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    ABC Egypt NewsletterMar-Apr issue

    ABC News

    Prots reach LE 41.8 millionSubstantial growth rate of 21.5%

    ABC Egypt's General Assembly raties

    2007 Financial Statements

    Egypt - Arab Banking Corporation's (ABC) 2007 nanc-

    ial statements were ratied at the 2007 meeting of the

    General Assembly convened on the 27th of March 2008

    at the 4 Seasons Nile Plaza.

    The Banks balance sheet totaled LE 6.1 billion

    with a growth rate of 139.1% as compared to last

    year. The board was also pleased to announce the

    exceptional rise in savings accounts which reached LE

    4.6 billion to record a growth of 159.6%.

    Arab Banking Corporations New President &

    Chief Executive attends our General AssemblyContents

    Mr. Hassan Jumaa, the newly appointed president

    and chief executive for ABC group, attended the General

    Assembly meeting for Egypt on the 27th March 08 at the 4Seasons Hotel for the rst time.

    ABC News1 - 4

    5 Retail Focus

    6 HR Focus

    7 - 8 People Focus

    9 - 10 CSR Focus

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    ABC News

    Hany Abou-El-Fotouh,

    First Vice President and

    Group Head of Corpo-

    rate Governance and

    Compliance at ABC Bank

    Egypt has spoken and

    participated at three

    panels among promi-

    nent panelists from

    leading world nancialinstitutions and regula-

    tory authorities during the Money Laundering Alert 13th

    Annual International Conference at the Westin Diplomat Resort

    & Spa in Hollywood, Florida March 17-19, 2008.

    ABC Bank Egypt VP speaks at money

    laundering conference in USA

    More than 1,500 attendees from the United States and 40 coun-

    tries have signed up to the conference. The conference organizer,

    Miami-based Alert Global Media, Inc. is the publisher of Money

    Laundering Alert and moneylaundering.com Premium, the

    world's foremost sources of money laundering news, analysis

    and guidance.

    He describes the conference as 'an opportunity to oer guidance

    from Anti Money Laundering (AML) experts oering strategies

    and solutions particularly how to survive in this demanding

    regulatory environment.'

    Abou-el-Fotouh has tackled major misconceptions about Islamic

    nance and banking, preparation of AML independent testing

    and regulatory examinations as well as best practices about

    tailoring AML training program. The panels have been highlyinteractive.

    ABC In The Picture

    ABC Egypt going Global

    Mr. Hany Abou El Fotouh First Vice

    President, Corporate Governance &

    Compliance Group Head. Repre-

    sented ABC Egypt on the 24th & 25 of

    February in Bahrain

    the Retail Marketing Division they

    proudly introduce a Discount agree-

    ment between ABC and World GYM

    with 35% Discount for all usage of

    the Gym

    BigEmployee Discounst!!

    Noha Mahmoud wins last months CSR

    competition. Corporate Communica-

    tions depertment declares her the first

    CSR competition winner with the prize

    of 1000 LE....

    1000LE to our CSR winner

    Full Coverage next issue

    details P 8

    Page 2

    2nd Annual Fraud & Financial Crimes Forum Safekeepingthe integrity

    of Financial

    Organisations

    through

    sustainable

    Compliance

    and Risk

    Management

    Framworks

    Mr. Hany Abou El Fotouh First Vice Presi-

    dent, Corporate Governance & Compliance

    Group Head. Represented ABC Egypt on

    the 24th & 25 of February in Bahrain

    For the 2nd Annual Fraud & Financial

    Crimes Forum, where he played a big rolepresenting dierent subjects on the latest

    technology solutions in combating fraud

    and nancial crimes, while discussing

    some of the most controversial issues in

    world banking today about fraud detec-

    tion and the need to

    constantly improve customer data

    protection. These major points are

    essential to ensure customers

    rights of data condentiality and

    transaction safety. ABC has alwaysbeen known to implement the

    latest banking technology as well

    as safety protocols and proce-

    dures.

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    ABC

    Egyptian International Economic Forum organized an event that took

    place at the Four Seasons hotel, Cairo Nile Plaza, Plaza ballroom, on

    Tuesday, April 8th, 2008 at 11:30 a.m. The Forum organized a "Special

    Meeting and Luncheon" with Guest Speaker H.E. Mr. Vaclav Klaus, Presi-

    dent of the Czeck Republic, with a controversial topic of discussion on

    "Managing Change

    ABC at the EIEF event

    ABC - Sponsor for the EIEF Event

    President of the Czech gives lecture on Managing Change

    Klaus Vaklav

    president of the Czech Republic

    The Event was attended by: Mr.Essam El Wakil, Mr. Amr Attallah, Mr. Sameh Banany, Ms.Perihan El

    khouly. ABC is always keen on sponsoring and attending

    all sessions and events that can give a clearer perspective of the ecenomic situa-

    tion in Egypt

    Page 3

    in front of a high prolr audience

    ABC News

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    Page 4

    ABC News

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    money promotions. The spring season is a time for fun, games, and adven-

    the worries, responsibilities and frustrations of everyday life.

    Any client that applies for an ABC Bank Personal Loan (with a minimum

    EGP 200,000) or Auto Loan (with a minimum EGP 100,000) until the end of

    March 2008 will win FREE accommodation for 2 adults for up to four nights

    at the most luxurious hotels all over Egypt when receiving the loan. The

    client will receive a brochure with the details of the promotion that

    explains all the booking procedures and terms and conditions.

    Retail Flavor

    ABC - Egypts Retail group has launched a new campaign called Bank

    Assurance, in association with Allianz, one of the biggest and most

    investment funds and new saving plans that provide dependable

    married, having children, then planning for their future, all of these

    need to take

    care of those

    you love.

    A B C s

    Bank Assur-

    ance Solutions,

    keeps your family

    encased in a

    coccon of happi-

    ness, even whenyoure not there.

    Retail Focus

    Page 5

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    Maha Mohamed SamirCompliance Manager

    IT Operator

    Hany Mohamed Khalifa & Mohamed Amhed AzmyTechnical Support

    Mohamed Abdel MoneimTeller

    Amal Sayed Abdel Moaty

    Mohamed Helmy Abou ElAzim

    Yoman Omar AbdelTraining

    Corrsepondant Banking

    Noha Hamdy

    Mostafa FairdCorporate Communication Division

    Mohamed Abdel Moniem & Mohamed Samir HemdanClient Relation

    Karim Mahmoud Abdel Aziz Customer Service

    Shahira Mohamed HusseinHR Coordinator

    Ayman Ahmed El Koraey Uniteller

    Mr. Hisham Mohamed Sabry AVP Regional Manager

    Ahmed Shaaban YehiaSenior Operations

    Heba Mohamed Kamal

    Amal Mohamed IbrahimSenior Customer

    A Warm Welcome

    to...

    Constantly looking to employ the best caliber of

    people our Human Resource department is alwaysmaking sure to participate in all employment fairs

    organized by the most prominent Universities and

    Education Centers.

    HR participates in two

    major employment fair events

    For March and April, the HR department

    was on the go, sending their representa-

    tives to the Canadian University on the

    12th March and to the 13th annual Cairo

    University Employment fair on the 18th of

    March, ever looking for the right people to

    join ABC Egypt, contributing to maintain

    the standards of ABC in providing excel-

    lent banking services

    Page 6

    HR Focus

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    ABC - People Focus

    People Focus

    % Employee Discounts%now enjoy 35% discount at World Gym and 10% discount for ABC Bank VisaElectron and Credit Card Holders.

    Fitness

    The latest cardiovascular equipment, (LifeFitness, Paramount & Hummer Strengthsystems), advanced Circuit Training completebody workout.

    Free Weights Area - Full range OlympicDumbbells and Barbells.

    Cardio Theater - 10 wall-set entertainment TVsystem displaying news, sports, & clips,supported by hi-tech Myers audio system,(world's greatest hits).

    Personal trainers available, (all trainers haveprofessional degrees from well known health &

    Aerobics

    Featuring a whole range of Stretch, BodyTone, & Dance,

    (Stretch & Tone - Power Yoga OrientalDance Abs Classes)

    Children's Courses, (Pre-Ballet Karate Irish Dance Hip-Hop Children's AerobicsRhythm & Games).

    Freezing service

    The ability to freeze your membership for 2months.

    Spinning Area

    High intensive groups cycling with aninstructor who will take you on a challengingride. 10 Spinning V bikes.

    Sauna, Jacuzzi, & Steam room.

    Body healing & Massage.

    Individualized nutrition counseling andweight loss programs.

    Specially designed exercise programs

    Turkish Bath, Moroccan Bath.

    Tel & Fax:

    Health and Spa

    Address: 13, El Mahad El Eshtraky St., In Front Of Merryland- Heliopolis- Cairo- Egypt

    The Retail Marketing Division is pleased to announce the discount

    Page 7

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    ABC - Wedding Bells

    Congratulations goes to

    Ahmed El Sebai

    We wish him and his bride a Fruitful marriage

    &

    A Happy, Successful Life

    People Focus

    Page 8

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    CSR questions answered

    CSR is how an organisation volun-

    tarily manages its economic, social,

    ethical and environmental impacts

    (good and bad) on society. CSRapplies to an organisation and its

    people (the public sector, charities,

    and businesses) as they all have

    interactions with society and the

    environment.

    Does CSR matter?

    CSR originated in the 1990s as a

    business response to the unsustain-

    able use of the planets resources,

    the pressure on people and natureand therefore risks to business. This

    pressure has increased, com-

    pounded by global concerns like

    climate change.

    Business is ever more powerful,

    in some cases more powerful than

    governments, so it is really impor-

    tant to engage with it. CSR matters

    more than ever.

    What is corporate social

    responsibility (CSR) and to

    whom does it apply?business?

    Companies using CSR as a business

    tool to help manage risksand iden-

    tify opportunities, suchas new

    include reduced waste disposal

    costs, new partnerships and ways

    -

    tion, or successful bidding for

    contracts.

    Good CSR can develop trust

    between the company and vested

    groups such as investors, bringing

    enhanced reputation. Forward-looking companies have been

    using CSR to transform the culture

    and the very nature of their busi-

    ness.

    Corporate Social Responsibility Process

    ABC - Corporate Social Responsibility

    CSR Focus

    Page 9

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    Handwriting vs Typing: The ShowdownAs information technology starts entering

    our everyday lives more and more, and as information

    workers like myself start working more and more on

    keyboards instead of writing on paper. Are there any

    I decided to conduct an experiment, where I would

    spend some time handwriting on a notepad instead of

    the usual clattering hum of typing on the keyboard.

    Now, keep in mind that I use my keyboard to do a majority of my writing and correspondences with my circle

    of colleagues, family, and friends. Everything from email to instant messaging - even sending a text message

    on my cellphone involves dealing with some form of digital input or another.

    Has the keyboard taken over my main means of written communication? Has the pen gone extinct? Has the

    keyboard mightier than the sword?

    1. The Right MethodWriting with a pen allowed me to do a lot (Thanks

    Guys :P) more than just write across a page in neat

    and ordered way. It allowed me to draw little

    diagrams and pictures to help get a point across.

    By using drawings and doodles, you can allow

    your mind to tap into your right-side of the brain.

    This is the side of your brain where creativity and

    conceptual thinking exists - by tapping into this

    side of the brain, it allowed me to doodle down

    some great ideas for several projects I was work-ing on.

    2. UnstoppableWriting does not require electricity. Just a comfort-

    able working location, some good lighting, and

    reference materials. Plenty of great writing has

    come about from anywhere from bedrooms to

    computer viruses, crash, or irritating pop-up ads

    from websites. You can write anytime as well. Noneed to boot up a computer. Just make sure your

    pencils are sharp or your pens are full and you

    should be all good!

    3. The Inner EditorWriting by hand allows you to spend more time on

    your words. Unlike typing, which allows you to get

    it down before you forget it (which has its ben-

    more elegant with the right practice (no pun

    intended!)

    4. Awareness

    this experiment, I noticed that the computersdrone was inhibiting allot of subtle noises in the

    background. This was not only calming, but added

    some inspiration to my project as well! There was

    also no distractions from instant messages or new

    pen, and my thoughts.

    5. PersonalityWriting by hand also adds a personal touch to your

    material. Its a lovely feeling to receive a hand-writtenletter from a friend of a loved-one. Somehow,

    the words on the page, and can be much more warm

    and appreciated than a dry email.

    ABC - Self Pursuit

    People Focus