Happy Holidays,Neighbor!

Holiday celebrations and events are going to look different this year and we are not immune to that change. In the interest of the health and safety of our employees and you, our members, we have decided to cancel the Main Street Holiday Party for this year.

In place of the annual event, we still want to express our extreme gratitude to all of our Main Street members by sending everyone a Holiday Package. Just a small token of our thanks to you that can add a little of the warmth and spirit of the season, even if it is not in-person. Please enjoy this special delivery while continuing to stay safe.

We greatly miss seeing all of you at the teller line, in a branch, or at yearly social events. Though it has been a while since we have been able to meet, I wanted to say that the entire Neighbors staff looks forward to the time when we can return to normal. Remember that our interest is your safety and security. No matter what your needs might be in this trying time, we’re happy to help. We greatly appreciate your membership and look forward to the day when we can again you in person!

To help brighten up your in-home celebration, we invite you to listen to our ‘NCU Miracle on Main Street’ playlist on Spotify for a little extra holiday cheer. We appreciate your understanding and wish you and your family a safe and happy holiday season.

Rosanne GramlingChief Experience Officer

Check out our Main Street Holiday Playlist on Spotify

You can’t have a holiday celebration without some festive music. We have put together a collection of some of the classics and carols of the season for

you to enjoy. Here’s how to tune in:

Go to Spotify.com

Download the app for free

Search for the ‘NCU – Miracle on Main Street’ playlist

Happy listening and Happy Holidays!

Winter 2020

Published by Neighbors Credit UnionNEIGHBORSCU.ORG ■ 314-892-5400

Visit NeighborsCU.org and click the member referral link under Neighbors News to download and print the member referral form. Or, pick up a form at a branch drive-through lane near you.

Send the flyer to anyone you think should join Neighbors Credit Union.

Have them bring the flyer to any Neighbors branch drive-up

Share the benefits of membership with your friends, family or anyone, and each of you could receive $1002. It’s easy! All you need to do is by establishing either:

• Checking account with eStatements and direct deposit• Loan or credit card with a minimum of $5,000 balance

In order to qualify for the $100 referral bonus, you can:

We welcome your referrals and we look forward to serving their financial needs. Visit NeighborsCU.org for more information about our referral program or to open an account today!

2Membership eligibility required. Restrictions apply. Account re-openings are ineligible. New member must present flyer and open a new checking account with direct deposit and eStatements and/or a loan or credit card with at least a $5,000 balance within 90 days. Cash bonus will be paid within 90 days of loan closing and/or checking account opening with direct deposit and eStatements and is subject to 1099 reporting. Direct deposit and eStatements must be active within 90 days from time of checking account opening. Offer valid for a limited time only. See Neighbors Credit Union for full details.

Take Advantage of Our New $100 Referral Program

You and Your Family Can Get Paid to Learn Financial literacy is more important than ever, and that is why we are excited to announce our Zogo application. Once downloaded on a mobile device, using the code “NEIGHBORS”, Zogo is a Financial Education App that will allow you to get paid to learn more about the financial arena. Then, pass the app along to your family so that they can get paid to learn also!

Zogo helps everyone improve their financial literacy by breaking down topics like saving, interest, investing and even financial management into fun, quick lessons you can do in the time it takes for you to wait in line at the drive-thru. These lessons will stay with you and your family as they grow from early saver into young-adult investor. With Zogo, the more you learn, the more you earn!

Search “Zogo: Finance Simplified” in your phone’s app store, and download using the code “NEIGHBORS”. See NeighborsCU.org for program details and download instructions. Or, you can give us a call at 314-892-5400 and we can give you more information.

6300 S. Lindbergh Blvd.St.Louis, MO 63123

Winter 2020

You know that your kids or grandkids are already great savers. Neighbors Credit Union wants them to get more than just interest out of the money they deposit. As of April 1, 2020, we have instituted the S.M.A.R.T program, that stands for Student Money Awareness and Readiness Track, and will now include members ages 0-22.One perk of this new program is the 10.00% APY7 interest that S.M.A.R.T. accountholders will receive on the first $1,000.00 in their accounts! Additional balances of $1,000.01 and over will earn 0.25% APY.

PRSRT STDU.S. POSTAGE

PAIDST. LOUIS, MO

PERMIT NO. 175

In addition to that amazing rate, S.M.A.R.T. is going to have plenty of games, comics, articles, helpful hints and more available to help your loved ones make savings decisions. Make sure to keep visiting NeighborsCU.org/home/club/SMART for updates and information on program events and offers.

No matter if your special saver has been a member for years, or you just opened an account for them yesterday, we are proud of every one of our S.M.A.R.T. savers and look forward to leading them on their financial journey.7APY = Annual Percentage Yield. 10.00% interest rate only applies to the first $1,000.00 in the account balance. All additional balances will have a 0.25% APY. All S.M.A.R.T. program offers are open for members ages 0 – 22 only. Restrictions apply. Visit NeighborsCU.org for full program details.

Our S.M.A.R.T.Savings Program is Here!

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