF)

Open- nded Balanced Schemes

HDFC Balanced Fund (HBF)HDFC Prudence Fund (HPF)

Open- nded Equit y Linked Savings Schemes

(Lock-in period : 3 years)

HDFC Long Term Advantage Fund (HLTAF)

HDFC TaxSaver (HTS)

Open- nded Index Linked Scheme

HDFC Index Fund (HIF)

Open- nded Mont hly Income Scheme

HDFC MF Monthly Income Plan (HMIP)

(An open-ended Income Scheme. Monthly Income is not assured and is subject to availability of distributable surplus)

E

E

E

E

E


3/60Key Information Memorandum 1

Name & TName & TName & TName & TName & T ype of Schemeype of Schemeype of Schemeype of Schemeype of Scheme HDFC Growth Fund (HGF)HDFC Growth Fund (HGF)HDFC Growth Fund (HGF)HDFC Growth Fund (HGF)HDFC Growth Fund (HGF) (An Open-ended Growth Scheme) Investment ObjectiveInvestment ObjectiveInvestment ObjectiveInvestment ObjectiveInvestment Objective To generate long term capital appreciation from a portfolio that is invested predominantly in equity and equity-

related instruments.Asset AllocationAsset AllocationAsset AllocationAsset AllocationAsset Allocation TTTTTypes of Instrumentsypes of Instrumentsypes of Instrumentsypes of Instrumentsypes of Instruments Normal AllocationNormal AllocationNormal AllocationNormal AllocationNormal AllocationPPPPPattern of the Schemeattern of the Schemeattern of the Schemeattern of the Schemeattern of the Scheme (% of Net Assets)(% of Net Assets)(% of Net Assets)(% of Net Assets)(% of Net Assets)

Equities & Equity related instruments 80 - 100Debt Securities, Money Market instruments & Cash (including CBLO/Reverse Repos) 0 - 20The Scheme may seek investment opportunity in the ADR / GDR / Foreign Equity and Debt Securities subjectto SEBI (Mutual Funds) Regulations, 1996. Maximum exposure to investment in Foreign Debt Securities will berestricted to 20% of the net assets. The Scheme may use derivatives mainly for the purpose of hedging andportfolio balancing (max. 20% of net assets) based on the opportunities available subject to SEBI (Mutual Funds)Regulations, 1996. The Scheme will not invest in Foreign Securitised Debt.

Investment StrategyInvestment StrategyInvestment StrategyInvestment StrategyInvestment Strategy The Scheme is an open-ended equity scheme that invests predominantly in equity and equity related instruments.The following are the five basic principles that serve as the foundation for this investment approach :i ) Focus on the long term;ii) Investments confer proportionate ownership;iii) Maintain a margin of safety;iv) Maintain a balanced outlook on the market;v) Disciplined approach to sellingA part of the net assets of the Scheme may be invested in debt securities and money market instruments.Please refer to Scheme Information Document (SID) of the Scheme for complete details.Please refer to Scheme Information Document (SID) of the Scheme for complete details.Please refer to Scheme Information Document (SID) of the Scheme for complete details.Please refer to Scheme Information Document (SID) of the Scheme for complete details.Please refer to Scheme Information Document (SID) of the Scheme for complete details.

Comparison of ExistingComparison of ExistingComparison of ExistingComparison of ExistingComparison of Existing For Comparison of Existing Schemes, Risk Mitigation Strategy, Asset Under Management (AUM) andSchemes & RiskSchemes & RiskSchemes & RiskSchemes & RiskSchemes & Risk Number of Folios, please refer to point 1 on pages 24 - 30 for details.Mitigation StrategyMitigation StrategyMitigation StrategyMitigation StrategyMitigation StrategyRisk Profile of the SchemeRisk Profile of the SchemeRisk Profile of the SchemeRisk Profile of the SchemeRisk Profi le of the Sche me Please refer to point 2 on pages 31 - 33 for details.Plans and OptionsPlans and OptionsPlans and OptionsPlans and OptionsPlans and Options PlansPlansPlansPlansPlans ::::: Nil

OptionsOptionsOptionsOptionsOptions ::::: Growth Option Dividend OptionDividend Option offers Payout* and Reinvestment facility.

* If the dividend amount payable to the Unitholders under the Dividend Payout Option of the Scheme is equal to orless than the threshold limit of A 500, then such dividend amount will be compulsorily & automatically reinvested inthe Scheme. Please refer to Scheme Information Document (SID) of the Scheme for complete details.

Applicable NAApplicable NAApplicable NAApplicable NAApplicable NA VVVVV Please refer to point 3 on page 32 - 33 for details.Minimum ApplicationMinimum ApplicationMinimum ApplicationMinimum ApplicationMinimum Application PurchasePurchasePurchasePurchasePurchase Additional PurchaseAdditional PurchaseAdditional PurchaseAdditional PurchaseAdditional Purchase RepurchaseRepurchaseRepurchaseRepurchaseRepurchaseAmount / Number ofAmount / Number ofAmount / Number ofAmount / Number ofAmount / Number of UnitsUnitsUnitsUnitsUnits(Under each Plan / Option)(Under each Plan / Option)(Under each Plan / Option)(Under each Plan / Option)(Under each Plan / Option) A 5,000 and any amount thereafter. A 1,000 and any amount thereafter. A 500 or minimum of 50 unitsDespatch of RepurchaseDespatch of RepurchaseDespatch of RepurchaseDespatch of RepurchaseDespatch of Rep urch ase Within 10 Business Days of the receipt of the redemption request at the official points of acceptance of HDFC Mutual(Redemption) Request(Redemption) Request(Redemption) Request(Redemption) Request(Redemption) Request Fund.Benchmark IndexBenchmark IndexBenchmark IndexBenchmark IndexBenchmark Index SENSEX. Please refer point 9 on page 33 for further details.Dividend PDividend PDividend PDividend PDividend P olicyolicyolicyolicyolicy Please refer to point 4 on page 33 for details.Name of the Fund ManagerName of the Fund ManagerName of the Fund ManagerName of the Fund ManagerName of the Fund Manager Mr. Srinivas Rao Ravuri

Mr. Miten Lathia (Dedicated Fund Manager for Overseas Investments)Name of the TName of the TName of the TName of the TName of the T rustee Companyrustee Companyrustee Companyrustee Companyrustee Company HDFC Trustee Company LimitedPPPPPerformance of the Schemeerformance of the Schemeerformance of the Schemeerformance of the Schemeerformance of the Scheme HDFC Growth Fund - Growth OptionHDFC Growth Fund - Growth OptionHDFC Growth Fund - Growth OptionHDFC Growth Fund - Growth OptionHDFC Growth Fund - Growth Option Absolute Returns for each FAbsolute Returns for each FAbsolute Returns for each FAbsolute Returns for each FAbsolute Returns for each F inancial Yinancial Yinancial Yinancial Yinancial Year for last 5 year for last 5 year for last 5 year for last 5 year for last 5 y earsêarsêarsêarsêars^(as at March 31, 2011)(as at March 31, 2011)(as at March 31, 2011)(as at March 31, 2011)(as at March 31, 2011) PPPPPerioderioderioderioderiod ReturnsReturnsReturnsReturnsReturns BenchmarkBenchmarkBenchmarkBenchmarkBenchmark

(%)^(%)^(%)^(%)^(%)^ ReturReturReturReturRetur nnnnns (%)#s (%)#s (%)#s (%)#s (%)#Last 1 Year (365 days) 18.04 10.94Last 3 Years (1095 days) 12.27 7.52Last 5 Years (1826 days) 16.35 11.50Last 10 Years (3653 days) 27.95 18.34Since Inception* (3853 days) 22.87 14.41^ P^ P^ P^ P^ P ast performance maast performance maast performance maast performance maast performance ma y or may or may or may or may or ma y not be sustainedy not be sustainedy not be sustainedy not be sustainedy not be sustainedin the futurein the futurein the futurein the futurein the futureAbove returns are compounded annualized (CAGR).*Inception Date: September 11, 00# SENSEX

Expenses of the SchemeExpenses of the SchemeExpenses of the SchemeExpenses of the SchemeExpenses of the Scheme Continuous Offer PContinuous Offer PContinuous Offer PContinuous Offer PContinuous Offer P erioderioderioderioderiod(i)( i )( i )( i )( i ) Load StructureLoad StructureLoad StructureLoad StructureLoad Structure Entry Load:Entry Load:Entry Load:Entry Load:Entry Load: Not ApplicableNot ApplicableNot ApplicableNot ApplicableNot Applicable

Upfront commission shall be paid directly by the investor to the ARN Holder (AMFI registered Distributor) based onthe investors assessment of various factors including the service rendered by the ARN Holder.Exit Load :Exit Load :Exit Load :Exit Load :Exit Load : In respect of eacheacheacheacheach purchase / switch-in of units, an Exit Load of 1.00% is payable if Units are redeemed /

switched-out within 1 year from the date of allotment. No Exit Load is payable if Units are redeemed / switched-out after 1 year from the date of allotment.Please refer point no 5 on page 33 for further details on load structure.The Trustee reserves the right to change / modify the load structure from a prospective date.

(ii)(ii)(ii)(ii)(ii) Recurring ExpensesRecurring ExpensesRecurring ExpensesRecurring ExpensesRecurring Expenses First A 100 crores 2.50(% of weekly average(% of weekly average(% of weekly average(% of weekly average(% of wee kly a ve rage Next A 300 crores 2.25 Actual expenses for the previous financial year endedNet Assets)Net Assets)Net Assets)Net Assets)Net Assets) Next A 300 crores 2.00 March 31, 2011 (Unaudited) :1.97% p.a.

Balance 1.75Waiver of Load for DirectWaiver of Load for DirectWaiver of Load for DirectWaiver of Load for DirectWaiver of Load for Direct Not Applicable. Please refer to point 6 on page 33 for details.ApplicationsApplicationsApplicationsApplicationsApplicationsTTTTTax treatment for theax treatment for theax treatment for theax treatment for theax treatment for the Investors are advised to refer to the Section on TTTTTaxation on invaxation on invaxation on invaxation on invaxation on inv esting in Mutual Fundsesting in Mutual Fundsesting in Mutual Fundsesting in Mutual Fundsesting in Mutual Funds in the Statement ofStatement ofStatement ofStatement ofStatement ofInvestors (Unit holders)Investors (Unit holders)Investors (Unit holders)Investors (Unit holders)Investors (Unit holders) Additional InformationAdditional InformationAdditional InformationAdditional InformationAdditional Information and to consult their own tax advisors with respect to the specific amount of tax and other

implications arising out of their participation in the Scheme.Daily Net Asset VDaily Net Asset VDaily Net Asset VDaily Net Asset VDaily Net Asset V alue (NAalue (NAalue (NAalue (NAalue (NAV)V)V)V)V) The NAV will be declared on all Business Days and will be published in 2 newspapers NAV can also be viewed onPublicationPublicationPublicationPublicationPublication wwwwwwwwwwwwwww .hdfcfund.com.hdfcfund.com.hdfcfund.com.hdfcfund.com.hdfcfund.com and wwwwwwwwwwwwwww .amfiindia.com.amfiindia.com.amfiindia.com.amfiindia.com.amfiindia.com. Investors may also contact any of the Investor Service Centres

(ISCs) of HDFC Mutual Fund.For Investor Grievances,For Investor Grievances,For Investor Grievances,For Investor Grievances,For Investor Grievances, Please refer to point 7 on page 33 for details.Please contactPlease contactPlease contactPlease contactPlease contactUnit holderUnit holderUnit holderUnit holderUnit holder s Informations Informations Informations Informations In formation Please refer to point 8 on page 33 for details.

Due to an overall sharp rise in the stock prices

(For Lumpsum Purchases(For Lumpsum Purchases(For Lumpsum Purchases(For Lumpsum Purchases(For Lumpsum Purchases& Investments through& Investments through& Investments through& Investments through& Investments throughSIP / STP)SIP / STP)SIP / STP)SIP / STP)SIP / STP)


4/602 HDFC Mutual Fund

Investment ObjectiveInvestment ObjectiveInvestment ObjectiveInvestment ObjectiveInvestment Objective To achieve capi tal appreciation .Asset AllocationAsset AllocationAsset AllocationAsset AllocationAsset Allocation TTTTTypes of Instrumentsypes of Instrumentsypes of Instrumentsypes of Instrumentsypes of Instruments Normal AllocationNormal AllocationNormal AllocationNormal AllocationNormal AllocationPPPPPattern of the Schemeattern of the Schemeattern of the Schemeattern of the Schemeattern of the Scheme (% of Net Assets)(% of Net Assets)(% of Net Assets)(% of Net Assets)(% of Net Assets)

Equities & Equity related instruments 80 - 100Debt and Money Market instruments* 0 - 20*Investment in Securitised debt, if undertaken, would not exceed 20% of the net assets of the Scheme.The Scheme may seek investment opportunity in the ADR / GDR / Foreign Equity and Debt Securities (max. 40%of net assets) subject to SEBI (Mutual Funds) Regulations, 1996. The Scheme may use derivatives mainly for thepurpose of hedging and portfolio balancing (max. 25% of net assets) based on the opportunities available subjectto SEBI (Mutual Funds) Regulations, 1996.

Investment StrategyInvestment StrategyInvestment StrategyInvestment StrategyInvestm ent Strate gy The Scheme is an open-ended equity scheme that invests predominantly in equity and equity related instruments. TheScheme invests predominantly in growth companies. Companies selected under this portfolio would as far as practicableconsist of medium to large sized companies which :a) are likely to achieve above average growth than the industry;b) enjoy distinct competitive advantages; andc) have superior financial strengths.A part of the net assets of the Scheme may be invested in debt securities and money market instruments.Please refer to Scheme Information Document (SID) of the Scheme for complete details.Please refer to Scheme Information Document (SID) of the Scheme for complete details.Please refer to Scheme Information Document (SID) of the Scheme for complete details.Please refer to Scheme Information Document (SID) of the Scheme for complete details.Please refer to Scheme Information Document (SID) of the Scheme for complete details.

Comparison of ExistingComparison of ExistingComparison of ExistingComparison of ExistingComparison of Existing For Comparison of Existing Schemes, Risk Mitigation Strategy, Asset Under Management (AUM) andSchemes & RiskSchemes & RiskSchemes & RiskSchemes & RiskSchemes & Risk Number of Folios, please refer to point 1 on pages 24 - 30 for details.Mitigation StrategyMitigation StrategyMitigation StrategyMitigation StrategyMitigation StrategyRisk Profile of the SchemeRisk Profile of the SchemeRisk Profile of the SchemeRisk Profile of the SchemeRisk Profil e of the Sche me Please refer to point 2 on pages 31 - 33 for details.Plans and OptionsPlans and OptionsPlans and OptionsPlans and OptionsPlans and Options PlansPlansPlansPlansPlans ::::: Nil



Applicable NAApplicable NAApplicable NAApplicable NAApplicable NA VVVVV Please refer to point 3 on page 32 - 33 for details.Minimum ApplicationMinimum ApplicationMinimum ApplicationMinimum ApplicationMinimum Application PurchasePurchasePurchasePurchasePurchase Additional PurchaseAdditional PurchaseAdditional PurchaseAdditional PurchaseAdditional Purchase RepurchaseRepurchaseRepurchaseRepurchaseRepurchaseAmount / Number of UnitsAmount / Number of UnitsAmount / Number of UnitsAmount / Number of UnitsAmount / Number of Units(Under each Plan/ Option)(Under each Plan/ Option)(Under each Plan/ Option)(Under each Plan/ Option)(Under each Plan/ Option) A 5,000 and any amount thereafter. A 1,000 and any amount thereafter. A 500 or minimum of 50 unitsDespatch of RepurchaseDespatch of RepurchaseDespatch of RepurchaseDespatch of RepurchaseDespatch of Repurchase Within 10 Business Days of the receipt of the redemption request at the official points of acceptance of HDFC Mutual(Redemption) Request(Redemption) Request(Redemption) Request(Redemption) Request(Redemption) Request Fund.Benchmark IndexBenchmark IndexBenchmark IndexBenchmark IndexBenchmark Index S&P CNX 500. Please refer point 9 on page 33 for further details.Dividend PDividend PDividend PDividend PDividend P olicyolicyolicyolicyolicy Please refer to point 4 on page 33 for details.Name of the Fund ManagerName of the Fund ManagerName of the Fund ManagerName of the Fund ManagerName of the Fund Manager Mr. Prashant Jain

Mr. Miten Lathia (Dedicated Fund Manager for Overseas Investments)Name of the TName of the TName of the TName of the TName of the T rustee Companyrustee Companyrustee Companyrustee Companyrustee Company HDFC Trustee Company LimitedPPPPPerformance of the Schemeerformance of the Schemeerformance of the Schemeerformance of the Schemeerformance of the Scheme HDFC Equity Fund - Growth OptionHDFC Equity Fund - Growth OptionHDFC Equity Fund - Growth OptionHDFC Equity Fund - Growth OptionHDFC Equity Fund - Growth Option Absolute Returns for each FAbsolute Returns for each FAbsolute Returns for each FAbsolute Returns for each FAbsolute Returns for each F inancial Yinancial Yinancial Yinancial Yinancial Year for last 5 year for last 5 year for last 5 year for last 5 year for last 5 y earsêarsêarsêarsêars^(as at(as at(as at(as at(as at March 31, 2011)March 31, 2011)March 31, 2011)March 31, 2011)March 31, 2011) PPPPPerioderioderioderioderiod ReturnsReturnsReturnsReturnsReturns BenchmarkBenchmarkBenchmarkBenchmarkBenchmark

(%)^(%)^(%)^(%)^(%)^ Returns (%)#Returns (%)#Returns (%)#Returns (%)#Returns (%)#Last 1 Year (365 days) 19.89 7.26Last 3 Years (1095 days) 19.55 6.54Last 5 Years (1826 days) 17.37 9.71Last 10 Years (3653 days) 32.90 19.87Last 15 Years (5480 days) 27.88 13.40Since Inception* (5933 days) 22.84 10.06^ P^ P^ P^ P^ P ast performance maast performance maast performance maast performance maast performance ma y or may or may or may or may or ma y not be sustainedy not be sustainedy not be sustainedy not be sustainedy not be sustainedin the futurein the futurein the futurein the futurein the futureAbove returns are compounded annualized (CAGR).*Inception Date: January 01, 95# S&P CNX 500

Expenses of the SchemeExpenses of the SchemeExpenses of the SchemeExpenses of the SchemeExpenses of the Scheme Continuous Offer PContinuous Offer PContinuous Offer PContinuous Offer PContinuous Offer P erioderioderioderioderiod(i )( i )(i )( i )( i ) Load StructureLoad StructureLoad StructureLoad StructureLoad Structure Entry Load: Not ApplicableEntry Load: Not ApplicableEntry Load: Not ApplicableEntry Load: Not ApplicableEntry Load: Not Applicable

Upfront commission shall be paid directly by the investor to the ARN Holder (AMFI registered Distributor) based on theinvestors assessment of various factors including the service rendered by the ARN Holder.Exit Load :Exit Load :Exit Load :Exit Load :Exit Load : In respect of eacheacheacheacheach purchase / switch-in of units, an Exit Load of 1.00% is payable if Units are redeemed /


(ii)(ii)(ii)(ii)(ii) Recurring ExpensesRecurring ExpensesRecurring ExpensesRecurring ExpensesRecurring Expenses First A 100 crores 2.50(% of weekly average(% of weekly average(% of weekly average(% of weekly average(% of weekly average Next A 300 crores 2.25 Actual expenses for the previous financial year endedNet Assets)Net Assets)Net Assets)Net Assets)Net Assets) Next A 300 crores 2.00 March 31, 2011 (Unaudited) : 1.79% p.a.


implications arising out of their participation in the Scheme.Daily Net Asset VDaily Net Asset VDaily Net Asset VDaily Net Asset VDaily Net Asset V alue (NAalue (NAalue (NAalue (NAalue (NA V)V)V)V)V) The NAV will be declared on all Business Days and will be published in 2 newspapers NAV can also be viewed onPublicationPublicationPublicationPublicationPublication wwwwwwwwwwwwwww .hdfcfund.com.hdfcfund.com.hdfcfund.com.hdfcfund.com.hdfcfund.com and wwwwwwwwwwwwwww .amfiindia.com.amfiindia.com.amfiindia.com.amfiindia.com.amfiindia.com. Investors may also contact any of the Investor Service Centres

(ISCs) of HDFC Mutual Fund.For Investor Grievances,For Investor Grievances,For Investor Grievances,For Investor Grievances,For Investor Grievances, Please refer to point 7 on page 33 for details.Please contactPlease contactPlease contactPlease contactPlease contactUnit holderUnit holderUnit holderUnit holderUnit holder s Informations Informations Informations Informations Inf ormation Please refer to point 8 on page 33 for details.

Name & TName & TName & TName & TName & T ype of Schemeype of Schemeype of Schemeype of Schemeype of Scheme HDFC Equity Fund (HEF)HDFC Equity Fund (HEF)HDFC Equity Fund (HEF)HDFC Equity Fund (HEF)HDFC Equity Fund (HEF) (An Open-ended Growth Scheme)

(For Lumpsum Purchases(For Lumpsum Purchases(For Lumpsum Purchases(For Lumpsum Purchases(For Lumpsum Purchases& Investments through& Investments through& Investments through& Investments through& Investments through

SIP / STP)SIP / STP)SIP / STP)SIP / STP)SIP / STP)




Name & TName & TName & TName & TName & T ype of Schemeype of Schemeype of Schemeype of Schemeype of Scheme HDFC THDFC THDFC THDFC THDFC Top 200 Fund (HT200)op 200 Fund (HT200)op 200 Fund (HT200)op 200 Fund (HT200)op 200 Fund (HT200) (An Open-ended Growth Scheme) Investment ObjectiveInvestment ObjectiveInvestment ObjectiveInvestment ObjectiveInvestment Objective To generate long term capital appreciation from a portfolio of equity and equity-linked instruments primarily

drawn from the companies in BSE 200 index.Asset AllocationAsset AllocationAsset AllocationAsset AllocationAsset Allocation TTTTTypes of Instrumentsypes of Instrumentsypes of Instrumentsypes of Instrumentsypes of Instruments Normal AllocationNormal AllocationNormal AllocationNormal AllocationNormal AllocationPPPPPattern of the Schemeattern of the Schemeattern of the Schemeattern of the Schemeattern of the Scheme (% of Net Assets)(% of Net Assets)(% of Net Assets)(% of Net Assets)(% of Net Assets)

Equity & Equity linked instruments Upto 100% (including use of derivatives for hedging andother uses as permitted by prevailing SEBI Regulations)

Debt and money market instruments* Balance in debt and money market instruments*Investment in Securitised debt, if undertaken, would not exceed 20% of the net assets of the Scheme.The Scheme may seek investment opportunity in the ADR / GDR / Foreign Equity and Debt Securities (max.40% of net assets) subject to SEBI (Mutual Funds) Regulations, 1996. The Scheme may use derivatives mainlyfor the purpose of hedging and portfolio balancing (max. 25% of net assets) based on the opportunities availablesubject to SEBI (Mutual Funds) Regulations, 1996.

Investment StrategyInvestment StrategyInvestment StrategyInvestment StrategyInvestmen t Strate gy This Scheme is an open-ended equity scheme that predominantly invests in equity and equity related instruments. The netassets of the Schemes portfolio consist of equity and equity-linked instruments primarily drawn from the companies inBSE 200 index. A part of the net assets of the Scheme may be invested in debt securities and money market instruments.Please refer to Scheme Information Document (SID) of the Scheme for complete details.Please refer to Scheme Information Document (SID) of the Scheme for complete details.Please refer to Scheme Information Document (SID) of the Scheme for complete details.Please refer to Scheme Information Document (SID) of the Scheme for complete details.Please refer to Scheme Information Document (SID) of the Scheme for complete details.

Comparison of ExistingComparison of ExistingComparison of ExistingComparison of ExistingComparison of Existing For Comparison of Existing Schemes, Risk Mitigation Strategy, Asset Under Management (AUM) andSchemes & RiskSchemes & RiskSchemes & RiskSchemes & RiskSchemes & Risk Number of Folios, please refer to point 1 on pages 24 - 30 for details.Mitigation StrategyMitigation StrategyMitigation StrategyMitigation StrategyMitigation StrategyRisk Profile of the SchemeRisk Profile of the SchemeRisk Profile of the SchemeRisk Profile of the SchemeRisk Profile of the Scheme Please refer to point 2 on pages 31-33 for details.Plans and OptionsPlans and OptionsPlans and OptionsPlans and OptionsPlans and Options PlansPlansPlansPlansPlans ::::: Nil



Applicable NAApplicable NAApplicable NAApplicable NAApplicable NA VVVVV Please refer to point 3 on page 32 - 33 for details.Minimum ApplicationMinimum ApplicationMinimum ApplicationMinimum ApplicationMinimum Application PurchasePurchasePurchasePurchasePurchase Additional PurchaseAdditional PurchaseAdditional PurchaseAdditional PurchaseAdditional Purchase RepurchaseRepurchaseRepurchaseRepurchaseRepurchaseAmount / Number of UnitsAmount / Number of UnitsAmount / Number of UnitsAmount / Number of UnitsAmount / Number of Units(Under each Plan/ Option)(Under each Plan/ Option)(Under each Plan/ Option)(Under each Plan/ Option)(Under each Plan/ Option) A 5,000 and any amount thereafter. A 1,000 and any amount thereafter. A 500 or minimum of 50 unitsDespatch of RepurchaseDespatch of RepurchaseDespatch of RepurchaseDespatch of RepurchaseDespatch of Repurchase Within 10 Business Days of the receipt of the redemption request at the official points of acceptance of HDFC Mutual(Redemption) Request(Redemption) Request(Redemption) Request(Redemption) Request(Redemption) Request Fund.Benchmark IndexBenchmark IndexBenchmark IndexBenchmark IndexBenchmark Index BSE 200Dividend PDividend PDividend PDividend PDividend P olicyolicyolicyolicyolicy Please refer to point 4 on page 33 for details.Name of the Fund ManagerName of the Fund ManagerName of the Fund ManagerName of the Fund ManagerName of the Fund Manager Mr. Prashant Jain

Mr. Miten Lathia (Dedicated Fund Manager for Overseas Investments)Name of the TName of the TName of the TName of the TName of the T rustee Companyrustee Companyrustee Companyrustee Companyrustee Company HDFC Trustee Company LimitedPPPPPerformance of the Schemeerformance of the Schemeerformance of the Schemeerformance of the Schemeerformance of the Scheme HDFC THDFC THDFC THDFC THDFC Top 200 Fund - Groop 200 Fund - Groop 200 Fund - Groop 200 Fund - Groop 200 Fund - Gro wth Optionwth Optionwth Optionwth Optionwth Option Absolute Returns for each FAbsolute Returns for each FAbsolute Returns for each FAbsolute Returns for each FAbsolute Returns for each F inancial Yinancial Yinancial Yinancial Yinancial Year for last 5 year for last 5 year for last 5 year for last 5 year for last 5 y earsêarsêarsêarsêars^(as at(as at(as at(as at(as at March 31, 2011)March 31, 2011)March 31, 2011)March 31, 2011)March 31, 2011) PPPPPerioderioderioderioderiod ReturnsReturnsReturnsReturnsReturns BenchmarkBenchmarkBenchmarkBenchmarkBenchmark

(%)$$^(%)$$^(%)$$^(%)$$^(%)$$^ Returns (%)#Returns (%)#Returns (%)#Returns (%)#Returns (%)#Last 1 Year (365 days) 17.14 8.15Last 3 Years (1095 days) 17.84 7.17Last 5 Years (1826 days) 17.45 10.98Last 10 Years (3653 days) 31.63 20.54Since Inception* (5284 days) 25.32 15.02^ P^ P^ P^ P^ P ast performance maast performance maast performance maast performance maast performance ma y or may or may or may or may or ma y not be sustainedy not be sustainedy not be sustainedy not be sustainedy not be sustainedin the futurein the futurein the futurein the futurein the futureAbove returns are compounded annualized (CAGR).*Inception Date: October 11, 96# BSE 200$$ All dividends declared prior to the splitting of theScheme into Dividend & Growth Options areassumed to be reinvested in the units of the Schemeat the then prevailing NAV (ex-dividend NAV).

Expenses of the SchemeExpenses of the SchemeExpenses of the SchemeExpenses of the SchemeExpenses of the Scheme Continuous Offer PContinuous Offer PContinuous Offer PContinuous Offer PContinuous Offer P erioderioderioderioderiod

(i)( i )( i )( i )( i ) Load StructureLoad StructureLoad StructureLoad StructureLoad Structure Entry Load: Not ApplicableEntry Load: Not ApplicableEntry Load: Not ApplicableEntry Load: Not ApplicableEntry Load: Not ApplicableUpfront commission shall be paid directly by the investor to the ARN Holder (AMFI registered Distributor) based on theinvestors assessment of various factors including the service rendered by the ARN Holder.Exit Load :Exit Load :Exit Load :Exit Load :Exit Load : In respect of eacheacheacheacheach purchase / switch-in of units, an Exit Load of 1.00% is payable if Units are redeemed /


(ii)(ii)(ii)(ii)(ii) Recurring ExpensesRecurring ExpensesRecurring ExpensesRecurring ExpensesRecurring Expenses First A 100 crores 2.50(% of weekly average(% of weekly average(% of weekly average(% of weekly average(% of wee kly a ve rage Next A 300 crores 2.25 Actual expenses for the previous financial year endedNet Assets)Net Assets)Net Assets)Net Assets)Net Assets) Next A 300 crores 2.00 March 31, 2011 (Unaudited) : 1.78% p.a.

Balance 1.75Waiver of Load for DirectWaiver of Load for DirectWaiver of Load for DirectWaiver of Load for DirectWaiver of Load for Direct Not Applicable. Please refer to point 6 on page 33 for details.ApplicationsApplicationsApplicationsApplicationsApplicationsTTTTTax treatment for theax treatment for theax treatment for theax treatment for theax treatment for the Investors are advised to refer to the Section on TTTTTaxation on invaxation on invaxation on invaxation on invaxation on inv esting in Mutual Fundsesting in Mutual Fundsesting in Mutual Fundsesting in Mutual Fundsesting in Mutual Funds in the Statement ofStatement ofStatement ofStatement ofStatement of

Investors (Unit holders)Investors (Unit holders)Investors (Unit holders)Investors (Unit holders)Investors (Unit holders) Additional InformationAdditional InformationAdditional InformationAdditional InformationAdditional Information and to consult their own tax advisors with respect to the specific amount of tax and otherimplications arising out of their participation in the Scheme.Daily Net Asset VDaily Net Asset VDaily Net Asset VDaily Net Asset VDaily Net Asset V alue (NAalue (NAalue (NAalue (NAalue (NAV)V)V)V)V) The NAV will be declared on all Business Days and will be published in 2 newspapers NAV can also be viewed onPublicationPublicationPublicationPublicationPublication wwwwwwwwwwwwwww .hdfcfund.com.hdfcfund.com.hdfcfund.com.hdfcfund.com.hdfcfund.com and wwwwwwwwwwwwwww .amfiindia.com.amfiindia.com.amfiindia.com.amfiindia.com.amfiindia.com. Investors may also contact any of the Investor Service Centres






Investment ObjectiveInvestment ObjectiveInvestment ObjectiveInvestment ObjectiveInvestment Objective To achieve capital appreciation in the long term.Asset AllocationAsset AllocationAsset AllocationAsset AllocationAsset Allocation TTTTTypes of Instrumentsypes of Instrumentsypes of Instrumentsypes of Instrumentsypes of Instruments Normal AllocationNormal AllocationNormal AllocationNormal AllocationNormal AllocationPPPPPattern of the Schemeattern of the Schemeattern of the Schemeattern of the Schemeattern of the Scheme (% of Net Assets)(% of Net Assets)(% of Net Assets)(% of Net Assets)(% of Net Assets)

Equities & Equity related instruments Upto 100Debt and Money Market instruments* Not more than 20*Investment in Securitised debt, if undertaken, would not exceed 20% of the net assets of the Scheme.The Scheme may seek investment opportunity in the ADR / GDR / Foreign Equity and Debt Securities (max. 40%of net assets) subject to SEBI (Mutual Funds) Regulations, 1996. The Scheme may use derivatives mainly for thepurpose of hedging and portfolio balancing (max. 25% of net assets) based on the opportunities available subjectto SEBI (Mutual Funds) Regulations, 1996.

Investment StrategyInvestment StrategyInvestment StrategyInvestment StrategyInve stment Strategy This Scheme is an open-ended equity scheme that predominantly invests in equity and equity related instruments. The netassets of the Schemes portfolio consist of strong companies at prices which are quoting below fair value, in the opinion of theFund Manager. A part of the net assets of the Scheme may be invested in debt securities and money market instruments.Please refer to Scheme Information Document (SID) of the Scheme for complete details.Please refer to Scheme Information Document (SID) of the Scheme for complete details.Please refer to Scheme Information Document (SID) of the Scheme for complete details.Please refer to Scheme Information Document (SID) of the Scheme for complete details.Please refer to Scheme Information Document (SID) of the Scheme for complete details.

Comparison of ExistingComparison of ExistingComparison of ExistingComparison of ExistingComparison of Existing For Comparison of Existing Schemes, Risk Mitigation Strategy, Asset Under Management (AUM) andSchemes & RiskSchemes & RiskSchemes & RiskSchemes & RiskSchemes & Risk Number of Folios, please refer to point 1 on pages 24 - 30 for details.Mitigation StrategyMitigation StrategyMitigation StrategyMitigation StrategyMitigation StrategyRisk Profile of the SchemeRisk Profile of the SchemeRisk Profile of the SchemeRisk Profile of the SchemeRisk Profil e of the Sche me Please refer to point 2 on pages 31 - 33 for details.Plans and OptionsPlans and OptionsPlans and OptionsPlans and OptionsPlans and Options PlansPlansPlansPlansPlans ::::: Ni l



Applicable NAApplicable NAApplicable NAApplicable NAApplicable NA VVVVV Please refer to point 3 on page 32 - 33 for details.Minimum ApplicationMinimum ApplicationMinimum ApplicationMinimum ApplicationMinimum Application PurchasePurchasePurchasePurchasePurchase Additional PurchaseAdditional PurchaseAdditional PurchaseAdditional PurchaseAdditional Purchase RepurchaseRepurchaseRepurchaseRepurchaseRepurchaseAmount / Number of UnitsAmount / Number of UnitsAmount / Number of UnitsAmount / Number of UnitsAmount / Number of Units(Under each Plan / Option)(Under each Plan / Option)(Under each Plan / Option)(Under each Plan / Option)(Under each Plan / Option) A 5,000 and any amount thereafter. A 1,000 and any amount thereafter. A 500 or minimum of 50 unitsDespatch of RepurchaseDespatch of RepurchaseDespatch of RepurchaseDespatch of RepurchaseDespatch of Repurchase Within 10 Business Days of the receipt of the redemption request at the official points of acceptance of HDFC Mutual Fund.(Redemption) Request(Redemption) Request(Redemption) Request(Redemption) Request(Redemption) RequestBenchmark IndexBenchmark IndexBenchmark IndexBenchmark IndexBenchmark Index S&P CNX 500. Please refer point 9 on page 33 for further details.Dividend PDividend PDividend PDividend PDividend P olicyolicyolicyolicyolicy Please refer to point 4 on page 33 for details.Name of the Fund ManagerName of the Fund ManagerName of the Fund ManagerName of the Fund ManagerName of the Fund Manager Mr. Chirag Setalvad

Mr. Miten Lathia (Dedicated Fund Manager for Overseas Investments)Name of the TName of the TName of the TName of the TName of the T rustee Companyrustee Companyrustee Companyrustee Companyrustee Company HDFC Trustee Company LimitedPPPPPerformance of the Schemeerformance of the Schemeerformance of the Schemeerformance of the Schemeerformance of the Scheme HDFC Capital Builder Fund - Growth OptionHDFC Capital Builder Fund - Growth OptionHDFC Capital Builder Fund - Growth OptionHDFC Capital Builder Fund - Growth OptionHDFC Capital Builder Fund - Growth Option Absolute Returns for each FAbsolute Returns for each FAbsolute Returns for each FAbsolute Returns for each FAbsolute Returns for each F inancial Yinancial Yinancial Yinancial Yinancial Year for last 5 year for last 5 year for last 5 year for last 5 year for last 5 y earsêarsêarsêarsêars^(as at March 31, 2011)(as at March 31, 2011)(as at March 31, 2011)(as at March 31, 2011)(as at March 31, 2011) PPPPPerioderioderioderioderiod ReturnsReturnsReturnsReturnsReturns BenchmarkBenchmarkBenchmarkBenchmarkBenchmark

(%)^(%)^(%)^(%)^(%)^ Returns (%)#Returns (%)#Returns (%)#Returns (%)#Returns (%)#Last 1 Year (365 days) 14.94 7.26Last 3 Years (1095 days) 13.73 6.54Last 5 Years (1826 days) 13.17 9.71Last 10 Years (3653 days) 27.01 19.87Last 15 Years (5480 days) 19.54 13.40Since Inception* (6267 days) 15.09 8.94^ P^ P^ P^ P^ P ast performance maast performance maast performance maast performance maast performance ma y or may or may or may or may or ma y not be sustainedy not be sustainedy not be sustainedy not be sustainedy not be sustainedin the futurein the futurein the futurein the futurein the futureAbove returns are compounded annualized (CAGR).*Inception Date: February 1, 94# S&P CNX 500

Expenses of the SchemeExpenses of the SchemeExpenses of the SchemeExpenses of the SchemeExpenses of the Scheme Continuous Offer PContinuous Offer PContinuous Offer PContinuous Offer PContinuous Offer P erioderioderioderioderiod(i )( i )(i )( i )( i ) Load StructureLoad StructureLoad StructureLoad StructureLoad Structure Entry Load: Not ApplicableEntry Load: Not ApplicableEntry Load: Not ApplicableEntry Load: Not ApplicableEntry Load: Not Applicable

Upfront commission shall be paid directly by the investor to the ARN Holder (AMFI registered Distributor) based onthe investors assessment of various factors including the service rendered by the ARN Holder.Exit Load :Exit Load :Exit Load :Exit Load :Exit Load :

In respect of eacheacheacheacheach purchase / switch-in of units, an Exit Load of 1.00% is payable if Units are redeemed /switched-out within 1 year from the date of allotment. No Exit Load is payable if Units are redeemed / switched-out after 1 year from the date of allotment.Please refer point no 5 on page 33 for further details on load structure.The Trustee reserves the right to change / modify the load structure from a prospective date.



implications arising out of their participation in the Scheme.Daily Net Asset VDaily Net Asset VDaily Net Asset VDaily Net Asset VDaily Net Asset V alue (NAalue (NAalue (NAalue (NAalue (NA V)V)V)V)V) The NAV will be declared on all Business Days and will be published in 2 newspapers NAV can also be viewed onPublicationPublicationPublicationPublicationPublication wwwwwwwwwwwwwww .hdfcfund.com.hdfcfund.com.hdfcfund.com.hdfcfund.com.hdfcfund.com and wwwwwwwwwwwwwww .amfiindia.com.amfiindia.com.amfiindia.com.amfiindia.com.amfiindia.com. Investors may also contact any of the Investor Service Centres

(ISCs) of HDFC Mutual Fund.For Investor Grievances,For Investor Grievances,For Investor Grievances,For Investor Grievances,For Investor Grievances, Please refer to point 7 on page 33 for details.Please contactPlease contactPlease contactPlease contactPlease contactUnit holderUnit holderUnit holderUnit holderUnit holder s Informations Informations Informations Informations Inf ormation Please refer to point 8 on page 33 for details.

Name & TName & TName & TName & TName & T ype of Schemeype of Schemeype of Schemeype of Schemeype of Scheme HDFC Capital Builder Fund (HCBF)HDFC Capital Builder Fund (HCBF)HDFC Capital Builder Fund (HCBF)HDFC Capital Builder Fund (HCBF)HDFC Capital Builder Fund (HCBF) (An Open-ended Growth Scheme)





Name & TName & TName & TName & TName & Type of Schemeype of Schemeype of Schemeype of Schemeype of Scheme HDFC Core & Satellite Fund (HCSF)HDFC Core & Satellite Fund (HCSF)HDFC Core & Satellite Fund (HCSF)HDFC Core & Satellite Fund (HCSF)HDFC Core & Satellite Fund (HCSF) (An Open-ended Growth Scheme) Investment ObjectiveInvestment ObjectiveInvestment ObjectiveInvestment ObjectiveInvestment Objective To generate capital appreciation through equity investment in companies whose shares are quoting at prices

below their true value.Asset AllocationAsset AllocationAsset AllocationAsset AllocationAsset Allocation TTTTTypes of Instrumentsypes of Instrumentsypes of Instrumentsypes of Instrumentsypes of Instruments Normal AllocationNormal AllocationNormal AllocationNormal AllocationNormal AllocationPPPPPattern of the Schemeattern of the Schemeattern of the Schemeattern of the Schemeattern of the Scheme (% of Net Assets)(% of Net Assets)(% of Net Assets)(% of Net Assets)(% of Net Assets)

Equities & Equity related instruments 90 - 95Fixed Income Securities (including securitised debt of upto 10% of net assets & 5 - 10Money Market instruments)The Scheme may seek investment opportunity in the ADR / GDR / Foreign Equity and Debt Securities (max. 25%of net assets) subject to SEBI (Mutual Funds) Regulations, 1996. The Scheme may use derivatives mainly for thepurpose of hedging and portfolio balancing (max. 50% of net assets) based on the opportunities available subjectto SEBI (Mutual Funds) Regulations, 1996.

Investment StrategyInvestment StrategyInvestment StrategyInvestment StrategyInvest ment Strate gy This Scheme is an open-ended equity scheme that predominantly invests in equity and equity related instrumentscomprising of Core group of companies and Satellite group of companies. Core group will comprise of well establishedand predominantly large cap companies. The Satellite group will comprise of predominantly small-mid cap companiesthat offer higher potential returns with higher risk. A part of the net assets of the Scheme may be invested in debt securitiesand money market instruments.Please refer to Scheme Information Document (SID) of the Scheme for complete details.Please refer to Scheme Information Document (SID) of the Scheme for complete details.Please refer to Scheme Information Document (SID) of the Scheme for complete details.Please refer to Scheme Information Document (SID) of the Scheme for complete details.Please refer to Scheme Information Document (SID) of the Scheme for complete details.

Comparison of ExistingComparison of ExistingComparison of ExistingComparison of ExistingComparison of Existing For Comparison of Existing Schemes, Risk Mitigation Strategy, Asset Under Management (AUM) andSchemes & RiskSchemes & RiskSchemes & RiskSchemes & RiskSchemes & Risk Number of Folios, please refer to point 1 on pages 24 - 30 for details.Mitigation StrategyMitigation StrategyMitigation StrategyMitigation StrategyMitigation StrategyRisk Profile of the SchemeRisk Profile of the SchemeRisk Profile of the SchemeRisk Profile of the SchemeRisk Profi le of the Sche me Please refer to point 2 on pages 31 - 33 for details.Plans and OptionsPlans and OptionsPlans and OptionsPlans and OptionsPlans and Options PlansPlansPlansPlansPlans ::::: Ni l



Applicable NAApplicable NAApplicable NAApplicable NAApplicable NA VVVVV Please refer to point 3 on page 32 - 33 for details.Minimum ApplicationMinimum ApplicationMinimum ApplicationMinimum ApplicationMinimum Application PurchasePurchasePurchasePurchasePurchase Additional PurchaseAdditional PurchaseAdditional PurchaseAdditional PurchaseAdditional Purchase RepurchaseRepurchaseRepurchaseRepurchaseRepurchaseAmount / Number of UnitsAmount / Number of UnitsAmount / Number of UnitsAmount / Number of UnitsAmount / Number of Units(Under each Plan / Option)(Under each Plan / Option)(Under each Plan / Option)(Under each Plan / Option)(Under each Plan / Option) A 5,000 and any amount thereafter. A 1,000 and any amount thereafter. A 1,000 or minimum of 100 units

Despatch of RepurchaseDespatch of RepurchaseDespatch of RepurchaseDespatch of RepurchaseDespatch of Repurchase Within 10 Business Days of the receipt of the redemption request at the official points of acceptance of HDFC Mutual Fund.(Redemption) Request(Redemption) Request(Redemption) Request(Redemption) Request(Redemption) RequestBenchmark IndexBenchmark IndexBenchmark IndexBenchmark IndexBenchmark Index BSE 200Dividend PDividend PDividend PDividend PDividend P olicyolicyolicyolicyolicy Please refer to point 4 on page 33 for details.Name of the Fund ManagerName of the Fund ManagerName of the Fund ManagerName of the Fund ManagerName of the Fund Manager Mr. Vinay Kulkarni

Mr. Miten Lathia (Dedicated Fund Manager for Overseas Investments)Name of the TName of the TName of the TName of the TName of the T rustee Companyrustee Companyrustee Companyrustee Companyrustee Company HDFC Trustee Company LimitedPPPPPerformance of the Schemeerformance of the Schemeerformance of the Schemeerformance of the Schemeerformance of the Scheme HDFC Core & Satellite Fund - Growth OptionHDFC Core & Satellite Fund - Growth OptionHDFC Core & Satellite Fund - Growth OptionHDFC Core & Satellite Fund - Growth OptionHDFC Core & Satellite Fund - Growth Option Absolute Returns for each FAbsolute Returns for each FAbsolute Returns for each FAbsolute Returns for each FAbsolute Returns for each F inancial Yinancial Yinancial Yinancial Yinancial Y ear for lastear for lastear for lastear for lastear for last 55555 yyyyyearsêarsêarsêarsêars^(as at(as at(as at(as at(as at March 31, 2011)March 31, 2011)March 31, 2011)March 31, 2011)March 31, 2011) PPPPPerioderioderioderioderiod ReturnsReturnsReturnsReturnsReturns BenchmarkBenchmarkBenchmarkBenchmarkBenchmark

(%)^(%)^(%)^(%)^(%)^ Returns (%)#Returns (%)#Returns (%)#Returns (%)#Returns (%)#

Last 1 Year (365 days) 13.53 8.15Last 3 Years (1095 days) 14.08 7.17Last 5 Years (1826 days) 11.27 10.98Since Inception* (2386 days) 23.92 19.94

^ P^ P^ P^ P^ P ast performance maast performance maast performance maast performance maast performance ma y or may or may or may or may or ma y not be sustained iny not be sustained iny not be sustained iny not be sustained iny not be sustained inthe futurethe futurethe futurethe futurethe futureAbove returns are compounded annualized (CAGR).*Inception Date: September 17, 04# BSE 200

Expenses of the SchemeExpenses of the SchemeExpenses of the SchemeExpenses of the SchemeExpenses of the Scheme Continuous Offer PContinuous Offer PContinuous Offer PContinuous Offer PContinuous Offer P erioderioderioderioderiod(i)( i )( i )( i )( i ) Load StructureLoad StructureLoad StructureLoad StructureLoad Structure Entry Load: Not ApplicableEntry Load: Not ApplicableEntry Load: Not ApplicableEntry Load: Not ApplicableEntry Load: Not Applicable

Upfront commission shall be paid directly by the investor to the ARN Holder (AMFI registered Distributor) basedon the investors assessment of various factors including the service rendered by the ARN Holder.Exit Load :Exit Load :Exit Load :Exit Load :Exit Load : In respect of eacheacheacheacheach purchase / switch-in of units, an Exit Load of 1.00% is payable if Units are redeemed /




implications arising out of their participation in the Scheme.Daily Net Asset VDaily Net Asset VDaily Net Asset VDaily Net Asset VDaily Net Asset V alue (NAalue (NAalue (NAalue (NAalue (NAV)V)V)V)V) The NAV will be declared on all Business Days and will be published in 2 newspapers NAV can also be viewed onPublicationPublicationPublicationPublicationPublication wwwwwwwwwwwwwww .hdfcfund.com.hdfcfund.com.hdfcfund.com.hdfcfund.com.hdfcfund.com and wwwwwwwwwwwwwww .amfiindia.com.amfiindia.com.amfiindia.com.amfiindia.com.amfiindia.com. Investors may also contact any of the Investor Service Centres






Name & TName & TName & TName & TName & T ype of Schemeype of Schemeype of Schemeype of Schemeype of Scheme HDFC Premier Multi-Cap Fund (HPMCF)HDFC Premier Multi-Cap Fund (HPMCF)HDFC Premier Multi-Cap Fund (HPMCF)HDFC Premier Multi-Cap Fund (HPMCF)HDFC Premier Multi-Cap Fund (HPMCF) (An Open-ended Growth Scheme) Investment ObjectiveInvestment ObjectiveInvestment ObjectiveInvestment ObjectiveInvestment Objective To generate capital appreciation in the long term through equity investments by investing in a diversified portfolio

of Mid Cap and Large Cap blue chip companies.Asset AllocationAsset AllocationAsset AllocationAsset AllocationAsset Allocation TTTTTypes of Instrumentsypes of Instrumentsypes of Instrumentsypes of Instrumentsypes of Instruments Normal AllocationNormal AllocationNormal AllocationNormal AllocationNormal AllocationPPPPPattern of the Schemeattern of the Schemeattern of the Schemeattern of the Schemeattern of the Scheme (% of Net Assets)(% of Net Assets)(% of Net Assets)(% of Net Assets)(% of Net Assets)

Equity & Equity related instruments out of which 85 - 100Large Cap 35 - 65Mid Cap 35 - 65

Debt Securities (including securitised debt of upto 10% of the net assets) 0 - 15Money Market Instruments 0 - 15

The Scheme may seek investment opportunity in the ADR / GDR / Foreign Equity and Debt Securities (max. 25%of net assets in ADR / GDR and Foreign Equity Securities and max. 10% of net assets in Foreign Debt Securities)subject to SEBI (Mutual Funds) Regulations, 1996. The Scheme may use derivatives mainly for the purpose ofhedging and portfolio balancing (max. 50% of net assets) based on the opportunities available subject to SEBI(Mutual Funds) Regulations, 1996. The Scheme will not invest in Foreign Securitised Debt.

Investment StrategyInvestment StrategyInvestment StrategyInvestment StrategyIn ve stm en t St ra te gy This Scheme predominantly invests in equity and equity related instruments by taking advantage of the opportunitiesin terms of asset allocation between Mid and Large Caps. The Scheme will invest predominantly in premier or bluechip companies. The Scheme will invest a minimum of 35% of the portfolio each in Large Caps and Mid Caps. Thebalance will be a SWING portfolio that can invest in either Mid or Large Cap companies based on their relativevaluations. This provides an opportunity in terms of asset allocation between Mid Caps and Large Caps. A part of the netassets of the Scheme may be invested in debt securities and money market instruments.Please refer to Scheme Information Document (SID) of the Scheme for complete details.Please refer to Scheme Information Document (SID) of the Scheme for complete details.Please refer to Scheme Information Document (SID) of the Scheme for complete details.Please refer to Scheme Information Document (SID) of the Scheme for complete details.Please refer to Scheme Information Document (SID) of the Scheme for complete details.

Comparison of ExistingComparison of ExistingComparison of ExistingComparison of ExistingComparison of Existing For Comparison of Existing Schemes, Risk Mitigation Strategy, Asset Under Management (AUM) andSchemes & RiskSchemes & RiskSchemes & RiskSchemes & RiskSchemes & Risk Number of Folios, please refer to point 1 on pages 24 - 30 for details.Mitigation StrategyMitigation StrategyMitigation StrategyMitigation StrategyMitigation Strategy

Risk Profile of the SchemeRisk Profile of the SchemeRisk Profile of the SchemeRisk Profile of the SchemeRisk Profi le of the Sche me Please refer to point 2 on pages 31 - 33 for details.Plans and OptionsPlans and OptionsPlans and OptionsPlans and OptionsPlans and Options PlansPlansPlansPlansPlans ::::: Ni l



Applicable NAApplicable NAApplicable NAApplicable NAApplicable NA VVVVV Please refer to point 3 on page 32 - 33 for details.

Minimum ApplicationMinimum ApplicationMinimum ApplicationMinimum ApplicationMinimum Application PurchasePurchasePurchasePurchasePurchase Additional PurchaseAdditional PurchaseAdditional PurchaseAdditional PurchaseAdditional Purchase RepurchaseRepurchaseRepurchaseRepurchaseRepurchaseAmount / Number of UnitsAmount / Number of UnitsAmount / Number of UnitsAmount / Number of UnitsAmount / Number of Units(Under each Plan / Option)(Under each Plan / Option)(Under each Plan / Option)(Under each Plan / Option)(Under each Plan / Option) A 5,000 and any amount thereafter. A 1,000 and any amount thereafter. A 1,000 or minimum of 100 units

Despatch of RepurchaseDespatch of RepurchaseDespatch of RepurchaseDespatch of RepurchaseDespatch of R epurchase Within 10 Business Days of the receipt of the redemption request at the official points of acceptance of HDFC(Redemption) Request(Redemption) Request(Redemption) Request(Redemption) Request(R ed emp tion ) Re qu es t Mutual Fund.

Benchmark IndexBenchmark IndexBenchmark IndexBenchmark IndexBenchmark Index S&P CNX 500. Please refer point 9 on page 33 for further detai ls.

Dividend PDividend PDividend PDividend PDividend P olicyolicyolicyolicyolicy Please refer to point 4 on page 33 for details.Name of the Fund ManagerName of the Fund ManagerName of the Fund ManagerName of the Fund ManagerName of the Fund Manager Mr. Vinay Kulkarni

Mr. Miten Lathia (Dedicated Fund Manager for Overseas Investments)

Name of the TName of the TName of the TName of the TName of the T rustee Companyrustee Companyrustee Companyrustee Companyrustee Company HDFC Trustee Company LimitedPPPPPerformance of the Schemeerformance of the Schemeerformance of the Schemeerformance of the Schemeerformance of the Scheme HDFC Premier MultiHDFC Premier MultiHDFC Premier MultiHDFC Premier MultiHDFC Premier Multi ----- Cap Fund - Growth OptionCap Fund - Growth OptionCap Fund - Growth OptionCap Fund - Growth OptionCap Fund - Growth Option Absolute Returns for each FAbsolute Returns for each FAbsolute Returns for each FAbsolute Returns for each FAbsolute Returns for each F inancial Yinancial Yinancial Yinancial Yinancial Year for lastear for lastear for lastear for lastear for last 55555 yyyyyearsêarsêarsêarsêars^(as at(as at(as at(as at(as at March 31, 2011)March 31, 2011)March 31, 2011)March 31, 2011)March 31, 2011) PPPPPerioderioderioderioderiod ReturnsReturnsReturnsReturnsReturns BenchmarkBenchmarkBenchmarkBenchmarkBenchmark


Last 1 Year (365 days) 12.26 7.26Last 3 Years (1095 days) 13.52 6.54Last 5 Years (1826 days) 11.59 9.71Since Inception* (2185 days) 19.46 17.00^ P^ P^ P^ P^ P ast performance maast performance maast performance maast performance maast performance ma y or may or may or may or may or ma y not be sustained iny not be sustained iny not be sustained iny not be sustained iny not be sustained inthe futurethe futurethe futurethe futurethe future

Above returns are compounded annualized (CAGR).*Inception Date: April 06, 05# S&P CNX 500


(i)( i )( i )( i )( i ) Load StructureLoad StructureLoad StructureLoad StructureLoad Structure Entry Load: Not ApplicableEntry Load: Not ApplicableEntry Load: Not ApplicableEntry Load: Not ApplicableEntry Load: Not ApplicableUpfront commission shall be paid directly by the investor to the ARN Holder (AMFI registered Distributor) based onthe investors assessment of various factors including the service rendered by the ARN Holder.Exit Load :Exit Load :Exit Load :Exit Load :Exit Load : In respect of eacheacheacheacheach purchase / switch-in of units, an Exit Load of 1.00% is payable if Units are redeemed /






HDFC Premier Multi-Cap Fund (HPMCF)HDFC Premier Multi-Cap Fund (HPMCF)HDFC Premier Multi-Cap Fund (HPMCF)HDFC Premier Multi-Cap Fund (HPMCF)HDFC Premier Multi-Cap Fund (HPMCF) (An Open-ended Growth Scheme) (Contd...) (ii)(ii)(ii)(ii)(ii) Recurring ExpensesRecurring ExpensesRecurring ExpensesRecurring ExpensesRecurring Expenses First A 100 crores 2.50

(% of weekly average(% of weekly average(% of weekly average(% of weekly average(% of weekly average Next A 300 crores 2.25 Actual expenses for the previous financial year endedNet Assets)Net Assets)Net Assets)Net Assets)Net Assets) Next A 300 crores 2.00 March 31, 2011 (Unaudited) : 2.25% p.a.

Balance 1.75

Waiver of Load for DirectWaiver of Load for DirectWaiver of Load for DirectWaiver of Load for DirectWaiver of Load for Direct Not Applicable. Please refer to point 6 on page 33 for details.ApplicationsApplicationsApplicationsApplicationsApplications

TTTTTax treatment for theax treatment for theax treatment for theax treatment for theax treatment for the Investors are advised to refer to the Section on TTTTTaxation on invaxation on invaxation on invaxation on invaxation on inv esting in Mutual Fundsesting in Mutual Fundsesting in Mutual Fundsesting in Mutual Fundsesting in Mutual Funds in the Statement ofStatement ofStatement ofStatement ofStatement ofInvestors (Unit holders)Investors (Unit holders)Investors (Unit holders)Investors (Unit holders)Investors (Unit holders) Additional InformationAdditional InformationAdditional InformationAdditional InformationAdditional Information and to consult their own tax advisors with respect to the specific amount of tax and other

implications arising out of their participation in the Scheme.

Daily Net Asset VDaily Net Asset VDaily Net Asset VDaily Net Asset VDaily Net Asset V alue (NAalue (NAalue (NAalue (NAalue (NAV)V)V)V)V) The NAV will be declared on all Business Days and will be published in 2 newspapers NAV can also be viewed onPublicationPublicationPublicationPublicationPublication wwwwwwwwwwwwwww .hdfcfund.com.hdfcfund.com.hdfcfund.com.hdfcfund.com.hdfcfund.com and wwwwwwwwwwwwwww .amfiindia.com.amfiindia.com.amfiindia.com.amfiindia.com.amfiindia.com. Investors may also contact any of the Investor Service Centres

(ISCs) of HDFC Mutual Fund.

For Investor Grievances,For Investor Grievances,For Investor Grievances,For Investor Grievances,For Investor Grievances, Please refer to point 7 on page 33 for details.Please contactPlease contactPlease contactPlease contactPlease contact

Unit holderUnit holderUnit holderUnit holderUnit holder s Informations Informations Informations Informations In formation Please refer to point 8 on page 33 for details.


10/60



HDFC Mid-Cap Opportunities FundHDFC Mid-Cap Opportunities FundHDFC Mid-Cap Opportunities FundHDFC Mid-Cap Opportunities FundHDFC Mid-Cap Opportunities Fund (HMCOF)(HMCOF)(HMCOF)(HMCOF)(HMCOF) (An Open-ended Equity Scheme) (Contd...) Exit Load :Exit Load :Exit Load :Exit Load :Exit Load : In respect of eacheacheacheacheach purchase / switch-in of units, an Exit Load of 1.00% is payable if Units are redeemed /



Balance 1.75

Waiver of Load for DirectWaiver of Load for DirectWaiver of Load for DirectWaiver of Load for DirectWaiver of Load for Direct Not Applicable. Please refer to point 6 on page 33 for details.ApplicationsApplicationsApplicationsApplicationsApplicationsTTTTTax treatment for theax treatment for theax treatment for theax treatment for theax treatment for the Investors are advised to refer to the Section on TTTTTaxation on invaxation on invaxation on invaxation on invaxation on inv esting in Mutual Fundsesting in Mutual Fundsesting in Mutual Fundsesting in Mutual Fundsesting in Mutual Funds in the Statement ofStatement ofStatement ofStatement ofStatement ofInvestors (Unit holders)Investors (Unit holders)Investors (Unit holders)Investors (Unit holders)Investors (Unit holders) Additional InformationAdditional InformationAdditional InformationAdditional InformationAdditional Information and to consult their own tax advisors with respect to the specific amount of tax and other








Name & TName & TName & TName & TName & T ype of Schemeype of Schemeype of Schemeype of Schemeype of Scheme HDFC Long THDFC Long THDFC Long THDFC Long THDFC Long Term Equity Funderm Equity Funderm Equity Funderm Equity Funderm Equity Fund (An Open-ended Equity Scheme@) Investment ObjectiveInvestment ObjectiveInvestment ObjectiveInvestment ObjectiveInvestment Objective To achieve long term capital appreciation.Asset AllocationAsset AllocationAsset AllocationAsset AllocationAsset Allocation The following table provides the asset allocation of the Scheme's portfolio under normal circumstances.PPPPPattern of the Schemeattern of the Schemeattern of the Schemeattern of the Schemeattern of the Scheme TTTTTypes of Instrumentsypes of Instrumentsypes of Instrumentsypes of Instrumentsypes of Instruments MinimumMinimumMinimumMinimumMinimum MaximumMaximumMaximumMaximumMaximum

AllocationAllocationAllocationAllocationAllocation AllocationAllocationAllocationAllocationAllocation(% of Net Assets)(% of Net Assets)(% of Net Assets)(% of Net Assets)(% of Net Assets)

Equity and Equity Related Instruments 70 100Fixed Income Securities (including money 0 30market instruments)The Scheme will not invest in securitised debt.

The Scheme may take derivatives position (both equity and fixed income) based on the opportunities availablesubject to the guidelines issued by SEBI from time to time and in line with the investment objective of theScheme. These may be taken to hedge the portfolio, rebalance the same or to undertake any other strategy aspermitted under SEBI (MF) Regulations from time to time. The maximum derivative position will be restricted to20% of the Net Assets (including cash) of the Scheme.The Scheme may seek investment opportunity in the Foreign Securities, in accordance with guidelines stipulatedin this regard by SEBI and RBI from time to time. Under normal circumstances, exposure to foreign securitiessubject to regulatory limits shall not be more than 25% of the Scheme's net assets.

Investment StrategyInvestment StrategyInvestment StrategyInvestment StrategyInvestment Strategy The Scheme is an open-ended equi ty scheme wherein the net assets of the Scheme shall be mainlyinvested in equity and equity related instruments. The Scheme shall also invest a small portion of the netassets in Fixed Income Securities and money- market instruments.The aim will be to build a portfolio that adequately reflects a cross-section of the growth areas of theeconomy from time to time. While the portfolio focuses primarily on a buy and hold strategy at mosttimes, it will balance the same with a rational approach to selling when the valuations become toodemanding even in the face of reasonable growth prospects in the long run.Please refer to Scheme Information Document (SID) of the Scheme for complete details.Please refer to Scheme Information Document (SID) of the Scheme for complete details.Please refer to Scheme Information Document (SID) of the Scheme for complete details.Please refer to Scheme Information Document (SID) of the Scheme for complete details.Please refer to Scheme Information Document (SID) of the Scheme for complete details.

Comparison of ExistingComparison of ExistingComparison of ExistingComparison of ExistingComparison of Existing For Comparison of Existing Schemes, Risk Mitigation Strategy, Asset Under Management (AUM) andSchemes & RiskSchemes & RiskSchemes & RiskSchemes & RiskSchemes & Risk Number of Folios, please refer to point 1 on pages 24 - 30 for details.Mitigation StrategyMitigation StrategyMitigation StrategyMitigation StrategyMitigation Strategy

Risk Profile of the SchemeRisk Profile of the SchemeRisk Profile of the SchemeRisk Profile of the SchemeRisk Profi le of the Sche me Please refer to point 2 on pages 31 - 33 for details.

Plans and OptionsPlans and OptionsPlans and OptionsPlans and OptionsPlans and Options PlansPlansPlansPlansPlans ::::: NilOptionsOptionsOptionsOptionsOptions ::::: Growth Option Dividend Option

Dividend Option offers Payout* and Reinvestment facility.* If the dividend amount payable to the Unitholders under the Dividend Payout Option of the Scheme, is equal to orless than the threshold limit of A 500, then such dividend amount will be compulsorily & automatically reinvested inthe Scheme. Please refer to Scheme Information Document (SID) of the Scheme for complete details.

Applicable NAApplicable NAApplicable NAApplicable NAApplicable NA VVVVV Please refer to point 3 on page 32 - 33 for details.

Minimum ApplicationMinimum ApplicationMinimum ApplicationMinimum ApplicationMinimum Application PurchasePurchasePurchasePurchasePurchase Additional PurchaseAdditional PurchaseAdditional PurchaseAdditional PurchaseAdditional Purchase RepurchaseRepurchaseRepurchaseRepurchaseRepurchaseAmount / Number of UnitsAmount / Number of UnitsAmount / Number of UnitsAmount / Number of UnitsAmount / Number of Units

(Under each Plan / Option)(Under each Plan / Option)(Under each Plan / Option)(Under each Plan / Option)(Under each Plan / Option)A

5,000 and any amount thereafter.A

1,000 and any amount thereafter.A

1,000 or minimum of 100 unitsDespatch of RepurchaseDespatch of RepurchaseDespatch of RepurchaseDespatch of RepurchaseDespatch of R epurchase Within 10 Business Days of the receipt of the redemption request at the official points of acceptance of HDFC(Redemption) Request(Redemption) Request(Redemption) Request(Redemption) Request(R ed emp tion ) Re qu es t Mutual Fund.

Benchmark IndexBenchmark IndexBenchmark IndexBenchmark IndexBenchmark Index S&P CNX Nifty. Please refer point 9 on page 33 for further details.

Dividend PDividend PDividend PDividend PDividend P olicyolicyolicyolicyolicy Please refer to point 4 on page 33 for details.

Name of the Fund ManagerName of the Fund ManagerName of the Fund ManagerName of the Fund ManagerName of the Fund Manager Mr. Srinivas Rao RaouriMr. Miten Lathia (Dedicated Fund Manager for Overseas Investments)

Name of the TName of the TName of the TName of the TName of the T rusteerusteerusteerusteerustee HDFC Trustee Company LimitedCompanyCompanyCompanyCompanyCompanyPPPPPerformance of the Schemeerformance of the Schemeerformance of the Schemeerformance of the Schemeerformance of the Scheme HDFC Long THDFC Long THDFC Long THDFC Long THDFC Long Term Equity Fund - Groerm Equity Fund - Groerm Equity Fund - Groerm Equity Fund - Groerm Equity Fund - Gro wth Optionwth Optionwth Optionwth Optionwth Option Absolute Returns for each FAbsolute Returns for each FAbsolute Returns for each FAbsolute Returns for each FAbsolute Returns for each F inancial Yinancial Yinancial Yinancial Yinancial Year for lastear for lastear for lastear for lastear for last 55555 yyyyyearsêarsêarsêarsêars^(as at(as at(as at(as at(as at March 31, 2011)March 31, 2011)March 31, 2011)March 31, 2011)March 31, 2011) PPPPPerioderioderioderioderiod ReturnsReturnsReturnsReturnsReturns BenchmarkBenchmarkBenchmarkBenchmarkBenchmark


Last 1 Year (365 days) 18.48 11.14Last 3 Years (1095 days) 11.89 7.21Last 5 Years (1826 days) 9.62 11.38Since Inception* (1875 days) 10.53 13.62^ P^ P^ P^ P^ P ast performance maast performance maast performance maast performance maast performance ma y or may or may or may or may or ma y not be sustained iny not be sustained iny not be sustained iny not be sustained iny not be sustained inthe futurethe futurethe futurethe futurethe futureAbove returns are compounded annualized (CAGR).*Inception Date: February 10, 06# S&P CNX Nifty


(i)( i )( i )( i )( i ) Load StructureLoad StructureLoad StructureLoad StructureLoad Structure a) Entry Load: Not Applicablea) Entry Load: Not Applicablea) Entry Load: Not Applicablea) Entry Load: Not Applicablea) Entry Load: Not ApplicableUpfront commission shall be paid directly by the investor to the ARN Holder (AMFI registered Distributor) based onthe investors assessment of various factors including the service rendered by the ARN Holder.

@ Converted into an Open-ended Equity Scheme effective February 10, 2011





HDFC Long THDFC Long THDFC Long THDFC Long THDFC Long Term Equity Funderm Equity Funderm Equity Funderm Equity Funderm Equity Fund (An Open-ended Equity Scheme) (Contd...) Exit Load :Exit Load :Exit Load :Exit Load :Exit Load : In respect of eacheacheacheacheach purchase / switch-in of units, an Exit Load of 1.00% is payable if Units are redeemed /



Balance 1.50

Waiver of Load for DirectWaiver of Load for DirectWaiver of Load for DirectWaiver of Load for DirectWaiver of Load for Direct Not Applicable. Please refer to point 6 on page 33 for details.ApplicationsApplicationsApplicationsApplicationsApplicationsTTTTTax treatment for theax treatment for theax treatment for theax treatment for theax treatment for the Investors are advised to refer to the Section on TTTTTaxation on invaxation on invaxation on invaxation on invaxation on inv esting in Mutual Fundsesting in Mutual Fundsesting in Mutual Fundsesting in Mutual Fundsesting in Mutual Funds in the Statement ofStatement ofStatement ofStatement ofStatement ofInvestors (Unit holders)Investors (Unit holders)Investors (Unit holders)Investors (Unit holders)Investors (Unit holders) Additional InformationAdditional InformationAdditional InformationAdditional InformationAdditional Information and to consult their own tax advisors with respect to the specific amount of tax and other








Name & TName & TName & TName & TName & T ype of Schemeype of Schemeype of Schemeype of Schemeype of Scheme HDFC Infrastructure FundHDFC Infrastructure FundHDFC Infrastructure FundHDFC Infrastructure FundHDFC Infrastructure Fund (An Open-ended Equity Scheme@) Investment ObjectiveInvestment ObjectiveInvestment ObjectiveInvestment ObjectiveInvestment Objective To seek long-term capital appreciation by investing predominantly in equity and equity related securities of

companies engaged in or expected to benefit from growth and development of infrastructure.Asset AllocationAsset AllocationAsset AllocationAsset AllocationAsset Allocation TTTTTypes of Instrumentsypes of Instrumentsypes of Instrumentsypes of Instrumentsypes of Instruments MinimumMinimumMinimumMinimumMinimum MaximumMaximumMaximumMaximumMaximumPPPPPattern of the Schemeattern of the Schemeattern of the Schemeattern of the Schemeattern of the Scheme AllocationAllocationAllocationAllocationAllocation AllocationAllocationAllocationAllocationAllocation

(% of Net Assets)(% of Net Assets)(% of Net Assets)(% of Net Assets)(% of Net Assets)Equity and Equity Related Instruments of infrastructure/ 65% 100%infrastructure related companiesEquity and Equity Related Instruments of companies 0 35%other than mentioned aboveDebt Securities and Money Market Instruments* and 0 35%Fixed Income Derivative* Investments in securitised debt shall not normally exceed 30% of the net assets of the Scheme.The Scheme may seek investment opportunity in Foreign Securities (max. 35% of net assets). The Scheme maytake derivatives position for hedging, portfolio balancing or to undertake any other strategy as permitted underSEBI Regulations from time to time (max. 20% of the net assets) based on the opportunities available subject toSEBI Regulations.

Investment StrategyInvestment StrategyInvestment StrategyInvestment StrategyIn ve stm en t St ra te gy The net assets of the Scheme shall be predominantly invested in equity and equity related securities of companiesengaged in or expected to benefit from the growth and development of infrastructure. The Scheme shall invest in theindicative list of sectors / industries. The Scheme shall invest across the above-mentioned sectors or other areas ofinfrastructure as identified by the Fund Manager. The Fund Manager may add such other sector/group of industries,which broadly satisfy the category of services, and infrastructure industries. A portion of the net assets may be investedin non infrastructure related companies. The Scheme shall invest across all market capitalization. The balance, if any,will be invested in Debt or Money Market Instruments and Fixed Income Derivative, including Securitised Debt.Please refer to Scheme Information Document (SID) of the Scheme for complete details.Please refer to Scheme Information Document (SID) of the Scheme for complete details.Please refer to Scheme Information Document (SID) of the Scheme for complete details.Please refer to Scheme Information Document (SID) of the Scheme for complete details.Please refer to Scheme Information Document (SID) of the Scheme for complete details.

Comparison of ExistingComparison of ExistingComparison of ExistingComparison of ExistingComparison of Existing For Comparison of Existing Schemes, Risk Mitigation Strategy, Asset Under Management (AUM) andSchemes & RiskSchemes & RiskSchemes & RiskSchemes & RiskS

Documents

HDFC TaxSaver Application Form