8
|SUNDAY, SEPTEMBER 28 H 2014 | | VOLUME 9 ISSUE 8 | | WWW.KRISTANCOLE.COM| Dedicated to Serving the Mat-Su Community for 30 Years When you are contemplating selling your home you may be asking yourself “Is it the right time? What are other homes selling for? Have home prices gone up recently?” e most dominant question on your mind may be “What is my home worth right now? We understand what questions may be running in your mind and we want to give you the best tools so that you can get an aerial view of the real estate market and how it may affect you. With this in mind we have recently added a new interactive tool that you can use to instantly get a snapshot of your home value as well as information on properties that have sold around you. is tool, called Rapid CMA TM , will help you understand the real estate market in your area. Rapid CMA TM will compile a list of recent home sales in the area, display the facts and show a recommended sale price for homeowners thinking of selling. Remember this is an estimate and a snapshot of market conditions. is will not replace an accurate market appraisal done by our team of real estate experts. When listing your home on the market we want to make sure you have all the details from start to finish as well as marketing checklists and guides like preparing your home for market so that it stands out from competing properties. Check out our home valuation tool at www.KristanCole.com and visit www.AlaskaHomeSellingInfo.com for free checklists, eBooks and reports that are designed to sell your home in record time while putting more money in your pocket! And, if you are ready to sell, or would like us to customize your home value report and sharing our recommendations, CALL Us Today at 907-373-3556. 5131 East Mayflower Lane 907-373-3575 www.kristancole.com [email protected] INSIDE THIS ISSUE WHAT’S MY HOME WORTH? PAGE 1 CLEAN SWEEP PAGE 2 FREE THANKSGIVING PIE PAGE 3 KRISTAN’S LISTINGS PAGE 4-6 SHOWING TIME PAGE 6 BUYING VS RENTING PAGE 7 PREFERRED PROVIDERS PAGE 8 What’s My Home Worth? Find Out In Less Than 60 Seconds! KRISTAN COLE TEAM NEWS Sign up for our FREE IPAD Air. Just go to our website and click on the 30 yr logo.

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Page 1: H 2014 | | VOLUME 9 ISSUE 8 | | ...l.b5z.net/i/u/6053616/f/September_2014_web.pdf · CAUTION! LISTING YOUR HOME WITH THE Visit our website for photos & visual tours of all of our

|SUNDAY, SEPTEMBER 28H 2014 | | VOLUME 9 ISSUE 8 | | WWW.KRISTANCOLE.COM| Dedicated to Serving the Mat-Su Community for 30 Years

When you are contemplating selling your home you may be asking yourself “Is it the right time? What are other homes selling for? Have home prices gone up recently?” The most dominant question on your mind may be “What is my home worth right now?

We understand what questions may be running in your mind and we want to give you the best tools so that you can get an aerial view of the real estate market and how it may affect you. With this in mind we have recently added a new interactive tool that you can use to instantly get a snapshot of your home value as well as information on properties that have sold around you. This tool, called Rapid CMATM, will help you understand the real estate market in your area. Rapid CMATM will

compile a list of recent home sales in the area, display the facts and show a recommended sale price for homeowners thinking of selling. Remember this is an estimate and a snapshot of market conditions. This will not replace an accurate market appraisal done by our team of real estate experts. When listing your home on the market we want to make sure you have all the details from start to finish as well as marketing checklists and guides like preparing your home for market so that it stands out from competing properties.

Check out our home

valuation tool at www.KristanCole.com and visit www.AlaskaHomeSellingInfo.com for free checklists, eBooks and reports that are designed to sell your home in record time while putting more money in your pocket!

And, if you are ready to sell, or would like us to customize your home value report and

sharing our recommendations, CALL Us Today at 907-373-3556.

5131 East Mayflower Lane 907-373-3575 www.kristancole.com [email protected]

INSIDE THIS ISSUEWHAT’S MY HOME WORTH? . . . . . . . . . . . PAGE 1

CLEAN SWEEP . . . . . . . . . . . . . . . . . . . . . . . . . PAGE 2

FREE THANKSGIVING PIE . . . . . . . . . . . . . . PAGE 3

KRISTAN’S LISTINGS . . . . . . . . . . . . . . . . . . . PAGE 4-6

SHOWING TIME . . . . . . . . . . . . . . . . . . . . . . . PAGE 6

BUYING VS RENTING . . . . . . . . . . . . . . . . . . PAGE 7

PREFERRED PROVIDERS . . . . . . . . . . . . . . . PAGE 8

What’s My Home Worth?Find Out In Less Than 60 Seconds!

Kristan Cole team newsSign up for our

FREE IPAD Air.Just go to our

website and click on the 30 yr logo.

Page 2: H 2014 | | VOLUME 9 ISSUE 8 | | ...l.b5z.net/i/u/6053616/f/September_2014_web.pdf · CAUTION! LISTING YOUR HOME WITH THE Visit our website for photos & visual tours of all of our

Kristan Cole Team News | PAGE 2 | | SUNDAY, SEPTEMBER 28TH 2014 |

5131 East Mayflower Lane 907-373-3575 www.kristancole.com [email protected]

You want to roll out of the red carpet for potential buyers — not a dirty one. Consider these tips from Martha Stewart for keeping your carpets in tiptop shape this season and every season.

• Shoes track in most of the dust and dirt. This buildup can create foul odors and trigger asthma attacks. For starters, position doormats at entrances, ask visitors to take off their shoes and make vacuuming part of your weekly routine.

• Invest in a quality vacuum that has a green label called High-Efficiency Particular Air, which keeps

all dirt in the bag. Add ¼ cup of baking soda to the bag to make carpet odors less noticeable. Switch the bag when it is half-full.

• When liquids or other messes hit the carpet, act quickly with a solution of clear hand soap or white vinegar and water. Gently blot the spill from the edge to the center with a towel. Rubbing cements a stain and causes matting. Blot until the carpet is completely dry.

• Professional cleaning will extend the life of carpets. The Environmental Protection Agency

recommends a professional cleaning at least twice a year and even more frequently if you have pets or small children.

Clean Sweep

“We were so happy with Kristan Cole Real Estate. We had our house on the market all summer long with another REALTOR® and never er. We signed the e Kristan Cole team was great; professional, on time, with helpful advice on how to stage the house and prepare it for showing so we

ere’s no doubt which agency we’ll go to the next time we have to sell a property - Kristan Cole Real Estate.” - Randy Jones & Sara Jensen

The market may have changed but our track record hasn’t.

Top 10 reasons to list your home with the Kristan Cole Team:1. 900 S Hassler Dr $270,000 SOLD2. 3235 N Old Squaw Lp $219,900 SOLD3. 300 W Scheelite Dr $229,000 SOLD4. 6680 W Wellington Dr $253,000 SOLD5. 4728 W Gloryview Cir $215,000 SOLD6. 7303 N Grouse Lp $255,000 SOLD7. 360 N Roy Cir $331,000 SOLD8. 8911 E Times Square Cir $247,400 SOLD9. 3215 N Bald Eagle Dr $247,500 SOLD10. We sell a home every 36 hours.*

*based on VBR MLS statistics for the last 18 months within the Palmer-Wasilla areas.

“We werenext springot the bes

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Kristan Cole Team News | SUNDAY, SEPTEMBER 28TH 2014 | | PAGE 3 |

5131 East Mayflower Lane 907-373-3575 www.kristancole.com [email protected]

Our 5th Annual FREE Thanksgiving Pie Giveaway has begun! We give each family that registers on our website a FREE Thanksgiving Pie (either Apple or Pumpkin). We do this because we love our community and are very thankful to all of our clients and customers! More information available on our site!

Go to

www.KristanCole.com/thanksgiving_pie_sign_up

to get yours!

MEET THE KRISTAN COLE TEAM

Kristan Cole

Owner373-3575

Shanna Lantto

Listing Coordinator373-3556

Teresa Steeby

Client Care Manager373-3528

Marni Beauchain

Showing Assistant373-3526

Steve & Mary Casillas

Expansion Partner Arizona480-744-6031

Clay Thompson

Expansion Partner Utah801-917-4373

Renee Burney

Buyer Specialist748-2529

Tiffany Johnson

Closing Coordinator376-0270

Chris Johnson

Runner

Kristi Tanner-Mock

Listing Specialist373-3578

Charlie Bagg

Anchorage/Eagle River Specialist

903-2903

Quake Haydon

Senior Buyer Specialist373-3583

arizona offiCe Utah offiCe

Win a FREE iPad Air!The Kristan Cole Team is giving away an iPad Air! The iPad Air is a light,

thin, and powerful tablet, making it the perfect device for any age.

Go to KristanCole.com and click on the 30 year logo to sign up.

Limit of one entry per email address per person. The lucky winner will be chosen at random and must be able to claim the prize at one of The Kristan Cole Team office locations in person. You will need valid identification.

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Kristan Cole Team News | PAGE 4 | | SUNDAY, SEPTEMBER 28TH 2014 |

5131 East Mayflower Lane 907-373-3575 www.kristancole.com [email protected]

READY FOR DEVELOPMENT Prime Parks Hwy frontage commercial property ready for development. Incredible mountain views and unbeatable exposure to traffic. This is a great investment property. The red barn and lumber does not stay with the property.

$2,339,000 MLS# 13-14389

CAUTION! LISTING YOUR HOME WITH THE

Visit our website for photos & visual tours of all of our properties www.KristanCole.com

PRIVATE AIRSTRIP ACCESS 5 BR, 5.5 BA Custom home w/privacy on 2.46 acres. Landscaped yard w/interior features such as floor to ceiling rock fireplace, birch flooring, open/spacious kitchen/living room, fireplace in master w/walk in closet, plus a huge family room/theater room in the walk out basement.

$699,000 MLS# 14-10665

GREAT COMMUTE LOCATION 3 BR, 3 BA 2 story home w/beautiful mountain views. 2 car attached garage plus a detached shop/garage. Large covered deck w/access to the master bedroom, fenced yard, tile floors in kitchen, maple cabinets, security system, new stove, new dishwasher and new disposal.

$285,000 MLS# 14-11181

BEST LOT ON FISH LAKE Would you like to own one or even two of the best lots on Fish Lake? Live here year round or use as a recreational cabin. Handcrafted home w/Sitka spruce timber framing, engineered hardwood & quality laminate flooring, hand built timber staircase. $250,000 MLS# 14-12799

GREAT INCOME POTENTIAL 11 BR, 5 BA This multifamily building used to be a 5 plex but was converted to a 4 plex. 2 units were combined to one to make a 4 bedroom 2 bath.

$249,900 MLS# 14-3452

EQUESTRIAN GLEN SUBDIVISION 3 BR, 2.5 BA Brand new carpet throughout, brand new interior and exterior paint, driveway has been resealed and seller has done a pre-home inspection. There is a main living area w/vaulted ceilings & a family room w/gas fireplace & large master w/walk in closet.

$244,000 MLS# 14-12390

FAMILY FRIENDLY SUBDIVISION 4 BR, 2.5 BA This 2 story home has had a complete kitchen remodel w/solid surface counter tops, cabinets & new SS appliances. New light fixtures, new interior paint, new carpet, new laminate, fenced back yard & paved driveway. Family room plus a main living room with a gas fireplace. $249,900 MLS# 14-13095

GORGEOUS INLET & MOUNTAIN VIEWS 3 BR, 2.5 BA Beautiful custom home, bonus room above garage, kitchen remodel in 2014 w/new quartz countertops, ss appliances & tile floors, master bath remodeled in 2014 w/granite countertops, vanity & tile. 12X16 storage shed, 12X12 greenhouse.

$410,000 MLS# 14-13606

MUST SEE CUSTOM HOME 3 BR, 3 BA Remodeled custom kitchen, custom office w/cabinets & gun safe, master bedroom w/fireplace & private covered deck, walk in master closet & master bath with jetted tub & separate tiled shower. Fenced in landscaped front yard w/electric gate, new septic in 2002

$390,000 MLS# 14-13164

LIKE BRAND NEW 2 BR, 2 BA Ranch style log cabin is like brand new, new metal roof, plumbing, wiring, on demand hot-water system, high efficiency boiler, all new bathrooms & kitchen. Home is on corner lot w/2 driveways & large 480 sqft 2 story shed. Amazing wrap around deck, in-floor radiant heating. $325,000 MLS# 14-8504

COMMERCIAL PROPERTY FRONTING THE PARKS HWY Multi use commercial property. Currently being used as a Church but with over 22 rooms the property could have several different functions. There was a new roof put on in 2008 and a new furnace in 2013.

$499,000 MLS# 14-8064

4220 SQ FT HOME 5 BR, 3 BA This huge home sits on 5.28 acres with a 12X28 back deck, custom chicken house, laid block greenhouse, fire pit & creek runs through the property. Huge bonus room above the garage, HRV system, new carpet, new paint, new tile, new exterior doors.

$439,000 MLS# 14-10802

OVER 950’ OF FINGER LAKE FRONTAGE 6 BR, 3.5 BA Unique Waterfront property at the end of a peninsula. Incredibly private setting w/mountain and water views from every window. Installed new 2000 gallon septic w/lift station & new pump, stainless steel “dual” double ovens, oak hardwood floors, sauna. $1,200,000 MLS# 14-5429

CUSTOM HOME 5 BR, 5.5 BA Live in luxury in this custom home w/a huge back deck that overlooks the unobstructed views of the Chugach Range & Pioneer Peak. The yard has been professionally landscaped. Relax in the custom master bdrm w/fireplace w/a huge master bath.

$799,000 MLS# 13-12025

ALMOST AN ACRE 4 BR, 2 BA Lots of room to park your toys, 576 sq ft 2 car garage, large greenhouse, back deck off the dining room, vaulted ceilings, large laundry/mud room, family room and all the appliances, window coverings and garage shelving all stay with the home. $243,000 MLS# 14-12255

UNBELIEVABLE DEAL 4 BR, 2 BA Get this split entry 2040 sq ft, 4 bedroom, 2 bathroom, 2 car garage home at a great price and fix it up to get instant equity. Nice private lot in a great family friendly neighborhood.

$175,000 MLS# 14-9487

FABULOUS COMMERCIAL LOT across from Mat-Su Regional Medical Center. Mountain views and Parks Hwy exposure. Lot has a driveway and an existing well that was drilled in the ‘70’s.

$188,300 MLS# 13-6244

QUIET AND PRIVATE SUBDIVISION 3 BR, 2 BA This home has vinyl siding, fenced yard, space to park an RV or toys, the furnace is 2 years old, laminate flooring installed in 2002, large kitchen w/island and dining area. This is a great starter home with room to add a garage. Home warranty buyers coverage.

$180,000 MLS# 14-13410

SECLUDED & PRIVATE 3 BR, 1 BA Ranch style home on 2.56 acres with a fully cedar fenced back yard, RV parking, circular driveway & close to schools. Open floor plan w/vaulted ceilings, newer laminate flooring & a huge arctic entryway/mud room.

$179,900 MLS# 14-9084

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Kristan Cole Team News | SUNDAY, SEPTEMBER 28TH 2014 | | PAGE 5 |

5131 East Mayflower Lane 907-373-3575 www.kristancole.com [email protected]

Text “AK Homes” to 59559 from any smart phone and get instant information for any home on the market.

KRISTAN COLE TEAM COULD CAUSE IT TO SELL!

These listings are up to date as of Thursday, September 18, 2014.

FABULOUS COMMERCIAL LOT across from Mat-Su Regional Medical Center. Mountain views and Parks Hwy exposure.

$130,300 MLS# 13-6243

GREAT INVESTMENT PROPERTY 2 BR, 1 BA Ranch style home in Aleutian Estates. 1 car detached garage, wrap around deck, vaulted ceilings. Great home for building equity or an investor. ‘’Possible discoloration exists. All parties must sign a Hold Harmless Agreement and the property shown by appointment only’’ $87,000 MLS# 14-13528

ACCESS IS BY 4X4 TRAIL There is a small pond on the property and it sits at the top of a hill and has mountain views. 40 acres of sensational recreational property.

$72,000 MLS# 13-16496

BEAUTIFUL LEVEL CORNER LOT Ready for development of your new home. Underground utilities to the lot, horses allowed, covenants, partial mountain views on 2.44 acres. Lot next door is also available MLS #14-8853.

$540,000 MLS# 14-8848

MOUNTAIN AND GLACIER VIEWS Recreational or residential lot with paved streets with mountain and glacier views.

$60,000 MLS# 14-3116

ONE OF A KIND PARCEL with great road access and a perfect area for all types of recreating. Lakes and rivers very close by. This parcel is partially cleared and is level and usable. There are not many parcels left this size within close proximity to Houston and Wasilla. Power is to the property. $55,000 MLS# 14-178

READY TO BUILD ON Almost 2 acres of undeveloped heavily treed land. Electric to the property. Buyer to verify where natural gas is located. Paved streets and close to town.

$50,000 MLS# 14-1355

ELECTRIC TO THE PROPERTY Great building lot with mountain views.

$49,000 MLS# 14-2233

HORSE PROPERTY Nice level, heavily treed 4.77 acre building lot. Utilities close to the lot. Horse property with partial mountain views.

$49,000 MLS# 13-14696

NICE DRY WOODED LOT New subdivision w/lovely new homes in a quiet area w/few restrictions. Private, end of the street 0.92 acre lot. Nice dry wooded lot ready to build your new home. Utilities in the area. Buyer to verify location.

$35,000 MLS# 14-11752

POTENTIAL HORSE PROPERTY Nice level building lot in a quiet serene area. 3.47 acres of land ready to build your new home. Utilities run along Johnsons Rd.

$38,500 MLS# 14-378

RECREATIONAL LAKEFRONT PROPERTY Remote, recreational lakefront property on No Name Lake. This 25 acres is near Bulchitna Lake, Fish Lakes & the Yentna River. Seller says lake is float plane accessible or snowmachine access in the winter.

$24,000 MLS# 14-3148

AIRSTIP ACCESS Affordable 5.90 acre building lot with airstip access. Pilots this is a must see property. Underground utilities, 2000 ft runway. Build your new home & hangar and have a view of the Talkeetna Mountains.

$65,000 MLS# 14-11356

RANCH STYLE CONDO 3 BR, 2 BA Affordable end unit ranch style condo. Fenced in front area, paved drive, laminate flooring, spacious kitchen w/breakfast bar & eat in area, laundry area with shelving, handicap accessible and spacious master bedroom with large private bathroom and a walk in closet. $87,900 MLS# 14-13552

LARGE MULTI-LEVEL HOME 3 BR, 2 BA 10 acres of land. There is a huge detached garage/shop with 3 bays, arctic entry, bay window with bench seat & shelving, loft style master bedroom or potential family room with a woodstove & vaulted ceilings. Potential horse property. Endless possibilities.

$159,900 MLS# 14-7312

NICE LEVEL COMMERCIAL LOT Taxable acreage is 1.20, gross acreage is 5.12. Frontage on Blue Lupine right off the Parks Hwy. Lots of commercial potential with visibility from the Parks Hwy.

$125,000 MLS# 14-14095

FLY IN PARADISE on Twin Island Lakes. Currently the only way to get to the property in the summer is to access the lake across private property. You cannot drive to the property. Dry buildable and in the prime direction of growth. This could be a pilots paradise or just a great recreational piece of land to get away to. $87,500 MLS# 13-15884

GREAT RESIDENTIAL AREA 5.04 acres, perfect commute location and situated at the end of a paved cul-de-sac. Heavily treed and utilities in the area (buyer to verify location).

$150,000 MLS# 14-13220

MOUNTAIN VIEWS 3 BR, 2.5 BA Great 2 story home with mountain views, extra large fenced dog area, landscaped yard, large storage shed, room for RV parking, vaulted ceilings, family room/office area plus lots of storage area/shelves in the garage.

$145,000 MLS# 14-9310

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Kristan Cole Team News | PAGE 6 | | SUNDAY, SEPTEMBER 28TH 2014 |

5131 East Mayflower Lane 907-373-3575 www.kristancole.com [email protected]

SEE ALL FORECLOSURES& BANK OWNED

PROPERTIESwww.ForeclosuresInWasilla.com

KELLER WILLIAMS REALTY • ALASKA GRoup

FREE HOME SELLING E-BOOKS

www.AlaskaHomeSellingInfo.com

Avoid These 14 Costly Mistakes when Selling Your Home.

Selling Your Home For Sale By Owner?Know the secrets to selling.

Up To Date Stats On Our Market Real Time. Simple. Weekly.

www.MatSuValleyMarketReports.comKELLER WILLIAMS REALTY • ALASKA GRoup

VIEW OF PIONEER PEAK Nice building lot with view of Pioneer Peak. Buyer to verify location of utilities.

$20,000 MLS# 14-3750

GREAT BUILDING LOT Heavily treed and utilities are in the area. (Buyer to verify location of utilities). No access, proposed part of Alaskan Est. No CCR’s.

$19,000 MLS# 14-13388

LEVEL, TREED BUILDING LOT on almost an acre. Electric and phone available, buyer to verify location. No CCR’s.

$17,500 MLS# 14-10759

http://www.allalaskaproperties.com/p/

SCAN FOR MOBILE HOME SEARCH

End-of-summer sales on patio furniture might be front and center, but it might be just the right time to invest in new indoor chairs, couches or tables. Take a seat and learn how to prepare with tips from Better Homes and Gardens.

Do your homework. First, measure everything. Write down room dimensions, accounting for the door and other details of the space. Also, have an idea of what you like. Get inspiration from home décor magazines and online research. But, remember, you will need to touch, sit and even lift furniture before deciding if you

should bring it home. Ask yourself the right questions. What is the

purpose and function of the furniture? Is comfort or aesthetic the priority? It may help to bring to the store the measurements, photos of the room and magazine pages so that you can refer to them while you’re shopping.

Pay attention to detail. Check the cushions and stitching. Run your fingers over the woodwork and finish. Take time to examine every detail. Make sure that the furniture piece is exactly what you are looking for.

Don’t settle. If you aren’t sold on a piece, don’t get it. Every detail should be perfect. Many stores now even have a custom design division. Still feel overwhelmed? Ask your CRS REALTOR® for an interior designer referral.

Show Time

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Kristan Cole Team News | SUNDAY, SEPTEMBER 28TH 2014 | | PAGE 7 |

5131 East Mayflower Lane 907-373-3575 www.kristancole.com [email protected]

Is now the right time for you to buy a home? You have many options to consider and choices to make. Buying a home is a big responsibility, financially and emotionally, but, most people want to own a home. Homeownership often is referred to as “the American dream.” Why is it so special? Among the reasons: Real estate often is an excellent investment, perhaps the number one source of wealth-building for families.

Owning a home has many benefits. When you make a mortgage payment, you are building equity and that’s an investment. Owning a home also qualifies you for tax benefits that may assist you in dealing with your new financial responsibilities such as homeowners’ insurance, real estate taxes, and upkeep, which can be substantial. But given the freedom, stability, and security of owning your own home, they are definitely worth it! Owning your own home also can be a great source of pride and stability.

But homeownership may not be for everyone. It’s a big financial commitment starting with the initial shock of your purchase (including a “down payment” and fees paid to a real estate agent, the lender and others) followed by years of monthly mortgage payments, real estate taxes, property insurance, and maintenance costs. When you decide to purchase a home, you accept responsibility for paying for these expenses. They are additional costs to your monthly mortgage payment and should be included in your budget estimates: Property Taxes and Special Assessments, Home/Hazard Insurance, Utilities, Maintenance, Home Owner Association (HOA) Fee if applicable.

One of the advantages of renting is being generally free of most maintenance responsibilities and the flexibility of moving almost as soon as you decide. But

by renting, you lose the chance to build equity, take advantage of tax benefits, and protect yourself against rent increases. Also, you may not be free to decorate without permission and may be at the mercy of the landlord for your housing needs.

Home ownership also comes with short and long term tax advantages. The mortgage interest and real estate taxes are tax deductible, which allows you to subtract part of your housing related expenses from your taxable income and could reduce your tax bill. In many cases, the amount of money a renter spends on rent can be about the same as or less than the amount a homeowner spends on a mortgage. With the tax benefit for homeowners, the savings can be significant. Buy vs. rent: cost comparison

The chart below shows a cost comparison for a renter and a homeowner over a seven year period. The renter starts out paying $800 per month with annual increases of 5%. The homeowner purchases a home for $180,000 and pays a monthly mortgage of $1,000 (based on a 4% interest rate and 20% down payment). After a year, the homeowner’s payment is lower than the renter’s monthly payment.

Buying vs. renting your home

followed by years of monthly mortgage

payments, real estate taxes, property

insurance, and maintenance costs. When you

decide to purchase a home, you accept

responsibility for paying for these expenses.

They are additional costs to your monthly

mortgage payment and should be included

in your budget estimates: Property Taxes and

Special Assessments,

Home/Hazard Insurance,

Utilities, Maintenance,

Home Owner Association

(HOA) Fee if applicable.

One of the advantages of

renting is being generally

free of most maintenance

responsibilities and the

flexibility of moving almost

as soon as you decide. But

by renting, you lose the

chance to build equity, take advantage of tax

benefits, and protect yourself against rent

increases. Also, you may not be free to decorate

without permission and may be at the mercy

of the landlord for your housing needs.

Home ownership also comes with short and

long­term tax advantages. The mortgage

interest and real estate taxes are tax deductible,

which allows you to subtract part of your

housing­related expenses from your taxable

income and could reduce your tax bill. In

many cases, the amount of money a renter

spends on rent can be about the same as or

Is now the right time for you to buy a home?

You have many options to consider and

choices to make. Buying a home is a big

responsibility, financially and emotionally,

but, most people want to own a home.

Homeownership often is referred to as "the

American dream." Why is it so special?

Among the reasons: Real estate often is an

excellent investment,

perhaps the number one

source of wealth­building

for families.

Owning a home has many

benefits. When you make

a mortgage payment, you

are building equity­ and

that's an investment.

Owning a home also

qualifies you for tax

benefits that may assist you

in dealing with your new financial

responsibilities­ such as homeowners'

insurance, real estate taxes, and upkeep, which

can be substantial. But given the freedom,

stability, and security of owning your own

home, they are definitely worth it! Owning

your own home also can be a great source of

pride and stability.

But homeownership may not be for everyone.

It's a big financial commitment­ starting

with the initial shock of your purchase

(including a "down payment" and fees paid

to a real estate agent, the lender and others)

Consider these questions when making your choice:

Do you want to spend several years in a house and in a neighborhood?

Do you enjoy lawn and garden work?

Might you need to move suddenly to care for family?

Do you want to keep your assets accessible in the bank, or do you want to invest long-term in a home?

Buying Versus Renting

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5131 East Mayflower Lane 907-373-3575 www.kristancole.com [email protected]

Kristan Cole’s Preferred Providers of ServiceThe Kristan Cole Team recommends the following first-rate professionals &

encourages you to take advantage of their quality services to help you with all of your home & relocation needs. advertising

B. Original Signs 907-376-3083applianCes

Allen & Petersen Cooking & Appliances 907-373-0111asphalt serviCes

MJM Services 907-376-5222 / 907-745-1126aUtomotive Body repair

Auto Body Concepts 907-745-0616aUtomoBile insUranCe

State Farm - Curtis Green 907-272-2812Country® Financial - Beth, Julia & Laura 907-357-6166Allstate- Cindi Heal-Harsh 907-746-0505aUtomotive serviCes

Mr. Lube- Penzoil® 907-373-4645C&C Auto Care, LLC – Ron/Cindy Causa 907-376-6002Banners & vinyl letters

B. Original Signs 907-376-3083Blinds & Blind Cleaning

Today’s Window Fashions 907-746-6822 Bridal registry

Allen & Petersen Cooking & Appliances 907-373-0111BUsiness CommUniCation systems

Matanuska Telephone Association 907-745-3211Carpet Cleaning

Sam’s Carpet Care 907-373-7276Taylored Restoration 907-373-1239Car wash

Mr. Lube- Penzoil® 907-373-4645Cleaning

Northern Property Services – Becky Saiki 907-376-9358CommerCial insUranCe

Country® Financial - Beth, Julia & Laura 907-357-6166State Farm – Curtis Green 907-272-2812Allstate- Cindi Heal-Harsh 907-746-0505CompUter it serviCes

Valley Business Machines 907-376-5077CondominimUm insUranCe poliCy

State Farm – Curtis Green 907-272-2812Allstate – Cindi Heal-Harsh 907-746-0505Country® Financial - Beth, Julia & Laura 907-357-6166CooKing Classes

Allen & Petersen Cooking & Appliances 907-373-0111Copiers

Valley Business Machines 907-376-5077digital printing

B. Original Signs 907-376-3083dUCt & vent Cleaning

Sam’s Carpet Care 907-373-7276Alaska Power Vac 907-373-3310exCavation

Sapp Excavation 907-376-7277energy raters

Certified Home Inspection Service 907-355-3591fire damage restoration - Emergency Services!Sam’s Carpet Care 907-373-7276Taylored Restoration 907-373-1239flooring install/repair/maintenanCeCarpet, tile, vinyl, laminate, hardwood + mold/odor control & dyeing & restretching

Sam’s Carpet Care 907-373-7276Sommer Enterprises 907-841-0188handyman serviCes

Taylored Restoration 907-373-1239Sommer Enterprises 907-841-0188health insUranCe

State Farm – Curtis Green 907-272-2812Country® Financial - Beth, Julia & Laura 907-357-6166Allstate- Cindi Heal- Harsh 907-746-0505home inspeCtions

Fairview Property Consultants 907-373-7599Certified Home Inspection Service 907-355-3591Sommer Enterprises Home Inspection 907-841-0188home staging & redesign speCialist

A Little Accent 907-746-7497home warranties

HSA Home Warranty 800-367-1448homeowner’s & rental insUranCe

Country® Financial - Beth, Julia & Laura 907-357-6166State Farm – Curtis Green 907-272-2812Allstate – Cindi Heal-Harsh 907-746-0505hvaC dUCt Cleaning

Alaska Power Vac 907-373-3310internet serviCes & high speed internet

Matanuska Telephone Association 907-745-3211Janitorial serviCes

Northern Property Services – Becky Saiki 907-376-9358KitChen wares

Allen & Petersen Cooking & Appliances 907-373-0111laUndry applianCes

Allen & Petersen Cooking & Appliances 907-373-0111landsCaping

Timber Tree Service, Ed Stratton 907-746-4843Freezers Lawn Services 907-775-6288lawn serviCes

Freezers Lawn Services 907-775-6288life insUranCe

State Farm – Curtis Green 907-272-2812Country® Financial - Beth, Julia & Laura 907-357-6166Allstate- Cindi Heal-Harsh 907-746-0505mortgage loans

Premier Mortgage 907-865-9400oCCUpational therapy

Health Quest Therapy 907-376-6363offiCe Cleaning

Northern Property Services – Becky Saiki 907-376-9358offiCe eqUipment

Valley Business Machines 907-376-5077painting - interior/exterior

Adam’s Family Painting 907-227-2053 / 907-745-0702paving serviCes

MJM Services 907-376-5222 / 907-745-1126pediatriC therapy

Health Quest Therapy 907-376-6363physiCal therapy & sports rehaB

Health Quest Therapy 907-376-6363 preventative maintenanCe serviCe

Mr. Lube- Penzoil® 907-373-4645

C&C Auto Care, LLC – Ron/Cindy Causa 907-376-6002radon testing and/or mitigation

Fairview Property Consultants 907-373-7599refrigeration

Allen & Petersen Cooking & Appliances 907-373-0111rental applianCe replaCements

Allen & Petersen Cooking & Appliances 907-373-0111

repairs & restoration

Taylored Restoration 907-373-1239Sommer Enterprises 907-841-0188sanding

Mr. Plow 907-715-9924septiC installation

Sapp Excavation 907-376-7277septiC pUmping

Shamrock Septic 907-376-7448signs

B. Original Signs 907-376-3083snowplowing

Mr. Plow 907-715-9924speCialty Coating

Adam’s Family Painting 907-227-2053 / 907-745-0702telephone- loCal & long distanCe

Matanuska Telephone Association 907-745-3211television

Matanuska Telephone Association 907-745-3211tire sales/serviCe and repair

Mr. Lube- Penzoil® 907-373-4645title insUranCe

Mat-Su Title Insurance Agency, Inc. 907-376-5294tree serviCe

Timber Tree Service, Ed Stratton 907-746-4843Freezers Lawn Services 907-775-6288trUCKing serviCes

Sapp Excavation 907-376-7277Upholstry Cleaning

Sam’s Carpet Care 907-373-7276 vehiCle graphiCs

B. Original Signs 907-376-3083window treatments

Today’s Window Fashions 907-746-6822 water damage restoration - Emergency Services!Sam’s Carpet Care 907-373-7276Taylored Restoration 907-373-1239well adaptors & water line installation

Sapp Excavation 907-376-7277

If your business is interested in becoming a part of Kristan Cole’s Preferred Providers of serviCe, please contact The Kristan Cole Team at 907-373-3575 or send us an email at [email protected]