HDFC Gold Fund - Without ASBA (1)

8/3/2019 HDFC Gold Fund - Without ASBA (1)

1/24

Continuing a tradition of trust.

Application Form for HDFC Gold Fund(An Open-Ended Fund of Fund Scheme Investing in HDFC Gold Exchange Traded Fund)

Offer of Units At v 10 each per unit for cash during the NFO andContinuous Offer of Units at NAV based prices

Investors must read the Key Information Memorandum and the instructions before completing this Form. The Application Form should be completed in English and in BLOCK LETTERS only.

App. No. : HGF

... continued overleaf

1. EXISTING UNIT HOLDER INFORMATION (If you have existing folio, please fill in section 1 and proceed to section 5. Refer instruction 3).

TRANSACTION CHARGES FOR APPLICATIONS THROUGH DISTRIBUTORS/AGENTS ONLY (Refer Instruction 2)

KEY PARTNER / AGENT INFORMATION

Name and AMFI Reg. No. (ARN) Sub Agents name and Code/Bank Branch Code

M O Code

ARN-Upfront commission shall be paid directly by the investor to the ARN Holder (AMFI registered Distributor) based on the investors assessment of various factors including the service rendered by the ARN Holder.

Date of Receipt Folio No. Branch Trans. No. ISC Name & Stamp

FOR OFFICE USE ONLY

ACKNOWLEDGEMENT SLIP (To be filled in by the Investor) [For any queries please contact our nearest Investor Service Centre or call us at our Customer Service Number 60006767 or 18002336767 (Toll Free)]

Date :

Received from Mr. / Ms. / M/s. ______________________________________________________________________________________________________

an application for Purchase of Units under Growth Option of HDFC GOLD FUND alongwith Cheque / DD No. ________________ dated _____________

drawn on _________________________________________________________________________________________ Rs. ____________________________.

Please Note: All Purchases are subject to realisation of cheques / demand drafts.

ISC Stamp & Signature

HDFC MUTUAL FUND Head office : Ramon House, 3rd Floor, H.T. Parekh Marg, 169, Backbay Reclamation, Churchgate, Mumbai 400020App. No. : HGF

The details in our records under the folio number mentioned alongside will apply for this application.Folio No.

NAME OF FIRST / SOLE APPLICANT Mr. Ms. M/s.

4. BANK ACCOUNT (PAY-OUT) DETAILS OF THE FIRST / SOLE APPLICANT (refer instruction 5) Please note that as per SEBI Regulations it is mandatory for i nvestors to provide their bank account details

SAVINGS CURRENT NRE NRO FCNR OTHERS _______________________(please specify)Account Type [Please tick ()]

IFSC Code***

*** Refer Instruction 4 C (Mandatory for Credit via NEFT / RTGS) (11 Character code appearing on your cheque

leaf. If you do not find this on your cheque leaf, please check for the same with your bank)

(** Refer Instruction 10) (The 9 digit code appears on your cheque next to the cheque number)

The 9 digit MICR Code number of my/our Bank & Branch is**

Account No. Name of the Bank

Branch Bank City

3b. POWER OF ATTORNEY (PoA) HOLDER DETAILS

Mr. Ms. M/s.

PAN

Name of PoA

KYC[Please tick ()] Proof Attached(Mandatory)

2. MODE OF HOLDING

[Please tick ()]

OCCUPATION (of First/Sole Applicant)

[Please tick ()]

STATUS (of First/Sole Applicant)

[Please tick ()]

Resident Individual

HUF

Minor through guardian

Society / Club

NRI-Repatriation

AOP

BOI

Others __________________________________________ (please specify)

NRI-Non Repatriation

PIO

Body Corporate

Partnership

Company

LLP

Trust

FIIs

Single

Joint

Anyone or Survivor

Service

Housewife

Agriculture

Others _______________________ (please specify)

Student

Business

Proprietorship

Professional

Retired

^ On providing email-id investors shall mandatorily receive scheme wise annual report / an abridged summary / account statements / statutory and other documents by email.

OVERSEAS ADDRESS (Mandatory in case of NRIs /FIIs/PIOs) (P. O. Box Address may not be sufficient)

eAlert Mobile eDocs Email

Telephone : Off. Res. Fax

CONTACT DETAILS OF FIRST / SOLE APPLICANT (refer instruction 9) STD Code

NAME OF THE THIRD APPLICANT (Mandatory) [Please tick ()] Resident Individual NRI (Third Applicant not allowed in case of minor as first/sole applicant)

Nationality PAN#

Mr. Ms. M/s.

MAILING ADDRESS OF FIRST / SOLE APPLICANT (P.O. Box Address may not be sufficient)

CITY STATE PIN CODE

NAME OF THE SECOND APPLICANT (Mandatory) [Please tick ()] Resident Individual NRI (Second Applicant not allowed in case of minor as first/sole applicant)

In case the subscription amount is v 10,000/- or more and your Distributor has opted to receive Transaction Charges, v 150 (for first time mutual fund investor) or v 100/- (for investor other

than first time mutual fund investor) will be deducted from the subscription amount and paid to the distributor. Units will be issued against the balance amount invested.

Mr. Ms. M/s.

Nationality PAN#

Relationship with Minor@ [Please ()] Father Mother Court appointed Legal Guardian Proof of relationship with minor@ Please () Attached

PAN#

Nationality Contact No.Designation

NAME OF GUARDIAN (in case of First / Sole Applicant is a Minor) / NAME OF CONTACT PERSON DESIGNATION (in case of non-individual Investors)

Mr. Ms.

3a. UNIT HOLDER INFORMATION (refer instruction 4) DATE OF BIRTH

DD MM YYYYNAME OF FIRST / SOLE APPLICANT (In case of Minor, there shall be no joint holders)

Nationality PAN#

Mr. Ms. M/s.

Proof of date of birth

Mandatory for minors Mandatory for minors

KYC#[Please tick ()] Proof Attached(Mandatory)

KYC#[Please tick ()] Proof Attached

(Mandatory)



Please ()Attached

For unit holders opting to invest in demat, please ensure that the bank account linked with the demat account is mentioned here.

@ Mandatory in case of Minor.

# Please attach Proof. If PAN/KYC is already validated please dont attach any proof. Refer instruction No. 15 for PAN and No 17 for KYC.


2/24

HDFCMFOnline& HDFCMFMobile-I/ We would like to register for my/our HDFCMF Personal Identification Number (HPIN) to transact onlineMandatory information to be provided:

a) Email address: _______________________________________________________________________________________________________________________________

(if the address given herein is different from the email address under section 3(a), the email address under section 6(i) will be considered during registration for HPIN).

b) Mothers maiden name: ______________________________________________________________________________________________________________________

I/ We have read and understood the terms and conditions and confirm that I/ we shall be bound by them (Terms & Conditions available in the eServices booklet as well as on our website)

6. eSERVICES OPTIONS (SAVE PAPER, SAVE TREES) [Please tick ()] (refer instruction 11)

11. DECLARATION & SIGNATURE/S (refer instruction 13)

I / We have read and understood the terms and contents of the Scheme Information Document of

HDFC Gold Fund and Statement of Additional Information of HDFC Mutual Fund. I / We hereby applyto the Trustee of HDFC Mutual Fund for allotment of Units of HDFC Gold Fund, as indicated above andagree to abide by the terms, conditions, rules and regulations of the Scheme. I / We have understoodthe details of the Scheme and I / we have not received nor been induced by any rebate or gifts, directlyor indirectly, in making this investment. The ARN holder (AMFI registered Distributor) has disclosed to me/us all the commissions (in the form of trail commission or any other mode), payable to him/them for the differentcompeting Schemes of various Mutual Funds f rom amongst which the Scheme is being recommended to me/us. I/We hereby declare that I/We am/are authorised to make this investment and that the amount invested inthe Scheme is through legitimate sources only and does not involve and is not designed for the purposeof any contravention or evasion of any Act, Rules, Regulations, Notifications or Directions issued by anyregulatory authority in India. I/We declare that the information given in this application form is correct,complete and truly stated.

I / We confirm that I am / We are Non-Resident of Indian Nationality / Origin and I / We hereby confirm that the fundsfor subscription have been remitted from abroad through normal banking channels or from funds in my / our Non-Resident External / Ordinary Account / FCNR Account.

Please ( )

If Yes, ( )

Yes NoRepatriation basis Non-repatriation basis

DD MM YYYY

Applicable to NRIs only :

Please write Application Form No. / Folio No. on the reverse of the

Cheque / Demand Draft.First / Sole

Applicant /

Guardian

Second

Applicant

Third

Applicant

SIGNATURE(S)

10. NOMINATION (refer instruction 14) (Mandatory for new folios of Individuals where mode of holding is single)

This section is to be filled in only by investors who opt to hold the Units in non-demat form.

[Please () and sign] I/We wish to nominate I/We do not wish to Nominate

First / Sole Applicant Second Applicant Third Applicant

Name and Address of Nominee(s)

Date of Birth Name and Address of Guardian Signature of Nominee/ Guardian of Nominee

(Optional)

Proportion (%) in which theunits will be shared by each

Nominee (should aggregate to 100%)(to be furnished in case the Nominee is a minor)

Nominee 1

Nominee 2

Nominee 3

7. INVESTMENT DETAILS (refer instruction 6)Currently the scheme offers Growth Option only.

HDFC ASSET MANAGEMENT COMPANY LIMITEDA Joint Venture with Standard Life Investments Limited

Registered Offi ce :Ramon House, 3rd Floor, H.T. Parekh Marg,

169, Backbay Reclamation, Churchgate, Mumbai 400 020Tel.: 022-66316333 Toll Free no. 1800 233 6767

Fax : 022-22821144

Registrar and Transfer Agent:Computer Age Management Services Pvt. Ltd,

Unit: HDFC Mutual Fund5th Floor, Rayala Tower, 158, Anna Salai, Chennai - 600 002.

Telephone No: 044-30212816Fax No: 044-42032955

8. PAYMENT DETAILS (refer instruction 7 & 8) (Please write Application Form No. / Folio No. on the reverse of the Cheque / Demand Draft.) Please attach a separate Cheque/ Demand Draft for each Scheme. Please write Cheque/DD in favour of HDFC Gold Fund A/c PAN or HDFC Gold Fund A/c First Investor Name.

Third Party Payment(Please attach Third Party Payment Declaration Form)

Non-Third Party Payment(ii) Payment Type [Please ()]

(i) Payment for [Please ()]

Cheque / DD No.

Cheque / DD Date

Amount of Cheque/DD/RTGS in figures (Rs.) (i)

DD charges, if any, in figures (Rs.) (ii)

in figures (Rs.)

in words

Pay-In Bank Account No.(For Cheque Only)

Account Type [Please ()]

SAVINGS CURRENT

NRE NRO FCNR

OTHERS __________(please specify)

Drawn on Bank / Branch Name

Total Amount (i) + (ii)

Lump sum Investment Systematic Investment Plan (SIP) [Please attach duly fillled and s igned SIP Enrolment Form (For Investments through Auto Debit/ECS/Standing Instruction)]

*Investor willing to invest in demat option, may provide a copy of the DP statement to match the demat details as stated in the application form.

9. DEMAT ACCOUNT DETAILS OF FIRST / SOLE APPLICANT / GUARDIAN - (Optional - refer instruction 12)

NSDL CDSL

DP Name

DP ID*

Beneficiary Account No.

5. MODE OF PAYMENT OF REDEMPTION VIA DIRECT CREDIT / NEFT / RTGS (refer instruction 10) [Please tick ( )]

Unitholders will receive redemption directly into their bank account (as furnished in Section 4) via Direct credit / NEFT / RTGSI/We want to receive the redemption (if any) by way of a cheque / demand draft instead of direct credit / credit through NEFT / RTGS system into my / our bank account [Please tick ( )]


3/24

Continuing a tradition of trust.

Application Form for HDFC Gold Fund(An Open-Ended Fund of Fund Scheme Investing in HDFC Gold Exchange Traded Fund)

Offer of Units At v 10 each per unit for cash during the NFO andContinuous Offer of Units at NAV based prices

Investors must read the Key Information Memorandum and the instructions before completing this Form. The Application Form should be completed in English and in BLOCK LETTERS only.

App. No. : HGF

... continued overleaf

1. EXISTING UNIT HOLDER INFORMATION (If you have existing folio, please fill in section 1 and proceed to section 5. Refer instruction 3).

TRANSACTION CHARGES FOR APPLICATIONS THROUGH DISTRIBUTORS/AGENTS ONLY (Refer Instruction 2)


Name and AMFI Reg. No. (ARN) Sub Agents name and Code/Bank Branch Code

M O Code

ARN-Upfront commission shall be paid directly by the investor to the ARN Holder (AMFI registered Distributor) based on the investors assessment of various factors including the service rendered by the ARN Holder.

Date of Receipt Folio No. Branch Trans. No. ISC Name & Stamp

FOR OFFICE USE ONLY

ACKNOWLEDGEMENT SLIP (To be filled in by the Investor) [For any queries please contact our nearest Investor Service Centre or call us at our Customer Service Number 60006767 or 18002336767 (Toll Free)]

Date :

Received from Mr. / Ms. / M/s. ______________________________________________________________________________________________________

an application for Purchase of Units under Growth Option of HDFC GOLD FUND alongwith Cheque / DD No. ________________ dated _____________

drawn on _________________________________________________________________________________________ Rs. ____________________________.

Please Note: All Purchases are subject to realisation of cheques / demand drafts.

ISC Stamp & Signature

HDFC MUTUAL FUND Head office : Ramon House, 3rd Floor, H.T. Parekh Marg, 169, Backbay Reclamation, Churchgate, Mumbai 400020App. No. : HGF

The details in our records under the folio number mentioned alongside will apply for this application.Folio No.

NAME OF FIRST / SOLE APPLICANT Mr. Ms. M/s.

4. BANK ACCOUNT (PAY-OUT) DETAILS OF THE FIRST / SOLE APPLICANT (refer instruction 5) Please note that as per SEBI Regulations it is mandatory for i nvestors to provide their bank account details

SAVINGS CURRENT NRE NRO FCNR OTHERS _______________________(please specify)Account Type [Please tick ()]

IFSC Code***

*** Refer Instruction 4 C (Mandatory for Credit via NEFT / RTGS) (11 Character code appearing on your cheque

leaf. If you do not find this on your cheque leaf, please check for the same with your bank)

(** Refer Instruction 10) (The 9 digit code appears on your cheque next to the cheque number)

The 9 digit MICR Code number of my/our Bank & Branch is**

Account No. Name of the Bank

Branch Bank City

3b. POWER OF ATTORNEY (PoA) HOLDER DETAILS

Mr. Ms. M/s.

PAN

Name of PoA

KYC[Please tick ()] Proof Attached(Mandatory)

2. MODE OF HOLDING

[Please tick ()]

OCCUPATION (of First/Sole Applicant)

[Please tick ()]

STATUS (of First/Sole Applicant)

[Please tick ()]

Resident Individual

HUF

Minor through guardian

Society / Club

NRI-Repatriation

AOP

BOI

Others __________________________________________ (please specify)

NRI-Non Repatriation

PIO

Body Corporate

Partnership

Company

LLP

Trust

FIIs

Single

Joint

Anyone or Survivor

Service

Housewife

Agriculture

Others _______________________ (please specify)

Student

Business

Proprietorship

Professional

Retired

^ On providing email-id investors shall mandatorily receive scheme wise annual report / an abridged summary / account statements / statutory and other documents by email.

OVERSEAS ADDRESS (Mandatory in case of NRIs /FIIs/PIOs) (P. O. Box Address may not be sufficient)

eAlert Mobile eDocs Email

Telephone : Off. Res. Fax

CONTACT DETAILS OF FIRST / SOLE APPLICANT (refer instruction 9) STD Code

NAME OF THE THIRD APPLICANT (Mandatory) [Please tick ()] Resident Individual NRI (Third Applicant not allowed in case of minor as first/sole applicant)

Nationality PAN#

Mr. Ms. M/s.

MAILING ADDRESS OF FIRST / SOLE APPLICANT (P.O. Box Address may not be sufficient)

CITY STATE PIN CODE

NAME OF THE SECOND APPLICANT (Mandatory) [Please tick ()] Resident Individual NRI (Second Applicant not allowed in case of minor as first/sole applicant)

In case the subscription amount is v 10,000/- or more and your Distributor has opted to receive Transaction Charges, v 150 (for first time mutual fund investor) or v 100/- (for investor other

than first time mutual fund investor) will be deducted from the subscription amount and paid to the distributor. Units will be issued against the balance amount invested.

Mr. Ms. M/s.

Nationality PAN#

Relationship with Minor@ [Please ()] Father Mother Court appointed Legal Guardian Proof of relationship with minor@ Please () Attached

PAN#

Nationality Contact No.Designation

NAME OF GUARDIAN (in case of First / Sole Applicant is a Minor) / NAME OF CONTACT PERSON DESIGNATION (in case of non-individual Investors)

Mr. Ms.

3a. UNIT HOLDER INFORMATION (refer instruction 4) DATE OF BIRTH

DD MM YYYYNAME OF FIRST / SOLE APPLICANT (In case of Minor, there shall be no joint holders)

Nationality PAN#

Mr. Ms. M/s.

Proof of date of birth

Mandatory for minors Mandatory for minors


KYC#[Please tick ()] Proof Attached

(Mandatory)



Please ()Attached

For unit holders opting to invest in demat, please ensure that the bank account linked with the demat account is mentioned here.

@ Mandatory in case of Minor.

# Please attach Proof. If PAN/KYC is already validated please dont attach any proof. Refer instruction No. 15 for PAN and No 17 for KYC.


4/24

HDFCMFOnline& HDFCMFMobile-I/ We would like to register for my/our HDFCMF Personal Identification Number (HPIN) to transact onlineMandatory information to be provided:

a) Email address: _______________________________________________________________________________________________________________________________

(if the address given herein is different from the email address under section 3(a), the email address under section 6(i) will be considered during registration for HPIN).

b) Mothers maiden name: ______________________________________________________________________________________________________________________

I/ We have read and understood the terms and conditions and confirm that I/ we shall be bound by them (Terms & Conditions available in the eServices booklet as well as on our website)

6. eSERVICES OPTIONS (SAVE PAPER, SAVE TREES) [Please tick ()] (refer instruction 11)

11. DECLARATION & SIGNATURE/S (refer instruction 13)

I / We have read and understood the terms and contents of the Scheme Information Document of

HDFC Gold Fund and Statement of Additional Information of HDFC Mutual Fund. I / We hereby applyto the Trustee of HDFC Mutual Fund for allotment of Units of HDFC Gold Fund, as indicated above andagree to abide by the terms, conditions, rules and regulations of the Scheme. I / We have understoodthe details of the Scheme and I / we have not received nor been induced by any rebate or gifts, directlyor indirectly, in making this investment. The ARN holder (AMFI registered Distributor) has disclosed to me/us all the commissions (in the form of trail commission or any other mode), payable to him/them for the differentcompeting Schemes of various Mutual Funds f rom amongst which the Scheme is being recommended to me/us. I/We hereby declare that I/We am/are authorised to make this investment and that the amount invested inthe Scheme is through legitimate sources only and does not involve and is not designed for the purposeof any contravention or evasion of any Act, Rules, Regulations, Notifications or Directions issued by anyregulatory authority in India. I/We declare that the information given in this application form is correct,complete and truly stated.

I / We confirm that I am / We are Non-Resident of Indian Nationality / Origin and I / We hereby confirm that the fundsfor subscription have been remitted from abroad through normal banking channels or from funds in my / our Non-Resident External / Ordinary Account / FCNR Account.

Please ( )

If Yes, ( )

Yes NoRepatriation basis Non-repatriation basis

DD MM YYYY

Applicable to NRIs only :

Please write Application Form No. / Folio No. on the reverse of the

Cheque / Demand Draft.First / Sole

Applicant /

Guardian

Second

Applicant

Third

Applicant

SIGNATURE(S)

10. NOMINATION (refer instruction 14) (Mandatory for new folios of Individuals where mode of holding is single)

This section is to be filled in only by investors who opt to hold the Units in non-demat form.

[Please () and sign] I/We wish to nominate I/We do not wish to Nominate

First / Sole Applicant Second Applicant Third Applicant

Name and Address of Nominee(s)

Date of Birth Name and Address of Guardian Signature of Nominee/ Guardian of Nominee

(Optional)

Proportion (%) in which theunits will be shared by each

Nominee (should aggregate to 100%)(to be furnished in case the Nominee is a minor)

Nominee 1

Nominee 2

Nominee 3

7. INVESTMENT DETAILS (refer instruction 6)Currently the scheme offers Growth Option only.

HDFC ASSET MANAGEMENT COMPANY LIMITEDA Joint Venture with Standard Life Investments Limited

Registered Offi ce :Ramon House, 3rd Floor, H.T. Parekh Marg,

169, Backbay Reclamation, Churchgate, Mumbai 400 020Tel.: 022-66316333 Toll Free no. 1800 233 6767

Fax : 022-22821144

Registrar and Transfer Agent:Computer Age Management Services Pvt. Ltd,

Unit: HDFC Mutual Fund5th Floor, Rayala Tower, 158, Anna Salai, Chennai - 600 002.

Telephone No: 044-30212816Fax No: 044-42032955

8. PAYMENT DETAILS (refer instruction 7 & 8) (Please write Application Form No. / Folio No. on the reverse of the Cheque / Demand Draft.) Please attach a separate Cheque/ Demand Draft for each Scheme. Please write Cheque/DD in favour of HDFC Gold Fund A/c PAN or HDFC Gold Fund A/c First Investor Name.

Third Party Payment(Please attach Third Party Payment Declaration Form)

Non-Third Party Payment(ii) Payment Type [Please ()]

(i) Payment for [Please ()]

Cheque / DD No.

Cheque / DD Date

Amount of Cheque/DD/RTGS in figures (Rs.) (i)

DD charges, if any, in figures (Rs.) (ii)

in figures (Rs.)

in words

Pay-In Bank Account No.(For Cheque Only)

Account Type [Please ()]

SAVINGS CURRENT

NRE NRO FCNR

OTHERS __________(please specify)

Drawn on Bank / Branch Name

Total Amount (i) + (ii)

Lump sum Investment Systematic Investment Plan (SIP) [Please attach duly fillled and s igned SIP Enrolment Form (For Investments through Auto Debit/ECS/Standing Instruction)]

*Investor willing to invest in demat option, may provide a copy of the DP statement to match the demat details as stated in the application form.

9. DEMAT ACCOUNT DETAILS OF FIRST / SOLE APPLICANT / GUARDIAN - (Optional - refer instruction 12)

NSDL CDSL

DP Name

DP ID*

Beneficiary Account No.

5. MODE OF PAYMENT OF REDEMPTION VIA DIRECT CREDIT / NEFT / RTGS (refer instruction 10) [Please tick ( )]

Unitholders will receive redemption directly into their bank account (as furnished in Section 4) via Direct credit / NEFT / RTGSI/We want to receive the redemption (if any) by way of a cheque / demand draft instead of direct credit / credit through NEFT / RTGS system into my / our bank account [Please tick ( )]


5/24

CHECKLIST

INSTRUCTIONS

1. General Instructions

Please read the Key Information Memorandum and the terms of the

Scheme Information Document of the Scheme and Statement of

Additional Information carefully before filling the Application Form.

Investors should apprise themselves of the prevailing Load structure

on the date of submitting the Application Form.

Investors are deemed to have accepted the terms subject to which

this offer is being made and bind themselves to the terms upon

signing the Application Form and tendering payment. Investors have

been provided the following Application Forms :

G Two Application Forms for HDFC Gold Fund with Nomination

Facility.

G Two Systematic Investment Plan (SIP) Enrolment Forms.

G One Third Party Payment Declaration Form

New investors willing to enroll for Systematic Investment Plan (SIP)

facility will need to complete and submit both the Application Form

and the SIP Enrolment Form. Existing investors willing to enroll for

Systematic Investment Plan (SIP) facility will need to submit only

SIP Enrolment Form. It may be noted that the facility of SIPenrolment for investments through Post Dated Cheques willnot be available during the NFO period.

The Application Form(s) should be completed in ENGLISH and inBLOCK LETTERS only. Please tick i n the appropriate box for relevantoptions wherever applicable. Please do not overwrite.

For any correction / changes (if any) made on the application form, the

sole / all applicants are requested to authenticate the same by canceling

and re-writing the correct details and counter-signing the same.

Applications complete in all respects, may be submitted at the

designated Investor Service Centres (ISCs) / Official Points of

Acceptance of HDFC Mutual Fund.

Investors can also subscribe to the Units of HDFC Gold Fund (the

Scheme) through the mutual fund trading platfo rms viz. BSE StAR

MF of Bombay Stock Exchange Limited and M utual Fund ServiceSystem (MFSS) of National Stock Exchange of India Limited. For

furt her details, investors are advised to contact ISCs of HDFC Mut ual

Fund or visit our website www.hdfcfund.com

Investors must write the Application Form number / Folionumber on the reverse of the cheques and Demand drafts

accompanying the Application Form.

Applications incomplete in any respect are liable to be rejected.The AMC / Trustee retains the sole and absolute discretion toreject any application.

It may be noted that the Securities and Exchange Board of India(SEBI) vide its Notification dated May 31, 2010 read with Circular

dated June 24, 2010 states that with effect from June 01, 2010,the distributors, agents or any persons employed or engaged or tobe employed or engaged in the sale and/or distribution of mutualfund products shall be required to have a valid certification fromthe National Institute of Securities Markets (NISM) by passing thecertification examination.

Further, no agents / distributors would be entitled to sell unitsof mutual funds unless the intermediary is registered with AMFI.

2. Transaction Charges

SEBI with the intent to enable investment by people with smallsaving potential and to increase reach of Mutual Fund productsin urban areas and in smaller towns, wherein the role of thedistributor is vital, has allowed AMCs vide its circular No. Cir/IMD/ DF/13/ 2011 dated August 22, 2011 to deduct transaction

charges for subscription of v 10,000/- and above. In accordancewith the said circular, if your distributor has opted to receivethe Transaction Charges, HDFC Asset Management CompanyLimited ("AMC") / HDFC Mutual Fund ("Mutual Fund") shalldeduct a Transaction Charge of v 150 (for first time mutualfund investor) or v 100/- (for investor other than first timemutual fund investor) in Mutual Funds from your subscriptionamount and pay the same to your distributor. Units will beissued against the balance amount invested after deductionof Transaction Charge payable to the distributor.

Please note that Transaction Charges shall not be deducted in thefollowing cases:

G Where the subscription amount is less than v 10,000/-;

G For transactions other than purchases/ subscriptions relating to

new infl ows eg. In case of swi tch/ STP/SWAP/DTP etc.

No transaction charges will be deducted for any purchase/subscription made directly with the Fund (i.e. not throughany distributor/agent).

For investments through Systematic Investment Plan (SIP): Transaction Charge shall be deducted if the total commitment(i.e. amount per SIP installment X No. of installments) equals to

v 10,000/- or more. In such cases the Transaction Charge shall berecovered in 3-4 installments.

3. Existing Unit holder informationInvestors already having an account in any of HDFC Mutual FundSchemes should provide their Folio Number & Name of First Unit

Holder in section 1 and proceed to section 5. The personal detailsand Bank Account details as they feature in the existing foliowould apply to this investment as well and would prevail over anyconflicting information furnished in this form. Unitholders nameshould match with the details in the existing folio number,failing which the application form is liable to be rejected. Insuch case, if any other details are filled in section 2, 3 and 4,the same shall be ignored.

4. Unit holder Information

Name and address must be written in full. In case the Investor isan NRI/FII, an overseas address must be provided. A local address ifavailable may also be mentioned in the Application Form. Name ofthe Parent or Guardian must be mentioned if the investments arebeing made on behalf of a minor.

Applications under a Power of Attorney or by a limited company

or a corporate body or an eligible institution or a registered societyor a trust fund must be accompanied by the original Power ofAttorney (or a certified true copy of the same duly notarised) or therelevant resolution or authority to make the application (or certifiedtrue copy thereof) as the case may be, along with a certified copyof the Memorandum and Articles of Association and/or bye-lawsand/or trust deed and/or partnership deed and/or Certificate ofRegistration. Authorised officials should sign the Application Formunder their official designation. A list of specimen signatures of theauthorised officials, duly certified / attested should also be attachedto t he Application Form. In case of a Trust/Fund a resolution from theTrustee(s) authorising such purchase must be submitted.

Applications not complying with the above are liable tobe rejected.

Unit holders are advised to provide their contact details like

telephone numbers, mobile numbers and email IDs to HDFC MutualFund in writing.

All communication and payments shall be made by the MutualFund in the name of and favouring the first/sole applicant. Incase of applications made in joint names without indicating themode of holding, mode of holding will be deemed as Joint andprocessed accordingly.

Please ensure that your Application Form is complete in all respect and signed by all applicants:

Name, Address and Contact Details are mentioned in full. Status of First/Sole Applicant is correctly indicated. Bank Account Details are entered completely and correctly. PermanentAccount Number (PAN) of all Applicants is mentioned irrespective of the amount of purchase and proof attached (if not already validated). Please attach proof of KYC Compliance status(if not already validated) If units are applied by more than one applicant, Mode of Operation of account is indicated.

Your investment Cheque and Demand drafts must be drawn in favour of HDFC Gold Fund A/c Permanent Account Number or HDFC Gold Fund A/c First Investor Name dated,signed and crossed A/c Payee only. Application Number / Folio No. is mentioned on the reverse of the Cheque/DD.

Documents as listed below are submitted along with the Application Form (as applicable to your specific case).

Documents Companies Trusts Societ ies Part nership LLP FIIs* NRI Minor Investments throughFirms Constit uted Attorney

1. Resolution / Authorisation to invest 2. List of Authorised Signatories with Specimen Signature(s)

3. Memorandum & Articles of Association

4. Trust Deed

5. Bye-Laws

6. Partnership Deed / LLPAgreement (as applicable)

7. Certif icate of Incorporation

8. Notarised Power of Att orney

9. Account Debit Certificate in case payment is made byDD from NRE/ FCNRA/c. where applicable

10. PAN Proof #

11. KYC Acknowledgement Lett er / Print out of KYC ComplianceStatus downloaded from CDSL Ventures Ltd.website (www.cvlindia.com) using PAN #

12. Proof of Date of Birth

13. Proof of Relationship with Guardian

All documents in 1 to 7 above should be originals or true copies certified by the Director / Trustee / Company Secretary / Authorised Signatory / Notary Public, as applicable.

* For FIIs, copy of SEBI registration certificate should be provided.# If PAN/KYC proof of Minor is not available, PAN/KYC proof of Guardian should be provided.


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Accounts of Minors:

The minor shall only be the first and the sole holder in an account(folio). There shall not be any joint accounts with minor as the firstor joint holder. Guardian in the folio should either be a naturalguardian (i.e. father or mother, as the case may be) or a courtappointed legal guardian.

Date of birth of the minor along with photocopy of supportingdocuments (i.e. Birth certificate, School leaving certificate / Marksheet issued by Higher Secondary Board of respective states, ICSE,CBSEetc., Passport, or any other suitable proof evidencing the date

of birt h of the minor) should be provided while opening the folio. Incase of a natural guardian, document evidencing the relationship ofthe Guardian with the minor, if the same is not available as part ofthe documents mentioned above should be submitted. In case ofcourt appointed legal guardian, supporting documentary evidenceshould be provided.

Further, in case of SIP/STP/SWAP registration requests received on/after April 1, 2011, the Mutual Fund/AMC will register SIP/STP/SWAP in the folio held by a minor only till t he date of the minorattaining majority, even though the instructions may be for a periodbeyond that date.

For folios where the units are held on behalf of the minor, theaccount shall be frozen for operation by the guardian on the daythe minor attains majority and no transactions shall be permitted tillthe documents for changing the status of the account from minor

to major as prescribed are received.

5. Bank Details

In order to protect the interest of Unit holders from fraudulentencashment of redemption / dividend cheques, SEBI has made itmandatory for investors to provide their bank details viz. name ofbank, branch, address, account type, number, etc. to the MutualFund. Applications without complete bank details shall be rejected.The AMC will not be responsible for any loss arising out of f raudulentencashment of cheques / warrants and / or any delay / loss in transit.

A. Pay -Out Bank Account Details:

An investor at the time of purchase of units must provide thedetails of his / her pay-out bank account (i.e. account into whichredemption / dividend proceeds are to be paid) in Section 4 in theApplication Form.

B. Multiple Bank Account Registration:

The AMC/ Mutual Fund provides a facility to the investors to registermultiple bank account (currently upto 5 for Individuals and 10 forNon Individuals) for receiving redemption/ dividend proceeds etc.by providing necessary documents. Investors must specify any oneaccount as the Default Bank Account . The investor, may however,specify any other registered bank accounts for credit of redemptionproceeds at the time of requesting for the redemption.

Investors holding Units in non-demat form are requested to avail thefacility of registering multiple bank accounts by filling in the MultipleBank Accounts Registration Form available at our Investor ServiceCentres (ISCs) or on our website www.hdfcfund.com.

C. Indian Financial System Code (IFSC)

IFSC is a 11 digit number given by some of the banks on thecheques. IFSC will help to secure transfer of redemption anddividend payouts via the various electronic mode of transfers thatare available with the banks.

6. Investment Details The Scheme offers only Growth Option. Dividends will not

be declared under this Option. However, the Trustee reservethe right to introduce investment Plans / Options under theScheme at a f uture date in accordance with SEBI (Mutual Funds)Regulations.

7. Mode of Payment :I Pay-In Bank Account

An investor at the time of his/her purchase of units must providethe details of his / her pay-in bank account (i.e. account from

which a subscription payment is being made) in Section 8 inthe Application Form.

I Resident Investors

(a) For Investors having a bank account wit h HDFC BankLimited or such banks with whom the AMC would havean arrangement from time to time:

Payment may be made for subscription to the Units of the

Scheme either by issuing a cheque drawn on such banks orby giving a debit mandate to their account with a branchof HDFC Bank Limited situated at the same location asthe ISC or such other banks with whom the AMC wouldhave an arrangement from time to time.

(b) For other Investors not covered by (a) above:

Payment may be made by cheque or bank draft drawnon any bank, which is situated at and is a member of theBankers Clearing House, located at the place where theapplication is submitted. No cash, money orders, outstat ioncheques, post-dated cheques [except through SystematicInvestment Plan (SIP)] and postal orders will be accepted.Bank charges for ou tstation demand drafts will be borne bythe AMC and will be limited to the bank charges stipulatedby the State Bank of India. Outstation Demand Draft hasbeen defined as a demand draft issued by a bank wherethere is no ISC available for Investors. The AMC will notaccept any request for refund of demand draft charges,in such cases.

I NRIs, FIIs

I Repatriation Basis

G In the case of NRIs, payment may be made either byinward remittance through normal banking channels orout of funds held in his Non - Resident (External) RupeeAccount (NRE) / Foreign Currency (Non-Resident) Account

(FCNR). In case Indian rupee drafts are purchased abroador f rom Foreign Currency Accounts or Non-resident RupeeAccounts an account debit certifi cate from the Bank issuingthe draft confirming the debit shall also be enclosed.

G FIIs shall pay their subscription either by inward remit tancethrough normal banking channels or out of funds held inForeign Currency Account or Non-Resident Rupee Accountmaintained by the FII with a designated branch of anauthorised dealer.

I Non-repatriation Basis

G In the case of NRIs, payment may be made either byinward remitt ance through normal banking channels or outof f unds held in his NRE / FCNR / Non-Resident OrdinaryRupee Account (NRO). In case Indian rupee drafts are

purchased abroad or from Foreign Currency Accounts orNon-resident Rupee Accounts an account debit certificatefrom the Bank issuing the draft confirming the debit shallalso be enclosed.

In order to prevent frauds and misuse of payment instruments,the investors are mandated to make the payment instrumenti.e. cheque, demand draft, pay order, etc. favouring either ofthe following given below and crossed Account Payee only .Investors are urged to follow the order of preference in makingthe payment instrument favouring as under:

1. the Specific Scheme A/c Permanent Account Number or

2. t he Specific Scheme A/c First Investor Name

E.g. In case of HDFC Gold Fund the cheque should bedrawn in favour of HDFC Gold Fund A/c ABCDE1234F OR

HDFC Gold Fund A/c Bhavesh Shah.

Returned cheque(s) are liable not to be presented again forcollection, and the accompanying Application Form is liable tobe rejected. In case the retu rned cheque(s) are presented again,the necessary charges are liable to be debited to the Investor.

On an ongoing basis purchase of units including additionalpurchases for an amount of R 2 Lakhs and above will beaccepted with payment mode only as Real Time GrossSettlement (RTGS) /National Electronic Funds Transfer(NEFT)/ Funds Transfer Letter/ Transfer Cheque of a bankwhere the Scheme has a collection account.

Any application for an amount of R 2 Lakhs and abovewith payment mode other than the above will be rejected.

8. Third Party Payments

1. HDFC Asset Management Company Limited ( AMC ) /HDFC Mutual Fund (Mut ual Fund ), shall not acceptapplications for subscriptions of units accompanied withThird Party Payments except in cases as enumerated inpara 7.2a below.

Third Party Payment means payment made throughan instrument issued from a bank account other than that

of the first named applicant/ investor mentioned in theapplication form. In case of payment instruments issuedfrom a joint bank account, the first named applicant/investor must be one of the joint holders of the bankaccount from which the payment instrument is issued.

Illustrations

Illustration 1: An Application submitted in joint names ofA, B & C alongwith cheque issued from a bank accountin names of C, A & B. This is a valid application and willnot be considered as Third Party Payment.

Illustration 2: An Application submitted in joint names ofA, B & C alongwith cheque issued from a bank accountin name of A. This is a valid application and will not beconsidered as Third Party Payment.

Illustration 3: An Application submitted in joint names ofA, B & C alongwith cheque issued from a bank accountin names of B, C & Y. This will be considered as ThirdParty Payment.

2a. As referred to in para 7.1 above, following are the exceptionalcases where third party payments will be accepted subjectto submission of requisite documentation/ declarations.

i) Payment by Parents/Grand-Parents/Related Persons*on behalf of a minor in consideration of natural loveand affection or as gift for a value not exceeding R

50,000 f or each regular purchase or per SIPinstallment.However this restriction of R 50,000 will not beapplicable for payment made by a Guardian whosename is registered in the records of Mutual Fund inthat folio (i.e. Father / Mother / court appointed LegalGuardian).

ii) Payment by Employer on behalf of employee underSystematic Investment Plans or as lump sum / one-time subscription, through Payroll deductions.

iii) Custodian on behalf of an FII or a Client.

* Related Person means any person investing on behalfof a minor in consideration of natural love and affectionor as a gift.

2b. For investments through third party payments, Investors

must accompany the Third Party Payment DeclarationForm (available at any of our ISCs or on our websitewww.hdfcfund.com) along with the Application Form forsubscription of units.

3. The Mut ual Fund shall adopt the following proceduresto ascertain whether payments are Third Party Paymentsand investors are therefore required to comply with therequirements specified hereinbelow.

(i) Source of funds - if paid by cheque

Identification of third party cheques by the AMC/Mutual Fund/ Registrar & Transfer Agent (R&TA) willbe on the basis of matching the name / signature onthe investment cheque with the name/ signature ofthe first named applicant available on the application

or in our records for the said folio. If the name ofthe bank account holder is not pre-printed on theinvestment cheque or the signature on the saidcheque does not match with that of the first namedapplicant mentioned on the application / available inour records for the said folio, then the investor shouldsubmit any one of the following documents at thetime of investment:

(a) a copy# of the bank passbook or a statementof bank account having the name and addressof the account holder and account number;

(b) a letter* (in original) from the bank on itsletterhead certifying that the investor maintainsan account wit h the bank, along with informationlike bank account number, bank branch, account

type, the MICRcode of the branch & IFSC Code(where available).

# Investors should also bring the original documentsalong with the documents mentioned in (a) above tothe ISCs/Official Points of Acceptance of HDFC Mut ualFund. The copy of such documents will be verifiedwith the original documents to t he satisfaction of theAMC/ M utual Fund/R&TA. The original document s will


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be returned across the counter to the investor afterdue verification.

* In respect of (b) above, it should be certified bythe bank manager with his / her full signature, name,employee code, bank seal and contact number.

Investors should note that where the bankaccount numbers have changed on account of theimplementation of core banking system at theirbanks, any related communication from the banktowards a change in bank account number should

accompany the application form for subscription ofunits. However, for updation of the changed bankdetails in the folio, the investor should follow thechange of bank details process.

The Mutual Fund has also provided a facility to theinvestors t o register mult iple bank accounts, as detailedin Instruction No. 4B. Investors are requested to availthe facility of registering multiple bank accounts byfilling in the Multiple Bank Accounts RegistrationForm available at our Investor Service Centres (ISCs)or on our website www.hdfcfund.com

(ii) Source of funds - if funded by pre-fundedinstruments such as Pay Order, Demand Draft,Bankers cheque etc.

Investors should attach any one of the following

supporting documents with the purchase applicationwhere subscription for units is vide a pre - fundedinstrument issued by way of debit to his / her bankaccount: (i) a Certificate (in original) from the issuingbanker duly certified by the bank manager with his /her full signature, name, employee code, bank seal andcontact number, stating the Account holders name,the Bank Account Number which has been debited forissue of the instrument and PAN as per bank records,if available (ii) a copy of the acknowledgement fromthe bank, wherein the instructions to debit carrythe bank account details and name of the investoras an account holder are available (iii) a copy of thepassbook/bank statement evidencing the debit forissuance of the instrument.

The account number mentioned in the abovesupporting documents should be the same as / oneof the registered bank account or the bank detailsmentioned in the application form.

(iii) Source of funds - if paid by RTGS, Bank Account-to-Account Transfer, NEFT, ECS, etc.

Investors should attach to the purchase applicationform, an acknowledged copy of the instruction tothe bank also stating the account number debited.The account number mentioned on the transferinstruction copy should be a registered bank accountor the first named applicant/ investor should be oneof the account holders to the bank account debitedfor such electronic transfer of funds.

(iv) Source of funds - if paid by a pre-fundedinstrument instruments issued by the Bankagainst Cash

The AMC/Mutual Fund /R&TA will not accept anypurchase applications from investors if accompaniedby a pre-funded instrument issued by a bank (suchas Pay Order, Demand Draft, Bankers cheque) againstcash fo r investments of R50,000 or more. The investorshould submit a Certificate (in original) obtained fromthe bank giving name, bank account number and PANas per the bank records (if available) of the personwho has requested for the payment instrument.The said Certificate should be duly certified by thebank manager with his / her full signature, name,employee code, bank seal and contact number. TheAMC / Mutual Fund /R&TA will check that the namementioned in the Certificate matches with the firstnamed investor.

The account number mentioned in the Certificateshould be the same as / one of the registeredbank account or the bank details mentioned in theapplication form.

HDFC Mutual Fund/HDFC AMC reserves the right to seekinformation and /or obtain such other additional documents/information from the investors for identifying whether it is athird party payment.

9. E-mail Communication

If the investor has provided an email address and / or mobilenumber, the same will be registered in our records for eAlertsand eDocs. Further Allotment confirmations, ConsolidatedAccount Statement/Account Statement, annual report/abridgedsummary and any statutory / other information as permittedwould be sent by email / sms. These documents shall be sentphysically in case an Unit holder opts/request for the same.

Should the Unit holder experience any difficulty in accessingthe electronically delivered documents, the Unit holder shallpromptly advise the Mutual Fund to enable the Mutual Fund tomake the delivery through alternate means. It is deemed thatthe Unit holder is aware of all security risks including possiblethird party interception of t he documents and contents of thedocuments becoming known to third parties.

10. Mode of Payment of Redemption Proceeds-viaDirect Credit / NEFT / RTGS

G Direct Credit

The AMC has entered into arrangements wit h eleven banksto facilitate direct credit of redemption proceeds into the

bank account of the respective Unit holders maintainedwith any of these banks. These banks are: Axis Bank Ltd.,Citibank N.A., Deutsche Bank AG, HDFC Bank Limited,The Hongkong and Shanghai Banking Corporation, ICICIBank Limited, IDBI Bank Limited, Kotak Mahindra BankLtd., Royal Bank of Scotland N.V., Standard CharteredBank and YES Bank Limited. The list of banks is subjectto change from time to time.

G National Electronic Funds Transfer (NEFT)

The AMC provides the facility of National Electronic FundsTransfer (NEFT) offered by Reserve Bank of India(RBI),which aims to provide credit of redemption proceeds intothe bank account of the Unit holder maintained wit h thebanks (participating in t he NEFT System). Unit holders cancheck the list of banks participating in the NEFT System

from the RBI website i.e. www.rbi.org.in or contact anyof our Investor Service Centres.

However, in the event of the name of Unit holders banknot appearing in the List of Banks participating in NEFTupdated on RBI website www.rbi.org.in, from time totime, the instructions of the Unit holder for remittance ofredemption proceeds via NEFT System will be discontinuedby HDFC Mutual Fund / HDFC Asset Management CompanyLimited without prior notice to the Unit holder and thepayouts of redemption proceeds shall be effected bysending the Unit holder(s) a cheque / demand draft.

For more details on NEFT or for f requently asked questions(FAQs) on NEFT, Unit holders are advised to visit the RBIwebsite www.rbi.org. in / HDFC Mutual Fund website ww w.hdfcfund.com

Therefore, the Investors will receive their redemptionproceeds directly into their bank accounts in the followingorder:

(i) In case the bank account of an investor is covered underDirect Credit facility then the payment of redemptionproceeds will happen via direct credit payout modeonly. Investors having these bank accounts will notreceive payouts via NEFT

(ii) In case the bank account of an investor is not coveredunder Direct Credit facility but covered under NEFTsystem offered by the RBI then the payment ofredemption proceeds shall be effected via NEFTmechanism only.

Each of the above facilities aims to provide direct credit

of the redemption proceeds into the bank account (asfurnished in Section 4 of the Application Form) of the Unitholder and eliminates the time lag between despatch ofthe cheque, its receipt by the Unit holders and the needto personally bank the instrument and await subsequentcredit to the Unit holders account. Further, the potentialrisk of loss of instruments in transit through courier / post

is also eliminated. Each of the said facility as a mode ofpayment, is faster, safer and reliable.

In case the bank account as communicated by the Unitholder is with any of the said banks with whom the AMChas entered into arrangements to facilitate such directcredits or with any of the banks participating in the NEFTSystem offered by RBI, the AMC shall automat ically extendthis facility to the Unit holders.

HDFC Asset Management Company Limited / HDFC MutualFund shall not be held liable for any losses / claims, etc.

arising on account of processing the direct credit or creditvia NEFT of redemption proceeds on the basis of BankAccount details as provided by the unit holder in theApplication Form.

However, if the Unit holders are not keen on availing ofany of the said facilities and prefer receiving cheques /demand drafts, Unit holders may indicate their intentionin the Application Form in the space provided specifically.The AMC would then ensure that the payouts are effectedby sending the Unit holders a cheque / demand draft. Incase of unforeseen circumstances, the AMC reserves theright to issue a cheque / demand draft.

Mode of Payment for Unit holders holding Units inDemat form

Unit holders who have opted to hold units in dematerializedform will receive payment of redemption proceeds intotheir bank (i.e. beneficiary) account linked to the Demataccount. Please ensure to furnish the Bank Account detailslinked to the demat account under section 4.

11. eServices facilityThe eServices faci l i ty includes HDFCMFOnl in e ,HDFCMFInvestOnline, HDFCMFMobileandePayouts.

HDFCMFOnline

This facility enables investors to t ransact online on www.hdfcfund.com using HDFCMFOnline. On HDFCMFOnline, Unitholders canexecute transactions online for purchase* , redemption, switchand also register for Systematic Investment Plan (SIP) / SystematicTransfer Plan (STP) of units of schemes of HDFC Mutual Fundand other services as may be introduced by HDFC Mut ual Fund

from time to time. Unitholders can also view account detailsand portfolio valuation online, download account statementsand request for documents via email, besides other options.

* facility available with select banks and subject to submissionof Permanent Account Number (PAN) and Know Your Customer(KYC) compliance proof by all Unitholder(s). Please refer toparagraphs on Permanent Account Number (PAN) and KnowYour Customer (KYC) for further details.

HDFCMFInvestOnline

This facility enables existing Unitholders not having a HDFCPersonal Identification Number (HPIN) to transact online on theFunds website ww w.hdfcfund.com using HDFCMFInvestOnline.Unitholders can execute purchase transactions or register forSystematic Investment Plan and avail such other services as maybe introduced by the Fund from time to time.

Unitholders must possess a Folio Number (KYC validated), validPAN, KYC, Bank Account Number registered in the folio andNet banking facility with any of the select banks to avail theHDFCMFInvestOnline facility.

HDFCMFMobile

This facility enables investors to t ransact on their mobile handsets.On HDFCMFMobile, Unitholders can execute transactions ontheir mobile phone for purchase*, redemption or switching ofunits of schemes of HDFC Mutual Fund and other services asmay be introduced by HDFC Mutual Fund from time to time.Unitholders can also view account details and portf olio valuationon their mobile phone, request for account statements, besidesother opt ions.

* Payment arrangement for purchase of units is available atpresent with HDFC Bank only. Please visit our w ebsite from timeto time for an updated list of banks. You also need to haveopted for the mobile-banking facility with your Bank. As perRBIs operative guidelines on Mobile banking dated December 24,2009, presently there is a restriction of M 50,000 per customerper day for transactions.


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Apart from above mentioned facilities, the facility of ePayoutscomprising of mode of payment of Redemption / DividendProceeds if any, via Direct Credit / NEFT / ECSis covered under

eServices facility. For further details, please refer eServicesbooklet available at all Investor Service Centres (ISCs) as wellas on our website on www.hdfcfund.com.

12. Dematerialization

The Unit holders would have an option to hold the Units indematerialized form. Accordingly, the Units of the Scheme willbe available in dematerialized (electronic) form. The Applicant

intending to hold Units in dematerialized form will be requiredto have a beneficiary account with a Depository Participant(DP) of the NSDL/CDSL and will be required to mention in theapplication form DPID No. and Beneficiary Account No. withthe DP at the time of purchasing Units during the NFO of theScheme. Applicants must ensure that the sequence of namesas mentioned in the application form in section 3a matchesto that of the account held with the Depository Participant.Names, Address, PAN details, KYC details etc. mentioned inthe application form will be verified against the Depositorydata. Only those applications where the details are matchedwith the depository data, will be treated as valid applications.In case the demat details mentioned in the application areincomplete/incorrect, do not match with the depository data,the application shall be treated as invalid for processing underdemat mode and therefore may be considered for processing

in non-demat form i.e. in physical mode if the application isotherwise valid.

13. Signatures

Signature(s) should be in English or in any Indian Language.Applications on behalf of minors should be signed by theirGuardian. In case of a HUF, t he Karta should sign t he ApplicationForm on behalf of the HUF.

If you are investing through your Constituted Attorney, pleaseensure that the Power of Attorney is signed by you and yourConstituted Attorney. The signature in the Application Form,then, needs to clearly indicate that the signature is on behalfof the applicant by the Constituted At torney.

14. Nomination

Nomination ensures all rights and/or amount(s) payable inrespect of the holdings in Schemes of HDFC Mutual Fundwould vest in and be transferred to the nominee upon deathof t he Unit ho lder. The nominee receives the unit s only as agentand trustee for the legal heirs or legatees as the case may be.Investors should opt for the nomination facility to avoid hasslesand inconveniences in case of unforeseen events in future.

Nomination by a unit holder shall be applicable for investmentsin all schemes in the folio or account.

Every new nomination for a folio/account will overwrite theexisting nomination. Nomination w ill be subject to the provisionsof the respective Scheme Information Document.

Nomination shall be mandatory for new folios/accounts openedby an individual especially with sole holding and no new folios/accounts for individuals in single holding would be openedwithout nomination. However, investors who do not wish tonominate must sign separately confirming their non-intentionto nominate. In case nomination/non-intention to nominate isnot provided by Individual (with sole holding) the applicationis liable to be rejected.

The nomination can be made only by individuals applying for/holding units on their own behalf singly or jointly. Non-individualsincluding society, trust, body corporate, partnership firm, kartaof Hindu undivided family, holder of Power of Attorney cannot

nominate. Nomination shall not be allowed in a folio held onbehalf of a minor. In case a folio has joint holders, all jointholders should sign the request for nomination/cancellation ofnomination, even if the mode of holding is not joint .

Minor(s) can be nominated and in that event, the name, addressand signature of the guardian of the minor nominee(s) shall beprovided by the unitholder. Nomination can also be in favour ofthe Central Government, State Government, a local authority,any person designated by virtue of his office or a religious orcharitable trust.

The Nominee shall not be a trust (other than a religious orcharitable trust), society, body corporate, partnership firm, kartaof Hindu undivided family or a Power of Attorney holder. Anon-resident Indian can be a Nominee subject to the exchangecontrols in force, from time to time.

Nomination in respect of the units stands rescinded upon thetransfer of units. Transfer of units in favour of Nominee(s) shallbe valid discharge by the AMC against the legal heirs.

Cancellation of nomination can be made only by those individualswho hold units on their own behalf singly or jointly and whomade the original nomination.

On cancellation of the nomination, the nomination shall standrescinded and the AMC shall not be under any obligation totransfer the units in favour of the Nominee(s).

Nomination can be made for maximum number of threenominees. In case of multiple nominees, the percentage ofallocation/share in favour of each of the nominees should beindicated against their name and such allocation/share shouldbe in whole numbers without any decimals making a total of100 percent.

In the event of the Unitholders not indicating the percentageof allocation/share for each of the nominees, HDFC MutualFund/ HDFC Asset Management Company Limited (AMC), byinvoking default option shall settle the claim equally amongstall the nominees.

In case of investors opting to hold the Units in dematform, the nomination details provided by the investor tothe depository participant will be applicable.

15. Permanent Account NumberSEBI has made it mandatory for all applicants (in the case ofapplication in joint names, each of the applicants) to mentionhis/her permanent account number (PAN) irrespective of theamount [Except for SIP upto S 50,000/- per year per investor(Micro SIP)]. Where t he applicant is a minor, and does not posseshis / her own PAN, he / she shall quote the PAN of his/ herfather or mother or the guardian, as the case may be. However,PAN is not mandatory in the case of Central Government, StateGovernment entities and the officials appointed by the courtse.g. Official liquidator, Court receiver etc (under the categoryof Government) for transacting in the securities market. PANcard copy or another proof of identity of investor(s) isnot required separately if KYC acknowledgement issuedby CVL is made available. HDFC Mutual Fund reserves theright to ascertain the status of such entities with adequatesupporting documents. Applications not complying with theabove requirement may not be accepted/processed.

For further details, please refer Section Permanent AccountNumber under Statement of Additional Information availableon our website www.hdfcfund.com.

16. Prevention of Money Laundering

SEBI vide its circular reference number ISD/CIR/RR/AML/1/06

dated January 18, 2006 mandated that all intermediaries

including Mutual Funds should formulate and implement a

proper policy framework as per the guidelines on anti money

laundering measures and also to adopt a Know Your Customer

(KYC) policy.

The Investor(s) should ensure that the amount invested in the

Scheme is through legitimate sources only and does not i nvolve

and is not designated for the purpose of any contravention or

evasion of the provisions of the Income Tax Act, Prevention of

Money Laundering Act (PMLA), Prevention of Corruption Act

and / or any other applicable law in force and also any laws

enacted by the Government of India from to time or any rules,

regulations, notifications or directions issued thereunder.

To ensure appropriate identification of the Investor(s) and with

a view to monitor transactions for the prevention of money

laundering, HDFC AMC/ HDFC Mutual Fund reserves the right

to seek information, record investors telephonic calls and or

obtain and retain documentation for establishing the identity

of the Investor(s), proof of residence, source of funds, etc. It

may re-verify identity and obtain any incomplete or additional

information for this purpose.

HDFC Mutual Fund, HDFC AMC, HDFC Trustee Company

Limited ( HDFC Trustee ) and their Directors, employees and

agents shall not be liable in any manner for any claims arising

whatsoever on account of freezing the folios/rejection of any

application / allotment of Units or mandatory redemption of

Units due to non compliance with the provisions of the Act,

SEBI/AMFI circular(s) and KYC policy and / or where the AMC

believes that transaction is suspicious in nature within the

purview of the PMLA and SEBI/AMFI circular(s) and reporting

the same to FIU-IND.

For further details, please refer Section Prevention of Money

Laundering under the Statement of Additional Information

available on our website www.hdfcfund.com.

17. Know Your Customer (KYC) Compliance

G Units held in account statement (non-demat) form

Investors should note that it is mandatory for all purchases/

switches/ registrations for Systematic Investment Plan (SIP)/

Systematic Transfer Plan (STP)/ Flex STP/ Flexindex Plan/

Dividend Transfer Plan(DTP) made on or after January 1,2011 t o quot e the KYC Compliance Status of each applicant

(guardian in case of minor) in the application and attach

proof of KYC Compliance viz. KYC Acknowledgement

Letter / Printout of KYC Compliance Status downloaded

from CDSL Ventures Ltd. (CVL) website (www.cvlindia.

com) using the PAN.

Applicants intending to apply for units through a Power

of Attorney (PoA) must ensure that the issuer of the

PoA and the holder of the PoA must mention their KYC

Compliance Status and attach proof of KYC Compliance

at the time of investment.

G Units held in electronic (demat) form

For units held in demat form the KYC performed by the

Depository Participant of the applicants will be considered

as KYC verification done by the Trustee / AMC.

In the event of non compliance of KYC requirements, the Trustee/

AMC reserves the right to freeze the folio of the investor(s) and

effect mandatory redemption of unit holdings of the investors

at the applicable NAV, subject to payment of exit load, if any.

For further details, please refer Section Know Your Customer

(KYC) Compliance under Statement of Additional Information

available on our website www.hdfcfund.com.


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SIP Enrolment Form for HDFC Gold Fund[For Investments through ECS (Debit Clearing) / Direct Debit Facility/

Standing Instruction](Please read terms & conditions overleaf)

IMPORTANT: Please strike out the Section(s) that is/are not used by you to avoid any unauthorised useEnrolment Form No.


Name and AMFI Reg. No. (ARN) Sub Age nt s na me an d Co de /Ba nk Bra nc h Co de M O Co de

ARN-

FOR OFFICE USE ONLYDate of Receipt Folio No. Branch Trans. No.

Upfront commission shall be paid dir ectly by the investor to the ARN Holder (AMFI registered Distributor) based on the investors assessment of various factors includingthe service rendered by the ARN Holder.

I/ We have read and understood the contents of the Scheme Information Document and Statement of Additional Information and the terms & conditions of SIP enrolment and ECS (Debit Clearing) / Dir ect Debit / Standing Instruction and agree t o abideby the same. I /We hereby apply to the Trustee of HDFC Mutual Fund for enrolment under the SIP of the Scheme and agree to abide by the terms and conditions of the same. I/ We have not received nor been induced by any rebate or gifts, directlyor indirectly, in making this investment. The ARN holder has disclosed to me/us all the commissions (in the form of trail commission or any other mode), payable to him/them for the different competing Schemes of various Mutual Fundsfrom amongst which the Scheme is being recommended to me/us. I/ We hereby apply to the Trustee of HDFC Mutual Fund:

Please () any one. In the absence of indication of the option the form is liable to be rejected.

ISC Name & Stamp

SIP via ECS (Debit Clearing) in select cities or via Direct Debit/Standing Instruction in select banks / branches only.

SIP REGISTRATION (For New Investors, please attach Application Form for HDFC Gold Fund) CHANGE IN BANK ACCOUNT CANCELLATION (Refer Item No. 12)

Sole/1st Applicant

PAN# KYC# (Mandatory) [Please tick ()] Proof Attached

Second Applicant

PAN#

PAN#

I/We hereby authorise HDFC Mutual Fund/HDFC Asset Management Company Limited and their authorised service providers, to debit my/our following bank account by ECS(Debit Clearing) / Direct Debit / Standing Instruction for collection of SIP payments.

# Please attach Proof. If PAN/KYC is already validated please dont attach any proof. Refer Item No 14 and 15.

Third Applicant

S Y S T E M A T I C

I N V E S T M E N T

P L A N

S

I

P

Authorisation of the Bank Account Holder (to be signed by the Investor)**** To, The Branch Manager, _______________________________________________________(Name of the Bank)

This is to inform that I/We have registered for the RBIs Electronic Clearing Service (Debit Clearing) / Direct Debit / StandingInstruction and that my payment towards my investment in HDFC Mutual Fund shall be made from my/our below mentionedbank account with your bank. I/We authorise the representative carrying this ECS (Debit Clearing) / Direct Debit / StandingInstruction mandate Form to get it verified & executed.

Bank Account Number

For Office Use only (Not to be filled in by Investor)

Recorded on Scheme Code

Recorded by Credit Account Number

1st Account HoldersSignature

(As in Bank Records)

2nd Account HoldersSignature


3rd Account HoldersSignature


Signature of Author ised Offi cia l from Bank (Bank Stamp and Date) Bank Account Number

BANKERS ATTESTATION (FOR BANK USE ONLY)Certified that the signature of account holder and the details ofBank account and its MICR code are correct as per our records

I/We hereby declare that the particulars given above are correct and express my willingness to make payments referred above through participation in ECS (Debit Clearing) / Direct Debit / StandingInstruction. If the transaction is delayed or not effected at all for reasons of incomplete or incorrect information, I/ We would not hold the user institution responsible. I / We will also inform HDFCMutual Fund/HDFC Asset Management Company Limited, about any changes in my bank account. I/ We have read and agreed to the terms and conditions mentioned overleaf.

Applicable to SIP Top-up facility: I/We hereby agree to avail the top-up facility for SIP and authorize my bank to execute the ECS/Direct Debit/Standing Instruction for a further increasein installment from my designated account.Please write SIP Enrolment Form No. / Folio No. on the reverse of the cheque.

Bank Name

Branch Name Bank City

Account Number

9 Digit MICR Code (Please enter the 9 digit number that appears after the cheque number)

Account Type (Please) Savings Current NRO NRE FCNR Others (please specify) _______________________Accountholder Nameas in Bank Account

Amount@ (R)SIP Period Start From* End On** OR Default Date (December 2031)

**Please refer Item No. 6(ii) and 6(iii)M M Y Y

SIP Top-up (Optional)(Please to avail this facility)(Refer Item No. 8f)

Top-up Amount (R) ____________________(The amount should be in multiples of R 500 only)

SIP Top-up Frequency: Half-yearly Yearly (Quarterly SIP offers top-up frequency at yearly intervals only.)

M M Y Y

INVESTOR DETAILS

SIP INVESTMENT DETAILS

Application No. (For new investor)/Folio No. (For existing Unitholder)

SIGNATURE (Refer Item No. 3(b)

PAN#

Name of Guardian(In case first/sole holder is minor)

Scheme Option

Each SIP Amount (R) SIP Frequency Monthly+ Quarterly (+Default Frequency) [Refer Item No. 6(iv)]

@The first cheque amount should besame as each SIP Amount.

BANK DETAILS

Date: D D M M Y Y Y Y

KYC# (Mandatory) [Please tick ()] Proof Attached



H D F C G O L D F U N D

SIP Date* 1st 5th 10th+ 15th 20th 25th (+Default Date ) [Refer Item No. 6(iv)]

The First SIP Installment shall mandatory be via Cheque.(for application submitted during NFO Offer Period)

* The earliest date for first SIP monthly/quarterly investment available through ECS/ Direct Debit / Standing Instructionwill be on or after December 1, 2011 (for applications submitted during NFO)

G R O W T H O P T I O N

FIRST SIP TRANSACTIONVIA CHEQUE NO. CHEQUE DATED D D M M Y Y

(Post dated cheque will not to be acceptedduring NFO)

TRANSACTION CHARGES FOR APPLICATIONS THROUGH DISTRIBUTORS/AGENTS ONLY (REFER INSTRUCTION 7)In case of subscription through SIPs, the transaction charge of v 150 (for first time mutual fund investor) or v 100/- (for investor other than first time mutual fund investor) will be deducted and paid to the distributor who has opted to receive the transaction charges. The transaction charges

shall be deducted only if the total commitment (i.e. amount per SIP installments X No. of installments) amounts to v 10,000/- or more. In such cases the transaction charge shall be recovered in 3-4 installments. Units will be issued against the balance of the installment amounts invested.


10/24

1. This form is specifically for SIP into HDFC Gold Fund. In case an Investor wishes to investthrough SIP in any other Schemes of HDFC Mutual Fund, the investor may contact anyof the Investor Service Centres (ISCs) of HDFC Mutual Fund.

2. The SIP Enrolment Form should be completed in English and in Block Letters only.Please tick () in the appropriate box ( ), where boxes have been provided. The SIPEnrolment Form complete in all respects, should be submitted at any of the InvestorService Centres (ISCs) of HDFC Mutual Fun d or at the Official Poin ts of Acceptance ofTransactions of Computer Age Management Services Pvt Ltd. (CAMS).

In case SIP investments are made through Third Party Payments i.e.payment made through an instrument issued from a bank accountother than that of the first named applicant/ investor mentioned in theapplication form, Investors are required to additionally fill up & submit the

Third Party Payment Declaration Form (available at any of our ISCs oron our website www.hdfcfund.com) along with the SIP Enrolment Form.

This Form is not applicable for investments through Micro Systematic Investment Plan(Micro SIP) i.e. upto R 50,000 per year per investor. For investment throug h Micro SIPinvestor is required to fill up Micro SIP Enrolment Form available at any of our ISCs oron our website www.hdfcfund.com.

3. a. Existing unit holders should provide their Folio Number. Unitholders' details andmode of holding (single, jointly, anyone or survivor) will be as per the existing folionumber and would prevail over any conflicting i nformation furnished in this form.

Unitholders name should match with the details in the existing folio number, failingwhich the application form is liable to be rejected.

b. Signature(s) should be as it appears on the Application Form / Folio and in the sameorder. In case the mode of holding is joint, all unitholders are required to sign.

4. a. Investors who wish to enroll for SIP during the NFO are required to fill the (i)SIP Enrolment Form (Investments through ECS/ Direct Debit Facility / StandingInstruction) along with the initial investment instrument and (ii) the SchemeApplication Form of HDFC Gold Fund (applicable to new investors). Investorsare advised to read the Scheme Information Document of HDFC Gold Fundand Statement of Additional Information carefully before investing. The SchemeInformation Document / Key Information Memorandum and Statement of Additionalinformation are available with the ISCs of HDFC Mutual Fund, brokers/distributorsand also displayed at the HDFC Mutual Fund website i.e. www.hdfcfund.com

b. New investors can apply for SIP in the Scheme without any existing investment /folio.

c. On an ongoing basis, New Investors who wish to enroll for SIP are required to fillthe (i) SIP Enrolment Form Investments through ECS/ Direct Debit Facility / StandingInstruction and (ii) the Scheme Application Form of HDFC Gold Fund (along with/without the initial investment instrument). Existing unit holders in Scheme(s) ofHDFC Mutual Fund are required to submit only the SIP Enrolment Form.

The provision for Minimum Application Amount specified in the SchemeInformation Document will not be applicable for SIP investments. e.g. the minimumapplication amount for investors in HDFC Gold Fund is R 5,000/-. However, in caseof SIP investments, an investor can enter the Scheme with minimum amount ofR 500/-.

5. SIP offers investors the following two Plans (Frequency):

i) Monthly Systematic Investment Plan (MSIP)

ii) Quarterly Systematic Investment Plan (QSIP)

6. (i) The details of minimum amount per cheque, minimum number of cheques, duration,entry load, exit load, etc. are given below:

i) Minimum Amount per Installment

MSIP R 500/- and in multiples of R 100/-

QSIP R 1,500/- and in multiples of R 100/-

ii) Total Minimum Number of Installments

MSIP In respect of each SIP Installment less than R 1,000/- in value:12 Installments

In respect of each SIP Installment equal to or greater thanR 1,000/ - in value: 6 Installments

QSIP In respect of each SIP Installment less than R 3,000/- in value:4 Installments

In respect of each SIP Installment equal to or greater thanR 3,000/- in value: 2 Installments

(ii) There is no maximum duration for SIP enrolment. However, SIPs will be registeredin a folio held by a minor only till the date of the minor attaining majority, eventhough the instructions may be for a period beyond that date. The SIP facility will

automatically stand terminated upon the Unit Holder attaining 18 years of age.An investor has an option to choose the End Date of the SIP by filling the date orby selecting the Default Date i.e. December 2031.

(iii) In respect of SIP enrollments, the Load Structure prevalent at the time of enrollmentshall govern the investors during the tenure of the SIP.

The Load Structure for investments through SIP is as follows

(a) Entry Load: Not Applicable. The upfront commission on investment made bythe investor, if any, shall be paid to the ARN Holder (AMFI registered Distributor)directly by the investor, based on the investors assessment of various factorsincluding service rendered by the ARN Holder.

(b) Exit Load: In respect of each SIP instalment, an Exit Load of 2% is payable ifUnits are redeemed / switched-out within 6 months from the date of allotment;an Exit Load of 1% is payable if Units are redeemed / switched-out after 6months but within 1 year from the date of allotment. No Exit Load is payableif Units are redeemed / switched-out after 1 year from the date of allotment.

For updated load structure please contact the nearest Investor Service Centre (ISC)of HDFC Mutual Fund or visit our website www.hdfcfund.com.

(iv) In case the Frequency (Monthly/Quarterly) and SIP date is not indicated, Monthly

frequency shall be treated as the Default Frequency and 10th shall be treated asthe Default date.

7. Transaction Charges

SEBI with the intent to enable investment by people with small saving potentialand to increase reach of Mutual Fund products in urban areas and in smaller towns,

wherein the role of the distributor is vital, has allowed AMCs vide its circular No.

Cir/ IMD/ DF/13/ 2011 dated August 22, 2011 to deduct transaction charges forsubscription of v 10,000/- and above. If your distributor has opted to receive theTransaction Charges, HDFC Asset Management Company Limited ("AMC") / HDFCMutual Fund ("Mutual Fund") shall deduct a Transaction Charge of v 150 (for firsttime mutual fund investor) or v 100/- (for investor other than first time mutualfund investor) in Mutual Funds from your subscription amount and pay the sameto your distributor. Units will be issued against the balance amount invested afterdeduction of Transaction Charge payable to the distributor.

No transaction charges will be deducted for any purchase/subscription made directlywith the Fund (i.e. not through any distributor/agent).

For investments through Systematic Investment Plan (SIP): Transaction Chargeshall be deducted if the total commitment (i.e. amount per SIP installment X No. of

installments) equals tov

10,000/- or more. In such cases the Transaction Charge shallbe recovered in 3-4 installments.

8. a For SIP Applications submitted during the NFO Period:The first SIP transactionfor enrolment of SIP during the NFO will be mandatory via Cheque and should bedated within the NFO Period. The first SIP monthly/ quarterly installment throughECS (Debit Clearing) or Direct Debit / Standing Instruction should commence after35 days from the closure of NFO, i.e. the earliest date for first SIP monthly/quarterlyinvestment through ECS/ Direct Debit / Standing Instruction is November 18, 2011.

For SIP Applications submitted after the NFO Period: The SIP Enrolment Formshould be submitted atleast 30 days before the first SIP date^ for ECS (DebitClearing) / Direct Debit / Standing Instruction. If the SIP start period is not mentioned,the chosen/Default date falling 30 days from SIP submission date will be consideredas the SIP start date and SIP will be registered from that date (eg. If the applicationis submitted on June 1 without indicating the SIP start period then the SIP startdate would be July 1).

^ In case the auto debit start date as mentioned in the form does not satisfy thiscondition, the first SIP date shall be rolled over to begin from the immediatelyfollowing month (provided the roll over SIP date does not exceed the maximum

time gap of 90 days between the SIP submission date and first installment of SIPthrough ECS (Debit Clearing) or Direct Debit / Standing Instruction) and the enddate shall accordingly get extended.

b. SIP installments are available on the 1st, 5th, 10th, 15th, 20th or 25th of a month.All SIP installments under MSIP and QSIP should be of the same amount and samedate. For example, if an investor is enrolling for MSIP for the period July - December2011 for total amount of Rs. 60,000/-, there shall be a minimu m of six installments(first SIP cheque which could be of any date) of same amount.

c. The first cheque should be drawn on the same bank account which is to beregistered for ECS (Debit Clearing) / Direct Debit / Standing Instruction. Alternatively,the cheque may be drawn on any bank, but investor should provide a photocopyof the cheque of the bank / branch for which ECS (Debit Clearing) / Direct Debit /Standing Instruction is to be registered.

d. Payment may be made by cheque drawn on any bank which is situated at andis a member of the Bankers Clearing House located at the place where the SIPapplication is submitted. Outstation cheques will no t be accepted and applicationsaccompanied by such cheques are liable to be rejected. No cash, money orders orpostal orders will be accepted.

e. In case, the name is not pre-printed on the cheque or signature on the chequedoes not match, then the first named applicant/investor should submit any one ofthe following documents i.e. a copy of the bank passbook or a statement of bankaccount or a letter from the bank on its letterhead certifying the investors bankaccount details (Account Number, Type, Branch, MICR Code). For other modeof payment for SIP and further details, please refer to the section Third PartyPayments under the Instructions in the Key Information Memorandum and sectionHow to Apply under Statement of Additional In formation available on our websitewww.hdfcfund.com.

f. SIP Top-up Facility:

1. SIP Top-up is a facility wherein an investor who wishes to enrol for SIP, hasan option to increase the amount of the SIP installment by a fixed amountat pre-defined intervals. The SIP Top-up amount should be filled in the SIPEnrolment Form itself.

2. The SIP Top-up amount should be in multiples of R 500 only.

3. Monthly SIP offers top-up frequency at half yearly and yearly intervals. QuarterlySIP offers top-up frequency at yearly intervals only. In case the top-up frequencyis not indicated under Monthly SIP, it will be considered as yearly interval.

g. (i) SIP Payment through Electronic Clearing Service (ECS) (Debit Clearing) of theReserve Bank of India (RBI) - Investors / Unit holders may also enroll for SIPAuto Debit facility through ECS (Debit Clearing) of the RBI.

List of Cities for SIP Auto Debit Facility via ECS (Debit Clearing) should conformto the ECS Debit locations approved by RBI. The same is available on www.rbi.org.in and on our website www.hdfcfund.com

This facility is offered only to the investors having bank accounts in selectcities.

The bank account provided for ECS (Debit) should participate in local MICRclearing.

SIP auto debit facility is available only on specific dates of the month as under:

Cities SIP Dates

Pondi cher ry 5t h / 10t h / 15t h / 2 5th

The investor agrees to abide by the terms and conditions of ECS facility ofRBI.

(ii) SIP payment through Direct Debit Facility

Investors / Unit holders may enroll for SIP Direct Debit Facility available withthe following banks / branches

Banks Branches

Axis Bank Limited, IDBI Bank Limited, KotakMahindra Bank Limited, IndusInd Bank Limited,State Bank of India and Union Bank of India

All Branches

SIP TERMS & CONDITIONS FOR ECS (DIRECT CLEARING) / DIRECT DEBIT FACILITY / STANDING INSTRUCTION

Banks Branches

Bank of India, Bank of Baroda and PunjabNational Bank

SelectBranches

This facility is offered only to the investors having bank accounts in selectbanks / branches eligible for this facility.

This facility is available on all SIP dates of a month / quarter.

(iii) SIP payment through Standing Instruction

Payment may also be accepted by direct debits to unit holders bank accounts.For this purpose, unit holders are required to give standing instructions totheir bankers (with whom HDFC Mutual Fund may have an arrangement fromtime to time) to debit their bank accounts at periodic intervals and credit the

subscription proceeds to the HDFC Mutual