When you apply for a policy, you'll receive a verification call from us. In case you don't receive it, please call our toll free number – 1800 209 9090. It is at this stage where you should double check all personal and product-related details. For more details on risk factors, terms and conditions please read sales brochure and benefit illustration carefully Aegon Life before concluding a sale. Product Name: Jeevan Riddhi Insurance Plan (UIN 138N076V02)

Aegon Life Jeevan Riddhi Insurance Plan.A Non-linked Participating Life Insurance Plan.

GROW YOUR LIFE SAVINGSWHILE IT COVERS YOUR LIFE.

The premium amount quoted above is based on a standard healthy person, without taking in to consideration your own circumstances. The actual premium or the sum assured amount may change according to our underwriting decision.The Total Death Benefit i.e. Guaranteed Death Benefit plus Variable Death benefit will be subject to a minimum of 105% of total premiums paid till date.Amount under Benefit Payable on Death are as at policy year end. It includes bonus & guaranteed additions of that policy year also.

V N

o.i /

Jun

201

6

Trade logo displayed belongs to M/s Aegon N.V. and M/s Bennett, Coleman and Co. Ltd. and used by Aegon Life Insurance Co. Ltd. under trade agreement. Aegon Life Insurance Company Limited, IRDAI Reg. No. 138. Corporate identity No.: U66010MH2007PLC169110. Registered office: Building No. 3, Third Floor, Unit No. 1, Nesco IT Park, Western Express Highway, Goregaon (East), Mumbai – 400063. Tel: +91 226118 0100, Fax:02261180200/300. Email: customer.care@aegonlife.com. Website: www.aegonlife.com. ADVT No : II/Jun 2020/5686

BEWARE OF SPURIOUS PHONE CALLS AND FICTITIOUS / FRAUDULENT OFFERS!IRDAI is not involved in activities like selling insurance policies, announcing bonus or investment ofpremiums. Public receiving such phone calls are requested to lodge a police complaint.

* The modal loadings for modes other than Single Pay will be: • Annual Premium = Annualised Premium x 1.000 • Half yearly Premium = Annualised Premium x 0.512 • Monthly Premium = Annualised Premium x 0.087

Policy Term For Limited Pay Policies: 10 years to 20 yearsFor Single Pay Policies: 10 years

Premium Payment Term Single Pay / (Policy Term - 5) years

Policy Term Minimum Premium

Minimum Premium

No limit, subject to underwritingMaximum Premium

Single, Annual, Half-yearly and MonthlyPremium Payment Mode*

Will depend on the age of the Life Assured, Premium Payment Term opted and the Annualised Premium amount. Sum Assured

Limited Pay:Premium Payment Term: (Policy Term - 5) years

10 to 11 years `60,000/- p.a.

17 to 20 years `15,000/- p.a.

Single Pay: `1,00,000/-

12 to 16 years `17,000/- p.a.

About us

#As per latest annual audited figures, Individual Death Claim Settlement ratio for FY 2019-20 is 98.01%; 351 claims were received out of which 344 claims were settled. * Awarding Authority-http://www.fintelekt.com.

TOI and AegonPartnership

98.01% claimsettlement ratio#

E-Business Leader5 Times in a row*

ELIGIBILITY

Entry Age

Maximum: 70 years last birthdayMaturity Age

Minimum: 18 years last birthdayMaximum: 55 years last birthday for Limited pay option

60 years last birthday for Single Pay option

WHY BUY THIS PLAN?If you are looking for a savings plus protection plan which will give an extra boost to your savings, this plan is for you. Aegon Life’s Jeevan Riddhi Insurance Plan gives you 5% guaranteed additions on Sum Assured during the premium payment term. Moreover your family is covered for any unfortunate event and you also get a share in the performance of the product through the regular bonus.

You should purchase this plan if you:• Want to boost your savings every year • Want to financially secure your family’s future, come what may• Want to earn more by way of bonus• Want to have Loan available for meeting unplanned financial requirements• Want enhanced protection against death due to accident• Want a waiver on premium upon Disability

LET’S UNDERSTAND THE PLAN WITH AN EXAMPLE.

Thus, total payout to Mr. Kumar: `18,64,489 (@8%) / `12,40,508 (@4%)

Cover Amount (Sum Assured): ̀ 5,32,407 lakhs,Policy Term: 20 years, Premium Payment Term: 15 years, Premium Payment Mode: Annual, Premium: ̀ 60,000.

His plan details are as follows:

Plan Purchased

Year 1

Mr. Kumar survives the complete Policy Term:Case 1

Mr. Kumar receives the following:

Base Sum Assured: `5,32,407/-

`

Guaranteed Additions:`3,99,305/- (5% of Base SumAssured accrued at the endof every policy year for the

premium payment term of 15 years)

5 %

+ + Accrued Bonus plus Terminal Bonus

(if any): @8%: ̀ 9,32,777;@4%: `3,08,796/-

` 8% / 4%}}

Mr. Kumar (Age 35 years) opts for Aegon Life Jeevan Riddhi Insurance Plan. His plan details are:

• Annualised Premium: ̀ 60,000/-; • Sum Assured: ̀ 5,32,407/-;

• Policy Term: 20 years; • Premium payment Term: 15 years

The benefits/bonus/fund value represented with 4% & 8% are not guaranteed and they are given as illustration purpose only.

IN A NUTSHELL AEGON LIFE JEEVAN RIDDHI INSURANCE PLAN PROVIDES THE FOLLOWING BENEFITS• Guaranteed Addition of 5% of the Sum Assured for every year of premium payment. • Increase in benefit amount every year by bonus accrual, if any.• Lump-sum payout at maturity• Life cover for your family's financial security • Loan available for meeting unplanned financial requirements• Inbuilt Accidental Death benefit equal to 50% of Sum Assured• Option of premium waiver upon Disability • Choice of Policy Term and Premium Payment Term to match your financial needs.• Tax benefits as per prevailing tax laws.

NOW THAT YOU’VE UNDERSTOOD THE PLAN, HERE IS HOW YOU CAN BUY IT:

Step Choose the premuim amount you want to pay and the period you want to stay invested for.1Step Our Life Advisor will help you fill in the application form.2Step 3Step Expect a verification call from Aegon Life call centre, once you apply for the policy.4

A cheque will have to be drawn in favour of Aegon Life Insurance Co. Ltd.

This plan boosts your savings by way of Guaranteed Additions of 5% every year along with protecting your family in case of an unfortunate event.

8% / 4%

Accidental Death Benefit: `2,66,203/-

(50% of the Sum Assured)

Guaranteed Additions: ̀ 79,861/- (5% of Base Sum Assured accrued

at the end of every policy year till death)

Guaranteed Death Benefit:`6,00,000/- (Higher of Sum Assured 0R

10 times the Annualised Premium) Plus

Accrued Bonus: `1,46,092 (@8%) /

`60,694 (@4%)

+

Mr. Kumar dies in the 4th Policy year due to an accidentCase 2

Death Benefit paid to his nominee:

+50 % +`

+`

+

` Thus, total payout to Mr. Kumar’s nominee: ̀ 10,92,157/-(@8%) / `10,06,759/- (@4%), plus Terminal Bonus (if any)

The benefits/bonus/fund value represented with 4% & 8% are not guaranteed and they are given as illustration purpose only.

When you apply for a policy, you'll receive a verification call from us. In case you don't receive it, please call our toll free number – 1800 209 9090. It is at this stage where you should double check all personal and product-related details. For more details on risk factors, terms and conditions please read sales brochure and benefit illustration carefully Aegon Life before concluding a sale. Product Name: Jeevan Riddhi Insurance Plan (UIN 138N076V02)

Aegon Life Jeevan Riddhi Insurance Plan.A Non-linked Participating Life Insurance Plan.

GROW YOUR LIFE SAVINGSWHILE IT COVERS YOUR LIFE.

The premium amount quoted above is based on a standard healthy person, without taking in to consideration your own circumstances. The actual premium or the sum assured amount may change according to our underwriting decision.The Total Death Benefit i.e. Guaranteed Death Benefit plus Variable Death benefit will be subject to a minimum of 105% of total premiums paid till date.Amount under Benefit Payable on Death are as at policy year end. It includes bonus & guaranteed additions of that policy year also.

V N

o.i /

Jun

201

6

Trade logo displayed belongs to M/s Aegon N.V. and M/s Bennett, Coleman and Co. Ltd. and used by Aegon Life Insurance Co. Ltd. under trade agreement. Aegon Life Insurance Company Limited, IRDAI Reg. No. 138. Corporate identity No.: U66010MH2007PLC169110. Registered office: Building No. 3, Third Floor, Unit No. 1, Nesco IT Park, Western Express Highway, Goregaon (East), Mumbai – 400063. Tel: +91 226118 0100, Fax:02261180200/300. Email: customer.care@aegonlife.com. Website: www.aegonlife.com. ADVT No : II/Jun 2020/5686

BEWARE OF SPURIOUS PHONE CALLS AND FICTITIOUS / FRAUDULENT OFFERS!IRDAI is not involved in activities like selling insurance policies, announcing bonus or investment ofpremiums. Public receiving such phone calls are requested to lodge a police complaint.

* The modal loadings for modes other than Single Pay will be: • Annual Premium = Annualised Premium x 1.000 • Half yearly Premium = Annualised Premium x 0.512 • Monthly Premium = Annualised Premium x 0.087

Policy Term For Limited Pay Policies: 10 years to 20 yearsFor Single Pay Policies: 10 years

Premium Payment Term Single Pay / (Policy Term - 5) years

Policy Term Minimum Premium

Minimum Premium

No limit, subject to underwritingMaximum Premium

Single, Annual, Half-yearly and MonthlyPremium Payment Mode*

Will depend on the age of the Life Assured, Premium Payment Term opted and the Annualised Premium amount. Sum Assured

Limited Pay:Premium Payment Term: (Policy Term - 5) years

10 to 11 years `60,000/- p.a.

17 to 20 years `15,000/- p.a.

Single Pay: `1,00,000/-

12 to 16 years `17,000/- p.a.

About us

#As per latest annual audited figures, Individual Death Claim Settlement ratio for FY 2019-20 is 98.01%; 351 claims were received out of which 344 claims were settled. * Awarding Authority-http://www.fintelekt.com.

TOI and AegonPartnership

98.01% claimsettlement ratio#

E-Business Leader5 Times in a row*